scholarly journals ANALISIS PEMBIAYAAN DENGAN PRINSIP MURABAHAH PADA PT. BANK SUMUT SYARIAH CABANG MEDAN

2021 ◽  
Vol 1 (2) ◽  
pp. 87-91
Author(s):  
Fitriyani Panjaitan ◽  
Andri Soemitra

This study discusses the analysis of financing with the principle of murabahah at PT. Bank Sumut Syariah Medan. The murabahah contract is the sale and purchase of goods at the original price with an additional profit agreed upon by the seller, who must notify the price of the product he purchased and determine a level of profit in addition to it. The research method used is descriptive qualitative with data collection techniques through interviews and observations. The results showed that the murabahah financing mechanism at Bank Sumut Syariah Brigjen Katamso Medan can be used by all human beings where the type of business must remain in accordance with Islamic sharia and in order to minimize the risk of default the bank provides action in the form of supervision.

2020 ◽  
Vol 5 (3) ◽  
pp. 309-330
Author(s):  
Rifni Rizqi Nurul Aliyati ◽  
Wiryo Setiana ◽  
Acep Aripudin

Pesan dakwah dapat disampaikan melalui media termasuk instagram. Trend  tersebut memiliki dua sisi seperti pisau bermata ganda (tantangan). Penelitian ini bertujuan untuk mengetahui penyajian pesan dakwah dalam media sosial instagram. Tujuan penelitian ini mengetahui bentuk penyajian pesan dakwah dalam instagram dan mencari tahu kelebihan dan kekurangan penyajian pesan dakwah dalam media sosial. Metode penelitian yang digunakan adalah deskriptif dengan pendekatan kualitatif dan teknik pengumpulan datanya, melalui observasi dan dokumentasi. Hasil penelitian menunjukan bahwa dari dua puluh unggahan yang diteliti, terdapat tiga unggahan yang termasuk bentuk penyajian pesan dakwah informatif, empatbelas unggahan yang termasuk persuasif, dan tiga unggahan yang termasuk koersif. Kelebihan penyajian pesan dakwah pada akun instagram ini ialah menyampaikan pesan dalam bahasa singkat dan mudah dipahami pembaca. Dan kekurangannya, yaitu penjelasan yang kurang lengkap dan singkat. Kelebihan dan kekurangannya ini juga memberikan dampak pada pemahaman  pembacanya. Da'wah messages can be conveyed through the media including Instagram. The trend has two sides like a double-edged knife (a challenge). This study aims to determine the presentation of preaching messages on social media Instagram. The purpose of this study is to find out the form of preaching messages on Instagram and find out the advantages and disadvantages of preaching messages in social media. The research method used is descriptive qualitative approach and data collection techniques, through observation and documentation. The results showed that of the twenty uploads examined, there were three uploads that included informative preaching messages, fourteen uploads that were persuasive, and three uploads which were coercive. The advantage of presenting da'wah messages on this Instagram account is that it conveys messages in short and easily understood language. And the shortcomings, namely an incomplete and concise explanation. These strengths and weaknesses also have an impact on the reader's understanding.


2021 ◽  
Vol 4 (1) ◽  
pp. 1-8
Author(s):  
Neneng Siti Maryam

Abstract - Early March 2020, the corona virus began to spread in Indonesia. To suppress the wider spread of the virus, the government made policies regarding social restrictions. This has resulted in many schools and colleges, offices and companies, and other public places, deciding whether employees or their students should work or study from home. This study aims to examine the effectiveness of online learning during the Corona virus pandemic in Bandung Kridatama Polytechnic students. The research method used is descriptive qualitative method, and data collection techniques are carried out through observation, interviews and documentation. While the analysis of data acquisition was carried out by collecting data, reducing data, and drawing conclusions. The results of the study revealed that online learning carried out during the Corona virus pandemic was ineffective because obstacles were still found that interfered with the learning process, including the absence of two-way communication between students and lecturers, Besides other obstacles, namely students who do not have enough quotas to take part in online learning, or lecturers who do not understand technology so that learning is not carried out using online learning applications but through Whatsapp groups. Keywords: learning, online learning, pandemic, Corona virus Abstrak – Awal bulan Maret tahun 2020, virus corona mulai menyebar di Indonesia. Untuk menekan penyebaran virus yang lebih luas lagi, pemerintah membuat kebijakan mengenai pembatasan sosial.  Hal tersebut mengakibatkan banyak sekolah dan kampus, kantor dan perusahaan,  serta tempat-tempat publik lainnya, memutuskan  para karyawan atau anak didiknya untuk bekerja atau belajar dari rumah. Penelitian ini bertujuan untuk mengkaji efektivitas pembelajaran online di masa pandemi virus Corona pada mahasiswa Politeknik Kridatama Bandung. Metode penelitian yang digunakan adalah metode deskriptif kualitatif, dan teknik pengumpulan data dilakukan melalui observasi, wawancara dan dokumentasi. Sedangkan analisis perolehan data dilakukan dengan pengumpulan data, reduksi data, dan penarikan kesimpulan. Hasil dari penelitian mengungkapkan bahwa pembelajaran online yang dilaksanakan selama masa pandemi virus Corona kurang efektif karena masih ditemukan hambatan yang mengganggu proses pembelajaran diantara-Nya tidak terjalinnya komunikasi dua arah antara mahasiswa dan dosen, disamping hambatan-hambatan lainnya yaitu mahasiswa yang tidak memiliki cukup kuota untuk mengikuti pembelajaran online, atau dosen yang kurang memahami teknologi sehingga pembelajaran tidak dilakukan dengan menggunakan aplikasi pembelajaran online tetapi melalui grup Whatsapp. Kata Kunci: pembelajaran, pembelajaran online, pandemik, virus Corona


Koneksi ◽  
2020 ◽  
Vol 4 (1) ◽  
pp. 155
Author(s):  
Eartha Beatricia Gunawan ◽  
Ahmad Junaidi

This study aims to describe the representation of sex education in the film Dua Garis Biru by director Gina S. Noer. This study uses a descriptive qualitative approach. The research method uses Roland Barthes's semiotic analysis with two-way significance and the meaning of denotation, connotation, and myth. The subjects of this study are Dara and Bima, the object of this study is a sign of sex education represented in scenes, dialogues, and characters in films. Methods of data collection by observation, literature study, interviews, and documentation. The film Dua Garis Biru tells the story of how Dara and Bima, two teenagers, must be responsible for the consequences that they did not think of before due to free sex. This film also illustrates the important role of parents in communicating information about sex to children. The results of this study indicate that there is a picture of sex education in the film Two Blue Lines. It was concluded that the side or form of sex education is displayed in scenes, dialogues, or characters that insert the importance of knowing sex education and knowing the consequences of every action related to sex. Penelitian ini bertujuan untuk menggambarkan representasi pendidikan seks  dalam Film Dua Garis Biru karya sutradara Gina S. Noer. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Metode penelitian menggunakan Analisis Semiotika Roland Barthes dengan signifikan dua arah dan pemaknaan denotasi, konotasi, dan mitos. Subjek penelitian ini adalah Dara dan Bima, objek penelitian ini adalah tanda pendidikan seks yang direpresentasikan dalam adegan, dialog, dan karakter dalam film. Metode pengumpulan data dengan observasi, studi pustaka, wawancara, dan dokumentasi. Film Dua Garis Biru bercerita tentang bagaimana Dara dan Bima, dua remaja harus bertanggung jawab atas konsekuensi yang tidak mereka pikirkan sebelumnya karena melakukan seks pranikah. Film ini juga menggambarkan pentingnya peran orang tua dalam mengkomunikasikan informasi tentang seks kepada anak. Hasil dari penelitian ini menunjukkan bahwa terdapat gambaran tentang pendidikan seks dalam film. Sisi atau bentuk pendidikan seks ditampilkan dalam cuplikan adegan, dialog, atau karakter tokoh yang menyisipkan pentingnya mengenal pendidikan seks dan mengetahui konsekuensi dari setiap perbuatan yang berhubungan dengan seks.


2020 ◽  
Vol 4 (1) ◽  
pp. 12
Author(s):  
Stefanus Peter Ibrahim ◽  
Suzanna Ratih Sari

Abstract: The presence of Jenderal Ahmad Yani Semarang International Airport, caused many tourists to come to Semarang, and the impact of one of them was on Anjasmoro Raya corridor whose activities were growing.  This phenomenon can be found with the presence of shops as formal sector activities and the development of pedagang kaki lima activities as a sector informal.  This informal activity uses the shoulder space of the road which should fuction to support the transportation activities in the corridor, but is used as a place of sale by pedagang kaki lima, so there is a strength of property that supports the activities of pedagang kaki lima.  This study aims to find the relationship between the setting of the Anjasmoro Raya corridor and pedagang kaki lima activity through the strength of property in the Anjasmoro Raya corridor.  The research method used is descriptive qualitative, with data collection techniques in the form of place centered mapping.  The result showed that there was a relationship between the setting of the Anjasmoro Raya corridor and the activities of street vendors.Keyword: Settings, Pedagang Kaki Lima Activities, Anjasmoro Raya CorridorAbstrak: Kehadiran Bandar Udara International Jenderal Ahmad Yani Semarang membuat banyaknya wisatawan yang datang ke kota semarang, dan dampak salah satunya pada koridor Anjasmoro Raya yang semakin berkembang aktivitasnya, dimana gejala ini dapat dijumpai dengan hadirnya pertokoan sebagai aktivitas sector formal dan berkembangnya aktivitas pedagang kaki lima sebagai sektor informal.  Aktivitas informal ini menggunakan ruang bahu jalan yang seharusnya berfungsi untuk mendukung aktivitas transportasi yang ada di koridor, namun dimanfaatkan sebagai tempat jualan oleh pedagang kaki lima, sehingga terdapat kekuatan property yang mendukung aktifitas pedagang kaki lima.  Penelitian ini bertujuan untuk mencari hubungan seting koridor Anjasmoro Raya dnegan pola aktivitas pedagang kaki lima, melalui kekuatan properti yang ada di koridor Anjasmoro Raya.  Metode penelitian yang digunakan adalah deskriptif kualitatif, dengan teknik analisa data berupa place centered mapping.  Hasil penelitian menunjukan bahwa terdapat hubungan seting koridor Anjasmoro Raya dengan aktivitas pedagang kaki lima.Kata Kunci: Seting, Aktivitas Pedagang Kaki Lima, Koridor Anjasmoro Raya


Author(s):  
Rachmawati Rachma

This study aims to describe the types and causes of student error IKIP Budi Utomo Malang in designing ERD (Entity Relationalship Diagram) in the course Database. The research method used in this research is descriptive qualitative. Instrument of data collection in this research include: (1) test of case study used to know the location of student error in designing ERD. (2) interviews to students who are used to obtain data causes factor error. Based on the results of errors in designing ERD conducted by IKIP Budi Utomo Malang students are conceptual error for case study one as much as 34%, case study two as much as 24%. The procedural error for case study 1 is 27% and case study two is 31%. Technical error case study one does not exist, while case study two is 0.25%.


Author(s):  
Indra Perdana ◽  
Achmad HP

Research on the study of the use of greeting in Banjarese which stay in Kapuas District of Central Borneo.This Research focused to describe the greeting word used by the people, particularly the greeting word in Banjarese used by the first generetion in Kapuas. The research method used is descriptive qualitative. Data collection by observation with a look at, involved notes. Sources of research data used is the preference of all speech that is displayed by 1) Aged over 30 years, 2) Native language studied. 3) Knowing its own culture, 4) The Banjarese are the first generation derived from Banjarmasin, 5) The Banjarese who had lived in Kapuas. Based on this research shows 1) Greetings kinship to greet our parents (father + mother) → (+ Uma Abah); Greetings kinship parents to greet our father and mother (grandfather + grandmother) → (kai + nini); Greetings kinship to greet parents our grandparents are corrected; Greetings kinship to greet both parents protested was waring; Greetings kinship to say hello (brother + sister) → (kaka + ading). Greetings kinship to say hello if our children have children (grandchildren) → (grandchildren); Greetings kinship to say hello if we have children and grandchildren is a great-grandfather. And 2) The system of daily greeting, to call people who may be called ikam lifetime, lives. I use the word, unda to appoint themselves. As for honor or call older used the word pian, and said ulun to appoint its own self.


Author(s):  
Endang Noerhartati ◽  
Che Zalina Zulkifli ◽  
Pratiwi Dwi Karyati ◽  
Nugrahini Susantinah Wisnujati ◽  
Iva Evry Robiyansah ◽  
...  

The purpose of this research was to find a solution during the pandemic recovery covid-19 with the strengthening of alternative food entrepreneurship sorghum. The research method uses qualitative research methods in entrepreneurship, descriptive qualitative action research  with data collection techniques in the form of observation and documentation, after the data collected is then analyzed statistically descriptive. The results showed that sorghum can be used as a national food stock facing a crisis and pandemic covid-19, sorghum food stock in the form of grains, rice, flour, soft brand sorghum, and various processed sorghum. National sorghum food stock strategy includes strengthening clusters and production centers, silo utilization cooperation, socialization of various sorghum products, and strengthening Center of Sorghum Entrepreneur (CSE) and Sorghum Entrepreneurship Unit (SEU).


heritage ◽  
2020 ◽  
Vol 1 (1) ◽  
pp. 43-59
Author(s):  
Ana Nurin

Abstract The purpose of this study was to describe parenting patterns in developing children's social care. Parenting is a pattern of interaction between parents and children during care that has an important role in shaping the child's personality. Social care is a caring attitude towards the surrounding community. The research method uses descriptive qualitative research. The research location is Glengseran Hamlet, Suci Village, Panti District, Jember District. The method of selecting informants is purposive. Data collection techniques using observation, interviews, and documentation. Data analysis used Miles and Huberman's theories namely condensation, presentation, verification and conclusion. Data validity uses source triangulation.   Abstrak Penelitian ini bertujuan untuk mendeskripsikan pola asuh orang tua dalam mengembangkan kepedulian sosial anak. Pola asuh orang tua merupakan pola interaksi antara orang tua dan anaknya selama pengasuhan yang mempunyai peranan penting dalam pembentukan kepribadian anak. Kepedulian sosial merupakan sikap perduli terhadap masyarakat sekitar. Metode penelitian menggunakan penelitian kualitatif deskriptif. Lokasi penelitian yakni Dusun Glengseran Desa Suci Kecamatan Panti Kabupatrn Jember. Metode pemilihan informan dengan purposive. Teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Analisis data menggunakan Teori Miles dan Huberman yakni kondensasi, penyajian, verifikasi dan kesimpulan. Keabsahan data menggunakan triangulasi sumber.   Kata Kunci: pola asuh, orang tua, kepedulian sosial


2020 ◽  
Vol 3 (2) ◽  
pp. 122-133
Author(s):  
Ferdian Achsani ◽  
Siti Aminah Nur Laila

Dakwah merupakan salah satu kewajiban yang harus dilaksanakan bagi umat Islam di dunia. Dalam menyampaikan dakwah atau bersyiar, pendakwah harus memerhatikan materi-materi yang sesuai dengan Alquran dan Hadis. Selain itu, pendakwah atau da’i juga pelu memerhatikan penggunaan metode yang mendukung keberhasilannya dalam berdakwah. Tujuan penggunaan metode dakwah sendiri selain untuk menarik minat mad’u juga agar pesan yang disampaikan dapat lebih mudah diterima oleh mad’u. Lirik lagu sering menjadi metode ampuh bagi para penyair dalam mensyiarkan agama. Penelitian ini bertujuan untuk mendeskripsikan bentuk pesan dakwah yang terdapat pada lirik lagu Menyambut Lebaran karya Pendhoza. Penelitian ini termasuk dalam deskriptif kualitatif. Teknik pengumpulan data menggunakan teknik baca dan catat, yaitu dengan membaca dan mencatat lirik dan isi dalam lirik lagu Menyambut Lebaran. Hasil penelitian menunjukkan bahwa pesan dakwah dalam lirik lagu menyambut lebaran yaitu kewajiban menjalankan ibadah puasa di bulan Ramadan, sabar dalam menjalankan ibadah puasa, fastabikhul khairat, memperbanyak shalat tarawih dan membaca alquran, membayar zakat, menjauhi perbuatan tercela di bulan Ramadan, silaturahmi di hari raya, mengenakan baju baru di hari raya, saling meminta maaf dan memaafkan terhadap sesama manusia. Da'wah is one of the obligations that must be carried out for Muslims in the world. In delivering da'wah or singing, preachers must pay attention to materials that are in accordance with the Qur'an and Hadith. In addition, preachers or preachers also need to pay attention to the use of methods that support their success in preaching. The purpose of using the da'wah method is not only to attract madam's interest but also so that the message delivered can be more easily received by madam. Song lyrics are often a powerful method for poets to broadcast religion. This research will describe the form of missionary messages contained in the lyrics of the song Welcome Lebaran by Pendhoza. This research is included in descriptive qualitative. Data collection techniques using the technique of reading and note taking, namely by reading and recording the lyrics and contents in the song lyrics Welcoming Lebaran. The results of the study show that some of the da'wah messages in the lyrics of the song welcome lenbaran such as: the obligation to carry out fasting in Ramadan, be patient in fasting, fastabikhul khairat, increase tarawih prayers and read the Koran, pay zakat, avoid disgraceful acts in Ramadan, hospitality in the day Raya, wearing new clothes on holiday, apologizing to one another and forgiving fellow human beings, etc.Kata Kunci: Dakwah, Lirik Lagu, Pendhoza


LaGeografia ◽  
2020 ◽  
Vol 18 (2) ◽  
pp. 137
Author(s):  
Sukri Nyompa ◽  
Nur Adha Sari Dewi ◽  
Uca Sideng

This study aims to determine: 1) The socio-economic condition of sand miners 2.) The level of income of sand miners before and after the existence of a sand mine in Cimpu Utara Village, Suli District, Luwu Regency. This research method uses descriptive qualitative. The population in this study is the owner and labor of sand miners totaling 36 people. Data collection was carried out using observation techniques, interviews, and documentation. Data were analyzed descriptively qualitatively. The results of this study indicate that: 1) The socio-economic conditions of the people who work as sand mines are aged 40-44 years as much as 30.55%,. graduated from junior high as much as 36.11%. The previous respondents' livelihoods were entrepreneurs, farmers and fishermen. 2) The impact of the existence of a sand mine on the socio-economic conditions of the community that is researchers conclude the impact after the existence of a sand mine is very influential on the level of community income. It can be seen from the income before the sand mine Rp. 375.000-583.000/month while the income after the sand mining is around Rp. 512,000 - 6,250,000 / month.


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