scholarly journals EFEKTIVITAS PENYALURAN PEMBIAYAAN KPR SYARIAH BERSUBSIDI PADA PT BANK BTN SYARIAH CIREBON

2020 ◽  
Vol 12 (2) ◽  
pp. 209-223
Author(s):  
Putri Pithaloka Kennedy ◽  
Juliana Juliana ◽  
Suci Aprilliani Utami

This research is based on the phenomenon of the problem in which the subsidized Syariah KPR at Bank BTN Syariah is still not on target and has not been utilized by the original debtor or owner. The houses are not occupied or diverted so that the government has not yet become effective in the subsidized Islamic KPR. The purpose of this study is to determine the pattern of the procedure for disbursement of subsidized Syariah mortgage financing at PT. Bank BTN Syariah Cirebon and to find out the level of effectiveness in disbursing subsidized sharia KPR financing to PT. Bank BTN Syariah Cirebon. The population in this study are customers of subsidized Syariah mortgage financing at PT. Bank BTN Syariah Cirebon. The sampling technique used was non-probability-purpose sampling of 96 respondents who had been determined using the Slovin formula. The research method used in this research is descriptive method with a quantitative approach. The data analysis technique used is SPSS 22. The results of the effectiveness of subsidized syariah mortgage financing are the effectiveness of the indicators of use variable 85.3%, target accuracy 84.8%, scope 85.0%, cost effectiveness 85.9%, and accuracy time 81.3%. It can be concluded overall that the effectiveness of Subsidized Syariah KPR financing at PT. Bank BTN Syariah Cirebon is very effective with a yield of 84.5%. Keywords: Effectiveness, Subsidized Syariah KPR, BTN Syariah

2018 ◽  
Vol 6 (1) ◽  
pp. 49
Author(s):  
Mia Silmi Nurdiani ◽  
Nugraha Nugraha

 AbstractThis research was conducted at SMK Negeri 11 Bandung. The problem examined in this study is that there are still schools that tend to be not transparent in managing school funds. The objectives of this study were: 1) to find out how the school funds management was described, 2) to find out whether the school was transparent in managing school funds and 3) to find out whether the school was accountable in managing school funds. The research method used is descriptive method with a quantitative approach. Tool for collecting data about transparency and accountability with non-test techniques in the form of questionnaires and interviews. The data analysis technique uses descriptive analysis. The results showed that the transparency of fund management at SMK Negeri 11 Bandung showed a transparent category with a percentage of 81.95% of the management accountability of the funds showing an accountable category with a percentage of 85.04%. Keywords. transparency; accountability; school fund management AbstrakPenelitian ini dilakukan di SMK Negeri 11 Bandung. Masalah yang dikaji dalam penelitian ini adalah masih adanya sekolah yang cenderung tidak transparan dalam pengelolaan dana sekolah. Tujuan penelitian ini adalah: 1) untuk mengetahui bagaimana gambaran pengelolaan dana sekolah, 2) untuk mengetahui apakah sekolah telah transparan dalam pengelolaan dana sekolah dan 3) untuk mengetahui apakah sekolah telah akuntabel dalam pengelolaan dana sekolah. Metode penelitian yang digunakan adalah metode deskriptif dengan pendekatan kuantitatif. Alat pengumpulan data tentang transparansi dan akuntabilitas dengan teknik non tes dalam bentuk kuisioner dan wawancara. Teknik analisis data menggunakan analisis deskriptif. Hasil penelitian menunjukkan bahwa transparansi pengelolaan dana di SMK Negeri 11 Bandung menunjukkan kategori transparan dengan persentase 81,95% akuntabilitas pengelolaan dana menunjukkan kategori akuntabel dengan persentase 85,04%. Kata Kunci: transparansi; akuntabilitas; pengelolaan dana sekolah.


2020 ◽  
Vol 1 (1) ◽  
pp. 38-43
Author(s):  
Pebi Julianto

This research took place in Sitinjau Laut Sub-District with the formulation of the problem: How is the Implementation of the Non-Cash Food Assistance Program in Sitinjau Laut District, Kerinci Regency? The aim of this research is to know and explain about the implementation of the Non Food Cash Aid Program  in Sitinjau Laut District, Kerinci Regency. The research method is a qualitative with. Data collection techniques used interviews, observation, and documentation. The number of informants in this study was 19 people. The data analysis technique is data triangulation. Based on the results of research, namely the assistance provided by the government has been implemented in a structure, on target, on time and reduces the burden on the poor in terms of expenditure and can help the food security of the poor.


2018 ◽  
Vol 2 (2) ◽  
pp. 181
Author(s):  
Nusardi Ahmad

Based on the observation in the field it shows that still lack of agility ability of athlete pencak silat tapak suci Lebong. This study aims to explain the effect of zig-zag run training on improving the agility ability of athlete pencak silat tapak suci Lebong. This research method is quasi-experimental with the population of this study a number of 17 athletes and samples taken by using the total sampling technique so that obtained a sample of 17 athletes. The test used is the Shuttle Run, which aims to determine the ability of agility. Data analysis technique used is t-test. The result of data analysis shows that zig zag run training method can increase agility of athlete pencak silat tapak suci Lebong (tcount (8,492)> ttable (2,110).


2019 ◽  
Vol 9 (1) ◽  
pp. 30
Author(s):  
Gilang Rizaldi ◽  
Mahmud Yunus ◽  
Supriyadi Supriyadi

AbstrakPenelitian ini bertujuan untuk mengetahui seberapa besar pengaruh latihan small sidedgame terhadap peningkatan VO2max pemain SSB IKC kelompok usia 11-12 tahun. Metodepenelitian ini adalah penelitian eksperimen menggunakan desain One Groups Pretest-Posttest Design.. Pengambilan sampel menggunakan teknik purposive sampling didapatkan20 pemain. Instrumen yang digunakan dalam penelitian ini adalah bleep test. Teknik analisisdata menggunakan uji-t..Nilai tabel uji-t antara pretest dan posttest didapat nilai p = 0,000.Jadi dapat disimpulkan bahwa latihan small sided game terbukti memiliki pengaruh yang signifikanterhadap VO2max pemain SSB IKC kelompok usia 11-12 tahunKata Kunci: small sided games, VO2max.AbstractThis research method is experimental research using the design of One Groups Pretest-Posttest Design. Sampling using a purposive sampling technique obtained 20 players. Theinstrument used in this study was the bleep test. The data analysis technique uses the t-testbefore-after. The value of the t-test table between the pretest and posttest was obtained at p =0,000. So it can be concluded that small sided game training has a significant effect onVO2max of SSB IKC players in the 11-12 year age group. Based on the results of the aboveresearch it can be concluded that small sided game training has been shown to have an effectto increase SS2 IKC players in the 11-12 year age groupKeywords: small sided games, VO2max.


Author(s):  
M Trihudiyatmanto

Purpose – This study aims to analyse the effect of the implementation of PSBB on the development of Retail MSMEs (micro, small, and medium enterprises).Method – Respondents in the study were 100 respondents. The sampling technique used in this study was purposive sampling, with the criteria for Retail MSMEs actors in Garung District, Wonosobo Regency, and at least the business had been operating for one year. The data analysis technique used in this research was SEM Smart PLS.Result – The development of Retail MSMEs was significantly influenced by the implementation of PSBB and was moderated by the Covid-19 pandemic. Implication – This study can assist businesses and the government during a pandemic outbreak.Originality – This is the first study examining the influence of a pandemic outbreak on the development of MSMEs in the retail industry.


2021 ◽  
Vol 8 (1) ◽  
pp. 116
Author(s):  
Ayudhia Yuliasih ◽  
Juliana Juliana ◽  
Rida Rosida

ABSTRAKTujuan dari penelitian ini adalah untuk mengetahui  tingkat efektivitas pendistribusian dana zakat pada program BAZNAS Kota Cirebon, Kabupaten Kuningan, Kabupaten Majalengka dan Kabupaten Cirebon serta mengetahui faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian zakat tersebut . Metode yang digunakan pada penelitian ini adalah metode deskriptif dengan pedekatan kuantitatif, dan teknik analisis data yang digunakan adalah Zakat Core Principles poin 10 Disbursement Managament. Berdasarkan  analisis Zakat Core Principles poin 10 Disbursement Managament maka dapat disimpulkan bahwa keempat BAZNAS tersebut sudah mencapai kategori efektif. Pada Time Effectivity, pendistribusian dana zakat pada keempat BAZNAS tersebut termasuk kedalam kategori cepat yang berarti bahwa lembaga zakat telah memiliki program yang efektif. Faktor-faktor yang mempengaruhi nilai rendah atau tingginya hasil perhitungan efektivitas pendistribusian dana zakat tersebut dipengaruhi oleh Pendistribusian dana Zakat yang selalu tepat sasaran sesuai Ashnaf dan merata, Pendistribusian dana zakat dan pendayagunaan dana zakat kepada masyarakat sudah sangat baik, Peraturan tegas terkait wajib zakat dan penerapan peraturan pengelolaan terkait zakat sudah bagus.Kata Kunci: Efektivitas, Pendistribusian, Zakat, Zakat Core Principles. ABSTRACTThe purpose of this research is to see the level of effectiveness of distribution of zakat funds in the BAZNAS program of Cirebon City, Kuningan Regency, Majalengka Regency and Cirebon Regency and also to see the factors that influence the low value or the level of yield that has the value of the distribution of zakat. The method used in this research is a descriptive method with a quantitative approach, and the data analysis technique used is the Basic Principles of Zakat point 10 Payment Management. Based on the analysis of the Core Principles of Zakat point 10 for Disbursement Management, it can be ignored that the four BAZNAS have reached the effective category. In Time Effectiveness, the distribution of zakat funds to the four BAZNAS is included in the fast category which means that the zakat institution has an effective program. The factors that affect the low or high value of the calculation results which have the authority to distribute zakat funds are always on target according to Ashnaf and are evenly distributed, the distribution of zakat funds and the utilization of zakat funds to the community is very good, strict regulations related to the compulsory zakat and the implementation of zakat-related regulations is good.Keywords: Effectiveness, Distribution, Zakat, Zakat Core Principles.


2021 ◽  
Vol 6 (1) ◽  
pp. 101-106
Author(s):  
Ridwan Sinurat ◽  
Tofikin Tofikin

This study aims to identify students who have talent based on the results of the talent analysis conducted at SMP 1 Rambah Rokan Hulu. This research method is a quantitative descriptive method. The data analysis technique used was sports test tracing. The sampling technique used was purposive sampling technique, meanwhile the samples determined by the researcher were students who like to exercise and are interested and willing to take part in this research. Based on these criteria, the sample size is 30 people. The results showed that 6.7% of children have shown their talent in long-distance running, 16.7% of children showed their talent in the sport of Judo, 6.7% of the children were gifted in the sport of rock climbing, 23.3% of the children showed their talent fast running, 23.3 % of children in street sports, 3.3% of children in Steeppleechase, 3.3% of children in hurdling, 3.3% of children in high jump and 13.3% of children in multi-jump sports respectively.


2018 ◽  
Vol 1 ◽  
pp. 284
Author(s):  
Muhammad Syarif Hidayatullah

Highly committed employees give every effort to achieve organizational goals. They always exert their efforts to achieve that goal. In Indonesia, small businesses occupy an important position that makes it big attention from the government. Every organization does not care big or small should emphasize the element of commitment of employees to achieve the goals set. Researchers want to know the comparative level of commitment of employee goals to organizational goals in small, medium and large business workers. This research method using quantitative approach. The data were collected by using psychological measuring instrument. Data analysis was done by One Way Varian Analysis Technique. The results show that there is a difference in goal commitment among small, medium and large enterprise workers. Significant differences occur between middle and large business workers.


2019 ◽  
Vol 2 (1) ◽  
pp. 60
Author(s):  
Rizal Nasrullah Al Abbas ◽  
Tumirin Tumirin

This study aims to determine the effect of tax sanctions, tax amnesty, tax knowledge on the level of personal taxpayer compliance. This study uses a quantitative approach. The sample in this study was 80 WPOP registered in North Gresik Small Taxpayer Office using a purposive sampling technique. The data analysis technique uses multiple linear regression. The results of this study indicate that there is a significant effect of tax sanctions on WPOP taxpayer compliance which is registered at North Gresik KPP. There is no effect of tax amnesty on WPOP taxpayer compliance registered at North Gresik Small Tax Office. Tax knowledge has a significant effect on WPOP taxpayer compliance that is registered at North Gresik KPP.


2021 ◽  
Vol 8 (2) ◽  
pp. 233
Author(s):  
Baiq Nurul Hidayani

This study aims to describe the implementation of the character education of students' courtesy through beautiful media at SD Negeri 11 Mataram. This research method using descriptive method. Data collection techniques in this study using observation and documentation. The data analysis technique used thematic analysis. The results of this study indicate that the use of beautiful media in improving the character of courtesy of students at SD Negeri 11 Mataram shows the results and can provide concrete experiences for students in being polite in everyday life, especially at school.


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