scholarly journals Analysis of Savings and Loans Scheme by Family Welfare Empowerment Organization As a Fulfillment Solution for Muslim in the Pandemic Outbreak

2021 ◽  
Vol 4 (1) ◽  
Author(s):  
Helti Nur Aisyiah ◽  
Alvin Yahya

This study aims to analyze the savings and loans scheme at the Family Welfare Empowerment Organization (FWEO) at the Neighborhood Association (NA) XY, Karanganyar Regency, during the Covid-19 pandemic outbreak. This study uses a qualitative approach with the method of observation and interviews. Observations observe the object of research when transacting savings and loans and the distribution of residual income. Interviews confirmed people who are directly related to the savings and loans activities at FWEO of NA XY including the chairperson, fund administrator of FWEO and Muslim borrowers.The results of the study show that the savings and loans activities at FWEO of NA XY are family-based community activities and prioritize the principle of ta'awun or mutual assistance. One of the assistance is given to Muslims members of FWEO and suffering from financial difficulties during the pandemic outbreak. The principle of ta'awun is reflected by the scheme of savings, loans and the ease use of residual income and based on trust among members. This fact supports the findings that the existence of FWEO in NA XY makes it easier for Muslims to obtain funds as well as to ease the economic burden, especially for those affected by Covid-19.

Liquidity ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 41-52
Author(s):  
M. Koesmawan ◽  
Darwin Erhandy ◽  
Dede Dahlan

In order to meet the needs of living which consists of primary as well as secondary needs, human can work in either a formal or an informal job. One of the informal jobs that is became the subject of this research was to become an ojek driver. Ojek is a ranting motorcycle.  Revenue of ojek drivers, accordingly, should be well managed following the concept of financial management. This research was conducted for the driver of the online motorcycle drivers as well as the regular motorcycle drivers they are called “The Ojek”. Ojek’s location is in Kecamatan (subdistrict) Duren Sawit, East Jakarta with 70 drivers of ojeks. The online ojeks earn an average of Rp 100,000 per day, can save Rp 11,000 to 21,000 per day, while, the regular ojek has an average income per day slightly lower amounted to Rp 78,500, this kind of ojeks generally have other businesses and always record the outflow of theirs money. Both the online and regular ojeks feel a tight competition in getting passengers, but their income can help the family finances and both ojeks want a cooperative especially savings and loans, especially to overcome the urgent financial difficulties. Almost all rivers, do not dare to borrow money. They are afraid of can not refund the money as scheduled.


ijd-demos ◽  
2020 ◽  
Vol 1 (2) ◽  
Author(s):  
Tony Pathony

Tujuan dari penelitian ini adalah untuk mengetahui proses pemberdayaan masyarakat melalui pemberdayaan dan Gerakan Kesejahteraan Keluarga Di Subang. Penelitian dan penulisan itu membahas hal-hal yang berkaitan dengan bagaimana proses pemberdayaan masyarakat melalui pemberdayaan dan Gerakan Kesejahteraan Keluarga di Kabupaten Subang sesuai dengan teori-teori yang diungkapkan oleh Edi Suharto yaitu Pemungkinan, Penguatan, Perlindungan, Penyokongan, Pemeliharaan. Dalam penelitian ini menggunakan pendekatan kualitatif dengan penelitian yang bersifat deskriptif, karena penelitian ini bertujuan untuk memperoleh gambaran yang lebih besar digunakan untuk mengungkapkan masalah dalam kehidupan kerja pengamatan organisasi pemerintah, wawancara, studi kepustakawanan dan dokumentasi. Tidak ada pilihan lain selain menjadikan para peneliti itu sendiri sebagai instrumen para peneliti utama. Sumber data diperoleh dari informan melalui pengamatan langsung dan wawancara serta dokumen yang diperoleh dalam bentuk aturan dan pengolahan data. Hasil penelitian menunjukkan bahwa proses pemberdayaan masyarakat melalui pemberdayaan dan gerakan kesejahteraan keluarga sesuai dengan teori Pemberdayaan sebagai proses yang dikemukakan oleh Edi Suharto yaitu Proses pemberdayaan masyarakat melalui gerakan Keluarga Sejahtera dan Pemberdayaan di Kabupaten Subang belum optimal . Kesimpulan temuan di lapangan yaitu Pemungkinan, Penguatan, Perlindungan, Penyokongan, Pemeliharaan belum dinilai sesuai dengan teori yang digunakan. he purpose of this research is to know the process of community empowerment through empowerment and the family welfare Movement In Subang. Research and writing of it discusses matters related to how the process of community empowerment through empowerment and family welfare Movement in the Regency of Subang in accordance with the theories expressed by Edi Suharto i.e. Pemungkinan, Penguatan, Perlindungan, Penyokongan, Pemeliharaan. In this study using a qualitative approach to research that is descriptive, because this study aims to gain a bigger picture examined used to reveal problems in working life government organizations observations, interviews, the study of librarianship and documentation. There is no other option than to make the researchers themselves as instruments of the major researchers. Source data obtained from the informants through direct observations and interviews and documents obtained in the form of rules and data processing. Results of the study showed that the process of community empowerment through empowerment and family welfare Movement in accordance with the theory of Empowerment as the process advanced by Edi Suharto i.e. community empowerment Process through Family welfare and Empowerment movement in the Regency of Subang has not been optimal. Conclusion the findings in the field namely Pemungkinan, Penguatan, Perlindungan, Penyokongan, Pemeliharaan has not been assessed in accordance with the theory used.


2020 ◽  
Vol 10 (5) ◽  
pp. 318
Author(s):  
Roy McConkey ◽  
Marie-Therese Cassin ◽  
Rosie McNaughton

The social isolation of children with autism spectrum disorder (ASD) is well documented. Their dearth of friends outside of the family and their lack of engagement in community activities places extra strains on the family. A project in Northern Ireland provided post-diagnostic support to nearly 100 families and children aged from 3 to 11 years. An experienced ASD practitioner visited the child and family at home fortnightly in the late afternoon into the evening over a 12-month period. Most children had difficulty in relating to other children, coping with change, awareness of dangers, and joining in community activities. Likewise, up to two-thirds of parents identified managing the child’s behaviour, having time to spend with other children, and taking the child out of the house as further issues of concern to them. The project worker implemented a family-centred plan that introduced the child to various community activities in line with their learning targets and wishes. Quantitative and qualitative data showed improvements in the children’s social and communication skills, their personal safety, and participation in community activities. Likewise, the practical and emotional support provided to parents boosted their confidence and reduced stress within the family. The opportunities for parents and siblings to join in fun activities with the child with ASD strengthened their relationships. This project underscores the need for, and the success of family-based, post-diagnostic support to address the social isolation of children with ASD and their families.


SKETSA BISNIS ◽  
2020 ◽  
Vol 7 (2) ◽  
pp. 120-129
Author(s):  
I Gusti Ayu Ary Ratih ◽  
Ni Putu Nina Eka Lestari

This study aims to determine the process of implementing women's empowerment through the Business to Increase Family Income (UP2K) program in the industrial era 4.0, as well as to find out the impact of implementing the Family Income Increase Business (UP2K) program on improving family welfare. This research was conducted using a qualitative approach, and through data collection by interview, further analysis was carried out descriptively. The results showed that the role of women's empowerment in Tibubeneng Village was in accordance with their understanding, namely the process of obtaining power, strength or ability from those who have power to those who are less or less empowered. The impact of women's empowerment through UP2K in Tibubeneng Village is felt very good, effective and assisted by PKK women who are engaged in the business unit. This can be seen from the increase in program activities that can be carried out and the addition of training members every year _____________________________________________________________________Studi ini bertujuan untuk  mengetahui proses pelaksanaan pemberdayaan perempuan melalui program Usaha Peningkatan Pendapatan Keluarga (UP2K) pada era industri 4.0, serta mengetahui dampak dari pelaksanaan program Usaha Peningkatan Pendapatan Keluarga (UP2K) terhadap peningkatan kesejahteraan keluarga. Penelitian ini dilakukan dengan pendekatan kualitatif, dan melalui pengumpulan data dengan wawancara, dilakukan analisis lebih lanjut secara deskriptif. Hasil penelitian menunjukkan peran pemberdayaan perempuan di Desa Tibubeneng sudah sesuai dengan pemahamannya, yaitu proses untuk memperoleh daya, kekuatan atau kemampuan dari pihak yang memiliki daya kepada pihak yang kurang atau belum berdaya Dampak Pemberdayaan perempuan melalui UP2K di Desa Tibubeneng dirasakan sangat baik, efektif dan membantu oleh ibu- ibu PKK yang menekuni unit usaha tersebut. Hal itu bisa dilihat dari bertambahnya program kegiatan yang dapat dilakukan dan penambahan anggota pelatihan setiap tahunnya.


2020 ◽  
Vol 2 (2) ◽  
pp. 109-132
Author(s):  
Asnah Asnah

The plunge of women in the world of work creates new problems, where working-women escpecially housewives will be time-consuming for the family, this creates problems with family harmony. On the basis of the above problems, this study wants to know how to empower women, why women want to work, is not a problem for the harmony of their family. This research was carried out in the Padangmatinggi Lestari village with a qualitative approach. The instruments used were observation sheets and interviews, where the subjects used as informants were mothers who worked as teachers, midwives and employees. Then analyze it using longwe analysis. Based on the data obtained it can be concluded that the empowerment of career women seen from welfare has been able to improve family welfare, but its awareness of gender roles and access is still limited as well as its power in making decisions still dominated by men (husbands). This is in line with the motivating factors for women to work, generally to improve the family economy, not because of awareness of their rights as women. Based on the criteria included in the theoretical study and the results of interviews with informants, it can be said that the families of career women in the Padangmatinggi Lestari village are categorized as prosperous families


PCD Journal ◽  
2018 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Fikri Disyacitta

This article is intended to explore the use of the Family Welfare Guidance Programme (Pembinaan Kesejahteraan Keluarga, PKK) in the Municipality of Batu by one candidate as a means of mobilising political support during the 2017 municipal election. Within the current democratic climate, it is interesting to examine how the PKK, as a state corporate organisation that should ideally remain politically neutral, can be exploited to mobilise political support. The main argument of this article is that several factors, including deep-rooted hierarchies, top-down instruction, and clientelism enabled the PKK to be exploited by the incumbent in her mobilisation of political support. To sidestep the principle of neutrality and support the incumbent, PKK cadres used various means during the municipal election. The data for this article was collected using the qualitative approach, with in-depth interviews and participatory observation over the course of the Batu municipal election (January–February 2017).


2019 ◽  
Vol 7 (2) ◽  
pp. 332-335
Author(s):  
Darwis Darwis ◽  
Hajjatul Mabruroh ◽  
Helman Suprapto

Abstract.The purpose of this study was to determine the productivity of Fish Coastal Women (Dher eddher) and Existence of Selling Fish Coastal Women (Dher eddher) In achieving family welfare. This study uses qualitative phenomenological method by describing and analyzing data so that it is found a general tendency that can be used as further material in descriptive with a qualitative approach. Data collection techniques in this study were by observation, documentation and interviews with 20 informants from five villages in two sub-districts of Tlanakan and Pademawu Pamekasan. The results of the study showed that Pamekasan coastal women who became Selling Fish (dher eddher) were very productive because they met all the productivity factors of Selling Fish Coastal Women (dher eddher) in their performance were good motivation factors, reliable ability and experience, sellers the mobile fish has a good work ethic and discipline in work, the income is sufficient. and the work environment includes facilities and health in the work are fulfilled. Coastal Woman olso can fulfill the welfare of the family because the quality of life in terms of material, physical, health and facilities that are owned in the household and other facilities meet the criteria of a prosperous family.Abstrak.Tujuan penelitian ini untuk mengetahui produktifitas wanita pesisir sebagai Penjual ikan keliling  (der eddher) dan wanita pesisir sebagai Penjual ikan keliling  (der eddher) dalam memenuhi kesejahteran keluarga. Penelitian ini menggunakan metode kualitatif fenomenologi dengan mendeskripsikan dan menganalisa data sehingga ditemukan kecenderungan umum yang dapat dijadikan bahan lebih lanjut dalam deskriptif dengan pendekatan kualitatif. Teknik pengambilan data dalam penelitian ini dengan observasi, dokumetasi dan wawancara dengan 20 informan dari lima desa di dua kecamatan Tlanakan dan Pademawu Kabupaten Pamekasan.  Hasil penelitian menujukkan  bahwa wanita pesisir Pamekasan yang menajadi penjual ikan keliling  (dher eddher)  sangat produktif karena memenuhi semua faktor-faktor produktifitas wanita pesisir penjual ikan keliling (dher eddher) dalam kinerjanya adalah faktor motivasi yang baik, kemampuan dan pengalaman yang handal, para penjual ikan keliling tersebut mampunyai etos kerja  yang baik, disiplin dalam bekerja, pendapatannya cukup dan lingkungan kerja meliputi sarana dan kesehatan dalam bekerja terpenuhi. Wanita pesisir juga dapat memuhi kesejahteran kelauraga karena kualitas hidup dari segi materi, fisik, kesehatan dan fasilitas yang dimiliki dalam rumah tangga dan sarana lainnya memenuhi kriteria keluarga sejahtera.


Author(s):  
Febri Rakhmawati Arsj

Wanita memiliki peran yang signifikan untuk ikut  berperan aktif dan produktif dalam perekonomian. Masyarakat menjadi produktif sehingga dapat meningkatkan derajat dan taraf hidup serta meningkatkan kesejahteraan keluarga.Berwirausaha menjadi pilihan perempuan untuk dapat bekerja membantu perekonomian keluarga dan koperasi merupakan salah satu perwujudannya.Koperasi merupakan salah satu bentuk nyata dari pengamalan pancasila.Untuk mendukung majunya koperasi perlu adanya sosialisasi kewirausahaan ke anggota koperasi khususnya wanita.Koperasi wanita mempunyai karakteristik khas yang berbeda dengan koperasi pada umumnya sehingga membutuhkan pendekatan strategi pengembangan yang berbeda pula. Hal ini tak bisa terlepas dari karakteristik anggotanya di dominasi oleh ibu rumah tangga yang menyebabkan keunggulan tersendiri dibandingkan koperasi lain.Adapun tujuannya untuk membuka dan  menumbuhkan jiwa usaha sehingga anggota dapat membantu mensejahterakan dirinya serta keluarga. Studi ini diawali dengan observasi kepada anggota koperasi yang bekerja hanya sebagai ibu rumah tangga.Sosialisasi diberikan dalam satu tahap mengenai motivasi usaha dan wirausaha.Pelatihan ini memberikan dampak positif bagi peningkatan motivasi, pengetahuan dan ketrampilan anggota koperasi wanita Tanah Abang. Women have a significant role to play an active and productive role in the economy. The community becomes productive so that it can improve the degree and standard of living and improve family welfare. Entrepreneurship is the choice of women to be able to work to help the family economy and cooperatives is one of its manifestations. Cooperatives are one of the real forms of Pancasila practice. To support the advancement of cooperatives, there needs to be entrepreneurial dissemination to cooperative members, especially women. Women's cooperatives have distinctive characteristics that are different from cooperatives in general so that they require a different development strategy approach. This cannot be separated from the characteristics of its members who are dominated by housewives which causes its own superiority compared to other cooperatives. The purpose is to open and grow the business spirit so that members can help the welfare of themselves and their families. This study begins with observations to cooperative members who work only as housewives. Socialization is given in one stage regarding business motivation and entrepreneurship. This training has a positive impact on increasing the motivation, knowledge and skills of members of the Tanah Abang women's cooperative.Keywords: Women; Cooperative; Entrepreneurship


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