scholarly journals The Effect of Lifestyle and Level of Knowledge in Household Financial Management

2018 ◽  
Author(s):  
Taufan Maulamin ◽  
Muhammad As’ad

This study was conducted to determine the extent to which lifestyle and level of knowledge affect the financial management in the household. The research area located in urban village Sungai Bambu, North Jakarta. The population in this study is every person who manages the finances in the family either husband, wife or both. A total of 162 respondents from the people in the study area. Research method with a survey to obtain primary data with random sample technique. Primary data collected from the questionnaires distributed in the study area. Data analysis techniques used in this study is multiple regression with the help of SPSS Program. The independent variables in the research a lifestyle (X1) and knowledge level (X2) then the dependent variable is household financial management (Y). The result of this study shows that there is a significant influence of lifestyle variable to household financial management with the acquisition of 0.727 and there is also a significant influence of knowledge level variable to household financial management with the addition of 0.593. From these results, it is clear that lifestyle factors tend to be more influential in household financial management. Life in a big city like Jakarta one that causes lifestyle variables dramatically affects. It is difficult to distinguish between the needs and wants associated with household consumption.

2020 ◽  
Vol 28 (1) ◽  
pp. 35-50
Author(s):  
Dewi Kusuma Wardani ◽  
Ratih Ranika Putri Utami

This study aims to determine the effect of transparency in financial management of village funds and community empowerment on community welfare in Sidoharjo Village, Tepus District, Gunungkidul Regency. This research method uses quantitative descriptive methods and primary data using questionnaires. This study took a sample of residents who were divided into 11 hamlets in Sidoharjo Village, Tepus District, Gunung kidul Regency. The sampling technique is stratified random sampling. Data collection is done by distributing questionnaires directly to people’s homes, attending social gatherings and routine meetings held by community members. It aims to obtain more data from respondents directly. The number of questionnaires processed was 120 questionnaires. Data were analyzed using multiple linear regression analysis. The results of this study indicate that community empowerment has a positive effect on the welfare of the people of Sidoharjo Village, Tepus District, Gunungkidul Regency, while transparency in financial management of village funds does not affect the welfare of the community in Sidoharjo Village, Tepus District, Gunungkidul Regency.


2021 ◽  
Vol 1 (1) ◽  
pp. 44-56
Author(s):  
Rinaldi Septiana ◽  
Rio Kartika Supriyatna

The purpose of this study is to determine and analyze the magnitude of the effect of expectations and benefits on motivation partially and simultaneously. Analyze the effect of expectations and benefits on decisions. Analyzing the effect of expectations and benefits on decisions through intervening variables.This research is quantitative. Data collection method is to use primary data through a questionnaire to the people of Situ Udik Village with a sample size of 96 respondents. The analysis used is path analysis. The results of the study in regression 1 showed that partialy and simultaneously the expectation variable had a real positive effect on people's motivation. The model regression test shows that the expectation variable has no effect on motivation. Simultaneously shows the expectation and profit variables have a significant positive effect on motivation. The influence of expectations on decisions proves that there is no direct influence on decisions. Analysis of the effect of profits on decisions proves that there is a significant influence on decisions. In the analysis of the influence of expectations on decisions through motivation shows there is a significant effect, on the profit variable, there is an influence on decisions through motivation as a connecting variable.  


JEJAK ◽  
2017 ◽  
Vol 10 (2) ◽  
pp. 330-340
Author(s):  
Lesta Karolina Br Sebayang ◽  
Erika Rizqiyana Budi ◽  
Ilma Ulfatul Janah

The purpose of this research is to find out the influence of economic, social and availability of information variable on the healthy life behavior of the people in Suruh Sub-district, Semarang Regency. The primary data source is collected by distributing the questionnaires to and by interviewing the people of Suruh Sub-district, Semarang Regency as the research respondents with the research analytical instrument of Probit binary responses regression. The availability of domestic wastewater disposal facilities is the dependent variable, while the household expenditure (economic variable), healthy life motivation (social variable) and maintenance of domestic wastewater disposal system (healthy life behavior) are the independent variables. The results show that the healthy life motivation and maintenance of domestic wastewater disposal system variables have positive and significant influence on the availability of domestic wastewater disposal facilities with ? = 5% and the household expenditure variable has positive and significant influence with ? = 10%. In general, it shows that the economic variable and the household expenditure determine the availability of domestic wastewater disposal facilities in Suruh Sub-district, Semarang Regency as the higher the individuals income, the higher their allocation to the household expenditure, including to the domestic wastewater management.


2019 ◽  
Vol 13 (2) ◽  
pp. 231-246 ◽  
Author(s):  
Benny Hutahayan

Purpose This study aims to examine comprehensively the factors determining the performance of small and medium enterprises (SMEs) producing Indonesian special food in East Java. Design/methodology/approach This study is quantitative and qualitative. Primary data was collected from entrepreneurs in East Java, those producing Indonesian special food. Secondary data was obtained from the literature, literature study, journals, Central Bureau of Statistics and the office of industry, trade, cooperatives and SMEs in East Java. Areas selected for this study were Surabaya, Madiun, Malang, Pasuruan, Lamongan and Banyuwangi. The population was small and medium entrepreneurs producing Indonesian special food in the selected cities. Based on the PLS sampling rule, the number of samples in each research area was 50, with total of 300 respondents (50 × 6). The methods of collecting primary data were interviews and questionnaire. Data analysis was done using GSCA. Findings The study firstly found the significant influence of entrepreneurial orientation on business strategies of SMEs producing Indonesian special food in East Java. SME managers have a high entrepreneurial orientation. Secondly, it found a significant influence of entrepreneurial orientation on business performance of SMEs producing Indonesian special food in East Java. Thirdly, the study found that government policy is not a moderating variable. Additionally, business strategies have a significant influence on the performance of SMEs producing Indonesian special food in East Java. Finally, dynamics of the environment and business strategy have a significant influence on the performance of manufacturing industry in South Sulawesi. Originality/value To know the effect of entrepreneurial orientation, environmental dynamism, consisting of uncertainty of environment and intensity of competition, and business strategies toward business performance. Considering the findings of the previous studies, the authors would like to re-examine the effect of entrepreneurial orientation on business performance, which also compares the findings of previous studies, especially, the one by Lee and Tsang (2003) on SMEs in Singapore.


2018 ◽  
Vol 5 (1) ◽  
Author(s):  
Siti Zakaria Lestari ◽  
Deasy Arisanty ◽  
Ellyn Normelani

This research entitled, “entitled Motivation spouses of fertile age ( PUS ) Using Long Term Contraception Method ( LTCM ) in the district of South Kalimantan MartapuraBanjar district” . This study aimed to use the EFA motivation Long -term contraception method ( LTM ) in District MartapuraBanjar district . The population in this study are spouses of fertile age ( PUS ) Participants KB active totaling 2,149 inhabitants in the district Martapura using the technique of taking random ie all spouses of fertile age ( PUS ) District of Martapura the planning participants active equal opportunities to be selected into the sample with a view on the tables Isaac and Michale obtained MartapuraSubdistrict samples totaling 327 respondents. The method used diskriftif with quantitative approach . Data collection techniques are primary data obtained from questionnaires , while secondary data obtained from the study of documents and studies pustak . Sampling was conducted using sampling techniques probality . Data analysis technique used is the percentage and scoring techniques . The description and analysis of the data described can be interpreted as motivational couples of childbearing age use a long-term contraceptive methods in District MartapuraBanjar district can be said to be high . The results showed motivation is an impulse that drives a person to behave , distribute and berintraksi to the situation. Motivation spouses of fertile age ( PUS ) MartapuraSubdistrict Using Long Term Contraception Method ( LTM ) . Intrinsic motivation and extrinsic motivation that affects spouses of fertile age ( PUS ) Using Long Term Contraception Method ( LTM ) m ie Age / age , level of knowledge , level of education . Extrinsic motivation that affects spouses of fertile age ( PUS ) Using Long Term Contraception Method ( LTM ) is the level of employment .


2019 ◽  
Vol 8 (2) ◽  
pp. 278-291
Author(s):  
Kurnia Dewi ◽  
Airine Yulianda ◽  
Hasanah Yaspita

This research is at Economic Colleges of Indragiri Rengat with a quantitative approach. This research used primary data that the author obtained from respondents who are students of the Economic Colleges of Indragiri Rengat. This research used descriptive research, explaining that descriptive research is the largest form of research shown to describe the events that exist. The characteristics of the descriptive method are: 1) Focusing on the problems that exist in the present and the current period and 2) The data collected is first arranged, explained and analyzed. To anyzed the data, this research used multiple regression, correlation coefficients, and hypothesis testing which will be assisted using SPSS version 21. The results of Multiple Linear Regression Analysis in this study indicate that the value is significant. For the variable entrepreneurship interest has a significant influence on the subject of entrepreneurship management. Furthermore, family environment variables have a significant influence on entrepreneurship management courses. Partial test results (T-test) obtained the value of entrepreneurial interest variable with a large tcount from ttable, based on the data testing criteria it can be seen that H0 is rejected and Ha is accepted, it means that entrepreneurship partially influences the entrepreneurship management course and the value of the family environment variable with a large tcount from the table, based on the data testing criteria it can be seen that H0 is rejected and Ha is accepted, it means that the family environment partially influences the entrepreneurship management course. The results of the R test test, the value of r or correlation has a very strong and unidirectional relationship between the variables of entrepreneurial interest and variables family environment increases, the entrepreneurship management course will also increase and the value of r square or coefficient of determination has the meaning that the variable entrepreneurship management can be explained by variables of entrepreneurial interest and family environment variables, as while the rest is explained by other independent variables not examined in this research.


2020 ◽  
Vol 1 (1) ◽  
pp. 28
Author(s):  
Yuli Fitriana ◽  
Nur Furqani ◽  
Siti Maryam Ulfa

ABSTRAKCampak dan Rubella merupakan penyakit infeksi menular melalui saluran nafas yang disebabkan oleh virus Campak dan Rubella.Batuk dan bersin dapat menjadi jalur masuknya virus campak maupun rubella. Pengetahuan vaksin  MR adalah kombinasi vaksin Campak/Measles (M) dan Rubella (R) untuk perlindungan terhadap kedua penyakit tersebut Campak dan rubella merupakan jenis penyakit yang tidak dapat di obati (virus penyebab penyakit tidak dapat dibunuh), maka imunisasi MR ini adalah pencegahan terbaik bagi keduanya. Tujuan penelitian untuk mengetahui  gambaran tingkat pengetahuan ibu tentang imunisasi vaksin measles rubella (MR) di UPT BLUD puskesmas gunungsari periode 2019. Penelitian ini merupakan penelitian observasional deskriptif dengan mengambil data secara cross sectional, populasi sebanyak 458, diperoleh sampel sebanyak 82 responden yang dipilih secara purposive sampling mengunakan data primer. Hasil penelitian menunjukkan bahwa gambaran tingkat pengetahuan ibu tentang imunisasi vaksin measles rubella yaitu 58,8%. Kata kunci :Tingkat Pengetahuan; Imunisasi; Masles Rubella ; Puskesmas. ABSTRACTMeasles and Rubella are infectious diseases transmitted through the airways caused by the Measles and Rubella viruses. Coughing and sneezing can be a pathway for measles and rubella viruses. Knowledge MR vaccine is a combination of  Measles (M) and Rubella (R) vaccines for protection against both The disease Measles and rubella are types of diseases that can not be treated (the virus that causes the disease can not be killed), then MR  immunization is the best prevention for both. The purpose of this research is to find out the description of mothers' knowledge about  immunization Measles Rubella (MR) vaccine in UPT BLUD puskesmas gunungsari period 2019. This research is a descriptive observational study by taking cross sectional data, a population of 458, obtained a sample of 82 respondents selected by purposive sampling using primary data. The results showed that the level of knowledge of mothers about measles rubella vaccine immunization was 58.8%. Keywords : Knowledge Level; Immunization; Masles Rubella ; Puskesmas 


2021 ◽  
Vol 2 (4) ◽  
pp. 309-325
Author(s):  
Hasanah Jaya Asja ◽  
◽  
Santi Susanti ◽  
Achmad Fauzi ◽  
◽  
...  

Abstract Purpose: This study examined the influence of perceived usefulness, ease of use, and income on interest in using paylater services. Research Methodology: The population in this study was the people of DKI Jakarta who know the Shopee Paylater service. The research sample was obtained using a purposive sampling method, with an affordable population calculation obtained 400 samples. The research method used was a quantitative method with multiple regression models. Data were primary data obtained from distributing questionnaires. Results: The results of the study partially show that perceived usefulness has a positive and significant influence on the interest of using paylater services; perceived ease of use has no positive and significant influence on interest of using paylater services; and income has a positive and significant influence on interest of using paylater services. Limitations: It is necessary to investigate other variables that can affect interest in using paylater services. Contribution: E-commerce companies should develop factors that influence consumer interest in using paylater and increase consumer knowledge before using paylater services. Keywords: Perceived Usefulness, Perceived Ease of Use, Income, Intention of Using Paylater


LaGeografia ◽  
2021 ◽  
Vol 19 (2) ◽  
pp. 139
Author(s):  
Chusnul Feby Mukharomah ◽  
Mursalin Ahmad ◽  
Rizky Pratama ◽  
Madinda Puspita Sari ◽  
Anidya Thoha Putri ◽  
...  

Coronavirus Disease 2019 (Covid-19) is a new type of disease that appears and has not been previously identified in humans. The virus that causes Covid-19 is called Sars-CoV-2. Indonesia is one of the countries that has experienced an increase in the number of Covid-19 cases since March 2020. Sragen Regency is one of the areas affected by Covid-19, especially Karangmalang District. This study aims to determine the level of knowledge and behavior of the people of Karangmalang District, Sragen Regency about Covid-19 and to know the relationship between the two. This research uses quantitative research methods using descriptive statistical analysis. This research was conducted in Karangmalang District, Sragen Regency. The data used by researchers are primary data in the form of data from questionnaires from respondents and secondary data from official government agencies. The results of the analysis show that the people of Karangmalang Subdistrict have a good level of knowledge and behavior towards Covid-19 and provide awareness to the community so that they always maintain their health to avoid the Covid-19 virus and contribute thoughts on overcoming Covid-19 in Karangmalang District, Regency Sragen.


2020 ◽  
Vol 15 (3) ◽  
pp. 162-170
Author(s):  
Lilik Sri Hariani ◽  
Endah Andayani

Personal financial management is the activity of planning, organizing, directing, and supervising financial activities such as the procurement and use of funds owned for the survival of the family. Many factors influence personal financial management. This study aims to analyze economic literacy, financial literacy, and spiritual intelligence on personal financial management. This study used a quantitative descriptive approach, with a sample of 73 housewives in Malang City who were taken randomly. Data collection using questionnaires and data analysis using Multiple Linear Regression analysis. The results showed that economic literacy, financial literacy, and spiritual intelligence simultaneously affect personal financial management, financial literacy and spiritual intelligence partially affect personal financial management, while economic literacy partially has no effect on personal financial management. As a housewife who usually acts as a manager in the family, at least you must understand two main concepts in financial management, namely the concept of cost and benefit and the concept of cash flow. For further researchers, it can expand the sample and add other variables so that it can better describe how financial management is for the people of Malang.


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