scholarly journals Pengaruh Faktor Makro Ekonomi, Dana Pihak Ketiga dan Pangsa Pembiayaan Terhadap Profitabilitas Industri Perbankan Syariah di Indonesia Tahun 2011-2015

2017 ◽  
Vol 4 (12) ◽  
pp. 977
Author(s):  
Laras Andasari Syachfuddin ◽  
Suherman Rosyidi

This study aims to determine the effect of macroeconomics factor, third party funds and market share to profitability sharia banks industry period 2011 until 2015. The research method used is a quantitative approach. The dependent variable in this study is profitability (ROA), as well as the independent variable in this study is macroeconomics factor (inflation and gross domestic product), third party funds and market share. Sampling method in this research used a saturated sampling. The analysis technique used is multiple linier regression.Research result shows that the confidence level is 95%, macroeconomics factor (inflation and gross domestic product) and third party funds have a negative correlation to profitability (ROA). Simultaneously variables in this study a significant effect on the magnitude of the amount of profitability (ROA) sharia banks industry with 84.4% value of coefficient determination. The partially, third party funds and market share had significant effect toprofitability (ROA) sharia banks industry.

2021 ◽  
Vol 2 (2) ◽  
pp. 226-236
Author(s):  
Dadang Husen Sobana ◽  
Ricky Hamzah ◽  
Sri Habibah

Third-party funds at Islamic commercial banks in Indonesia fluctuated. The factors that determine the accumulation of third-party funds are essential for Islamic banks' financial stability and management. This study aims to show and describe the effect of gross domestic product and inflation on third-party funds partially and simultaneously. The research method used is descriptive-associative with a quantitative approach. The population used is Islamic commercial banks in Indonesia. Data analysis using multiple linear regression. The results show that gross domestic product and inflation partially affect third-party funds in Islamic commercial banks in Indonesia. Meanwhile, simultaneously gross domestic product and inflation have a significant effect with a contribution of 85.5% to third-party funds in Islamic commercial banks in Indonesia. The increase in third-party funds depends on Indonesia's macroeconomic conditions, the dominant macroeconomic influencing the collection of third-party funds in Islamic commercial banks in Indonesia.


Author(s):  
Heidy Menajang

Abstrak Pembangunan merupakan suatu proses menuju perubahan yang diupayakan secara terus menerus untuk meningkatkan kesejahteraan masyarakat. Hasil pembangunan dapat diukur dengan menggunakan indicator jumlah output yang dihasilkan selama periode tertentu. Penggalian sumber daya sendiri perlu dioptimalkan agar dapat digunakan sebagai input pembangunan perekonomian daerah yang mandiri. Desentralisasi kekuasaan dalam rangka peningkatan kemampuan daerah untuk mengoptimalkan sumber daya lokal diharapkan akan mendorong memajukan pembangunan daerah masing-masing sehingga diharapkan akan memiliki tujuan akhir untuk meningkatkan kesejahteraan masyarakat pada tingkat daerah maupun nasional. Data yang digunakan dalam penelitian ini adalah data tahunan dari tahun 2000 sampai dengan tahun 2009. Variabel terikat dalam penelitian ini adalah Produk Domestik Regional Bruto, sedangkan variabel bebasnya adalah tingkat investasi dan tenaga kerja. Sejalan dengan masalah dan hipotesis dalam penelitian ini, maka penelitian ini menggunakan metode statistika dengan menggunakan persamaan regresi linear berganda dan ditransformasikan dalam bentuk logaritma. Berdasarkan uji F dengan melihat probabilitas dari nilai F 89,962 pada tingkatan α 1 %, variable tingkat investasi dan tenaga kerja, secara bersama-sama berpengaruh terhadap produk domestik regional bruto Kota Manado. Besarnya R2, berdasarkan hasil analisis ini diperoleh sebesar 0,962, ini berarti pengaruh variable tingkat investasi dan tenaga kerja terhadap produk domestik regional bruto Kota Manado secara bersama-sama adalah sebesar 96,2 %. Secara parsial yang ditunjukkan dengan uji t, variabel tingkat investasi dan tenaga kerja secara parsial tidak berpengaruh signifikan terhadap produk domesik regional bruto Kota Manado. Adapun saran dari penelitian ini antara lain : pemerintah daerah hendaknya menciptakan iklim investasi yang kondusif dengan jalan memberikan kepastian hukum, kemudahan perijinan dan perbaikan dan penambahan infrastrukur. Selain itu peningkatan kemampuan dan ketrampilan tenaga kerja juga sangat diperlukan mengingat persaingan yang semakin mengglobal dan sebagai upaya menarik pihak ketiga untuk datang ke daerah yang memiliki sumber daya manusia yang memiliki kemampuan yang tinggi. Kata Kunci : Otonomi, Tenaga Kerja, Struktur Ekonomi Abstract Development is a process towards change continuously strived to improve the welfare of society. Development outcomes can be measured using indicators of the amount of output produced during a certain period. Excavation own resources needs to be optimized so that it can be used as the input of independent regional economic development. Decentralization of power in order to improve the region's ability to optimize local resources are expected to push to advance the development of their respective areas so hopefully will have the ultimate goal to improve the welfare of society at regional and national levels. The data used in this study are annual data from 2000 to 2009. The dependent variable in this study is the Gross Domestic Product, while the independent variable is the level of investment and labor. Along with the problem and the hypothesis in this study, this study used statistical methods using multiple linear regression equation and transformed into logarithms. Based on F test by looking at the probability of an F 89.962 at the level of α 1%, variable levels of investment and labor, jointly influence the regional gross domestic product of Manado. The amount of R2, based on the results of this analysis was obtained for 0,962, this means that the effect of variable levels of investment and employment to regional gross domestic product of Manado together amounted to 96.2%. Partially indicated by t test, a variable level of investment and employment partially no significant effect on the gross regional product domestically Manado. The suggestion from this study include: the local government should create a conducive investment climate by providing legal certainty, ease of licensing and infrastructure improvements and additions. In addition, increase the capabilities and skills of the workforce is also very necessary given the increasingly globalized competition and as an effort to attract a third party to come to the area which has the human resources that have a high ability. Keywords: Autonom, Labor, Economic Structure.


2017 ◽  
Vol 4 (11) ◽  
pp. 875
Author(s):  
Almira Ulfa Nugraheni ◽  
Dina Fitrisia Septiarini

This study aims to determine the effect equivalent rate, profitability and the number of offices to Third Party Funds of Sharia Rural Banks in Indonesia in 2013 until 2015. The research method used is a quantitative approach. The dependent variable in this study is the Third Party Funds, as well as the independent variable in this study is equivalent rate, the rate of profit andthe number of offices. Sample used is a saturated sampling and used multiple linear regression as analytical technique.Research results shows that the confidence level is 95%, equivalent rate, profitability, and the number of office have a significant effect on the magnitude of the amount of third party funds Sharia Rural Banks in Indonesia with 81.1% integration level. The partially, only the rate ofprofit and the number of office that significantly influence the large number of Sharia Rural banks in Indonesia.


2017 ◽  
Vol 3 (01) ◽  
pp. 87
Author(s):  
Anik Anik

The purpose of this study was to determine the factors that  effect the revenue margin murabaha in Bank Syariah Mandiri as well as to identify factors that significantly influence the revenue margin murabaha. Data analysis technique used is using multiple linear regression. The population used in this study the financial statements of Bank Syariah Mandiri. Sampling with saturated sampling method. This study using the Statistical Product and Service Solution (SPSS) version 16. The results using the F test showed that simultaneous independent variable profitability, third party funds, the overhead, the BI rate and the inflation effect on revenue margin murabaha. Partial results obtained using the t test profitability, third party funds, overhead, BI rate effect on revenue margin murabaha. This is evidenced by a smaller significance level of 0.05 is the profitability of 0.006, third party funds 0.049, 0.049 overhead costs, BI rate 0.003. While inflation variable does not effect the revenue margin murabaha with significance of 0.642 is greater than0.05. Adjust R square the value for 0.424 indicate that revenue murabaha margin can be explained by any study variable, while the rest is explained by other factors that are not included in the study.


2018 ◽  
Vol 1 (1) ◽  
Author(s):  
Binti Mutafarida

The development of sharia banking in Indonesia very rapidly grow up preceded by Bank Muamalat Indonesia and in 2013 ranked as the bank with the highest loyalty and the best among other sharia banking nationally. Bank Muamalat Indonesia branch of Madiun is one of the first branch in Madiun and currently has many competitors from other sharia banking. Based on this background, in this study take what factors affect the size of customer loyalty Bank Muamalat Indonesia branch of Madiun. Based on the result of research, it is found that the level of loyalty of customer of Bank Muamalat of Madiun branch is mostly influenced by product innovation with value of t test value obtained by t-count 2,493, while second factor is influenced by service quality with result of tcount 2,268. So the least influenced factor by the value of the customer is with value of 2.217. This research is a descriptive research method and associative / relationship, this matter to know the value of independent variable. While population of this research is funding customer of Bank Muamalat Indonesia branch of Madiun with amount of 22.196 customer by taking data using random sampling method as much as 108 customer. Keyword: Customer Value, Product Innovation AND Quality Of Service


2017 ◽  
Vol 1 (1) ◽  
pp. 15-25
Author(s):  
Ismayana Marhamah

This study aims to determine the effect of profit sharing growth, liquidity growth, gross domestic product (GDP) growth, of mudharabah saving growth in general islamic banks. The variables studied are the influence of profit sharing rate, liquidity growth, gross domestic product (GDP) growth as independent variable and mudharabah saving growth as dependent variable. The population in this study are sharia islamic banks registered in Bank Indonesia (BI) and the amount of gross domestic productquarter-year period 2012-2016.The result of hypothesis testing (t test) shows that the profit sharing growth and gross domestic product partially has significant effect to mudharabah saving growth. Then the test result of liquidity growth partially has no effect and not significant to mudharabah saving growth. The results of simultaneous hypothesis test (test F), show that all independent variabels in this study has significant effect to mudharabah saving growth.


2021 ◽  
Vol 4 (2) ◽  
pp. 109-125
Author(s):  
Lilis Karlina

This study aims to empirically prove the effect of profitability, liquidity, leverage and intensity of fixed assets on tax aggressiveness (Empirical study on mining companies listed on the Indonesia Stock Exchange for the period 2012-2016). In this study there were a population of 46 mining companies listed on the Indonesia Stock Exchange for the period 2012-2016. The research method used in this study was quantitative. Through purposive sampling method, researchers obtained a sample of 12 companies listed on the Indonesia Stock Exchange for the period 2012-2016. The model in this study is panel regression using the Eviews 8 application. The data analysis technique in this study uses multiple linear analysis. The results of this study indicate that the profitability, liquidity and intensity of fixed assets have no significant effect on tax aggressiveness, while the leverage factor has a significant effect on tax aggressiveness. Profitability, liquidity, leverage and intensity of fixed assets together have a significant effect on tax aggressiveness. Abstrak Penelitian ini bertujuan untuk membuktikan secara empiris pengaruh profitabilitas, likuiditas, leverage dan intensitas aset tetap terhadap agresivitas pajak (Studi empiris pada perusahaan pertambangan yang terdaftar di Bursa Efek Indonesia periode 2012-2016). Populasi yang digunakan dalam penelitian ini sebanyak 46 perusahaan pertambangan yang terdaftar di Bursa Efek Indonesia periode 2012-2016. Metode penelitian yang digunakan yaitu kuantitatif, yakni melalui metode purposive sampling dengan sampel 12 perusahaan terdaftar di Bursa Efek Indonesia periode 2012-2016. Model dalam penelitian ini yaitu regresi panel dengan menggunakan aplikasi Eviews 8. Teknik analisis data yang digunakan dalam penelitian ini menggunakan analisis linear berganda. Hasilnya menunjukkan bahwa faktor profitabilitas, likuiditas dan intensitas asset tetap berpengaruh tidak signifikan terhadap agresivitas pajak. Sedangkan faktor leverage mempengaruhi secara signifikan terhadap agresivitas pajak. Dengan demikian, profitabilitas, likuiditas, leverage dan intensitas asset tetap secara bersama-sama berpengaruh signifikan terhadap agresivitas pajak. Kata Kunci: Profitabilitas, Likuiditas, Leverage, Intensitas, Agresivitas Pajak


2010 ◽  
Vol 8 (2) ◽  
pp. 357
Author(s):  
Muhammad Sri Wahyudi Suliswanto

Poverty is classic issue faced by most developing countries and is one of economic indicators to view public welfare level in any region. The research aimed to analyze effect of Gross Domestic Product (GDP), and human development index on poverty in Indonesia. Analysis used quantitative with Random Effect Model (REM) method in Panel Data with time series year 2006 to 2008. Anaysis result concluded that all independent variable simultaneously had significant effect on poverty variable in Indonesia and partially Gross Domestic Product (GDP) variable had significant negative influence on poverty with α 20%, and Human Development Index (HDI) variable had significant negative influence on poverty with α 5%.


2019 ◽  
Vol 21 (1) ◽  
pp. 56
Author(s):  
Dedy Mainata ◽  
Angrum Pratiwi

<p><em>This study aims to determine the effect of growth in Islamic insurance on economic growth. By using secondary data sources, secondary data in the form of total Islamic insurance assets during 2015-2017 originated from the report of the Non Islamic Bank Financial Industry in the official website. This study analyzes the influence of the growth variables of Islamic insurance on economic growth. With the Independent variable in this study is the growth of Islamic insurance with total assets as an indicator (X). And the dependent variable in this study is Indonesia's economic growth using the indicator Gross Domestic Product (GDP) or Gross Domestic Product (GDP) (Y). The results of the study show that the growth variables of Islamic insurance have an effect on Indonesia's economic growth.</em><em></em></p>


2017 ◽  
Vol 41 (S1) ◽  
pp. S611-S611 ◽  
Author(s):  
F. Mojrian ◽  
A. Homayouni ◽  
Z. Rahmedani ◽  
M. Alizadeh

Resilience as a capacity to withstand stress and calamity is one of the important components of mental health and aggressive is a negative behaviour that can threaten human health. So, the purpose of this study was to investigate the correlation between resilience with aggression and hostility in university students. The research method is correlation, 155 university students were selected by convenience sampling method and responded to Corner & Davidson resilience questionnaires and Boos & Perry aggression and hostility questionnaire. The data were analysed by correlation formula. The results showed that there is a significant and negative correlation between resilience with aggression and hostility, which means when the score of resilience is high, people's aggression and hostility decreases. Therefore, it is recommended to increase the resilience of people by specific teaching programs to reduce the basis of aggression and hostility.Disclosure of interestThe authors have not supplied their declaration of competing interest.


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