Permasalahan Manajemen Usaha Mikro Studi Kasus Pada Pabrik Kerupuk UD. Manunggal Karsa Di Kel. Lebak Bulus Kec. Cilandak Kodya Jakarta Selatan

Liquidity ◽  
2018 ◽  
Vol 1 (1) ◽  
pp. 81-90 ◽  
Author(s):  
Siti Maryama
Keyword(s):  
Organizational Structure ◽  
Financial Institutions ◽  
Raw Materials ◽  
Excess Demand ◽  
Motor Vehicles ◽  
Family Management ◽  
Drying Process ◽  
Earned Income ◽  
Qualitative Descriptive ◽  
Bad Weather

The purpose of the study are to (1) review the main problems faced by the factory of Kepuruk Manunggal Karsa (MK), and (2) assessing the entrepreneur attempts to be able to solve the problems faced. The research was carried out using qualitative descriptive design. The results showed that (1) the lack of supply of raw materials as a result of lack of capital. Sequel is due, the difficulty of the plant to meet consumer demand (excess demand). (2), the system of capital used is circulating capital (capital turnover). Earned income used up to finance the operation of the plant. (3) Innovation has been done in the form of deal with bad weather (rain) as an effort of crackers drying process is by using the oven. (4) There has been no cooperation with financial institutions. (5) There is no organizational structure as a modern factory for traditionally managed by family management. (6) Marketing using modes of transportation carts and motor vehicles.

scholarly journals Working Capital of Kampoeng Batik Jetis Sidoarjo SMEs in East Java

2021 ◽  
Author(s):  
Lulu Nurul Istanti ◽  
Marshalia Dwi Linarki
Keyword(s):  
Financial Institutions ◽  
Raw Materials ◽  
Working Capital ◽  
Qualitative Descriptive ◽  
Descriptive Method

The purpose of this study was to examine the source and use of working capital at Kampoeng Batik Jetis Sidoarjo SMEs. It was conducted using a qualitative descriptive method. The results showed that the source of working capital was mainly personal, such as family money, savings and ploughing back profits. Funders and formal financial institutions such as banks did not play significant roles in financing SMEs due to the complexity of credit procedures and requirements. The use of working capital was limited to the purchase of raw materials and wage payments. Keywords: Working Capital, SMEs, Kampoeng Batik Jetis Sidoarjo

Comparative assessment of the inter-sectoral communications of the light industry of Ukraine and the certain countries EU

2020 ◽  
pp. 52-56
Author(s):  
Lyubomyr Sozanskyy
Keyword(s):  
Public Administration ◽  
Raw Materials ◽  
Comparative Assessment ◽  
Retail Trade ◽  
Motor Vehicles ◽  
Light Industry ◽  
Industrial Activity ◽  
Trade Sector ◽  
A Chain ◽  
Production Areas

The light industry is an important inter-sectoral segment and a chain of individual production areas. The purpose of the article is to carry out a comparative assessment of the cross-sectoral linkages of light industry of Ukraine with some EU countries and to prepare relevant analytical conclusions. The research revealed that the largest consumers of light industry products in 2013-2017 in Ukraine were the industries that belonged to this type of industrial activity (textile, clothing, leather and other materials), as well as the trade, furniture industry, public administration, and defense. The key problem for the functioning of the Ukrainian light industry is its high import dependence. In particular, the share of imports in intermediate consumption of light industry of Ukraine in 2017 was almost 60%. The share of imports in the expenditures of the Ukrainian light industry was almost 49%. The production activities of light industry in Ukraine use products of many ECs, but the main suppliers of raw materials and components are: textile production, production of clothing, leather, and other materials; production of chemicals and chemical products; wholesale and retail trade; supply of electricity, gas, steam, and air conditioning. In 2017, these four sectors totaled 70.74%. The following types of industrial activity in Ukraine have a significant potential for increasing output: production of rubber and plastic products; production of motor vehicles, trailers and semi-trailers; production of other vehicles; public administration and defense; compulsory social security; health care and social assistance. The further development and improvement of the technological level of Ukrainian light industry products requires greater integration of the latter with the trade sector. However, the trade sector in Ukraine requires a thorough “unshadowing”, i.e. legalization of all operations.

Analisis Manajemen Pembiayaan Murobahah BMT

WADIAH ◽  
2019 ◽  
Vol 3 (1) ◽  
Author(s):  
Ryski Pebriana, Rofik Efendi
Keyword(s):  
Financial Institutions ◽  
Financial Services ◽  
Field Research ◽  
Animal Husbandry ◽  
Muslim Community ◽  
Savings And Loans ◽  
Management Function ◽  
Islamic Financial Institutions ◽  
Qualitative Descriptive ◽  
Descriptive Approach

The development of Islamic banking and Islamic financial institutions in Indonesia lately increasing. One reason is the strong belief in the Muslim community that banking and conventional financial institutions contain usury which is prohibited by Islam. The presence of Agritama Srengat Blitar BMT as Syari'ah savings and loans is intended to be a more innovative alternative in financial services, the financing process is also not complicated. The absence of an element of usury to Murabahah financing, and the ease of the process and conditions for financing, does not make more and more bad loans. The approach used in this research is a qualitative descriptive approach, while the type of research is field research, and the method of collecting data is observation, interview and documentation, which is using three steps, data reduction, file presentation and drawing conclusions.The results of this study indicate that: 1). Financing procedures at BMT Agritama Srengat Blitar use 5C analysis (character, capacity, capital, collateral, condition) and take into account a maximum radius of 10 km, but this does not apply to existing customers and customers who get recommendations from partners. 2). The implementation of Murabahah financing management has not been in accordance with the murabaha management function which includes planning, organizing, implementing, and controlling. Where the planning of murabahah financing is devoted to agriculture and animal husbandry, but in practice it is not appropriate, then in the implementation of murabahah financing using a wakalah contract it is signed together with murabahah. And the supervision conducted by BMT Agritama is not routinely visited to the place of business. Keywords : financing manajement, murabahah

scholarly journals Prospects for optimizing the drying process of Virginia 202 tobacco leaves

2021 ◽  
Vol 17 (1) ◽  
pp. 70-77
Author(s):  
E. Е. Ulyanchenko ◽  
N. N. Vinevskaya
Keyword(s):  
Quality Indicators ◽  
Raw Materials ◽  
Control Sample ◽  
Physical Method ◽  
Cost Effective ◽  
High Energy ◽  
Drying Process ◽  
Drying Time ◽  
Apply Physical ◽  
Natural Drying

Cultivation and use of Virginia 202 broadleaf skeletal variety for the production of smoking tobacco has broad prospects. Problems of post-harvest processing of large leaves with a massive midrib consist in high energy costs with an artificial drying method or the provision of facilities for long-term natural drying. The aim of the research is to apply physical method of cutting the leaf midrib to intensify drying and to determine the effect of this technique on the quality indicators of raw materials. It has been found that the technique of cutting the midrib on the Virginia 202 variety contributes to a significant optimization of the drying process without reducing the quality of raw materials. The drying time of leaves with the combined method is reduced by 2,8 times, with the natural method – by 2,3 times, and the quality indicators of raw materials improve. Commercial quality is characterized by the yield of 1 commercial grade, for combined drying the yield of 1 grade has increased in comparison with the control sample by 27% and amounted to 86,5%, with natural drying – the increase in yield is 4%. Cutting the midrib increases the fiber yield by 3–5% and contributes to an increase in the volumetric-elastic properties of the fiber, providing an economical consumption of raw materials for the production of smoking articles, the consumption is 676,8–753,8 g/1000 pcs. The gustatory quality improves, raw materials with a cut midrib have optimal values of the ratio of carbohydrate-protein balance in the range of 1,08–1,5, the strength is preserved due to the lower consumption of nicotine during the shorter drying period, in comparison with drying the leaf without cutting the midrib. Cutting the midrib in Virginia 202 is cost effective.

scholarly journals Penerapan IPTEKS pada usaha Handycraft Ketak berorientasi Ekspor di desa Karang Bayan Kecamatan Lingsar Kabupaten Lombok Barat

2017 ◽  
Vol 7 (2) ◽  
Author(s):  
A.A.A. Triadi ◽  
M. Nuarsa ◽  
DG. Bisma
Keyword(s):  
Natural Products ◽  
Rainy Season ◽  
Raw Materials ◽  
Business Management ◽  
Export Market ◽  
Heat Sources ◽  
Drying Process ◽  
Japanese Market ◽  
Transfer Training ◽  
The Village

Products Woven or ketak is a handicraft product produced by the ‘artisans’ community in the village of Karang Bayan West Lombok with raw materials from plants ketak. In the process it takes the necessary skills to weave and combine woven ketak with other natural products such as wood, pottery, coconut shell or bone. The marketing of wicker web products has penetrated the export market, especially the Japanese market. Problems experienced by industrial partners or the artisan’s community is the transfer of design from businessmen to crafters (door to door), drying process during the rainy season and business management. Designs are sometimes made by the buyer and sent to the entrepreneur via email. The solving problem that is faced by the producents is the important thing to be done, by approaching the centralized design transfer training (in one place that is done in the partner house).  The next one, making a mechanical dryer with two heat sources located beside left and lower right and LPG-fueled (clean, practical, economical and environmentally friendly). Next step, by providing business management assistance (finance and marketing).

scholarly journals PENGAMBILALIHAN HAK ATAS JAMINAN (EKSEKUSI) JAMINAN FIDUSIA DAN RAHN TASJILY PERSEPEKTIF HUKUM POSITIF DAN HUKUM ISLAM

2019 ◽  
Vol 10 (2) ◽  
pp. 186
Author(s):  
Heri Kuswanto
Keyword(s):  
Financial Institutions ◽  
Islamic Law ◽  
Descriptive Analysis ◽  
Critical Legal Studies ◽  
Legal Studies ◽  
Positive Law ◽  
Qualitative Descriptive ◽  
The Right ◽  
And Storage ◽  
Laws And Regulations

The phenomenon that occurs is related to the taking over of the right to guarantee (execution) of fiduciary security and Rahn Tasjily in the execution of executions carried out by financial institutions that do not comply with applicable laws and regulations. This research uses Normative legal methods, with qualitative descriptive analysis and critical legal studies. The results of the study that the process of taking over the right to guarantee (execution) fiduciary regulated in article 29 (1) of the fiduciary guarantee law. Among the first, execution based on Grosse fiduciary guarantee certificate or executable title (fiat execution) contained in the Fiduciary Guarantee Certificate carried out by the fiduciary recipient. Second, an execution based on the execution of separate executions through public auctions by fiduciary recipients. Third, execution by sale under the hand by the creditor fiduciary himself, and fourth, fiduciary execution by claiming. Based on Islamic law, the process of expropriation of the right to guarantee (execution) Rahn Tasjily, that the procedure for executing Marhun (collateral object), if due. Murtahin must warn Rahin to pay off her debt immediately. If the Rahin still cannot repay its debt, then Marhun is forcibly sold/executed through an auction, according to sharia. Marhun sales proceeds used to pay off debt, maintenance, and storage costs that have not paid and sales costs. The excess proceeds from the sale belong to Rahin, and the shortcomings become Rahin obligations. The execution process carried out by sharia companies must be based on fatwa no. 25/DSN-MUI/III/2002, and fatwa no. 92/ DSN-MUI/IV/2014. Positive law and Islamic law, which become normative references, have not been well understood and applied by the finance parties, causing injustice and legal uncertainty.Keywords: expropriation of rights, fiduciary guarantee, rahn tasjily ABSTRAKFenomena yang terjadi terkait pengambilalihan hak atas jaminan (eksekusi) jaminan fidusia dan rahn tasjily pada pelaksanaan eksekus yang dilakukan oleh lembaga pembiayaan tidak mematuhi aturan perundang-undangan yang berlaku. Penelitian ini menggunakan metode hukum Normatif, dengan analisis deskriptif kualitatif dan studi hukum kritis. Hasil penelitian bahwa, proses pengambilalihan hak atas jaminan (eksekusi) fidusia telah diatur dalam pasal 29 (1) undang-undang jaminan fidusia. Diantaranya pertama, eksekusi berdasarkan grosse sertifikat jaminan fidusia atau titel eksekutorial (secara fiat eksekusi) yang terdapat dalam Sertifikat Jaminan Fidusia yang dilakukan oleh penerima fidusia. Kedua, eksekusi berdasarkan pelaksanaan parate eksekusi melalui pelelangan umum oleh penerima fidusia. Ketiga, eksekusi secara penjualan di bawah tangan oleh kreditor pemberi fidusia sendiri, dan keempat, eksekusi fidusia secara mendaku. Berdasarkan hukum Islam, proses pengambilalihan hak atas jaminan (eksekusi) rahn tasjily, bahwa prosedur pengeksekusisan marhun (objek jaminan), apabila jatuh tempo. Murtahin harus memperingatkan Rahin untuk segera melunasi hutangnya. Apabila rahin tetap tidak dapat melunasi hutangnya, maka marhun dijual paksa/dieksekusi melalui lelang sesuai syariah. Hasil penjualan marhun digunakan untuk melunasi utang, biaya pemeliharaan dan penyimpanan yang belum dibayar serta biaya penjualan. Kelebihan hasil penjualan menjadi milik rahin dan kekurangannya menjadi kewajiban rahin. Adapun proses eksekusi yang dilakukan oleh perusahaan syariah harus berdasarkan fatwa Nomor: 25/DSN-MUI/III/2002, dan fatwa Nomor:92/DSN-MUI/IV/2014. Hukum positif dan hukum Islam yang menjadi rujukan normatif, belum difahami dan diterapkan dengan baik oleh pihak pembiayaan, sehingga menimbulkan ketidakadilan dan ketidakpastian hukum. Kata Kunci : jaminan eksekusi fidusia,pengambilalihan hak, rahn tasjily

scholarly journals Processes of heat and mass transfer during drying of red beetroot

2020 ◽  
Vol 6 (2) ◽  
pp. 81-87
Author(s):  
Zhanna Petrova ◽  
◽  
Kateryna Samoilenko ◽  
Vitaly Vishnevsky
Keyword(s):  
Mass Transfer ◽  
Energy Consumption ◽  
Heat And Mass Transfer ◽  
Raw Materials ◽  
Antioxidant Properties ◽  
Calculation Model ◽  
Experimental Results ◽  
Biologically Active ◽  
Raw Material ◽  
Drying Process

Red beetroot is the main raw material which has a high content of betanine with antioxidant properties. An important emphasis in the processing of antioxidant raw materials by drying is to reduce energy consumption for the dehydration process, the maximum preservation of biologically active substances, and to reduce the cost of the final product. Drying is a complex and energy-intensive process. Therefore, to optimize energy consumption during drying and selection of rational modes of dehydration, it is necessary to apply the calculated analysis of heat and mass transfer on the basis of adequate mathematical models. Calculated and experimental results are compared. In general, the comparison of the results of numerical modeling of convection drying processes of the red beetroot sample with the experimental results showed their rather satisfactory qualitative agreement. The calculation model can be used to approximate the characteristics of the drying process of red beetroot, in particular the time required for drying. The obtained results of calorimetric studies allow stating that with correctly selected compositions, not only the components of native raw materials are stabilized, but also the drying process is intensified with the reduction of energy consumption to process.

Analisis Faktor-Faktor Yang Mempengaruhi Non Muslim Untuk Memanfaatkan Produk Lembaga Keuangan Syari’ah

WADIAH ◽  
2019 ◽  
Vol 1 (2) ◽  
Author(s):  
Aslikhah Dan Rina
Keyword(s):  
Financial Institutions ◽  
Economic Factors ◽  
Personal Factor ◽  
Natural Background ◽  
Location Service ◽  
Service Community ◽  
Community Awareness ◽  
Background Data ◽  
Qualitative Descriptive ◽  
Descriptive Method

Abstract: The purpose of this research is to know the factors that influence of Non Muslim to become an user in BMT Maslahah Tosari. This research used qualitative descriptive method with approach case studies on a natural background. Data was collected by three methods i.e. observation, interview and documentation.The result showed that (1) factors that affect people’s interest in using services financial institutions shari’ahare consumption, revenues, product/ types of saving, the location, service, community awareness and promotion. (2) Economic factors being the dominant reason for Non Muslim to be the customer in BMT Maslahah Tosari. (3) Other factors to cause Non Muslim to be the customer in BMT Maslahah Tosari are personal factor and psychological factors. Keywords: Non Muslim Client, promotion, and products.

OPTIMIZATION OF DRYING OF TOBACCO LEAF WITH A SLIT OF THE MIDDLE VEIN ACCORDING TO THE QUALITY INDICATORS OF TOBACCO RAW MATERIALS

2021 ◽  
Author(s):  
Е.Е. УЛЬЯНЧЕНКО
Keyword(s):  
Chemical Composition ◽  
Quality Indicators ◽  
Raw Materials ◽  
Technological Properties ◽  
Drying Method ◽  
Drying Process ◽  
Protein Ratio ◽  
Drying Time ◽  
Tobacco Leaves ◽  
Tobacco Leaf

При производстве табачного сырья важную роль играет сокращение продолжительности сушки табачных листьев. Одним из способов интенсификации сушки свежеубранных табачных листьев является прием прорезания средней жилки (ПСЖ) листьев вдоль волокон. По результатам исследований 2019–2020 гг. была создана база данных табачного сырья, полученного при естественном способе сушки с применением приема ПСЖ, которая может служить информационным материалом для производителей табака. Проведена оптимизация процесса сушки табачного листа ПСЖ по показателям качества табачного сырья для расширенного диапазона сортотипов табака. Объектом исследований были сорта отечественной селекции, включенные в Государственный реестр селекционных достижений, допущенные к использованию: Самсун 85, Вирджиния 202, Юбилейный новый 142, Трапезонд 92, Трапезонд 204, Дюбек 33, Американ 287 и Крупнолистный Ильский (находится в стадии государственных испытаний). Критерием оценки эффективности применения приема ПСЖ на исследованных сортах табака являлся совокупный сравнительный анализ следующих показателей контрольных (без ПСЖ листа) и опытных образцов: уровень интенсификации сушки, показатели товарного качества, технологических свойств и химического состава полученного сырья. Установлено, что ПСЖ позволяет интенсифицировать процесс сушки в 1,3–2,46 раза в зависимости от сорта табака и положительно влияет на технологические свойства сырья, у большинства сортов увеличивается выход волокна и сохраняются объемно-упругие свойства. Динамика сушки оказывает влияние на изменение химического состава сырья. В процессе сушки за счет гидролизации солей никотина и его освобождения путем окисления кислородом воздуха уровень никотина в ряде образцов снижается в пределах 10–30%. Чем выше содержание никотина, тем выше крепость табака, грубее его вкус. Изменения углеводно-белкового соотношения в сторону повышения углеводов улучшают вкусовые характеристики сырья. По каждому исследованному сорту не удалось выявить закономерной зависимости его структуры и характера процесса сушки при ПСЖ с преобразованиями химического состава сырья. На основе анализа технологических и качественных показателей табачного сырья, представленных в разработанной базе данных по интенсификации сушки различных сортов табака с применением приема ПСЖ табачных листьев, можно планировать выбор оптимального способа сушки для каждого сорта табака, позволяющего повысить эффективность использования сырья и улучшить его качественные характеристики. In the production of tobacco raw materials, reducing the drying time of tobacco leaves plays an important role. One of the ways to intensify the drying of freshly harvested tobacco leaves is the method of cutting the middle vein (CMV) of the leaves along the fibers. Based on the results of research in 2019–2020, a database of tobacco raw materials obtained by a natural drying method using CMV reception was created, which can serve as information material for tobacco producers. The optimization of the process of drying the CMV tobacco leaf according to the quality indicators of tobacco raw materials for an expanded range of tobacco variety types was carried out. The object of research was the varieties of domestic selection included in the State Register of Breeding Achievements, approved for use: Samsun 85, Virginia 202, Yubileyny novy 142, Trapezond 92, Trapezond 204, Dubek 33, American 287 and Krupnolistnyy Ilskiy (under state testing). The criterion for evaluating the effectiveness of the use of CMV intake on the studied tobacco varieties was a cumulative comparative analysis of the following indicators of control (without CMV sheet) and experimental samples: the level of drying intensification, indicators of commercial quality, technological properties and chemical composition of the obtained raw materials. It is established that CMV allows to intensify the drying process by 1,3–2,46 times, depending on the tobacco variety and has a positive effect on the technological properties of raw materials, most varieties increase the yield of fiber and retain volume-elastic properties. The dynamics of drying affects the change in the chemical composition of raw materials. During the drying process, due to the hydrolysis of nicotine salts and its release by oxidation with air oxygen, the nicotine level in a number of samples decreases within 10–30%. The higher the nicotine content, the higher the strength of tobacco, it is coarser in taste. Changes in the carbohydrate-protein ratio in the direction of increasing carbohydrates improve the taste characteristics of raw materials. For each studied variety, it was not possible to identify a regular dependence of its structure and the nature of the drying process at CMV with transformations of the chemical composition of raw materials. Based on the analysis of technological and qualitative indicators of tobacco raw materials presented in the developed database on the intensification of drying of various varieties of tobacco using the use of CMV of tobacco leaves, it is possible to plan the choice of the optimal drying method for each variety of tobacco, which allows to increase the efficiency of using raw materials and improve its quality characteristics.

Effects of Preparation of Cement Raw Meal with Carbide Slag on the Environment and Equipments

2014 ◽  
Vol 787 ◽  
pp. 123-127 ◽  
Author(s):  
Ya Li Wang ◽  
Su Ping Cui ◽  
Hui Wang ◽  
Shi Jie Dong ◽  
Yan Yao
Keyword(s):  
Heavy Metal Ions ◽  
Raw Materials ◽  
Chemical Properties ◽  
Exhaust Gas ◽  
Physical And Chemical Properties ◽  
Drying Process ◽  
Calcination Process ◽  
Carbide Slag ◽  
Physical And Chemical ◽  
And Chemical Properties

Based on the physical and chemical properties of carbide slag, the contents of heavy metals in effluent came from carbide slag drying process were studied, and then the composition of exhaust gas emitted from the carbide slag drying process and calcinations process of raw materials prepared with carbide slag was detected, in order to know whether there are harmful or corrosive gases released and the effect of the emissions on the environment and related equipments. The results indicate that the exhaust gases emitted from the calcination process of raw meal prepared with carbide slag is mainly composed of CO2 and water vapor, and is free from harmful gases. However, a lot of water in carbide slag during the pre-heat and decomposition process under high temperature would accelerate the corrosion of equipments. Simultaneously, a small number of heavy metal ions contained in the carbide slag can cause environmental pollution and sulfides would be adverse to the cement calcination process resulting in the crust blockage of kiln.

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