scholarly journals Komparasi Determinan Pembiayaan Pada Bank Mandiri Dan Bank Syariah Mandiri

2021 ◽  
Vol 2 (2) ◽  
pp. 183-196
Author(s):  
Lantip Susilowati ◽  
Nita Sistiani
Keyword(s):  
Inflation Rate ◽  
Hypothesis Test ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Third Party ◽  
Reserve Requirement ◽  
Financing Policies ◽  
Significant Difference ◽  
Sample Test ◽  
Repo Rate

The purpose of this research is to show the differences in financing between Bank Mandiri and Bank Syariah Mandiri; the effect of the inflation rate on financing; the influence of the BI-7 day repo rate on financing; the influence of the number of third party funds on financing; the effect of the statutory reserve requirement on financing. This research uses a quantitative approach with associative and comparative types of research. The sampling technique used was the purposive sampling method. The test uses a hypothesis test and an independent sample test to compare the financial performance of the two banks. The results showed that the inflation rate, BI-7 day repo rate, and the minimum reserve requirement had no effect on financing at Bank Mandiri and Bank Syariah Mandiri. While third-party funds partially have a positive and significant effect on financing at Bank Mandiri and Bank Syariah Mandiri. There is a significant difference between financing between Bank Mandiri and Bank Syariah Mandiri. This research can provide input for Islamic banking, especially Bank Mandiri and Bank Syariah Mandiri, in determining profit-sharing financing policies.

scholarly journals PENGARUH FAKTOR-FAKTOR INTERNAL TERHADAP PROFIT DISTRIBUTION MANAGEMENT (PDM) PADA BANK UMUM SYARIAH DI INDONESIA

2020 ◽  
Vol 8 (2) ◽  
pp. 173
Author(s):  
Tri Utami ◽  
Sri Rezeqi
Keyword(s):  
Commercial Banks ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Third Party ◽  
Operational Cost ◽  
Financial Reports ◽  
Distribution Management ◽  
Operating Income ◽  
Profit Distribution ◽  
Financing Risk

This study aims to analyze the factors that affect the Profit Distribution Management (PDM) using the variable Proportion of Third Party Funds (PDPK), Provision for Earning Asset Losses (PPAP), Operational Cost of Operating Income (BOPO) and Financing Risk (RP) at Commercial Banks. Sharia in Indonesia. The period of this research is the first quarter of 2016 to the fourth quarter of 2018. This type of research is descriptive analysis with quantitative research methods. The data source used is in the form of secondary data and obtained from the Financial Services Authority (OJK) in the form of Islamic Commercial Bank (BUS) quarterly financial reports consisting of 12 Islamic Commercial Banks (BUS) from 2016 to 2018. The data used from these financial reports are reports Profit Sharing Distribution, Financial Position Report, Income Statement, Earning Asset Quality Report and Financial Ratio. The sampling technique used in this research is purposive sampling technique. This study uses panel data regression analysis using Eviews software version 9.5 The results of this study indicate that the Proportion of Third Party Funds (PDPK), Allowance for Earning Asset Losses (PPAP), Operational Cost of Operating Income (BOPO) and Financing Risk (RP) simultaneously affect the Profit Distribution Management (PDM). Meanwhile, partially, the proportion of third party funds (PDPK), operational costs operating income (BOPO) and financing risk (RP) have a significant negative effect on Profit Distribution Management (PDM). Meanwhile, Provision for Earning Asset Losses (PPAP) has no effect on Profit Distribution Management (PDM).

scholarly journals THE EFFECT OF THREE PHASE TECHNIQUE ON STUDENTS’ READING COMPREHENSION

2019 ◽  
Vol 4 (3) ◽  
pp. 303
Author(s):  
Eko Saputra Nurdiansa
Keyword(s):  
Reading Comprehension ◽  
Sampling Technique ◽  
Significant Degree ◽  
Study Program ◽  
Three Phase ◽  
Reading Technique ◽  
Significant Difference ◽  
Before And After ◽  
Sample Test ◽  
Quasi Experimental

The objective of the study is to know whether or not three phase technique   has   significant   effect   on   students’ reading comprehension. The design of this study was quasi experimental research. The population of the study were students who were taking Reading 1 class in English study program at Halu Oleo University in academic year of  2016-2017.  By  employing  purposive  sampling technique the researcher chose class A as the sample of this study. Instrument of study was reading comprehension test in form of multiple choices questions. The result of this study confirmed that the teaching reading  by  using  three  phase  reading  technique  could give significant effect on the students’ reading comprehension. Based on the Paired Sample Test, it was found that there was a significant difference of students’ reading comprehension score before and after they were given treatment by using three phase reading technique procedure in Reading 1 class with the significant degree of 0.013. Furthermore, there was also significant improvement in students' mean score (79.78). Therefore, the proposed hypothesis which stated “three phase reading technique has significant effect on students’ reading comprehension” was accepted. Keywords: Three Phase Technique, Reading Comprehension

scholarly journals The differences in the effectiveness of the participatory model and the discovery learning model on the results of mathematics learning in madrsah

2021 ◽  
Vol 7 (01) ◽  
pp. 61-74
Author(s):  
Ayu Ramdhayani ◽  
Habib Husnial Pardi ◽  
Mauliddin Mauliddin
Keyword(s):  
Learning Outcomes ◽  
Hypothesis Test ◽  
Mathematics Learning ◽  
Sampling Technique ◽  
Learning Model ◽  
Posttest Score ◽  
Discovery Learning ◽  
Pretest Score ◽  
Significant Difference ◽  
Participatory Model

The purpose of this study was to determine whether there is a difference in effectiveness between the participatory model and the discovery learning model on the mathematics learning outcomes of students at SMPN 21 Mataram on the subject of circles. This research is an experimental research type with the static group pretest-posttest desaign design. The sample in this study were students of class VIII SMPN 21 Mataram. The sampling technique in this research is purposive sampling with circle material. The research data collection process used interview, observation, and test instruments. From the research results, the participatory model of learning outcomes obtained an average pretest score of 58.68 and an average posttest score of 73.32. While the discovery learning model of learning outcomes obtained an average pretest score of 58.86 and an average posttest score of 73.91. The results of the hypothesis test of learning outcomes found that the sig. (2-tailed) 0.821. Because the sig value> 0.05, meaning that H0 is accepted and H1 is rejected, it can be concluded that there is no significant difference in effectiveness between the participatory model and the discovery learning model on the mathematics learning outcomes of grade VIII students of SMPN 21 Mataram

scholarly journals Hypnobreastfeeding dan Motivasi Pemberian ASI

2020 ◽  
Vol 11 (2) ◽  
pp. 272
Author(s):  
Yusari Asih
Keyword(s):  
Exclusive Breastfeeding ◽  
Sampling Technique ◽  
Optimal Growth ◽  
Control Group ◽  
Control Group Design ◽  
Paired Sample ◽  
Significant Difference ◽  
Before And After ◽  
Sample Test ◽  
Quasi Experimental

Breastmilk is the only perfect and best food for babies because it contains the nutritional elements needed by babies for optimal growth and development. Although the rate of exclusive breastfeeding in the Pringsewu Regency has increased from year to year, support for community participation and empowerment in health development has not been optimal. One solution that can help overcome barriers to exclusive breastfeeding is hypnobreastfeeding. The purpose of this study was to determine the effect of hypnobreastfeeding on the motivation of breastfeeding in the Pringsewu Regency in 2019. This research is a quasi-experimental research with pre-post-test design with a control group design. The sampling technique was purposive sampling with a sample size of 48 pregnant women from term to breastfeeding. Data analysis was done by using the Independent Two Mean Difference test (T-Test) using the Paired Sample Test. The results of the study on the Paired Sample Test showed a significant value (p) of 0.004, meaning that there was a significant difference in the motivation of breastfeeding before and after hypnobreastfeeding. Midwives always provide hypnobreastfeeding therapy and lactation education to help increase motivation for breastfeeding as part of efforts to increase exclusive breastfeeding and breastfeeding for up to 2 years or more. For other researchers, it is necessary to carry out further research with other variables that can affect the motivation of breastfeeding.

scholarly journals Analisis Perbedaan Kebijakan Pendanaan dan Dividen antara Perusahaan Tumbuh dan Tidak Tumbuh dengan Pendekatan IOS (Studi pada Perusahaan Properti dan Real Estate yang Terdaftar di Bursa Efek Indonesia Tahun 2012-2015)

2019 ◽  
Vol 6 (1) ◽  
pp. 8 ◽  
Author(s):  
Zazilatul Mu'mila ◽  
Tatang Ary Gumanti ◽  
Novi Puspitasari
Keyword(s):  
Real Estate ◽  
Hypothesis Test ◽  
Market Value ◽  
Sampling Technique ◽  
Funding Policy ◽  
Dividend Yield ◽  
Dividend Payout ◽  
Significant Difference ◽  
Equity Ratio ◽  
Value Equity

This study aims to analyze differences in funding policy as measured by debt equity ratio, and debt to market value equity then funding policy as measured by dividend payout ratio and dividend yield. The growth companies and non growth companies. The population in this research is property and real estate companies listed on the Indonesia Stock Excange years 2012-2015, sampling technique is purposive sampling so that obtained 123 data that meet the completeness of research data. The analytical method used comfirmatory factor analysis and different test analysis. Hypothesis test was done by independent sample t test and U-Mann Whitney test. The results show that debt equity ratio and dividend payout ratio there is no significant difference between growth companies and non growth companies. While debt to market value equity and dividend yield. There is a significant difference between growth companies and non growth companies. Keywords: Proxy IOS, DER, D/MVE, DPR and DY.

scholarly journals Development of Salt Hydrolysis Module Based on guided Inquiry to Increase The Critical Thinking Ablility of 11th Grade High School Students

2020 ◽  
Vol 5 (7) ◽  
pp. 927-933
Author(s):  
Annisatul Qaidah ◽  
Hardeli .
Keyword(s):  
High School Students ◽  
Critical Thinking ◽  
Hypothesis Test ◽  
Sampling Technique ◽  
Thinking Skills ◽  
Critical Thinking Skills ◽  
Development Model ◽  
School Students ◽  
Significant Difference ◽  
Class 1

This study aims to produce a guided inquirybased salt hydrolysis module to improve students' critical thinking skills by determining the level of validity, practicality and effectiveness of the module. The type of research used is research development or Research and Development (R&D). The sampling technique uses cluster purposive sampling. The number of samples is 57 students from both schools. The development model used is the Plomp development model which has three stages namely the initial investigation phase (preliminary research phase), the prototype phase (prototyping phase) and the assessment phase (assessment phase). The research instruments used were interview sheets, questionnaires in the form of validation and practicality sheets, objective questions, and critical thinking questions. Data analysis techniques using SPSS 16 software. The results obtained by N-gain experimental class is higher than the control class that is experimental class 1 and 2 have N-gain 64.65 and 59.46, while control classes 1 and 2 have N-gain 60 , 83 and 58.6 with significant differences. Hypothesis test results show a significant difference between the critical thinking skills of the experimental class and the control class, both in schools with high and low student abilities.

Pengaruh Adversity Quotient (AQ) dan Motivasi Berprestasi terhadap Prestasi Belajar Matematika

2015 ◽  
Vol 3 (1) ◽  
Author(s):  
Nurhayati Nurhayati ◽  
Noram Fajrianti
Keyword(s):  
Mathematics Achievement ◽  
Teacher Learning ◽  
Achievement Motivation ◽  
Hypothesis Test ◽  
Sampling Technique ◽  
Survey Method ◽  
Study Objective ◽  
Significant Difference ◽  
Correlation Techniques ◽  
Method Analysis

<p>The study objective was to determine the effect of adversity quotient and <br />achievement motivation of students to learn mathematics achievement. The method used in this study is a survey method. Analysis using multiple regression and correlation techniques. Sample size of 120 students obtained by random sampling technique. The instrument used was a questionnaire to measure the adversity quotient and achievement motivation, while performance is taken from the document teacher learning. Results of the hypothesis test, namely (1) a significant difference between adversity quotient and achievement motivation on mathematics achievement obtained (2) there is a significant <br />relationship between adversity quotient on mathematics achievement and (3) there is a significant relationship between achievement motivation on achievement learn math <br /><br /></p>

scholarly journals PENGARUH MEDIA PERMAINAN TEKA-TEKI SILANG TERHADAP HASIL BELAJAR SISWA PADA PEMBELAJARAN GEOGRAFI DI SMA NEGERI 1 MARISA

2020 ◽  
Vol 1 (1) ◽  
pp. 32-38
Author(s):  
Sarjon Lakoro ◽  
Sunarty Eraku ◽  
Daud Yusuf
Keyword(s):  
Learning Outcomes ◽  
Random Sampling ◽  
Hypothesis Test ◽  
Sampling Technique ◽  
T Test ◽  
Control Group ◽  
Test Results ◽  
Control Group Design ◽  
Crossword Puzzle ◽  
Significant Difference

The Effect of Crossword Puzzle Game Media on Students’ Learning Outcomes in Geography Learning (A Case Study at Grade X IPS at Senior High School of  SMAN 1 Marisa). This experimental study is about learning outcomes which aimed to determine significant differences in students' learning outcomes using crossword media and Powerpoint media. This employed a quantitative approach where the design forms use a posttest-only control group design. In this method, we will see how the cause and effect relationships of using treatments use crosswords and PowerPoint media. In collecting data, learning test results are used in the study sample. The sample is two classes of X IPS as an experimental class with a control class, namely class X IPS 1 consisting of 32 students as an experimental class and class X IPS 3 consisting of 31 students as a control class. To take samples, the researcher used a Clauster random sampling technique or random sampling group. Based on the results of data analysis, it was found that there was a significant difference on the learning outcomes of students who were taught using media crosswords with learning outcomes of students who were taught using powerpoint media. This is indicated by the results of the t-test. Furthermore, the value of t is t count = 4,57 and t table = 1,99. The sample is stated to be significantly different if t count t table. Hypothesis test results show that t count t table is 4,57 1,99. Therefore, it can be concluded that from the t-test results H0 is rejected and HI is accepted. In other words, it has a significant difference

scholarly journals PEMBIAYAAN BAGI HASIL DAN FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

2021 ◽  
Vol 6 (2) ◽  
pp. 233-248
Author(s):  
Yana Fajriah ◽  
Edy Jumady
Keyword(s):  
Data Analysis ◽  
Linear Regression ◽  
Commercial Banks ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Sampling Technique ◽  
Profit Sharing ◽  
Analysis Method ◽  
Production Sharing ◽  
Normality Test

This study aims to determine whether production sharing financing and fianancing to deposit ratio affect profitability. Data collection used secondary data and sample in the study using purposive sampling technique. The population is all Islamic commercial banks in Indonesia, amounting to 14 Islamic commercial banks, while the sample taken is 5 Islamic commercial banks. The number of samples has been tested using the classical assumption test in the form of normality test, multicolonierity test, heteroscedasticity test. The data analysis method uses multiple linear regression analysis.The results showed that the first hypothesis proposed was rejected because it showed the results of the hypothesis test of profit-sharing financing which did not have a significant effect on profitability (ROA), while the second hypothesis is rejected because the results of hypothesis testing indicate that the financing to deposit ratio has no significant effect on profitability (ROA).

scholarly journals THE DIFFERENCE EFFECTIVENESS OF SHUTTLE RUN COMBINATION WITH ZIG ZAG RUN IN NEURAL MOBILIZATION INTERVENTION TO IMPROVE AGILITY IN SOCCER PLAYERS IN MEDICAL FACULTY UDAYANA UNIVERSITY

2018 ◽  
Vol 6 (3) ◽  
pp. 33
Author(s):  
I Made Hardi Wira Dharma ◽  
Ni Luh Nopi Andayani ◽  
Ni Wayan Tianing
Keyword(s):  
Hypothesis Test ◽  
Sampling Technique ◽  
Medical Faculty ◽  
T Test ◽  
Soccer Players ◽  
Paired Sample ◽  
Significant Difference ◽  
The Difference ◽  
Shuttle Run ◽  
Group 1

ABSTRACT   The purpose of this study is to know difference effectiveness of shuttle run combination with zig zag run in neural mobilization intervention to improve agility in soccer players. This research is an experimental study of Pre and Post Test Two Group Design. It is consist of 20 people was divided into 2 groups used simple random sampling technique, with students of medical faculty udayana university for the sample. Analysis data for normality used Saphiro wilk and homogeneity used  Levene’s test, hypothesis test used paired sample t-test and independent t-test. The research showed group 1 was normal and homogen distribution, there was an average decreasing time of 3.92 seconds (21.07%) with p = 0,000 (p <0.05 ), While in Group 2 was tested with Paired Sample T-test because of normal and homogen data, there was an average decrease of 4.72 seconds (24.25%) with p = 0,000 (p <0.05). The result showed there is improvement agility in each group. The difference between group 1 and 2 was obtained p = 0,001 (p <0.05) that’s mean there are significant difference in increase of agility before and after intervention. The conclusion of this study is zig zag run and neural mobilization training is more effectively used to improve agility in football players at the Faculty of Medicine Udayana University.   Keywords : Agility, shuttle run, zig zag run, neural mobilization

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