scholarly journals Pinjaman Modal Usaha Tani Pada Bank Daerah Versus Bank Negara

2019 ◽  
Vol 10 (2) ◽  
pp. 119-128
Author(s):  
David Oscar Simatupang

Rice Commodity is a commodity that has high economic value, so it needs to be developed by increasing loan investment, so that the important role of the Bank for lending is very important for the development of agricultural businesses and farmers' economy. This study aims to see whether there is a difference between the value of the loan, type of loan, income, and the form of loan against the selection of the type of bank. This research was conducted in Merauke Regency, Tanah Miring District, with a sample of 97 respondents from household heads of farm households. Using quantitative descriptive analysis. The results of the analysis show that state-owned banking institutions are chosen 83% higher than regional banks for consumer income, namely <1 Million, 1 Million - 3 Million, and> 3 and at 32.5%, state-owned commercial banks have a higher percentage of loans compared to Regional Owned Commercial Banks which is 83%. For the highest percentage loan scheme owned by the State-Owned Commercial Bank with 83%, namely in the KUR scheme the loan has a significant result or gets the results of a hypothesis that is rejecting Ho or accepting Ha where in taking a loan for the loan scheme has a significant relationship to the type of bank X2 Table 15,507 X2 Calculate = 18,005 with degrees of freedom (db) of 2 and a = 0.05 or 5%, with a P-Value value of 0,000 smaller than 0.05, or it can be said in state and regional public banks, credit schemes very influential in the selection of loans. %) and Agriculture (34.2%), and type Schema variables

Author(s):  
Jasmani Jasmani ◽  
Paeno Paeno

This research aims to determine the effect of leadership and competence on the performance of lecturers and their implications on the learning motivation of Pamulang University students.The method used is quantitative descriptive analysis by testing the validity test, reliability test, classic assumption test, regression analysis, correlation coefficient analysis, coefficient of determination analysis and hypothesis testing. Data collection techniques with a questionnaire of 100 respondents. The results obtained: the leadership variable has a positive and significant effect on lecturer performance with a correlation value of 0.651 and the magnitude of influence of 42.4%, hypothesis testing p value 0,000 <0.05. The competency variable has a positive and significant effect on lecturer performance with a correlation value of 0.602 and the magnitude of the effect of 36.3%, hypothesis testing p value 0,000 <0.05. The leadership and competency variables simultaneously have a positive and significant effect on lecturers' performance with the regression equation Y = 12.568 + 0.381X1 + 0.312X2. Correlation value of 0.717 and the magnitude of the effect of 51.5%, hypothesis testing p value 0,000 <0.05. The lecturer performance variable has a positive and significant effect on student motivation with a correlation value of 0.664 and the magnitude of the effect of 44.0%, hypothesis testing p value 0,000 <0.05.


Life Science ◽  
2019 ◽  
Vol 8 (1) ◽  
pp. 34-40
Author(s):  
Evi Setyowati ◽  
Sri Ngabekti ◽  
Bambang Priyono

Stuary crocodile (Crocodylus porosus) is one of the fauna that is protected by Indonesian law because of its high economic value. Publications regarding the success of estuarine crocodile conservation are still small. Efforts can be made to prevent the extinction of estuarine crocodiles through conservation. Semarang Wildlife Park is an ex-situ conservation institution that has succeeded in breeding estuarine crocodiles. This study aims to examine the methods of estuarine crocodile conservation, factors in conservation methods, and the success rate of estuarine crocodile conservation in Semarang Wildlife Park. The research methods used were observation, interviews, and documentation. The research data were analyzed by quantitative descriptive analysis. The results showed that the method of estuarine crocodile conservation in Semarang Wildlife Park took the form of breeding activities consisting of management of housing, feed, health, and breeding. The factors that influence conservation success are cage, feed, and weather. The level of success of estuarine crocodile conservation in Semarang Wildlife Park seen from the aspect of DTT 55.4% and MR 29% with criteria quite successful. Suggestions that can be conveyed are Need to do further research on measuring the temperature and humidity of the soil used as nest of estuarine crocodile eggs in the aspect of egg hatching that affect the success of conservation and more intensive management of estuarine crocodile breeding activities in Semarang Wildlife Park for successful conservation.   Buaya muara (Crocodylus porosus) merupakan salah satu fauna yang dilindungi perundang-undangan Indonesia karena bernilai ekonomi tinggi. Publikasi mengenai keberhasilan konservasi buaya muara masih sedikit. Upaya yang dapat dilakukan untuk mencegah kepunahan buaya muara adalah melalui konservasi. Taman Margasatwa Semarang merupakan lembaga konservasi secara ex-situ yang telah berhasil mengembangbiakkan buaya muara. Penelitian ini bertujuan untuk mengkaji metode konservasi buaya muara, faktor-faktor dalam metode konservasi, serta tingkat keberhasilan konservasi buaya muara di Taman Margasatwa Semarang. Metode penelitian yang digunakan adalah observasi, wawancara, dan dokumentasi. Data hasil penelitian dianalisis secara analisis deskriptif kuantitatif. Hasil penelitian menunjukkan bahwa metode konservasi buaya muara di Taman Margasatwa Semarang berupa kegiatan penangkaran yang terdiri dari pengelolaan perkandangan, pakan, kesehatan, dan perkembangbiakan. Faktor-faktor yang mempengaruhi keberhasilan konservasi adalah kandang, pakan, dan cuaca. Tingkat keberhasilan konservasi buaya muara di Taman Margasatwa Semarang dilihat dari aspek DTT 55,4% dan MR 29% dengan kriteria cukup berhasil. Saran yang dapat disampaikan adalah Perlu dilakukan penelitian lebih lanjut mengenai pengukuran suhu dan kelembapan tanah yang digunakan sebagai sarang telur buaya muara dalam aspek penetasan telur yang mempengaruhi keberhasilan konservasi dan Perlu dilakukan pengelolaan lebih intensif mengenai kegiatan penangkaran buaya muara di Taman Margasatwa Semarang agar keberhasilan konservasinya meningkat.


Author(s):  
LISTIANA DEWI ◽  
DWI PUTRA DARMAWAN ◽  
I KETUT SUAMBA

Analysis of Wetland Rice Agribusiness System in Ecotourism Area (A Case Study of Subak Sembung, Peguyangan Village, District of North Denpasar) The existence of subak land conversion in Denpasar City causes Denpasar Mayor to issue a policy to protect rice fields through development of Green Open Zone, especially rice fields for ecotourism purposes. Subak Sembung is a subak that becomes ecotourism area in the middle of the town. It is necessary to do research to analyze the system of wetland rice agribusiness in an ecotourism area. The purpose of this study was to determine the system of wetland rice agribusiness, profits and feasibility of rice field farming, as well as obstacles in the development of rice farming in Subak Sembung. The method used was qualitative descriptive analysis and quantitative descriptive analysis in the form of cost analysis, income, as well as analysis of revenue and cost balance. The results showed that upstream agro-industry subsystem, farming system, downstream agroindutrial subsystem, and supporting institution subsystem had a good relation. There is a special support institution (Subak Sembung ecotourism manager) that provides additional ecological and economic value through the sharing of the results of ecotourism management. The farmers did not receive a direct share of the management of ecotourism, but the farms earned a profit of Rp. 6,996,784.20 / ha, as well as the revenue and expense of 2.88. Obstacles faced by farmers were in the form of labor shortage of rice field tractor and pest insulation aphis. The conclusion of the research is the system of wetland rice agribusiness in Subak Sembung has been running quite well, rice farming is able to gain profits and said feasible to run in the future, and farmers experience barriers in the management of the farm.


Author(s):  
Dian Eka Permata Sari W ◽  
Fridawaty Rivai ◽  
Ridwan Amirrudin

The purpose of this research was to investigate the relationship between patient experience and satisfaction and patient loyalty utilizing Halodoc and Alodokter. Direct and indirect impacts between study variables are among the topics that have been investigated. A cross-sectional research approach was employed in this study, which combined quantitative descriptive analysis with an analytic survey. The research included 500 patients who used Halodoc and another 500 individuals who used Alodokter as part of their treatment. The study sample consisted of 286 individuals, including 143 patients who used Halodoc and 143 patients who used Alodokter, who were selected using the proportionate sampling method. An association between patient experience and patient satisfaction was found to be significant (p-value 0.0000.05), while an association between patient experience and patient loyalty was found to be significant (p-value0.0000.05). As an added bonus, there was a direct relationship between customer happiness and customer loyalty, with a p-value of 0.0000.05. The indirect impact of patient experience on patient loyalty and patient satisfaction as a mediator, however, was shown to be statistically significant (p-value = 0.000 0.05) and was found to be significant. This research suggests that telemedicine services are being used more often in health agencies during the COVID-19 pandemic because of the potential advantages it provides, such as its efficiency and the impact it has on patient happiness and loyalty, according to the findings.


Author(s):  
Jefry Yoris Bangun ◽  
. Junianto

This study aims to analyze the added value of the catfish skin cracker product in CV. Raja                Patin, Sugiharjo Village, North Sumatra Province. The method used in this research is a case study method and quantitative descriptive analysis as data analysis used. The sampling              technique was carried out using a purposive sampling method. The added value of the fish skin cracker product is IDR 31,700 / kg with an added value ratio of 67.44%. Fish products that are processed into fish crackers are worth 0.47 times the price of fresh fish. This indicates that processing activities provide a sizeable contribution to economic value added and product added value.


2018 ◽  
Vol 1 (1) ◽  
pp. 34-43
Author(s):  
Nindy Danisa Wulandari

Development of food security implemented to meet the human basic needs that provide benefits fairly and equitably based on self – reliance, and not contrary to public faith. Referring to the government regulation No 22 of 2009 concerning Food Consumption Diversification Acceleration (P2KP). However, it is not supported by the development of women farmers. The method use in this research is quantitative descriptive analysis using SWOT (Strength, Weakness, Opportunity and Treath). The samples in this study is the purposive sample. Result of a study showed the amount of income earned from the group of women farmers in the one month is 150,000/ members. Proper development strategies used in the development strategies used in the development KWT Melati is a Growth Oriented Strategy is very profitable strategy to seize opportunities with the strength. Pembangunan ketahan pangan dilaksanakan untuk memenuhi kebutuhan dasar manusia yang memberikan manfaat secara adil dan merata berdasarkan kemandirian, dan tidak bertentangan dengan keyakinan masyarakat. Mengacu pada Peraturan Pemerintah No 22 Tahun 2009 mengenai Percepatan Penganekaragaman Konsumsi Pangan (P2KP). Namun, hal ini tidak didukung dengan adanya pengembangan kelompok wanita tani. Metode yang digunakan dalam penelitian ini adalah deskriptif kuantitatif dengan menggunakan analisis SWOT (Strength, Weakness, Opportunity and Treath). Penentuan sampel dalam penelitian ini adalah dengan sampel purposive. Hasil penelitian menunjukan besaran pendapatan yang diperoleh dari adanya kelompok wanita tani dalam satu bulan adalah Rp.150.000/bulan/anggota. Strategi pengembangan yang tepat digunakan dalam pengembangan Kelompok Wanita Tani (KWT) Melati adalah Growth Oriented Strategy.


2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Eva Fauziah Ahmad

The aims of the Research is to examine the influence of zakat and Islamic Corporate Social Responsibility (ICSR) about effort of the companies in Sharia public banks enrolled on the Indonesia Stock Exchange in 2013-2017The method of the Research are used descriptive analysis techniques and verificative analysis. The population of the Research were 12 Sharia Retail Bank that has been enrolled on the Indonesia Stock Exchange in 2013-2017. The sample of this Research were 8 Islamic Commercial Banks multiplied by 5 years observation into 40 sample data, and the technique were used purposive sampling. The analytical instrument are used multiple regression analysis with the help of SPSS version 21.0The Results are showed that partially zakat had an effect on effort of the company, while ICSR had no effect on it. Simultaneous test shows that zakat and ICSR have an effect on effort of the company.


2019 ◽  
Vol 2 (2) ◽  
pp. 372
Author(s):  
Suryanta Suryanta

This study aims to analyze whether the performance of regional financial management influences economic growth in Depok City, analyzes whether the performance of regional financial management influences unemployment in Depok City, and analyzes whether the performance of regional financial management affects poverty in Depok City with the 2006 study period- 2015 The analysis method used is quantitative descriptive analysis and simple linear regression statistical analysis. Based on the results of hypothesis testing it can be proven that the performance of regional financial management (independence ratio) has a positive and significant effect on economic growth, this can be seen from the value of sig. 0.046 <0.05 with a regression coefficient of 1.883. Then the performance of regional financial management has a negative and significant effect on unemployment, this can be seen from the value of sig. 0.030 <0.05 with a regression coefficient of -6.864. But the performance of regional financial management has no significant effect on poverty, this can be seen from the sig. 0.065> 0.05 with a regression coefficient of -0.512. This can be due to the still high income gap in the community, so that the increasing regional income has not been able to significantly reduce poverty in Depok.


2012 ◽  
Vol 32 (4) ◽  
pp. 819-825 ◽  
Author(s):  
Anderson do Nascimento Oliveira ◽  
Afonso Mota Ramos ◽  
Valéria Paula Rodrigues Minim ◽  
José Benício Paes Chaves

This study investigated the degradation kinetics of the sensory attributes of commercial whole mango (cv. Ubá) juice and evaluated its sensory acceptability during storage. Samples of the product were stored in a BOD incubator at 25, 35, and 45 ºC under 24 hours light (650 lux) for 120 days. Sensory analyses (Quantitative Descriptive Analysis - QDA) were conducted with trained panel and consumers. The correlations between sensory and physicochemical characteristics (instrumental color and vitamin C content) were also assessed. Flavor, aroma, and color vary with temperature and time of storage. Aroma and flavor were most affected by temperature with values of Q10 and Ea equal to 4.16 and 25.31 kcal.mol-1; and 3.61 and 22.80 kcal.mol-1, respectively. The sensory changes observed by the trained panel are related to the degradation of vitamin C and changes in the color coordinates (L* and ΔE*) of mango juice. However, consumers were unable to detect changes in the overall quality of the juices. It was observed that the QDA can be a useful tool to assess shelf-life.


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