scholarly journals Pengaruh Tingkat Literasi Keuangan Terhadap minat Penggunaan Produk Finansial Teknologi Pada Mahasiswa FEBI UIN Sumatera Utara

2021 ◽  
Vol 1 (2) ◽  
pp. 57-68
Author(s):  
Azizah Mudrikah
Keyword(s):  
Financial Literacy ◽  
Digital Literacy ◽  
Descriptive Analysis ◽  
Data Retrieval ◽  
Financial Products ◽  
Analysis Technique ◽  
Study Programs ◽  
Regional Population ◽  
Questionnaire Method ◽  
North Sumatra

In the BPS survey conducted in February-September 2020, Gen Z reached 75.49 million or 27.94 million out of a total population of 270.2 million, meanwhile, the number of millennials reached 69.9 million (25.87%). With the presence and dominance of the second generation groups who are relatively digitally literate among the regional population, Indonesia hopes to more easily understand these groups as the backbone of digitalization programs for various sectors in the next year. Digital literacy generation. This study aims to determine how big the level of financial literacy in FEBI UIN North Sumatra students and to determine whether or not there is an influence of literacy level on interest in using technology financial products. The research method used is a quantitative method. Data retrieval using a questionnaire distributed via google form with the respondents are students of Islamic Accounting, Management, Islamic Economics, Sharia Insurance and Sharia Banking study programs. Collecting data in this study using a questionnaire method with a Likert scale method and distributed to 100 respondents. In this study, the data analysis technique used was descriptive analysis and simple regression analysis using SPSS 15.0. The results of this study indicate that the literacy rate of FEBI UIN North Sumatra students is known to be 29.10%. It is classified into the Well literate category and there is a positive and significant influence between the level of financial literacy on the interest in using technology financial products

scholarly journals Perlindungan Jiwa Anak Yatim dalam Pergub Sumsel Nomor 6 Tahun 2017 tentang Perlindungan Anak Yatim

2020 ◽  
Vol 3 (1) ◽  
pp. 104-117
Author(s):  
Ahmad Yani Nasution
Keyword(s):  
Local Government ◽  
Government Regulation ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Scientific Work ◽  
Mental Life ◽  
The North ◽  
Analysis Technique ◽  
North Sumatra ◽  
Protection Of Life

This study is entitled "A Review of Maqashid Al-Shari’ah Against the Protection of Orphans' Mental Life in the North Sumatra Governor Regulation No. 6 of 2017 Regarding Orphan Protection". The purpose of this study is First To find out how the protection of life in the Governor of South Sumatra No. 6 of 2017 concerning Protection of Orphans. Second To find out how Maqashid al-Syari’ah review of life protection in the Governor of South Sumatra No. 6 of 2017 concerning Protection of Orphans. In this study the authors used a descriptive analysis technique, which seeks to describe in general the efforts to protect the lives of orphans in South Sumatra local government regulation no 6 of 2017 concerning orphans, as viewed from Maqashid as-Syari’ah from secondary data in the form of books, scientific work of scholars, research results, articles, journals and documents that support this research. In this way the reader will get the results of research on the protection of the lives of orphans in the summit regulation regarding the protection of orphans. After analyzing the Governor's Regulation No. 6 of 2017 the author finally came to the conclusion that in the Governor's Regulation there is the principal of Maqashid Shari'ah, the Hifz Nafs. (preserving the soul). Abstrak Penelitian ini berjudul “Tinjauan Maqashid Al-Syari'ah Terhadap Perlindungan Jiwa Anak Yatimdalam Pergub Sumsel Nomor 6 Tahun 2017 Tentang Perlindungan Anak Yatim”. Adapun tujuan dari penelitian ini adalah Pertama Untuk mengetahui bagaimana perlindungan jiwa dalam Pergub Sumsel Nomor 6 Tahun 2017 tentang Perlindungan Anak Yatim. Kedua Untuk mengetahui bagaimana tinjauan Maqashid asy-Syri’ah terhadap perlindungan jiwa dalam Pergub Sumsel Nomor 6 Tahun 2017 tentang Perlindungan Anak Yatim. Dalam penelitian ini penulis mengunakan teknik analisis deskriptif, yaitu berusaha mengambarkan secara umum tentang upaya perlindungan jiwa terhadap anak yatim dalam Peraturan pemerintah daerah sumatera selatan no 6 tahun 2017 tentang anak yatim, yang ditinjau dari Maqashid as-Syari’ahdari data sekunder yang berupa buku- buku, hasil karya ilmia para sarjana, hasil-hasil penelitian, artikel, jurnal dan dokumen-dokumen yang mendukung penelitian ini. Dengan cara demikian pembaca akan mendapatkan hasil penelitian tentang perlindungan jiwa anak yatim dalam pergub sumsel tentang perlindungan anak yatim. Setelah menganalisa pergub sumsel nomor 6 tahun 2017 akhirnya penulis mendapat kesimpulan bahwa dalam pergub tersebut terdapat pokok maqashid syari’ah yaitu hifz nafs. (memelihara jiwa).

scholarly journals Pengaruh Iklan Cash Card Terhadap Minat Mahasiswa Febi UIN Sumatera Utara

2021 ◽  
Vol 1 (3) ◽  
pp. 145-155
Author(s):  
Aula Maulidah
Keyword(s):  
Money Demand ◽  
Descriptive Analysis ◽  
Student Interest ◽  
The Public ◽  
Analysis Techniques ◽  
Scale Method ◽  
Cash Payment ◽  
Economics Students ◽  
Questionnaire Method ◽  
North Sumatra

This research is motivated by increasingly rapid technologicaldevelopments, especially in the economic field, namely the paymentsystem. The card acts as a non-cash payment instrument and makesit easier for the public to make transactions or transfers betweenindividuals. This shows that people have switched from cashpayments to non-cash payments which will have an impact on thecurrent formula for money supply. Stability of money demand inpotential member states is imperative for the feasible commonmonetary policy. This study aims to determine the level of influenceof cash card advertising (atm card) on the interest of Islamiceconomics students at UIN North Sumatra and to determine whetheror not there is an effect of cash card advertising on the interests ofstudents of Febi UIN North Sumatra. The research method used is aquantitative method. Collecting data distributing respondentsIslamic economics S1 Stambuk 2019.. Research data collection usesthe questionnaire method with the Likert scale method and is givento 100 respondents. In this study, the data analysis techniques usedwere descriptive analysis and uji t using SPSS 15.0. The results ofthis study indicate that the effect of cash card advertising on theinterest of Islamic economics students at FEBI UIN North Sumatrais 15.49%. After passing several tests, it can be concluded that theeffect of cash card advertising is significant or there is a positiveinfluence on student interest

scholarly journals PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN PELANGGAN, Studi kasus pada perusahaan JNE Cabang Padang

2019 ◽  
Author(s):  
Mohd. Farid Tiza ◽  
Febsri Susanti
Keyword(s):  
Customer Satisfaction ◽  
Sampling Method ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Reliability Test ◽  
Validity And Reliability ◽  
Normality Test ◽  
Analysis Technique ◽  
Questionnaire Method

The objective of the research to analyze the influence of each tangible varible (X1) empathy (X2), reliability (X3), responsiveness (X4) dan assurance (X5) to customer satisfaction (Y) in JNE Branch Company of Ulak Karang of Padang. Data collection of research through questionnaire method to 80 customers JNE Branch Ulak Karang Padang with purposive sampling method to know the responses of respondents to each - each variable. Quantitative analysis includes the validity and reliability test , descriptive analysis , classic assumption test including normality test , test heterocedasticity , multicollinearity test , hypothesis testing via the T test. Data analysis technique used is multiple linear regression analysis . Based on this research, obtained regression equation Y = 6.703+ 0.751X1 + 0.342X2 + 0.551X3 + 1.037X4 + 0.916X5 + e, that tangible (X1), empathy (X2), reliability (X3), responsiveness (X4) dan assurance (X5) of significant positive customer satisfaction (Y) in JNE Branch Company of Ulak Karang of Padang.

scholarly journals Pengaruh Literasi Keuangan Terhadap Perilaku Konsumtif Generasi Milenial Di Kota Bandung

2019 ◽  
Vol 3 (1) ◽  
pp. 46
Author(s):  
Zahra Qurotaa’yun ◽  
Astrie Krisnawati
Keyword(s):  
Financial Literacy ◽  
Millennial Generation ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Human Needs ◽  
Analysis Technique ◽  
Negative Effect ◽  
Consumptive Behavior ◽  
The City

Consumptive behavior is actions taken to fulfill various types of human needs. If consumption is carried out excessively and not just based on needs, then it is not a reasonable consumption anymore, but it has become a consumptive behavior. Millennials are considered as the most consumptive generation, especially online shopping and prioritizing short-term needs rather than long-term needs. Theoretically consumptive behavior is influenced by low financial literacy. This research was conducted in the millennial generation in Bandung, which in 2019 was 19-38 years old. The sample used in this study was calculated using Slovin formula so that there were at least 400 respondents. Technique used in this research is nonprobability sampling with a purposive sampling approach. The data analysis technique used is descriptive analysis and simple linear regression analysis. The results of this study concluded that financial literacy had a significant negative effect on the consumptive behavior of millennial generation in the city of Bandung. With the level of financial literacy and consumptive behavior included in the medium category.

scholarly journals MENAKAR MINAT MAHASISWA UNIVERSITAS PUTERA BATAM PADA PENGGUNAAN PRODUK TEKNOLOGI FINANSIAL

2020 ◽  
Vol 4 (1) ◽  
pp. 132-141
Author(s):  
Mortigor Afrizal Purba
Keyword(s):  
Social Media ◽  
Regression Analysis ◽  
Significant Influence ◽  
Financial Literacy ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Scale Model ◽  
Study Program ◽  
Financial Products ◽  
Promotion Strategies

The aim of this reserch is to find out how much the level of financial literacy in Universitas Putera Batam students and to find out whether or not the influence of the level of financial literacy and promotion strategies through social media to the interest of using technology financial products. The type of this research is a quantitative research using probability random sampling technique, the respondents are the students of accounting, management, others study program. The data collection in this study used a questionnaire method with a Likert scale model and distributed to 100 respondents. In this study the data analysis that used is descriptive analysis, simple regression analysis and multiple regression analysis using SPSS 22.0.The results of this study showed that (1) the level of financial literacy in the fourth student of the study program belongs to the category of sufficient literate or is still fairly categorized with a percentage of 81.12 percent. (2) There is a positive and significant influence between financial literacy variables on the interest in using technology financial products. (3) There is a positive and significant influence between the variables of promotional strategies through social media on the interest in using technology financial products. (4) There is a positive and significant influence between financial literacy variables and promotion strategies through social media on the interest in using technology financial products. This illustrates that the interest of students of Universitas Putera Batam to use financial technology products is very satisfying category. Keywords: Financial Literacy, Promotion Strategy, Interest.

Analisis Ketersediaan Dan Kebutuhan Beras di Provinsi Sumatera Utara

2020 ◽  
Vol 2 (1) ◽  
pp. 71-80
Author(s):  
Yunita Sari ◽  
Zulkarnain Lubis ◽  
E. Harso Khardinata
Keyword(s):  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Rice Production ◽  
Local Production ◽  
Population Number ◽  
Analysis Technique ◽  
Rice Consumption ◽  
North Sumatra

This study aims to determine and analyze the availability and need of rice in North Sumatra Province and determine the factors that influence it. This type of research is a quantitative analysis using coherent secondary data from 2008-2017 in 33 districts / cities in North Sumatra Province. The data analysis technique used is Descriptive Analysis. To test the factors that influence the availability and need of rice in North Sumatra Province, multiple linear regression analysis is used and to determine the causal relationship between variables, we use Causal Relations Analysis. The results showed that rice production in North Sumatra Province was fluctuating in 2008-2017 and tended to increase by an average of 4.79 percent per year. The availability of this rice comes from local production and has met the needs of the community. This is indicated by the condition of the rice surplus in North Sumatra Province in 2017 which amounted to 1,065,886 tons. The availability of rice in North Sumatra Province on average has increased 5.27 percent per year. Based on the results of the study note that the rice production variable has a positive and significant effect on the availability of rice in North Sumatra Province, while other variables namely the rice harvest area variable and the need for rice consumption have no significant effect. GRDP income variable and rice availability variable significantly influence rice needs in North Sumatra Province, while the population number variable does not significantly influence rice demand.

scholarly journals Pengaruh Literasi Keuangan dan Pengendalian Diri terhadap Perilaku Konsumtif Mahasiswa

Jurnal Ecogen ◽  
2021 ◽  
Vol 4 (1) ◽  
pp. 24
Author(s):  
Diary Prihatini ◽  
Agus Irianto
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Descriptive Study ◽  
Self Control ◽  
State University ◽  
Analysis Technique ◽  
Economics Faculty ◽  
Consumptive Behavior

This study aims to determine and analyze 1) the effect of financial literacy on the consumptive behavior of students of the Economics Faculty of Padang State University 2) the effect of self-control on the consumptive behavior of students of the Economics Faculty of Padang State University, and 3) the effect of financial literacy on self-control. This type of research is an inferential descriptive study. The sampling technique used in this study was proportional random sampling technique with a sample of 86 students. The data analysis technique used in this research is descriptive analysis and path analysis. The results showed that (1) financial literacy has a significant effect on the consumptive behavior of students of the Economics Faculty of Padang State University, (2) Self-control has a significant effect on the consumptive behavior of students in the Economics Faculty of Padang State University, and (3) Financial literacy has a significant effect on self-control of students in the Economics Faculty of State University field.Abstrak ditulis salam bahasa inggris, menggunakan jenis huruf Palatino Linotype 10 pt spasi satu,  Max 200 kata.Keywords : financial literacy, self-control, consumptive behavior

scholarly journals Literasi Digital: Tingkat dan Keandalan Sumber Referensi Mahasiswa dalam Menulis Esai Akademik

GERAM ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 163-172
Author(s):  
Abdul Haliq ◽  
Akmal Hamsa
Keyword(s):  
Digital Literacy ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Literacy Skills ◽  
Study Program ◽  
Quantitative Descriptive Analysis ◽  
Descriptive Research ◽  
Analysis Technique ◽  
Language And Literature ◽  
Quantitative Descriptive

This study aims to describe the level of digital literacy and the reliability of reference sources for student academic essays. The research uses a quantitative approach with quantitative descriptive research. This research was conducted on 32 students of the UNM Language and Literature Education Study Program which were obtained using purposive sampling technique.  Collecting data using questionnaires, documentation, and interviews. The data analysis technique used quantitative descriptive analysis using presentation techniques. The results showed that the digital literacy level of students in general was in the very high category and the reference sources for student academic essays generally came from credible and trusted sources. This means that students have excellent digital literacy skills and are used in learning to write academic essays online by using various technological devices and applications on the internet that support the learning process.

scholarly journals PENGARUH STRES KERJA TERHADAP TURNOVER INTENTION DENGAN DUKUNGAN SOSIAL SEBAGAI VARIABEL PEMODERASI

2020 ◽  
Vol 9 (7) ◽  
pp. 2790
Author(s):  
I Gede Aditya Pradana Putra ◽  
Ida Bagus Ketut Surya
Keyword(s):  
Social Support ◽  
Regression Analysis ◽  
Work Stress ◽  
Turnover Intention ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Analysis Technique ◽  
Questionnaire Method ◽  
The Relationship

The purpose of this study is to find empirical evidence of the effect of work stress on turnover intention with social support as a moderating variable on employees The object of this study is Turnover Intention on De vins sky Hotel Seminyak. Data collection method used was a questionnaire method. Data analysis technique used in this research is descriptive analysis technique. Hypothesis testing uses multiple linear regression analysis, Moderated Regression Analysis (MRA). Based on the results of the analysis shows that work stress has a positive and significant effect on turnover intention at De vins sky Hotel Seminyak Bali. Social Support has a negative and significant effect on turnover intention at De vins sky Hotel Seminyak Bali. Social support is able to moderate (weaken) the relationship between work stress and turnover intention at De vins sky Hotel Seminyak Bali. Keywords: work stress, social support, turnover intention

scholarly journals Persepsi Mahasiswa Terhadap Pembelajaran Daring Pada Masa Pandemi Covid-19 (Studi Mahasiswa FIK UNW Mataram)

2021 ◽  
Vol 1 ◽  
pp. 1-9
Author(s):  
Nurul Auliya Kamila ◽  
Ziadatul Munawarah
Keyword(s):  
Online Learning ◽  
Descriptive Analysis ◽  
Learning System ◽  
Cross Sectional ◽  
Face To Face ◽  
Online Lectures ◽  
Analysis Technique ◽  
Perceptions Of Students ◽  
Study Programs ◽  
Face To Face Learning

Abstrack The Covid-19 pandemic has changed the learning system in Indonesia from face-to-face in a room to online learning through electronic devices. Teachers/lecturers, students and students are forced to study from home because face-to-face learning is abolished to prevent the transmission of COVID-19. The online learning model is still very rarely carried out by several universities considering that campus readiness in carrying out online lectures takes time, as well as student readiness to take online lectures requires time and process, therefore it is necessary to map students' perceptions of the implementation of online learning for students. The purpose of this study was to determine the perceptions of students of the Faculty of Health Sciences UNW Mataram (FIK UNW Mataram) towards online learning during the Covid 19 Pandemic. This study was a descriptive study with a cross sectional approach. The sample of this study was all students of FIK UNW Mataram which consisted of 3 study programs, namely D3 Pharmacy, D3 Midwifery, and D3 Nursing, totaling 247 people. This research was conducted in the Odd semester 2020/2021. The instrument used is a closed questionnaire about students' perceptions of online learning with answers that are degraded according to the Likert scale and have been validated by experts. The analysis technique used is descriptive. The results showed that descriptive analysis of the perception data of FIK UNW Mataram students towards online learning resulted in an average of 2.06 or a fairly good category. Therefore, it can be concluded that online learning at FIK UNW Mataram in the 2020/2021 Odd Semester was less effective.Keywords: Perseption; online learning; covid-19 AbstrakMasa Pandemi Covid-19 telah mengubah system pembelajaran di Indonesia dari yang tatap muka dalam ruangan menjadi pembelajaran online melalui perangkat elektronik. Guru/dosen, siswa dan mahasiswa terpaksa belajar dari rumah karena pembelajaran tatap muka ditiadakan untuk mencegah penularan covid-19. Model pembelajaran Daring masih sangat jarang dilakukan oleh beberapa perguruan tinggi mengingat kesiapan kampus dalam melaksanakan perkuliahan daring ini membutuhkan waktu, begitu juga kesiapan mahasiswa dalam mengikuti perkuliahan daring ini membutuhkan waktu dan proses, oleh sebab itu diperlukan adanya pemetaan persepsi mahasiswa terhadap pelaksanaan pembelajaran daring pada mahasiswa FIK UNW Mataram. Tujuan penelitian ini adalah untuk mengetahui persepsi mahasiswa Fakultas Ilmu Kesehatan terhadap pembelajaran daring pada masa Pandemi Covid 19. Penelitian ini adalah penelitian deskriptif dengan pendekatan cross sectional. Sampel penelitian ini adalah seluruh mahasiswa FIK UNW Mataram yang terdiri dari 3 program studi yaitu D3 Farmasi, D3 Kebidanan, dan D3 Keperawatan yang berjumlah 247 orang. Penelitian ini dilaksanakan pada semester Ganjil 2020/2021. Instrument yang digunakan adalah angket tertutup tentang persepsi mahasiswa tentang pembelajaran daring dengan jawaban berdegradasi sesuai skala likert dan telah divalidasi ahli. Teknik analisis yang digunakan adalah deskriptif. Hasil penelitian menunjukkan bahwa analisis deskriptif data persepsi mahasiswa FIK UNW Mataram terhadap pembelajaran daring menghasilkan rata-rata sebesar 2.06 atau kategori cukup baik. Oleh sebab itu, dapat disimpulkan bahwa pembelajaran daring di FIK UNW Mataram pada Semester Ganjil 2020/2021 berlangsung kurang efektif. Kata kunci: Persepsi; pembelajaran daring; covid-19

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