The Debtor’s Behavior in Microfinance Industry: An Exploratory Study of Measurement Scales

2020 ◽  
Vol 18 (2) ◽  
pp. 123-135
Author(s):  
Joko Susanto ◽  
Bayu Sindhu Raharja
Keyword(s):  
Risk Taking ◽  
Descriptive Analysis ◽  
Research Result ◽  
Future Research ◽  
Specific Information ◽  
Validity And Reliability ◽  
Measurement Scales ◽  
Practical Advantage ◽  
Descriptive Research ◽  
Insight Into

This study is an exploratory descriptive research that attempts to explore the measurement indicators of debtors’ behavior in microfinance industry. It employs as much of previous studies showed little attention in the relation of debtor's behaviour and non-performing loans. On the contrary, they spotlight more on the banking-specific information and macroeconomics factors. Therefore, this research tries to discover the debtor's behaviour which is assumed to have an impact on non-performing loans. The behaviours which employed and proposed are impulsiveness, risk-taking behaviour, and trustworthiness. This study aims to inquiry the measurement scales of proposed behaviours as well as test the validity and reliability of those indicators by employing exploratory factor analysis (EFA). The result shows that there are three indicators accepted being a measuring instrument of impulsiveness, two for risk-taking behaviour, and four signs for trustworthiness. It also examines in the descriptive analysis of the debtor's behaviour based on their socio-demographic criteria such as gender, age, marriage status, and wage. The research result would give an insight into both empirical and practical advantage in terms of microfinancing management. Theoretically, this paper serves a valid and reliable of debtors’ behavior measurement scales that would contribute for future research in testing the relation of such behavior variables to non-performing loans.

SHARE PRICE REACTION TO CASH DIVIDEND ANNOUNCEMENT: AN EVENT STUDY OF LISTED FIRMS IN KENYA

2019 ◽  
Vol 9 (1) ◽  
pp. 119-127
Author(s):  
George Gikama Muthoni
Keyword(s):  
Event Study ◽  
Descriptive Analysis ◽  
Joint Effect ◽  
Share Price ◽  
Future Research ◽  
Cash Dividend ◽  
Listed Firms ◽  
Price Reaction ◽  
Descriptive Research ◽  
Study Methodology

This study aimed to establish the effect of cash dividend announcement on share price reaction of the firms listed on the Nairobi Securities Exchange (NSE). This study used Event Study methodology with purely secondary drawn data from 24 firms listed on the NSE who meet the study threshold with an event window of eleven (11) days during the year 2008-2013. The study adopted the descriptive research design and sampling de-sign being purposive. STATA version SE12 was used to produce a descriptive analysis. The findings indicate that the share price reaction to dividend announcement is posi-tive for a dividend increase and negative for dividend decrease and constant for the constant dividend. The study therefore recommends that the effect of the dividend on the firm’s share price is very crucial for not only the literature but also for the regula-tion and supervision of the capital market and that further development of accounting standards, increased auditing skills, and advances in investor education will likely make dividends even more important in the future. Following these findings, it would be useful to also consider the following directions for future research on whether there is any joint effect of cash dividend, bonus issues, and right issues on the share price of firms listed on NSE.

scholarly journals ANALISIS KEPUASAN WISATAWAN MANCANEGARA TERHADAP TOURIST INFORMATION CENTRE DI LABUAN BAJO, NUSA TENGGARA TIMUR

Jurnal IPTA ◽  
2019 ◽  
Vol 7 (2) ◽  
pp. 202
Author(s):  
Dewi Handriana N. Meo ◽  
I Nyoman Sudiarta ◽  
I Ketut Suwena
Keyword(s):  
Service Quality ◽  
Descriptive Analysis ◽  
Coefficient Of Determination ◽  
Specific Information ◽  
Validity And Reliability ◽  
Tourist Attractions ◽  
Tourist Satisfaction ◽  
Analysis Technique ◽  
Information Center ◽  
Tourist Information

Tourist Information Center (TIC) is a facility that provides specific information about local areas, tourist attractions, festivals and all services related to tourism in the area. The purpose of this study was to determine how much influence the Quality of Service and Trust Affected on Foreign Tourist Satisfaction Using the Tourist Information Center in Labuan Bajo East Nusa Tenggara. Determination of samples in this study using purposive sampling method as many as 115 respondents. Data collection techniques using questionnaires, observation, interviews, documentation, and literature. The data analysis technique in this study is descriptive analysis, validity and reliability, classic assumptions, multiple regression analysis, correlation analysis, and coefficient of determination analysis using SPSS version 17.0.The results of this study indicate the effect of service quality on the satisfaction of foreign tourists using the Tourist Information Center in Labuan Bajo was stated to have a very significant effect with a tcount of 5.243> t table 2.23214. The effect of trust on satisfaction shows a significant value of 8.924> t table 2.23214, while for the influence of service quality and trust simultaneously on satisfaction is significant with a value of 151.617> t table 1.770.

scholarly journals Developing performance instruments assessment of 5th grade elementary school students in integrated thematic learning

2021 ◽  
Vol 2 (1) ◽  
pp. 1-7
Author(s):  
Ifan Awanda ◽  
Alben Ambarita ◽  
Rochmiyati Rochmiyati ◽  
Dwi Yulianti
Keyword(s):  
Elementary Schools ◽  
Student Performance ◽  
Descriptive Analysis ◽  
Fifth Grade ◽  
Future Research ◽  
Validity And Reliability ◽  
School Students ◽  
Fifth Grade Students ◽  
Assessment Performance ◽  
Thematic Learning

This study aims to develop an instrument for assessing student performance in elementary schools. The type of research and development used refers to the R&D theory of Borg and Gall. This study was conducted in three schools in Bandar Lampung. The sample data of this research were taken from the fifth-grade students of SD Negeri 1 Perumnas Way Halim. For data collection, observation, questionnaires, and documentation were employed, with descriptive analysis of the percentage of expert and practitioner validation, followed by instrument analysis for validity and reliability. This finding indicates that the assessment performance instruments of students in elementary schools were developed with theoretical and practical feasibility. Suggestions and limitations for future research are also discussed.

scholarly journals The Common Good Balance Sheet, an Adequate Tool to Capture Non-Financials?

2019 ◽  
Vol 11 (14) ◽  
pp. 3791 ◽  
Author(s):  
Christian Felber ◽  
Vanessa Campos ◽  
Joan R. Sanchis
Keyword(s):  
Factor Analysis ◽  
Organizational Performance ◽  
Common Good ◽  
Information Needs ◽  
Balance Sheet ◽  
Future Research ◽  
Validity And Reliability ◽  
Measurement Scales ◽  
The Common Good ◽  
The Common

In relation to organizational performance measurement, there is a growing concern about the creation of value for people, society and the environment. The traditional corporate reporting does not adequately satisfy the information needs of stakeholders for assessing an organization’s past and future potential performance. Practitioners and scholars have developed new non-financial reporting frameworks from a social and environmental perspective, giving birth to the field of Integrated Reporting (IR). The Economy for the Common Good (ECG) model and its tools to facilitate sustainability management and reporting can provide a framework to do it. The present study depicts the theoretical foundations from the business administration field research on which the ECG model relies. Moreover, this paper is the first one that empirically validates such measurement scales by applying of Exploratory Factor Analysis on a sample of 206 European firms. Results show that two out of five dimensions are appropriately defined, along with some guidelines to refine the model. Consequently, it allows knowledge to advance as it assesses the measurement scales’ statistical validity and reliability. However, as this is the first quantitative-driven research on the ECG model, the authors’ future research will confirm the present results by means of Confirmatory Factor Analysis (CFA).

scholarly journals PENGUKURAN TINGKAT KEPENTINGAN DAN PELAKSANAAN SARANA WISATA BAGI WISATAWAN MELALUI METODE IMPORTANCE PERFORMANCE ANALYSIS (IPA) DI PUSAT KONSERVASI PANTAI PENYU PARIAMAN

2019 ◽  
Vol 11 (1) ◽  
pp. 1
Author(s):  
Afrinaldi M
Keyword(s):  
Performance Analysis ◽  
Data Collection ◽  
Large Population ◽  
Research Result ◽  
Sampling Technique ◽  
Survey Method ◽  
Validity And Reliability ◽  
Descriptive Research ◽  
Quantitative Descriptive ◽  
Level Of Importance

The purpose of research is to determine the level of importance and the implementation of tourist facilities for tourists through the method of Importance Performance Analysis (IPA) in Pusat Konservasi Pantai Penyu in Pariaman city. This research consists of 3 indicators of tourism facilities, namely: basic tourism facilities, complementary tourism facilities, tourism support facilities. The type of this research is quantitative descriptive research with survey method. The population in this study are all tourists who visit Pusat Konservasi Pantai Penyu with large population and the number is not known for sure. Sampling technique is non probability sampling, by using purposive sampling. The number of samples in this study amounted to 81 tourists. Data collection using questionnaires based on Likert Scale that has been tested for its validity and reliability. Based on the research result, it is concluded that in general the level of importance and the implementation of tourism facilities for tourists through the method of Importance Performance Analysis of 40% of tourists stated that tourism is important and needs to be provided and maintained in the restaurants, daily market, souvenir shop and mushalla.

The evolution of the study of the mechanics of running. Relationship to injury

2000 ◽  
Vol 90 (3) ◽  
pp. 133-148 ◽  
Author(s):  
I McClay
Keyword(s):  
Lower Extremity ◽  
Historical Review ◽  
Future Research ◽  
Recreational Activity ◽  
Descriptive Research ◽  
The Past ◽  
Lower Extremity Biomechanics ◽  
The Relationship ◽  
Insight Into

The mechanics of running have been studied for hundreds of years. With the increase in interest in running as a recreational activity in recent years, running-related injuries have become common. Hundreds of studies on the mechanics of running have been conducted over the past few decades. However, the relationship between the mechanics of running and injury is still not well understood. This article describes the evolution of the study of the mechanics of running, with a focus on their relationship to injury. A brief historical review is presented, followed by a summary of the era of descriptive research and, finally, an overview of the more recent generation of hypothesis-driven research. The article concludes with suggestions for future research that may lead to greater insight into the relationship between lower-extremity biomechanics and injury.

Service quality, perceived value, satisfaction and intention to pay

2017 ◽  
Vol 30 (2) ◽  
pp. 269-286 ◽  
Author(s):  
Beatriz Londoño ◽  
Yesica Prado ◽  
Viviana Salazar
Keyword(s):  
Service Quality ◽  
Latin American ◽  
Online Survey ◽  
Perceived Value ◽  
Structural Equations ◽  
Future Research ◽  
Validity And Reliability ◽  
Measurement Scales ◽  
Content Type ◽  
Latin American Region

Objective The purpose of this paper is to examine the relations between the concepts of service quality, perceived value, satisfaction and intention to pay in the context of theatrical services in the city of Medellín, Colombia. Design/methodology Quantitative research was carried out on a sample of 274 individuals who had attended the theatre at least once in the previous year. The information was gathered in October 2014 using an online survey. Confirmatory factor analysis was used to test the validity and reliability of the measurement scales, and a structural equations model was developed to test the hypotheses. Findings Satisfaction with overall service and with the central service (i.e. with the performance itself) was the major predictors of consumer intention to pay. Limitations/implications of the research Future research could replicate the analysis presented here for other cultural services and different geographical contexts. Practical implications Theatres should focus their efforts on offering a basic service (a theatrical presentation) that meets the cultural and artistic expectations of the public, but should also bear in mind that audiences expect to be treated well when they go out and want to feel comfortable. Originality/value This paper contributes to understand the factors that influence theatre clients’ intention to pay by taking into account the factors that affect satisfaction and perceived value of the theatregoing experience. It also contributes to academic reflections on the cultural consumption in the field of the theatrical arts in the Latin American region, where this is a new field of research.

Analisis Pengaruh Kecerdasan Intelektual Terhadap Kemampuan Akuntansi dengan Kecerdasan Emosional dan Spiritual sebagai Pemoderasi

2018 ◽  
Vol 16 (1) ◽  
pp. 1
Author(s):  
Ria Manurung
Keyword(s):  
Data Analysis ◽  
Graduate Program ◽  
Descriptive Analysis ◽  
Research Result ◽  
Secondary Data ◽  
Spiritual Intelligence ◽  
Primary Data ◽  
Moderating Variables ◽  
Use Of Data ◽  
Independent Variable

Research conducted to obtain empirical evidence how the influence of independent variables of intellectual intelligence to accounting with moderating variables of emotional and spiritual intelligence. The research method used is descriptive quantitative with explanatory descriptive or explanatory research. This method is an explanatory research that proves the existence of causal relationship of independent variable (independent variable) that is intellectual intelligence; moderating variable (emotional and spiritual intelligence); and dependent variable (accounted dependent variable). Research begins by conducting library search, followed by primary data collection conducted by using questionnaires and secondary data through data analysis. And for the use of data analysis consists of descriptive analysis, classical assumption test and verification analysis with the method of Moderated Regression Analysis (MRA). This study is a census study with homogeneous and limited population of 92 students, all students of Accounting Graduate Program at UNSOED. Conclusion of research result that is: (1) Intellectual intelligence have influence either positively or signifikan to accountancy. Thus intellectual intelligence can lead students to more easily understand accounting, (2) Intellectual intelligence can be strengthened by emotional intelligence on accounting both positively and significantly. (3) Spiritual intelligence can strengthen the influence of intellectual intelligence on accounting both positively and significantly.

PENGARUH LINGKUNGAN KERJA DAN DISIPLIN KERJA TERHADAP KINERJA KARYAWAN BAGIAN PRODUKSI PT. FUJI SEIMITSU INDONESIA - BEKASI

2018 ◽  
Vol 19 (2) ◽  
pp. 121
Author(s):  
Riski Eko Ardianto ◽  
Ergo Nurpatria Kurniawan
Keyword(s):  
Work Environment ◽  
Significant Influence ◽  
High Performance ◽  
Employee Performance ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Working Environment ◽  
Validity And Reliability ◽  
Quantitative Research Methods ◽  
Environment Variables

Employee performance is something that is considered important for the company. Employees have high performance will certainly be able to work optimally so that the objectives of the institution itself will be easily achieved. Through the improvement of the working environment and working discipline expected the resulting performance can be optimized within the enterprise. In this study to determine the three variables that can affect employee performance (Y), the work environment variables (X1) and discipline (X2). Simultaneous and partially on the performance of employees at PT.Fuji Seimitsu Indonesia. Type of research is quantitative research. Methods of data collection using questionnaires with sempel amount of research is 100 respondents.Data analysis techniques in research using descriptive analysis, multiple linear regression analysis, validity and reliability test and partial test ( Test T) and a simultaneous test (Test F). Results of research conducted using SPSS 2.2 (ststitical program for social science), from the results obtained that the working environment (X1) were significant influence on employee performance (Y) on PT.Fuji Seimitsu Indonesia because work environment variables t = 3.231 > t table 1.660 with sig = 0.002 < 0.05. Labor discipline (X2) have a significant effect on employee performance (Y). Work environment (X1) and discipline (X2) simultaneously significant effect on employee performance (Y) PT. Fuji Seimitsu Indonesia.The results obtained on the whole of the working environment (X1) and discipline (X2) are all very significant influence on employee performance (Y) in PT.Fuji Seimitsu Indonesia. Keywords:Work Environment, Work Discipline and Employee Performance

PENGEMBANGAN SKALA LOCUS OF CONTROL

2017 ◽  
Vol 2 (3) ◽  
pp. 417-424
Author(s):  
Hendryadi Hendryadi
Keyword(s):  
Locus Of Control ◽  
Internal Consistency ◽  
Convergent Validity ◽  
Discriminant Validity ◽  
Short Form ◽  
Employee Selection ◽  
Future Research ◽  
Validity And Reliability ◽  
Control Scale ◽  
Two Stages

This article aims to develop a short form of the locus of control scale. The study was conducted in two stages: a study of 66 respondents as pilot testing which aims to test content validity, structure validity, and internal consistency. Study 2 was conducted on 328 respondents used to test the validity and reliability of the scale evaluated by the PLS-SEM method (such as internal consistency, convergent validity, and discriminant validity). The analysis concludes that the 8-item locus of control scales tested have adequate validity and reliability. A short form locus of control scale was developed and validated in this study, so it can be used in future research and evaluation for HR management practitioners in employee selection Keywords: locus of control, EFA, CFA, scale construction

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