scholarly journals The Intention of Using Cell Phones In Digital Banking Service Base on External Factors and Internal Factors

2020 ◽  
Vol 4 (1) ◽  
pp. 55
Author(s):  
Winny Puspasari Thamrin ◽  
Kristiana Dewayani ◽  
Feny Fidyah
Keyword(s):  
Structural Equation ◽  
Cell Phones ◽  
Sampling Technique ◽  
Equation Model ◽  
External Factors ◽  
Internal Factors ◽  
Banking Services ◽  
Banking Service ◽  
Internal And External Factors ◽  
And Behavior

The growing of digital services in the world of banking and the use of cellular telephones by customers, banks provide services in the form of phone and SMS banking that makes it easier for customers to transaction. The existence of digital banking makes it easy and saves time in making transactions. The purpose of this study was to examine the intention of using cell phones in digital banking services base on external factors (easiness, benefit, trust and risk) and internal factors (self efficacy and locus of control). This research model is prepared based on the concept of risk perception and behavior. Respondents in this study were 98 respondents that consist of students and employees. The sampling technique is non-random sampling. SEM model analysis techniques (structural equation model) with the help of the Lisrell 8.7 program. The results of this study indicate that the data obtained in accordance with the proposed model for both internal and external factors influence the intention of using cell phones for digital banking services.

FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BERWIRAUSAHA MAHASISWA STAI MUHAMMADIYAH TULUNGAGUNG

2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Mendah Nur Kumala ◽  
Mei Santi ◽  
Hasan Sultoni
Keyword(s):  
Family Environment ◽  
Sampling Technique ◽  
Self Esteem ◽  
External Factors ◽  
Test Reliability ◽  
Primary Data ◽  
Internal Factors ◽  
Surrounding Environment ◽  
Environment Education ◽  
Internal And External Factors

One alternative to reduce the unemployment rate in Indonesia is to foster entrepreneurship in college students because this is expected to be an educated young entrepreneur who is able to start his own business, and be able to open up jobs for others. The formulation of the problem include: what are internal factors (income, self-esteem, motivation) and whether external factors (family environment, surrounding environment, education, and opportunities) influence the interest in entrepreneurship of STAI Muhammadiyah Tulungagung students ?. This study aims to determine internal factors (income, self-esteem, motivation) and external factors (family environment, surrounding environment, education, and opportunities) affect the entrepreneurial interest of STAI Muhammadiyah Tulungagung students. The approach used is a quantitative approach to the type of associative research. The population and sample in this study were students of STAI Muhammadiyah Tulungagung which consisted of 50 students who had taken Entrepreneurship courses and students who had been entrepreneurs. Sampling using a purposive sampling technique. The data source is primary data. Data collection was carried out through questionnaires. The measurement uses a Likert scale. The next stage, the results of the questionnaire were analyzed with multiple linear regression which serves to prove the research hypothesis. The data that has met the validity test, reliability test, and the classic assumption test are processed to produce a regression equation. Based on the results of the study showed that internal and external factors partially had a positive and significant effect on the entrepreneurial interest of STAI Muhammadiyah Tulungagung students. With an adjusted R2 value of 0.407 so the magnitude of the influence of internal and external factors on entrepreneurial interest is 40.7% while the remaining 59.3% is influenced by other factors not examined in this study.Keywords: Factors, Interests, Entrepreneurship, STAI Muhammadiyah Tulungagung

scholarly journals Internal and External Influential Factors on Waste Disposal Behavior in Public Open Spaces in Phnom Penh, Cambodia

2019 ◽  
Vol 11 (6) ◽  
pp. 1518 ◽  
Author(s):  
Pagnarith Srun ◽  
Kiyo Kurisu
Keyword(s):  
Waste Disposal ◽  
Structural Equation ◽  
Equation Model ◽  
Influential Factors ◽  
External Factors ◽  
Open Spaces ◽  
Internal Factors ◽  
Phnom Penh ◽  
The Government ◽  
Public Open Spaces

Over the last decade, municipal solid waste generation in Phnom Penh has increased noticeably; however, the waste management system is far from satisfactory. Considerable amount of waste is left uncollected, as well as intentionally disposed of in public open spaces. External and internal factors can trigger these problems. Possible external factors are low collection frequency, low cleaning services, and insufficient facilities such as small dumpsters. Possible internal factors, which also play an important role in this issue, include low awareness, insufficient knowledge, and low responsibility for personal waste. To examine the influences of these internal and external factors on people’s waste disposal behaviors, we selected and conducted a questionnaire survey at four sites in Phnom Penh that differ in waste collection frequency and population density. A total of 413 valid responses were obtained. We developed a structural equation model to explain people’s intentions not to dispose of waste in public open spaces. The results showed that personal and social norms, such as perception of social pressure from friends and family and from the government, had significant influences on intention, whereas the influence of external factors was much smaller.

The Empirical Analysis of Cable TV Network's Transformation under the Background of Convergence

2013 ◽  
Vol 850-851 ◽  
pp. 422-426
Author(s):  
Jing Zhang ◽  
Jian Qiu Zeng ◽  
Ye Yuan
Keyword(s):  
Literature Review ◽  
Structural Equation ◽  
Equation Model ◽  
Status Quo ◽  
External Factors ◽  
Research Focus ◽  
Internal Factors ◽  
Cable Tv ◽  
The Empirical Analysis

This research focus on the influence of the network convergence to the cable TV network enterprises. Based on the literature review, status quo and case study, this research combines the collection of open questionnaires, generalizes the influencing factors of the cable TV networks transformation that involve external and internal factors. The influence of external factors is evaluated by the influence of each factor to the component elements of the model, while that of the internal factors is estimated through that to the enterprises competitive advantage. Therefore, this research establishes the structural equation model, followed by the corresponding hypotheses and tests.

scholarly journals GAMBARAN TINGKAT STRES MAHASISWA

2019 ◽  
Vol 5 (1) ◽  
pp. 40
Author(s):  
Putri Dewi Ambarwati ◽  
Sambodo Sriadi Pinilih ◽  
Retna Tri Astuti
Keyword(s):  
College Student ◽  
Family Environment ◽  
Sampling Technique ◽  
External Factors ◽  
Cross Sectional ◽  
Purposive Sampling ◽  
Adult Age ◽  
Internal And External Factors ◽  
And Behavior ◽  
The University

masalah yang banyak dialami oleh usia dewasa awal yaitu harus membuat keputusan mengenai karir, pernikahan, stres pekerjaan & keluarga, ansietas, dan depresi. Faktor-faktor yang menyebabkan terjadinya stres yaitu faktor internal dan eksternal, faktor eksternal terdiri dari keadaan fisik, konfik, emosional, dan perilaku. Sedangkan faktor eksternal terdiri dari lingkungan fisik, lingkungan pekerjaan, lingkungan masyarakat, lingkungan keluarga, masalah ekonomi, dan masalah hukum. Beban stres yang dirasa berat dapat memicu seseorang untuk berperilaku negatif, seperti merokok, alkohol, tawuran, seks bebas bahkan penyalahgunaan napza. Penelitian ini bertujuan mengetahui karakteristik mahasiswa tingkat akhir dan mengetahui tingkat stres pada mahasiswa tingkat akhir di Universitas Muhammadiyah Magelang. Penelitian ini menggunakan desain deskritif kualitatif dengan pendekatan cross sectional dengan teknik pengambilan sampel menggunakan purposive sampling, sampel sebanyak 101 mahasiswa. Instrument yang digunakan adalah kuesioner. Hasil penelitan menunjukkan bahwa rata-rata usia mahasiswa 22,01 tahun. Rata-rata masa studi untuk program Diploma III (D3) adalah 6,00 semester, untuk program Sarjana (S1) rata-ratanya adalah 8,05 semester. Tingkat stres pada mahasiswa menunjukkan stres ringan sebanyak 35,6%, stres sedang 57.4 %, dan stres berat sebanyak 6,9 %. Tingkat stres tertinggi dialami oleh jenis kelamin perempuan dengan hasil stres sedang 33,6 %, dan tingkat stres berat 4,0%. Gambaran tingkat stres pada mahasiswa di Universitas Muhammadiyah Magelang menunjukkan stres sedang sebanyak 33,6 %. Kata Kunci: Mahasiswa, Stres THE DESCRIPTION OF STRES LEVELS INCOLLEGE STUDENT ATMUHAMMADIYAH UNIVERSITY MAGELANG ABSTRACTThe problem that many experienced by the early adult age is having to make decisions about career, marriage, job & family stres, anxiety, and depression. Factors that because stres are internal and external factors, external factors consist of physical condition, conflicts, emotional, and behavior. While external factors consist of physical environment, work environment, community environment, family environment, economic problems, and legal issues. Heavily burdened stres can trigger a person to behave negatively, such as smoking, alcohol, brawl, free sex and even drug abuse. This study aims to determine the characteristics of college student and know the level of stres in the college student at the university of muhammadiyah magelang. This research used descriptive qualitative design with cross sectional approach with sampling technique using purposive sampling, 101 college student samples. Instrument used is a questionnaire. Indicated that the average age of college student was 22.01 years. The average duration of program for Diploma III (D3) was 6,00 semesters. For the undergraduate program (S1) the average was 8.05 semesters. The college student stres level showed a mild stres of 35.6 %, moderate stres 57.4 %, and severe stres as many as 6.9 %. The highest level of stres experienced by female with moderate stres 33.6 %, and Severe stres 4.0 %. Description of stres level in college student at Muhammadiyah University of Magelang shows moderate stres as much as 33.6%. Keywords: College student, stres

scholarly journals Internal and External Factors Influencing Millennials’ Sharing Behaviour of Online Video Advertisements

2021 ◽  
Vol 18 (1) ◽  
pp. 23
Author(s):  
Nik Mohamad Shamim Nik Mohd Zainordin ◽  
Norazlyn Kamal Basha ◽  
Ho Jo Ann ◽  
Ng Siew Imm
Keyword(s):  
Structural Equation ◽  
Sem Analysis ◽  
Subjective Norms ◽  
External Factors ◽  
Online Video ◽  
Celebrity Endorsements ◽  
Internal Factors ◽  
Equation Modelling ◽  
Company Reputation ◽  
Internal And External Factors

This study aimed to uncover the internal and external factors driving Millennial consumers to engage in Online Video Advertisements (OVAs) sharing. Underpinned by the Theory of Planned Behaviour (TPB), the internal factors tested in this study were attitude, subjective norms, and perceived behavioural control. The external factors predicted to influence consumers’ intention and actual sharing behaviour of OVAs were company reputation, brand awareness, and celebrity endorsement were underpinned by Stimulus Organism Response Model (S-O-R). The study included perceived intrusiveness as a moderator between the aforementioned antecedents and the sharing behaviour of OVAs. A total of 220 Millennial respondents was collected in Selangor, Malaysia. Partial Least Squares Structural Equation Modelling (PLS-SEM) analysis showed that attitude and subjective norms significantly predict consumers’ intention to share OVAs. In terms of external antecedents, only celebrity endorsements were found to positively influence the sharing intention of OVAs. The study also revealed that perceived intrusiveness negatively moderates the effects of attitude and social norms on the intention to share OVAs.

scholarly journals STRATEGI MENINGKATKAN KINERJA UMKM DI SERENAN, JUWIRING, KABUPATEN KLATEN

2019 ◽  
Vol 14 (1) ◽  
pp. 92-103
Author(s):  
Burhanudin Ahmad Yani ◽  
Ratna Damayanti ◽  
Istiatin Istiatin
Keyword(s):  
Rural Economy ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
External Factors ◽  
Economic Conditions ◽  
Internal Factors ◽  
Wood Processing ◽  
Quantitative Descriptive ◽  
Medium Enterprises ◽  
Internal And External Factors

Micro, Small and Medium Enterprises (MSMEs) are business activities that contribute to improving economic conditions, especially the rural economy. However, the development of Micro, Small and Medium Enterprises (MSMEs) is very slow in competition with large companies in the era of free trade and globalization. Therefore all problems must be found the best solution with various efforts so that MSMEs perform well. The purpose of this study was to analyze and determine the improvement in the performance of MSMEs in Serenan, Juwiring District, Klaten Regency by observing both the influence of internal and external factors partially or jointly. The research methodology used is quantitative descriptive type. through the Survey directly to the research location, the population of this study was wood processing MSMEs (furniture) which were in Serenan, Juwiring, Klaten Regency totaling 34 producers. The sample in this study is a population of 34 producers. While the sampling technique used was the census of all producers in the Serenan Sub-District which numbered 34 questionnaire answers. The results showed that the performance of MSMEs in Serenan, Juwiring, Klaten Regency was significantly influenced by internal factors (consisting of aspects of HR, financial aspects, production aspects and marketing aspects) and external factors (aspects of government policy, aspects of socio-economic aspects and related institutions) both partially and together.

scholarly journals PENGARUH BOPO, NPF, ROA DAN INFLASI TERHADAP ASET PERBANKAN SYARIAH DI INDONESIA

2021 ◽  
Vol 7 (1) ◽  
pp. 135-148
Author(s):  
Annisa Millania ◽  
Rofiul Wahyudi ◽  
Ferry Khusnul Mubarok ◽  
Julia Noermawati Eka Satyarini
Keyword(s):  
Sampling Method ◽  
Sampling Technique ◽  
External Factors ◽  
Islamic Banking ◽  
Internal Factors ◽  
Financial Reports ◽  
External Data ◽  
Causal Approach ◽  
Quantitative Design ◽  
Internal And External Factors

The growth of Islamic banking assets in Indonesia has experienced a very significant growth. The purpose of this study is to analyze the internal and external factors that influence this growth. This research method uses a quantitative design with a causal approach. Internal data sources use Islamic bank financial reports for the 2016-2020 period and external data, namely inflation. The sampling technique was determined by purposive sampling method, namely 7 Islamic Commercial Banks. The results showed that the internal factors NPF and ROA had no significant effect on assets. In contrast, BOPO has a significant effect on assets. External factors, inflation have a significant effect on Islamic banking assets.

scholarly journals ANALYSIS OF INTERNAL AND EXTERNAL FACTORS AFFECTING STUDENTS LEARNING OUTPUT CASE STUDY D3 ACCOUNTING, PAMULANG UNIVERSITY, 2019/2020 ACADEMIC YEAR

2021 ◽  
Vol 9 (2) ◽  
pp. 158
Author(s):  
Yulyanah Yulyanah ◽  
Husnul Khotimah
Keyword(s):  
Sampling Technique ◽  
External Factors ◽  
Accounting Students ◽  
Internal Factors ◽  
Factors Affecting ◽  
School Year ◽  
Two Factors ◽  
Questionnaire Method ◽  
Internal And External Factors ◽  
Academic Year

The purpose of this study was to determine the internal and external factors in the learning output of D III Accounting students, and what factors have the greatest influence on the output of D III Accounting students at Pamulang University in the 2019/2020 academic year. The research method used is descriptive quantitative, with a sampling technique with a purposive sampling method. The sample in this study were students of D III accounting for the 2019/2020 school year. as many as 63 respondents. The data research technique used was a questionnaire method, with a 1-4 Likert scale measurement. The results of research that have been conducted by researchers from the internal factors that affect the learning output are those related to aspects of interest, motivation and physical health and external factors are the environment and infrastructure. The results of these two factors have moderate criteria with the method (Three-box Method), which means that these two factors have an influence on the output / learning outcomes of D3 Accounting students at Pamulang University.  

scholarly journals HUBUNGAN FAKTOR INTERNAL DAN EKSTERNAL DENGAN MINAT MAHASISWA KEBIDANAN DALAM BERWIRAUSAHA KESEHATAN

2020 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Ni Made Nurtini ◽  
NI KETUT NORIANI ◽  
KOMANG AYU PURNAMA DEWI
Keyword(s):  
Free Market ◽  
External Factors ◽  
Entrepreneurial Activity ◽  
P Value ◽  
Study Program ◽  
Cross Sectional ◽  
Internal Factors ◽  
The Difference ◽  
Internal And External Factors ◽  
And Behavior

ABSTRAKLatar Belakang : Entrepreneurship merupakan proses penerapan kreativitas dan emosi dalam memecahkan suatu pemasalahan atau persoalan dan menemukan suatu peluang untuk memperbaiki kehidupan. Entrepreneurial activity akan semakin tinggi entrepreneurship level suatu negara. Pendidikan kewirausahaan dapat membentuk pola pikir, sikap, dan perilaku pada mahasiswa menjadi seorang wirausahawan sehingga mengarahkan mereka untuk memilih berwirausaha sebagai pilihan karir. Metode : Desain dalam penelitian ini analitik cross sectional dengan populasi seluruh mahasiswa Prodi D III Kebidanan STIKES Bali yang berjumlah 61 responden dengan teknik nonprobability sampling (total populasi) 61 responden. Pengumpulan data menggunakan kuesioner dengan teknik analisa data Pearson product moment test. Hasil : Pada faktor internal dalam berwirausaha paling banyak tinggi yaitu 52 orang (85,2%). Faktor eksternal dalam berwirausaha kesehatan paling banyak tinggi yaitu 38 orang (62,3%). Minat mahasiswa dalam berwirausaha kesehatan paling banyak tinggi yaitu 52 orang (85,2%). Analisis korelasi (r) antara faktor internal dengan minat mahasiswa kebidanan dalam berwirasusaha 0,870 menunjukkan bahwa terjadi hubungan yang kuat antara faktor internal dengan minat mahasiswa kebidanan dalam berwirasusaha dengan p-value sebesar <0,001. Analisis korelasi (r) antara faktor eksternal dengan minat mahasiswa kebidanan dalam berwirasusaha 0,439  menunjukkan bahwa terjadi hubungan yang kuat antara faktor internal dengan minat mahasiswa kebidanan dalam berwirasusaha dengan p-value sebesar <0,001. Kesimpulan : Meningkatkan faktor internal dan eksternal mahasiswa untuk meningkatkan minat berwirausaha sangat penting dalam rangka memantapkan mahasiswa agar mampu bersaing di pasar bebas khususnya wirausaha bidang kesehatan.Kata Kunci : Internal, Eksternal, Minat BerwirausahaABSTRACTBackground : Entrepreneurship is the process of applying creativity and emotion in solving a problem or problem and finding an opportunity to improve life. Entrepreneurial activity will be the higher level of entrepreneurship in a country. Entrepreneurship education can shape the mindset, attitudes, and behavior of students to become entrepreneurs so that it directs them to choose entrepreneurship as a career choice.Methods : The design in this study was cross sectional analytic with the participation of all students of Study Program D III of STIKES Bali Midwifery involving 61 respondents with nonprobability sampling (total population) 61 respondents. Data collection using a questionnaire with Pearson product moment test data analysis techniques.Results : The most internal factors in entrepreneurship were 52 people (85.2%). External factors in entrepreneurship are 38 people (62.3%). The smallest number of students in health entrepreneurship were 52 people (85.2%). Analysis of the difference (r) between internal factors and the interest of midwifery students in entrepreneurship 0.870 shows the factors that occur between internal factors and the interest of midwifery students in entrepreneurship with a p-value of <0.001. Analysis of the difference (r) between external factors and the interest of midwifery students in entrepreneurship 0.439 shows the fact that occurs between internal factors and the interest of midwifery students in entrepreneurship with a p-value of <0.001.Conclussion : Improving the internal and external factors of students to increase entrepreneurial interest is very important in order to strengthen students to be able to compete in the free market, especially health care entrepreneurs.Keywords: Internal, External, Entrepreneurial Interest

scholarly journals HUBUNGAN AKTIVITAS, STATUS EMOSIONAL DAN KUALITAS TIDUR DENGAN KUALITAS HIDUP LANSIA DI PANTI WERDHA BINA BHAKTI SERPONG TANGERANG TAHUN 2015

2019 ◽  
Vol 2 (2) ◽  
Author(s):  
Diah Ratnawati ◽  
Puput Riyanti
Keyword(s):  
Quality Of Life ◽  
Sampling Technique ◽  
The Elderly ◽  
Objective Evaluation ◽  
External Factors ◽  
Emotional Status ◽  
Quality Of Sleep ◽  
Internal Factors ◽  
Internal And External Factors

Quality of life is one of the evaluation used to measure the level of a person's life with emphasis on an objective evaluation. Quality of life is affected by internal and external factors. internal factors are the experiences I've ever experienced before one of them is the emotional status, while external factors are all activities that dilakuakan everyday individuals like daily activities and sleep quality. This study was conducted to determine whether there is a relationship between activity, emotional status and quality of sleep and quality of life of the elderly. This study used crosssectional design, the sample used 63 respondents using purposive sampling technique. The results showed no activity relationship (P = 0.000, CI = 95%) and emotional status (0.03, CI = 95%) with the quality of life in the elderly. The results also show no relationship quality of sleep (P = 0.929, CI = 95%) with the quality of life in the elderly. Research suggests the nurse gerontik to get better at doing nursing care to the elderly, especially with regard aspects of activity and emotional status to improve the quality of life of the elderly.

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