scholarly journals Analysis of Factors Affecting Financial Management Behavior

2019 ◽  
Vol 1 (2) ◽  
pp. 46
Author(s):  
Yandi Suprapto
Keyword(s):  
Portfolio Management ◽  
Financial Management ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Risk Profile ◽  
Investment Behavior ◽  
Validity And Reliability ◽  
Factors Affecting ◽  
The People ◽  
Independent Variable

The purpose of this study is to determine the effect of risk profile, asset familiarity, investment objectives, investment awareness, and portfolio management on investment behavior. The method of collecting data using a questionnaire aimed at the people of Batam. A total of 100 questionnaires were collected and then processed using SPSS. The study continued with testing the validity and reliability. For testing the hypothesis the author uses multiple linear regression analysis. From this study it can be concluded that risk profile, asset familiarity, investment objectives, investment awareness, portfolio management have a significant positive effect on investment behavior. Overall the independent variable can explain the dependent variable by 51.8% while the rest is influenced by other variables outside the study.

PENGARUH TRANSPARANSI PENGELOLAAN KEUANGAN DANA DESA DAN PEMBERDAYAAN MASYARAKAT TERHADAP KESEJAHTERAAN MASYARAKAT DESA SIDOHARJO

2020 ◽  
Vol 28 (1) ◽  
pp. 35-50
Author(s):  
Dewi Kusuma Wardani ◽  
Ratih Ranika Putri Utami
Keyword(s):  
Financial Management ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Community Empowerment ◽  
Primary Data ◽  
Community Members ◽  
The People ◽  
Quantitative Descriptive ◽  
Positive Effect

This study aims to determine the effect of transparency in financial management of village funds and community empowerment on community welfare in Sidoharjo Village, Tepus District, Gunungkidul Regency. This research method uses quantitative descriptive methods and primary data using questionnaires. This study took a sample of residents who were divided into 11 hamlets in Sidoharjo Village, Tepus District, Gunung kidul Regency. The sampling technique is stratified random sampling. Data collection is done by distributing questionnaires directly to people’s homes, attending social gatherings and routine meetings held by community members. It aims to obtain more data from respondents directly. The number of questionnaires processed was 120 questionnaires. Data were analyzed using multiple linear regression analysis. The results of this study indicate that community empowerment has a positive effect on the welfare of the people of Sidoharjo Village, Tepus District, Gunungkidul Regency, while transparency in financial management of village funds does not affect the welfare of the community in Sidoharjo Village, Tepus District, Gunungkidul Regency.

scholarly journals Impact of Online Learning Application and Lecturer Performance on Student Learning Motivation at Faculty of Economics and Business Warmadewa University

2021 ◽  
Vol 8 (2) ◽  
pp. 157-163
Author(s):  
Made Setena ◽  
Ni Putu Sri Mariyatni ◽  
I.A.Sri Meitri
Keyword(s):  
Online Learning ◽  
Distance Learning ◽  
Student Learning ◽  
Financial Management ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Learning Motivation ◽  
Validity And Reliability ◽  
Instrument Validity ◽  
Saturated Sample

Motivation in learning has a role to foster a sense of pleasure, passion, and enthusiasm for learning. The lack of learning motivation in distance learning is caused by the process of learning, where students can become less active in conveying their opinions and thoughts, causing a boring learning process. Student learning motivation is also influenced by lecturer performance. The purpose of this study was to examine student learning motivation in online learning at the Faculty of Economics and Business, Warmadewa University. Various methods are applied in distance learning activities, including the google meet application, zoom application, google classroom, youtube, television, and whatsapp social media. Data was collected by distributing questionnaires which were used as research instruments. Sampling was carried out using the saturated sample method or the census method, namely 48 students who took financial management courses as respondents. To test the research instrument, validity and reliability were tested. Classical Assumption Test is used to test the Regression model. Data analysis used multiple linear regression analysis. The results of the analysis show that the application of online learning and lecturer performance has a positive and significant impact simultaneously or partially on student learning motivation at the Faculty of Economics and Business, Warmadewa University. Thus, it can be suggested that to support learning more effectively, it is better to use more varied learning methods and learning support facilities need more attention.

FACTORS AFFECTING ELECTRONIC MONEY (E-MONEY) SALES CASE STUDY IN BANKING ENTITIES IN INDONESIA

2019 ◽  
Vol 24 (3) ◽  
pp. 236-242
Author(s):  
B Sundari ◽  
Cicilia Erly Istia ◽  
Renita Helena
Keyword(s):  
Regression Analysis ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Marketing Channels ◽  
Analysis Method ◽  
Electronic Money ◽  
Factors Affecting ◽  
Independent Variable ◽  
The Relationship

Electronic money instruments with non-cash transactions continue to increase positively from year to year. This is also due to the launch of the national non-cash or cashless movement which has been widely applied, especially in Indonesia. This study aims to find out what factors influence e-money sales, especially in banking entities in Indonesia. This study uses multiple linear regression analysis method using SPSS 22, which aims to examine the relationship or effect of the dependent variable with the independent variable. The results of the study have found that in the partial sale of electronic money is only influenced by e-money marketing channels / partnerships. While ease of transaction, ease of top up, and type of design do not have an impact on e-money sales. Meanwhile, simultaneously, these factors have an impact on E-Money sales.

scholarly journals Manajemen keuangan pribadi: literasi ekonomi, literasi keuangan, dan kecerdasan spiritual

2020 ◽  
Vol 15 (3) ◽  
pp. 162-170
Author(s):  
Lilik Sri Hariani ◽  
Endah Andayani
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Spiritual Intelligence ◽  
Economic Literacy ◽  
The People ◽  
The Family ◽  
Descriptive Approach ◽  
Quantitative Descriptive

Personal financial management is the activity of planning, organizing, directing, and supervising financial activities such as the procurement and use of funds owned for the survival of the family. Many factors influence personal financial management. This study aims to analyze economic literacy, financial literacy, and spiritual intelligence on personal financial management. This study used a quantitative descriptive approach, with a sample of 73 housewives in Malang City who were taken randomly. Data collection using questionnaires and data analysis using Multiple Linear Regression analysis. The results showed that economic literacy, financial literacy, and spiritual intelligence simultaneously affect personal financial management, financial literacy and spiritual intelligence partially affect personal financial management, while economic literacy partially has no effect on personal financial management. As a housewife who usually acts as a manager in the family, at least you must understand two main concepts in financial management, namely the concept of cost and benefit and the concept of cash flow. For further researchers, it can expand the sample and add other variables so that it can better describe how financial management is for the people of Malang.

scholarly journals Factors Affecting Banking Profitability in Indonesia (Studies at Bank BRI, Bank BNI, and Bank BTN)

2017 ◽  
Vol 1 (01) ◽  
Author(s):  
Budiyono Budiyono
Keyword(s):  
Regression Analysis ◽  
Commercial Banks ◽  
Linear Regression Analysis ◽  
Financial Statements ◽  
Multiple Linear Regression Analysis ◽  
Factors Affecting ◽  
Financial Report ◽  
Profitability Analysis ◽  
Business Efficiency ◽  
Independent Variable

The aim of this research is to know the influence of inflation, BI Rate and Non-Performing Loan (NPL) toward the profitability of BUMN bank studies in Bank Rakyat Indonesia, Bank Negara Indonesia, and Bank Tabungan Negara. Profitability is the company's ability to make a profit. The purpose of a company's profitability analysis is to measure the level of business efficiency achieved by the company concerned. The population in this research is all quarterly financial report of Commercial Banks. While the sample used is the financial statements of the first quarter of 2013 until the fourth quarter of 2016 in Bank Rakyat, Bank Negara Indonesia, and Bank Tabungan Negara. This research used multiple linear regression analysis. The result of this research using F test shows that simultaneously the independent variable of inflation, BI Rate, and NPL have significant effect on profitability. Partially the result using t test obtained that BI Rate and Non Performing Loan (NPL) have significant effect on profitability while inflation has no effect on profitability.Key words: inflation, BI Rate, NPL, and Profitability.

scholarly journals FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP PERMINTAAN BERAS DI KOTA BAUBAU

2020 ◽  
Vol 4 (1) ◽  
pp. 1-13
Author(s):  
Hardin Hardin
Keyword(s):  
Price Elasticity ◽  
Agricultural Sector ◽  
Total Population ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Factors Affecting ◽  
A Value ◽  
The People ◽  
Corn Prices ◽  
The Cross

Rice for people of Baubau town is the first staple food after maize and tubers. While the agricultural sector will not be able to provide food for the people of Baubau including rice, because extensification cannot be carried out. This study aims: (1) Determine the effect of rice, corn, and egg costs, the total population and the level of income of the population affect the rice demanded in Baubau town; (2) Knowing the elasticity value of rice requested in the town of Baubau. The data analysis method used in this study is multiple linear regression analysis while price elasticity and cross elasticity can be obtained from the value of bi in the calculation of SPSS version 22.0. The conclusions of this study: (1) Simultaneously both the price of rice, corn, and eggs, as well as the total population, have a positive and significant effect on the demand for rice in Baubau; (2) Based on the value of price elasticity of 9,124. The meaning of this value is that if the price of rice rises by 1 percent, demand also rises by 9,124% and if it goes down the opposite occurs. Because Ep> 1 results, demand is elastic; (3) The cross elasticity value of corn is 0.327, this means that if for 1 percent of the price of corn, the demand for rice also rises with a value of 0.327%, if a decrease of 1 percent will occur otherwise. The elasticity value of corn prices marked with (+)/positive means that corn is a substitute item from rice. The price of eggs has a cross elasticity of 3.746, this means that if the price of eggs rises by 1%, the demand for rice will increase by 3.746%, and vice versa. The cross elasticity value of the egg price is positive, indicating that the egg is a substitute item from rice, there is a conflict with the existing theory that the egg is a complimentary item and the elasticity value has a sign (-)/negative.  Keywords: Factors, Affecting Rice Demand

scholarly journals PERILAKU OPORTUNISTIK PEJABAT EKSEKUTIF DALAM PENYUSUNAN APBD

2018 ◽  
Vol 14 (3) ◽  
pp. 388-410
Author(s):  
Ikhsan Budi Riharjo ◽  
Isnadi Isnadi
Keyword(s):  
Natural Resource ◽  
Financial Management ◽  
Quantitative Research ◽  
Capital Expenditure ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Opportunistic Behavior ◽  
The People ◽  
Personnel Expenditure

Budgeting bring important issues that affect the behavior that had an impact on the effectiveness of government organizations. Government financial management that are not in accordance with the rules is the opportunistic behavior of executive officers so that the push to make mistakes in determining budget allocations in the preparation of Anggaran Pendapatan dan Belanja Daerah (APBD). Purpose of this research is focused on opportunistic behavior of executives who push the influence of direct personnel expenditure, goods and services expenditure and capital expenditure against budget slack prosperity for the people that come from natural resource revenue in accordance with article 33 Undang-Undang Dasar Negara Republik Indonesia tahun 1945. This research is quantitative research using multiple linear regression analysis as well as moderating variables to obtain empirical evidence of research, the data used in the form of secondary data of Region Expense and Revenue Budget all  government  region in Indonesia in 2009, whereas samples in accordance with the requirements of the sampling method amounted to 31 government provence/regency/municipal. Results showed that the opportunistic behavior of the executive officials encourage an increase in personnel expenditure budget directly, goods-services-capital expenditure, which resulted in budget slack for the prosperity of the people that come from natural resource revenues.

scholarly journals PENGARUH TRANSPARANSI PENGELOLAAN KEUANGAN DANA DESA DAN PEMBERDAYAAN MASYARAKAT TERHADAP KESEJAHTERAAN MASYARAKAT DESA SIDOHARJO

2020 ◽  
Vol 28 (1) ◽  
pp. 35-50 ◽  
Author(s):  
Dewi Kusuma Wardani ◽  
Ratih Ranika Putri Utami
Keyword(s):  
Financial Management ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Community Empowerment ◽  
Primary Data ◽  
Community Members ◽  
The People ◽  
Quantitative Descriptive ◽  
Positive Effect

This study aims to determine the effect of transparency in financial management of village funds and community empowerment on community welfare in Sidoharjo Village, Tepus District, Gunungkidul Regency. This research method uses quantitative descriptive methods and primary data using questionnaires. This study took a sample of residents who were divided into 11 hamlets in Sidoharjo Village, Tepus District, Gunung kidul Regency. The sampling technique is stratified random sampling. Data collection is done by distributing questionnaires directly to people’s homes, attending social gatherings and routine meetings held by community members. It aims to obtain more data from respondents directly. The number of questionnaires processed was 120 questionnaires. Data were analyzed using multiple linear regression analysis. The results of this study indicate that community empowerment has a positive effect on the welfare of the people of Sidoharjo Village, Tepus District, Gunungkidul Regency, while transparency in financial management of village funds does not affect the welfare of the community in Sidoharjo Village, Tepus District, Gunungkidul Regency.

scholarly journals PERILAKU OPORTUNISTIK PEJABAT EKSEKUTIF DALAM PENYUSUNAN APBD (Bukti Empiris atas Penggunaan Penerimaan Sumber Daya Alam)

2017 ◽  
Vol 14 (3) ◽  
pp. 389
Author(s):  
Ikhsan Budi Riharjo ◽  
Isnadi Isnadi
Keyword(s):  
Natural Resource ◽  
Financial Management ◽  
Quantitative Research ◽  
Capital Expenditure ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Opportunistic Behavior ◽  
The People ◽  
Personnel Expenditure

Budgeting bring important issues that affect the behavior that had an impact on the effectiveness of government organizations. Government financial management that are not in accordance with the rules is the opportunistic behavior of executive officers so that the push to make mistakes in determining budget allocations in the preparation of Anggaran Pendapatan dan Belanja Daerah (APBD). Purpose of this research is focused on opportunistic behavior of executives who push the influence of direct personnel expenditure, goods and services expenditure and capital expenditure against budget slack prosperity for the people that come from natural resource revenue in accordance with article 33 Undang-Undang Dasar Negara Republik Indonesia tahun 1945. This research is quantitative research using multiple linear regression analysis as well as moderating variables to obtain empirical evidence of research, the data used in the form of secondary data of Region Expense and Revenue Budget all  government  region in Indonesia in 2009, whereas samples in accordance with the requirements of the sampling method amounted to 31 government provence/regency/municipal. Results showed that the opportunistic behavior of the executive officials encourage an increase in personnel expenditure budget directly, goods-services-capital expenditure, which resulted in budget slack for the prosperity of the people that come from natural resource revenues

scholarly journals PERAN PEMBIAYAAN MIKRO EXPRESS BANK MITRA SYARIAH DALAM MENINGKATKAN KEMANDIRIAN PEDAGANG PASAR

2020 ◽  
Vol 7 (9) ◽  
pp. 1770
Author(s):  
Zulfa Rossi Noviana ◽  
Slamet Santoso ◽  
Rochmat Aldy Purnomo
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Financial Management ◽  
Sampling Method ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Bank Financing ◽  
Independent Variable ◽  
Quantitative Descriptive ◽  
Market Trader

ABSTRAKPeranan Pembiayaan Mikro Express Bank Mitra Syariah dalam praktiknya membawa pengaruh terhadap perubahan ketergantungan pedagang pasar terhadap rentenir. Masalah kebutuhan modal dan manajemen keuangan yang menjadi masalah pedagang pasar dapat terbantu dengan adanya Pembiayaan Mikro Express. Tujuan dari penelitian ini untuk mengetahui pengaruh Pembiayaan Mikro Express terhadap kemandirian pedagang pasar. Variabel independen yang digunakan dalam penelitian ini adalah lama usaha dan aset usaha. Variabel dependen yang digunakan adalah kemandirian pedagang pasar.  Hipotesis dalam penelitian ini adalah lama usaha berpengaruh terhadap kemandirian pedagang pasar dan aset usaha berpengaruh terhadap kemandirian pedagang pasar. Metode yang digunakan dalam penelitian ini adalah deskriptif kuantitatif. Sampel penelitian ini sejumlah 44 responden dengan menggunakan metode total sampling. Penelitian ini dilakukan di 11 pasar kelolaan Bank Mitra Syariah yang tersebar di Kabupaten Ponorogo dan Kabupaten Madiun. Analisis yang digunakan dalam penelitian ini adalah analisis regresi linier berganda. Berdasarkan hasil analisis yang dilakukan memperoleh hasil bahwa terdapat hubungan yang signifikan antara lama usaha dan aset usaha terhadap kemandirian pedagang pasar.  Kata kunci: rentenir, pembiayaan mikro, kemandirian, pedagang pasar ABSTRACTMicro Express Bank Financing by Bank Mitra Syariah has an influence on changes in market traders towards moneylenders. The problem of capital needs and financial management which is a problem of market traders can be helped by the Micro Express Financing. The purpose of this research is to study the interaction of Express Micro Financing on the independence of market traders. The independent variable used in this study is the length of business and business assets. The dependent variable used is the independence of the market trader. The hypothesis in this study is the length of business that was approved for the independence of market traders and business assets that support the independence of market traders. The method used in this research is quantitative descriptive. The research sample consisted of 44 respondents using the total sampling method. This research was conducted in 11 managed markets of Bank Mitra Syariah which are spread in Ponorogo Regency and Madiun Regency. The analysis used in this study is multiple linear regression analysis. Based on the results of the analysis conducted produced significant results between the length of business and business assets on the independence of market traders.Keywords: loan sharks, micro financing, independence, market traders

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