scholarly journals The Relationship between Lending Rate and Nonperforming Loans in Commercial Banks: Evidence from Pakistan (2008-2014)

2021 ◽  
Vol 1 (2) ◽  
pp. 89-104
Author(s):  
IHTESHAM KHAN ◽  
ROOHUL AMIN ◽  
SHAH RAZA KHAN ◽  
MUHAMMAD ILYAS
Keyword(s):  
Commercial Banks ◽  
Positive Relationship ◽  
The State ◽  
Annual Reports ◽  
Significant Positive Relationship ◽  
Regression Methods ◽  
Nonperforming Loans ◽  
Lending Rate ◽  
Lending Rates ◽  
The Relationship

The objective of the study was to examine the relationship between lending rate and nonperforming loans in commercial banks of Pakistan. The study collects data on bank size and nonperforming loans from the annual reports of commercial banks and lending rates data was collected from the state bank of Pakistan statistical bulletins for the period of 2008-2014 and the data was analyzed through SPSS to examine the relationship between lending rate and nonperforming loans. The study used correlation and regression methods. The study found a significant positive relationship between lending rate and nonperforming loans in commercial banks of Pakistan

scholarly journals RELATIONSHIP BETWEEN CAPPED LENDING RATES AND NON-PERFORMING LOANS ON LISTED COMMERCIAL BANKS IN KENYA

2018 ◽  
Author(s):  
Gladys Wanjiku Thuita
Keyword(s):  
Significant Relationship ◽  
Commercial Banks ◽  
Quantitative Research ◽  
Monthly Basis ◽  
Continuous Basis ◽  
Lending Rate ◽  
Lending Rates ◽  
The Government ◽  
The Relationship ◽  
Pearson Correlations

<p><em>The study sought to determine the relationship between capped lending rate and non-performing loans among the listed commercial banks in Kenya. The data for the study was collected from the period 2013 to 2017 from five listed commercial banks in Kenya. The research tested the null hypotheses that capping the lending rate has no significant relationship on non-performing loans of the sampled banks. The study adopted the quantitative research design to test the null hypotheses. The Pearson correlations results indicated that capped lending rate has no significant relationship on the non-performing loans. In conclusion the negative correlation can be attributed to fact that borrowers continue to repay the old loans (acquired before capping) the same scheduled payments before capping, reducing the duration of the loan and not amount payable on monthly basis. The recommendation is for such studies to be conducted on continuous basis for the next five years and advice the government on whether to drop or retain the cap for purpose of sustainable economic development in Kenya.  </em></p>

scholarly journals Behavioural Practices and Procurement Performance in Uganda

2015 ◽  
Vol 1 (01) ◽  
Author(s):  
Ayub Masaba Kutosi ◽  
Muhwezi Moses ◽  
Sarah Eya
Keyword(s):  
Quantitative Study ◽  
Positive Relationship ◽  
Public Procurement ◽  
Poor Performance ◽  
The State ◽  
Significant Positive Relationship ◽  
Opportunistic Behaviour ◽  
Contracting Process ◽  
The Relationship

Despite the above reforms in procurement processes in Uganda’s State owned Enterprises, public procurement performance has not improved. This has consequently led to poor performance of State owned Enterprises. There have been allegations of a presence of opportunistic behaviour of procurement officers, absence of trust and mal practices like corruption and bribery by the contracting parties in the State owned Enterprises. This paper presents a study on the relationship between Behavioural practices and Procurement Performance in Uganda’s State owned Enterprises. This was a quantitative study confined to the area of behavioural practices and procurement performance of 20 State Owned Enterprises where each contributed 8 respondents making a total of 160. Data were collected, analyzed and presented using quantitative techniques. Correlation results show that there is a significant positive relationship between behavioural practices and procurement performance (r =.533**, p<.01). These results further highlight the fact that if elements of behavioural practices especially if Trust is well addressed, the institutions will realize an improvement in the procurement performance. This is because trust was found to be a very strong factor in determining behavioural practices. Further the regression model shows that Behavioural practices can significantly predict procurement performance in SOEs (Beta= .399, Sig. =.000). We recommend that, the behaviour of those involved in the contracting process must be checked. This can be through reference checks and selecting people with a proven record of integrity. Trust should be emphasized by both the State owned Enterprises and their respective providers in order to build a positive long-term relationship. Acts like deceit, cynicism and flattery must also be avoided at all costs.

scholarly journals Strategic Outsourcing and Corporate Performance in Nigerian Banking Industry

2021 ◽  
Vol 9 (2) ◽  
pp. p68
Author(s):  
Ugbomhe O. Ugbomhe ◽  
Ojo Olu ◽  
Ebomah Ernest Monday
Keyword(s):  
Commercial Banks ◽  
Positive Relationship ◽  
Corporate Performance ◽  
Stock Exchange ◽  
Primary Data ◽  
Significant Positive Relationship ◽  
Strategic Outsourcing ◽  
Significant Performance ◽  
The Relationship ◽  
Nigerian Banking

This study examined strategic outsourcing and corporate performance of commercial banks in Nigeria. The decision to outsource is driven by the perception of management on how organization can achieve corporate effectiveness and efficiency with outsourcing strategy. This study specifically focused on two objectives; to investigate the relationship between strategic outsourcing and corporate performance and to ascertain the correlation between recruitment outsourcing and corporate performance. The study used a total number of twenty two (22) commercial banks listed in the Nigerian Stock Exchange (NSE) as at 31st January 2021 in its study. Primary data were collected from the population of the study with the aid of structured questionnaire and data were analyzed through descriptive statistics and the two hypotheses formulated were tested by Pearson Product Moment Correlation (PPMC) with the use of Statistical Package for Social Science (SPSS). The results of the study revealed a significant positive relationship between strategic outsourcing and corporate performance and a significant positive relationship between recruitment outsourcing and corporate performance. The study concluded that strategic outsourcing and recruitment outsourcing have positive relationship with corporate performance. The study, therefore, recommends that corporate organizations that want to achieve significant performance in their operations should outsource some of their activities that are outside its core competence.

Relationship of Love, Affect and Wellbeing

2014 ◽  
Vol 2 (1) ◽  
Author(s):  
Dr. Thiyam Kiran Singh ◽  
Aastha Dhingra
Keyword(s):  
Positive Affect ◽  
Positive Emotions ◽  
Positive Relationship ◽  
Interpersonal Relationship ◽  
Significant Positive Relationship ◽  
Young Females ◽  
Close Friendship ◽  
Major Facilitator ◽  
Relationship Of ◽  
The Relationship

Love is more than a close friendship. It acts as a major facilitator of interpersonal relationship. Love is positive in nature and leaves a positive affect on every individual. An individual in love not only feels positive but spreads positivity around. They smile, be kind to other people, behave compassionately with everyone. If the person is happy then he is likely to be psychologically and emotionally healthy. The current study aimed at understanding the relationship between love, affect and wellbeing among young females aged between 20-25 years. The study reported a significant positive relationship between love and positive affect with the significant correlation of 0.29 at 0.05 levels (p<0.05). It was also found a significant positive relationship between love and wellbeing with the significant correlation of 0.58 at 0.01 level (p<0.01). This means that people in love experience positive emotions and healthy wellbeing. The correlation between love and negative affect came out to be insignificant. The correlation turned out to be -0.13. This means that people in love do not experience negative emotions.

scholarly journals Managers and Organizational Citizenship Behavior

2016 ◽  
Vol 21 (1) ◽  
pp. 14-20
Author(s):  
Mihaela Man
Keyword(s):  
Organizational Citizenship ◽  
Big Five ◽  
Organizational Citizenship Behavior ◽  
Positive Relationship ◽  
Citizenship Behavior ◽  
Five Dimensions ◽  
Significant Positive Relationship ◽  
The One ◽  
The Relationship ◽  
Persistence Factors

Abstract In this research on the one hand we analyzed the relationship that exists in terms of motivational persistence and the Big Five dimensions and, on the other hand, organizational citizenship behavior (OCB). The results show that the conscientiousness has been identified as being in a significant positive relationship with OCB. This result is consistent with the data provided by previous researchers. The results also indicate that three conscientiousness facets are in a positive relationship with OCB. These three conscientiousness facets are self-efficacy, cautiousness and orderliness. Agreeableness was not identified as being associated with OCB. At the level of the relationship between motivational persistence factors and OCB, we have identified a significant positive relationship with only one factor: current purpose pursuing. The OCB model has two variables that work best as predictors: high scores with regard to current purpose in terms of the pursuing-motivational persistence factor, and low scores in terms of the imagination-facet of openness to experience.

scholarly journals The Relationship between Creative Capabilities and Cultural Intelligence: Field Study of Amman’s Five-Star Hotels

2015 ◽  
Vol 10 (12) ◽  
pp. 103 ◽  
Author(s):  
Ayad F. Altememi ◽  
Imad A. Hassouneh ◽  
Shaker Jarallah Alkshali
Keyword(s):  
Field Study ◽  
Cultural Intelligence ◽  
Positive Relationship ◽  
Three Dimensions ◽  
Simple Random Sample ◽  
Significant Positive Relationship ◽  
Independent Variable ◽  
And Behavior ◽  
The Relationship ◽  
The City

This study aims to identify the relationship between the creative capabilities of workers in 5-star hotels in the city of Amman and their cultural intelligence. In its measurement of the creative capabilities as an independent variable, the study adopted a scale consisting of three dimensions, namely: fluency, flexibility and originality. Whereas it relied in measuring the cultural intelligence as a dependent variable, on a scale consisting of three dimensions, namely: knowledge (cognition), motivation and behavior. The study was conducted on a sample of (258) workers currently working in these hotels. The required particulars for this study were collected through a specially prepared questionnaire for this purpose after having reviewed multi previous studies. The sample was distributed according to the simple random sample mechanism. The study revealed that there is a significant positive relationship between the dimensions of creative capabilities of workers in such hotels and their cultural intelligence. The study also included a set of recommendations and mechanisms that can be applied by the managements of these hotels to tackle some aspects of the dimensions constituting the cultural intelligence of workers.

scholarly journals RESILIENCE, RELIGIOUS ORIENTATION, AND EMOTION REGULATION AMONG FIRST-YEAR THEOLOGICAL STUDENTS

2021 ◽  
Vol 9 (9) ◽  
pp. 1-7
Author(s):  
Elisabeth Sitepu ◽  
May Rauli Simamora ◽  
Johanes Waldes Hasugian
Keyword(s):  
Emotion Regulation ◽  
Emotional Regulation ◽  
Religious Orientation ◽  
Positive Relationship ◽  
Total Sample ◽  
First Year ◽  
Significant Positive Relationship ◽  
Theological Students ◽  
The Relationship ◽  
Effective Contribution

The purpose of this study was to determine the relationship between religious orientation, emotion regulation, and resilience of first-year theological students. The total sample used in this study was 59 first-year theological students at a theological college in Indonesia. The results show a statistically significant positive relationship between religious orientation, emotion regulation, and resilience. The results also show that the effective contribution of emotion regulation is higher than the religious orientation towards resilience. These results indicate the importance of emotional regulation training and religious orientation education to develop resilience in the lives of first-year theological students.

scholarly journals School Management Styles Roles in Empowering New Teachers and Practice their Professional Roles in the Directorate of Education for the First Zarqa

2019 ◽  
Vol 3 (16) ◽  
Author(s):  
Somaya Shaban Abu Qalbain
Keyword(s):  
New Teachers ◽  
Positive Relationship ◽  
School Management ◽  
Professional Roles ◽  
Management Styles ◽  
Significant Positive Relationship ◽  
Median Level ◽  
The Relationship ◽  
Type Of School

    The study aimed to identify the relationship between the school management styles and the empowering of new teachers and their professional roles from the perspective of teachers in the light of some variables. The study sample consisted of (267) teachers. The results showed the median level in the school management styles and the teachers empowering, professional roles, and there were statistically significant differences in the degree of teachers' empowering due to the gender in favor of males, and the educational stage teachers of the first three grades. The results indicated that there were no statistically significant differences according to the gender in the professional roles. There were statistically significant differences in the role of the type of school in favor of the mixed and the educational stage teachers of the first three grades. The results showed a statistically significant positive relationship between the democratic style and the teachers empowering and professional roles, and a statistically significant negative relation between the autocratic and the ascetic styles, and the teachers empowering and professional roles.    

scholarly journals The Relationship Between Attitudes Toward Technology, Adaptability, And Customer Orientation Among Professional Salespeople

2011 ◽  
Vol 17 (4) ◽  
Author(s):  
Bruce D. Keillor ◽  
Charles E. Pettijohn ◽  
Michael D'Amico
Keyword(s):  
Computer Technology ◽  
Positive Relationship ◽  
Customer Orientation ◽  
Computer Usage ◽  
Attitudes Toward Computers ◽  
Sales Managers ◽  
Way Of Life ◽  
Significant Positive Relationship ◽  
Use Of Technology ◽  
The Relationship

The use of computer technology is increasingly becoming a way of life for professional salespeople.  Given the increased use of technology in virtually aspects of sales, it would seem natural to reconcile both the uses of, and attitudes toward, computers among professional salespeople with traditionally emphasized sales constructs such as adaptability and customer orientation.  The results of such an analysis would have implications for both academic sales research as well as sales managers and trainers who would benefit from an investigation into a propensity to accept computer technology and the ability to engage in significant sales activities that represent the human dimension.  The current study addresses this issue by assessing the relationships between salespersons’ attitudes toward computer technology, adaptability, and customer orientation.  The findings generally indicate a positive predisposition toward computer usage and a significant positive relationship between those attitudes and both adaptability and customer orientation among a sample of professional salespeople.

scholarly journals THE RELATIONSHIP BETWEEN THE UNDERSTANDING OF INDONESIAN NATIONAL HISTORY, HISTORY LEARNING INTEREST, AND HISTORY AWARENESS AND THE NATIONALISM ATTITUDE.

2018 ◽  
Vol 14 (2) ◽  
Author(s):  
Cintatia Salsabila ◽  
Aman Aman
Keyword(s):  
Positive Relationship ◽  
Multiple Correlation ◽  
National History ◽  
Significant Positive Relationship ◽  
History Learning ◽  
Learning Interest ◽  
The Relationship

ABSTRACTThis study aimed to find out the relationship between the understanding of Indonesian national history, the history learning interest, the relationship between the history awareness and the nationalism attitude. Tests of analysis assumptions consisted of tests of normality, linearity, and multicollinearity. The hypotheses were tested using Pearson’s product moment correlation and multiple correlation with relative and effective contributions. The results of the study show that: (1) there is a significant positive relationship between the understanding of Indonesian national history and the nationalism attitude, (2) there is a significant positive relationship between the history learning interest and the nationalism attitude, (3) there is a significant positive relationship between the history awareness and the nationalism attitude, (4) there is a significant positive relationship between the understanding of Indonesian national history, history learning interest, and history awareness as an aggregate and the nationalism attitude. Keyword: understanding of Indonesian national history, history learning interest, history awareness, nationalism attitude 

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