scholarly journals ANALISIS LAPORAN KEUANGAN DENGAN MENGGUNAKAN METODE HORIZONTAL PADA BANK RAKYAT INDONESIA AGRONIAGA TBK TAHUN 2016-2019

2020 ◽  
Vol 3 (2) ◽  
pp. 96
Author(s):  
Radna Nurmalina
Keyword(s):  
The State ◽  
Economic Conditions ◽  
Return On Assets ◽  
Return On Equity ◽  
Operational Costs ◽  
National Economic ◽  
Data Source ◽  
Affect Management

This study used a horizontal method to calculate the Return On Assets (ROA) and Return On Equity (ROE) with the data source from Bank Rakyat Indonesia Agroniaga Tbk. Analysis of ROA and ROE of Bank Rakyat Indonesia Agroniaga Tbk during the 2016-2019 period. The conditions of ROA ratio of Bank Rakyat Indonesia Agroniaga Tbk for the last four years have fluctuated from years 2016 to 2019 due to the large operational costs. But the profits are still in rank 3 and 4. The ROE ratio of Bank Rakyat Indonesia Agroniaga Tbk in the last four years has also fluctuated. In 2016 the experienced the decrease -0.12%, 2017 experienced an increase 1.42%, in 2018 the increase was 1.92%, in 2019 it decreased by 1.29%. The state of fluctuation in ROE calculation is caused by global and national economic conditions that affect management in managing Bank Rakyat Indonesia.

scholarly journals ANALISIS RASIO PROFITABILITAS PADA PT. BANK PERKREDITAN RAKYAT CEMPAKA MITRA NAGARI PADANG

2020 ◽  
Author(s):  
Mega Vernida ◽  
Doni Marlius
Keyword(s):  
Profit Margin ◽  
Net Income ◽  
Minimum Standard ◽  
Return On Assets ◽  
Return On Equity ◽  
Rural Credit ◽  
Operational Costs ◽  
Net Profit

Based on the results of the analysis in the previous chapter, a description of the level of profitability of PT. Cempaka Mitra Nagari Padang Rural Credit Bank during the period 2018-2019 it can be concluded tha t: Return on Assets (ROA) owned by PT. Cempaka Mitra Nagari Padang Rural Credit Bank for 2018-2019 is in an unhealthy position, because it does not meet the BI minimum standard requirements. Return on Equity (ROE) ratio at PT. Cempaka Mitra Nagari Padang Rural Credit Bank for the period 2018-2019 according to unhealthy conditions or can be approved by inefficient banks to obtain net income. Judging from the level of Operational Costs (BOPO) of PT. Cempaka Mitra Nagari Padang Rural Credit Bank in 2018-2019 the bank can manage it well, because it is able to control its operational costs. The level of Net Profit Margin (NPM) in PT. Cempaka Mitra Nagari Padang Rural Credit Bank in the 2018-2019 period changed the increase, meaning that the bank could still ask for a net profit

scholarly journals Assessing the usefulness of accounting measures for examining profitability of the State Forests’ National Forest Holding

2016 ◽  
Vol 77 (2) ◽  
pp. 158-165
Author(s):  
Anna Ankudo-Jankowska ◽  
Jakub Glura
Keyword(s):  
The State ◽  
Slight Variation ◽  
Return On Assets ◽  
Return On Equity ◽  
Activity Assessment ◽  
Net Profit ◽  
Return On Sales ◽  
High Degree ◽  
Profitability Ratios ◽  
Operating Result

Abstract The purpose of this study was to analyse the profitability of the State Forests by using accounting measures and to determine their practical applicability for evaluating the State Forests’ activities covering the years 2008-2012. In our assessment, we used the ratios: return on assets, return on equity and return on sales, which were calculated for the four following levels of financial result: operating result and economic activity result, gross profit and net profit. The degree of variability of the analysed ratios was determined for the years 2008-2012. On the basis of our survey, the State Forests’ activities were found to be profitable. The ratios return on assets, sales and equity show only slight variation depending on the applied category of financial results. Furthermore, this study confirms that there is a high degree of variation over time. In the years 2008-2012, the profitability ranged from 2% to 13% with the highest profit having been reached in 2011. We conclude that for the State Forests’ activity assessment, the profitability ratios established for the category of operating results will be of great significance.

scholarly journals Pengaruh ROA, ROE Dan NIM Terhadap Return Saham Bank BUMN

2020 ◽  
Vol 17 (2) ◽  
Author(s):  
Aam Abdul Salam ◽  
Vivin Rahmawati ◽  
Widya Marviani ◽  
Iskandar Ahmaddien
Keyword(s):  
Linear Regression ◽  
Stock Returns ◽  
Statistical Methods ◽  
Stock Exchange ◽  
Share Price ◽  
Return On Assets ◽  
Return On Equity ◽  
Net Interest Margin ◽  
Data Source ◽  
Interest Margin

AbstractFrom this research aims to find out return on assets, return on equity and net interest margin that affect simultaneously or in part against the share price on the Indonesia Stock Exchange.This research is a comparative causal data source used from bank aunual reports 2015 to 2019 from the Indonesia Stock Exchange. According to the criteria in this study, the sample is 4 i.e. state-owned banks. To analyze models and test research hypotheses, we used several statistical methods of linear regression analysis.Based on the results of hypothetical research and tests, we can conclude as follows:1) ROA, ROE and NIM have a significant effect on stock returns.2) ROA and ROE ratios, partially affecting stock returns, while NIM ratios have been shown to have no affect.

scholarly journals ANALISIS RASIO PROFITABILITAS PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG PEMBANTU RSUP DR. M.DJAMIL PADANG

2020 ◽  
Author(s):  
Doni Marlius ◽  
Mutia
Keyword(s):  
Data Analysis ◽  
Field Research ◽  
Research Data ◽  
Return On Assets ◽  
Return On Equity ◽  
Operational Costs ◽  
Library Research ◽  
Net Profit ◽  
West Sumatra ◽  
Profitability Ratios

This study aims to determine the level of bank health through the analysis of profitability ratios at PT. West Sumatra Regional Development Bank Branch Assistant M.UP Djamil Hospital. This research data collection was collected from field research conducted directly to the object of research and library research. While this research data analysis method uses qualitative and quantitative data analysis methods. Based on the results of this study the level of Operational Costs (BOPO) held from 2018-2019 has increased, so that it is efficient in increasing bank operations, being able to control operational costs. Net Profit Margin (NPM) owned is efficient in obtaining profits and has increased from 2018-2019, thereby increasing the company's ability to get profits. Return on Assets (ROA) owned is efficient in getting net profit before tax, although it has decreased slightly in 2019 compared to 2018. Return on Equity (ROE) owned is less efficient in getting net profit after tax and has decreased from 2018 - 2019.

scholarly journals ANALISIS TINGKAT EFISIENSI PENGGUNAAN MODAL MELALUI PENDEKATAN DU PONT SYSTEM PADA PT SIANTAR TOP TBK

2021 ◽  
Vol 11 (2) ◽  
pp. 137
Author(s):  
Fera Maulina
Keyword(s):  
Data Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Profit Margin ◽  
Rate Of Return ◽  
Return On Assets ◽  
Return On Equity ◽  
Net Profit ◽  
Data Source ◽  
Turn Over

This study aims to describe and analyze the efficiency of the use of capital through the Du Pont approach. The data analysis that will be used is quantitative with the data source, namely secondary data obtained from the 2016-2019 financial statements of PT Siantar Top Tbk. The research variables used are: (1) Asset Turn Over, to show the company's ability to manage all assets to generate sales; (2) Net Profit Margin, to show how much net profit the company gets; (3) Return on Assets, to measure the rate of return of all existing assets; (4) Equity Multiplier, to describe how much equity is compared to the company's total assets or how much assets are financed by debt and; (5) Return on Equity, to measure the rate of return of all existing capital. The results showed that the company's ability to manage its capital in generating net profit was efficient. Factors that affect Return on Equity is the tendency of increasing Net Profit Margin, Total Assets Turn Over, and Return on Assets. This shows that the company's ability to generate net profit from sales, manage assets and investments owned in generating sales and net profit is efficient

Efficiency and Profitability of State Bank of India and its Associate Banks in India

2016 ◽  
Vol 3 (2) ◽  
pp. 23-32
Author(s):  
Smrithi Ashokan ◽  
S. Sandhya Menon
Keyword(s):  
Service Sector ◽  
Banking Sector ◽  
The State ◽  
Relative Performance ◽  
Return On Assets ◽  
Return On Equity ◽  
Intense Competition ◽  
Net Interest Margin ◽  
Financial Soundness ◽  
Proxy Indicators

Financial Soundness and profitability of the banking sector in India has implicit primeval importance due to intense competition, and changing banking reforms. The quality in the working of financial sector truly impacts the profitability of the banks which as a whole impacts the economy and GDP of a country. This study attempts to measure the relative performance of State Bank of India and Its Associate Banks in India. For this study, we have used the State Bank of India and its five associate banks. We know that in the service sector, it is difficult to quantify the output because it is intangible. Hence different proxy indicators are used for measuring productivity of banks. The profitability of the banks are examined on the basis of the following parameters: Return on Assets, Return on Equity ,Net Non Performing Assets, Interest Income to Total Assets, Net Interest Margin, Establishment expenses, Capital to Risk  Assets Quality ratio. Here an attempt has been made to examine the financial soundness of SBI & its Associate banks in terms of efficiency and profitability.

scholarly journals TINJAUAN TERHADAP FAKTOR INTERNAL PERUSAHAAN YANG MEMPENGARUHI FINANCIAL DISTRESS (Studi Empiris Pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia)

2021 ◽  
Vol 1 ◽  
pp. 370-381
Author(s):  
Dwi Astuti ◽  
Shinta Permata Sari
Keyword(s):  
Financial Distress ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Return On Equity ◽  
Financial Difficulties ◽  
Operational Costs ◽  
Capital Adequacy Ratio ◽  
Operational Activities

Financial distress is an indication that the company is in financial difficulties. This condition also occurs in banking companies, given the recent pandemic conditions that are disrupted the company's operational activities. Therefore, the company can take preventive measures by having attention to the health performance of the bank using financial ratios. This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Return on Assets (ROA), Return on Equity (ROE), and Operational Costs and Income (BOPO) on financial distress. The population in this study are banking companies listed on the Indonesia Stock Exchange for the 2017-2019 period. Sampling is collected using the purposive sampling technique and obtained from 40 banking companies that meet the criteria. Data are analyzed using multiple linear regression. In this study, the result shows that Capital Adequacy Ratio and Operational Costs and Income have an effect on financial distress. Meanwhile, Non-Performing Loans, Return on Assets, and Return on Equity has no effect on financial distress.

Kinerja Rasio Keuangan Perbankan Islam Dan Konvensional: Studi Komparatif

Liquidity ◽  
2018 ◽  
Vol 2 (1) ◽  
pp. 13-20
Author(s):  
Amrizal Amrizal
Keyword(s):  
Annual Report ◽  
Capital Adequacy ◽  
Average Increase ◽  
Return On Assets ◽  
Return On Equity ◽  
Net Interest Margin ◽  
Capital Adequacy Ratio ◽  
Interest Margin

The article focuses to analyze finance ratio consist of Return on Assets (ROA), Return on Equity (ROE), Net Interest Margin (NIM) Capital Adequacy Ratio (CAR) except Earnings before Interest Tax (EBIT). The research is conducted to three conventional banking (BNI 46, Mandiri and BRI) and three syariah banking (Bank Muamalat Indonesia, Bank Mega Syaria and Bank Syariah Mandiri) for annual report periods 2007 to 2011. The result shows, the average increase EBIT to conventional banking groups during period 2007 to 2011 are 1.91% while the average EBIT to syariah banking groups are 1.53%. The average of ROA to conventional banking groups are 3.01% while the average ROA to syariah banking groups are 1.99%. The average of ROE to conventional banking groups is 24.19% while the average of ROE to syariah banking groups is 33.31%. The average of NIM to conventional banking groups during period 2007 to 2011 are 7.08% while the average of NIM to syariah banking groups during period 2007 to 2011 are 8.14%. The average of CAR to conventional banking groups is 15.63%, while the average of CAR to syariah banking groups during the period are 12.19%.

Manajemen Ekonomi Outopilot: Kegagalan Negara Mencari Identitas?

Liquidity ◽  
2018 ◽  
Vol 1 (2) ◽  
pp. 142-152
Author(s):  
Mukhaer Pakkanna
Keyword(s):  
Economic Development ◽  
National Economy ◽  
The State ◽  
Political Democracy ◽  
Economic Democracy ◽  
Quality Of Democracy ◽  
Economic Disparities ◽  
National Economic ◽  
Production And Distribution

Political democracy should be equivalent to the economic development of the quality of democracy, economic democracy if not upright, even the owner of the ruling power and money, which is parallel to force global corporatocracy. Consequently, the economic oligarchy preservation reinforces control of production and distribution from upstream to downstream and power monopoly of the market. The implication, increasingly sharp economic disparities, exclusive owner of the money and power become fertile, and the end could jeopardize the harmony of the national economy. The loss of national economic identity that makes people feel lost the “pilot of the state”. What happens then is the autopilot state. Viewing unclear direction of the economy, the national economy should clarify the true figure.

KONSTITUSI EKONOMI SYARIAH DI INDONESIA

2017 ◽  
Vol 11 (2) ◽  
pp. 161-74
Author(s):  
Syaugi Syaugi
Keyword(s):  
Economic System ◽  
Legal System ◽  
The State ◽  
Economic Life ◽  
Legal Concept ◽  
Economic Law ◽  
National Economic ◽  
Economic Ideology

    As a constitution, the Indonesian Constitution of 1945 regulates how the national economic system should be arranged and developed. In the perspective of constitution, the implementation of sharia economy does not mean the state directs a particular economic ideology. Philosophically, the ideals of Indonesian economic law is to initiate and prepare the legal concept of economic life. Shariah economy has a strong foundation both formally shariah and formallyconstitution. Formally shariah means the existence of shariah economy has a strong foundation in Indonesian legal system. Formally constitution means, in the context of the state, Shariah economy has a constitutional basis. The existence of laws relating to shariah economy shows that the Indonesian economic system givesa place to the shariah economy.

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