scholarly journals ANALISA YURIDIS BIAYA EKSEKUSI PADA LEMBAGA PEMBIAYAAN

2018 ◽  
Vol 4 (1) ◽  
pp. 37
Author(s):  
Sundaru Guntur Wibowo

The purchase of consumer goods for the public through financial institutions can answer and be a solution for the community to have these goods, while for financing institutions this is an opportunity to develop their business, both for goods such as cars, motorbikes, furniture and also electronic goods. The community gets the convenience of payments that can be paid in installments according to their ability. The problems and dynamics that arise in this consumer financing agreement are interesting things to study so that people will understand and find solutions. The method used in this study is juridical empirical, using primary data and secondary data and then analyzed using qualitative analysis techniques. The results of the study can answer that the relationship between consumers and financing institutions or companies is the relationship of consumer financing agreements. Consumer financing agreements are always in written form where the agreement clause has been provided by a finance company, or commonly referred to as a standard agreement. With limited purchasing power.

2019 ◽  
Vol 1 (2) ◽  
pp. 523-542
Author(s):  
Sri Ayu Saputri ◽  
Nurzi Sebrina ◽  
Vita Fitria Sari

This study aims to determine how Administration, Reporting and Accountability of Dana Nagari in Batang Anai District, Padang Pariaman Regency, West Sumatra Province. There are three (3) aspects in village funds, administration, reporting and accountability. To achieve these objectives, descriptive qualitative research methods are used. Data sources are primary data and secondary data. Data collection techniques are carried out by observation, interviews, and documentation using qualitative descriptive analysis techniques. The results of the study show: (1) Administration carried out by the treasurer in the form of receipts and expenditures which are recorded in the general cash book, bank book, income details book, and financing details book which is equipped with receipts. (2) Reporting that the delay in disbursing village funds was due to the late regulation of the Regulations of the Regent of Padang Pariaman which caused the disbursement of stage I and phase II village funds to be delayed too late. (3) Accountability Submission of accountability reports to the public through various media, such as websites and billboards. Submission through this media can make it easier for the public to obtain information about the performance of the village government.


Simulacra ◽  
2018 ◽  
Vol 1 (1) ◽  
Author(s):  
Mansari Mansari

<em>Some gampongs in Aceh Besar have established gampong reusam on child protection in written form. Reusam which usually regulates public behavior about habits undertaken by the public in an unwritten form, is now beginning to be written in written form. The formation of gampong reusam was formed by Tuha Peut Gampong which was discussed together with the keuchik and community leaders of the gampong. This research aims to find out how the process of reusam formation of child protection in Aceh Besar and how the role of Tuha Peut in determining the direction of development of child protection reusam in Aceh Besar. This research uses qualitative research with data source from primary data obtained through interview with Keuchik, Tuha Peut Gampong and Female Woman. Secondary data is obtained through documentation studies in the library. The results showed that the process of forming a village reusam on Child Protection was established through the involvement of elements and community leaders, even women were involved in the preparation. Tuha Peut has an important role in the development of a gampong reusam that adopts local and applicable local values in Aceh. These values are deliberation, mediation and the use of adat sanctions for child offenders in cases that occur, such as Advice, Warning, apology, fines, compensation, returned to the family, Establishment of Child Protection Committees dealing with law and engagement government agencies.</em>


2017 ◽  
Vol 4 (3) ◽  
pp. 43
Author(s):  
Evelyn Owusu Frempong ◽  
Gabriel Dwomoh

The main purpose of the study is to contribute to knowledge by assessing the moderating role equity in financialcompensation plays on the relationship between employees’ behavior and performance of state owned universities inGhana. The targeted population for the study was the 10 public universities established by an Act of Parliament andare recognized by the National Accreditation Board. Out of this, 7 public universities were selected usingconvenience sampling. The choice of this sampling method was based on accessibility and easy access toinformation to facilitate the research. In each of the sample, 15 employees’ mainly senior members both fromadministration and academic totalling 105 were randomly selected for the study. The main instrument used forcollection of primary data was questionnaires and interviews whilst review of selected public universities websites,published textbooks, journals and newsletters constitute the secondary data. The instrument used for the study wastested for its reliability and fitness and the result was positive with cronbach’s alpha value of 0.856. Analysis for thestudy was done using correlation and regression to test for the hypotheses developed. The results show that employees’behaviour has high positive relationship with performance of public universities with equity in financial compensationplaying a moderating role. The study therefore recommends the need for the Government of Ghana to continue with thefull implementation of its single spine pay policy since it will ensure fairness in the public sector wage which will inturn influence employees’ behaviour positively and performance of the sector as a whole.


2018 ◽  
Vol 7 (4) ◽  
pp. 311
Author(s):  
EKA VIRGIA PURWANTI ◽  
DESAK PUTU EKA NILAKUSMAWATI ◽  
NI MADE ASIH

The success of student learning is influenced by several factors such as learning motivation and student activeness in the organization. Each factors has several indicators. This research aims to see the relationship of learning motivation and activeness in the organization of learning outcomes,as well as to know indicators have the greatest real impact. The data used is the primary data in the form of questionnaires distributed, and secondary data in the form of the results of student report cards grade XI IPA academic year 2016/2017 in SMAN 2 Kuta. The research method used to process the data using Canonical Correlation Analysis. The results showed that the factors of learning motivation have a real effect of 0.00000000 on student learning outcomes with the closeness of the relationship of 0.7462935.. While the activeness in the organization does not have a real effect on learning outcomes. Passion and desire are the indicators of learning motivation which have the greatest influence among the other indicators with the closeness of the relationship of 0.5798190.


CIVED ◽  
2021 ◽  
Vol 8 (2) ◽  
pp. 60
Author(s):  
Muhammad Ricky Luandra ◽  
Totoh Andayono

Penelitian ini bertujuan untuk mengetahui hubungan antara sifat fisik tanah terhadap nilai permeabilitas tanah pada permukiman di Kecamatan Koto Tangah. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan secara korelasioanal. Data yang digunakan berupa data primer yang didapatkan di lapangan serta di laboratorium dan data sekunder dedapatkan pada literatur atau arsip pemerintahan kemudian diolalah menggunakan QGIS. Data primer tersebut berupa kadar air tanah, berat jenis tanah, berat isi tanah, dan permeabilitas tanah, sedangkan data sekunder berupa denah lokasi penelitian. Didapatkan nilai signifikansi hubungan kadar air tanah dengan permeabilitas tanah sebesar 0,004 dan di peroleh R²sebesar 0,662 serta arah hubungan negatif, nilai signifikansi hubungan berat isi tanah dengan permeabilitas tanah sebesar 0,023 dan di peroleh R² sebesar 0,498 serta arah hubungannya negatif, sedangkan nilai signifikansi hubungan berat jenis tanah dengan permeabilitas sebesar 0,239. Sehingga dapat disimpulkan hubungan sifat fisik tanah dengan permeabilitas tanah mempunyai hubungan yang signifikan (berarti).This study aims to determine the relationship between the physical properties of the soil to the value of soil permeability in settlements in Koto Tangah District. This research is a quantitative study with a correlation approach. The data used are primary data obtained in the field as well as in the laboratory and secondary data obtained in literature or government archives which are then processed using QGIS. The primary data is in the form of soil water content, soil density, soil density, and soil permeability, while secondary data is in the form of a plan of the research location. The significance value of the relationship between groundwater content and soil permeability was 0.004 and obtained R² of 0.662 and the direction of the negative relationship, the significance value of the relationship between soil weight and soil permeability was 0.023 and obtained R² of 0.498 and the direction of the relationship was negative, while the significance value of the relationship of density soil with a permeability of 0.239. So it can be concluded that the relationship between the physical properties of the soil and the permeability of the soil have a significant relationship (meaning).


2021 ◽  
Vol 4 (1) ◽  
pp. 52-65
Author(s):  
Hajar Hanifa ◽  
Ikhwan Hamdani ◽  
Yono Yono

  Pegadaian Syariah is one of the Islamic financial institutions in Indonesia that distributes funds in the form of money loans with collateral in the form of valuable goods to the lower middle class community, which aims to make it easier to provide loans under Sharia law and eradicate moneylenders who have run rampant among the public without us realizing it. In the implementation of the contract Rahn that occurs at the Sharia pawnshop, it must be in accordance with the fatwa of the National Sharia Board, but in terms of the implementation of each fatwa verse that has been determined, sometimes it is still different in practice and unclear so that a question arises or even assumes that Sharia Pawnshops and Conventional Pawnshops are the implementation is the same, there is no difference. This study aims to determine the implementation of the Sharia Rahn (pawning) contract at the New Bogor Syariah Pawnshop Branch Office and to determine the suitability of the implementation of the Syariah Rahn (pawning) contract at the New Bogor Syariah Pawnshop Branch Office with the DSN MUI Fatwa. This study uses descriptive qualitative methods, the data used are primary data and secondary data, data collection techniques using observation, interview and documentation techniques. The results of this study indicate that the implementation of the Rahn contract at the New Bogor Syariah Pegadaian Branch Office has been implemented in accordance with existing Sharia provisions, such as fulfilling the pillars and requirements of Sharia Rahn (pawning). The implementation of the Rahn contract at the New Bogor Syariah Pawnshop Branch is in accordance with the MUI DSN Fatwas such as the MUI DSN Fatwa No. 25/DSN-MUI/III/2002 and DSN MUI Fatwa No.26/DSN-MUI/III/2002.I


2021 ◽  
Vol 14 (1) ◽  
pp. 98
Author(s):  
Muryanti Muryanti

Millennial can’t be separated from gadget use in daily life. This habit changes in reading and writing patterns too. These changes in the use of paper to social media. One of many applications which they can use to read and write is wattpad. This study aims to find how young Muslims use wattpad to write Islamic stories as a means of Islamic da'wah. This research is a qualitative research, using observations and interviews to get primary data. The process of writing research results by combining primary and secondary data. The results showed wattpad users can read thousands of books and stories written by other users and they can also write various kinds of stories that can be read by other users. Among the Muslim generation, Wattpad has become one of the favorite media for reading Islamic stories and writing Islamic stories. Because this application is simple and interactive between users, making users comfortable and more productive. There are several Islamic stories inspire users, including: The stories of the Prophet, Memorizing the Qur'an, Romance of Young People with an Islamic Style, The Struggle for Hijrah, The Relationship of Islamic and Non-Islamic Religions, Hijrah Becoming a Convert or A story of how to wear the hijab properly and correctly. The majority of Islamic stories are true stories categorized in the spiritual genre. The writer in wattpad performs social construction (through a process of internalization, externalization and objectification) of his life experience that is spread to other users to influence it. The main purpose of this genre is to preach or give meaning to others by using social media that is considered more effective than direct propaganda. Wattpad is a new medium for da'wah among young millennial MuslimsKeywords: Wattpad, Islamic Stories, Millennials, Hyperreality. [Generasi milenial tidak bisa terpisah dengan penggunaan gadget dalam kehidupan sehari-hari. Hal ini membawa perubahan pada pola membaca dan menulis. Perubahan tersebut nampak dari beralihnya penggunaan kertas menjadi media sosial. Salah satu aplikasi yang diminati sebagai sarana untuk menyalurkan minat membaca dan menulis dengan menggunakan wattpad. Penelitian ini bertujuan untuk mengetahui bagaimana pemuda Islam menggunakan wattpad untuk menuliskan kisah-kisah islami sebagai sarana dakwah Islam. Penelitian ini merupakan penelitian kualitatif, dengan menggunakan observasi dan wawancara untuk mendapatkan data primer. Proses penulisan hasil penelitian dengan memadukan data primer dan data sekuder. Hasil penelitian menunjukan pengguna wattpad bisa membaca ribuan buku dan cerita yang dituliskan oleh pengguna lain dan mereka juga bisa menuliskan berbagai macam cerita yang bisa dibaca oleh pengguna lain. Di kalangan generasi muslim, wattpad ini menjadi salah satu media favorit untuk membaca cerita yang islami dan menuliskan cerita Islmai. Dikarenakan aplikasi ini yang sederhana, simple dan interaktif antar pengguna sehingga menjadikan pengguna nyaman dan lebih produktif. Cerita-cerita islami menginspirasi pengguna, diantaranya: kisah-kisah Nabi, menghafalkan al Qur’an, percintaan anak muda dengan gaya Islami, perjuangan hijrah, hubungan agama Islam dan Non Islam, hijrah menjadi muallaf ataupun kisah bagaimana memakai hijab dengan baik dan benar. Kisah-kisah Islami tersebut mayoritas merupakan kisah nyata yang dikategorikan dalam genre spiritual. Penulis melakukan konstruksi sosial (melalui proses internalisasi, eksternalisasi dan obyektifikasi) atas pengalaman hidupnya yang disebarkan kepada pengguna lain untuk mempengaruhinya. Tujuan utama dari genre ini untuk berdakwah atau memberikan makna kepada orang lain dengan menggunakan media sosial yang dianggap lebih efektif dibandingkan dengan dakwah secara langsung. Wattpad menjadi media baru untuk berdakwah di kalangan generasi muda muslim milenial.                                          


2020 ◽  
Vol 6 (8) ◽  
pp. 1637
Author(s):  
M. Muammar Ramadhan ◽  
Eko Fajar Cahyono

The purpose of this study is to analyze the relationship of poverty reduction fund and ZISWAF to the number of poor people in Indonesia. This study uses quantitative approach. The data used are secondary data from official website baznas, kemenkeu and bps. Data analysis techniques used to answer the research problem and test the research hypothesis using Spearman correlation.Based on the results of the analysis known poverty alleviation funds have a negative relationship to the number of poor people in Indonesia, while ZISWAF have a non-negative relationship to the number of poor educators in Indonesia.Keywords: Poverty Reduction Fund, ZISWAF, Poverty


2017 ◽  
Vol 11 (2) ◽  
pp. 100-107
Author(s):  
Nida Ulfa Dilla ◽  
Cut Nila Thasmi ◽  
Hamdan Hamdan

This study aimed to find out the understanding of cattle farmer in Lengayang, Pesisir Selatan West Sumatera about the relation of sexual desire symptom with the success rate of artificial insemination on cattle. The respondents of this study were the cattle farmer on Lengayang base on the result of the method of this study was field survey. The data were collected interview the farmer using structural questioner form. The data consist of secondary and primary data. The secondary data were obtained from Animal Husbandry departement and Animal Health on Pesisir Selatan. Data were analyzed descriptively. Result showed that from 100 respondents there were 15 respondents from Lakitan village, 16 respondent from East Lakitan, 14 respondents from East Kambang, 35 respondents from West Kambang, 9 respondents from Kambang and 11 respondents from North Kambang. Based on the study result the level of  farmers knowledge about understanding relation sexual desire the symptoms with the success of artificial insemination in cattle is 2% excellent, 33% good, 56% fairly good and 9%. Less Good. Based on Regression test formal education, non-formal education and experience effect of to the knowledge of the success of artificial insemination 6.6%


Author(s):  
Hasbi ◽  
Mansyur Radjab ◽  
Ramli AT ◽  
Hikmawaty Sabar

AbstractToday's environmental problems stem from one of the misconceptions about the relationship between humans and their environment. This study uses one approach in environmental sociology, which sees human relations with the environment as a relationship of parasitism and mutual relations. The purpose of this paper is to examine the relationship between parasitism and the relationship of mutualism between residents and industry with the Tallo and Jeneberang Rivers in the city of Makassar. The research method is qualitative with the type of case study research. Informants are selected by means of the purposive method. Primary data obtained through observation and interviews, while secondary data obtained through relevant literature. The results of the study found a parasitic relationship, namely the behavior of the population and industry that prioritizes the desire to meet the needs of life and as if free to do anything in the river environment, such as industrial activities that dispose of liquid waste into rivers, garbage disposal, the number of illegal settlements, landfills continue to use the river area. This behavior has caused various disasters such as flash floods, silting of rivers, water pollution, damaged agricultural land, and houses flooded. In a mutualism relationship, there has not yet been a balanced conservation and preservation effort, both in the Tallo River environment and in the Jeneberang River environment. This shows the need for community and industry understanding in understanding the relationship between the community and the environment so that they are aware of the importance of environmental preservation   Masalah lingkungan dewasa ini salah satunya bersumber daripada kekeliruan cara pandang mengenai relasi manusia dengan lingkungannya. Kajian ini menggunakan salah satu pendekatan dalam sosiologi lingkungan, yaitu melihat hubungan manusia dengan lingkungan sebagai hubungan parasitisme dan hubungan utualisme. Tujuan penulisan ini untuk mengkaji tentang gambaran hubungan parasitisme dan hubungan mutualisme antara penduduk dan industri dengan lingkungan Sungai Tallo dan Sungai Jeneberang di kota Makassar. Metode penelitian adalah kualitatif dengan jenis penelitian studi kasus. Informan dipilih dengan cara purposif. Data primer diperoleh melalui observasi dan wawancara, manakala data sekunder diperoleh melalui literaturyang relevan. Hasil penelitian menemukan terjadinya hubungan parasitisme, yaitu perilaku penduduk dan industri yang mengedepankan hasrat pemenuhan kebutuhan hidup dan seolah bebas melakukan apa saja pada lingkungan sungai, seperti aktivitas industri yang membuang limbah cair ke sungai, pembuangan sampah, banyaknya pemukiman liar, tempat pembuangan bahan timbunan yang terus menggunakan area sungai. Perilaku tersebut telah menimbulkan berbagai bencana seperti banjir bandang, pendangkalan sungai, pencemaran air, lahan pertanian rusak, dan rumah warga terendam banjir. Pada hubungan mutualisme, belumwujud upaya pelestarian dan pengelolaan yang seimbang, baik di lingkungan Sungai Tallo maupun di lingkungan Sungai Jeneberang. Hal ini menunjukkan perlunya pemahaman masyarakat dan industri dalam memaknai hubungan antara masyarakat dan lingkungan agar mereka menyadari tentang pentingnya pelestarian lingkungan.


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