scholarly journals FAKTOR-FAKTOR PERMINTAAN DAN KESEDIAAN MEMBAYAR WISATAWAN TERHADAP OBJEK WISATA BERDASARKAN TRAVEL COST METHOD

2019 ◽  
Vol 6 (1) ◽  
pp. 50-67
Author(s):  
Rosminiati Rosminiati ◽  
Sofyan Syahnur ◽  
Abubakar Hamzah
Keyword(s):  
Secondary Data ◽  
Maximum Level ◽  
Travel Cost ◽  
Least Square ◽  
Primary Data ◽  
Travel Cost Method ◽  
Large Contribution ◽  
Travel Costs ◽  
Independent Variables ◽  
The Government

AbstractThis study aims to determine the factors that influence the number of domestic and foreign tourist visits and to measure the value of willingness to pay for the benefits of tourism objects in Banda Aceh by using the Travel Cost Method Approach. The type of data used is primary and secondary data. Primary data obtained by non-probability sampling, obtained as many as 30 domestic tourists and foreign tourists as many as 30 people, with the method of analysis of ordinary least square (OLS). Secondary data was obtained from the Central Statistics Agency, Tourism Office and other study literature. The results showed that for domestic tourists, the independent variables on travel costs, alternative costs, time costs, and income had significant effect on the number of domestic tourist visits with an R² value of 0.690. In foreign tourists, the independent variables of travel costs, alternative costs, and income have a significant effect on the number of visits, while the cost of time has no effect on the value of R² 0.693. The average value of WTP of foreign tourists is greater than that of domestic tourists, namely domestic tourists with a WTP of 4,000,000 rupiahs while foreign tourists are 217,000,000 rupiah. Given the large contribution of tourism to the economic conditions in Indonesia, especially in Aceh, the government should maintain and pay attention to the conditions of tourism objects and improve tourism facilities so that tourists reach the maximum level of utility so that it will increase the value of PAPs.

scholarly journals The Economic Valuation of Marjoly Beach and Resort Tour with Travel Cost Method (Travel Cost Method) Bintan District, Riau Islands Province

2021 ◽  
Vol 26 (2) ◽  
pp. 115
Author(s):  
Tri Dian Handayani ◽  
Trisla Warningsih ◽  
Lamun Bathara
Keyword(s):  
Descriptive Analysis ◽  
Economic Valuation ◽  
Economic Value ◽  
Consumer Surplus ◽  
Secondary Data ◽  
Travel Cost ◽  
Travel Cost Method ◽  
Travel Costs ◽  
Total Economic Value ◽  
Method Approach

This research was conducted at Marjoly Beach and Resort, Bintan Regency, Riau Islands Province. This study aims to describe the accommodation and entertainment as well as the socio-economic characteristics of visitors to Marjoly Beach and Resort, to analyze the factors that influence tourist visits to Marjoly Beach and Resort, to analyze the amount of economic value obtained by Marjoly Beach and Resort by accidental sampling with a total of 30 respondents. . The data needed in this research include primary and secondary data. Data were analyzed using descriptive analysis and multiple linear regression and from consumer surplus using the travel cost method. Respondents are determined using the travel cost method approach by estimating the economic value seen from the consumer surplus. The results showed that the total travel costs incurred by all visitors as respondents were around Rp. 38,035,000. Factors that influence tourist visits to Marjoly Beach and Resort are travel costs, income and age. The consumer surplus value obtained from the travel cost method is Rp. 50,276,669.60/ person per year or Rp. 17,955,953.4/ person per visit, then the total economic value obtained from assuming a surplus of tourism consumers in Marjoly Beach and Resort is Rp. 2,295,129,967.25.

scholarly journals Agricultural Sub-Sectors Performance: An Analysis of Sector-Wise Share in Agriculture GDP of Pakistan

2016 ◽  
Vol 8 (2) ◽  
pp. 156 ◽  
Author(s):  
Abbas Ali Chandio ◽  
Jiang Yuansheng ◽  
Habibullah Magsi
Keyword(s):  
Secondary Data ◽  
Least Square ◽  
Model Parameters ◽  
Ordinary Least Square ◽  
Empirical Results ◽  
Independent Variables ◽  
Minor Crops ◽  
The Government

This study focused on the agricultural sub-sectors performance: an analysis of sector-wise share in agriculture GDP in Pakistan by using secondary data from 1998 to 2015. Ordinary Least Square (OLS); an econometric method was applied to estimate the model parameters. For this purpose the study considered dependent variable of agriculture GDP and several independent variables were contain major, minor crops, livestock and forestry. The empirical results indicate that agricultural sub-sectors contribute positively and significantly in the agriculture GDP. However, forestry sub-sector had expected sign but the variable was not significant. In agriculture, forestry sub-sector share was considered very poor compared with other sub-sectors could be due to less attention paid from the government. The results suggest that the Government of Pakistan should make some intervention in the agricultural sub-sectors by introducing innovative agriculture technologies that could improve the sub-sectors share in the overall agriculture GDP.

scholarly journals NILAI MANFAAT PARIWISATA EKOSISTEM TERUMBU KARANG TAMAN WISATA PERAIRAN GITA NADA SEKOTONG LOMBOK

2020 ◽  
Vol 15 (2) ◽  
pp. 169
Author(s):  
Cornelia Mirwantini Witomo ◽  
Nuddin Harahap ◽  
Andi Kurniawan
Keyword(s):  
Coral Reef ◽  
Secondary Data ◽  
Travel Cost ◽  
Primary Data ◽  
Travel Cost Method ◽  
Coral Reef Ecosystem ◽  
Use Patterns ◽  
Marine Park ◽  
The Future ◽  
Reef Ecosystem

Penelitian ini mengambarkan pola pemanfaatan pariwisata terumbu karang di Taman Wisata Perairan (TWP) Gita Nada dan mengestimasi nilai manfaat ekosistem terumbu karang dengan pendekatan biaya perjalanan sebagai dasar rujukan perencanaan pengembangan kawasan pariwisata di Kabupaten Lombok Barat. Penelitian dilakukan di Taman TWP Gita Nada Sekotong Lombok pada bulan Januari-Maret 2020. Pengumpulan data primer dilakukan dengan cara wawancara menggunakan kuisoner dan observasi segala aktivitas pariwisata yang ada di TWP Gita Nada. Data sekunder dikumpulkan dengan cara penelusuran literatur pada hasil penelitian terdahulu serta publikasi yang dilakukan oleh instansi terkait. Metode analisis yang digunakan adalah Zona Travel Cost Method (ZTCM). Perairan TWP Gita Nada memiliki kombinasi perairan dangkal dengan tipe fringing reefs dan letak TWP Gita Nada yang berbatasan dengan Selat Lombok. Atraksi wisata yang ditawarkan di TWP Gita Nada adalah wisata pantai dan bahari. TWP Gita Nada dengan luas terumbu karang sebesar 1279 ha memiliki nilai manfaat pariwisata Rp3.004.031.073/ha dengan jumlah total pengunjung per 1000 penduduk pada kedua zona adalah sebanyak 51.228 orang. Berdasarkan model fungsi permintaan pariwisata TWP Gita Nada pengembangan kedepan adalah wisata alam yang dikemas menjadi wisata edukasi yang fokus pada anak muda dengan minat belajar tinggi. Perbaikan aksesibiltas dan peningkatan kualitas sarana dan prasarana yang memadai akan menambah daya tarik TWP Gita Nada, dan kedepan lokasi wisata harus mampu memberikan jaminan 2H yaitu healthy dan hygiene.Title: Benefit Value of Coral Reef Ecosystem Tourism in The Marine Park Gita Nada Sekotong LombokThis study describes the use patterns of coral reef tourism in Marine Park Gita Nada. It estimates the benefit value of coral reef ecosystem with travel cost approach as a reference for planning the development of tourism areas in West Lombok Regency. The research conducted at Marine Park Gita Nada Sekotong Lombok in January to March 2020. Primary data were collected by interview questionnaires and observations of entire tourism activities in Marine Park Gita Nada. Secondary data were collected by literature review on the results of previous research and publications of related agencies. The research used zona travel cost method (ZTCM) analysis.The waters of Marine Park Gita Nada is a combination of shallow water with fringing reef circulation, and Marine Park Gita Nada is located in the border of Lombok Strait. Marine Park Gita Nada offers beach and marine attraction, and coral reefs cover 1279 ha in the area. Marine Park Gita Nada has a tourism benefit value of Rp3,004,031,073/ha with total number of visitors in both zones are 51,228 people per 1000 inhabitants. Based on tourism demand function, the future development for Marine Park Gita Nada would be educational nature-based tourism focusing on young people with high learning interests. Improvement of accessibility and quality of infrastructure will attract more tourists to TWP Gita Nada, and in the future it must guarantee the healthy and hygiene (2H) of the tourism park.

scholarly journals Tax audit and tax productivity in Lagos state, Nigeria

2018 ◽  
Vol 3 (2) ◽  
pp. 202-210 ◽  
Author(s):  
Clement Olatunji Olaoye ◽  
Stephen Ayodeji Ogunleye ◽  
Festus Taiwo Solanke
Keyword(s):  
Secondary Data ◽  
Least Square ◽  
Primary Data ◽  
Content Type ◽  
Internal Revenue ◽  
Lagos State ◽  
Routine Basis ◽  
Tax Audit ◽  
The Government ◽  
The Impact

Purpose The purpose of this paper is to examine the impact of the tax audit on tax productivity in Lagos state, Nigeria. Specifically, the study analyzed trends of tax audit and tax productivity, and the impact of Desk audit, Field audit and Back-duty audit on tax productivity in Lagos state. Design/methodology/approach The study made use of both primary and secondary data. Primary data used in the study were collected with the use of questionnaires administered to 350 randomly selected staffs of Lagos state Internal Revenue Services, while secondary data used in the study were sourced from Federal Inland Revenue Service and Lagos Internal Revenue Service audit division in Lagos state over the period spanning from 2000 to 2015. Data collated in the study were analyzed descriptively using inferential methods such as unit root test, and estimation techniques such as Fully Modified Least Square (FMOLS) co-integration regression and Logit regression analysis. Findings The study revealed that Field tax audit, desk tax audit and Back duty tax audit exert a significant positive impact on tax productivity with reported estimate of 0.530454 (p=0.0044<0.05) for FIDAUD, 0.774450 (p=0.0085< 0.05) for DEKAUD, 1.244317 (p=0.0001<0.05) for BAKAUD. Research limitations/implications Relevant tax authority (RTA), tax auditors and FIRS staff members should have full knowledge of modern audit tools like Computer Aided Audit Tools (CAATs) to enhance performance and maximum tax revenue generation. Practical implications The study concluded that tax audit enhances the level of productivity of tax administration in Lagos state and that any form of tax audit has the tendency of influencing revenue accruing to the government from taxation positively. Hence, tax audit should be carried out on a routine basis to ensure that actual revenue collected is what the RTA remits to the government. Tax audit department should be given autonomy to carry out their responsibilities effectively. Social implications Tax audit should be carried out on a routine basis to ensure that actual revenue collected is what the RTA remits to the government. Tax audit department should be given autonomy to carry out their responsibilities effectively. Originality/value This tax audit and tax productivity in Lagos state, Nigeria, fulfills an identified need to study how brand-supportive behavior can be enabled.

DAYA SAING DAN PERAN PEMERINTAH DALAM MENINGKATKAN DAYA SAING KOMODITI KAKAO DI SULAWESI TENGAH

2017 ◽  
Vol 11 (1) ◽  
pp. 69-96
Author(s):  
Siti Yuliaty Chansa Arfah ◽  
Harianto . ◽  
Suharno .
Keyword(s):  
Policy Analysis ◽  
Government Policy ◽  
Secondary Data ◽  
Research Area ◽  
Primary Data ◽  
Cocoa Beans ◽  
Output Analysis ◽  
The Government ◽  
Central Sulawesi ◽  
Policy Analysis Matrix

Penelitian ini bertujuan untuk mengkaji daya saing komoditi kakao di Sulawesi Tengah dan melihat peran pemerintah dalam meningkatkan daya saing komoditi kakao. Data primer berasal dari observasi, wawancara dan kuesioner, sementara data sekunder berasal dari instansi terkait. Metode analisis menggunakan Policy Analysis Matrix (PAM) dan analisis sensitivitas. Penelitian ini menemukan bahwa nilai PCR Kabupaten Parigi Moutong 0,589 dan Kabupaten Sigi 0,396. Sedangkan nilai DRC Kabupaten Parigi Moutong 0,387 dan Kabupaten Sigi 0,319. Hal tersebut mengindikasikan bahwa usahatani komoditi kakao di Sulawesi Tengah memiliki daya saing, namun tidak menguntungkan secara ekonomi karena Sulawesi Tengah menghasilkan biji kakao yang tidak difermentasi akibatnya petani menerima harga rendah. Berdasarkan hasil analisis, pemerintah belum memberikan proteksi terhadap harga biji kakao dalam negeri melalui harga referensi biji kakao sehingga harga biji kakao didaerah penelitian masih tergolong rendah jika dibandingkan dengan harga di pasar internasional. Sementara terhadap input, pemerintah telah memberikan kebijakan subsidi kepada petani, namun implementasinya masih perlu perbaikan terutama terkait penyaluran dan pengelolaan bantuan agar merata. Kajian ini merekomendasikan masih diperlukan kebijakan pemerintah baik terhadap input maupun output untuk meningkatkan produktivitas, menurunkan biaya produksi dan menaikkan harga jual biji kakao, sehingga dapat meningkatkan daya saing biji kakao. The purpose of this study is to assess the competitiveness of cocoa in Central Sulawesi and to investigate the role of government in improving the competitiveness of cocoa. The primary data were generated through observation, interviews and some questionnaires. The secondary data were obtained from the agency or the institution related to the research. This study uses the Policy Analysis Matrix (PAM) and sensitivity analysis. The study found that the PCR value for Parigi Moutong district was 0.589 and Sigi district was 0.396. While, the DRC value for Parigi Moutong district was 0.387 and Sigi district was 0.319. This indicates that cocoa beans farming in Central Sulawesi has competitiveness, but not economically beneficial because Central Sulawesi produces unfermented cocoa beans consequently farmers receive low prices. Based on the results of the government's impact on output analysis, the government did not provide protection for domestic cocoa seed prices through the reference price of cocoa beans, consequently the price of domestic cocoa beans, particularly in the research area, was relatively low compared to the price of cocoa beans at the international market. Seen from the government policy on inputs, the government have provided subsidies to farmers but they need to improve the distribution and management of aid to be evenly distributed. It is necessary to set up good government policy on inputs and outputs in order to increase cocoa seed productivity, decrease production cost and increase the price which simultaneously can improve its competitiveness in the research location.

Internal and External Security Challenges of Nepal

Unity Journal ◽  
2021 ◽  
Vol 2 ◽  
pp. 251-262
Author(s):  
Sumitra Karki
Keyword(s):  
Secondary Data ◽  
Primary Data ◽  
Security Threats ◽  
Cyber Attack ◽  
Secondary Sources ◽  
News Reports ◽  
Security Challenges ◽  
The World ◽  
The Government ◽  
India And China

Nepal has been a home to diversified settlement in terms of ethnicity, religion, dialect and culture since its outset in civilization. It also lies between two great military and economic giants of Asia – India and China – that are hostile to each other. While these bring abundant opportunities for Nepal, it possesses several internal and external security threats. Nepal suffers from cyber-attack, environmental degradation, pandemic, ethnic, racial or religious conflicts, inequality and poverty, extremism, human trafficking, corruption, migration and trans-boundary crime. In addition, Nepal also faces several security threats, traditional and non–traditional, including terrorism and insurgency. These threats possess serious implications on peace and security of Nepal and the South Asian region. There is a need of serious study about the major internal and external security challenges that Nepal faces in recent decades. This study aims at examining some of the major security challenges, explore the factors behind it, and attempt to suggest few policy recommendations to the government of Nepal to deal with them. The study is conducted by reviewing the primary and secondary sources of data. The primary data includes documents of the government agencies, press release, joint statement and organizational reports. It also includes the interviews with security experts, bureaucrats, policy makers and academicians. Similarly, secondary data includes books, news reports, academic journals, seminars report and reports of research institutes and think tanks. The study highlights that Nepal should prepare itself to meet with the emerging internal and external security challenges what have emerged in recent times. With the rise of India and China, two adversarial powers in the region, Nepal possess extreme challenges in days to come. Similarly, hardly any countries of the world had prepared itself to deal with recent pandemic like COVID-19 that has shattered even the most powerful countries of the world. Taking lessons from these, it is time for Nepal to learn and prepare to mitigate the challenges.

scholarly journals PENERAPAN SISTEM KEUANGAN DESA (SISKEUDES) PADA ORGANISASI PEMERINTAHAN DESA (STUDI KASUS DI DESA SUWAAN KECAMATAN KALAWAT KABUPATEN MINAHASA UTARA)

2018 ◽  
Vol 14 (1) ◽  
Author(s):  
Jehan M. Malahika ◽  
Herman Karamoy ◽  
Rudy J. Pusung
Keyword(s):  
Financial System ◽  
Secondary Data ◽  
Positive Influence ◽  
Primary Data ◽  
Research Approach ◽  
Financing System ◽  
Government Organization ◽  
The Government ◽  
Village Government ◽  
The Village

This research aims to analyze the Implementation of Village Financial System (SISKEUDES)  towards the government organization in Suwaan Village Kalawat Subdistrict North Minahasa Regency. This research using qualitative research approach as using primary data, which were in the form of interview and secondary data. The informants are the village head, the village secretaries, and the head of village government affairs. The result showed that : (1) The implementation of Village Financial System in Suwaan Village has running well (2) The procedure of SISKEUDES utilization done by 4 stages which are : Planning, Implementing, Administrating, and Reporting (3) Village Financial System has been giving the positive influence towards the performance of each employee. Therefore, Village Financial System holds an important role upon village government that impact directly by the employee of village. This is as accordance with the purpose on the implementation of Village Financing System which is to assist the work of villagers’ employee.Keywords: Village Financial System, Village Government

scholarly journals VALUASI EKONOMI DAN ANALISIS KESESUAIAN WISATA DI PANTAI SIGANDU DESA KLIDANG LOR KABUPATEN BATANG Economic Valuation and Tourism Suitability Analysis in Sigandu Beach, Klidang Lor Village, Batang Regency

2019 ◽  
Vol 8 (3) ◽  
pp. 147-154
Author(s):  
Diah Hanifah ◽  
Anhar Solichin ◽  
Churun Ain
Keyword(s):  
Economic Valuation ◽  
Economic Value ◽  
Travel Cost ◽  
Primary Data ◽  
Travel Cost Method ◽  
Limiting Factor ◽  
Suitability Analysis ◽  
Suitability Index ◽  
Index Value ◽  
Age Range

 ABSTRAK Pantai Sigandu merupakan objek wisata alam yang sangat potensial. Keberadaan Pantai Sigandu mampu membantu perekonomian daerah Kabupaten Batang. Mengingat pentingnya keberadaan objek wisata tersebut maka diperlukan suatu kajian yang mampu mengestimasi besarnya nilai ekonomi dari kegiatan wisata di Pantai Sigandu, serta menganalisa kesesuaian wisata pantai untuk rekreasi agar dapat digunakan dalam pengembangan dan pengelolaan objek wisata tersebut. Penelitian ini dilaksanakan pada bulan Desember 2018 - Januari 2019 dengan bertujuan untuk mengetahui profil dan tipologi wisatawan; menghitung nilai ekonomi pariwisata berdasarkan Travel Cost Method (TCM); dan menganalisa kesesuaian wisata berdasarkan Indeks Kesesuaian Wisata (IKW). Penelitian ini bersifat kuantitatif, dengan metode pengambilan data primer menggunakan teknik wawancara terhadap 100 wisatawan, dengan bantuan kuisioner serta melakukan sampling lapangan untuk analisis kesesuaian wisata. Hasil penelitian menunjukkan bahwa karakteristik wisatawan memiliki kisaran usia 20-40 tahun dengan tingkat pendidikan SMA/SMK. Nilai ekonomi yang diperoleh berdasarkan metode biaya perjalanan atau TCM di Pantai Sigandu yaitu sebesar Rp. 31.038.289.140,00 per tahun dengan biaya rata-rata sebesar Rp. 120.140,00 per individu. Nilai Indeks Kesesuaian Wisata (IKW) Pantai Sigandu termasuk dalam kategori sangat sesuai (S1) yaitu tidak memiliki faktor pembatas dalam suatu penggunaan tertentu secara lestari, atau hanya memiliki pembatas yang kurang berarti dan tidak berpengaruh secara nyata. ABSTRACT Sigandu Beach is a potential natural tourism object. The existence of Sigandu Beach is able to increase the economy of the Batang Regency. The existence of a tourism object is important, so it is needed a study to estimate the tourism economic value of Pantai Sigandu, as well as to analyze the suitability of coastal tourism for recreation so that it can be used in development and management of this tourism object. This study was conducted in December 2018 - January 2019. It aims to find out the profile and typology of tourists; to calculate the economic value of tourism based on Travel Cost Method (TCM); and to analyze tourist suitability based on the Tourism Suitability Index. This study is a quantitative with a primary data method use a interview technique for 100 tourist with the help of questionnaires and do measures of the field for Tourism Suitability Analysis. Results of the study show that characteristics of tourist respondents have an age range of 20-40 years old with high school/ vocational education level. The economic value was obtained based on TCM in the Sigandu Beach, which is Rp. 31,038,289,140.00 per year with an average cost of Rp. 120,140.00 per individual. The Tourism Suitability Index value in the Sigandu Beach is included in the very appropriate category (S1), it does not have a limiting factor in a particular use sustainably, or it only has a less significant limitation and does not have a significant effect.

scholarly journals The Giving Of Disciplinary Penalty of Civil Servants Based On Government Regulation Number 53 of 2010 in Governments of Demak Regency

2020 ◽  
Vol 2 (4) ◽  
pp. 443
Author(s):  
Muhammad Adib ◽  
Sri Kusriyah Kusriyah ◽  
Siti Rodhiyah Dwi Istinah
Keyword(s):  
Government Regulation ◽  
Positive Impact ◽  
Secondary Data ◽  
Civil Servant ◽  
Civil Servants ◽  
Disciplinary Action ◽  
Primary Data ◽  
Immediate Supervisor ◽  
The Government ◽  
The Impact

Government Regulation No. 53 of 2010 regarding the discipline of the Civil Servant loading obligations, prohibitions, and disciplinary action which could be taken to the Civil Servant who has been convicted of the offense, is intended to foster a Civil Servant who has committed an offense, the form of disciplinary punishment is mild, moderate, and weight. Disciplinary punishment for the Civil Servant under Government Regulation No. 53 of 2010 Concerning the Discipline of Civil Servants. The formulation of this journal issue contains about how the process of disciplinary punishment, and constraints and efforts to overcome the impact of the Civil Servant disciplinary punishment in Government of Demak regency. The approach used in this study is a sociological juridical approach or juridical empirical, that is an approach that examines secondary data first and then proceed to conduct research in the field of primary data normative. The process of giving disciplinary sanctions for State Civil Apparatus in Government of Demak regency begins with the examination conducted by the immediate supervisor referred to in the legislation governing the authority of appointment, transfer and dismissal of civil servants. The results showed that in general the process of sanctioning / disciplinary punishment of civil servants in the Government of Demak be said to be good and there have been compliance with the existing regulations / applied in Government Regulation No. 53 of 2010, although it encountered the competent authorities judge still apply tolerance against the employee, but also a positive impact among their deterrent good not to repeat the same offense or one level higher than before either the Civil Servant concerned or the other. Obstacles in carrying out disciplinary punishment in Government of Demak regency environment is still low awareness of employees to do and be disciplined in performing the tasks for instance delays incoming work, lack of regulatory discipline, lack of supervision system and any violations of employee discipline. There must be constraints to overcome need for cooperation with other stakeholders comprising Inspectorate, BKPP, and the immediate superior civil servants in this way can be mutually reinforcing mutual communication, consultation, coordination so that if later there is a problem in the future could be accounted for.Keywords: Delivery of Disciplinary Sanctions; Civil Servant; Government Regulation No. 53 of 2010.

scholarly journals Savings Behavior of Government Salaried People in Unakoti District of Tripura

2021 ◽  
Vol 9 (1) ◽  
pp. 26-37
Author(s):  
Sukharanjan Debnath
Keyword(s):  
Rural Areas ◽  
Financial Literacy ◽  
Secondary Data ◽  
Primary Data ◽  
Dependency Ratio ◽  
Government Employees ◽  
Savings Behavior ◽  
Daily Rate ◽  
Savings Rate ◽  
The Government

As per rules, the Savings practice of Government salaried people is mandatory up to a stipulated amount of monthly salary. According to GPF, EPF and NPS Rules, a predetermined amount is deducted by the employer at source for the future wellbeing of the concerned employee and invest to GPF, EPF, NPS, etc. In addition to these mandatory savings, employees can save their money to other savings instruments according to their capability and other conditions. As most of the government employees in Unakoti district of Tripura are working with small designations and salaries, they are not able to save more in addition to mandatory savings. Fixed Pay Employee (FPE), Contract Base Worker (CBW), Per Time Worker (PTW), Monthly Pay Worker (MPW), Daily Rate Worker (DRW) are the working conditions where employees get less amount of salary in comparison to regular employees. Under these conditions, their savings rate is also low in comparison to other employees. Other Sources of income, spouse job, dependency ratio, age, literacy level, educational qualification and availability of savings instruments nearby employees are an important aspect for better understanding of savings improvement in the District. The present study entitled “Savings behavior of Government Salaried People in Unakoti District of Tripura” is an empirical study based on primary data and secondary data. The study reveals that the savings rate of salaried people in Unakoti District of Tripura is growing slowly. Financial literacy, reduction of dependency ratio by employment generation programs, Massive awareness program and availability of savings instruments in the rural areas may make a vigorous savings environment in Unakoti District of Tripura.

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