scholarly journals Access to Microfinance Effect and Economic Welfare

Media Trend ◽  
2019 ◽  
Vol 14 (2) ◽  
pp. 209-218
Author(s):  
Wiwin Setyari
Keyword(s):  
Cross Section ◽  
Public Perception ◽  
Government Regulation ◽  
National Development ◽  
Financial Inclusion ◽  
Economic Welfare ◽  
Microfinance Institutions ◽  
Economic Community ◽  
Asean Countries ◽  
Asean Economic Community

The leaders of Southeast Asia countries have called for the formulation of a strategic plan to accelerate and realize the vision of doubling the financial inclusion in the ASEAN region in 2020. Regional approach for financial inclusion has been identified as one important factor for national development in many ASEAN countries. In addition, it has also become an important strategy to support the broader goals of regional economic integration as contained in the blueprint of the ASEAN Economic Community (AEC). The deepening of the financial sector is one of the main objectives in the AEC. It mainly affects the capital and capacity constraints on the financial system in several ASEAN countries, including Indonesia.Lembaga Perkreditan Desa or LPD is a traditional micro finance institution in Bali. It is called traditional because they operate based on local government regulation which roots from traditional village rules (namely awig-awig). Both of LPD strength and weakness lies on their limited operational areas within a traditional village as tightly regulated in awig-awig. Microfinance institutions, including the LPD, became the foundation to achieve the main goals of financial inclusion in Indonesia.This study tries to look beyond the influence of access to the LPD, through public perception point of views about distance, interest rate, and service to improve Balinese people welfare. Tests carried out using cross section OLS to retrieve data from interviews of 107 respondents who become LPD customers.  The results of this study are expected to provide further description whether access to the LPD affect the increase in the welfare of society, especially access to microfinance institutions.

PERUBAHAN MINDSET MENGAJAR DALAM MENYIAPKAN PENDIDIK YANG PROFESIONAL DALAM PERSAINGAN DI ERA MEA

KEBERLANJUTAN ◽  
2018 ◽  
Vol 3 (2) ◽  
pp. 897
Author(s):  
ROMENAH ROMENAH
Keyword(s):  
Economic Community ◽  
National Education ◽  
Professional Educators ◽  
Free Competition ◽  
National Education System ◽  
Asean Countries ◽  
Asean Economic Community ◽  
The Times ◽  
Agent Of Change

AbstractThe National Education System has grown so rapidly over time. A variety of efforts have been made to build every prosperous, dignified Indonesian human being, so that the quality of Indonesian thinking is progressing. The ASEAN Economic Community which has been launched since 2015 has resulted in free competition, both in trade, employment, and there is free competition for educators in ASEAN countries. Besides that, Indonesian education is faced with challenges and developments in the times, where the culture between ASEAN countries has no limits, this is the challenge faced when implementing the Asean Economic Comunity (ASEAN Economic Community) MEA. Indonesia as a country in the ASEAN region must prepare domestic educators to have professionalism and character so that they can compete with the AEC. Educators must be aware of the essence of the existence of their profession, continue to struggle to make changes in order to realize professionalism with noble character. Efforts made in preparing professional educators to face the challenges of the AEC must touch the most fundamental aspects of changing their competencies, namely the mindset. A student must be more advanced and innovative in developing his learning so that he can change the mindset of students to do agent of change. Through this mindset educators will become professional and characterized so that they can compete and compete in the MEA era. Keywords: MEA, Changes in Mindset, Professional Educators

scholarly journals The ASEAN WITHOUT A CUSTOMS UNION OR A SINGLE MARKET CONSEQUENCES OF THE ASEAN ECONOMIC COMMUNITY BLUEPRINT 2025

2020 ◽  
Vol 2 (1) ◽  
pp. 101-127
Author(s):  
Moh Firstananto Jerusalem
Keyword(s):  
Economic Integration ◽  
Free Trade Area ◽  
Single Market ◽  
Integration Theory ◽  
Customs Union ◽  
Economic Community ◽  
Trade Area ◽  
Market Economic ◽  
Asean Countries ◽  
Asean Economic Community

Abstract In the ASEAN Economic Community blueprint 2015 the term “single market” was used as a goal of economic community. Theoretically, single market is a level of economic integration after customs union. Under that blueprint, customs union could have a chance to be established as a necessary prerequisite for single market. However, the new blueprint 2025 does not adopt single market concept anymore. Different terms have been introduced namely “integrated and cohesive economy” and “unified market”. This article aims at assessing economic integration concept adopted in the ASEAN Economic Community blueprint by utilizing content analysis. It will review the change of concept by employing economic integration theory in order to indicate the direction of economic community goal. The finding is that the change of terms reflects the change of concept. As a result, ASEAN Economic Community will have a different direction in pursuing economic integration. Therefore, under the new blueprint ASEAN will not proceed to customs union and single market. However, it will remain at free trade area level of economic integration. In addition, ASEAN will not be a close trade block but tend to be an open regionalism in relation to non-ASEAN countries or regions. Keywords: ASEAN Economic Community, Customs Union, Single Market, Economic Integration, Open Regionalism.

Missed financial target will hurt ASEAN unification

2016 ◽  
Keyword(s):  
Financial Services ◽  
Action Plan ◽  
National Development ◽  
Economic Community ◽  
Content Type ◽  
Demand For Insurance ◽  
Insurance Cover ◽  
Slow Progress ◽  
Asean Economic Community ◽  
Trade Deals

Subject Outlook for the ASEAN Economic Community. Significance Just four months in, ASEAN Economic Community (AEC) integration is proving difficult. Recognising the slow progress, ASEAN ministers meeting in Vientiane earlier this month agreed on a delayed 2025 timetable for integrating financial services. The action plan aims to free more funding for national development by liberalising equity, bond and insurance markets and allowing banks to operate on a regional basis, but it has had only cautious backing. Impacts ASEAN integration will increase regional demand for insurance cover. Resolving ASEAN's development gaps needs investment in infrastructure, education and administration systems. Non-tariff barriers and external preferential trade deals will challenge the AEC's coherence for the foreseeable future.

scholarly journals THE SUSTAINABLE DEVELOPMENT LICENSING POLICY OF CREATIVE INDUSTRY IN THE ERA OF ASEAN ECONOMIC COMMUNITY (AEC) IN SURAKARTA, INDONESIA

2019 ◽  
Vol 7 (3) ◽  
pp. 25-31 ◽  
Author(s):  
Absori . ◽  
Nunik Nurhayati ◽  
Moh. Indra Bangsawan
Keyword(s):  
Sustainable Development ◽  
Local Government ◽  
Government Regulation ◽  
Creative Industries ◽  
Creative Industry ◽  
Economic Community ◽  
Industry Growth ◽  
The Sustainable Development ◽  
Asean Economic Community ◽  
The City

Purpose of Study: The purpose of this study is to describe the growth of the creative industries in the city of Surakarta, formulate the sustainable development licensing model of creative industries in the era of ASEAN economic community (AEC) through legitimacy as a legal umbrella by designing the local regulation on creative industry. Methodology: This type of research is a juridical-empirical study with a qualitative non-doctrinal approach. The policy offered is a policy with the Fishbone model analysis which sequentially describes a visual list composed of various causes that affect in process who has done by connecting one cause to another. Each affect will be arranged according to the cause, and aims to classify some causes based on category. The identification process is done by looking for the root cause which influences in irrelevance the sustainable development creative industries legality in the city of Surakarta, namely: Local Government; Regulation; Creative Industry Businessman and the environment who will describe with a small bone. While the big bone is the result of the analysis of the root of the problem of the four indicators mentioned above, which is the root of the problem (the big bone) the irrelevance of the sustainable development creative industries legality in the city of Surakarta. Results:  Based on the results,  this research showed that there has been an increasing trend of creative industry growth in the city of Surakarta in 2015-2016 which touched the number 495 creative industries. However, the data show that in 2015-2016 only 10% of creative industries have business licenses and 90% not have the business license. Implications: Therefore, the local government has to make and formulate the local regulations as licence of sustainable development creative industries in the city of Surakarta and designing the guideline book to make easier for the society in order to understand the rules.

scholarly journals FOREIGN DIRECT INVESTMENT LAW IN ASEAN COUNTRIES: PROSPECT FOR ASEAN ECONOMIC COMMUNITY

2019 ◽  
Vol 8 (1) ◽  
pp. 47
Author(s):  
Mohamad Hanapi Bin Mohamad
Keyword(s):  
Foreign Direct Investment ◽  
Direct Investment ◽  
Financial Integration ◽  
The Philippines ◽  
Asia Pacific ◽  
Economic Community ◽  
Real Convergence ◽  
Financial Infrastructure ◽  
Asean Countries ◽  
Asean Economic Community

<p>The development of ASEAN towards the establishment of ASEAN Economic Community (AEC) at the end of 2015 has brought into sharp focus on the issue of economic and financial integration in the region. The ASEAN region has been the largest recipient of FDI, relative to GDP in Asia Pacific. Between 1952 and 2012, Singapore accounts for more than half of total FDI to the whole region. Thailand ranks the second with a 13 percent share, followed by Indonesia, Malaysia, Vietnam and the Philippines which account between 13 to 8 percent.  Foreign direct investment into ASEAN recovered from the world economic crisis and regained its 2007 level of USD 76 thousand million in 2010. ASEAN Dialogue Partners comprising EU, USA and Japan accounted USD 64 thousand million, while the share of Intra-ASEAN in this total was 16% which indicates the progress of ASEAN integration. Theories of economic integration and market liberalization have been used to explain the role of foreign direct investment in developing countries. This paper aims to examine ASEAN’s financial integration prospects. ASEAN integration could accelerate in the years ahead with enhancing financial infrastructure and reliable flexible policy frameworks. On the long term closer engagement among member countries could potentially increase real incomes and accelerate real convergence.</p>

scholarly journals IDENTIFYING EMPLOYEE REQUIREMENTS OF 5 STAR LOCAL HOTELS IN JAKARTA IN FACING ASEAN ECONOMIC COMMUNITY

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Fiter Abadi ◽  
Vishnuvardhana Soeprapto ◽  
Mochammad Riyadh Adam
Keyword(s):  
High School ◽  
Government Regulation ◽  
Hotel Industry ◽  
Tourism Industry ◽  
Economic Community ◽  
Intention To Stay ◽  
Allocation Of Time ◽  
Asean Economic Community ◽  
English Training

This study is significant for the local five star hotels in Indonesia to identify the needs of human resource improvements especially to face the ASEAN Economic Community. In tourism industry, especially in Hotel Industry, the quality of HR is very crucial since employees face customers in daily life. This research is focused on five star local hotel and the samples are taken from five star local hotels in Jakarta with comparison of international five star hotel. To be more comprehensive, this research as well takes on tourism high school in Jakarta. As five stars hotels, customers are varying from their intention to stay and their nationalities. Therefore, employees are strongly needed to speak fluent English so that they can serve the customers well. However, based on the interview with local five star hotel, only limited employee can speak English and therefore it is needed to have English training as one of the priorities in every hotel. Secondly in it founded that tourism high school as the source of potential employee have done many training and focus on skills for its students and the allocation of time for English skill cannot be maximize since the curriculum of the school on government regulation.

scholarly journals PERSEPSI MAHASISWA AKUNTANSI TERHADAP PEMBERLAKUAN ASEAN ECONOMIC COMMUNITY (AEC)

2015 ◽  
Vol 10 (1) ◽  
Author(s):  
Lina Nashihatun Nafidah
Keyword(s):  
Student Perceptions ◽  
College Education ◽  
Primary Data ◽  
Economic Community ◽  
Study Approach ◽  
The Face ◽  
Survey Results ◽  
Asean Countries ◽  
Asean Economic Community

AbstractAsean Economic Community (AEC) will soon be opened, ASEAN countries have signed the treaty. This is a golden opportunity for every country that has prepared well, but also will be pain for countries that do not or less to prepare for such cooperation. If the AEC materialize in 2015, it is certain that will open employment opportunities as possible for citizens of ASEAN. For Indonesia, the competency of the workforce is generally derived from the development of special skills in a particular field through a college education. This study aims to determine students' knowledge of accounting STIE PGRI Dewantara Jombang against imposing AEC and its implications as well as their readiness in the face of AEC. This type of research used in this research is qualitative research using case study approach with descriptive method using primary data obtained through questionnaires. Respondents in this study are students of accounting STIE PGRI Dewantara Jombang. The survey results revealed mostly already know about the implementation of the Asean Economic Community (AEC), but they do not know the consequences of the implementation of the AEC.Keywords: Student Perceptions, Economic Integration, Employment & Ecomonic Asean Community (AEC AbstrakAsean Economic Community (AEC) akan segera dibuka, negara-negara ASEAN telah menandatangani perjanjian tersebut. Hal ini merupakan kesempatan emas bagi setiap negara yang telah mempersiapkan diri dengan baik, namun juga bakal menjadi derita bagi negara-negara yang tidak kunjung atau kurang mempersiapkan diri menghadapi kerjasama tersebut. Apabila AEC terwujud pada tahun 2015, maka dapat dipastikan akan terbuka kesempatan kerja seluas-luasnya bagi warga negara ASEAN. Bagi Indonesia, kompetensi yang dimiliki para tenaga kerja umumnya diperoleh dari pengembangan kemampuan khusus dalam bidang tertentu melalui pendidikan di perguruan tinggi. Penelitian ini bertujuan untuk mengetahui pengetahuan mahasiswa akuntansi STIE PGRI Dewantara Jombang terhadap pemberlakuan AEC dan implikasinya serta kesiapan mereka dalam menghadapi AEC. Jenis penelitian yang digunakan dalam penelitian ini penelitian kualitatif menggunakan pendekatan studi kasus dengan metode deskriptif dengan menggunakan data primer yang diperoleh melalui kuesioner. Responden dalam penelitian ini yaitu mahasiswa program studi akuntansi STIE PGRI Dewantara Jombang. Dari hasil penelitian diketahui sebagian besar sudah mengetahui tentang pemberlakuan Asean Economic Community (AEC) akan tetapi mereka belum mengetahui konsekuensi dari pemberlakuan AEC.Keywords : Persepsi Mahasiswa, Integrasi Ekonomi, Kesempatan Kerja & Asean Ecomonic Community (AEC)

scholarly journals Strengthening the Rural Women's Entrepreneurship Spirit in Facing the Asean Economic Community (Da'wah in the Economic Context of Society)

2018 ◽  
Vol 10 (1) ◽  
pp. 175-195
Author(s):  
Sabiruddin B Juli
Keyword(s):  
Rural Communities ◽  
Economic Activity ◽  
Qualitative Method ◽  
Free Market ◽  
Economic Community ◽  
Economic Context ◽  
The People ◽  
Asean Countries ◽  
The Government ◽  
Asean Economic Community

This article reports the results of a study on how to fill the free market program of ASEAN Economic Community (AEC). Indonesia has significant demographic bonus when compared to other ASEAN countries, so that specifically Indonesia will become an easy target for economic activity (read: free market flow transactions) carried out by all members of ASEAN. Demographic bonus is an opportunity and challenge for the Indonesian people, both for those who live in cities or in the countryside. This condition will be more complicated, if the mapping potential of the population does not become a serious concern for the government and stakeholders so that the people of Indonesia will become the largest consumer for products of ASEAN countries. One of the potential populations of Indonesia is women, because they have specific skills that are able to be directed towards an income. The purpose of this study is to prepare the people of Indonesia who have the skills, especially women in entering the AEC both urban and rural communities. This study uses a qualitative method of observation, interviews and review of documents, such as books, newspapers and others.

scholarly journals SIAPKAH INDONESIA MENGHADAPI MEA?

2017 ◽  
Vol 8 (2) ◽  
pp. 81-90
Author(s):  
Christianus Yudi Prasetyo
Keyword(s):  
Global Economy ◽  
Statistical Data ◽  
Literature Survey ◽  
World Economic Forum ◽  
Economic Community ◽  
Fully Integrated ◽  
World Economic ◽  
Single Production ◽  
Asean Countries ◽  
Asean Economic Community

Countries that are members of the Association of South East Asian Nations (ASEAN) are facing an era where ASEAN turn into market and single production base, a highly competitive regional economic, equitable economic development, and a region fully integrated into global economy. That era is known as the ASEAN Economic Community (AEC), which take effect on January 2016. This literature survey was conducted to determine the position of Indonesia compared to other ASEAN countries based on existing statistical data so as to determine the readiness of Indonesia to face the AEC. Comparison is made on 6 ASEAN countries with the highest economic growth, namely: Singapore, Malaysia, Indonesia, Thailand, Philippines, and Brunei. It is important to know because many people are still not aware this intense competition in the era of AEC. Based on World Economic Forum, Indonesia is in 4th position after Singapore, Malaysia and Thailand in terms of competitiveness.

scholarly journals REVITALISASI PENDIDIKAN KEJURUAN AGRIBISNIS PENGOLAHAN HASIL PERTANIAN MELALUI PENGEMBANGAN KURIKULUM BERBASIS INDUSTRI, TEACHING FACTORY DAN SERTIFIKASI KOMPETENSI

2019 ◽  
Vol 7 (2) ◽  
pp. 279
Author(s):  
Sahirman .
Keyword(s):  
Vocational Education ◽  
Implementation Strategy ◽  
Free Flow ◽  
Agricultural Product ◽  
Economic Community ◽  
Goods And Services ◽  
Asean Countries ◽  
The Government ◽  
Asean Economic Community ◽  
The Stability

Indonesia entered  the ASEAN Economic Community (MEA) as of December 31, 2015. In essence the purpose of the establishment of the MEA is to improve the stability of the economy in the ASEAN region, and is expected to overcome the problems in the economic field among ASEAN countries. The consequences of the MEA deal are the free flow of goods and services, free flow of capital and investment, and free flow of skilled labor for ASEAN countries. Free flow of labor is seen as a threat as well as an opportunity for the state of Indonesia. Therefore the Government of Indonesia through the Education and Culture Ministry, especially the Directorate of Vocational Secondary Education implemented a policy strategy of SMK revitalization. The aim of Vocational Revitalization is to realize the school Link and Match with the Business / Industry World (DuDi) thus eliminating the gap between vocational education and DuDi's needs. Three important activities in the implementation strategy of SMK revitalization are the development of industry-based curriculum, teaching factory, and graduate competency certification. Activity is applied to a variety of expertise programs one of which is a program Agribusiness of Agricultural Product Processing (Agroindustry). Keywords: MEA, free flow of labor, teaching factory, competency certification.  

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