scholarly journals Evaluation of access to finance, market and viability of small and medium-sized enterprises in South Africa

2021 ◽  
Vol 19 (1) ◽  
pp. 281-289
Author(s):  
Thabiso Msomi ◽  
Odunayo Olarewaju

Access to finance and market has been described as a predominant challenge confronting small and medium-sized enterprises (SMEs). Hence, this paper seeks to evaluate access to finance, market access and viability of SMEs. A quantitative research method and a purposive sampling technique were used to select the participants for this study. Respondents from retail, manufacturing, construction and agricultural SMEs operating in Durban, KwaZulu-Natal, were selected to complete the structured questionnaires. 310 questionnaires were returned out of 321 distributed. The study revealed a significant effect of access to finance (absolute value 0.425) and access to market (absolute vale 0.373) on SMEs’ viability with a 5% level of significance. Thus, it was concluded that access to finance uniquely accounted for the larger proportion of the variance in the regression model. Thus, this study suggests that owners of SMEs should pay greater attention to access to finance in running their businesses, and the Government should aid SMEs to market their products and keep their businesses viable. Public loans or the government supported loans should be made available for SMEs with soften requirements in order to stimulate economic growth.

2020 ◽  
Vol 1 (1) ◽  
pp. 53-62
Author(s):  
Abdullah Rizallul Zain ◽  
Maftukhin Hudah ◽  
Muh Isna Nurdin Wibisana

This research is based on the fact that there are still visitors who have not been able to fully take advantage of Car Free Day activities to do recreational sports properly. The purpose of this study is to determine the level of community motivation to take part in the Car Free Day Event at the Pati Residency in 2020. The research method used is descriptive quantitative research with survey methods, and collection of information or data using a questionnaire. The population in this study were all people who came to the car free day event in Karesidenan Pati. The sample in this study were 100 respondents who came to the car free day event in Pati Residency from the age of 13-50 years. The sampling technique in this study used purposive sampling. The results showed that of the 100 respondents who had attended the car free day event at the Pati Residency in 2020, they had high motivation of 97.98%. The conclusion of this study is that the level of community motivation in recreational sports activities at the car free day event in the Pati Residency in 2020 is in the high category of 97.98%. Suggestion is that the government is even more active in spatial planning and controlling tires at the car free day location so that visitors feel comfortable. The tourism office should pay more attention to the inadequate facilities and infrastructure in the car free day location to make it even better. For students, they should be able to increase research on recreational sports.   Keywords: Residency, Motivation, Recreational Sports, Car Free Day.                                                                                                 Abstrak Penelitian ini dilatar belakangi yaitu masih adanya pengunjung yang belum sepenuhnya bisa memanfaatkan aktivitas Car Free Day untuk melakukan olahraga rekreasi dengan baik. Tujuan penelitian ini yaitu untuk mengetahui bagaimana tingkat motivasi masyarakat untuk mengikuti Event Car Free Day di Karesidenan Pati Tahun 2020.  Metode penelitian yang digunakan yaitu penelitian deskriptif kuantitatif dengan metode survei, dan pengumpulan informasi atau data menggunakan kuesioner. Populasi dalam penelitian ini adalah seluruh masyarakat yang datang pada event car free day di Karesidenan Pati. Sampel dalam penelitian ini adalah masyarakat yang datang pada event car free day di Karesidenan Pati dari usia 13-50 tahun sebanyak 100 orang responden. Teknik sampling pada penelitian ini menggunakan purposive sampling.Hasil penelitian menunjukkan bahwa dari 100 orang responden yang telah datang di acara car free day di Karesidenan Pati Tahun 2020 memiliki motivasi yang tinggi sebesar 97,98%. Simpulan penelitian ini adalah tingkat motivasi masyarakat dalam aktivitas olahraga rekreasi pada event car free day di Karesidenan Pati Tahun 2020 tergolong dalam kategori tinggi sebesar 97,98%. Saran, pemerintah lebih giat lagi dalam melakukan penataan ruang dan penerti ban di lokasi car free day agar para pengunjung merasa nyaman. Dinas pariwisata agar lebih memperhatikan lagi sarana dan prasarana yang kurang memadai yang ada didalam lokasi car free day agar lebih baik lagi. Untuk mahasiswa, hendaknya bisa memperbanyak penelitian  mengenai olahraga rekreasi. Kata Kunci : Karesidenan, Motivasi, Olahraga Rekreasi, Car Free Day.


2020 ◽  
Vol 11 (1) ◽  
pp. 67
Author(s):  
Rizki Afri Mulia ◽  
Nika Saputra

This study aims to analyze the factors that affect the welfare of the people of the City of Padang measured using the Human Development Index consisting of: 1) To determine the effect of the Per Capita Gross Regional Domestic Product on the welfare of the people in the City of Padang. 2) To determine the effect of number of Poor in community welfare in Padang. 3) To determine the effect of Unemployment Rate on the welfare of people in the city of Padang. The research method used in this research is descriptive quantitative research method. The sampling technique in this study is total sampling. Data collection was performed using documentation and hypothesis testing techniques in this study using multiple linear regression test. Based on the results of the study note that: 1) The regression coefficient value of GDP per capita is equal to 0.0000002 with a probability of 0.001 which is smaller than 0.05. 2) The regression coefficient value of the number of poor population is 0.156 with a probability of 0.526 which is smaller than 0.05. 3) The regression coefficient value of the Open Unemployment Rate is -0,00014 with a probability of 0.117 less than 0.05. The conclusions that can be drawn are as follows: 1) Gross Regional Domestic Product (GRDP) has a positive and significant effect on the welfare of the people in Padang City. 2) The number of poor people has no significant effect on the welfare of the people in the city of Padang. 3) Open Unemployment Rate has no negative and significant effect on the welfare of the people in Padang City.


2020 ◽  
Vol 1 (1) ◽  
pp. 1-16
Author(s):  
Nurfianti Nurfianti ◽  
Nurwahida Alimuddin ◽  
Jusmiati Jusmiati

This research was conducted with the background that the family is the main and appropriate place to cultivate the potential of children's spiritual intelligence. Children who are raised in a family environment with high spiritual intelligence will become individuals with high spiritual intelligence. The purpose of this study is to see how the parenting style is, to see how the child's spiritual intelligence is described, and to see how to do it. related to parenting patterns of parents with spiritual intelligence of children in Toaya Village, Sindue District, Donggala Regency. The research method used by researchers in this thesis is quantitative research with simple linear regression analysis. The study population was 240 children, for this study sample took a total of 60 samples, using a quota sampling technique. The data technique is in the form of a Likert scale questionnaire and uses interviews. Thus, based on the data processing that can be shown, there is no between parenting or parenting towards the spiritual intelligence of children in Toaya Village, Sindue District, Donggala Regency.


Jurnal Ecopsy ◽  
2017 ◽  
Vol 4 (2) ◽  
pp. 117
Author(s):  
MARISA RENI SANTOSO ◽  
DEVI JATMIKA

ABSTRAK Dalam suatu perusahaan asuransi, agen asuransi adalah hal penting, karena menjadi gambaran atau cerminan dari perusahaan asuransi didepan nasabah perusahaan asuransi. Melihat begitu pentingnya agen asuransi dalam perusahaan, perusahaan asuransi memberikan penghargaan untuk mendukung jenjang karir agen sehingga pada akhirnya membuat agen akan terikat dengan perusahaan sehingga munculnya work engagement. Tujuan dari penelitian ini adalah untuk mengetahui apakah terdapat hubungan antara resiliensi dengan work engagement pada agen asurasni perusahaan X. Metode yang digunakan adalah penelitian kuantitatif yang bersifat korelasional. Data dikumpulkan melalui kuesioner dengan jumlah sampel sebanyak 104 orang agen asuransi dengan teknik purposive sampling. Hasil penelitian ini menunjukkan bahwa terdapat hubungan yang kuat dan positif antara resiliensi dengan work engagement dengan nilai koefisien korelasi sebesar 0,286 (p = 0,003). Dalam penelitian menunjukkan bahwa terdapat hubungan yang berarti pada setiap variabel, sehingga dapat dikatakan apabila resiliensi agen tinggi, maka work engagement agen akan tinggi juga dan sebaliknya. Peneliti menyarankan untuk pihak perusahaan asuransi untuk selalu berkembang untuk mendengarkan pendapat dari agen sehingga terjalin hubungan yang baik antara agen dan pekerjaannya. Kata Kunci: Resiliensi, work engagement, agen asuransi ABSTRACT In an insurance company, insurance agent is an important thing. Insurance Agent could become an image or reflection of insurance company in front of clients. By looking at the importance of insurance agent, insurance company will gives reward to support agent's career path which finally is making agents tied to the company and resulting the appearance of work engagement. The purpose of this dissertation is to understand the correlation between resilience and work engagement of insurance agent in X-Company. The method that being used is Correlational Quantitative Research Method. The data is being collected by questionnaire with  104 insurance agent amount of sample and purposive sampling technique. The result of this dissertation shows that there's a positive and strong correlation between resilience and work engagement with 0.286 correlation coefficient value (p = 0.003). It shows that there's a meaningful correlation in each variable so it can be said if the resilience of agent is high, the work engagement of the agent is also high and vice versa. Writer suggest that company can be actively  participate in communicating with its agents so that there will be a good correlation between agents and their job. Keywords : Resilience, Work engagement, insurance


2020 ◽  
Vol 16 (2) ◽  
pp. 129
Author(s):  
Yuli Kartika Dewi ◽  
Jessica Gosal Gosal

<p class="Abstract1">Willingness to pay premium price is the willingness of individuals to spend a greater amount of money with the aim of getting a product or service of higher quality than other products or services. This study conducted a study of the effect of consumer perceptions and lifestyles on the willingness to pay premium prices of Wagyu products. As we know that the price of Wagyu beef is quite high, around Rp. 300,000 - Rp. 850,000 per kilogram depending on the quality. The purpose of this study was to determine: (1) the effect of consumer perceptions on the willingness to pay premium prices of Wagyu products; (2) the influence of lifestyle on the willingness to pay premium price of Wagyu products. The research method used is quantitative research. The population in this study are all consumers who have bought Wagyu meat in different cities with an infinite amount. Sampling in this study used a purposive sampling technique with a total sample of 123 people who had bought Wagyu products. Data collection techniques using a questionnaire with a Likert scale. This study uses multiple regression analysis test as an analytical tool to test hypotheses. Data from the questionnaire were analyzed to test factors and test variables using SPSS 21. The results of this study showed: (1) consumer perceptions had a positive and significant effect on willingness to pay premium prices for Wagyu meat products; (2) lifestyle has a positive and significant effect on the willingness to pay premium prices of Wagyu products.</p>


2021 ◽  
Vol 2 (1) ◽  
pp. 49-54
Author(s):  
Ratih Sartika

The background of this research is that after the many cases of Covid-19 in Indonesia, especially in Central Java, make every university learn online / online. The formulation of this problem is how the learning motivation of Upgris PJKR students via online / online during the covid-19 period. The purpose of this study was to determine the learning motivation of Upgris PJKR students via online /online during the covid-19 period. The research method used is descriptive quantitative research using a survey. The sample in this study were 89 students of PJKR Upgris. This research sampling technique using proportional random sampling. The data collection method used by researchers is a questionnaire.The results showed that students who were motivated to attend lectures online during the Covid-19 period were 56 respondents or 62.9%, while those who had low motivation to attendlectures online during the Covid-19 period were 19. respondents or 21.4%, while those who had high motivation in taking online lectures during the Covid-19 period were 14 respondents or 15.7%. It was concluded that PJKR Upgris students were not motivated or enthusiastic in attending lectures and only attended online / online lectures because they followed the regulations imposed from the campus only. Based on data processing, it was found that there was moderate motivation in attending lectures online during the Covid-19 pandemic, namely 56 respondents or 62.9%. Suggestions 1) To increase student motivation in taking online / online lectures during the Covid-19 period, this can be done by providing additional value for students who fulfill assignments given by lecturers. 2) To increasestudent discipline in taking online / online lectures, the lecturer can impose sanctions on students who do not take online / online lectures. 3) Lecturers can plan learning systems and delivery of more interesting materials such as making pictures and videos related to the lectures being conducted. Keywords: Motivation, Learning, Online Learning, Learning Motivation. Abstrak Latar belakang penelitian ini adalah Setelah banyaknya kasus covid-19 di Indonesia khususnya di Jawa Tengah, menjadikan setiap perguruan tinggi melakukan pembelajaran via daring/online.Rumusan masalah ini bagaimana motivasi pembelajaran mahasiswa PJKR Upgris via daring/online selama masa covid-19.Tujuan Penelitian ini untuk mengetahui motivasi pembelajaran mahasiswa PJKR Upgris via daring/online selama masa covid-19.Metode penelitian yang digunakan yaitu penelitian deskriptif kuantitatif dengan menggunakan survey.Sampel dalam penelitian ini adalah mahasiswa PJKR Upgris yang berjumlah 89 mahasiswa.Teknik sampling penelitian ini menggunakan proposional random sampling.Metode pengumpulan data yang digunakan oleh peneliti adalah angket/kuisioner.Hasil penelitian menunjukkan bahwa mahasiswa memiliki motivasi yang sedang dalam mengikuti perkuliahan secara daring/online selama masa Covid-19 yaitu sebanyak 56 responden atau 62,9 %, sedangkan yang memiliki motivasi rendah dalam mengikuti perkuliahan secara daring/online selama masa Covid-19 sebanyak 19 responden atau 21,4 %, sementara yang memiliki motivasi tinggi dalam mengikuti perkuliahan secara daring/online selama masa Covid-19 sebanyak 14 responden atau 15,7 %. Disimpulkan bahwa mahasiswa PJKR Upgris belum termotivasi atau tidak terlalu antusias dalam mengikuti perkuliahan dan hanya mengikuti perkuliahan daring/online karena mengikuti peraturan yang diberlakukan dari kampus saja. Berdasarkan pengolahan data didapatkan motivasi sedang dalam mengikuti perkuliahan secara daring/online selama masa pandemi covid-19 yaitu sebanyak 56 responden atau 62,9 %. Saran 1) Untuk meningkatkan motivasi mahasiswa dalam mengikuti perkuliahan melalui daring/online di masa Covid-19 ini dapat dilakukan dengan memberikan nilai tambahan bagi mahasiswa yang memenuhi tugas yang diberikan dosen. 2) Untuk meningkatkan kedisiplinan bagi mahasiswa dalam mengikuti perkuliahan melalui daring/online maka dosen dapat memberikan sanksi bagi mahasiswa yang tidak mengikuti perkuliahan secara daring/online. 3) Dosen dapat merencanakan sistem pembelajaran dan penyampaian materi yang lebih menarik seperti membuat picture maupun video yang berkaitan dengan perkuliahan yang dilakukan.   Kata kunci : Motivasi, Pembelajaran, Pembelajaran Daring, Motivasi Belajar.  


FOCUS ◽  
2021 ◽  
Vol 1 (2) ◽  
pp. 80-83
Author(s):  
Elis Silmi ◽  
Rudy Susanto ◽  
Ismail Dwi Cahyo

The purpose of this study was to determine the effect of compensation on employee performance. The method used is a quantitative research method with the number of samples used is 54 respondents. The sampling technique was done by random sampling. The results of the study: The correlation coefficient (rxy) was 0.46. This shows that there is a moderate relationship between the variables of Compensation and Employee Performance at Kreasindo Jaya Abadi; Compensation variable contributes to Employee Performance variable by 21.16% and the remaining 78.84% is contributed by other variables; We get a simple linear regression equation Y = 18.30 + 0.5082X. The results of the hypothesis analysis show the value of t count > t table (3.7353 > 1.6747), so H0 is rejected and Ha is accepted. So, it can be concluded that there is a significant influence between the Compensation variable and the Employee Performance variable.


Author(s):  
Bayu Kharisma ◽  
Adji Pratikto

The paper aims to examine how the growth impact of government spending in Indonesia, with a focus on several expenditure sectors, namely defense, education, health, agriculture, transport and communications, and manufacturing sectors. Based on the 17 sectors studied, only 6 sectors significantly influence economic growth, namely industrial sector, agriculture and irrigation sector, transportation and transportation sector, environment and spatial sector, political sector and mass media lighting, and security of order. Meanwhile, of the six sectors, only the security sector of order has a positive effect on economic growth, while the other five sectors negatively affect economic growth. If not paid attention to the level of significance, almost all sectors of development expenditure have a negative impact on economic growth, only 5 sectors that have a positive influence that is the labor sector, education sector, national culture, trust in God YME, youth and sports, housing and residential sector , the science and technology sector, as well as the security and order sectors. However, only the security sector of order has a significant effect, while the other four sectors have no significant effect. This result differs from previously conclusions, where their overall conclusion of the government development spending sector has a significant effect, the effect being positive. However, the same conclusions are generated for the security and order sectors, where the results are positive and significant.


2015 ◽  
Vol 77 (4) ◽  
Author(s):  
Mohamad Ghozali Hassan ◽  
Norani Nordin ◽  
Hasbullah Ashari

Implementation of sustainable manufacturing practices brings lot of gains and benefits not alone to the manufacturing industries but also to their immediate environment. Such benefits includes increase the manufacturing capacity, good industry image, environmental friendly product, enhance business profile, consumer perceptions and corporate reputation. Nevertheless, many manufacturing industries are still unable to properly implements sustainable manufacturing practices. Hence, this paper identifies the sustainable manufacturing practices among manufacturing industries. Data were collected based on quantitative research method using self-administered questionnaires. A total of 104 manufacturing industries were selected based on stratified random sampling technique and SPSS was used to analyze the data. The result identified some applicable and non-applicable factors that affect proper implementation of sustainable manufacturing practices among manufacturing industries. Thus, the study will assist manufacturing industries to strengthen their implementation strategies on sustainable practices.


2017 ◽  
Vol 10 (1) ◽  
pp. 46
Author(s):  
Disman Disman ◽  
Mohammad Ali ◽  
M. Syaom Barliana

Writing a dissertation is one of the requirements every postgraduate student has to accomplish in completing his/her doctorate program; and it is written based on research. This study addresses the problem concerning the pattern of weaknesses in the students’ research, particularly related to the use of research and statistical methods. Its objectives are to explore the weakness pattern of their research method and statistical data processing and analyze various causes of the pattern. The study is focused on the dissertations written by Universitas Pendidikan Indonesia’s School of Postgraduate Studies’ students that used a quantitative approach based on the review undertaken by the school’s commission from academic year 2012/2013 to 2013/2014. The study employed a qualitative approach and data analysis was done by using logical analysis of the review results. Findings of the study indicate there are various weaknesses in the students’ dissertations, particularly related to the way of thinking and inappropriate use of research method and statistical method. Inappropriate population, bias sampling technique, and inappropriate data analysis process and hypothesis testing are also found in the dissertations.


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