scholarly journals Analisis Perencanaan dan Penggunaan Keuangan Mahasiswa pada Masa Covid

2021 ◽  
Vol 5 (2) ◽  
pp. 429
Author(s):  
Rakhma Wati Purba ◽  
Sri Winda Hardiyanti Damanik

This study aims to analyze the financial planning of students and analyze the use of student finances in the continuity of paying tuition fees. The type of research is descriptive quantitative research. This research was conducted on S1 Management students of STIE Bina Karya Tebing Tinggi with population of 2900 with a sample of 352 students, with variable X = financial behavior pattern and variable Y = financial stress. Questionnaire using Googleform Data processing using SPSS Windos program. The results showed that the ability of students to make financial planning in the face of the Covid 19 Pandemic was good, which could be seen from the average value of the financial behavior pattern variable which was 2.42 with high category, although there were some behaviors that had to be improved in order to minimize or reduce the financial stress of the student concerned. For the financial stress variable, it can be seen that students have a moderate level of financial stress, with an average value of 2.09. However, it is necessary to make and record budget and expenditure plans, both daily and monthly for the pocket money they receive so that all forms of income and expenses from students can be seen and also controlled by the students themselves.

2017 ◽  
Vol 9 (2) ◽  
pp. 109
Author(s):  
Paulina Harun ◽  
Atman Poerwokoesoemo

his study aims to: (1) to know and analyze the extent of volatility (vulnerability) of sharia banking industry in Indonesia in the face of competition (2) to know and analyze factors affecting vulnerability of sharia commercial banks; (3) to know and analyze the extent of sustainable development of sharia banking industry to Indonesia's economic development.The research conducted to measure the vulnerability (volatility) of proto folio of syariah bank using observation period 2015, and the data used is cross section data. The research design used in this research is quantitative research, using asset dimension (asset portfolio, liability portfolio, equity portfolio) and stressor (pressure, including: credit risk, market risk, and liquidity risk).The activity plan of this research is: in the initial stage of conducting theoretical study related to the vulnerability related to banking especially BUS; The next step is to determine the asset and stressor dimensions associated with the BUS; Further determine the indicators related to assets and stressors; The next step performs calculations to determine the index of each BUS as well as the dimensions that affect the vulnerabilities faced by each BUS.Target expected outcomes can be generated from this research is: for the object of research (BUS) provide a solution for BUS to deal with and overcome the vulnerabilities encountered and policies that must be done. For policy makers, the results of this study are expected to provide input in decision-making and other policies.Measurement of vulnerability to be performed related to banking operations in the face of competition and the continuity of BUS in Indonesia. The outcomes of this study are expected to be included in Bank Indonesia journals, the selection of this journal is based on studies conducted in the banking sector, especially BUS in Indonesia.


Author(s):  
Neneng Wahyuni

The purpose of this study was to describe Poetry Writing Skills with the Sentence Model Concept of Class V Students of SDN 23 Kota Payakumbuh in terms of physical elements and inner elements of poetry. This type of research is quantitative research with descriptive methods. The population in this study were grade V students of SDN 23 Payakumbuh City, amounting to 22 students. In collecting data, researchers used performance testing techniques. While in analyzing the steps of the data taken by calculating the raw score the correct answer, the score changes to a value. Data analysis starts from the analysis of each aspect. The procedure for analyzing each aspect, the first to provide an assessment of student work seen from the physical elements and inner elements of poetry. Second, the conversion of scores into values using a percentage formula. Looking for the average value of the classification test results using a scale of 10. Based on the results of the study, it can be concluded that the average results of poetry writing skills using the Concept Sentence concept of class V SDN 23 Kota Payakumbuh model are 87 with very good qualifications, in terms of physical elements 86.25 with excellent qualifications, from the inner element is 87.5 with very good qualifications. So, the fifth grade students of SDN 23 Kota Payakumbuh were good at writing poetry using the Concept Sentence model.Keywords: writing, poetry, and model concept sentence


2021 ◽  
Vol 3 (4) ◽  
pp. 70-74
Author(s):  
Nurul Utami

Corona virus is a virus that attacks the respiratory system. The high incidence of Covid-19 is due to low public awareness of applying health protocols. So the need for prevention and control efforts by complying with health protocols to wear masks, keep your distance and wash your hands properly. Washing hands is an easy routine and is important in infection control, and is the best method to prevent the transmission of microorganisms. The purpose of this study was to determine the effect of nurse education on the accuracy of the patient's family through hand washing in preventing Covid-19 transmission at Arifin Achmad Hospital, Riau Province. This research uses quantitative research with a quasi experimental design, with a population of 20 people. Data collection tools used observation sheets and data analysis was carried out univariate and bivariate with the Wilcoxson test. The results of this study show that the average value before being given education about hand washing is low compared to the average value after being given education about hand washing. So that hand washing education is effective in increasing hand washing to prevent Covid-19 transmission with a p-value of 0.000. The results of this study are expected to be a source of information and knowledge for the nursing profession regarding the effect of providing nurse education on the accuracy of the patient's family in washing hands.


Author(s):  
Abdolghani Abdollahi Mohammad ◽  
Mohammad Reza Firouzkouhi

Introduction: Quantitative research is not suitable for COVID pandemic research because it does not cover the social consequences of qualitative research. COVID 19 is a social event that is important because of the disruption of the natural order of society. To defeat the disease, social interaction is needed, so qualitative research is appropriate to find the challenges and experiences of society. Therefore, due to the inconsistency of people's health behaviors with epidemiological models, people's vulnerability in epidemics, unexpected consequences or surprising results, extracting participants' experiences from medical procedures and revealing flexibility in the face of social problems, the use of qualitative research in this pandemic that will be important.


2020 ◽  
Vol 9 (2) ◽  
pp. 95-101
Author(s):  
Ida Rahmawati ◽  
Masruroh Masruroh

Background: Friends have the most influence in an individual's life. Friendship contains specific elements, such as trust, openness, sharing of ups and downs, and learning to deal with conflict. Puberty children try to have friends to share their feelings with others. Because with good friendship will reduce minimize the anxiety they experience at puberty (Wulandari, Kustriyani, & Fiyannti, 2018).Objectives: The Purpose of this study to determine the relationship between friendship quality and anxiety facing the physical changes of puberty in female students at SDIT Bakti Insani Sleman Yogyakarta.Methods: This study was a quantitative research with survey method, with a total sampling of 47 respondents. Research instruments with questionnaires, the questionnaire was adopted from Marvienda (2007), researchers used a measuring instrument in the form of a friendship quality scale and anxiety scale of female students during puberty. Data analysis using person product moment.Results: The result showed respondents age 100% at the early adolescent stage, 74.5% respondents had not yet menarche, 25.5% had menarche, the average value of friendship quality was 84.89 and the average anxiety value was 63.91. The results showed that there was no relationship between the quality of friendship with anxiety facing physical changes during puberty in female students at SDIT Bakti Insani Sleman Yogyakarta (r = -.38, p-value = .802).Conclusion: This study found that the majority of respondents were in their early teens and only a small proportion had experienced menarche. The average value of high friendship quality shows that the quality of friendship is also high and the average value of anxiety in the medium shows moderate anxiety. The implications of this study are as input or consideration in preparing adolescent reproductive health starting from the beginning of puberty at school. Keywords: Quality of Friendship, Anxiety, Puberty, Physical Changes


2020 ◽  
Vol 2 (1) ◽  
pp. 33
Author(s):  
Yandi Suprapto

The purpose of this study is to determine whether financial behavior, financial socialization agents, financial attitude,  financial stress, and financial literacy can influence financial well being in millennial generation in Batam City. Financial well being is described when a person is able to prosper in the field of financial finance. Welfare is reflected in the ability to meet and manage all needs and desires. While millennial is the most current generation so that it can be a hope and reflection of a country. This research method begins with the distribution of questionnaires to the people of Batam city aged 15-19 years. Data were collected as many as 300 respondents then processed with multiple regression research models using SPSS. Variable financial literacy, financial attitude and financial socialization agents provide a significant positive relationship to financial well being. Meanwhile financial stress has a significant negative relationship with financial well being. Then for financial behavior variables show no significant relationship to financial well being.


2019 ◽  
Vol 1 (1) ◽  
pp. 185-193
Author(s):  
Mochammad Fajar

The purpose of this study is 1. To analyze work motivation on employee performance 2. To analyze work performance with employees 3. To analyze employee performance at Pizza Hut Merr Surabaya. This research is quantitative research. The population and samples were distributed by 47 respondents. Data collection techniques using a questionnaire. The data analysis used is the Statistical Package for Social Sciences (SPSS). The results of the study showed the effect of the Intrinsic Motivation Variable (X1) on employee performance (Y) showed a significant amount of 0,000. And Job stress variable (X2) on Employee Performance (Y) shows no significant value of 0.083.The results of this study indicate that compared to work stress, intrinsic motivation has a stronger dancer on employee performance at Pizza Hut Merr Surabaya.


2021 ◽  
Vol 1 (2) ◽  
pp. 60-67
Author(s):  
Lusiana Handayani ◽  
Basyirah Ainun ◽  
M. Yassir Fahmi

Islamic financial literacy and financial inclusion are important for improving the living condition of people. Combination of Islamic financial literacy understanding and high financial inclusion index will affect the behavioral ability of people in making financial planning. In Indonesia, Islamic financial literacy and inclusion are still low, not only for youngsters but also among adults. Even though good knowledge and access to Islamic finance will help millennials to be able to identify financial products and services as their financial planning. The aim of this study is to describe the influence of Islamic financial literacy and financial inclusion on financial planning by using financial behaviour as a intervening variable. This study is descriptive quantitative research. 96 respondents are involved in the study directly through a survey method. This study used 2 (two) stages of analysis. The first stage is to find the level of respondent Islamic financial literacy. The last stage is path analysis to determine the influence of each variable. Analysis results have shown that Islamic financial literacy has no direct impact on financial planning. However, Islamic financial literacy and financial inclusion have a significant impact on financial behaviour. Furthermore, the financial behaviour has mediated the relationship between Islamic financial literacy and financial inclusion with financial planning. It shows this affects toward financial planning is 26,4%.


2021 ◽  
Vol 1 (2) ◽  
pp. 141-148
Author(s):  
Rini Handayani ◽  
Geminastiti Sakkir ◽  
Rosmini Kasman

This study aims to determine verbal linguistic intelligence, to determine the results learning English especially on students' speaking, and to find out the influence of verbal linguistic intelligence on learning outcomes in English students of class X IPA 1 of SMAN 1 Sidrap. This research is quantitative research; this type of research is a pre-experimental design research. The population in this study was all students of class X SMAN 1 Sidrap, amounting to 182 people, while the study sample was the entire population, namely students of class X IPA 1 SMAN 1 Sidrap, amounting to 32 people. The instruments used in this study were interviews, questionnaires, treatment and recording tools. The data analysis technique used is descriptive statistical analysis and simple regression test through the application of SPSS. Based on the results of descriptive statistical analysis, verbal linguistic intelligence obtained an average value of 84.94, the lowest value obtained 0, and the highest value 107 and are at a percentage of 56.25% are in the average category. The results of learning English in this case speaking students obtained an average value of 96, the lowest value of 0, and the highest value of 96 and are in the good category with a percentage of 65.625%. The simple regression test results obtained sig <α (0,000 <0.05). This means that Ho is rejected and Ha is accepted, which means there is a positive influence between verbal linguistic intelligence on learning outcomes of students of class X Science 1 of SMAN 1 Sidrap.


2020 ◽  
Vol 5 (1) ◽  
pp. 35-50
Author(s):  
Arhan Sthapit ◽  
Bikash Shrestha

The paper aimed at examining the perceived difference between knowledge gained from online and face-to-face learning modes as a result of the intensities (viz., high and low) of comparative interaction level and ease of attending the classes, in the context of management courses in Nepal. Based on the survey (complete enumeration) of all management students (n=224) attending the online classes at Nepal Open University from 5th to 25th Jan., 2020, the study applied descriptive statistics and factorial ANOVA using the General Linear Model in analysing data to pursue the research objectives. Nepalese management students’ experience with their present online classes in terms of the knowledge gained was found to be equivalent to their previous experience with the face-to-face mode. It also discovered that intensities of the comparative interaction level and comparative ease of attending classes had a significant impact on comparative knowledge gained. The findings should offer instrumental inputs to design effective higher education policies blending the online and face-to-face learning modes.


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