scholarly journals ebanking in India

2016 ◽  
Author(s):  
Yogesh Prasad Kolekar

Today we live in a technology driven world. Industrial revolution gave birth to giant machines for industrial advancement and information technology has delivered intelligent machines to revolutionize human development. Today we are surrounded by automated smart technology, which has touched almost all spheres of human life, from military to medicine and from education to the election. Electronic banking or e-banking is the fusion of information technology with the banking system. Thus the term electronic banking generically refers to various terms connected with virtual banking and often interchangeably used with the term internet banking. The Rangarajan Committees drew a phased plan for bank computerization in the 1980’s which recommended computerization of banks at various levels. The systematic use of Core Banking Solution (CBS) was another milestone development in the history of ebanking in India.

2017 ◽  
Vol 42 (4) ◽  
pp. 379-387 ◽  
Author(s):  
Sweety Gupta ◽  
Anshu Yadav

In the last three decades, the banking sector has seen a profound transformation owing to the changes in the global financial environment. The major change witnessed in the banking sector has been great advances in financial innovations and technologies, which are a result of turmoil in the global financial environment. The improvement in financial innovations and technologies has made E-banking an intense part of the banking sector. E-banking has revolutionized the lives of all individuals of present times and is considered to be a wave of information revolution after the agricultural and industrial revolution. Earlier banking customers were required to personally visit a bank branch in order to transact through their saving accounts but with the arrival of Internet banking the manner in which financial transactions are carried out have changed. Although E-banking has been popular among computer literates for many years, its popularity is growing exponentially as Internet usage grows and people discover the numerous benefits that are provided by online banking. In today’s increasingly integrated financial systems facing higher volatilities, more competition and higher time constraints, E-banking has become an integral part of the global financial environment in order to meet different requirements of customers of banking sector, thereby meeting the increased expectations of the participants in Indian banking system. This study makes an attempt to analyse the impact of E-banking and information technology on the employees of banking sector.


2021 ◽  
Vol 58 (2) ◽  
pp. 613-620
Author(s):  
Mustafa Amdani, Dr. Swaroopa Chakole

BACKGROUND The expanse of the coronavirus disease 2019 or COVID-19 is huge. The impact is multispectral and affected almost all aspects of human life. SUMMARY Respiratory impact of the COVID-19 is the most felt and widely reported impact. As the novel coronavirus maintained its history of affecting lungs as seen previously in severe acute respiratory syndrome (SARS) outbreak. Ventilators and oxygen support system are required mostly in comorbid patients particularly amongpatientsbearing illnesses like asthma, bronchial impairment and so on. CONCLUSION More study needs to be done in order to assess the impact on the respiratory functioning of the body. Respiratory care must be including proper instruments so that more efficient result can be obtained. Research is needed to promote the invention of specific therapy for targeted action for respiratory functioning improvement.


Poverty is one of the problems in third-world countries like Bangladesh. There has been an ongoing battle against challenging living conditions-overcrowding, floods, deforestation, erosion, soil depletion, and natural calamities. Quite a lot of programs have been tried since the independence of Bangladesh in 1971, and to tell the truth, most have failed. Each time an anti-poverty program fails, it gives more fuel to the richer class to argue that there's no point in trying to help the poor. However, this is an age of information technology. Almost all of the spheres of human life are contributed by Information technology. Information Technology can change the fate of the poor by helping them to be with the current time and happenings by ensuring their capabilities to access information. The Government of Bangladesh also realizes the importance of the issue, and recently they concentrated on transforming the government services to digitize. As one of the initiatives to empower the poor with information, GOB has launched Union Information and Service Centre (UISC) in all of the Union councils of the country. The private sector started digitization of operations earlier than the government. Now, as the government has also initiated the process, the journey will get a smooth and parallel speed to develop the socio-economic condition of the poor of the country. This paper attempts to explore the capabilities of ICT to reduce poverty in Bangladesh. The study will also try to suggest how ICT can be better used to eradicate poverty. ICT is a rapidly growing field in Bangladesh in recent times. The contribution of ICT in every sector of the country is trying to be addressed to improve the situation. This study is conducted by reviewing the studies in this line to suggest better policies to be formulated. The results show that ICT has excellent capabilities to alleviate poverty despite many challenges to be faced.


2019 ◽  
Vol 2 (2) ◽  
pp. 124-148
Author(s):  
Supandi

Information technology has changed all aspects of human life, including law and government. The transformation of conventional government into electronic government (e-government) is one of the public policy issues that dovelop continuosly in various countries all over the world. In exercising judicial power in Indonesia, Supreme Court has taken an initiative to develop public services through information technology networks by implementation of electronic court system. As one of the judicial institutions under the Supreme Court, the Administrative Court has also modernized the implementation of its duties to enforce law and justice. The modernizations in the Administrative Court include five issues that will be mainly discussed in this research, namely: (1) the development of the authority of the Administrative Court; (2) Progressive decisions in the Administrative Court; (3) Evolution of thought and work culture in the Administrative Court; (4) e-court, paperless and green courts; and (5) Electronic decision and electronic evidence in the Administrative Court.


2018 ◽  
pp. 121-136 ◽  
Author(s):  
Yaroslav CHAIKOVSKYI ◽  
Yaroslava KOVALCHUK

Introduction. Nowadays, innovation is not the only economic phenomena, which affects the growth of productivity of factors of production, growth of volumes of production, structural changes, economic growth and national competitiveness, etc. Now innovations have become identified with development and improvement in all areas of the economy, including banking business. The purpose of the article is to disclose the concept of “banking innovations” and then to study the current state of electronic banking innovations in Ukraine, to identify the main threats, which influence the development of innovations in the domestic banking system, and determine the prospects for the development of banking innovations. Results. The article defines the notion of “banking innovations”. The current state of electronic banking innovations and the influence of the Internet development on the banking services are considered. The essence of Internet banking is also revealed and its distribution in Ukraine and in Europe is analyzed. In addition, the article presents the main threats affecting the development of innovations in the banking system of Ukraine, and specifies incident cases and their consequences in Ukraine and in the world. The prospects for the development of banking innovations are considered, the most promising banking innovations that could be launched in Ukraine were proposed. Conclusions. In general banking innovations in Ukraine are not independent development of truly innovative and unique products, services or technologies at the world level. It`s noticeable that there is development in the field of electronic banking services. The undisputed leader in the implementation of innovation at all levels of its own activities is the PJSC PrivatBank. There are highlight key areas for improving innovation in the banking system of Ukraine, such as: the formation of innovation policy, the development of distance servicing, and improvement customer service. In addition, with the development of technologies, new threats to innovation in the banking system are emerging. So there should be given a lot of attention in order to be in demand and banking institutions need to keep pace with global innovation and trends.


2020 ◽  
Vol 3 (2) ◽  
pp. 141-146
Author(s):  
Murni Marbun ◽  
Sansono Harefa

Abstract: In response to the Industrial Revolution 4.0 era, where information technology has become the basis of human life, houses of worship can also take advantage of advances in information technology to provide optimal services to their congregants. Community service activities aim to build the website of the GKPI Jemaat Khusus Perumnas II Mandala Church. The method or stage of implementation of the service starts from the preparation stage, the implementation phase, the implementation phase and the report preparation stage. The results of the implementation of the service is the availability of a website-based information system in the Church of GKPI Jemaat Khusus Perumnas II Mandala that can be utilized in providing services in the form of delivering news information, announcements and announcements of church activities that have been carried out or will be carried out. The information system is built based on a website that displays Home, Profile, Management, Citizenship, Services/Services, News and Gallery information.         Keywords: information systems, websites, industrial revolution 4.0Abstrak: Untuk merespon era Revolusi Industri 4.0, dimana teknologi informasi telah menjadi basis dalam kehidupan manusia, rumah ibadah juga dapat memanfaatkan kemajuan teknologi informasi untuk memberikan pelayanan yang optimal kepada jemaatnya. Kegiatan pengabdian kepada masyarakat bertujuan untuk membangun website Gereja GKPI Jemaat Khusus Perumnas II Mandala. Metode atau tahapan pelaksanaan pengabdian dimulai dari tahap persiapan, tahap pelaksanaan, tahap implementasi dan tahap pembuatan laporan. Hasil dari pelaksanaan pengabdian adalah tersedianya system informasi berbasis website di Gereja GKPI Jemaat Khusus Perumnas II Mandala yang dapat dimanfaatkan dalam memberikan pelayanan dalam bentuk penyampaian informasi berita, pengumuman dan pemberitahuan aktifitas-aktifitas kegiatan gereja yang telah dilaksanakan maupun yang akan dilaksanakan. Sistem informasi dibangun berbasis website yang menampilkan informasi Home, Profil, Pengurus, Pembinaan Warga, Tata Ibadah/Layanan, Berita dan Galeri.Kata kunci: sistem informasi, website, revolusi industri 4.0


2021 ◽  
Vol 1 (1) ◽  
pp. 101-110
Author(s):  
Safna Auliana Putri ◽  
Fakhruddin

The existence of da'wah is very important in human life, especially during a pandemic like this. Da'wah from time to time experiences dynamics along with human development. Da'wah emphasizes the task and process of how to convey Islamic teachings with full sincerity through various means and media. The presence of information technology is also the top platform for media in preaching. Da'i is the main factor in receiving maximal da'wah messages by mad'u, this is also a challenge and opportunity in preaching. In this study using a qualitative method that aims to find a way out of challenges and opportunity in preaching by relying on information technology and based on the results of research, preaching during the pandemic in the village of Lampuja continues as usual but by complying with government recommendations and implementing health protocols with the help of the use of information technology be able to reach and convey da'wah messages quickly and widely.


2020 ◽  
Vol 9 (1) ◽  
pp. 1-9
Author(s):  
Lanto Ningrayati Amali ◽  
Sitti Suhada ◽  
Muhammad Rifai Katili

The coronavirus pandemic or COVID 19 resulted in the disruption of almost all sectors of human life, ranging from the health, social, and economic life of the community. The goal that this activity wants to achieve is to increase the creativity and economy of the community in the mids of the spread of the COVID 19 outbreak. Special targets that want to be achieved are: (1) increasing the role of the community in creating entrepreneurship in the midst the COVID 19 outbreak, (2) improving people's ability to innovate by creating business ideas that suit the conditions amid during in the COVID 19 outbreak, and (3) the formation of a resilient society against the COVID 19 pandemic. To achieve these specific goals and targets the method used is by transferring science and technology based on information technology through the implementation of socialization, education, and training to the community as well as more accurate reports of public circumstances.


2014 ◽  
Vol 34 (1) ◽  
pp. 85-96
Author(s):  
Djulianto Susantio

Of the thousands of inscriptions, both stones and metals, there is only small number known as dated. Other parts are damaged, worn, or missing for various reasons. Generally, inscription contains elements of the date, month, and year in the Saka dates. With a particular method, Saka dates can be converted to AD dates. Even through the knowledge of astronomy, the element of hours can be interpreted. These four elements, namely the date, month, year, and hour are absolutely necessary in the analysis of astrology. Originally astrology is used to predict human life. However, with the development of science, it can also predict the non-human aspects, such as the important events in the history of the world. Through incisive analysis, knowledge of astronomy and astrology is very useful for epigraphy, although the time was far behind. There are several types of astrology it is commonly known, the West Astrology or Greek Astrology and East Astrology of India and China. Actually, almost all major civilizations in the world knew astrology. But among the many traditions, currently only popular Western Astrology, Chinese Astrology, Indian Astrology. Since a few years ago the West began to introduce Archaeology Metaphysics, one of them through the analysis of astrology. 


2021 ◽  
Vol 1 (1) ◽  
pp. 1-5
Author(s):  
Thanthowie Jauharie ◽  
Rita Gani

Abstract. Over time, especially in the field of technology experienced very rapid progress, almost all work was helped by the role of computers and the internet. With this progress came the term Industrial Revolution 4.0, where a revolution caused by rapid technological progress. With this progress, human life has become easier, not only in working but also in meeting their needs. Appears various applications initiated by young people from various regions who want to help the community to continue to fulfill or make their lives better, which can reduce the time, energy, and costs that must be spent to meet those needs. Shown in the Mata Najwa Show episode #GenerasiSolusi by presenting speakers who are the inventors of the Wahyoo, Halodoc, Reblood, Riliv, and CariUstadz applications. The audience did a message reception from this show about the Industrial Revolution 4.0, for its viewers it became one of the shows that provided information and education about the Industrial Revolution 4.0, they realized that the ease they had at the moment was the impact of the Industrial Revolution 4.0 marked with the emergence of various applications, after watching this show they are more aware of it and also open their minds to be more creative and critical thinking about the problems that exist in their environment. Even though not all of them received the full message given by this show, one of them did not receive the full message given, so there are two mortgage positions occupied in this research, namely dominant and negotiation. Abstrak. Seiring berjalannya waktu terutama  bidang teknologi mengalami kemajuan yang sangat pesat, hampir semua pekerjaan terbantu oleh peran komputer dan internet. Dengan kemajuan ini muncul istilah Revolusi Industri 4.0, dimana sebuah revolusi yang diakibatkan oleh kemajuan teknologi yang pesat. Dengan adanya kemajuan ini kehidupan manusia semakin mudah, tidak hanya dalam bekerja namun juga dalam memenuhi kebutuhan hidup mereka. Muncul berbagai aplikasi yang diinisiasi oleh pemuda dari berbagai wilayah yang ingin membantu masyarakat untuk terus memenuhi ataupun membuat hidup mereka lebih baik,yang dapat mengurangi waktu,tenaga, dan biaya yang harus dikeluarkan untuk memenuhi kebutuhan tersebut. Yang diperlihatkan dalam Tayangan Mata Najwa episode #GenerasiSolusi dengan menghadirkan narasumber yang merupakan penemu dari aplikasi Wahyoo, Halodoc, Reblood, Riliv, dan CariUstadz. Para penonton melakukan sebuah resepsi pesan dari tayangan ini mengenai Revolusi Industri 4.0, bagi para penontonnya tayangan ini menjadi salah satu tayangan yang memberikan informasi dan edukasi mengenai Revolusi Industri 4.0, mereka menyadari bahwa kemudahan yang mereka miliki saat ini merupakan dampak dari Revolusi Industri 4.0 yang ditandai dengan munculnya beragam aplikasi, setelah menonton tayangan ini mereka lebih sadar akan hal itu dan juga membuka pikiran mereka untuk bisa lebih berfikir kreatif dan kritis lagi akan masalah-masalah yang ada di lingkungan mereka. Meskipun begitu tidak semua dari mereka menerima pesan sepenuhnya yang diberikan oleh tayangan ini, salah satu dari mereka tidak menerima pesan sepenuhnya  dengan pesan yang diberikan, sehingga terdapat dua posisi hipotekal yang ditempati di dalam penelitian ini yaitu dominan dan negosiasi.


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