DETERMINANTS OF FINANCIAL RESOURCES MOBILISATION OF INTEREST-FREE COOPERATIVE SOCIETIES IN ILORIN, KWARA STATE, NIGERIA

Internal Governance ◽

State Data ◽

Cooperative Society ◽

Level Of Significance ◽

Interest-free Cooperative society is introduced as a mirror of conventional cooperatives though on the principle of Islamic finance, to mobilise financial resources with the aim of promoting the socio-economic welfare of their members. There is however some restriction to the quantity of savings that could be mobilized. The study therefore assessed the determinants of savings mobilization in interest-free cooperative in Ilorin Kwara State. Data were collected with the use of questionnaire which was administered on 365 members of institution-based interest-free cooperative societies in Ilorin metropolis. Kaiser-Meyer-Olkin (KMO) and Cronbach’s alpha tests were performed to establish the validity and reliability of the research instrument. Logistic regression analysis was conducted and it was found that mode of saving, credit administration, internal governance and member’s awareness have positive effect on volume of savings mobilized and the effects are significant at 5% and 1% level of significance. The study concluded that the mode of savings, credit administration, internal governance, and members awareness affect resources mobilization of Islamic cooperatives in Ilorin metropolis. Direct deduction of savings from salaries, higher level of transparency and accountability, sensitization campaign are recommended for effective and efficient financial resources mobilization in interest-free cooperative societies.

Relationship between Students’ Involvement in Decision-Making and Academic Performance in Public Secondary Schools of Kenya

International Education Studies and Sustainability ◽

10.22158/iess.v1n2p1 ◽

2021 ◽

Vol 1 (2) ◽

pp. p1

Author(s):

Justus B. Maende

Keyword(s):

Decision Making ◽

Regression Analysis ◽

Academic Performance ◽

Secondary School Principals ◽

Simple Random Sampling ◽

Future Research ◽

Policy Makers ◽

Baseline Information ◽

Level Of Significance

Secondary school principals play a key role in decision-making leading to students’ academic performance. There was a decline in the percentage of the examination candidates from Kakamega County who were selected to join public universities from the year 2011 to 2015. This study intended to establish the relationship between students’ involvement in decision-making by principals and academic performance. Respondents were sampled by simple random sampling. Pre-testing of instruments of data collection was undertaken to ensure validity and reliability of the instruments. Data was collected from 36 principals, 199 teachers and 393 Form 4 students by use of questionnaire and interview schedule. Research experts determined validity of the instruments. Data was analyzed using descriptive statistics, frequencies, percentages, means, cross tabulation and Pearson’s correlation. Hypotheses were tested through regression analysis at 0.05 level of significance. Regression analysis revealed that students’ involvement in decision-making explained 24.6%, and of the variation in academic performance. Leadership functions such as students allowed to elect prefects, prefects attending staff/BoM meetings. It was recommended that principals should involve students in decision making. This study would be significant to policy makers, principals, teachers and other education stakeholders in Kenya. The study would also form baseline information for future research.

Pengaruh Pengetahuan Wajib Pajak, Kesadaran Wajib Pajak, dan Sanksi Perpajakan terhadap Kepatuhan Wajib Pajak Kendaraan Bermotor

Jurnal Kajian Akuntansi dan Auditing ◽

10.37301/jkaa.v15i2.30 ◽

2021 ◽

Vol 15 (2) ◽

pp. 143-154

Author(s):

Utami Widya Karlina ◽

Mukhlizul Hamdi Ethika

Keyword(s):

Regression Analysis ◽

Statistical Analysis ◽

Sampling Method ◽

Linear Regression Analysis ◽

Tax Compliance ◽

Multiple Linear Regression Analysis ◽

Test Results ◽

Positive Effect ◽

Descriptive Statistical Analysis

This study aims to prove the effect of knowledge, awareness and tax sanctions on vehicle taxpayer compliance in Kabupaten Kerinci and Sungai Penuh City. Respondents who participated in this study were 100 respondents and the samples were taken using accidental sampling method. The data was collected using a questionnaire and the data was tested using descriptive statistical analysis, validity and reliability tests, classical assumption tests and multiple linear regression analysis. The test results show that knowledge and awareness of taxpayers have a positive effect on tax compliance, while tax sanctions have no effect on vehicle taxpayer compliance.

ANALISIS CITRA NEREK, POSITIONING PRODUK DAN LIFESTYLE TERHADAP KEPUTUSAN PEMBELIAN PADA TOKO BAJU THE EXECUTIVE DI SOLO PARAGON MALL

JURNAL ILMIAH EDUNOMIKA ◽

10.29040/jie.v3i02.611 ◽

2019 ◽

Vol 3 (02) ◽

Author(s):

Fitrysia Hanggraini ◽

Ida Aryati ◽

Rochmi Widayanti

Keyword(s):

Regression Analysis ◽

Brand Image ◽

Sampling Technique ◽

Descriptive Statistics ◽

Coefficient Of Determination ◽

Purchasing Decisions ◽

Product Positioning ◽

Clothing Store ◽

The goal of this study is the quality of brand image, positioning product, products, and lifestyle locations for clothing store the executive di solo paragon mall. The population in this study were consumers who bought products from The Executive at Solo Paragon Mall. The sampling technique uses accidental sampling, ie sampling is done by giving a questionnaire to get a sample based on the users of the product from The Executive who were met at the time of the research, which was taken from the research area. The data analysis method used in this study is descriptive statistics all analysis and regression analysis. Descriptive statistics of all analyzes, all interpretations, data obtained, and results of data processing carried out, carried out with explanations, explanations, and explanations. Regression analysis includes validity and reliability testing, classic assumption test, multiple regression analysis, determination test, t test, and l test. The results of the F test show that brand image, product positioning, and lifestyle have a simultaneous effect on purchasing decisions at the executive clothing store at the paragon mall solo. Brand image has a positive effect on purchasing decisions at the executive clothing store at Paragon Mall. Positioning products have a positive effect on purchasing decisions at the executive clothing store in Paragon. Lifestyle has a positive effect on purchasing decisions at the executive clothing store in Paragon. The results of the coefficient of determination of the results of analysis of multiple linear calculations can be seen that the number of adjustments R2 obtained is 0,63,2 or 63,2%. This shows that brand image, product positioning, and lifestyle have an influence on purchasing decisions in the executive store at the paragon mall solo.

PENGARUH ASOSIASI MEREK, PERSEPSI KUALITAS DAN GAYA HIDUP TERHADAP MINAT BELI SANDAL DAN SEPATU BATA CABANG KUNINGAN

JBMI (Jurnal Bisnis, Manajemen, dan Informatika) ◽

10.26487/jbmi.v13i3.1707 ◽

2017 ◽

Vol 13 (3) ◽

Author(s):

Riska Latipah

Keyword(s):

Regression Analysis ◽

Qualitative Analysis ◽

Purchase Intention ◽

Perceived Quality ◽

T Test ◽

Coefficient Of Determination ◽

Independent Variables ◽

Brand Association ◽

This study against the background by increasing the competition in the industry sandals and shoes inIndonesia. This affects the sales of sandals and shoes Bata. This study also aims to analyze and test the effect of brandassociation, perceived quality and lifestyle of purchase intention Bata sandals and shoes Kuningan branch. Then analysisof data obtained using quantitative and qualitative analysis. Quantitative analysis includes: validity and reliability, datanormality test, multicollinearity test, heteroscedasticity test, autocorrelation test, multiple regression analysis, hypothesistesting through t test and F, as well as the coefficient of determination (R ²). Qualitative analysis is the interpretationof the data obtained in the study and the results of data processing that has been carried out by members of descriptionand explanation. Hypothesis testing using t test showed that the variables of brand association and perceived quality issignificantly positive effect on purchase intention. Figures adjusted R2 of 0.585 indicates that 58.5% variable purchaseintention can be explained by the three independent variables in the regression equation. While the rest of 41.5% isexplained by other variables outside three variables used in this study.

PENGARUH KOMPETENSI DAN PROFESIONALISME AUDITOR INTERNAL TEHADAP KINERJA KARYAWAN DENGAN INTERNAR KONTROL SEBAGAI VARIABEL INTERVENING

E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis ◽

10.29103/e-mabis.v20i2.437 ◽

2019 ◽

Vol 22 (1) ◽

pp. 161-173

Author(s):

Muh. Akob ◽

Ansir Launtu ◽

Irwan AS

Keyword(s):

Regression Analysis ◽

Internal Control ◽

Employee Performance ◽

Significant Positive Effect ◽

Test Analysis ◽

Internal Auditor ◽

Internal Auditors ◽

Linearity Test ◽

This study aims to determine the effect of competence and professionalism of internal auditors on the performance of Employees with Internal Control as Intervening Variables. The research sample consisted of 96 Kalla Group employees who were directly involved in the finance department. The questionnaire was tested for validity and reliability test before research. The analysis prerequisite tests used were normality test, linearity test, mulitikolonieritas test and heteroscedasticity test. Analysis of the data used is simple regression analysis and multiple regression analysis. The results showed (1) There was a significant positive effect on internal auditor competency on employee performance; (2) There is a significant positive effect of internal auditor professionalism on performance; (3) There is a significant positive effect of internal control on employee performance (4) There is a significant positive effect on internal auditor competence on internal control; (5) There is a significant positive effect on the professionalism of internal auditors on internal control; (6) There is a significant positive effect of internal auditor competence on employee performance through Internal control as an intervening variable; (7) There is a significant positive effect of internal auditor professionalism on employee performance through Internal Control as an Intervening variable.

Pengaruh Kualitas Produk dan Kualitas Pelayanan Terhadap Kepuasan Konsumen di Kedai Kaizar Lahat

GEMA : Jurnal Gentiaras Manajemen dan Akuntansi ◽

10.47768/gema.v13i2.234 ◽

2012 ◽

Vol 13 (2) ◽

pp. 85-94

Author(s):

Hayani Hayani ◽

Keyword(s):

Regression Analysis ◽

Customer Satisfaction ◽

Service Quality ◽

Product Quality ◽

Significance Level ◽

Analysis Technique ◽

Associative Design ◽

This study aims to determine: (1) the effect of product quality on customer satisfaction of Kedai Kaizar Lahat (2) the quality of service on customer satisfaction of Kedai Kaizar Lahat, and (3) the effect of product quality and service quality on customer satisfaction of Kedai Kaizar Lahat. This research is a survey research with an associative design. The population in this study were all consumers of Kedai Kaizar Lahat. The sample of this research is most consumers of Kedai Kaizar Lahat in Kab. Lahat, amounting to 60 people. Data collection using a questionnaire that has been tested for validity and reliability. The data analysis technique used in this study is multiple regression analysis. The results of the study with a significance level of 5% found that (1) product quality has a positive effect on customer satisfaction, (2) service quality has a positive effect on customer satisfaction and (3) product quality and service quality have a positive and significant effect on customer satisfaction.

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LOYALITAS NASABAH PEMBIAYAAN MURABAHAH PADA BANK PEMBIAYAAN RAKYAT SYARI’AH ADECO LANGSA

Jurnal Investasi Islam ◽

10.32505/jii.v4i2.1373 ◽

2019 ◽

Vol 4 (2) ◽

pp. 166-180

Author(s):

Febi Febi ◽

Ndaru Irawadi ◽

Abdul Hamid ◽

Zikriatul Ulya

Keyword(s):

Regression Analysis ◽

Multiple Regression Analysis ◽

Multiple Regression ◽

Simple Random Sampling ◽

Test Method ◽

Location Factors ◽

Test Base ◽

Service Factors ◽

This study aimed to ﬁ nd out factors that inﬂ uencing costumers loyalty about murabahah ﬁ nancing at Bank Pembiayaan Rakyat Syariah Adeco Langsa and to determine the effects partialy and silmutanously to murabahah ﬁ ancing costumers loyalty. There are factors that inﬂ uencing murabahah ﬁ nancing costumers loyalty including the inﬂ uence of service factors, facility factors, and location factors. This study used the quantitative approach. The total of respondent are 80 costumers. Sampling this study was carried through probability sampling and simple random sampling , rarely the technique of determining to selected sample without regard to the levels in the population. This study used quesioners as many as 20 items questions that were assesed with a likert 1-5 scale and used validity and reliability test. The test of assumptions were, tests of multicollinearity, heteroscedastisitas, normality, linearity then analyzed using multiple regression analysis with the determination test method F test and t test. Base on multiple regression analysis at 5% signiﬁ cance level show that simultaneously service factors, facility factors, and location factors have signiﬁ cant positive effect to murabahah ﬁ nancing costumers loyalty at Bank Pembiayaan Rakyat Syariah Adeco Langsa, and then there are signiﬁ cant positive effect of the facility factors to murabahah ﬁ nancing costumer loyalty and the location also has a signiﬁ cant positive inﬂ uence on murabahah ﬁ nancing costumer loyalty at Bank Pembiayaan Rakyat Syariah Adeco Langsa, facility factor have the most dominant inﬂ uence on murabahah ﬁ nancing costumer loyalty at Bank Pembiayaan Rakyat Syariah Adeco Langsa, with a signiﬁ cance of 0,000 less than 0,05.

PENGARUH LOKASI, HARGA, DAN KEBERAGAMAN PRODUK TERHADAP MINAT BELI PADA PASAR TRADISIONAL KIRINGAN

Media Mahardhika ◽

10.29062/mahardika.v19i1.201 ◽

2020 ◽

Vol 19 (1) ◽

pp. 102-107

Author(s):

Luluk Nur Azizah

Keyword(s):

Regression Analysis ◽

Regression Coefficient ◽

Analysis Techniques ◽

Traditional Markets ◽

Traditional Market ◽

Research Population ◽

Product Variation ◽

The City ◽

The lower the number of people interested in going to traditional markets, modern markets are starting to enter the city area, the shops are so dense that the competition is getting tougher, it also makes people as consumers reconsider their buying interest in the Kiringan market. This study aims to determine: (1) the effect of location, price, and product variation on buying interest in the Kiringan traditional market. (2) the effect of location on buying interest in the Kiringan traditional market, (3) the effect of price on the buying interest in the Kiringan traditional market, and (4) the effect of product variation on the buying interest in the Kiringan traditional market from Kiringan. This research is a survey research design using associative research methods. The research population is customers in Kiringan traditional market. numbering 200 people. Data were collected using tested validity and reliability questionnaires. Data were analyzed using multiple regression analysis techniques. The results showed that: (1) location, price, and product variation had a positive effect on buying interest in the Kiringan traditional market. This is evidenced by the calculated F value of 65.014 with a significance of 0.000 <0.05; (2) location has a positive effect on buying interest in the Kiringan traditional market. This is evidenced by the t-count value of 3,968 with a significance value of 0,000 <0.05 and a regression coefficient of 0.195; (3) price has a positive effect on buying interest in Kiringan traditional market. This is evidenced by the t value of 5.164 with a significance value of 0.000 <0.05 and a regression coefficient of 0.310; and (4) product variation has a positive effect on buying interest in Kiringan traditional market. This is evidenced by the t value of 6.548 with a significance value of 0.000 <0.05 and a regression coefficient of 0.359.

Pengaruh Motivasi, Self Awareness Dan Komunikasi terhadap Disiplin Kerja Karyawan di Perusahaan Daerah Air Minum (Pdam) Kabupaten Ponorogo

ASSET: Jurnal Manajemen dan Bisnis ◽

10.24269/asset.v1i2.2557 ◽

2020 ◽

Vol 1 (2) ◽

Author(s):

Fitriana Fitriana ◽

Umi Farida ◽

Tegoeh Hari Abrianto

Keyword(s):

Regression Analysis ◽

Data Analysis ◽

Water Supply ◽

Regression Coefficient ◽

Reliability Test ◽

Self Awareness ◽

Communication Variable ◽

Water Supply Company ◽

Regional Water

This study aims to determine the effect of motivation, self awareness and communication on the work discipline of employees in the Regional Water Supply Company (PDAM) of Ponorogo Regency. The location of research in Pramuka Street Number 21, Nologaten, Ponorogo Regency. The population in this study was 102 employees. The sample in this study used 50 respondents. Data collection techniques using questionnaires, then tested with validity and reliability test, while the method of data analysis using multiple regression analysis with the help of SPSS and hypothesis testing partially or simultaneously. The results showed that; (1) Motivation partially influences the work discipline of employees in the Regional Water Supply Company (PDAM) of Ponorogo Regency with a regression coefficient of 0.317, t value of 2.903> t table of 2.012 and sig. of 0.006 <0.05, (2) Self Awareness partially influences the work discipline of employees in the Regional Water Supply Company (PDAM) of Ponorogo Regency with the results of the regression coefficient of 0.409, t value of 3.478> t table of 2.012 and sig. of 0.001 <0.05, (3) Communication partially influences the work discipline of employees in the Regional Water Supply Company (PDAM) of Ponorogo Regency with the results of a regression coefficient of 0.310, t value of 2.178> t table of 2.012 and sig. of 0.035 <0.05, (4) Motivation, self awareness and communication simultaneously affect employee work discipline in the Regional Water Supply Company (PDAM) of Ponorogo Regency with the calculated F value of 14.807> F table 2.81 and sig value. of 0,000 <0.05, (5) Self awareness is the most dominant variable affecting the work discipline of employees in the Regional Water Supply Company (PDAM) of Ponorogo Regency with the result of self awareness variable t value of 3.478 is greater than the value of t variable count motivation and communication variables. Furthermore, from the value of sig. the variable self awareness of 0.001 is smaller than the value of sig. motivation variable and communication variable.

Financial Intermediation and Growth: Theory and Some Cross-Country Evidence

The Pakistan Development Review ◽

10.30541/v36i4iipp.855-862 ◽

1997 ◽

Vol 36 (4II) ◽

pp. 855-862

Author(s):

Tayyeb Shabir

Keyword(s):

Economic Growth ◽

Financial Markets ◽

Financial Intermediation ◽

Empirical Estimates ◽

Financial Liberalisation ◽

Cross Country ◽

Level Of Significance ◽

The Relationship ◽

Positive Effect ◽

Theoretical Developments

Well-functioning financial markets can have a positive effect on economic growth by facilitating savings and more efficient allocation of capital. This paper characterises some of the recent theoretical developments that analyse the relationship between financial intermediation and economic growth and presents empirical estimates based on a model of the linkage between financially intermediated investment and growth for two separate groups of countries, developing and advanced. Empirical estimates for both groups suggest that financial intermediation through the efficiency of investment leads to a higher rate of growth per capita. The relevant coefficient estimates show a higher level of significance for the developing countries. This financial liberalisation in the form of deregulation and establishment and development of stock markets can be expected to lead to enhanced economic growth.