scholarly journals BATAS MARITIM INDONESIA DAN PALAU DI ZONA EKONOMI EKSKLUSIF

2021 ◽  
Vol 5 (2) ◽  
pp. 342
Author(s):  
Ida Kurnia
Keyword(s):  
Natural Resources ◽  
Dispute Resolution ◽  
Research Method ◽  
Border Area ◽  
Waiting Period ◽  
Biological Resources ◽  
Principle Of Justice ◽  
Territorial Boundaries ◽  
The Right

Indonesia is bordered by 10 countries, one of which is Palau. Indonesia has the right to the living natural resources in EEZ. As for the width of the EEZ a country can claim up to 200 miles. If the EEZ overlaps with other countries, one of which is Indonesia and Palau, namely using the principle of justice and followed up by making an agreement on the boundaries jurisdiction area. The goal is to have arrangements in use that are believed to be able to maintain the sustainability of living resources based on an agreement. The results show that the clarity of Indonesia's maritime boundaries has an impact on the use of its natural resources. The clarity of maritime boundaries provides the welfare of the Indonesian people, so it can be concluded that the determination of maritime boundaries between Indonesia and Palau will be sought immediately by referring to regulations and success in practices that have been carried out by Indonesia. While the determination of territorial boundaries has not reached an agreement or agreement that is final in nature, both Indonesia and Palau are obliged to follow dispute resolution procedures, according to Chapter XV UNCLOS 1982. UNCLOS 1982 also provides favorable arrangements for the parties concerned, namely during the waiting period / effort. in reaching the final arrangement, especially the regulation of biological resources in the border area, the biological resources can be utilized by implementing temporary arrangements. The research method used is the normative method by examining the related rules. Negara Indonesia berbatasan dengan 10 negara, salah satunya dengan Palau. Perbatasan maritim di ZEE Indonesia, Indonesia mempunyai hak atas sumber daya alam hayati yang terdapat di dalamnya. Adapun lebar ZEE suatu negara dapat mengklaim sampai 200 mil. Namun apabila wilayah yurisdiksi dalam hal ini ZEE tumpang tindih dengan negara lain, salah satunya Indonesia dengan Palau, maka harus dibagi sesuai ketentuan yang diatur dalam UNCLOS 1982, yaitu menggunakan prinsip keadilan dan ditindaklanjuti dengan membuat perjanjian tentang batas wilayah yurisdiksi. Tujuannya adalah adanya pengaturan dalam pemanfaatan yang diyakini dapat menjaga keberlanjutan sumber daya hayati yang didasarkan pada perjanjian. Hasil penelitian menunjukkan kejelasan batas wilayah maritim Indonesia berimbas pada pemanfaatan sumber daya alamnya. Kejelasan batas maritim memberikan kesejahteraan rakyat Indonesia, maka dapat disimpulkan penetapan batas maritim antara Indonesia dengan Palau segera diupayakan dengan mengacu pada peraturan dan keberhasilan dalam praktik-praktik yang telah dilakukan oleh Indonesia.  Sementara penentuan batas wilayah belum tercapai kata sepakat atau perjanjian yang sifatnya final, baik Indonesia maupun Palau, wajib mengikuti prosedur penyelesaian sengketa, sesuai Bab XV UNCLOS 1982. UNCLOS 1982 juga memberikan pengaturan yang menguntungkan bagi pihak-pihak terkait, yaitu dalam masa tunggu/upaya dalam mencapai pengaturan final, terutama pengaturan sumber daya hayati di wilayah perbatasan tersebut, maka sumber daya hayati dapat dimanfaatkan dengan dilakukan pengaturan sementara. Metode penelitian yang digunakan adalah metode normatif dengan mengkaji aturan-aturan yang terkait.

Pengembangan Potensi Ekowisata Suku Sambori Bima Nusa Tenggara Barat Indonesia

2021 ◽  
Vol 7 (1) ◽  
Author(s):  
Zulharman Zulharman ◽  
Mochamad Noeryoko ◽  
Ibnu Khaldun
Keyword(s):  
Medicinal Plants ◽  
Data Collection ◽  
Natural Resources ◽  
Land Management ◽  
Research Method ◽  
Economic Conditions ◽  
Tourist Attraction ◽  
Cultural Life ◽  
Future Strategy ◽  
The Right

The objectives of this study were: a. Identifythe potential for ecotourism based on family medicinal plants (toga) that can be developed in Sambori Tribe b. Identify the right strategy for developingecotourism based on family medicinal plants (toga) in Sambori Tribe based on community and stakeholder perceptions. Research Methods:The research method used descriptive methods with survey and observation techniques. Data collection used purposive sampling, the data consisted of aspects of tourism products and markets, economic and business benefits from ecotourism activities and the socio-economic conditions of the community. Product aspects include the main potential of flora, namely toga plants, fauna, natural attractions and landscapes, amenities, accessibility and the socio-cultural life of the community. The market aspect consists of potential tourists in Sambori Tribe. Key informants (Stakeholders). In this study, thestrategy is not only subjective to the researcher, the researcher also involves the opinions of related experts to become respondents. Results and Discussion:  The results of the research that Sambori Tribe had a variety of toga plants with  the potential as a tourist attraction.Sambori Tribe has a diversity of flora and fauna potentials as well as a very suitable landscape potential as a tourist attraction. Conclusion: Sambor Tribe has the potential of flora and faund and the landscape.  The future strategy for developing ecotourism of Toga in Sambori Tribe includes optimizing the potential of toga plants in terms of cultivation, land management and processing potential of toga plants, developing high potential of biological natural resources, both flora and fauna, and natural panoramas

scholarly journals Analisis Penggunaan Metode Analitycal Hierarchy Process (AHP) dalam Pemberian Pembiayaan bagi Nasabah di BRI Syariah KCP Ujungberung

2020 ◽  
pp. 33
Author(s):  
Iman Yulianto ◽  
N Eva Fauziah ◽  
Nanik Eprianti
Keyword(s):  
Research Method ◽  
Process Analysis ◽  
Descriptive Analysis ◽  
Well Being ◽  
Islamic Banks ◽  
Ahp Method ◽  
Islamic Economic ◽  
The Right ◽  
Hierarchy Process

The application of AHP method in financing risk management and analysis efforts, especially for KURS program in BRI Syariah is implemented in the decision making system application that is built with PHP programming language and uses the "MySql" database application which is expected to create a system that can help the bank in determining KURS recipients. by online. But in the implementation of the application, the AHP analysis process at BRI Syariah can be said to be in harmony with the Maqashid of Sharia and the terms of the distribution of financing as stipulated in the applicable laws. Based on these problems, the authors compile the formulation of the problem as outlined in the form of questions as follows: What are the provisions of Islamic economics regarding the determination of the distribution of financing for customers in Islamic banks? How is the implementation of the analysis of determining the priority of financing for customers using the Analyticalcal Hierarchy Process (AHP) method at BRI Syariah Ujungberung KCP? And how is the analysis of sharia economics towards the determination of financing provision for customers using the Analitycal Hierarchy Process (AHP) method in BRI Syariah Ujungberung KCP? The research method used is a descriptive analysis research method that aims to describe the use of the AHP method in analyzing financing for the MSME sector in the KURS program at BRI Syariah Ujungberung KCP. The conclusion of this study is that the determination of financing distribution for customers in Islamic banks is implemented into the application of the precautionary principle by using elements of the 5C standard and Islamic economic principles such as the principles of openness, honesty and fairness. The financing analysis using the AHP method at BRI Syariah Ujungberung KCP is carried out systematically and conical so as to produce the right, proportional and efficient decisions. And the determination of financing for customers using the Analyticalcal Hierarchy Process (AHP) method in BRI Syariah Ujungberung KCP in general is in accordance with the values and principles of economics in Islam which includes openness, fairness, prudence and openness and various aspects related to with human interests by providing for order in life and well-being (maslahah). Keywords : Process, Analysis, Financing, and Islamic Banks.Penerapan metode AHP dalam upaya analisis dan manajemen risiko pembiayaan khususnya bagi program KURS di BRI Syariah diimplementasikan pada aplikasi sistem pengambilan keputusan yang dibangun dengan bahasa pemograman PHP dan menggunakan aplikasi database “MySql” yang diharapkan dapat membuat sistem yang dapat membantu pihak bank dalam menentukan penerima KURS secara online. Namun dalam pelaksanaan aplikasinya, prosesn analisa AHP di BRI Syariah ini bisa dikatakan selaras dengan maqashid syariah maupun ketentuan penyaluran pembiayaan sebagaimana yang diatur perundang-undangan yang berlaku. Berdasarkan permasalah tersebut, maka penulis menyusun rumusan masalah yang dituangkan ke dalam bentuk pertanyaan sebagai berikut : Bagaimana ketentuan ekonomi syariah tentang penetapan penyaluran pembiayaan bagi nasabah di bank syariah ? Bagaimana pelaksanaan analisis penentuan prioritas pemberian pembiayaan bagi nasabah dengan metode Analitycal Hierarchy Process (AHP) di BRI Syariah KCP Ujungberung ? Dan bagaimana analisis ekonomi syariah terhadap penetapan pemberian pembiayaan bagi nasabah dengan metode Analitycal Hierarchy Process (AHP) di BRI Syariah KCP Ujungberung ? Metode penelitian yang digunakan adalah metode penelitian deskriptif analisis yang bertujuan untuk mendeskripsikan mengenai penggunaan metode AHP dalam melakukan analisis pembiayaan bagi sektor UMKM pada program KURS di BRI Syariah KCP Ujungberung.  Simpulan dari penelitian ini adalah penetapan penyaluran pembiayaan bagi nasabah di bank syariah diimplementasikan ke dalam  penerapan prinsip kehati-hatian dengan menggunakan unsur standar 5C dan prinsip ekonomi Islam seperti prinsip keterbukaan, kejujuran dan keadilan. Pelaksanaan analisis pembiayaan dengan metode AHP di BRI Syariah KCP Ujungberung dilakukan secara sistematis dan mengkrucut sehingga menghasil keputusan yang tepat, proporsional dan efisien. Serta Penetapan pemberian pembiayaan bagi nasabah dengan metode Analitycal Hierarchy Process (AHP) di BRI Syariah KCP Ujungberung secara umum telah sesuai dengan nilai-nilai dan prinsip-prinsi pekonomi dalam Islam yang meliputi keterbukaan, keadilan, kehati-hatian dan keterbukaan serta berbagai aspek yang terkait dengan kepentingan manusia dengan menyediakan untuk ketertiban kehidupan dan kesejahteraan (maslahah).Kata kunci : Proses, Analisia, Pembiayaan, dan Bank Syariah.

scholarly journals Penyelesaian Perkara Pelanggaran Hak atas Merek

2020 ◽  
Vol 1 (2) ◽  
pp. 67-71
Author(s):  
I Gede Mahendra Juliana Adiputra ◽  
Ida Ayu Putu Widiati ◽  
Ni Made Puspasutari Ujianti
Keyword(s):  
Dispute Resolution ◽  
Alternative Dispute Resolution ◽  
Research Method ◽  
Legal Protection ◽  
Geographical Indications ◽  
Legal Research ◽  
The Law ◽  
The Right ◽  
Mutual Agreement

The existence of competition causes the original brand owner to feel disadvantaged because the sales result has decreased. It is permissible for someone to use another party's mark as long as they ask permission from the trademark owner first. The owner can give trademark rights to other people as agreed in an agreement. The formulation of the problem in this research is as follows: how is the legal protection of trademark rights and how to resolve violations of trademark rights. The research method used in this research is normative legal research. The results of the discussion in this study are as follows: Legal protection of the right to a trademark has been regulated by Law Number 20 of 2016 concerning Trademarks and Geographical Indications, in the provisions of the Law it is expressly stated that if it has been registered in the law that the right to a trademark has been protected. The sanction imposed on the perpetrator of the crime of trademark rights is a fine of Rp. 20,000,000, - (twenty million rupiah) on condition that if the fine is not paid, he will be subject to imprisonment for 6 (six) months. Settlement of trademark cases can be carried out through institutions that can be used to resolve trademark disputes, including: Alternative Dispute Resolution, Arbitration and Courts. Alternative dispute resolution wants the disputing parties to resolve their own dispute with the aim of obtaining a mutual agreement, if the agreement fails, can take arbitration, namely the disputing parties to be able to resolve the dispute to the arbitration institution based on the agreement, furthermore, if the arbitration is successful the last action is through the court, namely the commercial court which has the authority to adjudicate trademark disputes.

scholarly journals PEMETAAN DEMOGRAFI DESA CIBURUY KECAMATAN PADALARANG KABUPATEN BANDUNG BARAT MELALUI KEGIATAN KULIAH KERJA NYATA

2019 ◽  
Vol 6 (1) ◽  
pp. 21
Author(s):  
Euis Eti Rohaeti ◽  
Galih Dani Septiyan Rahayu
Keyword(s):  
Community Development ◽  
Natural Resources ◽  
Research Method ◽  
Work Activities ◽  
The Real ◽  
Work Program ◽  
Population Education ◽  
Real Work ◽  
The Right ◽  
The Village

Community development in a village certainly should start from the existing potentials in the village both the potential of human resources and natural resources potential. To view these potentials need for demographic mapping of a village. Therefore, in this study the demographic mapping of Ciburuy village was carried out through real work activities. The purpose of this study was to map the demographics of Ciburuy village and to see the relevance of the real work activities of STKIP Siliwangi programs in Ciburuy village. The method used in this study is the qualitative research method. Data collection is done directly using the observation sheet and questionnaire. Demographic status  Ciburuy village  viewed from various fields, namely the field of population, education, health, religion, social and culture is the right village to be used as a village area guided by STKIP Siliwangi. Potentials that exist in Ciburuy consists of potential natural resources such as situ ciburuy, plantations, agriculture, fisheries, and limestone mines. Potential local products such as comring business, bamboo carving, making aquariums, making tables and chairs from Olympic materials, and making sequins. There is relevance between the real work program of STKIP Siliwangi and programs at Ciburuy village. 

scholarly journals Legal protection of online loan recipients based on financial services authority

2021 ◽  
Vol 5 (S4) ◽  
Author(s):  
Annie Myranika
Keyword(s):  
Data Collection ◽  
Dispute Resolution ◽  
Financial Services ◽  
Research Method ◽  
Code Of Conduct ◽  
Legal Protection ◽  
Qualitative Approach ◽  
Upper Limit ◽  
Legal Understanding

This study aims to determine the form of legal protection, dispute resolution, and provide legal understanding. The normative research method using a qualitative approach describes legislation and a case approach, and Law Number 21 of 2011 concerning the Financial Services Authority, Law Number 19 of 2016 ITE, and OJK Number 77/POJK.01/2016 concerning Borrowing Services. . Data collection techniques through (1). Interview, (2). Surveys (3). Documentation study. Conclusion (1). Many customers are victims as users of unlicensed services. (2). Efforts to protect customers against the implementation of OJK services (3). Cooperating with the Indonesian Joint Funding Fintech Association (4). Determination of the upper limit on loan interest and code of conduct for the loan collection process, (5). OJK cooperates with the Ministry of Communication and Information.

Analisis Teori Keadilan Menurut Yusuf Qardhawi terhadap Distribusi Konversi Minyak Tanah ke LPG bagi Masyarakat Berpenghasilan Rendah

2020 ◽  
pp. 10
Author(s):  
Apri Sunarsi ◽  
N. Eva Fauziah ◽  
Eva Misfah Bayuni
Keyword(s):  
Qualitative Research ◽  
Low Income ◽  
Research Method ◽  
Government Regulations ◽  
Theory Of Justice ◽  
Library Research ◽  
Principle Of Justice ◽  
Mean Equality ◽  
The Right ◽  
The Village

Abstract. According to Yusuf Qardhawi theory justice does not always mean equality. This study aims to determine the theory of justice according to Yusuf Qardhawi, the implementation of the distribution of kerosene to LPG conversion programs for low-income people in the Limau Manis sub-village, and analyze the theory of justice according to Yusuf Qardhawi to the kerosene to LPG conversion program for low-income people in the Limau Manis sub-village .The research method used is qualitative research with data collection techniques using questionnaires, interviews, documentation and library research. A sample of 28 people representing each type of work.The results of the analysis of justice theory according to Yusuf Qardhawi can be concluded that justice is not equal, same sense but a balance between individuals and society as well as material and spiritual elements, both the balance between society and other communities. The distribution of the kerosene to LPG conversion program of the kelurahan has not been appropriate and does not comply with government regulations regarding the criteria for the right to get a 3 kg kerosene to LPG conversion program. In the process of implementing distribution to the community carried out by the RT / RW there was also an imbalance because the distribution of the package was not witnessed directly by the distribution officer from the village and this was contrary to the principle of justice Yusuf Qardhawi.Keywords: Theory of Justice Yusuf Qardhawi, Distribution, Conversion of Kerosene to LPG Gas 3 KgAbstrak. Menurut teori Yusuf Qardhawi keadilan tidak selalu berarti pemerataan. Penelitian ini bertujuan untuk mengetahui teori keadilan menurut Yusuf Qardhawi, pelaksanaan distribusi program konversi minyak tanah ke LPG bagi masyarakat berpenghasilan rendah di Dusun Limau Manis, dan menganalisis teori keadilan menurut Yusuf Qardhawi terhadap program konversi minyak tanah ke LPG bagi masyarakat berpenghasilan rendah di Dusun Limau Manis.Metode penelitian yang digunakan adalah penelitian kualitatif dengan teknik pengumpulan data menggunakan penyebaran kuisioner, wawancara, dokumentasi dan library research. Sampelnya sebanyak 28 orang yang mewakili setiap jenis pekerjaan.Hasil dari analisis teori keadilan menurut Yusuf Qardhawi dapat disimpulkan keadilan itu bukan sama rata, sama rasa tetapi keseimbangan antar individu dan masyarakat maupun secara unsur materi dan spiritual, baik keseimbangan antara masyarakat dan masyarakat yang lainnya. Pelaksanaan pendistribusian program konversi minyak tanah ke LPG pihak kelurahan belum tepat dan tidak sesuai dengan peraturan pemerintah tentang kriteria yang berhak mendapatkan program konversi minyak tanah ke LPG 3 kg. Dalam proses pelaksanaan pendistribusian kepada masyarakat yang dilakukan oleh RT/RW juga terjadi ketimpangan karena dalam pembagian paket tersebut tidak disaksikan langsung oleh petugas pendistribusian dari kelurahan dan ini bertentangan dengan prinsip keadilan Yusuf Qardhawi.Kata kunci: Teori Keadilan Yusuf Qardhawi, Pendistribusian, Konversi Minyak Tanah Ke Gas LPG 3 Kg

The Right To Use Biological Resources

2021 ◽  
Vol 03 (03) ◽  
pp. 67-72
Author(s):  
Olim Narzullaev ◽  
Keyword(s):  
Sustainable Development ◽  
Natural Resources ◽  
Legal Regulation ◽  
Environmental Security ◽  
The Sustainable Development ◽  
Biological Resources ◽  
Legal Literature ◽  
The World ◽  
Forest Use ◽  
The Right

In the sustainable development of the world, the issues of protection and legal regulation of biological resources are becoming increasingly global and topical. Issues related to biodiversity, flora and fauna, forest use and environmental security, environmental policy, rational use of natural resources are reflected. An analysis of international documents and national legislation has shown that biological resources are an integral part of natural resources. Issues related to cultured and uncultured biological resources have been explored in the context of the legal literature and new legislation.

scholarly journals Citra Merek Dan Promosi Terhadap Keputusan Pembelian Produk Di Masa Pandemi Covid-19 (Studi Kasus Bs Coffee & Donuts)

2021 ◽  
Vol 15 (2) ◽  
pp. 186-203
Author(s):  
Mila Camelia ◽  
Budi Hartono
Keyword(s):  
Natural Disasters ◽  
Research Method ◽  
Brand Image ◽  
Descriptive Analysis ◽  
Purchasing Decisions ◽  
Government Regulations ◽  
The World ◽  
The Right ◽  
Almost All

Mempertahankan suatu usaha bukanlah hal yang mudah ditengah persaingan yang ketat dan adanya permasalahan yang timbul akibat sesuatu yang tidak terduga seperti bencana alam yang sedang dihadapi hampir seluruh bidang usaha di dunia yaitu permasalah yang timbul akibat pandemi covid-19 yang menimpulkan adanya peraturan pemerintah dalam pembatasan sosial dan juga adanya penurunan daya beli masyarakat yang juga mempengaruhi pendapatan suatu usaha. Untuk menghadapi itu sangat penting bagi seorang wirausaha untuk menetapkan strategi yang tepat untuk mempertahankan usahnya. Objek dalam penelitian ini adalah BS Coffee Donuts yang mana cafe tersebut masih mampu bertahan dan menjalankan usaha ditengah pandemi covid-19 dan ketat persaingan terbukti dengan tidak pernah sepinya pengunjung yang melakukan pesanan dine-in maupun take away. Metode penelitian ini adalah analisis deskriptif. Populasi dalam penelitian ini adalah orang yang pernah mengkonsumsi produk BS Coffee Donuts dan bersedia untuk mengisi kuisioner yang disebarkan oleh peneliti. Penentuan sample pada penelitian ini didasarkan pada dua kriteria yaitu orang yang pernah membeli produk BS Coffee Donuts yang berjumlah 41 orang. Hasil penelitian ini menyatakan bahwa variabel citra merek dan promosi merupakan faktor yang mempengaruhi keputusan pembelian konsumen BS Coffee Donuts. Maintaining a business is not easy in the midst of intense competition and there are problems that arise due to something unexpected such as natural disasters that are being faced by almost all business fields in the world, namely problems that arise due to the covid-19 pandemic which has led to government regulations in social restrictions. and also a decrease in people's purchasing power which also affects the income of a business. To deal with it, it is very important for an entrepreneur to set the right strategy to maintain his business. The object in this research is BS Coffee Donuts, where the cafe is still able to survive and run a business in the midst of the covid-19 pandemic and tight competition as evidenced by the never empty visitors who order dine-in and take away. This research method is descriptive analysis. The population in this study were people who had consumed BS Coffee Donuts products and were willing to fill out the questionnaire distributed by the researcher. Determination of the sample in this study is based on two criteria, namely people who have bought BS Coffee Donuts products, amounting to 41 people. The results of this study indicate that brand image and promotion variables are factors that influence consumer purchasing decisions for BS Coffee Donuts.

scholarly journals Legal Domicile of the Parties in a Simple Lawsuit

2019 ◽  
Vol 1 (2) ◽  
pp. 125
Author(s):  
Artha Ully
Keyword(s):  
Information Technology ◽  
Supreme Court ◽  
Dispute Resolution ◽  
Low Cost ◽  
Legal Counsel ◽  
Legal Representative ◽  
The Supreme Court ◽  
Principle Of Justice ◽  
The Right

<p class="IABSSS">The purpose of this paper is to examine the publication of Perma No. 2 of 2015 concerning Procedures for Settling a Simple Lawsuit. Perma can be seen as one solution to meet the needs of the community for dispute resolution procedures quickly and simply. The substance contained in Perma is to uphold the principle of justice which is simple, fast, and low cost. Therefore, the requirements in a simple lawsuit are limited in nature, where if one of the conditions is not fulfilled, the case cannot be resolved through the Simple Lawsuit Procedure in accordance with Perma No. 2 of 2015. The results of the author's research, the Perma substance is needed to be improved, because the limitation of jurisdiction is only one legal domicile and the use of legal counsel in a simple claim is something that needs to be regulated in more detail, in the future to further encourage the use of a simple claim mechanism as a instrument of applying the principle of justice that is simple, fast, and low cost in Indonesia. The Supreme Court needs to regulate in more detail the role of the attorney in simple lawsuits, such as regulating the right to speak a legal representative and the problem of the absence of the principal in the event that the party is a legal entity; Electronic calling via Sms, whasapp and email can be an alternative used in the calling process, so Perma should regulate in more detail the terms and conditions of the validity of the information technology-based calling.</p><p class="IABSSS"> </p><p class="IABSSS">Tujuan penulisan ini adalah  untuk menelaah penerbitan Perma No. 2 Tahun 2015 tentang Tata Cara Penyelesaian Gugatan Sederhana. Perma itu dapat dipandang sebagai salah satu solusi untuk memenuhi kebutuhan masyarakat terhadap prosedur penyelesaian sengketa dengan cepat dan sederhana. Substansi yang terkandung di dalam Perma yaitu menjunjung asas peradilan yang sederhana, cepat, dan berbiaya ringan. Oleh karena ini persyaratan dalam gugatan sederhana bersifat limitatif, di mana bila salah satu syarat tidak dipenuhi, maka perkara tersebut tidak dapat diselesaikan  melalui Prosedur Gugatan Sederhana sesuai PERMA No. 2 Tahun 2015. Hasil penelitian penulis, substansi Perma diperlukan pernyempurnaan, karena pembatasan yurisdiksi hanya pada satu domisili hukum dan penggunaan kuasa hukum dalam gugatan sederhana merupakan hal yang perlu diatur secara lebih rinci, di masa yang akan datang untuk lebih mendorong penggunaan mekanisme gugatan sederhana sebagai instrumen penerapan asas peradilan yang sederhana, cepat, dan berbiaya ringan di Indonesia. Mahkamah Agung perlu mengatur lebih rinci peran kuasa hukum dalam gugatan sederhana, seperti mengatur hak bicara kuasa hukum dan masalah ketidakhadiran prinsipal dalam hal pihak adalah badan hukum; Pemanggilan secara elektronik melalui SMS, WA dan email dapat menjadi alternatif yang digunakan dalam proses pemanggilan, maka PERMA sebaiknya mengatur secara lebih rinci syarat dan ketentuan keabsahan pemanggilan berbasis teknologi informasi tersebut.</p><p> </p>

scholarly journals Konvergensi Hukum Penentuan Suku Bunga dalam Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi

2021 ◽  
Vol 9 (4) ◽  
pp. 821
Author(s):  
Sofwan Rizko Ramadoni ◽  
Sukarmi Sukarmi ◽  
Hanif Nur Widhiyanti
Keyword(s):  
Information Technology ◽  
Interest Rates ◽  
Research Method ◽  
Legal Research ◽  
Conceptual Approach ◽  
High Interest ◽  
Principle Of Justice ◽  
The Future ◽  
Legal Construction

The existing legal construction of information technology-based loaning services essentially creates high interest rates in the community and leads to non-performing loans. Therefore, in essence, it is necessary to formulate a new legal construction to solve these problems. Considering that the problem is complex and systemic, ideally the legal construction formulated is convergence, which is the result of the unification of all existing variables. Related to this, the question arises how the legal construction of determining interest rates in information technology-based loaning services reflects the convergence of law and the principle of justice. The purpose of this study is to identify, describe and analyze the application of the legal construction of determining interest rates in information technology-based loaning services in the future. The research method used in this study is a normative juridical research using a statutory approach, a conceptual approach and a convergence approach. The results of this legal research indicate that the legal construction of determining interest rates in information technology-based loaning services which reflects the convergence of law and the principle of justice is the determination of interest rates that refer to the interest rates set by Bank Indonesia. Konstruksi hukum layanan pinjam meminjam uang berbasis teknologi informasi eksisting saat ini pada hakikatnya menciptakan penetapan suku bunga yang tinggi di masyarakat dan marak berujung kepada non performing loan. Maka dari itu pada hakikatnya perlu dirumuskan sebuah konstruksi hukum baru untuk dapat memecahkan permasalahan tersebut. Mengingat permasalahan tersebut bersifat kompleks dan sistemik, maka idealnya konstruksi hukum yang dirumuskan bersifat konvergensi, yakni merupakan hasil dari penyatuan seluruh variabel-variabel yang ada. Terkait hal tersebut muncul lah pertanyaan bagaimana konstruksi hukum penentuan suku bunga dalam layanan pinjam meminjam uang berbasis teknologi informasi yang mencerminkan prinsip konvergensi hukum dan prinsip keadilan. Tujuan Penelitian ini adalah untuk mengidentifikasi, mendeskripsikan dan menganalisis mengenai penerapan konstruksi hukum dari penentuan suku bunga dalam layanan pinjam meminjam uang berbasis teknologi informasi di masa yang akan mendatang. Metode penelitian yang digunakan pada penelitian ini merupakan jenis penelitian yuridis normatif dengan menggunakan pendekatan perundang-undangan, pendekatan konseptual dan pendekatan konvergensi. Hasil penelitian hukum ini menunjukkan bahwa Konstruksi hukum penentuan suku bunga dalam layanan pinjam meminjam uang berbasis teknologi informasi yang mencerminkan prinsip konvergensi hukum dan prinsip keadilan adalah penentuan suku bunga yang mengacu kepada suku bunga yang ditetapkan oleh Bank Indonesia.

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