PENGARUH PROFITABILITAS, STRUKTUR KEPEMILIKAN KUALITAS AUDITOR TERHADAP KETEPATAN WAKTU PELAPORAN KEUANGAN PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2014-2016

2020 ◽  
Vol 9 (2) ◽  
pp. 42
Author(s):  
Dita Nurniati ◽  
Sarsiti .
Keyword(s):  
Economic Growth ◽  
Information Technology ◽  
Digital Technology ◽  
Industrial Revolution ◽  
Service Industry ◽  
Banking Industry ◽  
Rapid Development ◽  
Service Innovation ◽  
Banking Services ◽  
Excellent Service

The Industrial Revolution 4.0 is an opportunity for the banking industry in Indonesia to be more innovative in providing excellent service to all customers. Service innovation in the use of information technology encourages banks to enter the era of digital banking services. The purpose of this study is to determine the development of digital banking industry services in Indonesia. The rapid development of digital banking technology is a new challenge for the banking world. The banking industry as a service industry that is developing and capable of driving Indonesia's economic growth is faced with two choices, namely adopting digital technology so that banks can survive or remain conventional, but slowly die.

PERKEMBANGAN INDUSTRI PERBANKAN DI ERA DIGITAL

2020 ◽  
Vol 9 (2) ◽  
pp. 32
Author(s):  
Annisa Indah Mutiasari
Keyword(s):  
Economic Growth ◽  
Information Technology ◽  
Digital Technology ◽  
Industrial Revolution ◽  
Service Industry ◽  
Banking Industry ◽  
Rapid Development ◽  
Service Innovation ◽  
Banking Services ◽  
Excellent Service

The Industrial Revolution 4.0 is an opportunity for the banking industry in Indonesia to be more innovative in providing excellent service to all customers. Service innovation in the use of information technology encourages banks to enter the era of digital banking services. The purpose of this study is to determine the development of digital banking industry services in Indonesia. The rapid development of digital banking technology is a new challenge for the banking world. The banking industry as a service industry that is developing and capable of driving Indonesia's economic growth is faced with two choices, namely adopting digital technology so that banks can survive or remain conventional, but slowly die.

Protection of Customers for Management of Digital Banking Services (Study at PT. BRI Unit Boyolali)

2020 ◽  
Vol 3 (2) ◽  
pp. 170
Author(s):  
Herdian Ayu Andreana Beru Tarigan ◽  
Darminto Hartono Paulus
Keyword(s):  
Information Technology ◽  
Financial Services ◽  
Banking Industry ◽  
Service Innovation ◽  
Quality Of Services ◽  
Legal Research ◽  
Banking Services ◽  
Services Sector ◽  
Financial Services Sector

<p>Increasing competition in the Indonesian banking industry has encouraged many banks to improve the quality of services to customers by utilizing information technology developments. Service innovation in the use of information technology encourages banks to enter the era of digital banking services. However, the development of digital banking services also increases the risks faced by banks. The purpose of this study is to provide an overview of the implementation of digital banking services and customer protection for risks from digital banking services. The method used in this study is an empirical legal research method. The results of this study indicate that the implementation of digital banking services is regulated by OJK Regulation No.12/POJK.03/2018. The existence of this OJK Regulation is expected by banks as providers of digital banking services to always prioritize risk management in the use of information technology. In addition, this study also shows the existence of 2 types of customer protection for the use of digital banking services, namely preventive protection in the form of legislation related to customer protection in the financial services sector and repressive protection in the form of bank accountability for complaints from customers using digital banking services.</p>

scholarly journals Peran Kepemimpinan Kiai di Pendidikan Pesantren dalam Menghadapi Revolusi Industri 4.0

2020 ◽  
Vol 11 (1) ◽  
pp. 21-34
Author(s):  
Sulaiman Sulaiman ◽  
Asnawan Asnawan
Keyword(s):  
Information Technology ◽  
Industrial Revolution ◽  
Technology Development ◽  
Rapid Development ◽  
National Character ◽  
Learning Approaches ◽  
Religious Knowledge ◽  
Information Technology Development ◽  
The Times

This paper discusses the role of the kiai's leadership in pesantren education in an effort to strengthen the Industrial Revolution 4.0 industry. Pesantren is an ideal education system that attempts to provide education to the community to develop the existing potential, because pesantren santri in pesantren are not only given religious knowledge, santri are also taught to live independently, have character and innovate through pesantren activities. The pesantren is one of the institutions of Islamic education that will produce a generation of Indonesians into 'ulama', Muslim scholars and generations who have national character and morality. In the current era of information technology development, learning approaches have experienced rapid development that can change people's mindsets. The availability of information technology that is connected to the internet makes it easy for everyone to access science. So that pesantren must also be able to actualize these developments by developing pesantren curricula that are in accordance with the needs of the times. Then what is the role of pesantren in facing the development of globalization, what strategies are suitable in dealing with generations of the millennial era.

scholarly journals PERWUJUDAN INDUSTRI PARIWISATA 4.0 MELALUI IMPLEMENTASI DIGITAL TOURISM DI KOTA LHOKSEUMAWE

2020 ◽  
Vol 1 (1) ◽  
pp. 79
Author(s):  
Sufi Sufi ◽  
Julian Sabri
Keyword(s):  
Information Technology ◽  
Digital Technology ◽  
Industrial Revolution ◽  
City Government ◽  
Government Policies ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Tourism Sector ◽  
The World ◽  
Private And Public

The application of information technology in the era of the Industrial Revolution 4.0 has provided great convenience and impact on various sectors of life in a country, including the ease of promoting tourism. One of the topic that is developing in the world of modern tourism is digital tourism. The use of digital technology is one of the methods developed by the Ministry of Tourism in promoting tourism in Indonesia. This study produces an outcome regarding the implementation of local government policies in the tourism sector in Lhokseumawe City and the strategies used in promoting tourism towards the tourism era 4.0. Data collection techniques in this study by making observations (observations), interviews (interviews), and documentation. Meanwhile, data analysis techniques are carried out through data reduction, data presentation, and drawing conclusions / verification. It is hoped that the Lhokseumawe City government will cooperate with all elements of tourism actors, both private and public, so that every policy can run well and the benefits of tourism can be felt by all people.ABSTRAKPenerapan teknologi informasi dalam era Revolusi Industri 4.0 telah memberikan kemudahan dan dampak yang sangat besar bagi berbagai sektor kehidupan dalam sebuah negara, termasuk kemudahan dalam mempromosikan pariwisata. Salah satu topik yang berkembang dalam dunia pariwisata modern adalah digital tourism. Pemanfaatan teknologi digital ini merupakan salah satu metode yan gdikembangkan oleh Kementerian Pariwisata dalam mempromosikan pariwisata di Indonesia. Penelitian ini menghasilkan luaran tentang implementasi kebijakan Pemerintah Daerah dalam bidang pariwisata di Kota Lhokseumawe dan strategi yang digunakan dalam mempromosikan pariwisata menuju era pariwisata 4.0. Teknik pengumpulan data dalam penelitian ini dengan melakukan pengamatan (observasi), wawancara (interview), dan dokumentasi. Sementara teknik analisa data dilakukan melalui reduksi data, penyajian data, dan penarikan kesimpulan/verifikasi. Diharapkan kepada pemerintah Kota Lhokseumawe agar bekerjasama dengan semua elemen pelaku pariwisata baik itu pihak swasta maupun masyarakat agar setiap kebijakan dapat berjalan dengan baik dan manfaat pariwisata dapat dirasakan oleh semua kalangan masyarakat.

Millenial Disruptive Technology: An Assessment on Disrupted Banking Industry

2017 ◽  
Vol 4 (1) ◽  
pp. 34-40
Author(s):  
Anis Choirunnisa ◽  
Mohammad A. Amin Soetomo ◽  
Heru Purnomo Ipung
Keyword(s):  
Digital Technology ◽  
Banking Industry ◽  
Current Level ◽  
Disruptive Technology ◽  
Banking Services ◽  
The Past ◽  
Catching Up ◽  
The Us ◽  
New Generation ◽  
The Way

Millennial are new generation that demand a new kind of market expectation and seeks new value on how industry interact with its customer. Among assessed industries in the US, Banks are the most vulnerable industry that millennial demands new kind of approach to conduct banking in the past three years facilitated by the increasing influence of digital technology in everyday life. Millennial are the generation that born in 80s and 90s where they see the dying relevant of bank [1]. The survey sees that in US 68% of them think that the way we access our money will be totally different, 70% said that the way we pay for things will be totally different, and even 33% believe that bank will not be needed at all in the next 5 year. However, the key question is what is millennial really needs on the banking services in Indonesia? Is the trend in the US and Europe is catching up soon? Is Indonesia Banks ready from the eyes of Millennial? This research focuses on current level of digital banking experiences of Indonesia Banking Millennial where assess the current satisfaction of the current banking services in Indonesia and the expected digital banking of Indonesia Banking Millennial, current and the future.

scholarly journals Data Analytics in Banking and Financial Services

2019 ◽  
Vol 8 (S1) ◽  
pp. 67-69
Author(s):  
S. Palaniammal ◽  
V. S. Thangamani
Keyword(s):  
Decision Making ◽  
Developing Countries ◽  
Big Data ◽  
Financial Services ◽  
Data Analytics ◽  
Data Science ◽  
Banking Industry ◽  
Rapid Development ◽  
Banking Services ◽  
The Impact

In Journal of Banking and Finance [1] we are living in the era of the big data. The rapid development of scientific and data technology over the past decade has brought not only new and sophisticated analytical tools into Financial and Banking services, but also introduced the power of data science application in everyday strategic and operational management. Data analytics and science developments have been particularly valuable to financial organizations that heavily depend on financial information in their decision making processes. The article presents the research that focuses on the impact of the data and technology trends on decision making, particularly in Finance and Banking services. It covers an overview of the benefits associated with the decision analytics and the use of big data by financial organizations. The aim of the research is to highlight the areas of impact where the big data trends are creating disruptive changes to the way the Finance and banking industry traditionally operates. For example, we can see rapid changes to organisation structures, approach to competition and customer as well as the recognition of the importance of data analytics in strategic and tactical decision making. Investment in data analytics is no longer considered a luxury, but necessity, especially for the financial organizations in developing countries. Technology and data science are both forcing and enabling the financial and banking industry to respond to transformative demands and adapt to rapidly changing market conditions in order to survive and thrive in highly competitive global environment. Financial companies operating in developing countries must develop strong understanding of data-related trends and impacts as well as opportunities. This knowledge should not only be utilized for survival efforts, but also seen as the opportunity to engage at global level through innovation, flexibility, and early adoption of data science benefits. The paper also recommends further studies in related areas, which would provide additional value and awareness to the organizations that are considering their participation in the global data and analytical trends.

scholarly journals INDUSTRI 4.0: PENGARUH REVOLUSI INDUSTRI PADA KEWIRAUSAHAAN DEMI KEMANDIRIAN EKONOMI

2018 ◽  
Vol 3 (2) ◽  
pp. 1 ◽  
Author(s):  
Hamdan Hamdan
Keyword(s):  
Economic Growth ◽  
Industrial Revolution ◽  
Human Life ◽  
Rapid Development ◽  
Technological Advancement ◽  
Way Of Life ◽  
Digital Revolution ◽  
Artifical Intelligence ◽  
Biological World ◽  
The Impact

The Industrial Revolution 4.0 is a new technological advancement that integrates the physical, digital and biological world, where there is a fundamental change in the human’s way of life.   With the rapid development of technology that has experienced breakthroughs in all disciplines, including in the field of artifical intelligence, nanotechnology, biotechnology, internet-based technology has an impact on human life that can increase the economic growth too.   The impact of economic growth has increased in the 4.0 industrial revolution where this can be seen from many business people and entrepreneurs who utilize the information technology, so that the basic principles of industrial design 4.0 are known as the digital revolution because of the proliferation of computers and automation and connectivity in a field. With the Industrial Revolution 4.0, there is an increasing influence in the economic sector, where the sector opens opportunities for entrepreneurship and MSMEs increase rapidly, thus giving an impact on entrepreneurship for economic independence.

scholarly journals THE IMPACT OF DIGITAL TECHNOLOGY UTILIZATION IN THE TRADE SECTOR ON ITS PRODUCTIVITY, LABOR AND ECONOMIC GROWTH

2020 ◽  
Vol 14 (2) ◽  
pp. 195-214
Author(s):  
Muhammad Rizal Taufikurahman ◽  
Ahmad Heri Firdaus
Keyword(s):  
Economic Growth ◽  
General Equilibrium ◽  
Rural Areas ◽  
Digital Technology ◽  
Computable General Equilibrium ◽  
Industrial Revolution ◽  
Jel Classification ◽  
Technology Utilization ◽  
Trade Sector ◽  
The Impact

Abstrak Kehadiran ekonomi digital sebagai bagian dari revolusi industri 4.0 yang telah membuka peluang baru dalam bidang perdagangan dan menjembatani kepentingan produsen, konsumen, dan pasar tanpa dibatasi ruang dan waktu. Tujuan penelitian ini adalah menganalisis dampak pemanfaatan teknologi digital pada sektor perdagangan terhadap produktivitasnya, penyerapan tenaga kerja dan pertumbuhan ekonomi. Metode analisis yang digunakan adalah metode analisis model Computable General Equilibrium (CGE) dinamik. Hasil analisis menunjukkan digitalisasi di sektor perdagangan meningkatkan jumlah outputnya sebagai produktivitas jangka pendek dan panjang. Adapun dampak terhadap penyerapan tenaga kerja di perkotaan dan pedesaan menurunkan jenis pekerjaan tertentu pada periode analisis terutama tenaga kerja terampil rendah. Selanjutnya dampak terhadap GDP riil meningkat pada periode analisis. Kebijakan yang direkomendasikan adalah perlu perbaikan akurasi dan validitas database produk-produk yang kompetitif, strategi antisipatif untuk tenaga kerja yang terdistrupsi, pelayanan perizinan akses semakin mudah, optimalisasi aplikasi teknologi digital dalam tata kelola perdagangan, dan perbaikan sarana prasarana informasi dan teknologi. Kata Kunci: Teknologi Digital, Produktivitas, Tenaga Kerja, Pertumbuhan Ekonomi   Abstract The presence of a digital economy as part of the industrial revolution 4.0 has opened up new opportunities in trade and bridged the interests of producers, consumers, and markets without being constrained by time and space. The study aims to analyze the impact of digital technology utilization on the trade sector on its productivity, labor, and economic growth. The analysis method used is the Dynamic Computable General Equilibrium (CGE) model. The analysis results show that digitalization in the trade sector increases output as productivity in the short and long term. The impact on labor in urban and rural areas reduces certain types of work in the analysis period, especially low skilled labor. Furthermore, during the analysis period, the impact on real GDP increases. The recommended policy is to improve the accuracy and validity of competitive products' database, anticipatory strategies for labor that have disrupted, easier access licensing services, optimization of digital technology applications in trade governance, and improvement of information and technology infrastructure. Keywords: Digital Technology, Productivity, Labor, Economic Growth JEL Classification: F12, F13, F15

scholarly journals BOOK REVIEW: MILLENNIAL NATIONALISM: IS IT A DISRUPTION? (NASIONALISME ALA MILENIAL: SEBUAH DISRUPSI?)

2021 ◽  
Author(s):  
Kendra Camilla Besariani ◽  
Moses Glorino Rumambo Pandin
Keyword(s):  
Information Technology ◽  
Digital Technology ◽  
Millennial Generation ◽  
Transition Period ◽  
Rapid Development ◽  
The Future ◽  
Younger Generation ◽  
New Generation

A book entitled Nasionalisme ala Milenial: Sebuah Disrupsi? This was written as an attempt to answer aquestion of one of the authors. According to her, Indonesia is currently in a transition period that can bedescribed in three ways: politics to become more free and open, the population of the younger generationhas reached its peak, and the existence of digital technology, which is developing so rapidly. The authors'purpose by writing this is to assist readers, especially the younger generation, in placing themselves in aspace for a free, open, and creative future for Indonesia. That way, the millennial generation can embark ona journey to find Indonesia in the future according to their needs and perspectives as a new generation ofIndonesian leaders. This book was written for various circles of society, but it is more aimed at the millennialgeneration. In Revolution 4.0 and Society 5.0, the millennial generation will face challenges that are not easybecause the rapid development of information technology forces them to be adaptable, critical, observative,flexible, and visionary to survive in global nial competition. Therefore, it is recommended for millennials toread Nasionalisme Ala Milenial: Sebuah Disrupsi book because the chapters contained in it can inspiremillennials to contribute to the country's welfare. This book includes 12 articles that can be grouped into fivetopics, namely defining millennial youth; establishment of millennial identity; expressions of millennialnationalism; education, youth, and the language of the millennial generation, and millennial citizenship.While reading this, we will understand the descriptions of the writers' intelligence, hopes, and anxieties aboutthe future of Indonesia.

scholarly journals Public Administration Science in the Development of Digital Technology

2021 ◽  
Vol 1 (2) ◽  
pp. 40-45
Author(s):  
Anak Agung Gde Brahmantya Murti
Keyword(s):  
Public Administration ◽  
Digital Technology ◽  
Paradigm Shift ◽  
Industrial Revolution ◽  
Rapid Development ◽  
The Public ◽  
Fourth Industrial Revolution ◽  
State Administration ◽  
History Of

The rapid development of digital technology is considered the fourth industrial revolution causing various changes, especially in the science of state administration. By using a qualitative approach, this paper explains how the direction of the development of state administration in Indonesia is currently in the flow of technological change and what challenges it faces. Seeing from the history of the paradigm shift that occurred in the science of state administration, the focus and locus of this science is very important because it can affect the perspective of the development of the science of state administration. The rapid development of technology is feared to be able to shift the central role of humans. For this reason, scientists are required to be able to contextualize the science of state administration and at the same time utilize digital technology to answer the public interest  

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