scholarly journals Transaksi E-Commerce dalam Perspektif Islam

2019 ◽  
Vol 2 (1) ◽  
pp. 90 ◽  
Author(s):  
Annisa Dwi Kurniawati
Keyword(s):  
Credit Card ◽  
Payment System ◽  
The Internet ◽  
Face To Face ◽  
The Status ◽  
Almost All

Abstract: The development of technology flows is increasing. The internet, which was initially used by several groups as a medium for the transformation of scientific and academic data, has now been used in almost all aspects of people's lives, including e-commerce transactions. E-commerce transactions are transactions carried out without meetings between parties. By using e-commerce, many reservations are obtained from the seller or buyer. The convenience offered doesn't mean it doesn’t rise the problems. For Muslims, understanding the status of e-commerce transactions is important. E-commerce accepts payments with bai’s-salam, which is about non-related transactions and the suspension of goods for payments that have been hastened. It's just that if on Bai 's-Salam a face-to-face meeting is held for the implementation of sighat, it is different with e-commerce that communicate only through chat. E-commerce is permitted in Islam with a note that there is no riba ',gharar, maisir, etc. Therefore, if it is approved by the payment system on e-commerce, it is asked not to use a credit card to avoid riba’.الملخص: يشهد تطوير تدفقات التكنولوجيا زيادة هائلة. يستخدم الإنترنت في جميع جوانب حياة الناس تقريبًا ، بما في ذلك معاملات التجارة الإلكترونية، معاملات التجارة الإلكترونية هي معاملات تتم بدون اجتماع بين الطرفين .باستخدام التجارة الإلكترونية، الكثير من السهولة حصلت من البائع أو المشتري. يتم تقديم التسهيلات المقدمة. التسهيلات المقدمة لايمكن تسبب مشاك. معلومات المسلمين عن حالة المعاملة التجارة الإلكترونية شيء مهمة. التجارة الإلكترونية مثل بيع السلام هي عن العناصر فى المعاملات وتأخير القبض دفعت مقدما. إذا كان بيع السلام يتم عقد اجتماع وجها لوجه في تنفيذ سيغات تختلف عن التجارة الإلكترونية استخدام التواصل مع الدردشة. التجارة الإلكترونية مباحات في الإسلام مع ملاحظة عدم وجود عناصر الربا والغرار والميسر وغيرها لذلك ، إذا كانت مرتبطة بنظام دفع في التجارة الإلكترونية المستحسن عدم استخدام بطاقة الائتمان لتجنب الربا.. Abstrak: Perkembangan arus teknologi mengalami peningkatan yang masif. Internet yang pada awalnya digunakan oleh beberapa kalangan sebagai media transformasi data ilmiah dan akademik, kini telah digunakan di hampir seluruh aspek kehidupan masyarakat, termasuk transaksi jual beli (e-commerce). Transaksi e-commerce merupakan transaksi yang dilakukan tanpa adanya pertemuan antar para pihak. Dengan menggunakan e-commerce, banyak kemudahan yang diperoleh baik dari pihak penjual maupun pembeli. Kemudahan yang ditawarkan bukan berarti tidak menimbulkan masalah. Bagi kaum muslim, mengetahui status dari transaksi e-commerce merupakan hal yang penting. E-commerce  memiliki kesamaan dengan bai’ as-salam yaitu mengenai unsur-unsur terjadinya transaksi serta adanya penangguhan barang untuk pembayaran yang telah disegerakan. Hanya saja, jika pada bai’ as-salam dilakukan pertemuan face to face untuk pelaksanaan sighat, berbeda halnya dengan e-commerce yang melakukan komunikasi via chatting. E-commerce diperbolehkan dalam Islam dengan catatan tidak adanya unsur riba’, gharar, maisir, dsb. Oleh karena itu, jika dihubungkan dengan sistem pembayaran pada e-commerce, maka dianjurkan tidak menggunakan kartu kredit guna menghindari terjadinya riba’.

A Pilot Study of Instructor Factors and Student Preferences

2009 ◽  
Vol 38 (1) ◽  
pp. 51-62
Author(s):  
Corey H. Brouse ◽  
Kelly R. McKnight ◽  
Charles E. Basch ◽  
Michael LeBlanc
Keyword(s):  
Health Promotion ◽  
Pilot Study ◽  
Learning Experience ◽  
The Internet ◽  
Student Preferences ◽  
Face To Face ◽  
Mixed Response ◽  
On Line ◽  
Almost All ◽  
On Line Learning

In order to gain a better understanding of the ways in which an instructor could enhance an on-line learning experience, we surveyed 96 students enrolled in on-line Health Promotion and Wellness courses. Almost all respondents felt that sending e-mailed reminders and posting announcements on the course was very important or important for enhancing the on-line learning experience. There was a mixed response in the ratings for how important it was for an on-line instructor to host on-line office hours and the weakest ratings were for rating importance of having asynchronous time with an on-line instructor. Not surprisingly, most students used the library for research purposes less often or as often for their on-line courses than for their face-to-face courses. However, the majority of students used the Internet for resources more often or as often. Interestingly, half of the respondents felt that they interacted more with classmates in their on-line course. The amount of time spent preparing assignments in a face-to-face versus an on-line course was split.

A Simple and Secure Credit Card-Based Payment System

2010 ◽  
pp. 834-842
Author(s):  
Chi Po Cheong
Keyword(s):  
Private Information ◽  
Credit Card ◽  
Financial Institution ◽  
Payment System ◽  
The Internet ◽  
Sensitive Information ◽  
Payment Systems ◽  
Credit Card Number ◽  
Card Number ◽  
Card Payment

Credit card is the most popular payment method used in Internet shopping. The idea of credit card payment is to buy first and pay later. The cardholder can pay at the end of the statement cycle or they can pay interest on the outstanding balance. Therefore, there are many credit card-based electronic payment systems (EPSs) that have been developed to facilitate the purchase of goods and services over the Internet such as CyberCash (VeriSign), iKP (Bellare, Garary, Hauser, et al, 1995), SET (Visa and MasterCard, 1997), CCT (Li & Zhange, 2004), and so forth. Usually a credit card-based EPS involves five parties: cardholder, merchant, acquirer bank, issuer bank, and financial institution. Internet is an open system and the communication path between each other is insecure. All communications are potentially open for an eavesdropper to read and modify as they pass between the communicating endpoints. Therefore, the payment information transmitted between the cardholder and the merchant through Internet is dangerous without a secure path. SSL (Zeus Technology, 2000) is a good example to secure the communication channel. Besides the issue of insecure communication, there are a number of factors that each participant must consider. For example, merchant concerns about whether the credit card or the cardholder is genuine. There is no way to know the consumer is a genuine cardholder. As a result, the merchant is incurring the increase in losses due to cardholder disputes and frauds. On the other hand, cardholders are worried about the theft of the privacy or sensitive information such as the credit card number. They don’t want any unauthorized usage of their credit cards and any modification to the transaction amount by a third party. These security issues have deterred many potential consumers from purchasing online. Existing credit card-based EPSs solve the problems in many different ways. Some of them use cryptography mechanisms to protect private information. However, they are very complicated, expensive, and tedious (Xianhau, Yuen, Ling, & Lim, 2001). Some EPSs use the Certificate Authority (CA) model to fulfill the authentication, integrity, and nonrepudiation security schemes. However, each participant requires a digital certificate during the payment cycle. These certificates are issued by independent CAs but the implementation and maintenance cost of this model is very high. In addition, the validation steps of Certificate-based systems are very time-consuming processes. It requires access to an online certificate server during the payment process. Moreover, the certificate revocation list is a major disadvantage of the PKI-based certification model (The Internet Engineering Task Force). The cardholder’s certificate also includes some private information such as the cardholder’s name. The requirement of a cardholder’s certificate means software such as e-Wallet is required to be installed on the cardholder’s computer. It is the barrier for the cardholder to use Certificatebased payment systems. To solve this problem, Visa Company has developed a new payment system called Verified by Visa (VbV) (http:www/visa-asia.com/ ap/sea/merchants/productstech/vbv_implementvbv. shtml). However, sensitive information such as credit card number is still passed to the merchant. Therefore, the cardholder is not protected by the system.

scholarly journals Model Sosialisasi Dan Pendampingan Mahasiswa KKP UIN Mataram Di Tengah Pandemi Covid 19

2021 ◽  
Vol 1 (1) ◽  
pp. 13-23
Author(s):  
M. Harja Efendi
Keyword(s):  
Higher Education ◽  
Community Service ◽  
Learning Activities ◽  
The Internet ◽  
Shortness Of Breath ◽  
Face To Face ◽  
The World ◽  
New Type ◽  
Almost All ◽  
First Time

Covid-19 is a disease caused by a new type of corona virus that appeared at the end of 2019 for the first time in Wuhan, China which is currently causing a pandemic in almost all over the world. The main symptoms of Covid-19 are cough, fever and shortness of breath (Ministry of Health, 2020). Covid-19 infection also causes quite high mortality in various countries. The Covid-19 pandemic which is currently endemic to the world is currently paralyzing all sectors including the world of education, where children have to carry out distance learning activities carried out at their respective homes via the internet. This creates new problems where some areas have not been reached by internet facilities. Online learning that has not been properly prepared certainly has an impact on the learning methods used by educators. Likewise, the acceptance of learning from students is also very diverse, often they do not understand the material or delivery from the teacher. The Minister of Education and Culture, Nadiem Makarim, together with 3 other ministers, namely the Minister of Religion, the Minister of Health and the Minister of Home Affairs, made an agreement to allow face-to-face schools starting in January 2021. Higher education as an institution that has the responsibility to be able to provide knowledge to the community should carry out Community Service activities as a form of the tri dharma of higher education

Implications for Website Trust and Credibility Assessment

2012 ◽  
Vol 3 (4) ◽  
pp. 17-33 ◽  
Author(s):  
Yahya M. Tashtoush ◽  
Aisha Zaidan ◽  
Izzat M. Alsmadi
Keyword(s):  
Linear Regression Analysis ◽  
The Internet ◽  
Stepwise Linear Regression Analysis ◽  
Face To Face ◽  
Rank Metric ◽  
Is Security ◽  
Novice Users ◽  
Almost All ◽  
New Formula

With the expansion of the Internet services provided to users to cover almost all areas that were dominated by traditional face-to-face and location based businesses, one of the major challenges for such expansion is security and its related concerns. Customers or users need to trust the websites they visit in terms of the information or content. This research proposes a new formula for evaluating the credibility (called XD TRank) metric of websites. A case study of 40 selected websites in Jordan is used to assess the proposed credibibility metric. The metrics required to assess Websites and pages credibility are collected and evaluated based on 25 existing metrics and built a model using SPSS by applying stepwise linear regression analysis to predict the XD TRank. Results showed that there is a broad range of metrics that affect the credibility of a website or a webpage and their impact on credibility may vary on their significancy or impact on the trust rank metric. For e-business in particular, trust rank metrics can be used part of quality assurance and auditing processes. Those can be important assets for users to be able to distinguish known, popular and reliable e-commerce websites from spammers or websites which try to trick novice users. Trust rank can be also used like a logo in all Website pages to alert users if they were redirected to phishing pages.

scholarly journals Impact of COVID-19 on rehabilitation experiences of physiotherapists

Work ◽  
2021 ◽  
pp. 1-9
Author(s):  
Pínar Kaya Ciddi ◽  
Gülay Aras Bayram
Keyword(s):  
Online Survey ◽  
Cross Sectional Study ◽  
Remote Communication ◽  
Cross Sectional ◽  
Face To Face ◽  
Increased Risk ◽  
The Status ◽  
Physical Intimacy ◽  
Treat All ◽  
Almost All

BACKGROUND: As the COVID-19 pandemic progressed, pressures on almost all health sectors in many countries increased, and physiotherapy interventions were canceled for various reasons. OBJECTIVES: The aim of this study was to determine the status of physiotherapists who interrupted their services due to the pandemic and investigate procedures adopted by physiotherapists during face-to-face practice. METHOD: The measuring tool was an online survey administered via Google Forms between January 27 and February 27, 2021. In this descriptive cross-sectional study, the sample consisted of 558 physiotherapists, questions about their clinical experience during the pandemic were answered, and descriptive statistics were examined. RESULTS: Of the physiotherapists, 351 (62.9%) suspended their services due to pandemic, while 207 (37%) of all participants worked without suspending their services since the beginning of the process. Among participants, 303 (54.3%) needed education to use telerehabilitation methods, and 315 (56.5%) monitored their patients with remote communication methods. Hand washing (86.6%), disinfectant (85.3%), gloves (76.5%) and masks (86.6%) were the most common protective measures. CONCLUSIONS: Most physiotherapists had their face-to-face practice interrupted for a short time due to the COVID-19 outbreak, but they continue to treat all disease conditions in spite of inherent physical intimacy and increased risk of infection.

A Simple and Secure Credit Card-Based Payment System

2009 ◽  
pp. 1299-1306
Author(s):  
Chi Po Cheong
Keyword(s):  
Private Information ◽  
Credit Card ◽  
Financial Institution ◽  
Payment System ◽  
The Internet ◽  
Sensitive Information ◽  
Payment Systems ◽  
Credit Card Number ◽  
Card Number ◽  
Card Payment

Credit card is the most popular payment method used in Internet shopping. The idea of credit card payment is to buy first and pay later. The cardholder can pay at the end of the statement cycle or they can pay interest on the outstanding balance. Therefore, there are many credit card-based electronic payment systems (EPSs) that have been developed to facilitate the purchase of goods and services over the Internet such as CyberCash (VeriSign), iKP (Bellare, Garary, Hauser, et al, 1995), SET (Visa and MasterCard, 1997), CCT (Li & Zhange, 2004), and so forth. Usually a credit card-based EPS involves five parties: cardholder, merchant, acquirer bank, issuer bank, and financial institution. Internet is an open system and the communication path between each other is insecure. All communications are potentially open for an eavesdropper to read and modify as they pass between the communicating endpoints. Therefore, the payment information transmitted between the cardholder and the merchant through Internet is dangerous without a secure path. SSL (Zeus Technology, 2000) is a good example to secure the communication channel. Besides the issue of insecure communication, there are a number of factors that each participant must consider. For example, merchant concerns about whether the credit card or the cardholder is genuine. There is no way to know the consumer is a genuine cardholder. As a result, the merchant is incurring the increase in losses due to cardholder disputes and frauds. On the other hand, cardholders are worried about the theft of the privacy or sensitive information such as the credit card number. They don’t want any unauthorized usage of their credit cards and any modification to the transaction amount by a third party. These security issues have deterred many potential consumers from purchasing online. Existing credit card-based EPSs solve the problems in many different ways. Some of them use cryptography mechanisms to protect private information. However, they are very complicated, expensive, and tedious (Xianhau, Yuen, Ling, & Lim, 2001). Some EPSs use the Certificate Authority (CA) model to fulfill the authentication, integrity, and nonrepudiation security schemes. However, each participant requires a digital certificate during the payment cycle. These certificates are issued by independent CAs but the implementation and maintenance cost of this model is very high. In addition, the validation steps of Certificate-based systems are very time-consuming processes. It requires access to an online certificate server during the payment process. Moreover, the certificate revocation list is a major disadvantage of the PKI-based certification model (The Internet Engineering Task Force). The cardholder’s certificate also includes some private information such as the cardholder’s name. The requirement of a cardholder’s certificate means software such as e-Wallet is required to be installed on the cardholder’s computer. It is the barrier for the cardholder to use Certificatebased payment systems. To solve this problem, Visa Company has developed a new payment system called Verified by Visa (VbV) (http:www/visa-asia.com/ ap/sea/merchants/productstech/vbv_implementvbv. shtml). However, sensitive information such as credit card number is still passed to the merchant. Therefore, the cardholder is not protected by the system.

scholarly journals Peranan Hukum Terhadap Konsumen Jual Beli Online di Indonesia

2019 ◽  
Vol 3 (2) ◽  
pp. 197
Author(s):  
Wawan Fransisco
Keyword(s):  
Research Methods ◽  
Credit Card ◽  
Legal Protection ◽  
Scientific Work ◽  
The Internet ◽  
Legal Research ◽  
Face To Face ◽  
Debit Card ◽  
Online Buying

This scientific work is entitled the role of law on consumers of online buying and selling in Indonesia, in writing using normative legal research methods, namely by reading, studying, analyzing various laws and regulations, literature, scientific writings, and papers related to the material being examined. Online buying and selling is a way to shop through cyberspace or the internet where the payer uses a credit card or debit card, so without the need to meet face to face. Buyers or in this case consumers can order goods to sellers throughout Indonesia so easily. Therefore in this paper will explain in general about legal protection for consumers buying and selling online in Indonesian.

Contemporary Qur'anic Studies in Iran and its Relationship with Qur'anic Studies in the West

2012 ◽  
Vol 14 (1) ◽  
pp. 45-72
Author(s):  
Morteza Karimi-Nia
Keyword(s):  
Islamic Law ◽  
Human Sciences ◽  
The West ◽  
Communications Technologies ◽  
Religious Learning ◽  
The Status ◽  
Islamic Republic Of Iran ◽  
Almost All ◽  
The Impact ◽  
The Relationship

The status of tafsīr and Qur'anic studies in the Islamic Republic of Iran has changed significantly during recent decades. The essay provides an overview of the state of Qur'anic studies in Iran today, aiming to examine the extent of the impact of studies by Western scholars on Iranian academic circles during the last three decades and the relationship between them. As in most Islamic countries, the major bulk of academic activity in Iran in this field used to be undertaken by the traditional ʿulamāʾ; however, since the beginning of the twentieth century and the establishment of universities and other academic institutions in the Islamic world, there has been increasing diversity and development. After the Islamic Revolution, many gradual changes in the structure and approach of centres of religious learning and universities have occurred. Contemporary advancements in modern sciences and communications technologies have gradually brought the institutions engaged in the study of human sciences to confront the new context. As a result, the traditional Shīʿī centres of learning, which until 50 years ago devoted themselves exclusively to the study of Islamic law and jurisprudence, today pay attention to the teaching of foreign languages, Qur'anic sciences and exegesis, including Western studies about the Qur'an, to a certain extent, and recognise the importance of almost all of the human sciences of the West.

Analisis Keefektivitasan Pemanfaatan E-Learning Sebagai Media Pembelajaran Pendidikan Agama Islam Pada Masa Pandemi Corona (Covid-19)

2020 ◽  
Vol 7 (10) ◽  
pp. 875-894
Author(s):  
Yeni Yuliana
Keyword(s):  
Distance Learning ◽  
Religious Education ◽  
Computer Technology ◽  
Learning Process ◽  
Teaching And Learning ◽  
Quality Standards ◽  
Internet Technology ◽  
The Internet ◽  
Face To Face ◽  
E Learning

Abstract The internet can be made as a way to transfer knowledge from lecturers to students, while Learning that utilizes the internet is one of the E-Learning Learning media. E-learning is distance learning that utilizes computer technology or computer networks or the Internet E-learning, so that it can enable the learning process through computers in their respective places without having to physically go to attend classes or lectures in class, Systems e-learning learning is a new way of teaching and learning. E-learning as a special learning media PAI courses provide a very important role and a large function in the course because so far there are many shortcomings and weaknesses such as the limitations of space and time in the teaching and learning process through E-learning which prioritizes the efficiency of learning so students get full teaching even though they do not have to be face to face, can also be accessed anywhere, anytime, according to the assignments given by the lecturer usually scheduled with a specified deadline. The development of education towards e-learning is a must so that the quality standards of education can be improved, E-learning is one of the uses of internet technology in the delivery of learning and its broad reach. E-learning can also be an answer to a health problem that is Pandemic Corona (Covid-19) which is very influential also in every aspect of life, especially in education.Keywords: Effectiveness, Utilization, Islamic Religious Education, E-Learning, Covid 19. Abstrak Internet dapat dijadikan cara untuk mentransfer ilmu pengetahuan dari Dosen kepada mahasiswa/mahasiswi. Adapun Pembelajaran yang memanfaatkan internet salah satunya adalah media pembelajaran E-Learning. E-learning adalah pembelajaran jarak jauh (distance learning) yang memanfaatkan  teknologi komputer atau jaringan komputer atau internet E-learning, sehingga dapat  memungkinkan proses pembelajaran melalui komputer di tempat mereka  masing– masing tanpa harus secara fisik  pergi  mengikuti pelajaran atau pun  perkuliahan di kelas,  Sistem pembelajaran e-learning adalah cara baru dalam proses belajar mengajar. E-learning  sebagai   media pembelajaran khususnya mata kuliah PAI memberikan  peran   sangat   penting  dan fungsi yang besar pada mata kuliah tersebut karena selama  ini terdapat banyak  kekurangan  dan kelemahan seperti keterbatasan ruang dan waktu dalam  proses belajar  mengajar melalui E-learning yang  mengedepankan keefisienan dalam belajar sehingga  mahasiswa mendapat pengajaran yang penuh meski tidak harus bertatap muka, juga bisa di akses di mana saja, kapan saja,  sesuai dengan tugas yang diberikan oleh dosen biasanya terjadwal dengan  batas  waktu  yang  di tentukan. Pengembangan  pendidikan menuju e-learning merupakan suatu keharusan agar standar mutu pendidikan dapat ditingkatkan,  E-learning merupakan salah satu penggunaan teknologi internet dalam penyampaian  pembelajaran  serta  jangkauannya yang luas. E-learning  juga dapat menjadi jawaban dari suatu permasalahan kesehatan yaitu Pandemi Corona (Covid-19) ini yang sangat berpengaruh juga pada setiap aspek kehidupan terutama bidang pendidikan.Kata kunci  :  Keefektifitas, Pemanfaatan, Pendidikan Agama Islam,  E-Learning, Covid 19.  

PECULIARITIES AND CONDITIONS OF ACTIVITY OF BOOK PUBLISHING HOUSES OF UKRAINE IN THE MODERN MEDIA SPACE

2018 ◽  
Author(s):  
Tetyana Jezhyzhanska
Keyword(s):  
Information Technologies ◽  
Rapid Development ◽  
Book Publishing ◽  
Cultural Development ◽  
The Internet ◽  
Modern Media ◽  
Media Space ◽  
The World ◽  
The Status ◽  
Book Publishers

In the information society the status of information is changing: this main value of global civilization becomes an important resource of socio- economic, technological and cultural development. The rapid development of virtual technologies and the growing number of Internet users in Ukraine and in the world causes the new challenges to communication of each organization. The book publishers are also obliged to respond to these processes. However, the works devoted directly to publishers’ communication in the modern media space are still lacking in Ukraine. The objective of the article is to clarify peculiarities and conditions of the activities of Ukrainian book publishers in today’s media space which is an important issue today. It is analyzed the literature and sources on this issue and it is ascertained the theoretical and practical possibilities to take into account the trends in the world of modern media in the PR-activity of book publishers. Also the prospects for further scientific study and practical use of PR-communications in the activity of publishers are determined. The analysis of current changes in the modern information space allows us to trace the general tendencies: the new subject and object areas are formed; the number of subjects is expanded; the new formats of interaction within the system of communications of the organization and in society as a whole are created. That means that publishing house’s PR-communications are complicated by the emergence of new elements, such as active audience, social networks as communication channels, promotions on the Internet and others. PR communication in the Internet space is the most effective and inexpensive tool for interaction of publishers with active audiences. Thus, the activation of PR communication in the modern media space is associated with the emergence of the latest information technologies, online media as well as development of Internet. The use of online channels of Internet for communication with the target audience of publishing organizations has certain advantages over traditional media. At the same time, it is necessary to take into account the information saturation of media space, which complicates the way of PR-messages of book publishers to the reader.

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