scholarly journals E-Money As A Payment System Tool In Flazz Bca Card Users In Surabaya

2019 ◽  
Vol 3 (1) ◽  
pp. 69
Author(s):  
Muhaimin Nur Rizqi ◽  
Sri Utami Ady

The purpose of this research is to understand and analyze to find out the e-money wisdom in Indonesia as a new payment system tool for users of BCA Flazz cards. This research uses Purposive Sampling techniques, namely the method of determining the sample with specific considerations ". Considerations in determining the example in this study are BCA Customer Service Bank and users who use the BCA Flazz Card. The process of collecting data in this study carried out by interview. The author selects the data obtained during the survey of E-Money Policy as a new payment system tool; then the data is categorized according to the details of the problem. The information is connected so that conclusions drown quickly in response to the focus of the existing research. The research observation method is carried out by recording when the event occurred or specific symptoms according to the discussion under study. Observation activities of researchers do provide and convey a realistic picture of data presentation. The results of this study indicate that regarding the management of the handling of Flazz BCA products, it immediately ignored by Customer Service. The FLAZZ BCA card is very profitable because it is practical and efficient, but the use of FLAZZ BCA itself still cannot cover the entire country, there are several regions and some traders who still use conventional sales transactions. It is better to have socialization activities for E-money users an explanation of features that make it easier for users to use E-money facilities, and need to be rearranged about terms and regulations that e-money owners must comply with so that E-money publishers are more careful - careful and selective in giving permission to use facilities to E-money users. E-Money Sebagai Alat Sistem Pembayaran Pada Pengguna Kartu Flazz Bca Di SurabayaAbstrakPenelitian ini bertujuan untuk mengetahui kebijakan e-money  di Indonesia sebagai alat sistem pembayaran yang baru pada pengguna kartu flazz BCA.Penelitian ini menggunakan teknik Purposive Sampling yaitu teknik penentuan sampel dengan pertimbangan tertentu”. Pertimbangan dalam penentuan sampel pada penelitian ini adalah Customer Service Bank BCA dan pengguna yang menggunakan Kartu Flazz BCA. Proses pengumpulan data dalam penelitian ini, dilakukan dengan wawancara. Penulis melakukan pemilihan data yang diperoleh pada saat penelitian mengenai Kebijakan E-Money sebagai alat sistem pembayaran yang baru, kemudian data tersebut dikategorikan sesuai dengan rincian masalahnya. Data tersebut dihubungkan antara satu dengan yang lainnya sehingga mudah ditarik simpulan sebagai jawaban terhadap fokus penelitian yang ada. Metode observasi penelitian ini dilakukan dengan cara mencatat pada saat peristiwa terjadi atau gejala tertentu sesuai dengan pembahasan yang diteliti. Kegiatan observasi peneliti lakukan untuk memberikan dan menyampaikan gambaran penyajian data yang realistis. Hasil penelitian ini menunjukkan bahwa mengenai pengelolaan produk Flazz BCA penanganannya langsung di lakukan oleh Customer Service. Kartu FLAZZ BCA sangat menguntungkan karena praktis dan efiesien, Tetapi penggunaan FLAZZ BCA sendiri masih belum dapat mencakup seluruh negeri, ada beberapa daerah dan beberapa pedagang yang masih menggunakan transaksi penjualan secara konvensional. Sebaiknya perlu diadakan kegiatan sosialiasasi terhadap pengguna E-money penjelasan fitur-fitur yang memudahkan pengguna dalam menggunakan fasilitas E-money, dan perlu di atur kembali tentang syarat- syaratdan peraturan yang harus dipatuhi oleh pemilik e-money sehingga penerbit E-money lebih berhati- hati dan selektif dalam  memberikan izin penggunaan fasilitas kepada pemilik E-money.

2021 ◽  
Vol 10 (1) ◽  
pp. 19-23
Author(s):  
Nifo Ria Nurendra Pangestika

Banyaknya budaya yang ada di Indonesia sangat perlu untuk dilestarikan, terutama di Elementary School of Semarang Multinational School yang mayoritas siswanya merupakan warga negara asing, maka sekolah ini mengadakan kegiatan Indonesian Cultural Week guna melestarikan budaya Indonesia. Penelitian ini bertujuan mendeskripsikan pelestarian budaya Indonesia melalui kegiatan Indonesian Cultural Week yang dilaksanakan di Elementary School of Semarang Multinational School. Penelitian ini menggunakan pendekatan kualitatif. Penelitian dilaksanakan di Elementary School of Semarang Multinational School. Sampel dalam penelitian ini adalah kepala sekolah, guru, dan siswa yang berjumlah 13 orang yang ditentukan dengan teknik purposive sampling. Teknik pengumpulan data menggunakan observasi, wawancara, dokumentasi dan catatan lapangan. Analisis data dilakukan melalui tahap reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa pelestarian budaya lokal di Elementary School of Semarang Multinational School dilaksanakan dengan sangat baik melalui kegiatan Indonesian Cultural Week dengan dukungan dari seluruh pihak terkait yaitu kepala sekolah, guru, staff, siswa, dan juga orang tua yang ditunjukkan dengan adanya penambahan tingkat pengetahuan siswa mengenai budaya Indonesia.Simpulan dari penelitian ini adalah kegiatan Indonesian Cultural Week dapat melestarikan kebudayaan lokal di Elementary School of Semarang Multinaional School termasuk dalam kategori baik. Pelaksanaan kegiatan Indonesian Cultural Week meliputi upaya mempertahankan budaya lokal, pelestarian budaya didasarkan pada kebutuhan, serta terdapat strategi pelestarian budaya. Faktor pendukung pelaksanaan kegiatan Indonesian Cultural Week yaitu  dimulai dari tahap persiapan yang meliputi penyusunan rancangan kegiatan, anggaran dana, tempat dan waktu pelaksanaan dan penyusunan kepanitiaan, sampai dengan tahap pelaksanaan kegiatan dan evaluasi pasca kegiatan Many cultures in Indonesia are very necessary to be preserved, especially in Elementary School of Semarang Multinational School, where the majority of students are foreign nationals, so this school holds Indonesian Cultural Week activities to preserve Indonesian culture. This research aims to describe the preservation of Indonesian culture through Indonesian Cultural Week activities held at Elemenary School of Semarang Multinational School. This research uses qualitative approach. The research was conducted at Elementary School of Semarang Multinational School. The samples in this study were principals, teachers, and students of 13 people determined by purposive sampling techniques. Data collection techniques using observation, interviews, documentation and field notes. Data analysis is done through data reduction, data presentation, and conclusion drawing. The results showed that the preservation of local culture at Elementary School of Semarang Multinational School was carried out very well through Indonesian Cultural Week activities with support from all relevant parties, namely principals, teachers, staff, students, and also parents, which was shown by the addition of students' level of knowledge about Indonesian culture.The conclusion of this research is that Indonesian Cultural Week activities can preserve local culture at Elementary School of Semarang Multinaional School in the good category. The implementation of Indonesian Cultural Week activities includes efforts to maintain local culture, cultural preservation based on needs, and there are strategies for cultural preservation. Supporting factors for the implementation of Indonesian Cultural Week activities are starting from the preparation stage which includes the preparation of the draft activities, budget funds, place and time of implementation and preparation of committee, up to the stage of implementation of activities and post-activity evaluation


2020 ◽  
Vol 3 (1) ◽  
pp. 47-60
Author(s):  
Yulia Hairina ◽  
Mubarak Mubarak

This research aims to describe the application of Islamic Psychology in the practice of Muslim psychologists and the obstacles in its application. This study uses a qualitative approach for taking respondents using purposive sampling techniques. There are twenty respondents in this study. The method used in collecting data from this study is the interview and Focus Discussion Group. This study found that the understanding of Islamic Psychology was quite diverse, but in essence, an approach that used the Qur'an and Hadist was the primary reference source. Its application, including the psychological services, and the process of counseling and therapy were carried out by integrating psychology and Islam. The cases also handled varied, not limited to severe or mild cases. The challenges were related to the ability of the psychologists and the acceptance of the clients.


2019 ◽  
Vol 4 (2) ◽  
pp. 215-224 ◽  
Author(s):  
Hendra Hendra ◽  
Thomas Stefanus Kaihatu

This study aims to determine the effect of store (mall) environment and money availability on consumer impulse buying in the City of Tomorrow (Cito) Surabaya. This study uses a quantitative approach whose data is obtained from the results of questionnaires. The sample in this study were 389 respondents taken based on purposive sampling technique which was included in non-probability sampling techniques. The results of this study indicate that the store (mall) environment has no effect on impulse buying. Meanwhile, money availability has a positive and significant effect on consumer impulse buying in the City of Tomorrow (Cito) Surabaya.


2020 ◽  
Vol 4 (1) ◽  
pp. 567-577
Author(s):  
Gilang Endra Prastowo ◽  
Dian Prajarini

"Muggle Division" is engaged in convection production services,founded 5 years ago, so far using Instagram promotion media.However, when social media cannot provide clear and completeinformation, problems arise such as when consumers are about toorder and have to wait for customer service to respond for quite along time. Therefore we need media to answer these obstacles,namely the website, to provide more complete, clear information andorder input services without having to wait for customer serviceresponses. This study aims to design a "Muggle Division" websiteequipped with a self-service order feature. The user experiencedesign method used is the five planes user experience elementsmethod followed by writing HTML, CSS, and Javascript tags. Theresult of the design is a "Muggle Division" website with UI and UXrules. The use of UI methods includes color, layout, typography,whitespace, icons, and animation. The use of the UX method is in thestep by the step payment system and page login which provides theoption of page register for visitors who are not yet a member of the"Muggle Division".


2021 ◽  
Vol 8 (02) ◽  
pp. 5219-5222
Author(s):  
Nani Murniati ◽  
Tze Chao Khoo ◽  
Ayu Trisna Hayati ◽  
Emma Rachmawati

Palatal rugae are irregular protrusions that are anatomically located on the anterior maxillary mucous membrane, on each side of the median palatal raphe next to the posterior incisor papilla. The aim of this research was to determine the differences of palatal rugae pattern between Chinese and Indian females. This study was descriptive by using the observation method to a total of 50 female samples consisted of 30 Chinese and 20 Indian using purposive sampling. Impressions of the upper jaws were taken and cast with dental stone. The palatal rugae pattern was identified according to Martin dos Santos classification. The most frequent palatal rugae pattern in Chinese females is curve form (41.00%), followed by line form (23.85%) and sinuous form (15.90%). On the other hand, Indian females mostly have sinuous form (28.83%), followed by line form (23.93%) and curve form (20.25%). Thus, there is a difference between palatal rugae pattern between Chinese and Indian females which is the curve forms is more common in Chinese females while the sinuous forms is more common in Indian females.


2020 ◽  
Vol 1 (1) ◽  
pp. 53-57
Author(s):  
Trisna Rukhmana

This study aims to determine the location of the difficulties that cause difficulties in learning algebra in class VIII SMP Negeri 2 Kerinci. This study uses a qualitative method with a population of all eighth-grade students of SMP Negeri 2 Kerinci. The sample of this study was 9 students of class VIII A and 9 students of class VIII B selected through sampling techniques. The sampling technique used is using a nonprobability sampling technique that is a purposive sample. Data obtained from tests and interviews. The data analysis technique is data reduction and data presentation.


2019 ◽  
Vol 3 (1) ◽  
pp. 14-23
Author(s):  
Ardian ◽  
Nevrita ◽  
Nurul Asikin

ABSTRACT: The purpose of this study is to describe the implementation of the 2013 curriculum process standards in high schools throughout the Anambas Islands District. This study uses a quantitative approach with descriptive type of research. The population of this study were all 7 biology teachers in the Anambas Islands High School in the total of 7 people, with a study sample of 4 biology teachers taken with Purposive Sampling techniques taking into account the desired data needs. Techniques and instruments for collecting data through questionnaires, observation and documentation. Questionnaire instruments are used to determine the implementation of process standards. Observation is used for knowing the level of implementation of classroom learning and documentation used to determine learning preparation. Based on the analysis of the data that has been obtained, the implementation of the standard process in learning planning obtained an average percentage of 81.83%. In the implementation of learning, the percentage of the average percentage was 75.18% while the results of the learning observations in the class obtained an average percentage of 75.68%. Then the assessment of learning obtained an average percentage of 72.32%. The conclusion in this study is that the implementation of the 2013 curriculum process standards conducted by biology teachers has been classified as good in its implementation. Keywords: Process Standards, 2013 Curriculum, Biology Teachers. ABSTRAK: Tujuan penelitian ini untuk mendeskripsikan keterlaksanaan standar proses kurikulum 2013 di SMA se-Kabupaten Kepulauan Anambas. Penelitian ini merupakan penelitian yang menggunakan pendekatan kuantitatif dengan jenis penelitian deskriftif. Populasi penelitian ini adalah seluruh guru biologi di SMA Negeri se-Kabupaten Kepulauan Anambas yang berjumlah 7 orang, dengan sampel penelitian 4 orang guru biologi yang diambil dengan teknik Purposive Sampling.dengan pertimbangan kebutuhan data yang diinginkan. Teknik dan instrumen pengumpulan data melalui kuesioner, observasi dan dokumentasi. Intrumen kuesioner digunakan untuk mengetahui keterlaksanaan standar proses. Observasi digunakan untuk mengetahui tingkat pelaksanaan pembelajaran di kelas dan dokumentasi digunakan untuk mengetahui persiapan pembelajaran. Berdasarkan analisis data yang telah didapatkan, keterlaksanaan standar proses pada perencanaan pembelajaran didapatkan rata-rata persentase 81,83%. Pada pelaksanaan pembelajaran didapatkan persentase rata-rata persentase 75,18% sedangkan pada hasil observasi pembelajaran di kelas didapatkan persentase rata-rata 75,68%. Kemudian pada penilaian pembelajaran didapatkan persentase rata-rata 72,32%. Kesimpulan dalam penelitian ini bahwa keterlasanaan standar proses kurikulum 2013 yang dilakukan oleh guru biolgi sudah tergolong baik dalam pelaksanaannya. Kata Kunci: Standar Proses, Kurikulum 2013, Guru Biologi.


2020 ◽  
Vol 3 (1) ◽  
pp. 1-10
Author(s):  
Elizabeth Rahayu

Abstract The purpose of this research is to understand the influence of price and product quality of T-Mart Express Indonesia’s customer satisfaction. This research is a quantitative research by using the SPSS Statistic 22 with 112 respondent of the sample which is T-Mart Express Indonesia consumers in North  Jakarta who have bought the product three times or more by using non-probability sampling method and purposive sampling techniques. The measurement used was a questionnaire that was distributed through Google Form to the respondent. The result of hypothesis analysis shows that price and product quality significantly affect customer satisfaction. Implications and suggestions are explained in the article. Abstrak Tujuan dari penelitian ini adalah untuk memahami pengaruh harga dan kualitas produk terhadap kepuasan pelanggan T-Mart Express Indonesia. Penelitian ini adalah penelitian kuantitatif dengan menggunakan SPSS Statistic 22 dengan sampel sebanyak 112 responden yaitu konsumen T-Mart Express Indonesia di Jakarta Utara yang telah membeli produk tiga kali atau lebih dengan menggunakan metode non probability sampling dan teknik purposive sampling. Pengukuran yang digunakan adalah kuesioner yang dibagikan melalui Google Form kepada responden. Hasil analisis hipotesis menunjukkan bahwa harga dan kualitas produk berpengaruh signifikan terhadap kepuasan pelanggan. Implikasi dan saran dijelaskan pada artikel    


2019 ◽  
Vol 3 (1) ◽  
pp. 18-27
Author(s):  
Sesrita Yuliarti ◽  
Fatmariza Fatmariza ◽  
Maria Montessori

This study aims to analyze the leadership of women as principals. The Leadership was observed in the terms of nature, behavior, situation, strengths, weaknesses, opportunities, and challenges of women's leadership. The study used a qualitative approach with case studies. Furthermore, purposive sampling was used to determine the participants of the research. Data were collected through observation, interview and documentation. Validation of the data was done through data reduction, data presentation and data verification. The results of the research, in terms of the leadership of the principal, show that the principals have the ability and readiness of knowledge. From the behavioral aspect, the principals can establish good relationship which is familial and democratic. Therefore, the leadership situation of female principals creates a humane and democratic atmosphere. The advantages of female principals are seen in terms of emotional stability, awareness, communicative, detail and confidence, however, there are still weaknesses in terms of assertiveness, with strong patriarchal values. Nevertheless, female principals still can work in the public sphere by attending training and becoming organizational officials. Female principals face more challenges not only to advance the school but to provide good leadership proof in order to reduce the paradigm of ideal male leader. It can be concluded that the female principals’ leadership is able to provide a new, democratic, and humanist ambience. Keywords: democratic, humanistic, female leadership ABSTRAK Penelitian ini bertujuan menganalisis kepemimpinan perempuan sebagai kepala sekolah. Ditinjau dari segi sifat, perilaku, situasi, kekuatan, kelemahan, kesempatan, dan tantangan kepemimpinan perempuan. Penelitian menggunakan pendekatan kualitatif dengan studi kasus. Selanjutnya purposive sampling untuk menentukan informan penelitian. Data dikumpulkan melalui observasi, wawancara dan dokumentasi. Keabsahan data melalui reduksi data, penyajian data dan verifikasi data. Hasil penelitian dari sifat kepemimpinan kepala sekolah menunjukkan kesanggupan dan kesiapan pengetahuan melalui pelatihan. Seterusnya segi perilaku mampu menjalin hubungan bersifat kekeluargaan, demokratis. Dengan demikian situasi kepemimpinan perempuan menciptakan suasana humanis dan demokratis. Terlihat kelebihan kepemimpinan perempuan dari sisi kestabilan emosi, kepedulian, komunikatif, detail dan percaya diri, namun masih terdapat kelemahan segi ketegasan terutama disekolah kejuruan dengan nilai-nilai patriarkhis. Meskipun demikian kepemimpinan perempuan memiliki peluang bekerja diruang public. Perempuan menghadapi banyak tantangan memberikan pembuktian kepemimpinan ideal. Dapat disimpulkan kepemimpinan kepala sekolah perempuan mampu memberikan nuansa baru demokratis dan humanis dalam kepemimpinannya. Kata kunci: demokratis, humanis, kepemimpinan perempuan


2021 ◽  
Vol 2 (2) ◽  
pp. 41-49
Author(s):  
Novita Sari ◽  
Zulkarnain ◽  
Marimbun

Inferiority can arise for children who do not get the father’s role, especially when comparing themselves to their friend who still has a father. This study aims to find out the inferiority attitude displayed by children who have a single mother and know the coping strategies of single-parent mothers overcoming the child’s inferiority attitude. The study subjects were three single-parent mothers in Gampong Birem Puntong Kota Langsa whose children had inferiority and families with purposive sampling techniques. The research method used is qualitative with a descriptive approach—data collection techniques through observation and interviews. The data analysis was done by data reduction, data presentation, and verification or inference of data. The results showed that the inferiority displayed by children who have a single mother arises due to losing a father figure. Single mother coping strategies overcome the child’s inferiority by making a plan that is arranged according to the needs of the child, then carrying it out in accordance with the right time, overcoming obstacles when carrying it out, and having the last step in the form of follow-up to evaluate and supervise every development experienced by the child


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