scholarly journals Financial Literacy among Malaysian: Level of Financial Knowledge Score

2018 ◽  
pp. 300-304
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Sampling Technique ◽  
Knowledge Score ◽  
Peninsular Malaysia ◽  
Research Data ◽  
Current Level ◽  
Financial Knowledge ◽  
Survey Approach ◽  
Selection Of

This study aims to provide empirical evidence on the current level of financial knowledge score among households in Malaysia. A survey approach was employed to gather research data. The survey was carried out between February to May 2017 in several states in Peninsular Malaysia. The selection of respondents was based on random sampling technique with a total of 451 respondents. Data collected was descriptively analyzed. The study finds that less than 50% of the respondents achieved high score of financial knowledge. The study also observes that female respondents have much lower level of financial knowledge than male respondents. The study concludes that the current level of financial knowledge among Malaysian is still low to moderate with less than half of the respondents achieved high score .Hence, it is crucial for the relevant and responsible Malaysian authorities and agencies to formulate and implement appropriate strategies in improving Malaysian financial literacy.

scholarly journals TINGKAT LITERASI KEUANGAN DAN FINANCIAL TECHNOLOGY PADA PELAKU USAHA MIKRO, KECIL, DAN MENENGAH (UMKM) KABUPATEN KUNINGAN

2020 ◽  
Vol 5 (2) ◽  
pp. 97-108
Author(s):  
Amir Hamzah ◽  
Dadang Suhardi
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Structural Equation ◽  
Sampling Technique ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Equation Modeling ◽  
Analysis Method ◽  
Positive Effect ◽  
Financial Technology

The purpose of this study is to examine the level of financial literacy and financial technology of SMEs in Kuningan Regency. The sample of this study were 250 SMEs. Sampling is done by Probability sampling with proportional random sampling technique. The data analysis method with Structural Equation Modeling (SEM). From the results of the study it was found that financial attitude has positive effect on financial technology, financial behavior has positive effect on financial technology, financial knowledge has  positive effect on financial technology, financial technology has positive effect on financial inclusion.Thus, in order to achieve the level of financial literacy and financial technology in SMEs increases, SMEs must pay attention to the level of financial attitude, financial behavior, financial knowledge, financial technology so that SMEs financial inclusion also increases.

scholarly journals Financial Literacy of Bidikmisi Scholarship Recipient Students

2019 ◽  
Vol 3 (3) ◽  
pp. 292
Author(s):  
Romi Kurniadi ◽  
Almasdi Syahza ◽  
Suarman Suarman
Keyword(s):  
Risk Management ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Technique ◽  
Research Data ◽  
Financial Knowledge ◽  
Training And Education ◽  
Scholarship Recipients ◽  
Category Knowledge ◽  
The University

This study aims to analyze the level of financial literacy of Bidikmisi scholarship recipients in the Teacher Training and Education Faculty of the University of Riau. This study involved 178 students as samples taken from a population of 630 students using the Cochran sampling technique. This research is a survey research. Data obtained through tests were analyzed descriptively. The results of the study show that the financial literacy of the Bidikmisi Scholarship recipient students is in the literate category. Financial knowledge related to basic personal finance is in the well literate category, financial management knowledge is in the literate category, knowledge of debt and credit is in the well literate category, knowledge related to savings and investment is in the unliterate category, and knowledge of risk management is in the unliterate category.

Investigation of Online Learning Satisfaction During COVID 19: In Relation to Academic Achievement

2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Abdul Basith ◽  
Rosmaiyadi Rosmaiyadi ◽  
Susan Neni Triani ◽  
Fitri Fitri
Keyword(s):  
Academic Achievement ◽  
Online Learning ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Research Data ◽  
Student Academic Achievement ◽  
Learning Satisfaction ◽  
High Level ◽  
The Relationship

The aim of this research is; 1) investigating the level of online learning satisfaction among students during COVID 19; 2) analyzing the influence of differences in gender, years of study, major in determining online learning satisfaction among students during COVID 19; 3) to analyze the relationship between online learning satisfaction and student academic achievement during COVID 19. The population was 656 students at STKIP Singkawang, and then a sample of 357 students (87 males and 270 females) was taken using a simple random sampling technique. The instrument in this study was adapted from Aman's Satisfaction instrument, which was then used to collect research data. Data analysis using SPSS with descriptive statistical techniques, MANOVA, and correlation. The results showed that online learning satisfaction was at a high level, meaning that students were satisfied with the online learning that had been implemented. The major differences have a significant effect on determining online learning satisfaction. Intercorrelation shows that there is a significant relationship on each indicator of online learning satisfaction with academic achievement, meaning that the higher the satisfaction felt by students in online learning, the student's academic achievement will increase.

scholarly journals Some Insights Into Financial Literacy Among Undergraduate Students: A Case of Bosnia and Herzegovina

2021 ◽  
Vol 12 (3) ◽  
pp. 103
Author(s):  
Jasmina Okicic ◽  
Meldina Kokorovic Jukan ◽  
Mensur Heric
Keyword(s):  
Undergraduate Students ◽  
Financial Literacy ◽  
Sampling Technique ◽  
Financial Education ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Financial Attitudes ◽  
Significant Difference ◽  
Financial Behaviour ◽  
The Relationship

The purpose of this research is to provide some insights into financial literacy among undergraduate students focusing primarily on the relationship between financial knowledge, financial attitudes and financial behavior and on possible gender and financial education gap in financial literacy. Using the purposive sampling technique, data collection was carried out from April to June 2020, yielding a sample of 1,046 valid responses. To gain a better understanding of the relationship between financial behaviour, financial attitudes and financial knowledge, we, primarily, use exploratory factor analysis and multiple regression model. The research findings have revealed several important issues. First, findings have suggested that financial knowledge, financial attitudes and gender may be considered as an antecedent of the financial behaviour of undergraduate students. Second, findings have also suggested a statistically - significant difference between the financial literacy of undergraduate students concerning their exposure to formal financial education.

scholarly journals PERILAKU BULLYING SISWA USIA 10-12 TAHUN

2019 ◽  
Vol 5 (1) ◽  
pp. 25
Author(s):  
Abdul Wakhid ◽  
Nila Sari Andriani ◽  
Mona Saparwati
Keyword(s):  
Social Interaction ◽  
School Children ◽  
Random Sampling ◽  
Sampling Technique ◽  
Full Potential ◽  
Mutual Respect ◽  
Abuse Of Power ◽  
Study Population ◽  
Bullying Behavior ◽  
Survey Approach

Bullying merupakan penyalahgunaan kekuatan yang menyebabkan ketidakbahagiaan pada anak sehingga anak tidak dapat mencapai potensinya secara penuh. Tujuan penelitian ini adalah untuk mengetahui gambaran perilaku bullying siswa usia 10-12 Tahun di Ungaran. Desain penelitian ini deskriptif analitik dengan pendekatan survei. Populasi penelitian ini adalah siswa usia 10-12 tahun di Ungaran, yaitu sebanyak 117 siswa dengan sampel adalah 91 siswa menggunakan teknik proportional random sampling. Alat pengambilan data menggunakan kuesioner. Analisis data yang digunakan distribusi frekuensi. Hasil penelitian menunjukkan siswa usia 10-12 tahun sebagian besar tidak mengalami perilaku bullying (68,1%). Sebaiknya anak sekolah usia 10-12 tahun meningkatkan rasa saling menghormati dan menghargai sehingga proses belajar dapat berjalan dengan baik. Kata Kunci: Perilaku Bullying, Siswa, Usia 10-12 Tahun THE BULLYING BEHAVIOR AND SOCIAL INTERACTION CAPABILITIES OF STUDENTS AGED 10-12 YEAR SOLD ABSTRACTBullying is an abuse of power that leads to unhappiness in children so that children can not reach their full potential. The purpose of this study was to describe bullying behaviorand social interaction capabilities of students aged 10-12 year sold in Ungaran. The study design was descriptive analytic with survey approach. This study population was the student saged 10-12 year sold in Ungaran, as many as 117 people where the samples were 91 students using proportionate random sampling technique. Data collecting tool used questionnaires. Analysis of the data used the frequency distribution.The results showed that students aged 10-12 years were mostly in the category of not bullying (68.1%). We recommend that school children aged 10-12 should improve mutual respect and appreciating so that the learning process can run well. Keywords           : Bullying Behavior, Students Aged  10-12 Years Old. 

scholarly journals ANALYSIS OF THE INFLUENCE OF LOCATION, PROMOTION AND HEALTH OFFICERS IN INFLUENCING DECISION ON SELECTION OF FIRST LEVEL HEALTH FACILITIES (FKTP) PARTICIPANTS OF BPJS HEALTH IN ADVANCED MEDICAL CENTER

2021 ◽  
Vol 2 (2) ◽  
pp. 314-323
Author(s):  
Ekawati Ekawati ◽  
Alugoro Mulyowahyudi
Keyword(s):  
Health Facility ◽  
Health Care Workers ◽  
Health Workers ◽  
Medical Center ◽  
Sampling Technique ◽  
Research Data ◽  
Health Facilities ◽  
Selection Decisions ◽  
Care Workers ◽  
Selection Of

This study aims to analyze the influence of location, promotion and health workers in influencing the decision to choose a First Level health facility (FKTP) for BPJS Kesehatan participants at the Advanced Medical Center. This research is quantitative. The population in the study were BPJS patients who were registered at the Advanced Medical Center. The sampling technique used accidental sampling with a sample size of 100 people. The research data were analyzed using multiple linear regression. The results of the t-test for the variables of location, promotion and health care workers were significant for the decision on choosing health facilities at the Advanced Medical Center. Suggestions for further research are to include other factors that have a strong influence on health facility selection decisions.

Analysis of Financial Literation Levels of Micro Enterprises in Kulon Progo District, Special Region of Yogyakarta

2020 ◽  
Vol 4 (2) ◽  
pp. 163-171
Author(s):  
Dadan Ramadhan ◽  
Lilies Setiartiti
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Chi Square ◽  
Analysis Technique ◽  
Chi Square Test ◽  
High Level ◽  
Micro Enterprises ◽  
Special Region

This research is quantitative. The population of this research was all of Micro Enterprises in Kulon Progo Regency. The sample of this research were 156 micro-entrepreneurs in the Kulonprogo district. This research used a simple random sampling technique to get the data. The researcher used a questionnaire as the instrument, which tested both its validity and its reliability. The data analysis technique used in this research is the Chi-Square test. The result showed, the majority of respondents had knowledge (79,5%), and the ability of financial literacy (80,8%) was categorized in the high-level category. There was a no different level of financial literacy for the micro-entrepreneur in Kulon Progo Regency based on the gender.

scholarly journals Pengaruh Financial Literacy, Financial Knowledge, Financial Attitude, Income dan Financial Self Efficacy terhadap Financial Management Behavior Entrepreneur Lulusan Perguruan Tinggi di Surabaya

2021 ◽  
Vol 9 (2) ◽  
pp. 572
Author(s):  
Anglia Dinda Pramedi ◽  
Nadia Asandimitra Haryono
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Self Efficacy ◽  
Structural Equation ◽  
Sampling Technique ◽  
Financial Knowledge ◽  
Primary Data ◽  
Snowball Sampling ◽  
Online Questionnaire ◽  
Management Behavior

Finance is one of the factors in the development of a business. Therefore, the entrepreneur should be able to handle finances well to reach business purposes. Based on the previous studies, the purpose of this research is to determine the effect of several factors such as financial literacy, financial knowledge, financial attitude, income, and financial self-efficacy on financial management behavior. The research sample is 211 entrepreneur who has graduated from college in Surabaya. This research used conclusive causality research with primary data. The sampling technique used purposive sampling and snowball sampling method, and data distribution using an online questionnaire. SEM (Structural Equation Model) used for data analysis technique and using AMOS 24. The hypothesis showed that financial knowledge, income, and financial self-efficacy did not affect financial management behavior, but financial literacy and financial attitude influence financial management behavior. Therefore, the entrepreneur needs to improve financial literacy and financial attitude to manage finance on the business better.

scholarly journals Financial Knowledge as Youth Preneur Success Factor

2019 ◽  
Vol 10 (2(S)) ◽  
pp. 26-32
Author(s):  
Achmad Kautsar ◽  
Nadia Asandimitra
Keyword(s):  
Financial Literacy ◽  
Sampling Technique ◽  
Financial Knowledge ◽  
Test Reliability ◽  
Financial Behavior ◽  
Cluster Sampling ◽  
Success Factor ◽  
Entrepreneurial Success ◽  
Financial Decisions ◽  
Entrepreneurial Skills

Indonesia currently has developed entrepreneurship both conceptually and practically and has developed very rapidly. Knowledge that must be possessed by an entrepreneur is financial knowledge. Adequate financial knowledge is needed to provide entrepreneurial skills to make sound financial decisions. Other variables of financial behavior that are important to be measured along with financial knowledge on the success of young entrepreneurial business are the level of financial behavior and financial literacy. This research was designed as explanatory research to explain the subject of the influence of financial knowledge, financial literacy, and financial attitude towards young entrepreneurial success. The research was conducted in the city of Surabaya. The population of this study is young entrepreneurs who have micro businesses. The sampling technique is done in a way cluster sampling. The analytical method used in this study is to use multiple linear regressions with validity test, reliability test, classic assumption test, and hypothesis testing.

scholarly journals KEMAMPUAN INTERAKSISOSIAL SISWA USIA 10-12 TAHUN DIUNGARAN

2019 ◽  
Vol 5 (2) ◽  
pp. 87
Author(s):  
Abdul Wakhid ◽  
Nila Sari Andriani ◽  
Mona Saparwati
Keyword(s):  
Social Interaction ◽  
Psychosocial Development ◽  
Random Sampling ◽  
Sampling Technique ◽  
Analysis Data ◽  
Social Abilities ◽  
Study Population ◽  
Social Interaction Skills ◽  
Survey Approach ◽  
Interaction Skills

ABSTRAKKetrampilan social pada anak merupakan kemampuan sosial yang perlu dilatihkan sejak dini, sehingga perkembangan psikososial anak menjadi optimal dan dapat menjalankan tugasnya dengan baik. Tujuan penelitian ini adalah untuk mengetahui gambaran kemampuan interaksi social siswa usia 10-12 Tahun di Ungaran. Desain penelitian ini deskriptif analitik dengan pendekatan survei. Populasi penelitian ini adalah siswa usia 10-12 tahun diUngaran, yaitu sebanyak 117 siswa dengan sampel adalah 91 siswa menggunakan teknik proportional random sampling. Alat pengambilan data menggunakan kuesioner. Analisis data yang digunakan distribusi frekuensi. Hasil penelitian menunjukkan kemampuan interaksi sosial siswa usia 10-12 tahun sebagain besar kategori sedang (60,4%). Sebaiknya anak sekolah usia 10-12 tahun meningkatkan kemampuan interaksi social mereka diantaranya dengan meningkatkan rasa saling menghormati dan menghargai sehingga proses belajar dapat berjalan dengan baik. Kata kunci: Interaksi sosial, siswausia 10-12 tahun DESCRIBE SOCIAL INTERACTION CAPABILITIES OF STUDENTS AGED 10-12 YEARS OLD IN UNGARAN. ABSTRACTSocial skills in children are social abilities that need to be trained early, so that children's psychosocial development becomes optimal and can carry out their duties well. The purpose of this study was to describe social interaction capabilities of students aged 10-12 years old in Ungaran. The study design was descriptive analytic with survey approach. This study population was the students aged 10-12 years old in Elementary School 04 Sidomulyo Ungaran, as many as 117 students where the samples were 91 students using proportional random sampling technique. Data collecting tool used questionnaires. Analysis   data used the frequency distribution. The results showed that social interaction skills of students aged 10-12 years old were the majority of them in the middle category (60.4%). We recommend that school children aged 10-12 should improve their social interaction skills such as by increasing mutual respect and appreciating so that the learning process can run well. Keywords: Social interaction capabilities, students aged  10-12 years old.

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