scholarly journals Peningkatan Pemahaman mengenai Perencanaan Pensiun pada Guru SMK di Palembang

2021 ◽  
Vol 6 (4) ◽  
pp. 327-332
Author(s):  
Fida Muthia ◽  
Agil Novriansa ◽  
Ichsan Hamidi
Keyword(s):  
Community Service ◽  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Retirement Planning ◽  
Pension Funds ◽  
Sandwich Generation ◽  
Low Level ◽  
Good Level ◽  
Service Activity

One of the reasons for the emergence of the sandwich generation is the inability of parents to plan for retirement. One of the ways to break the sandwich generation chain is to do good financial management and planning. Good financial planning usually needs to be supported by a good level of financial literacy. One reason for the lack of knowledge in retirement planning is the low level of financial literacy in society. Therefore, it needs efforts to increase retirement planning knowledge to reduce the number of sandwich generation in Indonesia. The purpose of this service activity is to increase financial literacy in teachers and introduce retirement planning. The implementation of this community service activity is carried out using the lecture and discussion method. Activities are carried out in the form of webinars using the Zoom application. From the results of these community service activities, it can be assumed that there are still many teachers who do not realize the importance of preparing for pension funds. This is due to a lack of understanding of retirement planning.

scholarly journals Pendampingan Literasi Finansial Rumah Tangga Masyarakat Dusun Kawan Kabupaten Bengkayang

2021 ◽  
Vol 4 (1) ◽  
pp. 420-427
Author(s):  
William Wendy Ary ◽  
Helena Anggraeni Tjondro Sugianto ◽  
Aloysius Hari Kristianto
Keyword(s):  
Community Service ◽  
Financial Literacy ◽  
Financial Management ◽  
Financial Sector ◽  
Financial Industry ◽  
Service Activities ◽  
Service Activity ◽  
Family Based ◽  
High Level

ABSTRAK Indonesia merupakan negara yang masuk sebagai anggota negara G-20 dan tentu saja memiliki tingkat perekonomian yang tinggi secara global. Salah satu sektor yang mendorong perekonomian Indonesia berasal dari sektor keuangan. Walaupun sector keuangan merupakan salah satu kontributor terbesar, namun masih banyak warga negaranya yang belum terliterasi dengan baik pengetahuan keuangan terutama di Kabupaten Bengkayang dan tentu saja hal ini mendorong tim pengabdian masyarakat Institut Shanti Bhuana tergerak untuk melakukan kegiatan pengabdian kepada masyarakat Dusun kawan di Kabupaten Bengkayang. Kegiatan ini menggunakan tiga metode yaitu ceramah, tutorial dan praktik. Kegiatan pengabdian ini mendapatkan respon dan hasil yang cukup membahagiakan dimana 54,5% peserta merasa cukup puas dengan kegiatan pengabdian yang telah dilaksanakan dan sisanya sebesar 45,5% merasa sangat puas terhadap pelaksanaan kegiatan pengabdian masyarakat. Sebanyak 33 peserta mengatakan paham terhadap keseluruhan materi di kisaran 76-100%, 8 peserta mengatakan paham terhadap keseluruhan materi di kisaran 50-75%, dan hanya 2 peserta yang mengatakan paham terhadap keseluruhan materi di kisaran dibawah 50% Kata kunci :    Literasi Keuangan, Manajemen Keuangan Keluarga, Kabupaten Bengkayang, Pengabdian Masyarakat   ABSTRACT   Indonesia is a country that has been categorized as one of G-20 countries and also indeed has a high level of economy globally. Financial Industry is one of the sectors that contributes Indonesian economy. However, even though the financial sector is one of the biggest contributors, there are still many Indonesia’s citizens who are not with financially iterated, especially in Bengkayang Regency and this problem has motivated the community service team of the Shanti Bhuana Institute to carry out community service activities in Kawan Hamlet in Bengkayang Regency. This activity uses three methods, namely lectures, tutorials and practices. This service activity received both satisfying results where 54.5% of the participants felt quite satisfied with the service activities that had been carried out and the remaining 45.5% were very satisfied with the implementation of community service activities. A total of 33 participants said they understood the whole material in the range of 76-100%, 8 participants said they understood the whole material in the range of 50-75%, and only 2 participants said they understood the whole material in the range below 50% Keywords : Financial Literacy, Family-based Financial Management, Bengkayang Regency, Community Service

scholarly journals LITERASI FINANSIAL PADA TAMAN BACA MASYARAKAT

2019 ◽  
Vol 3 (2) ◽  
pp. 209-215
Author(s):  
Hanjar Ikrima Nanda ◽  
Ria Zulkha Ermayda ◽  
Fitri Purnamasari ◽  
Nabila Dini Syara ◽  
Nabila Dini Syara ◽  
...  
Keyword(s):  
Community Service ◽  
Financial Literacy ◽  
Financial Management ◽  
Group Discussion ◽  
Financial Statements ◽  
Self Management ◽  
Financial Reports ◽  
Non Profit ◽  
Service Activity ◽  
Leadership Group

Abstrak Pengelolaan mandiri oleh pemilik Taman Baca Masyarakat (TBM), seringkali dihampiri oleh masalah keuangan yang cukup mengancam kontinuitasnya. Kurang pengetahuan dari pengurus organisasi nirlaba ini dapat diminimalisir dengan memberikan lokakarya terkait pengelolaan keuangan organisasi sejenis. Dana dari donasi—baik tunai maupun non tunai—seyogyanya diterima, dicatat, serta dilaporkan dengan baik dan menarik, sehingga meningkatkan kepercayaan donatur. Tujuan dari rangkaian kegiatan ini adalah untuk memberikan keterampilan teknis terkait pembuatan laporan keuangan TBM yang mudah dipahami oleh para stakeholder, dengan menggunakan metode berupa penggalian masalah, pemberian materi serta praktik. Kegiatan pertama yang dilakukan adalah leadership group discussion yang hasilnya membantu kegiatan berikutnya agar tepat sasaran. Kegiatan selanjutnya yaitu lokakarya yang diselenggarakan dalam bentuk praktik pencatatan dan juga penyajian laporan keuangan yang menarik serta mudah dipahami. Kegiatan pengabdian ini direspon positif oleh peserta, dan mereka mulai berkomitmen untuk tertib mencatat donasi tunai dan non tunai di TBM masing-masing. Ke depannya, kegiatan semacam ini sebaiknya ditindaklanjuti dengan pendampingan untuk menyesuaikan inti dari materi dengan keunikan masing-masing TBM. Kata kunci: Literasi Finansial, Taman Baca Masyarakat, Laporan Keuangan, Organisasi Nirlaba   Abstract Self-management by the owners of the Community Reading Park (TBM), often accompanied by financial problems that threaten its continuity. Lack of knowledge from the management of this non-profit organization can be minimized by providing workshops related to the financial management of similar organizations. Funds from donations—both cash and non-cash—should be received, recorded, and reported both properly and attractively, thereby increasing donor trust. The purpose of this series of activities is to provide technical skills related to the preparation of TBM financial reports that are easily understood by stakeholders, using excavating problems, providing material and practice as the methods. The first activity carried out was a leadership group discussion whose results helped the next activity to be on target. The next activity is a workshop about recording practices and the making of interesting financial statements that easy to be understand. The community service activity was responded positively by the participants, and they began to commit to an orderly record of cash and non-cash donations at their respective TBMs. In the future, this kind of activity should be followed up with assistance to adjust the core of the material with the uniqueness of each TBM. Keywords: Financial Literacy, Taman Baca Masyarakat, Financial Reports, Non-Profit Organization

Women’s financial planning for retirement

2019 ◽  
Vol 37 (1) ◽  
pp. 120-141 ◽  
Author(s):  
Satish Kumar ◽  
Sweta Tomar ◽  
Deepak Verma
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Future Research ◽  
Content Type ◽  
Developed Economies ◽  
Factors Influencing ◽  
The Status ◽  
Socio Demographic Factors ◽  
Women's Retirement

PurposeThe purpose of this paper is to examine the status of the research on women’s financial planning for retirement. This paper provides a brief review of the work carried out so far along with a conceptual framework of factors influencing women’s retirement financial planning. In addition, it lists significant gaps and recommends avenues for future research.Design/methodology/approachThe review is based on 151 articles appearing in various peer-reviewed journals published during 1980–2017. The study establishes its prominence by studying the publication activities based on the year of publication and region, citation analysis, research designs, data analysis techniques and findings from the selected articles.FindingsMost of the literature on women’s financial planning for retirement indicates a lack of financial management amongst women and their susceptibility to poverty in postretirement years. The majority of the research works in this field have taken place in developed economies. Empirical research with regression-based models for analysis is the most popular research design. This review also highlights the significant determinants of women’s retirement financial planning as identified through literature. These include socio-demographic factors, psychological constructs, financial literacy, economic and circumstantial forces.Originality/valueThis paper covers the research works done in this area in the past 38 years. To the best of authors’ knowledge, this is the first attempt to provide a systematic and comprehensive compilation of the knowledge in this subject. It further synthesizes the findings of various studies on factors influencing women’s retirement financial planning and gives recommendations for future studies.

scholarly journals Pelaksanaan Kegiatan Pembelajaran Membaca, Tulis Dan Hitung (Calistung) Untuk Meningkatkan Kemampuan Matematis Santri TPA Al-Ukhwah di Desa Tanjung Deah, Aceh Besar

2021 ◽  
Vol 1 (2) ◽  
pp. 226-232
Author(s):  
Lisma Novita ◽  
Zainal Abidin
Keyword(s):  
Research Methods ◽  
Community Service ◽  
Qualitative Approach ◽  
Mathematical Ability ◽  
Teaching Materials ◽  
Learning To Read ◽  
Low Level ◽  
Descriptive Research ◽  
Mathematical Abilities ◽  
Service Activity

This community service activity is motivated by the low level of mathematical ability of TPA children in learning to read, write and count. This activity aims to increase the mathematical ability of Al-Ukhwah TPA children in the fields of reading, writing, and arithmetic. The implementation of this activity was carried out using descriptive research methods with a qualitative approach. The findings in this service are 1) Knowing the importance of learning to read, writing and counting, 2) Researchers can carry out this activity in several ways, including designing methods or strategies and teaching materials, providing motivation and teaching, and selecting assignments to be given, 3) Reading, writing and arithmetic activities can improve children's mathematical abilities.

scholarly journals Peningkatan Usaha Kreatif dan Pengelolaan Keuangan Berbasis Akuntansi Keluarga di Desa Pabelan Kabupaten Semarang dalam Rangka Peningkatan Ketahanan Ekonomi Keluarga

2021 ◽  
Vol 3 (2) ◽  
pp. 135
Author(s):  
Indri Kartika ◽  
Sri Sulistyowati ◽  
Sri Dewi Wahyundaru ◽  
Afri Aulia Rahman
Keyword(s):  
Community Service ◽  
Financial Management ◽  
Digital Marketing ◽  
Outdoor Activity ◽  
Economic Resilience ◽  
Income Loss ◽  
Financial Difficulties ◽  
The Family ◽  
Service Activity ◽  
Business Income

Di masa pandemi saat ini banyak keluarga yang mengalami penurunan penghasilan karena menurunnya aktivitas di luar rumah, bahkan beberapa keluarga mengalami kesulitan keuangan karena menjadi korban PHK. Diperlukan usaha-usaha kreatif serta pengelolan keuangan yang cerdas agar ketahanan ekonomi keluarga bisa tetap terjaga. Kelompok ibu-ibu PKK di Desa Pabelan, Kecamatan Pabelan, Kabupaten Semarang memiliki latar belakang, tingkat sosial, pendidikan dan ekonomi yang berbeda-beda. Sebagian merupakan pekerja, pedagang, wirausaha kecil menengah, buruh industri dan pegawai harian lepas, namun kebanyakan masih memiliki waktu luang dapat diberdayakan dalam kegiatan pengembangan usaha kreatif. Kegiatan pengabdian masyarakat yang dilaksanakan oleh Team dari Fakultas Ekonomi Unissula yang terdiri dari Indri Kartika, Sri Sulistyowati, Sri Dewi Wahyundaru dan Afri Aulia Rahman dilakukan guna meningkatkan penghasilan dari usaha kreatif melalui pemasaran digital sederhana serta pengelolaan keuangan berbasis akuntansi keluarga. Peserta pelatihan meliputi ibu-ibu kelompok PKK di Desa Pabelan Kecamatan Pabelan Kabupaten Semarang. Metode pengabdian masyarakat dilaksanakan dengan penyuluhan, tanya jawab dan diskusi, dilanjutkan dengan praktik. Dari pelaksanaan pengabdian masyarakat dapat disimpulkan bahwa masyarakat tertarik untuk memulai usaha kreatif dan menerapkan pengelolaan keuangan berbasis akuntansi keluarga. ��During pandemic condition, many families have experienced income loss due to outdoor activity limitation. Some families even experience financial difficulties for losing job. Creative activities and smart financial management are needed so that the economic resilience of the family can be maintained. PKK women's group in Pabelan Village, Pabelan District. Semarang Regency has different backgrounds, social, educational and economic levels. Some are workers, traders, small and medium entrepreneurs actors, industrial laborers and casual daily employees. However, most of them still have free time to be empowered in creative business development activities. This community service activity was performed by members of Economic Faculty of Unissula which are: Indri Kartika, Sri Dewi Wahyundaru, Sri Sulistyowati and Afri Aluia Rahman. The purpose of this activity is to increase participant�s business income during this pandemic situation through applying simple digital marketing and financial management based on family accounting in Pabelan Village so that it can increase the income and welfare of the Pabelan villagers. Community service methods are carried out with counseling, discussion, followed by practice. From the implementation of community service, it can be concluded that the community is interested in starting creative businesses and implementing family accounting-based financial management.�

scholarly journals THE CAPACITY IMPROVEMENT OF EGG DUCK FARMERS IN DESA KOLAM THROUGH ENHANCING THEIR FINANCIAL MANAGEMENT AND ENTREPRENEURSHIP SKILL

2018 ◽  
Vol 1 (2) ◽  
pp. 107
Author(s):  
Pasca Dwi Putra
Keyword(s):  
Community Service ◽  
Financial Planning ◽  
Financial Management ◽  
Selling Price ◽  
Business World ◽  
Maintenance Costs ◽  
Management Concepts ◽  
Entrepreneurial Management ◽  
Capacity Improvement

AbstractThe purpose of community service is for training and counseling to duck farmers to plan and market their business to be better and can compete in the business world. In addition, the importance of financial management and entrepreneurship helps the farmers to plan their finances and marketing so that people can know the potential they have and see opportunities to develop the livestock business. The results of this dedication show that training and counseling of financial and entrepreneurial management helps farmers in financial planning such as feed and maintenance costs incurred, calculate the reasonable selling price of eggs, and plan future activities in developing the livestock business. Due to background education of farmers not from financial, so deep enough approach is required in explaining financial management and entrepreneurship as well as simple submission so that farmers can more easily understand the application of financial management concepts and entrepreneurship in the business world.Keywords: Financial Management, Entrepreneurship, Duck Farmers, Desa Kolam

scholarly journals A MODEL FOR PERSONAL FINANCIAL PLANNING TOWARDS RETIREMENT

2020 ◽  
Vol 0 (0) ◽  
pp. 1-21
Author(s):  
Teresa C. Herrador-Alcaide ◽  
Montserrat Hernández-Solís ◽  
Gabriela Topa
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Structural Equation ◽  
Financial Risk ◽  
Management Practices ◽  
Equation Model ◽  
Financial Resources ◽  
Explanatory Variables ◽  
Personal Financial Planning

One problem for sustainability of systems pensions is how people without specialized financial training could manage their resources and their actual personal intentions towards retirement. Research objective is to analyse the relationship among several factors that affect the behaviour towards retirement, the financial management practices and the financial resources, by carrying out a structural equation model (SEM) that was tested in Spanish workers sample in three phases. The influence of financial literacy, financial retirement objectives, optimism on retirement, tolerance to financial risk, and the commitment to financial planning at time 1, are analysed as explanatory variables of financial management practices at time 2. Financial resources for retirement at time 3 are explained by financial management practices. According to results, the model can predict the 36% of the variance of financial management practices and 53% of the variance of financial resources for retirement. Thus, the model can be used for checking of knowledge of the personal financial behaviour before retirement, what enables a better personal financial planning. It would be possible to apply a model based on self-assessment in order to implement a complementary financial planning that would allow to maintain the welfare during retirement.

scholarly journals Pelatihan Pelaporan Keuangan Berbasis Aplikasi Di Lingkup Antar RT Dalam RW Kelurahan Kauman Kecamatan Klojen Malang

2020 ◽  
Vol 4 (1) ◽  
pp. 68
Author(s):  
Sutrisno Sutrisno ◽  
Imam Cholissodin ◽  
Arief Andy Soebroto ◽  
Dian Eka Ratnawati ◽  
Lailil Muflikhah
Keyword(s):  
Community Service ◽  
Financial Services ◽  
Financial Management ◽  
Management System ◽  
The People ◽  
Service Activity ◽  
Financial Application ◽  
Information And Communication ◽  
Financial Management System ◽  
User Friendly

ABSTRAK  Pemanfaatan teknologi informasi dan komunikasi untuk aplikasi keuangan berbasis online telah banyak dikembangkan, diantaranya di bidang perbankan, keuangan, transportasi, jual beli, kesehatan, dan sebagainya. Demikian juga aplikasi berbasis perangkat bergerak seperti telepon seluler, komputer, laptop maupun lainnya juga sudah lazim dan banyak digunakan oleh masyarakat. Berdasarkan kondisi tersebut, maka dilaksanakan kegiatan pengabdian masyarakat antar RT dalam satu RW di wilayah Kelurahan Kauman Kecamatan Klojen Kota Malang (khususnya RT-02 dan RT-03 di RW-03) untuk menggunakan aplikasi keuangan. Aplikasi yang dikembangkan diharapkan dapat mempermudah dalam melakukan pengelolaan keuangan di tingkat RT, sehingga lebih efektif, efisien, akurat dan transparan. Tahapan kegiatan pengabdian kepada masyarakat ini diawali dengan melakukan observasi dan survei khususnya RT-02 dan RT-03 di RW-03 Kelurahan Kauman Kecamatan Klojen Kota Malang. Hasil survei ini dijadikan dasar implementasi aplikasi keuangan yang dikembangkan. Selanjutnya dilakukan sosialisasi dan pelatihan penggunaan aplikasi yang telah berhasil dikembangkan dari referensi terpilih, agar masyarakat lebih terbiasa dalam menggunakan sistem layanan keuangan tersebut. Dengan adanya aplikasi ini, diharapkan pengelolaan layanan keuangan menjadi lebih mudah dan pengguna aplikasi juga dimudahkan dengan adanya fitur-fitur yang telah disediakan. Hasil dari kegiatan ini yaitu, Sistem Pengelola Keuangan RT (SIPUT) dapat diakses dalam berbagai platform baik perangkat PC desktop maupun web, lalu sistem ini menggunakan tampilan yang user friendly sehingga Staff RT-02 dan RT-03 RW-03 Kelurahan Kauman dapat dengan mudah melakukan manajemen pengelolaan keuangan dengan cepat dan akurat, sehingga kinerja mereka menjadi lebih baik. Jadi SIPUT ini sangat sesuai dengan kebutuhan objek pengabdian masyarakat. Staff RT dapat melakukan berbagai pengelolan beberapa kegiatan seperti membuat manajemen keuangan, manajemen surat, dan manajemen kegiatan warga. Kata kunci : sistem pengelola keuangan RT; Kauman Malang; teknologi web dan dekstop  ABSTRACT  The use of information and communication technology for online-based financial applications has been widely developed, including in the fields of banking, finance, transportation, buying and selling, health, and so on. Likewise, mobile device-based applications such as cell phones, computers, laptops and others are also common and are widely used by the public. In accordance with these conditions, a community service activity was carried out in several RTs in one RW in Kauman Sub-District, Klojen District, Malang City (specifically RT-02 and RT-03 in RW-03) to use a financial application. The developed application is expected to facilitate financial management at the RT level, so that it becomes more effective, efficient, accurate and transparent. The stages of community service activities began with observations and surveys, especially in RT-02 and RT-03 in RW-03 Kauman Sub-District, Klojen District, Malang. The results of this survey formed the basis for implementing the financial application that was developed. After that, socialization and training on the use of applications that had been successfully developed from selected references were performed, so that the people were more accustomed to using the financial service system. With this application, it is hoped that the management of financial services will become easier and application users will also be facilitated by the features provided. The results of this activity are that RT Financial Management System (SIPUT) can be accessed in various platforms both desktop PC and web devices, and this system uses a user friendly display so that RT-02 and RT-03 Staffs in RW-03 Kauman Sub-District can easily conduct financial management quickly and accurately that improves their performance. Therefore, SIPUT is very suitable with the needs of the object of community service. RT staffs can carry out a variety of management of several activities such as making financial management, mail management, and citizen activity management. Keywords : RT financial management system; Kauman Malang; web and desktop technology

scholarly journals Tricks To Master English Vocabulary Through Interactive Activities At The Puri Kasih Orphanage Tembilahan

2020 ◽  
Vol 1 (02) ◽  
pp. 127-135
Author(s):  
Samsul Amri ◽  
Syafrizal Syafrizal ◽  
Maizarah Maizarah
Keyword(s):  
Higher Education ◽  
Community Service ◽  
English Language ◽  
Language Skills ◽  
Test Results ◽  
Initial Test ◽  
Final Test ◽  
Language Competence ◽  
Good Level ◽  
Service Activity

English language skills are also often used as a requirement when they want to continue to a higher education level. However, it cannot be denied that the limited understanding of English vocabulary results in obstruction of language competence achievement. Therefore, this activity is a form of service to the community, especially as a form of implementation of the Tri Dharma obligations of higher education, which aims to help students at the Puri Kasih Tembilahan Orphanage to master English vocabulary quickly. The method used is Training of easy tricks to master English vocabulary through interactive activities. In this Community Service activity, several activities are carried out, namely: words puzzle, words matching, pictures, games, and watching short movies. The results of this Community Service activity showed that the participants gave a positive responses to this activity. They are also more courageous and motivated to use the vocabulary they have by participating in every activity they do. Furthermore, the initial test results showed 8.3% of participants in the Very Good category, 12.5% of participants in the Good category, 41.7% of participants in the Enough category, and 37.5% of participants in the Low category. Then, the final test results showed that 16.7% of participants were at the Very Good level, 25% of participants were at the Good level, 45.9% of participants were at the Enough level, and only 12.5% were at the Low level. This shows that interactive activities can help students at the Puri Kasih Tembilahan Orphanage more easily master English vocabulary.  

Financial Literacy and Retirement Planning in Sakon Nakhon Province, Nakhon Phanom Province and Mukdahan Province

2020 ◽  
Vol 11 (1) ◽  
pp. 18-18
Author(s):  
Tatiyaporn SIRISAKDAKUL ◽  
Butsakorn KHORNJAMNONG
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Retirement Planning ◽  
Financial Knowledge ◽  
Money Management ◽  
Fundamental Factor ◽  
Goods And Services ◽  
Working Age ◽  
Financial Decision ◽  
Thai People

Financial knowledge or financial literacy is a crucial and fundamental factor for people's living so that they are able to survive with quality but without debts. As money is used as a medium for exchange of either goods or services, people in need of carrying out any activities involving goods and services necessarily depend on money. Unfortunately, Thailand does not emphasize on providing financial knowledge to people, namely understanding financial disciplines, plans and effective money management, for good financial decision and stability. According to a survey of the Bank of Thailand (2019), many Thai people are in debts quite early and tend to be unable to pay back for their debts punctually. This is a point that reflects their lack of skills on financial management or few financial knowledges, thus resulting in a lot of bad debts among those who lack such knowledge. Keywords: Financial literacy,Retirement Planning,Working-age people

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