MSMEs Gain Momentum: An Insight into the Fund Allocation in the Budget over the years

The Micro, Small and Medium enterprises (MSMEs) are the largest employers in the country after agriculture. The labor intensive sector employs approximately 114 million persons and contributes nearly 30 per cent to India’s GDP. MSME is considered as the boon for the fresh talents in India promoting economic solidity in terms of growth and export. Approximately 50 per cent of our exports come from goods and services produced and sold by the sector. Not only that the MSMEs and its contributions are directly or indirectly benefitting many other prime sectors of the country. The government acknowledging the importance of the sector grants a major part of its outlay on the same. The article is an attempt to present the analysis of the improvisation in the fund allocation for the sector in the last three budgets till the current one passed on 17th of March 2021.

SOCIAL INNOVATION IN WOMEN ENTREPRENEURSHIP POST COVID -19: A STUDY OF UNORGANISED SECTOR WITH SPECIAL REFERENCE TO MSME’s TOY CLUSTERS IN M.P.

This study is dedicated to Indian women`s mother`s day, who is representing unorganized sectors yet dedicated indirectly to revive the Indian economy since civilizations developed on blue planet, POST COVID -19, Pandemic brought changes in entrepreneurship strategies, eradicate hunger, poverty etc. not for means of profit for survival also bring harmony among Indian human society. Under post pandemic scenario, she presents herself as brand ambassador of her skills. So she needs to volunteer herself. As school children currently reeling under monotony and boredom due to uncertain lockdown at home, no physical activities during this period .So need to lure school children towards traditional toys also Indian Government also take initiatives to boost the morale of unorganized women artisans, wooden & mechanical ,electronic toys technicians, hand and machine manufacturing toys workers poses individually as new startup entrepreneurs by registering themselves under women start incubators MSME`S .Recently Government of India gave permission to form toy clusters at tehsils, district, village level, in order to revive economy & encounter dragon toys ,boost global exports from Local to Global, in order enhance Indian GDP through participation in virtual Global Markets. In nut shell, saving and honing the skills & selling the handmade toys, ecofriendly colors symbolize traditional Indian culture through E-Commerce, Virtual market (VM). As distribution of kits, money transfer into skilled migratory workers bank account by government is not a permanent solution. So need arises to save toy craftsmen, skilled technicians as a link between global customers & rural skilled women played significant role asentrepreneurs to sell their products from home through EPCS sponsored, INDIAN TOY show virtually “NAMASTE INDIA “held in Singapore virtually, through social women entrepreneurs successfully displaying their hand made products in World Trade Centre (WTC) in Washington, New york city with kind help from FIEO, Indian Embassy etc.

LOCKDOWN ENGAGEMENT AND ENRICHMENT OF COLLEGE STUDENTS

There are several studies have been conducted at a global level to assess the COVID-19 Lockdown related issues. But in the study is to assess the lockdown engagement and enrichment of college students during COVID-19 on various college students and university students in Tirunelveli District. An online survey was conducted from 13th May to 22nd May 2020 to collect data. A structural Questionnaire link was sent to students via Whatsapp and email using the “Google Form”. A total number of respondents is 80, the students provided complete information regarding the study survey. The researcher has applied the statistical tools like percentage analysis, reliability test, t-test, chi-square test, and cluster analysis to analyse the results. Most of the respondents stated that the financial problem is the major reason for not updating themselves and distraction, laziness, parental/child pressures are the least reasons for not updating as per the modern scenario which is expressed by the sample respondents. The researcher suggested that the universities and colleges should make their own uniform academic plan and also generate a proper Non-stop Continuity Education Plan to continue the college students' learning process during this pandemic lockdown and to have encouraged the students to upgrade their skills.

UNETHICAL HR PRACTICES AND THEIR IMPACT ON EMPLOYEES

Purpose: To throw light on some unethical Human resource policies followed by companies and suggest ways to overcome them. Approach: This is a theoretical paper designed to provide conceptual clarity on the subject. An exploratory study aims to enhance recognition and understanding of some policies and practices causing discomfort to employees. Findings: Several policies reported to be unethical by employees worldwide have been described in detail. Practical implications: This paper will offer insights to HR professionals encouraging them to realize and change some policies and practices that have become a part of their organizations. It also will encourage people from other fields to learn how they can flag unethical practices in their organizations.

PROFITABILITY OF A FIRM AND ITS DETERMINANTS - EVIDENCE FROM INDIAN NBFC SECTOR

Over the past few years, the NBFC sector in India has witnessed a noteworthy transformation by catering to employment generation, infrastructure development, wealth creation and financial upliftment of the weaker sections. With the growing credit of NBFCs, their profitability becomes an important aspect for their existence. Hence, the current student is aimed at identifying the determinants of profitability of Non-Banking Financial Companies (NBFCs) in India. The data pertaining to top 10 NBFCs listed on BSE for a period of five years from FY2015-16 to FY2019-20 was considered as sample for the study. Two different regression models were used for the data analysis where ROA and ROE were used as dependent variables. Capital adequacy, asset quality, operating profitability and net interest margin were used as independent variables in both the models. It was found that capital adequacy and operating profitability has significant impact on ROA. Whereas the factors significantly impacting ROE were capital adequacy, operating profitability and net interest margin.

VIRTUAL LEARNING CHALLENGES DURING COVID-19 PANDEMIC LOCKDOWN

As a result of the pandemic lockdown, most college, Staff, and students in Nigerian universities were unable to find out online due to irregular power and internet unavailability. As a serious concern to the Nigerian Deans of Engineering, a study was commissioned by the Deans to spot the extent of the matter with a view to identifying the research and development areas and proffer an indigenous solution to the issues identified. This paper discusses the results of a web survey administered during the lockdown to a representative sample size from the over 80,000 engineering students’ population in Nigeria. The initial results showed that there's got to develop some sort of a price effective but modular and mobile integrated boosted internet ready power grid suitable for teaching, learning and research which is always-on both day and night for learning.

A STUDY ON GREEN MARKETING AND THE CUSTOMER OPINION OF THE INNOVATIVE MARKETING

Green marketing refers to the practice of developing and advertising products based on their real or perceived environmental sustainability. Such an item or administration might be harmless to the ecosystem in it or delivered as well as bundled in a harmless to the ecosystem way. green promoting has arisen which represents developing business sector for economical and socially mindful items and administrations. There have been various endeavors to give a substantial clarification to the presence of irregularities among conduct and perspectives, impacts of outer factors, and absence of estimation dependability and legitimacy. Further, the banks may focus on the elements mindfulness, security and protection, unwavering quality and trust, and faithfulness variables of green promoting to expand the fulfillment level of their clients which make ready for the accomplishment of green showcasing framework in India than the current level. mindfulness and dependability (p=0.000, r=0.466), mindfulness and security and protection (p=0.000, r=0.437), unwavering quality and trust and devotion (p=0.000, r=0.435) and connection among's unwavering quality and security and protection (p=0.000, r=0.401). The survival of the marketing industry is inversely proportional to the level of global warming. Therefore, The initiative towards Green marketing shows sustainability.

EFFECTS OF PANDEMIC ON EMPLOYEE PSYCHE AND PERFORMANCE IN IT SECTOR

COVID-19 outbreak has pushed almost all the employees around the world to work in a completely different setting in comparison to what it used to be before. It triggered interventions such as social distancing, travel restrictions, virtual or remote work, and skeleton crews have constrained the continuance of earlier processes, thereby changing the way employees work. Deep fatigue and extreme stress, combined with wider societal anxieties around COVID-19 and the lack of a clear endpoint are likely to result in a reduction in employee wellbeing and engagement, and will pose a once-in a-generation challenge for business leaders. The main focus of the study is to bring out the Effects of Pandemic on Employee Psyche and Performance in IT Sector. Effects of Pandemic on Employee Psyche and Performance in IT Sector were studies with the help of 18 statements. The researcher used SPSS software to analyse the data. The statistical tools used for analysis are Descriptive Statistics, Cronbach’s Alpha, ANOVA, KMO and Bartlett's Test and Rotated Factor Analysis. Scree Plot is used to highlight the number of components. The time period of study ranges between March and April of 2021. The conclusion derived from the component transformation matrix is that there is association between challenges and fear of risk and new culture of work has nothing to do with the either challenges or fear of risk. It is suggested that as the IT employees are ready and vigorous towards work ethics it is advisable to the management to get the maximum input from the employees by giving maximum output in the form of both monetary and non-monetary emoluments.

TRADITIONAL TEXTILES OF MADHYA PRADESH- CHANDERI & MAHESHWARI SARIS

The idyllic township, the birthplace of the most enduring creations of Madhya Pradesh- the Maheshwari Sari and Chanderi Sari. The Maheshwari Sari was conceived and designed by Queen Ahilya Bai. The cotton and silk fibers of the Maheshwari Sari draw up a picture of grace itself. Deriving inspiration from Ahilya Bai’s beautifully carded palace walls; the Maheshwari stands elegantly complete with its elaborate patterns and intricate borders. Serene in its simplicity. Majestic in its design. Determined in its strength. Feminine in its softness. Soft, tender drapes. Delicate, luminous sensations. A melody in fabric. A sweet lullaby that lulls you to sleep. A tune that soothes the senses. Such is the charisma of the velvety, translucent Chanderi. Delicately woven threads in subtle hues. The textural luminosity and lissom drape of Chanderi silk makes it a favourite dress for special occasions. The astounding grace and dignified poise of Chanderi is a sight worth beholding. It is indeed a scintillating symphony of softness.

DETERMINANTS OF DIVIDEND OF PUBLIC OIL AND GAS SECTOR IN INDIA

Dividend is the return given to the shareholders on investment made by them in company’s capital. It is paid in cash to shareholders out of companies’ profit and sometimes shareholders have an option to reinvest all or part of dividend in the company. Raising of fund for future growth and development of the significantly depend on Dividend Decision. Hence, the present study is an attempt to study the determinants of the Dividend decision. In the present paper, The impact of profit Before Tax, Assets and Long-Term Liabilities on Dividend Decision of the Public Oil and Gas Sector in India has been analysed in the present research work. Analysis for the period of 5 years i.e., 2015-16 to 2019-20 through a statistical model has been carried out. The regression and correlation techniques have been used to study the level of impact of the selected companies on the public sector of Oil and Gas Sector in India. The study found that 97% variation in the Dividend was because of a set of predictors and hence the Dividend can be predicted from a linear combination of factors affecting dividend decision i.e. PBT (Profit Before Tax), A (Assets) and L (Long-term Liabilities). It can be concluded that shareholders got an increase in Dividend with the increase in PBT. It means that shareholders got a higher return in the form of a Dividend on the fund provided by them because of increase in profits of the companies. It is observed that with the increase in Assets (means with the increase in the size of the business), correspondingly turnover and profit have increased and as a result, the return of the shareholders i.e. Dividend has also increased. On one hand, Long Term Liabilities have increased while on the other hand Dividend has also increased. It shows that the fund requirement for an increase in Assets (size of the business) has been met by the borrowed funds and equity shareholders got the benefit of Trading on Equity because the amount of Dividend has also increased