Islamic Financial Literacy among Students Attending Faculty of Islamic Economics and Business

2020 ◽  
Vol 3 (2) ◽  
Author(s):  
Khaira

This study aims to find out Islamic financial literacy level of students enrolling in the Faculty of Islamic Economics and Business IAIN Langsa as well as factors affecting it. A sample of 236 respondents was drawn from the population using Slovin formula and the questionnaires were distributed randomly. Descriptive statistics and one-way ANOVA were used to analyse the collected data. The results indicate that Islamic financial literacy level is 65.9% categorised as medium and among the factors affecting it is the age of respondent (p value 0.036 < α 0,05).

Author(s):  
Tue Nguyen Dang

This research examines the factors affecting the financial literacy of Vietnamese adults. Using a sample of 266 observations of adults in 2 big cities in Vietnam (Hanoi and Vinh in Nghe An Province), the author evaluates the literacy level of adults in these urban areas. The financial literacy of the interviewed people is low. The multiple regression results show that lower financial literacy levels associate with higher age and married status and higher financial literacy levels associate with higher education, more family members, the person making financial decisions and the person attending a useful financial course. This research also explores the association between financial literacy and financial behaviors of individuals employing logistic models. It is found that higher financial literacy associates with less probability of overspending and higher probability of saving money and careful spending. Higher financial literacy is also found to associate with higher probability of opening a savings account and making various investments. 


Author(s):  
Gulsah Kaya ◽  
Zeliha Koc ◽  
Dilek Kiymaz ◽  
Tugba Cinarli

This study was conducted as descriptive with an aim to determine the factors affecting the attitudes of nurses towards change. The study was conducted with the participation of 178 nurses in state hospital between October 10, 2017 and January 30, 2018. The data were collected using a questionnaire consisting of 24 questions, and the Attitude Against Change Scale consisting of 29 items. In the evaluation of the data, descriptive statistics, One-Way Anova, t-test, Kruskal–Wallis test and Mann–Whitney U test were used. The Attitude Against Change Scale score was determined as 56.82 ± 13.52. A meaningful relation was observed between the Attitude Against Change Scale score averages and certain sociodemographic characteristics of nurses (p < 0.05). It was determined in the study that the nurses between the ages of 30 and 39, having 8–15 years of profession had more positive attitudes towards change. Keywords: Change, attitude towards change, nurse.


2021 ◽  
Vol 18 ◽  
pp. 95-105
Author(s):  
Alexander Ehimare Omakhanlen ◽  
Paulinus Ikechukwu Iyika ◽  
Peace Onyedikachi Chimezie ◽  
Olusegun Osho

:Low level of financial literacy among the young workforce has remained a lingering problem,especially in developing countries. This has been pointed out as one of the causes of poor personal financialmanagement practice. This problem has hampered the efforts of various governments and institutions inthis region geared towards financial inclusion and the overall economic wellbeing of the citizens. Moststudies in this area focused on the financial literacy level of people rather than the effect on their behaviour.This study is an attempt examine the effect of financial literacy level on spending behaviour of 30 youngadults from public sector organizations. The study employed the standard questions for assessing theknowledge level of respondents. The questions test their understanding of simple and compoundinterest,inflation and portfolio diversification. For the spending behaviour, thePlanned Behaviour Theory(PBT) proposed by Icek Ajzen (1985) as a theoretical framework for measuring spending behaviour usingthe respondents preparation of budget and personal pre-retirement savings account as proxies. Data wascollected using a structured questionnaire . Descriptive statistics and multiple regression was used toanalyze thedata. The result showed that there is a positive correlation between the level of financial literacyand the spending behaviour of therespondents. The less the knowledge of financial management the peoplehave, the higher the risk of poor spendingbehaviour. The conclusion was drawn to say that more work isneeded to equip the youth especially on the art of financial management.


2018 ◽  
Vol 1 (2) ◽  
Author(s):  
ANGGINA DWI RESWARI ◽  
SUDARTO SUDARTO ◽  
EKANINGTYAS WIDYASTUTI

The ability to manage personal finance has become increasingly important in today’s world.The study about personal finance is challenging to be investigated, due to the rare ofresearch regarding this topic. This research is aim to know the influence of demographicfactors towards financial literacy and its impact towards financial behavior from the membersof SMEs under the guidance of Bank Indonesia in Banyumas. The research methodologythat used in this study is a case study with survey research method. Convenience samplingtechnique derived from non-probability sampling techniques are used for sample selection.The sample of this research are 83 respondents and used the OLS as the model estimation.The results of this study indicate that education significantly influences the financial literacylevel and the financial behavior level. Then, income also significantly affects financialbehavior, but does not affect a person's financial literacy. Surprisingly, the financial literacydoes not affect the financial behavior of the members and other variables such as gender,age, and marital status also do not affect both financial literacy level and financial behaviorlevel. This result could give evidence about the factors affecting financial literacy andfinancial behavior thus it could give the implications to the Bank Indonesia and the SMEs forincreasing the personal financial ability as a whole.


2019 ◽  
Vol 10 (2) ◽  
pp. 44-50
Author(s):  
Rinaldi Daswito ◽  
Rima Folentia ◽  
M Yusuf MF

One of the diseases that can be transmitted by flies is diarrhea. Green betel leaf contains essential oils, chavicol, arecoline, phenol, and tannins which function as plant-based insecticides. This study aimed to determine the effectiveness of green betel leaf extract (Piper betel) as a plant-based insecticide on the number of mortality of house flies (Musca domestica). The research was an experimental study used After Only Design used the One Way Anova test with a 95% confidence level. The samples used were 360 ​​house flies. Each treatment of 30 house flies with 4 repetitions and used three concentrations of green betel leaf extract (25%, 50%, 75%). The study was conducted at the Chemistry and Microbiology Laboratory of Health Polytechnic Tanjungpinang, while the location of the fly collection was at the Tokojo Garbage Collection Station in Bintan Regency. The number of mortality of house flies at a concentration of 25% was 81 heads (67.5%), 50% concentrations were 93 heads (77.5%), and at a concentration of 75% were 103 heads (85.83%). There was an effect of green betel leaf extract on the mortality of house flies (p-value 0.0001 <0.05) with the most effective concentration of 75%. Further research is needed to obtain a finished product utilizing green betel leaf extract as a vegetable insecticide, especially in controlling the fly vector. Need further research on the use of green betel leaf extract as a vegetable insecticide controlling the fly vector by taking into account the amount of spraying and the age of the fly.   Keywords: Green betel leaf extract , organic insecticide, houseflies


2020 ◽  
Vol 98 (Supplement_4) ◽  
pp. 449-449
Author(s):  
Viridiana Contreras-Villarreal ◽  
Francisco Gerardo Véliz-Deras ◽  
Juan Manuel Guillen-Muñoz ◽  
Fernando Arellano ◽  
Dalia Ivette Carrillo-Moreno ◽  
...  

Abstract The aim of this study was to evaluate the possible difference in seminal characteristics of Dorper rams of either high, medium or low social ranks in northern Mexico (26º N). The male’s social status was quantified through a competitive behavioral test in a herd of 36 adult males, the aggressive interactions and their consequences were registered to calculate the success index (SI), where low hierarchy (LH) rams had a SI of 0 to 0.33, medium hierarchy (MH) rams had a SI of 0.34 to 0.66 and high hierarchy (HH) had a SI of 0.67 to 1. Afterwards, the rams were subjected to an estrogenized female (2 mg of estradiol cypionate) for teasing in order to collect a semen sample with an artificial vagina. The semen was evaluated for volume, motility and concentration. The seminal characteristics differences were analyzed using a one-way ANOVA tests and stablishing a p-value of 0.10 as significance level in the SPSS statistical package. Results are shown in table 1. In conclusion, low hierarchy Dorper rams show a statistical tendency to have a lower sperm concentration.


2018 ◽  
Vol 46 (02) ◽  
pp. 150-171 ◽  
Author(s):  
Roberto Rosales ◽  
Isam Atroshi

AbstractStatistics, the science of numerical evaluation, helps in determining the real value of a hand surgical intervention. Clinical research in hand surgery cannot improve without considering the application of the most appropriate statistical procedures. The purpose of the present paper is to approach the basics of data analysis using a database of carpal tunnel syndrome (CTS) to understand the data matrix, the generation of variables, the descriptive statistics, the most appropriate statistical tests based on how data were collected, the parameter estimation (inference statistics) with p-value or confidence interval, and, finally, the important concept of generalized linear models (GLMs) or regression analysis.


2018 ◽  
Vol 2018 ◽  
pp. 1-13 ◽  
Author(s):  
Dewi Anggraini ◽  
Mali Abdollahian ◽  
Kaye Marion ◽  
Supri Nuryani ◽  
Fadly Ramadhan ◽  
...  

Objectives. First, to assess the impact of scientific and technical training on midwives’ abilities in collecting and recording the results of routine antenatal care examinations. Second, to explore midwives’ views with regard to factors affecting their abilities to successfully complete the data documentation tasks. Methods. The study was conducted in South Kalimantan, Indonesia (April 2016-October 2017). Nineteen urban and rural midwives were selected. Access to antenatal care information on 4,946 women (retrospective cohort study) and 381 women (prospective cohort study) was granted. A descriptive and exploratory design was used to describe midwives’ abilities and challenges pertaining to timely collection and recording of results concerning antenatal care examinations. Results. Scientific and technical training has significantly improved the average amount of recorded antenatal care data (from 17.5% to 62.1%, p-value < 0.0005). Lack of awareness, high workload, and insufficient skills and facilities are the main reasons for the database gaps. Conclusions. The training has equipped midwives with scientific knowledge and technical abilities to allow routine collection of antenatal care data. Provision and adequate use of this information during different stages of pregnancy is crucial as an evidence-based guideline to assess maternal and foetal risk factors to ending preventable mortality.


2017 ◽  
Vol 9 (4) ◽  
pp. 266 ◽  
Author(s):  
Husam Eldin Elsawi Khalafalla ◽  
Mohamed Salih Mahfouz ◽  
Muath Hassan Ibrahim Najmi ◽  
Sayyaf Abdullah Mohammad Najmi ◽  
Qasem Ali Yahya Arishi ◽  
...  

BACKGROUND: Physical activity is one of the most important factors that affect human health; it reduces the chances of hypertension, coronary heart disease, stroke, diabetes, breast and colon cancer, and depression.OBJECTIVES: The objectives of this study were to measure prevalence of physical activity and to determine the factors affecting the level of physical activity among medical student in Jazan University.METHODS: A cross-sectional study was conducted among the students of medical colleges of Jazan University. A random sample of 419 was determined using most recent physical activity prevalence. A validated self-administered questionnaire was used for data collection.RESULTS: There is a high prevalence of inactivity among study participants (88.1%). Females (91.7%) were more significantly (p value=0.013) inactive than males (83.8%). The most influential barrier perceived by participants is (heavy) academic work as well as lack of places for physical activity; the latter factor being more effective in hindering female students' physical activity.CONCLUSION: Results revealed that the inactivity rate was very high among medical students. The results of this study call for a well-planned intervention at the university level for improving the level of physical activity among university students.


2011 ◽  
Vol 22 (2) ◽  
pp. 136-144 ◽  
Author(s):  
Alaa M. Roushdy ◽  
Noha Abdelmonem ◽  
Azza A. El Fiky

AbstractBackgroundComplications at the vascular access sites are among the most common adverse events in congenital cardiac catheterization. The use of small-gauge catheters may reduce these events; however, other factors can contribute to the development of vascular complications.ObjectivesTo determine factors associated with the development of vascular access complications in children undergoing congenital cardiac catheterization.MethodsWe performed a prospective study of 403 patients who underwent diagnostic (62.5%) or interventional (37.5%) cardiac catheterization over a period of 6 months, and analysed the vascular complications during and immediately after the procedure.ResultsThe most common access-related adverse event was transient loss of pulsation (17.6%). Other less common access-related adverse events included subcutaneous haematoma (2%), bleeding (3%), vessel tear (0.2%), and vein thrombosis (0.2%). Patients who had no access-related adverse events had significantly higher age and body weight compared with those who had one or more access problems. Among 81 patients who had vascular access established in unplanned access sites, 30 patients (37%) had lost pulsations. Among the 322 patients who had vascular access established in planned access sites, however, only 41 patients had lost pulsation (13%). In addition, patients who had lost pulsations had significantly longer puncture time compared to those who had normal pulsations (p value 0.01).ConclusionFactors other than sheath size can contribute to access-related adverse events in children undergoing cardiac catheterization. Obtaining vascular access in unplanned access sites and longer puncture times increases the incidence of lost pulsations after catheterization. Younger age and smaller body weight are also associated with significant increase in access-related adverse events.


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