scholarly journals Digital Currency Studies In Islamic Perspective

2021 ◽  
Vol 8 (2) ◽  
pp. 47-65
Author(s):  
Bedjo Santoso ◽  
MA Irfan Rahmana ◽  
Atin Anggraini Surono
Keyword(s):  
Qualitative Analysis ◽  
Sampling Technique ◽  
Ahp Method ◽  
Analytical Hierarchical Process ◽  
Digital Currency ◽  
Digital Money ◽  
Exchange Measurement ◽  
Fairness Principles ◽  
Main Attribute

This study aims to determine the best type of Digital currency according to Islam. This study uses the Analytical Hierarchical Process (AHP) method by developing several alternative digital currencies and attributes (indicators). In addition, this study also uses deductive qualitative analysis. Respondents in this study amounted to 100 people with the sampling technique Area Stratified Purposive Sampling and several selected respondents were interviewed. The results show that Gold-based Digital Money is the best type of Digital currency according to Islam. The main attribute of ownership in Gold-based Digital Money is Usury abolishment capability. Other factors are Gharar Eraducation, Maysir Eraducation, Justice / Fairness Principles, Medium of exchange, Measurement of value, Store of value and Differed payment instrument. In addition, this model can accommodate 7 criteria for the role of currency in the economy.

scholarly journals Central Bank Digital Currency (CBDC) Sebagai Alat Pembayaran di Indonesia

2021 ◽  
Vol 4 (6) ◽  
pp. 2243
Author(s):  
Claudia Saymindo Emanuella
Keyword(s):  
Central Bank ◽  
Cyber Security ◽  
Legal Framework ◽  
Central Banks ◽  
Security Sector ◽  
Digital Currency ◽  
Payment Instruments ◽  
Digital Money ◽  
The Right

AbstractTechnological developments encourage innovation in various sectors, including banking. The widespread use of digital currencies is an impetus for central banks to create an alternative to replace ungoverned digital currencies. Central Bank Digital Currency (CBDC) is the alternative chosen by various central banks in the world. Various countries have conducted research related to the implementation in terms of design and risk in the financial, operational, and legal fields. Bank Indonesia plans to develop a CBDC as part of national economy and finance digitalization. Indonesia does not yet have a strong legal framework to underlie the implementation of CBDC, especially in the cyber security sector, The role of the central bank becomes very important in CBDC’s issuance and implementation as the only party that has the right to determine, issue, and regulate legal payment instruments in Indonesia.Keywords: Central Bank Digital Currency; Digital Money; Central Bank; Cybersecurity.AbstrakPerkembangan teknologi mendorong inovasi dalam berbagai sektor, termasuk perbankan. Maraknya penggunaan digital currency menjadi dorongan bagi bank sentral untuk menciptakan mata uang digital yang dapat menggantikan digital currency tanpa pihak berwenang. Central Bank Digital Currency (CBDC) menjadi alternatif yang dipilih oleh berbagai bank sentral di dunia, dan berbagai negara telah melakukan riset terkait penerapan CBDC dari sisi desain dan risiko di bidang finansial, operasional, dan legal. Bank Indonesia berencana untuk mengembangkan CBDC di Indonesia sebagai bagian dari digitalisasi ekonomi dan keuangan nasional. Indonesia belum memiliki kerangka hukum yang kuat untuk mendasari penerapan CBDC, terutama dalam bidang keamanan siber, mengingat banyaknya ancaman keamanan siber canggih yang terus berkembang. Peran bank sentral menjadi sangat penting dalam penerbitan dan penerapannya sebagai satu-satunya pihak yang berhak menentukan, menetapkan, menerbitkan, dan meregulasi alat pembayaran sah di Indonesia.Kata Kunci: Central Bank Digital Currency; Uang Digital; Bank Sentral; Cybersecurity.

Role of Teachers in Building the Concept of Sustainable Development: Success or Failure

2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Ayaz Muhammad Khan ◽  
Amber Jamshaid ◽  
Tayyibah Roohi ◽  
Amna Ramzan
Keyword(s):  
Sustainable Development ◽  
Primary School ◽  
Sampling Technique ◽  
School Teachers ◽  
Primary School Teachers ◽  
Primary Level ◽  
Significant Difference ◽  
Role Of Teachers ◽  
Major Factors

Sustainable Development (SD) is a rich, challenging and thought-provoking construct in social sciences. The main purpose of this paper was to identify and explore the role played by primary school teachers in building up the idea of sustainable development (SD) among students. This paper was intended to identify that how a teacher can successfully execute the concept of SD by influencing students’ minds at the primary level. Quantitative survey technique were utilized for data collection. All the primary school teachers of Lahore division comprised the population of the study. Through multistage sampling technique, 352 primary school teachers were selected as participants of the study. A self-developed SD questionnaire incorporating four major factors (teachers’ awareness, pedagogy, curricular and co-curricular activities) with Cronbach’s alpha value = .93 was used to measure the role of teachers in building the sustainability concept among students at primary level. The results indicated a significant mean score difference among SD scores of teachers, sector wise (private and public). Furthermore, the results also reconnoitered the significant difference (p=.04) between the mean scores of female and male teachers in building up the SD concept in students’ minds.

PERANAN INSPEKTORAT KABUPATENSUMENEP DALAM MENCEGAH DAN MENDETEKSI FRAUD DI DINAS PENDIDIKAN SUMENEP

2015 ◽  
Vol 5 (1) ◽  
Author(s):  
Astri Furqani ◽  
Hafidhah .
Keyword(s):  
Local Government ◽  
Qualitative Study ◽  
Asset Management ◽  
Sampling Technique ◽  
Research Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
The Government

In this era, a lot of activities that can not be separated from the practice of cheating or fraud , no exception In the government . Inspektorat Sumenep is the leading institution of internal Local Government in preventing and detecting fraud in the Local Government appropiate Perbup Sumenep No. 29 of 2008 . Dinas Pendidikan Sumenep need attention on the issue . This is due to Dinas Pendidikan Sumenep an agency with the largest number of assets and managing large budgets . These conditions led to the formulation of the problem is How Inspektorat Sumenep role in preventing and detecting fraud in Dinas Pendidikan Sumenep. This study used a qualitative approach in which the focus of this study is Inspektorat role in preventing and detecting fraud at Dinas Pendidikan Sumenep . Primary data obtained by direct interviews with the parties directly related to the determination of the source of research data in a qualitative study using nonprobability sampling . The sampling technique used was purposive sampling . The conclusion of this study, role of the Inspektorat Sumenep in the prevention of fraud in Dinas Pendidikan Sumenep still not maximal . This is due to Inspektorat Sumenep not supervise from the planning / budgeting and not optimal in overseeing and assisting the implementation of the SPIP as an instrument of fraud prevention in Dinas Pendidikan Sumenep . The role of Inspektorat Sumenep in the detection of fraud in Dinas Pendidikan Sumenep done by conducting an audit of financial and asset management in each financial year.Keywords: fraud, government, inspektorat.

Effectiveness Of Toilet Training Education On Mother's Behavior And Toddler Age Toilet Training Ability (18-36 Months)

2020 ◽  
Vol 5 (2) ◽  
pp. 49-55
Author(s):  
Hafiko Andresni ◽  
Zahtamal Zahtamal ◽  
Winda Septiani ◽  
Mitra Mitra ◽  
Lita Lita
Keyword(s):  
Sampling Technique ◽  
T Test ◽  
The Body ◽  
Toilet Training ◽  
Wilcoxon Test ◽  
Control Group ◽  
Maternal Knowledge ◽  
Control Group Design ◽  
Significant Difference

ABSTRACT Toilet training is an effort to train children to be able to control and urinate (BAK) and defecate (BAB). Toilet training is one of the main tasks of children at toddler age. Toilet training is one of the main tasks of children in toddler age which is very important to be done to create independence in children in controlling BAK and BAB and children know the parts of the body and their functions. Data in 2012 shows that ± 60% of parents do not teach toilet training to children from an early age. The aim of the study was to find out the effectiveness of toilet training education on maternal behavior and toilet skills in toddler age training (18-36 months). The study was conducted in July-August 2018. This type of quantitative research used the design of the Quasy pretest and posttest experiment with non-equivalent control group design. Samples were 36 mothers and 36 children with purposive sampling technique. Data analysis used Paired t test, Wilcoxon test, Man-Whitney test an Independent t test. The results showed that toilet training education through lecture methods, modules and maze games was more effective than toilet training education through lecture and leaflet methods on children's knowledge and abilities. Conversely, for the role of mothers in supervision there is no significant difference in effectiveness. Health education is recommended in health promotion programs to increase maternal knowledge, the role of mothers and the ability of toilet training children independently. Keywords: Toilet training, Lecture method, Module, Maze game, Leaflet, Knowledge, Role of mother, Children's ability.

Peranan Ketua Pengurus dan Manajer Dalam Penyusunan dan Penerapan Laporan Keuangan Berbasis SAK ETAP Pada Koperasi di Kota Palembang

2019 ◽  
Vol 14 (2) ◽  
pp. 119
Author(s):  
Riza Syahputera ◽  
Martha Rianty
Keyword(s):  
Data Analysis ◽  
Sampling Technique ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Analysis Technique ◽  
Regression Test ◽  
Using Data ◽  
The City ◽  
Positive Effect

AbstractThis study aims to determine the effect of the role of the Chairperson and Cooperative Manager in the preparation and application of Financial Statements based on SAK ETAP in cooperatives in the city of Palembang. This research is a quantitative study using data obtained from questionnaires and measured using a Likert scale. The sampling technique used is purposive sampling. The sample used in this study was the Chairperson of the cooperative and the manager of the cooperative in the city of Palembang. The cooperatives studied were 203 cooperatives. The data analysis technique used is multiple linear regression test. The results showed that the role of cooperative leaders and managers had a significant positive effect on the preparation and application of SAK ETAP-based financial statements.Keywords : chairman, manager, SAK ETAP, cooperative

Awareness of Sport Massage Therapy among University Level Football Players in Pakistan

2021 ◽  
Vol 5 (1) ◽  
pp. 75-90
Author(s):  
Muhammad Zeeshan Butt ◽  
Syed Muhammad Bilal Gillani ◽  
Basit Ali
Keyword(s):  
Massage Therapy ◽  
Sampling Technique ◽  
Sport Performance ◽  
Football Players ◽  
Intensive Training ◽  
University Level ◽  
Developed Nations ◽  
The University

Sports massage is very common among the athletes of developed nations. Since many of studies have been conducted and revealed positive benefits of Sports massage (SMT). The results of different studies show that it improves health, enhance immunity, speedy recovery after an injury, and after intensive training. This study is aimed to investigate the knowledge of university level athletes in Pakistan about the concept of Sport Massage Therapy (SMT). 125 participants were participated in this study, the sample was selected using convenient sampling technique and data was gathered using sport massage questionnaire developed by Lloyd Leach and Mignon Schilz. The results show that there is very little awareness and knowledge about Sport Massage Therapy among the University Football Players. The results of this study also indicate athletes perceive that sport massage helpful in rehabilitation and just an event of enjoyment. It was concluded on basis of results that athlete have very little knowledge about the role of sport massage in Sport Performance.

Peran Ibu Rumah Tangga Nelayan Dalam Meningkatkan Pendapatan Keluarga di Kelurahan Sei Merbau Kecamatan Teluk Nibung Kota Tanjungbalai.

2021 ◽  
Vol 13 (1) ◽  
pp. 118
Author(s):  
Mbina Pinem ◽  
Rayhan Utami
Keyword(s):  
Small Proportion ◽  
Family Income ◽  
Social Role ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Analysis Technique ◽  
The Social ◽  
Data Collection Technique ◽  
Productive Role

This study aims to determine: (1) The productive role of fishermen housewives in increasing family income in Sei Merbau Village, Teluk Nibung District, Tanjungbalai City, (2) The reproductive role of fishermen housewives in increasing family income in Sei Merbau Village, Teluk Nibung Kota District Tanjungbalai, and (3) The social role of fisherman housewives in increasing family income in Sei Merbau Village, Teluk Nibung District, Tanjungbalai City. This research was conducted in Sei Merbau Village, Teluk Nibung District, Tanjungbalai City in 2020. The population of this study were all fishermen housewives in Sei Merbau Village, amounting to 592 people, while the sample in this study was 10% of the total population (59 people. ) and taken using the Simple Random Sampling technique. The data collection technique is done by direct communication (interview). While the data analysis technique used is descriptive qualitative analysis techniques. The results showed that: (1) The highest productive role (48.78%) was performed by housewives who worked as factory workers, while the lowest role (21%) was performed by housewives who worked as coconut peeler. Overall, the role played by housewives of fishermen is 33.35% and is in the low category. (2) The reproductive role played by the housewives of fishermen in Kelurahan Sei Merbau, namely having dependents of 1 to 6 children. Most (57.63%) fishermen housewives had 1-2 children and a small proportion (8.47%) had 5-6 children with an average of 2-3 children. (3) In general (81.36%) fishermen housewives participated in the social activities of the unfortunate union and a small proportion (25.42%) participated in arisan activities. In addition, the recitation activity is useful for moral contributions to housewives so that they can motivate husbands to work to increase income and also motivate children to improve education. The highest role of arisan activities was 76.92% while the lowest role was 22.73%. With an average of 43.47%.

Peranan Promosi Jabatan Dalam Meningkatkan Semangat Kerja Karyawan Pada Kantor Asuransi Jasa Indonesia (Persero) Cabang Garut Ritel

KarismaPro ◽  
2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Eny Nuryani
Keyword(s):  
Random Sampling ◽  
Rank Correlation ◽  
Sampling Technique ◽  
Coefficient Of Determination ◽  
Employee Morale ◽  
Spearman Rank Correlation ◽  
Verification Method ◽  
Job Promotion ◽  
Descriptive Method

One of the efforts taken by the company to improve morale is to meet the promotion appropriately, because when promotions are met then the employee will contribute optimum morale. The purpose of this study is to investigate the implementation of a promotion, the condition of employee morale and job promotion role in improving employee morale at PT. Asuransi Jasa Indonesia (Persero) Branch Garut Retail.The analytical method used in this research is descriptive and verification method. Descriptive method used to determine the implementation of promotion and conditions of employee morale at PT. Asuransi Jasa Indonesia (Persero) branch of Garut Retail, the verification method used to determine the role of promotion in improving employee morale at the office of PT. Asuransi Jasa Indonesia (Persero) branch Retail Garut.The method used is survey explanation. The process of sampling carried out by random sampling technique. The sample size is 65 people. The data collection was conducted using questionnaires, interviews, and literature.These results indicate that the promotion included in the category of good, as well as morale is also high. It is seen that the coefficient of determination variable X amounted to 16.56%, and the remaining 83.44% is the influence of other factors. Spearman Rank Correlation promotion variables play a role in improving employee morale with a yield of 0,407 and have a relationship and the variables that are significant

Separatism: a cross-linguistic corpus-assisted study of word-meaning development in a time of conflict

Corpora ◽  
2021 ◽  
Vol 16 (3) ◽  
pp. 379-416
Author(s):  
Tatyana Karpenko-Seccombe
Keyword(s):  
Discourse Analysis ◽  
Qualitative Analysis ◽  
Historical Context ◽  
Word Meaning ◽  
Political Context ◽  
The Political ◽  
Word Usage ◽  
Parliamentary Debates ◽  
Dominant Ideologies

This paper considers the role of historical context in initiating shifts in word meaning. The study focusses on two words – the translation equivalents separatist and separatism – in the discourses of Russian and Ukrainian parliamentary debates before and during the Russian–Ukrainian conflict which emerged at the beginning of 2014. The paper employs a cross-linguistic corpus-assisted discourse analysis to investigate the way wider socio-political context affects word usage and meaning. To allow a comparison of discourses around separatism between two parliaments, four corpora were compiled covering the debates in both parliaments before and during the conflict. Keywords, collocations and n-grams were studied and compared, and this was followed by qualitative analysis of concordance lines, co-text and the larger context in which these words occurred. The results show how originally close meanings of translation equivalents began to diverge and manifest noticeable changes in their connotative, affective and, to an extent, denotative meanings at a time of conflict in line with the dominant ideologies of the parliaments as well as the political affiliations of individuals.

INVESTIGASI NIAT PENGGUNAAN FINANCIAL TECHNOLOGY PAYMENT BAGI USAHA MIKRO KECIL MENENGAH

2021 ◽  
Vol 19 (1) ◽  
pp. 35
Author(s):  
Anissa Hakim Purwantini ◽  
Reza Dea Amalia
Keyword(s):  
Risk Perception ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
Intention To Use ◽  
Digital Money ◽  
Convenience Sampling ◽  
Medium Enterprises ◽  
Financial Technology

ABSTRACTThe current adoption of financial technology (fintech) payment by Micro, Small and Medium Enterprises (MSMEs) is motivated by the trend of using digital money. The purpose of this study is to test and analyze empirically the factors that influence the intention of SMEs to use fintech payments. This study uses a quantitative method by distributing surveys to 94 MSMEs in the Magelang using convenience sampling technique. The test results with SEM-PLS show that the perceived usefulness and the perception of trust have an effect on attitudes. Risk perception and trust affect the intention to use fintech payment. Meanwhile, for ease of use, perception and risk perception have no effect on attitudes and perceived usefulness. Attitudes have no effect on intentions to use fintech payment. Based on the calculation of the path value, the most powerful factor to influence the intention to use fintech payment is the perception of trust.Keywords: fintech payment, TAM, MSMEABSTRAKAdopsi terkini mengenai pembayaran melalui financial technology (fintech) oleh Usaha Mikro, Kecil dan Menengah (UMKM) dilatarbelakangi oleh tren penggunaan uang digital. Tujuan dari penelitian ini adalah untuk menguji dan menganalisis secara empiris faktor-faktor yang mempengaruhi niat UMKM untuk menggunakan pembayaran fintech. Penelitian ini menggunakan metode kuantitatif dengan menyebarkan survei kepada 94 UMKM di Magelang dengan menggunakan teknik convenience sampling. Hasil pengujian dengan SEM-PLS menunjukkan bahwa persepsi manfaat dan persepsi kepercayaan berpengaruh terhadap sikap. Persepsi risiko dan kepercayaan mempengaruhi niat untuk menggunakan pembayaran fintech. Sedangkan untuk kemudahan penggunaan, persepsi dan persepsi risiko tidak berpengaruh terhadap sikap dan manfaat yang dirasakan. Sikap tidak berpengaruh terhadap niat menggunakan fintech payment. Berdasarkan perhitungan path value, faktor yang paling kuat mempengaruhi niat menggunakan fintech payment adalah persepsi kepercayaan.Kata kunci: fintech payment, TAM, UMKM

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