scholarly journals Perbedaan Literasi Pemahaman Keuangan Terhadap Mahasiswa Akuntansi dan Mahasiswa Manajemen

2019 ◽  
Vol 5 (2) ◽  
pp. 1433-1442
Author(s):  
Lydia Octaviani ◽  
Kazia Laturette

This research aims to analyze the differences in understanding of financial literacy in Accounting and Manajemen students in the 2015-2016 class, knowing the level of literacy held by students of the Accounting Study Program and students of the Management Study Program, and to analyze differences in the understanding of financial literacy to Accounting students and Manajemen students. This study uses a quantitative approach and is carried out on students of the Accounting and Manajemen Study Programs at Ciputra Surabaya University. Data were collected using a questionnaire to students of Accounting and Management in the 2015-2016 class, with a total population of 739 people. The sampling technique used was disproportionate stratified random sampling, with a total sample of 307 students. The scale used in this study is the Likert scale and nominal. Independent data analysis methods tests were carried out with the help of IBM SPSS 24. The results of this study indicate that there are differences in the financial literacy level of Accounting and Manajemen students. The level of understanding of financial literacy of IBM and accounting students at a moderate level with different score scores This difference includes every individual who has different competencies, financial management and financial management, and also seminars or training given to students from lecture activities. There is a difference in understanding of financial literacy between Manajemen and Accounting students.

2021 ◽  
Vol 6 (1) ◽  
pp. 43-53
Author(s):  
Silviana Veriwati ◽  
Dessy Triana Relita ◽  
Emilia Dewiwati Pelipa

This study aims to determine the effect of financial literacy on the financial management behavior of students in economic study programs. Tehe research is a quantitative research. The population in this study were 106 students of the economic study program STKIP Persada Khatulistiwa Sintang. The number of sampel of this study were 84 respondents, the sampling technique used was random usig the Slovin formula. First, data analysis was done by looking for validity and reliability, descriptive analysis test, contribution test, and classical assumption test. The data obtained were processed with the SPSS version 18 program. The results showed that financial literacy had an effect on the financial management behavior of students in the economic education study program of STKIP Persada Khatulistiwa Sintang, with the results of the t test, the t count was 5,119 greater than (>) t table 1.988 and the value os Sig. 0.000 < 0.05


2020 ◽  
Vol 1 (2) ◽  
pp. 119-127
Author(s):  
Komang Krishna Yogantara

This study aims to examine the effect of lectures while working, learning behavior and emotional intelligence on the level of understanding of regular afternoon accounting students of accounting study programs at Triatma Mulya University. The dependent variable in this research is accounting understanding (Y). While the independent variables in this study are lectures while working (X1), learning behavior (X2) and emotional intelligence (X3). The population in this study were all regular evening students of the 2016-2019 accounting study program who are still active at Triatma Mulya University. The sample in this study was selected by purposive sampling method and obtained a sample of 96 students. The research method used is quantitative research and for data analysis using multiple regression analysis. The results of the study stated that lecture while working had a positive effect on accounting understanding, seen from the X1 significance value of 0,000. The positive influence between lectures while working with the level of understanding of accounting identifies that students who are active in carrying out two activities at once, namely lecturing and working together and supporting each other. Furthermore, learning behavior has a positive effect on accounting understanding, seen from the X2 significance value of 0,000. This indicates that the better the student's learning behavior, the better the level of understanding of the student's accounting. While emotional intelligence also has a positive effect on accounting understanding, it can be seen from the X3 significance value of 0.002. This emotional intelligence shows that someone who is able to control his emotional intelligence well, then understanding accounting will also increase.


2020 ◽  
Vol 2 (1) ◽  
pp. 31-35
Author(s):  
Melani Kartika Sari

The Covid-19 outbreak is a new type of disease and is highly contagious. This new virus was previously unknown before infecting many residents of Wuhan, China. This virus is now spreading to most of the world. To prevent its spread, the government urges people to stay at home and learn online. The aimed of this study was to determine the level of stress of first-degree students in the Nursing Study Program at Stikes Karya Husada in dealing with the Covid-10 outbreak and online lectures due to the outbreak. This type of research is a descriptive study with cross sectional design. Sampling was done by purposive sampling technique to get a total sample of 70 respondents. Data were collected using a questionnaire in the form of google and found that most students experienced moderate stress (38.57%), some experienced severe stress (28.57%), and mild stress (32.86%). The stressors that cause the most stress are difficulty understanding online material and worry about contracting Covid-19. Pandemic conditions that are full of uncertainty need to be addressed wisely by various parties. It takes effort to reduce stress by doing a variety of fun activities in the home that can be done by students. Keywords: stress level, students, covid-19, online lectures


2020 ◽  
Vol 11 (1) ◽  
pp. 26-30
Author(s):  
Mirawati Tongko ◽  
Zahrawati Amir ◽  
Derthan Derthan ◽  
Dwi Wahyu Balebu

Salah satu penyakit menular yang mendapat perhatian dunia karena insidensi dan penyebarannya yang semakin meningkat adalah penyakit HIV/AIDS. Tujuan dilakukan penelitian ini agar memperoleh gambaran tentang bagaimana pengetahuan dan sikap ladies cafe terhadap pecegahan HIV/AIDS dalam rangka identifikasi faktor risiko penularan penyakit menular seksual di kalangan masyarakat. Jenis penelitian ini adalah penelitian deskripif dengan teknik pengumpulan data melalui kuisioner. Populasi dalam penelitian ini adalah seluruh Ladies Cafe yang bekerja di Cafe Pandanwangi Kecamatan Toili Barat Kabupaten Banggai. Teknik sampel menggunakan total sampling atau keseluruhan jumlah populasi. Data dianalisis deskriptif univariat. Hasil Penelitian didapatkan bahwa sebanyak 64% Ladies Cafe memliki pengetahuan Cukup tentang Pencegahan HIV/AIDS sedangkan sebanyak 96% Ladies Cafe memiliki sikap Positif terhadap pencegahan HIV/AIDS. Tingkat pengetahuan merupakan domain untuk melakukan tindakan hingga taraf memahami ditunjukkan melalui penginterpretasian materi secara benar hingga selanjutnya pengaplikasian secara real, yang berarti responden mampu membaca kondisi bahaya HIV/AIDS dan cara mencegahnya sehingga ia dapat melakukan pencegahan.  One of the infectious diseases that received worldwide attention because of its increasing incidence and spread is HIV / AIDS.  The purpose of this study was to obtain a picture of how the knowledge and attitudes of women cafes against HIV / AIDS prevention in the context of identifying risk factors for sexually transmitted diseases in the community. This type of research is descriptive research with questionnaire data collection techniques. The population in this study were all ladies cafes who worked in Pandanwangi café, West Toili Sub-District, Banggai Regency. The sampling technique uses total sampling or the total population. Data were analyzed univariate descriptive. The results of the study found that as many as 64% of the Ladies Cafe have Sufficient knowledge about HIV / AIDS Prevention, while 96% of the Ladies Café have a positive attitude towards HIV / AIDS prevention. The level of knowledge is a domain for someone to carry out an act of someone's level of understanding is shown through the interpretation of material correctly until the subsequent applicated , which means the respondent able to read the dangerous condition of HIV / AIDS and how to prevent it so that he can do prevention. 


2020 ◽  
Vol 2 (2) ◽  
pp. 85-94
Author(s):  
Rahandhika Ivan Adyaksana ◽  
Lutfi Alqurani

This research aims to determine the effect of accountability and transparency on the performance of local governments.  The method used in this research is quantitative.  The data used was primary data and obtained by visiting the location directly (field research) and providing a research questionnaire to the respondent.  The research population was consisted of employees working in SKPD of Bantul Regency. Total population is 29 SKPD in Bantul Regency. The sample selection method uses purposive sampling technique.  Total sample is 86 respondents were obtained by distributing questionnaires in 2019. Data were analyzed using multiple linear regression.  The variables in this study are Accountability (X1), Transparency (X2) and Government Performance (Y).  The results of the study prove that accountability and transparency have a significant and positive effect on government performance


2021 ◽  
Vol 9 (2) ◽  
pp. 572
Author(s):  
Anglia Dinda Pramedi ◽  
Nadia Asandimitra Haryono

Finance is one of the factors in the development of a business. Therefore, the entrepreneur should be able to handle finances well to reach business purposes. Based on the previous studies, the purpose of this research is to determine the effect of several factors such as financial literacy, financial knowledge, financial attitude, income, and financial self-efficacy on financial management behavior. The research sample is 211 entrepreneur who has graduated from college in Surabaya. This research used conclusive causality research with primary data. The sampling technique used purposive sampling and snowball sampling method, and data distribution using an online questionnaire. SEM (Structural Equation Model) used for data analysis technique and using AMOS 24. The hypothesis showed that financial knowledge, income, and financial self-efficacy did not affect financial management behavior, but financial literacy and financial attitude influence financial management behavior. Therefore, the entrepreneur needs to improve financial literacy and financial attitude to manage finance on the business better.


2021 ◽  
Vol 11 (1) ◽  
pp. 47
Author(s):  
Caecilia Wahyu Estining Rahayu ◽  
Christina Heti Tri Rahmawati

This study aims to examine determinants factors of personal financial management of Indonesian migrant workers in Hongkong. The determinant factors are 1) demographic aspects include age, academic background, number of dependents, and 2) financial literacy. The sample used in this study was several Indonesian migrant workers who are still actively working in Hongkong, especially as household assistants. This study used questionnaire method to obtain the primary data from migrant workers. The sampling technique was non-random sampling which was accidental sampling technique. The data analysis used was Chi-Square analysis. The result shows that: 1) partially, there is relationship between ages and personal financial management; 2) there is a relationship between financial literacy and personal financial management; 3) partially, there is no relationship between academic background and number of dependents with personal financial management. The implication of this study is that by having good knowledge and understanding about finances, Indonesian migrant workers in Hongkong are expected to manage good and wise personal finances, so that they can improve their prosperity.


2020 ◽  
Vol 5 (2) ◽  
pp. 231
Author(s):  
Basrowi Basrowi ◽  
Tulus Suryanto ◽  
Erike Anggraeni ◽  
Muhammad Nasor

Purpose: The purpose of this study was to determine the magnitude of the influence of Islamic financial literacy and Islamic financial technology on the inclusion of Islamic finance in students in Lampung Province both partially and simultaneously.Design Methods:The method used is a survey method. The population of this study is all smester V students and above in Islamic Economics Study Program, Islamic Banking. and sharia accounting in all State and Private Universities in Lampung Province, totaling 3080 people. The sampling technique used is proportional grain sampling, as much as 10% of the population of 308 people. Data collected using surveys, with google form. The collected data were analyzed using simple and multiple regression analysis.Findings:Based on the results of the analysis it can be concluded, first, there is a positive and significant influence between the literacy of Islamic finance on Islamic financial inclusion. Second, there is a positive and significant influence between Islamic financial technology on Islamic financial inclusion. Third, there is a positive and significant influence between Islamic financial literacy and Islamic financial technology together on Islamic financial inclusion.Originality Value: Of the two independent variables, sharia financial literacy variables contributed more than sharia financial technology variables to sharia financial inclusion.


Author(s):  
S. J. Arohunsoro ◽  
O. O. Ojo ◽  
A. A. Shittu ◽  
V. I. Eburuo

The paper assessed the roles of maintenance culture in the sustainability of hotels in Ado-Ekiti the research employed the use of survey research method; it involved the use of a well structured questionnaire to elicit information from respondents. Purposive sampling technique will be used to select three (3) star hotel as the sample for the study. The reason for making use of the purposive sampling was because the researcher feels its right to use 3-star hotels for the research. Three (3) star hotels are the ones that have at least some average facilities that can be maintained. In all the 3 star hotels in Ado Ekiti, a total sample of 20 hotels were selected for the study using convenient sampling technique which form 20% of the total population of the hotels in the study area, The patrons who responded to the questionnaire were selected with the use of convenient sampling technique. A total of 4 patrons were selected from each of the 20 hotels. However, the researcher was able to retrieve 79 out of 80 copies of questionnaire administered. The data collected were analysed using descriptive method of data analysis. It was revealed that proper and effective maintenance culture helps to shape the image and quality of services rendered by hotels which in turns attracts both old and new customers; maintenance culture is valuable for the sustainability of hotels and their brands as it helps in retaining the corporate image, retaining competitive advantage and satisfies current and intending customers of the hotel; poor knowledge of the need of rebranding of hotels, looking at most of the hotel owners from observation, one can deduce that many of them does not have a good knowledge of maintenance culture, hence, many hotels have a snail growth. It was recommended in the paper that the hotel owners should create a strategy to imbibe the use of maintenance culture into their business, and by so doing they will be able to gain and retain new and existing customers. The association of hotel business owners should dim it fit without sentiments to train and re-train their members on the new maintenance culture methods.


2020 ◽  
Vol 10 (2) ◽  
pp. 136
Author(s):  
Made Feri Cahyadi ◽  
Edy Sujana

The purpose of this study was to find out the effect of religiosity, integrity, and enforcement of regulations toward fraud in village financial management in Buleleng Regency. This study used quantitative approach which was using primary data sources that was obtained through questionnaires and measured with a Likert scale. The functionary village consisting of the Headman, Secretary, and the Head of Finance with the total population of 387 functionary village in Buleleng Regency were chosen as the population of this study. The sampling was the probability sampling method that was proportional random sampling technique with 168 respondents. The obtained data were processed using multiple linear regression analysis method with the support of SPSS 24.0 for Windows. After being tested, it was found that the fraud in village financial management was affected by the religiosity variable (X1), the integrity variable (X2), and the enforcement regulation variable (X3).


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