scholarly journals PERSEPSI PELAKU USAHA MIKRO DALAM MEMILIH PRODUK MURABAHAH BANK ACEH SYARIAH DI KOTA LHOKSEUMAWE

2020 ◽  
Vol 2 (2) ◽  
pp. 126-135
Author(s):  
Musrizal Musrizal ◽  
Mukhlis Mukhlis ◽  
Nova Nova ◽  
Fatimah Zuhra

This study aims to determine the perceptions of micro-entrepreneurs towards Bank Aceh Syariah murabahah products in Lhokseumawe City. This research was conducted using quantitative descriptive research methods. The population is all micro business actors in the city of Lhokseumawe, amounting to 1,782. The sample in this study were 178 respondents. Primary data collection was carried out using a google form questionnaire which was distributed through the WhatsApp group covering four districts. The perception of business actors towards Murabahah Bank Aceh Syariah is good. This can be seen from the behavior of business actors / respondent behavior which is influenced by the faktor of education level, most of them are undergraduate, Islamic culture factors, experience factors and percentage of profit from the original price. A stimulus from knowledge will produce a perception as a feedback from the stimulus.The results of this study found that business actors use the services of aceh sharia bank with murabahah products based on the agreed profit margin which is lower than conventional bank interest.   Keywords: Perception, Education, Experience, Culture, Murabaha.     Abstrak Penelitian ini bertujuan untuk mengentahui persepsi pelaku usaha mikro terhadap produk murabahah Bank Aceh Syariah di Kota Lhokseumawe. Penelitian ini dilakukan dengan menggunakan metode penelitian deskriptif kuantitatif. Populasinya adalah seluruh pelaku usaha mikro Kota Lhokseumawe yang berjumlah 1.782. Sampel dalam penelitian ini adalah 178 responden. Pengumpulan data primer dilakukan dengan kuesioner google form yang disebarkan melalui group whatsapp yang meliputi empat kecamatan. Persepsi pelaku usaha terhadap Murabahah Bank Aceh Syariah adalah baik. Hal ini dapat terlihat dari perilaku pelaku usaha/ perilaku responden yang dipengaruhi oleh faktor tingkat pendidikan sebagian besar strata satu/ S1, faktor budaya islam, faktor pengalaman serta faktor persentase keuntungan dari harga asal. Stimulus dari pengetahuan akan menghasilkan persepsi sebagai umpan balik dari stimulus tersebut. Hasil penelitian ini menemukan bahwa pelaku usaha menggunakan jasa bank aceh syariah dengan produk murabahah tersebut berdasarkan margin keuntungan yang disepakati lebih rendah daripada bunga bank konvensional.   Kata kunci: Persepsi, Pendidikan, Pengalaman, Budaya, Murabahah.

2020 ◽  
Vol 4 (1) ◽  
pp. 11
Author(s):  
Nurul Hikmah

Abstract;                      Nurul Hikmah, (2019). Teacher performance class in organizing and developing learning devices in the state SDN KIP Maccini Makassar. Guided By Syarifuddin Cn Sida and Idawati.This study aims to study the performance of the teachers in developing and expanding learning devices in the state SDN KIP Maccini Makassar. This type of research uses qualitative descriptive research methods. The location in this research is the state elementary school KIP Maccini Makassar. The types of data in this study are primary data obtained directly from the informant and secondary data in the form of documents relating to the issues and the research reports. The instruments in this research are own researchers and supporting data collection tools are interview guidelines. Based on the results of the study that the performance of teachers certified by SDN KIP MACCINI in the planning of learning received an average score of 18.32 in the category quite effective. The assessment showed that teachers certified by SDN KIP MACCINI were well-performing in the planning of learning. Keywords: teacher performance; Learning devices


2018 ◽  
Vol 5 (2) ◽  
pp. 19-26
Author(s):  
Raden Biroum Bernardianto ◽  
Vina Panduwinata

The purpose of this study was to describe and analyze the performance of the Regional Parliament of Palangka Raya in carrying out legislative powers and to describe and analyze the constraints that affect the Palangka Raya City DPRD in setting regional regulations. This study uses descriptive qualitative research methods. The types and sources of data chosen by researchers are primary data and secondary data. Data collection techniques used to obtain information are interviews and documentation. The results of the study show that the performance of the Palangka Raya City DPRD (DPRD) in exercising legislative power with the City of Palangka Raya government is quite good. In the period 2015 to 2017, 36 local regulations have been discussed and established. However, if it is reviewed from the proposal initiation, it can be said to be unsatisfactory, because only 9 Regional Regulations are the initiative of the Palangka Raya City DPRD. Factors that influence the performance of the DPRD of Palangka Raya City in setting regional regulations are: Human Resources, Data and Information, and Experience. The condition of Human Resources with an average Bachelor level education (21 out of 30 people) is actually a supporting factor for performance. Given that the basic education is not in line and experience that is still lacking, it becomes an obstacle to support the legislative performance of members of the Palangka Raya City DPRD.


2021 ◽  
Vol 1 (2) ◽  
pp. 128-142
Author(s):  
Juwairiah Juwairiah

AbstrakPenelitian ini bertujuan untuk mengevaluasi kesesuaian rencana pembelajaran guru, kesesuaian pembelajaran dengan rencana pembelajaran guru, kelengkapan unsur-unsur pendekatan saintifik di dalam proses pembelajaran, kendala guru dalam menerapkan pendekatan saintifik, dan strategi guru dalam mengatasi kendala penerapan pendekatan saintifik. Penelitian ini dilaksanakan dengan menggunakan metode penelitian deskriptif kuantitatif. Teknik pengumpulan data penelitian ini adalah observasi, angket, wawancara, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa: (1) kesesuaian RPP guru dibandingkan dengan kriteria RPP Kurikulum 2013 berada dalam kategori baik dengan persentase sebesar 86,41% (2) kesesuaian proses pembelajaran dengan rencana program pembelajaran berada dalam kategori baik dengan presentase 82%; (3) kelengkapan unsur-unsur pendekatan saintifik di dalam proses pembelajaran tergolong kurang dengan presentase 48%; (4) kendala guru dalam menerapkan pendekatan saintifik adalah dalam melaksanakan kegiatan asosiasi, yaitu berada dalam kategori kurang dengan presentase 7%; (5) strategi guru dalam mengatasi kendala penerapan kegiatan asosiasi adalah dengan melatih siswa untuk memecahkan masalah, memfasilitasi siswa dengan media pembelajaran; memberikan reward, menyediakan sumber belajar tambahan, dan mendorong siswa untuk berdiskusi dengan teman sekelasnya.AbstractThis study aims to evaluate the suitability of the teacher's lesson plan, the suitability of learning with the teacher's lesson plan, the completeness of the elements of the scientific approach in the learning process, the obstacles of the teacher in applying the scientific approach, and the teacher's strategy in overcoming the obstacles to the application of the scientific approach. This research was conducted using quantitative descriptive research methods. The data collection techniques of this study were observation, questionnaires, interviews, and documentation. The results of this study indicate that: (1) the suitability of the teacher's RPP compared to the 2013 curriculum RPP criteria is in the good category with a percentage of 86.41% (2) the suitability of the learning process with the learning program plan is in the good category with a percentage of 82%; (3) the completeness of the elements of the scientific approach in the learning process is classified as lacking with a percentage of 48%; (4) the teacher's obstacle in applying the scientific approach is in carrying out association activities, which are in the less category with a percentage of 7%; (5) the teacher's strategy in overcoming obstacles to the application of association activities is to train students to solve problems, facilitate students with learning media; provide rewards, provide additional learning resources, and encourage students to discuss with their classmates.


2020 ◽  
Vol 10 (1) ◽  
pp. 9-13
Author(s):  
Nidia Rismania Dewi

This research is entitled "Implementation of the Child Identity Card (KIA) Policy in the Population and Civil Registry Office of Tasikmalaya City"."The research method used is the qualitative research method. According to Bogdan in Moleong (2007: 4) explains that "Qualitative Method is a research procedure that produces descriptive data in the form of written or oral words from people and observable behavior". To get an intensive, in-depth, detailed and complete qualitative analysis, the data collection in this study will use data sources namely Observation, Interviews and Use of Documents. Every Child is required to have this Child Identity Card (MCH) listed in Permendagri No. 2 of 2016. KIA at the Tasikmalaya City Population Service is still aimed at improving Data Collection, Protection, and Fulfillment of Children's Rights. Data collection techniques in this study using observation, interviews, and documentation. Research Methods using descriptive research methods with a quantitative approach. Research Results Also The discussion in this MCH policy research was felt to be still lacking because a lot of Tasikmalaya residents especially the city of Tasikmalaya did not know much about what is a Child Identity Card (MCH) and the benefits of the MCH itself.Keywords: Police implementation, Child Identity Card,


2020 ◽  
Vol 10 (1) ◽  
pp. 56-64
Author(s):  
Syafiqah Syafiqah

Hypertension is one of the major problems in Indonesia and in the world. The number of hypertensive cases in Palu city in 2015-2017 was increased. In 2015 as many as 8407 cases, the year 2016 as many as 8697 cases and 2017 as many as 9406 cases. This research aims to determine the economic loss that is borne by hypertension sufferers with concomitant diseases in the inpatient unit of RSU Anutapura Palu. This type of research is quantitative descriptive. Research was conducted from March to June 2019. The population is all patients suffering from hypertension with a concomitant illness that conducts hospitalisation in RSU Anutapura Palu, the number of samples of 78 patients. Primary data collection is through questionnaires and secondary data through the study of patient record documents and other supporting documents. Total economic loss for people with hypertension with concomitant illness in inpatient unit of RSU Anutapura Palu amounting to Rp. 234.318.617 with an average of Rp 3.004.084 per sufferer. The results of this study also showed that the magnitude of the losses suffered by patients especially in patients who are still productive work is advised to carry out regular control every month to prevent the expenditure of the cost of illness that will continue Increased.


2015 ◽  
Vol 5 (3) ◽  
pp. 50
Author(s):  
Efi Yulistyowati ◽  
Endah Pujiastuti

<p align="center">ABSTRAK</p><p>Artikel hasil penelitian tentang kajian normatif keberadaan toko modern di Kota Semarang akan mengkaji mengenai keberadaan toko modern di Kota Semarang apakah sudah  memenuhi ketentuan dalam Peraturan Presiden Nomor 112 Tahun 2007. Untuk membahas permasalahan tersebut, metode pendekatan yang dipakai adalah yuridis normatif, dengan spesifikasi penelitian deskriptif analitis, metode pengumpulan datanya : studi dokumentasi dan studi kepustakaan, sedangkan metode analisis data yang dipergunakan adalah analisis kualitatif.</p><p>Hasil dari penelitian menunjukkan bahwa  keberadaan toko modern di Kota Semarang sudah memenuhi beberapa ketentuan yang ada dalam Peraturan Presiden Nomor 112 Tahun 2007, yang belum terpenuhi adalah : ketentuan Pasal 13  &amp; Pasal 15 Peraturan Presiden Nomor 112 Tahun 2007.</p><p><em>Articles of research on the normative study of the existence of modern stores in the city of Semarang will examine the existence of modern stores in the city of Semarang whether they have fulfilled the provisions in Presidential Regulation No. 112 of 2007. To discuss these problems, the approach method used is normative juridical, with the specifications of analytical descriptive research, data collection methods: documentation and literature study, while the data analysis method used is qualitative analysis.</em></p><p><em>            </em><em>The results of the study show that the existence of a modern shop in Semarang City has fulfilled several provisions in the Presidential Regulation Number 112 of 2007, which has not been fulfilled are:</em></p><p><em>p</em><em>rovisions in Article 13 </em><em>and p</em><em>rovisions Article 15</em><em> </em><em>of the Presidential Regulation Number 112 of 2007</em><em>.</em><em></em></p><p><em>Keywords: Study, Normative, Modern Shop, Semarang City.</em><em></em></p><p> </p>


Jurnal Ecogen ◽  
2019 ◽  
Vol 1 (4) ◽  
pp. 925
Author(s):  
Aulia Agusatria ◽  
Abel Tasman

This study aims to analyze the factors forming the marketing mix at BNI Syariah customers in Padang Branch. This type of research is quantitative descriptive. The population of this research is customers of Islamic banks in the city of Padang with a sample of 100 customers obtained using Slovin formula. The sampling technique is accidental sampling. Research data are primary data collected by questionnaire. Instrument testing uses validity and reliability tests. Data were analyzed by descriptive analysis and factor analysis. The results of the study showed that of the eight factors there were six factors that influence the form of the marketing mix for customers of the BNI Syariah branch of Padang Branch.Keyword: Marketing Mix


2014 ◽  
Vol 8 (3) ◽  
Author(s):  
Aditya Rachman Padja ◽  
Jantje J. Tinangon ◽  
Victorina Z. Tirayoh

Income Tax Article 21 is Tax withheld by others on income in the form of salaries, wages, honoraria, allowances, and other payments by the name and in any form in connection with employment, services, or activities undertaken by individual taxpayers in the country. On this basis, the Office of Government Agencies that hire or permanent employee is obliged to withhold, deposit, and report of Income Tax Article 21 on income received by employees every month through the Tax return period. This research was conducted in PT Intraco Penta Prima Servis (IPPS), The purpose of this research was conducted is to determine whether the calculation, remittance, and Article 21 of the Income Tax Reporting at PT Intraco Penta Prima Services (IPPS) if it is in accordance with Law No.36 Year 2008 on Income Tax. This study used descriptive research methods, and data collection technique used is the technique of interview, and documentation. The results of this study indicate that the application of the calculation, remittance, and Article 21 of the Income Tax Reporting by PT Intraco Penta Prima Services (IPPS) in accordance with Act 36 of 2008 on Income Tax, and is also expected that the tax authorities should provide more socialization of Income Tax Article 21 taxpayers, especially acting as a cutter or a tax collector that does not happen anymore mistakes in calculations.


2021 ◽  
Vol 10 (1) ◽  
pp. 18
Author(s):  
Titi Darmi ◽  
Iqbal Miftakhul Mujtahid ◽  
Ledyawati Ledyawati

This article discusses the extent to which Cultural Heritage management involving various sectors can contribute to increasing tourist visits. The research was conducted in the city of Bengkulu, the location of the research was the legacy of Bung Karno's house. Data collection was carried out through secondary data and primary data. Primary data was carried out by interviewing related parties, namely two of Bung Karno's house staff, the Head of the Jambi Cultural Heritage Preservation Agency (BPCB), the Head of the Bengkulu Province Education Office, one cultural expert, four tourism activists, and six communities. members who were visiting Bung Karno's house. The steps in this research are data collection, classification, analysis, and data processing, making conclusions, then narrating in depth. The results of the study explain that the Heritage of Bung Karno's House is one of the historical tourist objects visited by many tourists. Bung Karno's heirloom house is a historical tourism object that has an attraction and has an important role in increasing tourist visits. For optimal Cultural Heritage management, it is important to strengthen the capacity of Cultural heritage management sustainably by optimizing technology and involving five partnership sectors, namely government, private sector, universities, media, and society. 


2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Heylen Amildha Yanuarita ◽  
Djoko Susanto

The increase in population in Malang City can encourage the implementation of good population data recording, this is because population data is very important in planning and development in the evaluation stage. The purpose of this research is to analyze the policies of the population service and civil registration in the administrative services for data collection on Covid-19 social assistance recipients in Malang City. This research is a descriptive research with a qualitative approach. The population administration policy in this study is focused on administrative services for the data collection of Covid-19 Social Assistance Receipts in Malang City. The results of this study indicate that there is a policy of centralizing the management of resident identification cards, the first step to progress in the city government of Malang, especially in the field of administrative services for data collection on Covid-19 Social Assistance Recipients in Malang City so that they try to make other policies that have concrete data.


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