scholarly journals LOANS SETTLEMENT AT FEDERAL INTERNATIONAL FINANCE Ltd. (FIF) BANDAR LAMPUNG CITY

Cepalo ◽  
2021 ◽  
Vol 5 (2) ◽  
pp. 121-130
Author(s):  
Mutia Marta Hendriani

There are many ways to purchase a vehicle, including a credit system. However, various problems arise in its application regarding the settlement of bad loans caused by default debtors. This study aims to analyse the efforts made by Federal International Finance Ltd. (FIF) Bandar Lampung City in resolving motor vehicle bad loans due to default debtors. This study uses empirical normative legal research methods and qualitative descriptive methods. The data is obtained from direct observations and interviews, then linked to legal regulations concerning the default problem. The results indicate that Federal International Finance Ltd. has an ideal solution to resolve bad Loans through litigation and non-litigation. Efforts to settle bad loans through non-litigation could be made by giving a subpoena to the debtor. Furthermore, the creditor could take litigation by filing a civil lawsuit against the debtor for default according to Article 1243 of the Civil Code.

2020 ◽  
Vol 12 (2) ◽  
Author(s):  
Ely Sukmana

Effectiveness of Education and Training in Increasing Auditor Performance at the Lamongan Regency Inspectorate of East Java Province. This study aims to find out and analyze education and training to be the driving factors for improving the performance of auditors at the Inspectorate of Lamongan Regency, East Java Province. The researcher used a qualitative descriptive method with an inductive approach. The conclusion of this study is the effectiveness of education and training carried out through technical training programs held by the Lamongan District Inspectorate and the implementation of functional training and technical training outside which aims to improve the performance of the Lamongan District Inspectorate auditors, including being effective. This can be understood from the results of the overall study through interviewing the author with sources and direct observations. The indicators of effectiveness of auditor participation to carry out technical training carried out by the Inspectorate and functional training and technical training held outside of stating that, every implementation. Education and training can have a positive impact on the auditor of the Lamongan District Inspectorate in improving performance to carry out their duties and functions as internal government supervisors.


Author(s):  
Andri Nirwana ◽  
Faisal Husen Ismail ◽  
Dhia’ul Khaq ◽  
Yeti Dahliana ◽  
Alfiyatul Aziza ◽  
...  

Abortion is an act of killing to life which is forbidden in Islam. Abortion gives rise to differences of view among past and contemporary scholars on its enabling and prohibition. So, this study is to examine the views of scholars and laws in Indonesia and Malaysia related to abortion and its impact on inheritance ownership. This situation affects the inheritance of property to the mother from the aborted baby. The method of this study is qualitative descriptive. The approach of this research method is descriptive of content through literature. Books, journals, newspaper clippings, and legal regulations are the premier references to this study. This study finds that there are similarities and differences between sharia law and the rules applied in Indonesia and Malaysia. In terms of similarities, Islamic law and the laws in Indonesia and Malaysia provide for the prohibition of abortion. But, in certain circumstances, the fetus can be aborted for certain reasons, such as harming the mother or for medical reasons. In addition, this study found differences in punishment for women who had an abortion for no valid reason. Therefore, this study reveals the harmonization of Islamic law with the laws conducted in Indonesia and Malaysia. So, this study recommends forming a better in-depth study of efforts to harmonize the larger Islamic law to the rules regulated in Muslim countries.


2018 ◽  
Vol 6 (2) ◽  
pp. 105
Author(s):  
Muammar Khaddafi ◽  
Annesa Dianty Darwin

This study was conducted to determine the imposition of a progressive tax rate on motor vehicle taxes based on The Four Maxims in Pasaman Barat Regency, Sumatra Barat. The method used in this study was a qualitative descriptive method. The type of data used in this study was primary and secondary data. Data collection techniques in this study were interviews, observations, and documentation. The purpose of this study was to determine how to impose a progressive tax rate on motorized vehicle tax based on four principles of tax collection. The results show that the tax principle as still appropriate and relevant to be applied, namely the principles of tax collection proposed by Adam Smith, which are equality, legal certainty, the convenience of payment, and principles efficiency (economic of collection).


2020 ◽  
Vol 3 (1) ◽  
pp. 1-8
Author(s):  
Qurrotul Ainin Sholikhah ◽  
Himatul Aliyah

Abstract. This research was conducted to determine the urgency of Dawud fasting for women from a physio-psychological perspective. This research is a type of qualitative descriptive research, by making direct observations or observations. The target of this study is to determine the urgency of Dawud fasting in women from the perspective of physio-psychology and Sufism for students of the Jagad Alimussirry Islamic boarding school. The data collection technique was carried out by means of interview and literature review. Meanwhile, for data analysis, the  researcher used an interactive model from Miles and Huberman and to test the validity of the data,the researcher  used Triangulation technique. The results obtained that the habit of Dawud Sunnah fasting for women could make them accustomed to be able to introspect (muhasabah) their own mistakes, be patient and sincere, motivate oneself to think positively and optimistically, be empathetic towards others and adapt well to the environment. Dawud fasting is very important and suitable for the fair sex. By not leaving Lillahita'ala's intention to worship, it will automatically train a variety of things that can guide a women in facing every problems in their life as well as making a women special not only physically but also psychologically and spiritually.


2017 ◽  
Vol 29 (2) ◽  
pp. 363
Author(s):  
Ida Ayu Sadnyini

AbstractInter-dynastic marriage today has been commonly held by Hindu community that has a vertically closed social stratification called dynasty. Couples who wants to perform inter-dynastic marriages before 1951 are required to conduct patiwangi ceremony in addition to the discharge penalty into areas outside Bali (Selong). Sanctions of patiwangi ceremony have been removed by some rules, but the community still conducts it. From this background, problems arise as follows: What is the meaning of patiwangi ceremony? Why are people still perform the patiwangi ceremony sanction?. The method used is the type of empirical legal research, using qualitative descriptive analysis. The meaning of patiwangi sanctions is to lower dignity and honor of a caste woman. People still perform the patiwangi because patiwangi is a legal culture that has penetrated into the soul of Hindu community in Bali.IntisariMakna sanksi upacara patiwangi adalah menurunkan derajat, kehormatan, keharuman wangsa dari perempuan yang memiliki wangsa brahmana, ksatria, dan weisya. Upacara patiwangi mengandung pelecehan baik dari segi sebutan istilah maupun pelaksaan upacara patiwangi. Oleh karena itu sudahsepantasnya upacara patiwangi dihapus, karena tidak sesuai dengan nilai-nilai kesetaraan, nilai-nilai kemanusiaan, nilai-nilai keadilan, dan nilai-nilai kearifan lokal. Berdasarkan hasil penelitian upacara patiwangi masih tetap dilakukan oleh masyarakat Hindu karena merasa yakin sanksi upacara patiwangi akan membawa keseimbangan dan kebaikan bagi pelaku perkawinan antar-wangsa. Upacara patiwangi sudah menjadi budaya hukum hukum bagi sebagian masyarakat Hindu di Bali.


2021 ◽  
Vol 1 (2) ◽  
pp. 68-81
Author(s):  
Ardi Saputra Gulo ◽  
Sahuri Lasmadi ◽  
Khabib Nawawi

ABSTRAK Artikel ini membahas cyber crime dalam bentuk phising berdasarkan Undang-Undang tentang Informasi dan Transaksi Elektronik. Penelitian yang digunakan yakni penelitian hukum normatif. Hasil penelitian yang telah dilakukan menunjukan: 1) Pengaturan hukum terhadap cyber crime dalam bentuk phising berdasarkan Undang-Undang tentang Informasi dan Transaksi Elektronik tidak dapat dikenakan Pasal 35 jo Pasal 51 Ayat (1) dan Pasal 28 Ayat (1) jo Pasal 45A Ayat (1). 2) Kebijakan hukum terhadap cyber crime dalam bentuk phising berdasarkan Undang-Undang tentang Informasi dan Transaksi Elektronik adalah dilakukannya perubahan terhadap Undang-Undang tentang ITE dengan merumuskan konsep phising dan merubah isi Pasal 35. ABSTRACT This article discusses cyber crime in the form of phishing based on the Law on Electronic Information and Transactions. The research used is normative legal research. The results of the research that have been conducted demonstrated that: 1) Legal regulations on cyber crime in the form of phishing based on the Law on Electronic Information and Transactions cannot be subject to Article 35 in conjunction with Article 51 Paragraph (1) and Article 28 Paragraph (1) in conjunction with Article 45A Paragraph ( 1). 2) the criminal law policy against cyber crime in the form of phishing based on the Law on Electronic Information and Transactions is the amendment of the Law on ITE by formulating the concept of phishing and amending the contents of Article 35.


Author(s):  
Suhartini Suhartini ◽  
April Gunawan ◽  
Rizky Muhammad Adhiwirayuda

The unpreparedness of the cargo hold tank will result in losses for the company. To produce a truly clean loading space, it is necessary to carry out tank cleaning according to procedures, with adequate infrastructure, planning and good coordination between the parties concerned. The theoretical basis used in this paper describes the procedures for cleaning tanks on appropriate tankers, because delays will cause huge losses for the company. This research is qualitative in nature by conducting interviews and direct observations to see the process of Tank Cleaning activities on the ship so that the method used is a qualitative descriptive method. The type of research contained in the writing of this study is qualitative, namely research by collecting data on the MT ship. Success Marlina 33 then analyzes and draws conclusions in the form of explanations. Based on the results of research conducted at MT.


2021 ◽  
Vol 5 (2) ◽  
pp. 267
Author(s):  
Trivena Meiliana Koroh ◽  
Widiastuti Widiastuti

This research aims to describe the form of collaboration application between educational components in realizing learning in grade II elementary school students. The research method used is a qualitative descriptive research method with a phenomenological approach to question natural phenomena. The subjects of this study were 92 people, consisting of 31 students of class II-B, 1 teacher of class II-B, 1 parallel teacher of class II-A, 1 representative of the school in the curriculum field, and 31 parents of students. The primary data of this research are based on the results of direct observations, while the secondary data are from documents related to collaboration, such as lesson plans, teacher research results, and the author's reflections on observations. The research instrument using observation and documentation techniques in the data. The results showed that to improve the quality of students positively and with quality, it is necessary to manage education through good collaboration from the school, family, and community so that positive stimulus through the interaction of educational components can develop aspects of students holistically. This study concludes that there are three forms of collaboration for educational components that can be carried out in realizing classroom learning, namely teacher and student collaboration, teacher collaboration, parallel teachers, and vice principal in curriculum, and teacher and parent collaboration (PaL's).


2018 ◽  
Vol 52 ◽  
pp. 00003
Author(s):  
Agustining ◽  
Ningrum Natasya Sirait

Purchasing motor vehicles with instalment (credit) is currently becoming favourite choice by many people including people who live in plantation and agriculture area. There are several reasons, such as easy pre-requirements, low down payment and saving time. The financing institutions that generally deal with motor vehicle credit are financing companies and banks. Although, they are different in their operational legal basis, in practice, financing company and bank fall under the category of fiduciary warranty agreements. This study focus on the potential fraud on law in financing of capital goods. This study used the normative and empirical legal research methods. In the end of the study, it found that it used loan financing with fiduciary guarantee not a lease agreement. As a consequence, the use of fiduciary warranty by financing company in a lease does not accord with the law and considered to be illegal. Last but not least the study found that Ministry of Finance and the Financial Services Authority (Otoritas Jasa Keuangan/OJK) as supervisory agencies financing business must to ensure law enforcement, certainty and effective oversight. OJK should provides sanctions for financing companies which do not comply in accordance with the legal provisions.


2018 ◽  
Vol VIII (z. 2) ◽  
pp. 191-201
Author(s):  
Tomasz Sypniewski

Today, looking at the still crowded streets of our cities, we often do not realize how important and essential for their normal functioning are legal regulations of road traffic for all its users. The beginnings of Polish legislation in this field date back to the 1920s. The dynamics of change, occurring in this relatively new field of life, required the introduction of a series of further adjustments and revisions. The Regulation of July 6, 1922 was only six years old. On January 27, 1928, the Minister of Public Works and the Minister of Internal Affairs in agreement with the Minister of Military Affairs passed a regulation on the movement of motor vehicles on public roads. Before 1939, normative acts regulating the rules of motor vehicle traffic were repealed twice and replaced with newer legal acts.


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