scholarly journals KESESUAIAN AKAD MURABAHAH DENGAN PEMBIAYAAN KEPEMILIKAN RUMAH BANK JATIM UNIT USAHA SYARIAH

2020 ◽  
Vol 6 (6) ◽  
pp. 1259
Author(s):  
Riza Arsita Sari ◽  
Irham Zaki

The research objectives were to find out the suitability of the murabahah contract on home ownership financing of Bank Jatim sharia business unit. The research objects were the employees of Bank Jatim Sharia who were competent in the field of financing analyst for Griya iB Barokah KPR (public housing loan). This research used descriptive qualitative approach. The data collection was conducted by interviewing five employees of Bank Jatim sharia business unit. The results of this study was, there were four points that were used as references for conducting research, namely prices, guarantees, fines, bad financing of KPR products which in practice were in accordance with DSN-MUI fatwas. Additionally, some did not.Keywords: murabahah contract, sharia KPR, DSN-MUI fatwas, Bank Jatim sharia business unit

2018 ◽  
Vol 13 (2) ◽  
pp. 85
Author(s):  
Lukfiah I. Radjak ◽  
Felmi D. Lantowa

This study aims to determine and analyze the optimization of funding sources at a business charity Muhammadiyah (AUM) Gorontalo region with a long-term goal is the accountable financial management in AUM. This research was conducted on AUM in Gorontalo Region using descriptive qualitative approach. Data collection is done through observation, interview, and documentation. Based on the results of the study can be seen in the financial management AUM financial management has been based on ART Muhammadiyah in accordance with Article 7 paragraph 2 AD Muhammadiyah and for the system of recording each AUM different this is seen in terms of recording financial statements of the overall business charity that became the sample research, the only one implementing the system of recording based on PSAK No. 45 namely Muhammadiyah University of Gorontalo and if in review in terms of optimization of fund sources from the business charity that the research sample has not been optimal in the source of funds because it still relies solely from government and college grants for college level and not optimal in developing a business unit which will increase the source of business charity funds.


2019 ◽  
Vol 4 (1) ◽  
pp. 137
Author(s):  
Mulkan Syah Riza

This study aims to explain how the distribution of productive zakat in the Rumah Zakat North Sumatra and how the effectiveness of productive zakat distribution in improving the welfare of mustahik in the Rumah Zakat North Sumatra. This study uses a qualitative approach with a type of descriptive method, which is a problem that guides researchers to explore and photograph situations that will be thoroughly investigated, broadly and deeply. Data collection techniques with field research, while the tools used are observation, interviews and documentation. Data analysis used is descriptive qualitative analysis. The results of this study inform that in distributing productive zakat funds, Rumah Zakat is in accordance with Law No. 23 of 2011 concerning Management of Zakat. The distribution of productive zakat carried out by the Rumah Zakat North Sumatra through the Senyum Mandiri Program to mustahik in Medan Helvetia Subdistrict has been effective, because it can improve the welfare of mustahik, this is evidenced by the income of eight of thirteen mustahik people in total, five people whose income is fixed and four out of eight people whose income has increased has reached the level of muzaki.


2015 ◽  
Vol 1 (2) ◽  
pp. 92
Author(s):  
Novalia Nastiti ◽  
Imron Mawardi

Amil zaka in zaka institutions has the right as one of eight ashnaf. Their rights are usually used by zaka institutions as operational cost. However, not all of the intitutions which manage zaka take amil’s right, one of them is Yayasan Nurul Hayat. This institution does not take amil’s right and it is independent in its operational cost. To support this operational cost, Yayasan Nurul Hayat establish business unit with utilize its profit.This study aimed to discover the capability of business unit in supporting operational cost of Yayasan Nurul Hayat. This study used a qualitative approach with descriptive case study method. The selections of informant are using purposive sampling method. Data collection was conducted by semi-structured interviews and documentation. This data is analyzed using descriptive method.The result of this study shows that Yayasan Nurul Hayat Employments’ Salary is taken from business unit’s profit. It is also used to give bonus for employments and grow the business unit of Yayasan Nurul Hayat up. From the result of this study, it can be concluded that the business unit which is developed has great capability to support operational cost of Yayasan Nurul Hayat.


2020 ◽  
Vol 5 (3) ◽  
pp. 309-330
Author(s):  
Rifni Rizqi Nurul Aliyati ◽  
Wiryo Setiana ◽  
Acep Aripudin

Pesan dakwah dapat disampaikan melalui media termasuk instagram. Trend  tersebut memiliki dua sisi seperti pisau bermata ganda (tantangan). Penelitian ini bertujuan untuk mengetahui penyajian pesan dakwah dalam media sosial instagram. Tujuan penelitian ini mengetahui bentuk penyajian pesan dakwah dalam instagram dan mencari tahu kelebihan dan kekurangan penyajian pesan dakwah dalam media sosial. Metode penelitian yang digunakan adalah deskriptif dengan pendekatan kualitatif dan teknik pengumpulan datanya, melalui observasi dan dokumentasi. Hasil penelitian menunjukan bahwa dari dua puluh unggahan yang diteliti, terdapat tiga unggahan yang termasuk bentuk penyajian pesan dakwah informatif, empatbelas unggahan yang termasuk persuasif, dan tiga unggahan yang termasuk koersif. Kelebihan penyajian pesan dakwah pada akun instagram ini ialah menyampaikan pesan dalam bahasa singkat dan mudah dipahami pembaca. Dan kekurangannya, yaitu penjelasan yang kurang lengkap dan singkat. Kelebihan dan kekurangannya ini juga memberikan dampak pada pemahaman  pembacanya. Da'wah messages can be conveyed through the media including Instagram. The trend has two sides like a double-edged knife (a challenge). This study aims to determine the presentation of preaching messages on social media Instagram. The purpose of this study is to find out the form of preaching messages on Instagram and find out the advantages and disadvantages of preaching messages in social media. The research method used is descriptive qualitative approach and data collection techniques, through observation and documentation. The results showed that of the twenty uploads examined, there were three uploads that included informative preaching messages, fourteen uploads that were persuasive, and three uploads which were coercive. The advantage of presenting da'wah messages on this Instagram account is that it conveys messages in short and easily understood language. And the shortcomings, namely an incomplete and concise explanation. These strengths and weaknesses also have an impact on the reader's understanding.


2020 ◽  
Vol 12 (2) ◽  
pp. 83-92
Author(s):  
Rodlial Ramdhan Tackbir Abubakar

AbstractOnline Single Submission (OSS) is an application that can be used for all business registration and application processes as well as other licensing applications included in the business licensing service. This study aims to examine how the implementation of online single submissions on business licensing services in Bandung city and Bandung Regency. This study used descriptive qualitative approach, with observation, interview, and documentation as its data collection techniques. The research results showed that business licensing services using online single submissions are already good, but these efforts have not been running optimally, there are still obstacles that are often faced by DPMPTSP Bandung City and Bandung Regency, especially regarding supporting facilities and disharmony between central and regional regulations related to the implementation of online single submission.Keywords: Policy Implementation, Online Single Submission, Public Service, Business Licensing Services


2021 ◽  
Vol 14 (2) ◽  
pp. 143
Author(s):  
Agung Wais Al Qorni ◽  
Endin Mujahidin

<p class="15bIsiAbstractBInggris">The achievement in implementing all programs in the tahfidz al qur'an institution is the result of a combination of neat management, the cleverness of the educators and the availability of facilities and infrastructure as well as the input of quality students, this research finds out how the management of santri Mahad Tahfidz bogor recruitment, a place in meticulous is Ma'had Tahfidz Al-Qur'an Boarding Scool which has a focus and commitment in fostering its students to complete memorization of 30 juz, Ma'had bina Madani Boarding scool which is equivalent to the level of Madrasah aliyah. Research shows the existence of santri recruitment management which is carried out in ma'had bina madani for adequate input attainment in achieving the target of memorizing the Qur'an. This study uses a descriptive qualitative approach with data collection methods with in-depth interviews, observation and documentation. The results showed that ma'had bina madani had managed the recruitment of students which included (1) Planning for Santri Tahfidz (2) Implementation of the New Santri Tahfidz Recruitment which included one PSB committee formation, two determinations of the number of students received, three announcements of new santri admissions. Four Registration Five Entrance Selection Six Announcement of New Santri Admission (3) PSB Evaluation (4) New Student Orientation.   </p><p class="16aJudulAbstrak"><strong>Abstrak    </strong>                              </p><p class="16bIsiAbstrak">Ketercapaian dalam melaksanakan semua program dalam lembaga tahfidz al qur'an merupakan hasil dari paduan antara menajemen yang rapih, keiklasan para pendidik dan ktersediaan sarana dan prasarana juga input peserta didik yang berkualitas, peneletian ini mengetahui bagaimana manajemen rekrutmen santri Mahad Tahfidz bogor, tempat yang di teliti merupakan Ma'had Tahfidz Al-Qur'an Boarding Scool yang memiliki fokus dan komitmen dalam membina peserta didik nya untuk menyelesaikan hafalan 30 juz, Ma'had bina Madani Boarding scool yang setara dengan jenjang Madrasah aliyah. Penelitian menunjukan adanya manajemen rekrutmen santri yang dilaksankan di ma'had bina madani untuk Ketecapaian Input yang memadai dalam mencapai target hafalan al quran. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode pengumpulan data dengan wawancara mendalam, observasi dan dokumentasi. Hasil penelitian menunjukan  bahwa ma'had bina madani telah melakukan manjemen rekrutmen santri yang meliputi (1) Perencanaan Santri Tahfidz (2) Pelaksanaan Rekrutmen Santri Tahfidz Baru yang Mencakup satu Pembetukan panitia PSB, Dua Penetuan Jumlah Santri yang di terima, tiga Pengumuman Penerimana santri Baru Empat Pendaftaran Lima Seleksi Masuk Enam Pengumuman Penerimaan Santri Baru (3)Evaluasi PSB (4) Orientasi Peserta didik Baru.    </p>


Koneksi ◽  
2020 ◽  
Vol 4 (1) ◽  
pp. 155
Author(s):  
Eartha Beatricia Gunawan ◽  
Ahmad Junaidi

This study aims to describe the representation of sex education in the film Dua Garis Biru by director Gina S. Noer. This study uses a descriptive qualitative approach. The research method uses Roland Barthes's semiotic analysis with two-way significance and the meaning of denotation, connotation, and myth. The subjects of this study are Dara and Bima, the object of this study is a sign of sex education represented in scenes, dialogues, and characters in films. Methods of data collection by observation, literature study, interviews, and documentation. The film Dua Garis Biru tells the story of how Dara and Bima, two teenagers, must be responsible for the consequences that they did not think of before due to free sex. This film also illustrates the important role of parents in communicating information about sex to children. The results of this study indicate that there is a picture of sex education in the film Two Blue Lines. It was concluded that the side or form of sex education is displayed in scenes, dialogues, or characters that insert the importance of knowing sex education and knowing the consequences of every action related to sex. Penelitian ini bertujuan untuk menggambarkan representasi pendidikan seks  dalam Film Dua Garis Biru karya sutradara Gina S. Noer. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Metode penelitian menggunakan Analisis Semiotika Roland Barthes dengan signifikan dua arah dan pemaknaan denotasi, konotasi, dan mitos. Subjek penelitian ini adalah Dara dan Bima, objek penelitian ini adalah tanda pendidikan seks yang direpresentasikan dalam adegan, dialog, dan karakter dalam film. Metode pengumpulan data dengan observasi, studi pustaka, wawancara, dan dokumentasi. Film Dua Garis Biru bercerita tentang bagaimana Dara dan Bima, dua remaja harus bertanggung jawab atas konsekuensi yang tidak mereka pikirkan sebelumnya karena melakukan seks pranikah. Film ini juga menggambarkan pentingnya peran orang tua dalam mengkomunikasikan informasi tentang seks kepada anak. Hasil dari penelitian ini menunjukkan bahwa terdapat gambaran tentang pendidikan seks dalam film. Sisi atau bentuk pendidikan seks ditampilkan dalam cuplikan adegan, dialog, atau karakter tokoh yang menyisipkan pentingnya mengenal pendidikan seks dan mengetahui konsekuensi dari setiap perbuatan yang berhubungan dengan seks.


2019 ◽  
Vol 4 (10) ◽  
pp. 1427
Author(s):  
Muhammad Khuzairi Batubara ◽  
Adi Atmoko ◽  
Andi Mappiare AT

<div align="center"><table width="645" border="1" cellspacing="0" cellpadding="0"><tbody><tr><td valign="top" width="439"><p><strong>Abstract:</strong> <em>Berkombur </em>is an activity of communicating both verbally and nonverbally by a group. The purpose of this activity is as a means of socializing, entertainment, increasing friendship, a problem solving and most importantly by inserting humor at each discussion of the theme so that the feeling of saturation and fatigue all day long works away with a happy laugh. This activity is a characteristic of Batubara Melayu culture. The purpose of this study is to describe kinship values in combat activities and obtain construction procedures as an effort to modify students' interpersonal skills. The method used is a descriptive qualitative approach with a type of dialogue research. The research subject is a student who is an expert in the activity. Coupled with BK teachers, the community, and Malayu humanist. The instrument of data collection uses participant observation and interviews. Data analysis by reducing data, presenting data and drawing conclusions. The results of the study show that there are eight values in the activity which are grouped into kinship values, and obtaining construction implementation in conducting <em>berkombur</em> activities as an effort to modify interpersonal skills.</p><p class="Abstract"><strong>Abstrak:</strong> <em>Berkombur </em>adalah suatu kegiatan berkomunikasi baik secara verbal maupun nonverbal yang dilakukan suatu kelompok. Tujuan dari aktivitas ini sebagai sarana bersosial, hiburan, meningkatkan silaturahmi, penyelesaian suatu masalah dan menyisipkan humor pada setiap pembahasan tema sehingga rasa jenuh dan letih seharian bekerja hilang dengan tertawa gembira. Aktivitas ini menjadi ciri khas budaya Melayu Batubara. Tujuan dari kajian ini adalah mendeskripsikan nilai-nilai kekerabatan dalam aktivitas <em>berkombur</em> dan memperoleh konstruksi prosedur sebagai upaya modifikasi kecakapan interpersonal siswa. Metode yang digunakan adalah pendekatan kualitatif deskriptif dengan tipe riset dialog. Subjek penelitian yaitu seorang siswa yang ahli dengan kegiatan tersebut. Ditambah dengan guru BK, Masyarakat, serta budayawan melayu. Instrumen pengumpulan data menggunakan observasi partisipan dan wawancara. Analsis data dengan cara mereduksi data, penyajian data, dan penarikan kesimpulan. Hasil kajian menunjukkan ada delapan nilai di dalam aktivitas tersebut yang dikelompokkan menjadi nilai kekerabatan, serta memperoleh konstruksi pelaksanaan dalam melakukan aktivitas <em>berkombur </em>sebagai upaya modifikasi kecakapan interpersonal.</p></td></tr></tbody></table></div>


2020 ◽  
Vol 3 (2) ◽  
pp. 160-179
Author(s):  
Ahmad Saefudin ◽  
Al Fatihah Al Fatihah

This study aims to elaborate the strengthening of Islamic moderateism through Aswaja An-Nahdliyyah character education. The researcher describes the behavior of Aswaja An-Nahdliyyah character education practiced by Islamic educational institutions as a basis for strengthening religious moderatism. The role of Islamic education institutions in applying moderate Islamic understanding in this disruption era is necessary. Because, students are faced with conditions of changing the order of values ​​and traditions that are very fast and unexpected. Through a descriptive-qualitative approach, data collection is done by interview, observation, and documentation. Through the frame of character education theory, the data analyzed using the stages of reduction, presentation, and drawing conclusions. Apparently, Aswaja An-Nahdliyyah's character education at MTs. Miftahul Huda Bulungan Pakis Aji Jepara was developed through teaching the value of tawassuth, tawazun, tasamuh and i'tidal. The implementation as culture of madrasa, such as the obligation to pray before starting the lesson, orderly running pickets, praying dzuhur in congregation, wearing school uniforms, preserving ancestral culture, familiarizing greetings, sympathetic care routinely for yatama and dhuafa, maintaining the cleanliness of the madrasa environment, and a ban on littering the classroom walls. The limitation of this study has specific scope. That is the focus on strengthening religious moderateism in Islamic educational institutions which are under the shelter of the LP. Maarif NU Jepara Regency. There are still gaps for other researchers to conduct development research outside of that scope.


2019 ◽  
Vol 1 (2) ◽  
pp. 154
Author(s):  
Kasno Kasno

This article aims to examine the concept of ‘aql based on the neuroscience and the Qur’an perspective, the implications to the scientific approach in the Islamic education as well. This article is a literature review with a descriptive qualitative approach. The technique of data collection was done by analytic descriptive by using the related themes as the data. The results of the study indicate that reasoning function is equivalent to brain function. Brain optimization not only makes students smart rationally but also emotionally and spiritually. The equality of ‘aql and brain functions will produce the students who have a good skill of life. These skills include specific skills and the three pillars of students' success such as knowledge, skills, and motivation. These three pillars form a superior personality, which called as ulil albab in the Qur’an perspective.


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