scholarly journals LKMA Evaluation Formed from PUAP Program in Overcoming Farming Financing in Rural Areas (Case study: Magelang Regency)

2021 ◽  
Vol 232 ◽  
pp. 02002
Author(s):  
Valeriana Darwis ◽  
Ashari ◽  
Chairul Muslim
Keyword(s):  
Financial Institutions ◽  
Rural Areas ◽  
Agricultural Sector ◽  
Ranking Method ◽  
Limited Availability ◽  
Institutional Aspect ◽  
Capital Development ◽  
Office Employees ◽  
Monthly Salary

Rural Agribusiness Development (PUAP) is a program to provide capital for smallholder in the agricultural sector. The final goal of this program is to format Agribusiness Micro Credit Institutions (LKMA) in rural. In the implementation 6,887 LKMAs have been formed, including in Magelang Regency. The purpose of this paper is to evaluate the LKMA and its benefit for farmers’ capital fulfillment. The survey was conducted in July 2019 using the FGD method with administrators and interviews with the farmer using a questionnaire. The evaluation focused on the institutional, business, and capital development aspects. The data analyzed through the ranking method to determine the LKMA rank. Of the 9 LKMA, the best LKMA is Ngudi Luhur LKMA, with criteria (i) the institutional aspect is already incorporated, has an office, employees with a fixed monthly salary; (ii) business aspects: saving and loan business carried out based on SOP of financial institutions and (iii) of capital development have reached 3.3 billion. However, loans only cover less than 30% of farmers’ needs due to the limited availability of LKMA capital. Therefore, it is recommended to assist capital loan assistance to LKMA, which will then be transmitted to farmmers.

Growth of Rural Indebtedness in Punjab

2020 ◽  
pp. 336-341
Keyword(s):  
Financial Institutions ◽  
Rural Areas ◽  
Agricultural Sector ◽  
Rural Households ◽  
Small Sample ◽  
Access To Health ◽  
Utilisation Pattern ◽  
Agricultural Labourers

The problem of indebtedness among the rural households of Punjab was become more serious in the last two decades. A large number of studies were carried out in India and abroad to look into the problem of rural indebtedness and its consequences but most of these studies are either based upon a very small sample of a few districts or cover the farmers only. The present study would be wider in scope as it was also included artisans, agricultural labourers (non- cultivators) along with the farmers (cultivators). This study analysed the situation of Punjab as a whole and district wise analysis was done. Therefore, in the present study, an attempt was made to analyse the growth of indebtedness among the rural households in Punjab and attempt was made to explain the utilisation pattern of loan used by rural households and tried to trace out how the situation of household indebtedness in the Punjab evolved and changed over the course of about ten years. The study will be helpful to planners, academicians, researchers as well as policymakers for solving the problem of indebtedness among rural households for the betterment of the society as a whole. It is suggested that encouragement should be given to subsidiary occupations, improvement in access to health at subsidised rate in rural areas to curb the indebtedness and to monitor the informal mechanism of credit by Government and financial institutions along with availability of the appropriate delivery of credit into the agricultural as well as non-agricultural sector of rural areas by eliminating costly sources of money lenders for the accurate functioning of the economy.

MONITORING HUMAN CAPITAL DEVELOPMENT CONDITIONS IN RURAL AREAS

2020 ◽  
Vol 10 (10) ◽  
pp. 2384-2369
Author(s):  
V.G. Zakshevskiy ◽  
◽  
Z.V. Gavrilova ◽  
Keyword(s):  
Human Capital ◽  
Rural Areas ◽  
Policy Development ◽  
Agricultural Sector ◽  
Human Life ◽  
Main Stage ◽  
Human Capital Development ◽  
Integral System ◽  
And Migration ◽  
Capital Development

The article discusses the problems that arise when monitoring the conditions for the development of human capital in rural areas, since, despite the sufficient number of works on monitoring the human capital in rural areas or the agricultural sector, the integral system of quantitative socio-economic indicators for assessing the human capital development conditions in rural areas remains poorly studied. First of all, a basic concept of monitoring is given, as well as an applied concept - monitoring the human capital development conditions in rural areas, which is understood as a system of constant monitoring, collection, registration, storage and analysis of several key parameters that assess the conditions for the formation and development of congenital and accumulated physical, mental and personal abilities and qualities of the population of rural areas, as well as acquiring knowledge and skills that can be used by them in order to deliver economic income or social effect. The monitoring process is presented in detail in the relationship of this category with concepts close to it (diagnostics, as a preliminary stage, monitoring as the main stage, appropriate policy development, as the final stage). The diversity of monitoring indicators used in the social sphere of human life is reflected: for rural areas, for the agrarian sphere, for the regional socio-economic system, for the development of municipalities' social and labor systems, for social factors of the region's development, etc. The authors' idea of an integral system of indicators for monitoring the human capital development conditions in rural areas is given, which is a combination of six blocks: health care, education, culture and sports, demography and migration, infrastructure, as well as socio-economic conditions.

scholarly journals Pengelolaan Dana Desa di Kecamatan Balong Kabupaten Ponorogo

2019 ◽  
Vol 7 (1) ◽  
pp. 63
Author(s):  
Maretha Berlianantiya Muhammad Ridwan Eka Wardani
Keyword(s):  
Rural Communities ◽  
Rural Areas ◽  
Urban Areas ◽  
Poverty Reduction ◽  
Agricultural Sector ◽  
Rural Poverty ◽  
Infrastructure Development ◽  
The Impact ◽  
The Village

<p><em>Poverty often occurs in rural areas rather than urban areas, low education which results in low quality of human resources and lack of access is often the cause of rural poverty. In addition, most of the economies of rural communities rely solely on the traditional agricultural sector. Various poverty reduction policies have been implemented, including village fund policies. This study aims to examine the management of village funds in the Balong sub-district of Madiun Regency with a case study in the villages of Tatung and Karangmojo villages covering the management of village funds in Tatung village and Karangmojo village. Balong Subdistrict and the impact of empowerment in the villages of Tatung and Karangmojo, Balong District. This research was conducted in Balong Subdistrict, Ponorogo Regency with a Case study in Tatung Village and Karangmojo Village with qualitative methods. In the village of Tatung village funds are managed as tourist villages with a focus on Paragliding tourist rides. Whereas in Karangmojo village it is used for Bumdes in the form of Lovebird birds, providing Gapoktan assistance, and infrastructure development.</em></p>

scholarly journals STRUCTURAL CHANGES OF FARMER’S FARMS: CASE STUDY OF LITHUANIA

2018 ◽  
Author(s):  
Jurgita ZALECKIENĖ
Keyword(s):  
Rural Areas ◽  
Agricultural Production ◽  
Agricultural Development ◽  
Structural Changes ◽  
Agricultural Sector ◽  
Statistical Data ◽  
Family Farm ◽  
The Eu ◽  
Significant Factors

Due to historical circumstances, the development of Lithuanian commercial farmer’s farms is slow; however, farmer’s farms are very important to the vitality of rural areas while developing agricultural commodities and goods. The purpose of this article – to analyze the structural changes in farmer’s farms and present the directions of future development. Structural changes in Lithuanian farmer’s farms during the 2005 – 2015 timeframe were analyzed while looking at the diagnostic indicators, which are the following: the number of farmer’s farms, the structure of farmer’s farms according to their size, the activity units of farmer’s farms, age of farmers, farmer’s farms sources of income. In order to study the statistical data, methods of systemization, logical analysis and generalization were applied. The analysis of the statistical data suggests that the following structural changes are taking place in Lithuanian farmer’s farms: the number of registered farmer’s farms increases and the farmers’ are getting younger. One of the most significant factors causing the structural changes in holdings – the EU financial support for the agricultural development and the changing customer demands. More and more often rural areas perform residential function and new living areas are developed. There is a predominance of the small farms (up to 10 hectares). This is mainly a result of the reform in agricultural sector at the end of 20th century. Many small agricultural holdings were established due to this reform. However, significant changes occur while choosing and/or combining the activity units of the farm: the number of farms specializing in crops increases, the number of the holdings focusing on livestock and combined farming (crops and livestock) is declining; also, farmer’s farms with diversified income or the activity units grow in number. Limited opportunities to intensify agricultural production in small farmer’s farms caused the fact that activities or income were diversified. The model of family farm remains; however, the relation between activity and the usage of family’s labour in farm activity changes.

scholarly journals The impacts of agricultural policy scenarios on development of remote rural areas – the case study of the Bruntál and Ostrava districts

2009 ◽  
Vol 55 (No. 4) ◽  
pp. 161-168
Author(s):  
Z. Bednaříková ◽  
T. Doucha
Keyword(s):  
Agricultural Policy ◽  
Rural Areas ◽  
Computable General Equilibrium ◽  
Agricultural Sector ◽  
Computable General Equilibrium Model ◽  
Urban Centre ◽  
Negative Impacts ◽  
Spatial Impacts ◽  
Policy Scenarios

The paper presents the results of simulations for the Bruntál district as a remote rural area and Ostrava as an adjacent urban centre, based on the Computable General Equilibrium model. The model assesses spatial impacts of various agricultural policy and other economic conditions on the regional development of the study areas. The model utilizes a regional Social Accounting Matrix with economic inter-linkages between the rural-urban localities in the study areas. Four agricultural policy scenarios are assessed. All scenarios have negative impacts on the economy of the Bruntál district. Nevertheless, the scenario based on the switch of funds from the Pillar 1 to the Pillar 2 of the Common Agricultural Policy and on the degressive modulation of direct payments shows to be the most significant for the agricultural sector and the overall economy of the district.

scholarly journals The Impact of Credit on Multidimensional Poverty in Rural Areas: A Case Study of the Indonesian Agricultural Sector

2021 ◽  
Vol 4 (1) ◽  
pp. 32-45
Author(s):  
Tegar Rismanuar Nuryitmawan
Keyword(s):  
Financial Institutions ◽  
Rural Areas ◽  
Agricultural Sector ◽  
Agricultural Land ◽  
Scale Up ◽  
Estimation Method ◽  
Secondary Data ◽  
Multidimensional Poverty ◽  
Poor Farmer ◽  
The Impact

Poor farmer households are a vulnerable group in rural areas. Various poverty alleviation measures have been launched to help poor farmer groups become more prosperous. The policies launched were in the form of cash transfers, empowerment, and access to formal financial institutions. Policies for providing formal financial access continue to face many obstacles, one of which is credit risk and farmer literacy. The study aims to estimate the impact of credit on multidimensional poverty in poor farmer households in Indonesia. Secondary data were obtained from the Indonesian Family Life Survey (IFLS) batch 4 and 5. The impact estimation method used was propensity score matching combined with the difference in differences. The results showed that credit programs for poor farmers, initiated by official financial institutions, significantly helped farmers out of poverty, although the value was small. The addition of control variables such as education, ownership of household assets, and ownership of agricultural land actually made the credit program more modifiable at the policy level. Credit can be used as a complement to policies related to improving farmer education and knowledge in the form of agricultural modernization, as well as to scale-up of farmer household businesses.

scholarly journals Impact of Infrastructure and Agroclimate on the Location of Rural Bank Branches in Pakistan: A Preliminary Assessment

1996 ◽  
Vol 35 (4II) ◽  
pp. 899-909
Author(s):  
Kalbe Abbas ◽  
Musleh-Ud Din ◽  
Ejaz Ghani ◽  
Sarfraz Khan Qureshi
Keyword(s):  
Spatial Distribution ◽  
Commercial Bank ◽  
Financial Institutions ◽  
Rural Areas ◽  
Regional Differences ◽  
Agricultural Sector ◽  
Developing Economies ◽  
Geographic Location ◽  
Preliminary Assessment ◽  
Bank Branches

Rural financial institutions play an important role in development and growth of the agricultural sector. In developing economies some rural areas are adequately served by financial institutions, while others have little or no access to these institutions. This uneven pattern of geographic location of rural bank branches has been attributed largely to regional differences in agroclimatic conditions and infrastructural endowments. We have estimated several alternative specifications which can be helpful in understanding the spatial distribution of commercial bank branches across the rural areas. Our results indicate that the location of rural bank branches is significantly influenced by infrastructural endowments and agroclimatic environment.

scholarly journals Cultural and tourism attraction in workaway projects as a sustainable agriculture development attempt in rural area: A case study of a Workaway Project in Yufuin

2020 ◽  
Vol 211 ◽  
pp. 01030
Author(s):  
Brisbania Ayu Saraswati Bhakti ◽  
Kurniawaty Iskandar
Keyword(s):  
Rural Areas ◽  
Local Community ◽  
Agricultural Sector ◽  
Cultural Exchange ◽  
Ageing Society ◽  
Exchange Form ◽  
The City ◽  
Agriculture Development ◽  
Local Farmers

Industrialization and the attraction of the city have generated urbanization from the villages to the big cities. The downgrading scheme can be seen through the agricultural sector which suffers several serious problems toward the increase of a mass urbanization, ageing society, and the decline of the young farmers’ population. The data of this research is analyzed with qualitative methods using content analysis of the literature studies. The explanation will be provided by analyzing what aspects which could make Workaway projects sustainable, including the cultural exchange form and the tourism attraction aspect. The projects mainly tend to focus in finding the workers using counterurbanization attraction of the tourism magnetism around the place. There are approximately 60 projects which are related to agriculture projects around Japan. The purpose of this research is to identify and explain how Workaway Project in Yufuin can provide the network between the local community and the international society to contribute in helping the local farmers. This research found that the project is helpful in solving part of the problems in Japanese agriculture in rural areas.

scholarly journals Sustainable Agricultural Development in the Coal Mining Region: Specific Characteristics and Conditions (a Case Study in the Kemerovo Region)

2021 ◽  
Vol 315 ◽  
pp. 04012
Author(s):  
Elmira Lubkova ◽  
Anna Shilova ◽  
Maria Kumaneeva ◽  
Vladimir Mischenko
Keyword(s):  
Economic Development ◽  
Coal Mining ◽  
Rural Areas ◽  
Agricultural Development ◽  
Agricultural Sector ◽  
Limiting Factors ◽  
Essential Condition ◽  
Socio Economic Development

Agricultural development is an essential condition for the balanced socio-economic development of any region. The level of development in the agricultural sector impacts food security of the population in the given region, while the quality of agricultural output and the price level affects the standard and the quality of living of the population. The link between the level of agricultural development and socio-economic development of rural areas is important. On the one hand, well-developed agriculture preserves rural areas, contributes to job creation in rural areas and helps develop social rural infrastructure. On the other hand, human capacity of agriculture depends on the socio-economic development of rural areas. There are significant variations in agriculture among different regions. Industrial regions often have unfavourable conditions and factors for agricultural development, which is especially evident in mining areas with a specific demographic situation, unfavourable environmental conditions, low interest of business in the development of agriculture. This article uses a case study of the Kemerovo region–Kuzbass to analyze the peculiarities of agricultural development in the coal mining area. The article gives the basic indicators characterizing agricultural development, assesses the adverse limiting factors for agricultural development, assesses the implementation of agricultural functions in the industrial region and highlights the main prospects for agricultural development in the Kemerovo region–Kuzbass.

scholarly journals Who Benefits from CAP? The Way the Direct Payments System Impacts Socioeconomic Sustainability of Small Farms

2019 ◽  
Vol 11 (7) ◽  
pp. 2112 ◽  
Author(s):  
Artiom Volkov ◽  
Tomas Balezentis ◽  
Mangirdas Morkunas ◽  
Dalia Streimikiene
Keyword(s):  
Rural Areas ◽  
Agricultural Sector ◽  
Indicator System ◽  
Small Farms ◽  
The European Union ◽  
Small Farm ◽  
Multiple Dimensions ◽  
The Common ◽  
Direct Payments

The effects of globalization have often been adverse for the agricultural sector, especially its most vulnerable element—the small farm. The importance of the agricultural sector as a whole and small farms in the sense of ensuring food security, employment and viability of rural areas, implies a necessity to support the sector and small farms in particular. For this purpose, the Common Agricultural Policy (CAP) of the European Union (EU) seeks to boost the sustainability of agriculture in multiple dimensions. The 2013 reform of the CAP has provided a particularly strong impetus towards this direction. This paper establishes an indicator system to quantify the effects of the CAP direct payments on the socioeconomic sustainability of small farms. Expert survey and multi-criteria assessment are used to this end. The Technique for Order of Preference by Similarity to Ideal Solution (TOPSIS) method is applied for the multi-criteria analysis. Lithuania is taken as a case study. The results show that, in the case of Lithuania, the direct payment system did not contribute to the improvement in socioeconomic sustainability of small farms up until 2013 CAP reform when its impact became undeniable.

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