scholarly journals SCIENTIFIC APPROACHES TO THE CLASSIFICATION OF INNOVATIONS OF CREDIT INSTITUTIONS

2020 ◽  
pp. 155-162
Author(s):  
Natalia Mikolaivna Chiipesh ◽  
Keyword(s):  
Financial Services ◽  
Scientific Literature ◽  
Total Income ◽  
Theoretical Approaches ◽  
Main Factors ◽  
Definition Of ◽  
Implementation Of Innovations ◽  
The Impact ◽  
Credit Institutions

Abstract.Сredit institution is an important component of the country’s financial market, and lending is one of the priority places, as income from its implementation is the main share of the total income of the financial institution.Today, credit institutions are actively involved in the process of digitalization of the financial services market, developing new products for their customers. One of the main factors of successful lending is the introduction of innovations in the process of providing services by credit institutions. Therefore, it becomes important to study the areas of innovation of credit institutions, deepening the theoretical and methodological provisionsfor studying their nature, typesandfeatures of developmentand implementation of innovations in the work.The articles explore theoretical approaches to the definition of "innovation", "financial innovation". Credit innovation is singled out as a separate economic category.A study of the available in the scientific literature defined the concept of "credit innovation" asthe main object. It is analyzed that innovations in the credit services market are the result of effective innovation. It is determinedthat during scientific classes the attention of researchers is paid to the study of various aspects of credit institution’s innovations, but currently there is no generally accepted classification of creditinnovations. With this in mind, the article formulates and groups the classification features of credit innovations, namely by time, by reasons of origin, by scope, by the impact of innovation on consumer behavior, by scope, by research, by the pace of implementation, the effectiveness, efficiency and depth of changes. On these grounds, the types of innovations of credit institutions are identified and their significance is substantiated.

scholarly journals THEORETICAL BASES OF THE INNOVATIVE ACTIVITY OF THE CANNING ENTERPRISE RESEARCH

2017 ◽  
Vol 19 (1(63)) ◽  
pp. 139-144
Author(s):  
O.I. Laiko ◽  
V.S. Ivanchenkov ◽  
I.V. Strutynska
Keyword(s):  
Financial Services ◽  
Innovation Process ◽  
Research Process ◽  
Innovative Activity ◽  
Black Sea Region ◽  
Financial Investment ◽  
Innovation Activities ◽  
Definition Of ◽  
Canning Industry

It is considered the essence of the terms of innovations and innovative activity of the canning industry enterprise, on example of enterprises of the Ukrainian Black Sea region. It is improved the classification of types of innovations and innovative processes for canning enterprises, by allocating relevant classification groups, that are actual in the aspect of modern scientific and practical approaches. The economic essence of the category of innovative susceptibility of enterprises is determined. According to the modern requirements and challenges that arise in the process of transformation of the national economic system it is determined the need of update of the theoretical basis for the study of innovation processes, and it is proved the necessity of formulation of the objective definitions and classifications of innovations, of the types of innovation activities that make key-point in the research process of the current realities of economic development. As a result of the research of various types and definitions of innovations, it is established that the most important for the analyzing process of innovations for enterprises in the canning industry are such classifications, which are based on the degree of participation in the production process (production and non-productive innovations: administrative, in other processes of internal management, in the processes of supply-sales, in circulation processes, financial services), on the functional purpose of innovations (production and technological, personnel, economic, logistic, marketing, financial, investment, infrastructure innovations). The definition of innovations for canning enterprises is given in the article, it is developed the classification of types of innovation for the canning enterprise that is oriented on objective features and distinguishes of the innovation process, which is actually carried out by domestic enterprises that allows to take into account the aspect of actuality.

scholarly journals TECHNOLOGIES, SYSTEMS, AND EQUIPMENT FOR WASTEWATER HEAT UTILIZATION (REVIEW)

2020 ◽  
Vol 42 (3) ◽  
pp. 39-46
Author(s):  
B.І. Basok ◽  
M.P. Novitska ◽  
S.M. Goncharuk
Keyword(s):  
Heat Recovery ◽  
Scientific Literature ◽  
Residential Buildings ◽  
Heat Extraction ◽  
Utilization Review ◽  
Heat Utilization ◽  
Factors Influencing ◽  
Main Factors ◽  
Political Economic

The paper analyzes research, technologies, and equipment related to wastewater heat utilization systems. The main factors influencing the development of the industry and the implementation of such systems are given. Such factors include: social, political, economic, technological, legal and environmental. The classification of technologies and equipment for wastewater heat utilization according to the place of heat extraction is given. Namely, low potential wastewater heat can be collected at the treatment plants, in sewer collectors leading to treatment plants and directly in houses. The paper describes the available research in the scientific literature on these three categories The global scientific community is working to create efficient wastewater heat recovery systems. The environmental situation requires greater use of wastewater recovery systems. An important issue is to increase awareness and education of the population, as this approach will increase the degree of implementation of wastewater heat utilization systems in residential buildings.

scholarly journals Defining the family of a child with disabilities

KANT ◽  
2020 ◽  
Vol 37 (4) ◽  
pp. 447-451
Author(s):  
Veronika Filippova
Keyword(s):  
Scientific Literature ◽  
Social Institution ◽  
Family Characteristics ◽  
Educational Impact ◽  
The Family ◽  
Rehabilitation Potential ◽  
Developmental Resource ◽  
The One ◽  
Definition Of ◽  
The Impact

The article provides an overview of the scientific literature, concepts of psychologists, teachers, sociologists who define the family as a social institution, small group or system. The forms and types of families are considered depending on social development, educational impact on the child, and the composition of members. The definition of the family of a child with disabilities is given by describing the features of difficult life situations and the phenomenon of family. As a result, it is concluded that the family of a child with disabilities on the one hand meets the totality of family characteristics as a social phenomenon, and on the other has its own characteristics due to the impact on its life activity of having a child with disabilities. For this reason, the family can both become the main developmental resource for the child, and limit its rehabilitation potential.

scholarly journals SYSTEMATIZATION OF THEORETICAL APPROACHES TO THE CLASSIFICATION OF INTEGRATION ASSOCIATIONS IN BUSINESS

2021 ◽  
Vol 8 (4) ◽  
pp. 7-17
Author(s):  
I. Androsova
Keyword(s):  
Scientific Literature ◽  
Activity Level ◽  
Comparative Characteristic ◽  
Theoretical Approaches ◽  
Modern Period ◽  
Business Structures ◽  
Target Characteristics ◽  
Potential Integration ◽  
Business Structure

The research is aimed at generalizing various classification approaches of integration associations in business on the basis of a literature review. The purpose of this article is to form the author's position on the classification of integration associations at the level of business structures. To achieve this goal, the following tasks are formulated: to comprehensively consider the phenomenon that formalizes the idea of business integration; to determine the target characteristics of the integration of business structures; to generalize approaches to the classification of integration associations in business; determine the prospects for the use of various forms of integration associations. The study uses a set of general logical methods of cognition: dialectical, systemic, generalizations, comparative analysis; methods of analysis of scientific literature. The main results presented in the study are the following: the author's interpretation of the term "integration" at the level of the business structure is given; the target integrations of business structures (motives, potential participants, relationships, possible forms of integration associations) are formulated and presented in the form of a scheme; According to the author, the most significant approaches to the classification of integration associations in business are systematized; a comparative characteristic of organizational forms of business integration is carried out, confirmed by practical examples. The main conclusion of the study is that the modern period of development is characterized by a variety of integration processes and relationships, so the choice of one or another form of integration association depends on the goals, motives, scope of activity, level of financial and economic development of potential integration participants.

scholarly journals Finance 4.0 as the Idea of Digital Transformation of the Financial Sector

2020 ◽  
Vol 20 (2) ◽  
pp. 134-148
Author(s):  
Vitaliy Ya. Pelykh
Keyword(s):  
Financial Services ◽  
Business Models ◽  
Rapid Development ◽  
Digital Technologies ◽  
Financial Sector ◽  
Scientific Publications ◽  
Research Problems ◽  
Definition Of ◽  
Impact Of Technology ◽  
The Impact

Rapid development and introduction of digital technologies has a significant impact on all areas of the economy. Everywhere causing a revision of existing paradigms, ways of interacting systems and aspects of business models. The author’s analysis of scientific publications shows that the recent financial crises are based on high risks of the traditional banking model, which are transferred to depositors and taxpayers. These processes have served as a driver for changes in the financial sector, changing existing concepts and paradigms towards the implementation of new digital approaches. The author, based on the analysis of the impact of technology on financial services, proposed the concept of Finance 4.0 implies a deep integration of digital technologies in the financial sector, which will lead to an increase in the quality and availability of services, as well as the formation of new rules that ensure healthy competition between market participants. As a result, the need for changes in both the economy as a whole and its branches is determined. This creates a need to develop current digital business models and methods for developing digital financial services. The purpose of the work is to offer a reasonable definition of Finance 4.0, as well as to identify the current requirements necessary for the implementation of the developed solutions within the financial environment. Which requires solving a number of research problems: 1. No definition of Finance 4.0. 2. Aspects of Finance 4.0 Are not defined. 3. It is Necessary to define the role of business models in the field of financial technologies. The relevance of the research is due to the fact that existing approaches to designing business models of financial services do not take into account the specifics of the idea of Finance 4.0 and the primacy of trust, which sometimes leads to the implementation of unprofitable solutions in the financial sector.

scholarly journals Models of evaluating the impact of changes technological and industrial areas in enterprise development

2021 ◽  
Vol 10 (40) ◽  
pp. 253-264
Author(s):  
Roman Sherstiuk ◽  
Eduard Malevski ◽  
Nataliia Marynenko ◽  
Olha Pavlykivska ◽  
Liliya Melnyk
Keyword(s):  
Manufacturing Sector ◽  
Enterprise Development ◽  
Internal Factors ◽  
Industrial Areas ◽  
Industrial Enterprises ◽  
Different Types ◽  
Definition Of ◽  
The Impact ◽  
Artificial Changes

In this paper, the authors demonstrated that the industrial enterprises development is impossible without evaluating changes that occur with technological and manufacturing sector enterprises by external and internal factors. As a result of this study on the ratio of different types of external and internal changes, the authors developed a classification of typical situations in which the technological and production sphere of the enterprise. To address the evaluation of changes in the paper developed a set of models assessing the impact of natural and artificial changes to enterprise development based on consideration of the consequences of different rates of technological and industrial areas researched the company and its competitors and provides a definition of the type of the current situation in which the industrial an enterprise that provides grounds for the development of appropriate strategies and measures for its development.

scholarly journals Approach towards classification of the types of legal responsibility

2021 ◽  
pp. 21-31
Author(s):  
Konstantin Evgenevich Shilekhin
Keyword(s):  
Social Relations ◽  
Scientific Literature ◽  
Legal Responsibility ◽  
Close Link ◽  
The Social ◽  
The Subject ◽  
Tax Fraud ◽  
Definition Of

The subject of this research is the social relations in the context of bringing to legal responsibility, as well as normative legal acts and scientific literature that reflect such relations. The problem of classification of the types of legal responsibility is relevant in the context of substantiation of the autonomy of its individual types. The attempts to substantiate the autonomy of one or another type of legal responsibility entail the revision of the grounds for classification. The goal of this article consists in revealing the natural grounds for definition of the concept of “legal responsibility” to build consistent and exhaustive classification. The main conclusion lies in determination of the criterion for classification of the types of legal responsibility. Emphasis is placed on the social relations underlying the legal relations, namely legal relations in the area of bringing to legal responsibility. On the example of responsibility for committing tax fraud, the article demonstrates the failure of attempts to find qualification criteria on the basis of the normative legal acts outside the entirety of social relations. The article determines the close link between social relations in the economic sphere, as well as their impact upon legal relations emerging in the context of bringing to legal responsibility as a whole and administrative responsibility in particular.

Methodology for assessing the effectiveness of the scientific and innovative cluster

Ekonomika APK ◽  
2021 ◽  
Vol 317 (3) ◽  
pp. 81-88
Author(s):  
Oleksandr Nechyporenko ◽  
Yurii Nosenko ◽  
Lesia Sinelnyk
Keyword(s):  
Agricultural Sector ◽  
Synthesis Method ◽  
Practical Significance ◽  
Research Centers ◽  
Theoretical Approaches ◽  
Innovative Cluster ◽  
Analysis And Synthesis ◽  
Definition Of ◽  
Internal And External Factors ◽  
The Impact

The purpose of the article is to analyze the existing methodological approaches to assessing the activities of corporate cluster structures of various types and to select criteria for assessing the activities of interregional research centers of the NAAS, as cluster formations. Research methods. General scientific methods of empirical knowledge were applied: monographic and comparison, with the help of which an understanding of various methods of assessing clustering processes and the degree of implementation of integration initiatives was achieved, individual levels of cluster development were discovered and compared, changes in theoretical approaches to assessing their activities were revealed, trends in the development of scientific thoughts about this; also used cognitive comparison and description operations; according to the method of analysis, the optimal methods for assessing the effectiveness of cluster scientific unions have been identified; the synthesis method provided an opportunity to integrate approaches and propose a methodology for determining the level of efficiency of a scientific and innovative association; using a systematic approach, the influence of internal and external factors on the performance of cluster entities and their individual participants in a competitive environment was studied; abstraction made it possible to move away from a number of stereotypes regarding the definition of acceptable criteria for assessing the results of cluster activities and to highlight their essential characteristics, which is the basis of the model for the indicative assessment of the integration of scientific and innovative associations. Research results. A number of different theoretical approaches to determining the effectiveness of the activity of cluster structures are disclosed. It has been established that, in particular, their activities are assessed depending on the object of research or on the potential benefits of integration, while taking into account macro- and microeconomic indicators that characterize the impact of the cluster on society. The analysis and synthesis of currently known individual methods provided an opportunity to propose criteria for assessing the effectiveness of the functioning of “interregional research centers of the NAAS, maximally reflect the degree of implementation of those aspects of integration that ensure the economic efficiency of interaction of all subjects of cluster education and at the same time open up prospects for further research to determine the fair score and weighting factors for each of the proposed indicators. Scientific novelty. A system of complex indicative indicators is proposed for assessing the activities of a scientific and innovative cluster, which reflect the essential characteristics of the implementation of integration initiatives in the agricultural sector. Practical significance. The developed proposals for determining the effectiveness of the functioning of the scientific and innovative cluster can be used to assess the results of the activities of the interregional scientific centers of the NAAS. Refs.: 23.

Mutational Status of IgVH Genes in B-Cell Chronic Lymphocytic Leukemia (B-CLL) and Prognosis: Percent Mutations or Evaluation of Antigen-Driven Selection?

Blood ◽  
2005 ◽  
Vol 106 (11) ◽  
pp. 2106-2106
Author(s):  
Valter Gattei ◽  
Michele Dal ◽  
Antonella Zucchetto ◽  
Dania Benedetti ◽  
Eva Zaina ◽  
...  
Keyword(s):  
Scientific Literature ◽  
Patient Survival ◽  
Gene Mutations ◽  
Affinity Maturation ◽  
Lymphocytic Leukemia ◽  
Prognostic Impact ◽  
Rt Pcr ◽  
Mutational Status ◽  
Definition Of ◽  
The Impact

Abstract Quantitative evaluation of IgVH genes mutations is widely considered a reliable prognosticator in B-CLL. Conversely, conflicting results have been reported regarding the prognostic impact of IgVH gene mutations when evidence of Ag-driven selection is investigated. To address this issue, the mutational status of IgVH genes was analysed in peripheral blood samples of 147 B-CLL patients, all with survivals, by a strategy of RT-PCR and cloning; B-CLL specific IgVH transcripts were analysed for both % mutation and Ag-driven selection by applying a multinomial statistical model evaluating the excess/scarcity of replacement/silent mutations in FR/CDR sequences of IgVH genes. Maximally selected log-rank statistics, applied for IgVH gene % mutations, estimated the most appropriate cutoffs capable to separate B-CLL patients into two subgroups with different survival; this approach identified an absolute peak at 0.2% IgVH mutations and two relative peaks at about 2% and 4% IgVH mutations. We therefore tested the impact of Ag-driven selection on B-CLL patient survival in the context of the cutoffs of 0.2, 2 and 4% IgVH mutations. For each cutoff, B-CLL cases were identified as mutated (M) or unmutated (UM) if the % IgVH mutations were above or below the chosen cutoff, respectively; M B-CLLs with evidence of Ag selection were named significantly mutated (sM), while cases lacking such an evidence were reported as not-sM (nsM). 1) 0.2% IgVH cutoff - The 133 B-CLLs with >0.2% mutations had longer survivals as compared to 14 cases with <0.2% mutations (p=2.6x10-5); regarding the prognostic impact of Ag selection within the 133 M B-CLLs, 78 sM B-CLL patients had longer survivals than the 55 nsM B-CLLs (p=2.7x10-2). This latter group maintained a better prognosis as compared to UM B-CLLs (p=8.8x10-3); 2) 2% IgVH cutoff - Using the standard cutoff, 99 M B-CLL cases, displaying >2% mutations, had longer survivals as compared to 48 UM cases with <2% mutations (p=1.4x10-4); again, within the M B-CLL group, 65 sM B-CLL patients had longer survivals than 34 nsM B-CLLs (p=1.4x10-2); nsM and UM B-CLL patients had similar survivals (p = 0.1); 3) 4% IgVH cutoff - According to this cutoff, 75 B-CLLs were M B-CLLs, while 72 cases were UM B-CLLs. Only percent of IgVH mutations split B-CLLs into two subgroups with different survivals (p=4.9x10-4); sM and nsM B-CLLs with >4% mutations had similar survivals; 4) sM vs. nsM (all cases) - In the absence of any cutoff, the 78 patients with sM B-CLLs had longer survival as compared to the 69 affected by nsM B-CLLs (p=9.6x10-4). By taking together this data, it appears that the use of % IgVH mutations remains the gold-standard for the definition of prognosis in B-CLL; however, at least when the canonical 2% cutoff is applied, a certain caution should be used by predicting patient survival in the absence of information regarding the affinity maturation of B-CLL clones. The expression by B-CLL cells of IgVH segments with evidence of affinity maturation seems to lose its positive prognostic impact when a cutoff is set at 4% IgVH mutations. In addition to its obvious clinical impact, these observations provide a putative explanation of the apparent discrepancies found in the scientific literature about this matter.

scholarly journals THE GROWTH OF COMPETITIVENESS AS A RESULT OF THE CHANGES OF WAGE AND EMPLOYMENT

2018 ◽  
Author(s):  
Irena Danilevičienė
Keyword(s):  
Regression Analysis ◽  
Statistical Data ◽  
Scientific Literature ◽  
Literature Analysis ◽  
Data Correlation ◽  
Changing Environment ◽  
Methods Of Analysis ◽  
Wage Employment ◽  
Main Factors ◽  
The Impact

The concept of competitiveness is a multidimensional and is closely related to the country‘s ability to adapt to a constantly changing environment. The growth of competitiveness depends on the main aspects of wage and employment, which is influenced by micro and macro factors. The objective of this article is to assess the link between the wage, employment and competitiveness. The following tasks have been implemented: to analyse the scientific literature about competitiveness and its fac-tors; to reveal the changes of wages and employment; to assess the impact of main factors on com-petitiveness. In the article, the following methods of analysis are used: an analysis and summarize of the scientific literature, analysis of the statistical data, correlation-regression analysis.

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