scholarly journals Pengelolaan Keuangan Keluarga Dan Pengenalan Dasar-Dasar Investasi Menuju Keluarga Mandiri Bagi Ibu-Ibu Majlis Taklim Al Auladiyah Di Kelurahan Bakti Jaya Kecamatan Setu Tangerang Selatan

Abdimisi ◽  
2021 ◽  
Vol 2 (1) ◽  
pp. 39
Author(s):  
Tsarina Zenabia ◽  
Endah Finatariani ◽  
Setianingsih Setianingsih ◽  
Anisa Anisa ◽  
Tubagus Arya Abdurachman

Pengabdian Kepada Masyarakat (PKM) which is called Community Service Activities was held from 6-8 July 2020 as a form to fulfilling the obligations of the higher education of Tri Dharma at Pamulang University. The purpose of this PKM is to Introduce Fundamental Investment and Financial Management Towards Independent Family For Majelis Taklim Al Auladiyah in Tangerang Selatan. Financial management for the family is needed so, therefore, all family needs such as food, clothes, shelter, school fee, or desire to buy a new motorbike/car can be fulfilled. First things first are getting to know your financial condition, and determine your needs not to wants, and choose top priority, the family has to prepare a household budget for current and future needs avoids unnecessary desires, and don’t “Big Pegs than the Pole” neither. One of the stages of financial family planning is preparing a household budget to prevent financial failure in the household.  The result or output of this activity is to increase knowledge of the importance of understanding, financial arrangements, improve family welfare to avoid dependence on borrowing money from creditors.

2019 ◽  
Vol 1 (1) ◽  
pp. 96-104
Author(s):  
Mia Hermaliana

Money has an important role in human life. Especially in the family. Not only the amount of money you have, but how to use the money earned for family happiness. To be able to utilize and optimize the money that is owned so that it is more beneficial for family life. For this reason, the ability to properly manage family finances is needed. With family financial management, it is expected that the use of money in the family can be effective and efficient, effective and efficient in accordance with family needs so that the family becomes prosperous. This article discusses the description of financial management, how to do it, and who should do it.


2021 ◽  
Vol 7 (2) ◽  
pp. 92
Author(s):  
Lia Muliana ◽  
Mursyidin Mursyidin ◽  
Muharriyanti Siregar

The Family Hope Program (PKH) is a conditional cash transfer program for low-income families. The requirement is to be actively involved in education and health. The Family Hope Program in Indonesia was implemented in 2007 to alleviate poverty and prosper low-income families. The research and writing of this journal aim to determine the impact of PKH on family welfare and see if there is a reduction in poverty after the government realizes the Family Hope Program. This study uses a qualitative method with a descriptive approach. The study results indicate that the impact of PKH on beneficiary families, including the cash provided, can meet consumption or family needs and help the economy of PKH recipient families. The implementation of the program can reduce poverty in Aceh. The percentage of the poverty rate fell to 0.02%. The limitation of the research is the impact of PKH on family welfare and wants to examine whether there is a decrease in the percentage of poverty in Aceh or Aceh Barat. The practical implication of this research is to provide information to the government that PKH can improve the welfare of low-income families. The social significance is to give the government and the general public that the implementation of social assistance programs, one of which is the Family Hope Program, can reduce poverty rates in Aceh or West Aceh. The originality of the research is supported by previous research related to the author’s research study.


2020 ◽  
Vol 1 (2) ◽  
pp. 104-109
Author(s):  
Hardian Mursito ◽  
Aulia Ar Rakhman Awaludin ◽  
Theresia Evy Yulianti Nedeak

In general, the residents of RT 004 RW 03 have a level of education at the junior and senior high school levels. This is due to the economic factors and the absence of encouragement from parents for their children to continue their education to a higher level. Moreover, women who do not continue their education at school are unemployed or decide to become housewives, because they do not have the skills to live independently. Most of the mothers are only housewives who only take care of their children and husbands. This condition cannot improve the economic condition of the family that is not fixed and coupled with the high economic burden that requires each family to be able to think creatively in order to survive amid the economic pressure. The objectives of this community service activity included: Assisting women’s group of Family Welfare and Empowerment in the formation of business groups, assisting women’s group of Family Welfare and Empowerment on how to utilize and cultivate the broiler rabbits as a small entrepreneur. The implementation of this training activity was expected to help in fostering an entrepreneurial spirit in rabbit cultivation for underprivileged people through the formation of a small business group of women of Family Welfare and Empowerment and in the form of published scientific articles. Abstrak Warga masyarakat yang berada di RT 004 RW 03 pada umumnya adalah lulusan SMP dan SMU. Hal tersebut disebabkan oleh faktor ekonomi dan tidak adanya dorongan dari orang tua agar anak-anak mereka melanjutkan pendidikan ke jenjang yang lebih tinggi. Terlebih anak perempuan yang tidak melanjutkan sekolah akhirnya menganggur atau hidup berumah tangga, karena mereka tidak mempunyai bekal keterampilan untuk bisa hidup mandiri. Sebagian besar ibu-ibu hanya sebagai ibu rumah tangga yang hanya mengurusi anak dan suaminya. Kondisi ini tidak dapat memperbaiki kondisi ekonomi keluarga, penghasilan yang tidak tetap dan ditambah beban ekonomi yang tinggi menuntut setiap keluarga untuk dapat berfikir kreatif agar dapat bertahan hidup ditengah himpitan ekonomi. Tujuan dari kegiatan pengabdian masyarakat ini antara lain: Membantu Ibu PKK dalam pembentukan kelompok usaha yang harus dibentuk, membantu Ibu PKK dalam cara pemanfaatan dan pengolahan kelinci pedaging sebagai wirusaha kecil. Diharapkan setelah kegiatan pelatihan ini dilaksanakan menumbuhkan semangat berwirausaha budidaya kelinci bagi masyarakat prasejahtera melalui pembentukan kelompok usaha kecil ibu PKK dan berupa luaran artikel ilmiah yang dipublikasikan.


2021 ◽  
Vol 1 (1) ◽  
Author(s):  
Agus Sudarsono ◽  
Hadi Winata ◽  
Hastono Hastono ◽  
Aden Prawiro Sudarso ◽  
Lucia Maduningtias

Pengelolaan Keuangan Sederhana sebagai bentuk kepedulian dan pengabdian kepada masyarakat kepada Siswa SMK Muhammadiyah Parung sangat tepat untuk dilaksanakan. Kebutuhan manusia dalam ilmu ekonomi bisa dikatakan tidak terbatas adanya. Semua keinginan ingin sekali terealisasi dengan mudah. Kondisi ini tentusaja tidak akan bisa terwujud tanpa adanya pengaturan keuangan yang baik. Dalam kegiatan ini metode yang diterapkan diharapkan dapat memberikan kemudahan kepada para mahasiswa SMK Muhammadiyah Parung. Metode yang digunakan adalah metode diskusi kelompok, sharing, tanyajawab, praktik yang di damping oleh pemateri. Pada metode penjelasan, setiap instruktur menyampaikan materi terkait dan membuat tampilan visual berupa slide power point yang ditampilkan ke layar dengan LCD proyektor. Hasil kegiatan adalah mereka dapat melakukannya sendiri di rumah. Siswa dapat mendapatkan ilmu pengetahuan baru, sehingga bisa dimaksimalkan potensi diri dengan cermat dan hemat.Kata Kunci: Keuangan Sederhana Simple Financial Management as a form of concern and community service to Muhammadiyah Vocational School Parung Students is very appropriate to be implemented. Human needs in economics can be said to be unlimited. All wishes long to be realized easily. This condition certainly would not have been possible without good financial arrangements. In this activity the method applied is expected to provide convenience to students of Muhammadiyah Vocational School Parung. The method used is the method of group discussion, sharing, question and answer, practice accompanied by the speaker. In the explanation method, each instructor conveys related material and makes a visual display in the form of a power point slide that is displayed on the screen with the projector's LCD. The result of the activity is that they can do it themselves at home. Students can get new knowledge, so they can maximize their potential with care and efficiency.Keywords: Simple Finance


2021 ◽  
Vol 3 (2) ◽  
pp. 135
Author(s):  
Indri Kartika ◽  
Sri Sulistyowati ◽  
Sri Dewi Wahyundaru ◽  
Afri Aulia Rahman

Di masa pandemi saat ini banyak keluarga yang mengalami penurunan penghasilan karena menurunnya aktivitas di luar rumah, bahkan beberapa keluarga mengalami kesulitan keuangan karena menjadi korban PHK. Diperlukan usaha-usaha kreatif serta pengelolan keuangan yang cerdas agar ketahanan ekonomi keluarga bisa tetap terjaga. Kelompok ibu-ibu PKK di Desa Pabelan, Kecamatan Pabelan, Kabupaten Semarang memiliki latar belakang, tingkat sosial, pendidikan dan ekonomi yang berbeda-beda. Sebagian merupakan pekerja, pedagang, wirausaha kecil menengah, buruh industri dan pegawai harian lepas, namun kebanyakan masih memiliki waktu luang dapat diberdayakan dalam kegiatan pengembangan usaha kreatif. Kegiatan pengabdian masyarakat yang dilaksanakan oleh Team dari Fakultas Ekonomi Unissula yang terdiri dari Indri Kartika, Sri Sulistyowati, Sri Dewi Wahyundaru dan Afri Aulia Rahman dilakukan guna meningkatkan penghasilan dari usaha kreatif melalui pemasaran digital sederhana serta pengelolaan keuangan berbasis akuntansi keluarga. Peserta pelatihan meliputi ibu-ibu kelompok PKK di Desa Pabelan Kecamatan Pabelan Kabupaten Semarang. Metode pengabdian masyarakat dilaksanakan dengan penyuluhan, tanya jawab dan diskusi, dilanjutkan dengan praktik. Dari pelaksanaan pengabdian masyarakat dapat disimpulkan bahwa masyarakat tertarik untuk memulai usaha kreatif dan menerapkan pengelolaan keuangan berbasis akuntansi keluarga. ��During pandemic condition, many families have experienced income loss due to outdoor activity limitation. Some families even experience financial difficulties for losing job. Creative activities and smart financial management are needed so that the economic resilience of the family can be maintained. PKK women's group in Pabelan Village, Pabelan District. Semarang Regency has different backgrounds, social, educational and economic levels. Some are workers, traders, small and medium entrepreneurs actors, industrial laborers and casual daily employees. However, most of them still have free time to be empowered in creative business development activities. This community service activity was performed by members of Economic Faculty of Unissula which are: Indri Kartika, Sri Dewi Wahyundaru, Sri Sulistyowati and Afri Aluia Rahman. The purpose of this activity is to increase participant�s business income during this pandemic situation through applying simple digital marketing and financial management based on family accounting in Pabelan Village so that it can increase the income and welfare of the Pabelan villagers. Community service methods are carried out with counseling, discussion, followed by practice. From the implementation of community service, it can be concluded that the community is interested in starting creative businesses and implementing family accounting-based financial management.�


2019 ◽  
Vol 1 (02) ◽  
pp. 151
Author(s):  
Diah Zikrina Mulyarti ◽  
Yaser Taufik Syamlan

The purpose of this research is to determine wether the financial management variable and financial literacy affect family welfare of muslimah teachers at Selong. 221 repondents were used as the sample in this research. the answers of those respondents were submitted using questionnaire with multinominal logistic regression as the method used to process the data. this research use two independent variable which is financial management variable and financial literacy variable and one dependent variable which is family welfare. the result of this research stated that financial management variable (X1) affect family welfare of muslimah teacher at Selong sub-district while financial literacy variable (X2) wasn’t.


2020 ◽  
Vol 2 (2) ◽  
pp. 109-113
Author(s):  
Priehadi Dhasa Eka ◽  
Suwanto Suwanto ◽  
Agus Suhartono ◽  
Akhmar Barsah ◽  
Sudiarto Sudiarto

Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah untuk menggerakkan masyarakat agar melek mata, sadar bahwa sekarang ini harus cerdas dan bijak dalam manajemen keuangan dengan semakin kompetitif dan sulitnya mendapatkan tambahan penghasilan, maka yang dapat dilakukan yaitu memanajemen keuangan antara pendapatan dan pengeluaran seimbang agar terpenuhi semua kebutuhan keluarga, atau kata peribahasa tidak boleh besar pasak daripada tiangnya. Metode pengabdian dengan metode seminar, diskusi dan tanya jawab serta evaluasi secara personal. Hasil kegiatan penyuluhan manajemen keuangan pada Karang Taruna Di Kp. Serua Poncol Tangerang Selatan., dapat berbagi pengetahuan tentang mengelola keuangan sehingga tidak konsumtif dalam memenuhi kebutuhannya dengan harapan ada kelebihan yang bisa ditabungkan sesuai kemampuannya secara berkelanjutan sehingga aman secara ekonomi. Kata Kunci: Manajemen Keuangan, Perekonomi KeluargaABSTRACTThe purpose of community service activities is to move the community to be literate, aware that now must be smart and wise in financial management with increasingly competitive and difficult to get additional income, then what can be done is managing financial between balanced income and expenditure so that all family needs, or proverbs must not be greater than the pole stake. The method of service is the method of seminars, discussions and questions and answers and personal evaluation. The results of financial management education activities at Karang Taruna Kp. Serua Poncol, South Tangerang, can share knowledge about managing finances so that it is not consumptive in meeting their needs with the hope that there will be advantages that can be combined according to their abilities in a sustainable manner so that it is economically safe.Keywords: Financial Management, Family Economy 


Author(s):  
Sabinus BENI

Community service was carried out in Setia Budi Village, Bengkayang District, West Kalimantan. The event was held on February 18, 2019 with 97 participants as Pre-Prosperous Family beneficiaries of the Hope Family Program. The purpose of this activity is that the families of the beneficiaries of the family program hope to manage their wealth well so that the assistance in the form of cash received is right on target and managed well. The method used in the form of lectures and question and answer and the practice of directly preparing the family financial budget. The results expected in this activity are to assist the government in managing family finances so that beneficiary families can graduate independently from their participation as beneficiaries of family program expectations because economy has increased.


2017 ◽  
Vol 1 (2) ◽  
pp. 117
Author(s):  
Ida Ayu Kade Rachmawati Kusasih ◽  
Budi Istiyanto

The role of a wife has begun to shift into an entrepreneur now. This starts with a home-based business that was initially done to fill the spare time after the housekeeping duty were completed. But in managing the business they are still simple oriented just to fill the time, so that this business is not able to develop properly. This dedication seeks to empower the home-based business to be able to have added value that previously only runs with many limitations. Implementation of community service program on partner 1 (Arum Snack) by giving peanut slicer to save time to make sliced peanut so that productivity will increase. Likewise with the financial management that has been separating business finances with the family though still manually using a cash book.For partner 2 (Yasmin Collection) already has blogs and facebook to expand its online marketing range. An online address created by the name Yasmin Online Shop that shifts from fashion sales goes to typical Klaten snacks produced by home-based production around partners. The products is Marketed to outside Java, especially Kalimantan although that is still limited.Monitoring and evaluation on activities and mentoring program are still done. The addition of brand on partner products is also done so that the products can be more marketable. Simple financial management assistance is done so that partners can access loans from financial institutions to increase their working capital.Increased revenue in this program is achieved on all of the partners. Suggestion that can be given is  more attention from the governments in the development of home-based businesses involving academics.  Keyword : revenue increase, home business


2020 ◽  
Vol 3 (1) ◽  
pp. 16-32
Author(s):  
Budi Gautama Siregar

Family is the smallest, most important and very basic in society and state. One problem in the family that can lead to divorce is a financial problem that cannot be managed properly. This paper is based on theoretical studies and previous studies. Financial management in the family is a way of managing family finances systematically and carefully through the planning, implementation and evaluation stages. Housewives in managing family finances must be smart, careful and precise in their use of finance so that a good family is always created and experiences continuous growth. With the ability of housewives to manage family finances appropriately, on time, right place, right price, and right quality will be realized family welfare.


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