scholarly journals Microfinance Services and the Clients’ Socioeconomic Wellbeing During the Covid-19 Pandemic in Uganda

2021 ◽  
Vol 4 (1) ◽  
pp. 93-105
Author(s):  
James Kizza
Keyword(s):  
Regression Model ◽  
Significant Relationship ◽  
Positive Relationship ◽  
Microfinance Institutions ◽  
Social Mission ◽  
Marginalised Groups ◽  
Unit Increase ◽  
The Relationship

Microfinance is reported to be an effective tool of empowerment for vulnerable and marginalised groups, especially women. This study set out to investigate the relationship between microfinance services and the clients’ socioeconomic wellbeing during the Covid-19 pandemic in Uganda. The study involved 73 employees of microfinance institutions that deal directly with the clients. The study findings revealed that while no significant relationship exists between microfinance services and clients’ socioeconomic wellbeing, there is a significant moderate positive relationship between microfinance client protection policies and the clients’ socioeconomic wellbeing. The regression model revealed that a unit increase in client protection policies increases the socioeconomic wellbeing of microfinance services beneficiaries by 72%. It is recommended that microfinance institutions integrate client protection policies in their activities in line with their known social mission

scholarly journals Competition and microfinance institutions’ performance: evidence from India

2020 ◽  
Vol 5 (1) ◽  
Author(s):  
Hailu Abebe Wondirad
Keyword(s):  
Empirical Analysis ◽  
Significant Relationship ◽  
Competitive Market ◽  
Microfinance Institutions ◽  
Self Sufficiency ◽  
Using Data ◽  
The Relationship ◽  
The Empirical Analysis

Abstract This paper empirically examines whether competition (measured by using the new measure of competition, the Boone Indicator) moderates the relationship between Microfinance Institutions’ (MFIs) social and financial performances using data from 183 Indian MFIs over the period 2005–2014. The findings indicate that MFIs’ social and financial performances have a positive significant relationship. Moreover, the form of the relationship is both lead-lag and cotemporal. The Indian microfinance market was very competitive over the period 2005–2014. The empirical findings show that competition positively moderates the relationship between MFIs’ social and financial performances. More precisely, the empirical analysis provides evidence that the association between MFIs’ depth of outreach and operational self-sufficiency is conditional upon competition. These results suggest that in a competitive market, the more MFI deepen their depth of outreach, the higher contribution it has to their operational self-sufficiency.

scholarly journals The Relationship between Working Capital Management and Financial Sustainability of Selected Christian Denominations in Ghana

2019 ◽  
Vol 5 (2) ◽  
pp. 20
Author(s):  
Williams Kwasi Peprah ◽  
Isaac Anowuo ◽  
Daniel Adofo Kwakye Ameyaw
Keyword(s):  
Significant Relationship ◽  
Positive Relationship ◽  
Financial Sustainability ◽  
Working Capital ◽  
Current Ratio ◽  
For Profit ◽  
Not For Profit ◽  
The Relationship ◽  
Not For Profit Organizations ◽  
For Profit Organizations

Management of working capital is a fundamental aspect of finance. This is because it affects the church's liquidity and financial sustainability. The study sort of establishing the relationship between working capital and financial sustainability for selected Christian denominations in Ghana. Using bivariate correlation application in SPSS 23, the financial statements from 2013 to 2017 of 15 Christian Council of Ghana denominational members conveniently sampled and analyzed. Working capital is represented by liquidity ratios of current ratio, and cash ratio and financial sustainability are epitomized by self-support. The study revealed that there was a positive relationship between working capital and financial sustainability among Christian denomination in Ghana. In a detailed outcome, there was a statistically small positive significant relationship between self-support and cash ratio and statistically large positive significant relationship between self-support and current ratio. The study recommends to churches in Ghana to seek an enhancing relationship between their working capital and financial sustainability to prevent a possible closure of the church. Not-for-profit organizations must seek self-support through income generation and diversification to improve their Liquidity. Again, not-for-profit organizations must have a positive relationship between working capital and financial sustainability in that churches exist because of liquidity.

scholarly journals Relación de las calificaciones en la prueba ECOE de la administración catalana con el expediente académico y los resultados en la prueba MIR en estudiantes de Medicina de la UPF-UAB

2020 ◽  
Vol 1 (1) ◽  
pp. 82-89
Author(s):  
Juan Gutiérrez Cebollada ◽  
Eva Baillés ◽  
Meritxell Girvent ◽  
Elisabeth Moyano ◽  
Pilar Larramona ◽  
...  
Keyword(s):  
Communication Skills ◽  
Significant Relationship ◽  
Positive Relationship ◽  
Specialized Training ◽  
Health Administration ◽  
Men And Women ◽  
Peace Of Mind ◽  
Final Score ◽  
The Relationship ◽  
De Medicina

En los estudios de Medicina del Campus Mar de Barcelona (UPF-UAB, aunque todavía no se ha implementado la prueba ECOE recomendada por la Conferencia Nacional de Decanos de Facultades de Medicina (CNDFM), todos los estudiantes realizan durante su último año una ECOE diseñada por la administración sanitaria catalana. Nos planteamos realizar un estudio para establecer la posible concordancia entre los resultados en la prueba ECOE externa y los obtenidos en nuestro centro. También se pretendió establecer la relación entre los resultados en la ECOE y en la prueba MIR. El estudio se realizó con todos los graduados de las cuatro primeras promociones del grado en Medicina de la UPF-UAB que habían realizado la prueba ECOE y la prueba MIR. No se encontraron diferencias entre sexos en los resultados de la ECOE. Tanto en hombres como en mujeres, existió una relación positiva y significativa entre los resultados de la ECOE y los del expediente final y los de la prueba MIR.  Los resultados son valorados positivamente  ya que el expediente final está en consonancia con el rendimiento en una prueba donde presuntamente se evalúan de forma adecuada las competencias más relevantes que tendrían que tener los  graduados en Medicina. La relación positiva entre ECOE y MIR permite cierta tranquilidad hasta que en algún momento pueda implementarse una prueba no exclusivamente cognitiva para el acceso a la formación especializada. In the Medicine studies of the Campus Mar in Barcelona (UPF-UAB) the OSCE test recommended by the Conference of Deans of Spain has not yet been implemented, but all the students take an OSCE designed by the Catalan health administration during their final year. We plan to carry out a study to establish the possible relationship between the results in the external ECOE test and those obtained in our Medical School. We also tried to establish the relationship between the results in the ECOE and in the MIR test. The study was carried out with all the graduates of the first four promotions of the UPF-UAB degree in Medicine who had taken the ECOE test and the MIR test. No differences between sexes were found in the OSCE achievement. In both men and women, there was a positive and significant relationship between the results of the OSCE and those of the final score and those of the MIR test. The results are positively valued since the final score is in line with the performance in a test where presumably the most relevant competencies that graduates in Medicine should have are adequately evaluated. The positive relationship between OSCE and MIR allows some peace of mind until at some point an exam can be implemented that assesses clinical and communication skills for access to specialized training.

scholarly journals HUBUNGAN ANTARA KESEPIAN DENGAN SELFIE-LIKING PADA MAHASISWA

2017 ◽  
Vol 16 (2) ◽  
pp. 122
Author(s):  
Evina Krisnawati ◽  
Christiana Hari Soetjiningsih
Keyword(s):  
College Students ◽  
Social Media ◽  
Significant Relationship ◽  
Quantitative Methods ◽  
Positive Relationship ◽  
Sampling Technique ◽  
Spearman Correlation ◽  
Purposive Sampling ◽  
Spearman Correlation Test ◽  
The Relationship

This study aims to examine the relationship between loneliness and selfie-liking. The hypothesis of this research is that there is a positive relationship between loneliness and selfie-liking among college students. This research used correlational quantitative methods. Participants in this research was 64 students, which was taken by purposive sampling technique, with inclusive criteria: like to do selfie and in the last month post the selfie photos to social media as much as 4-6 times. Data were collected using the Loneliness Scale from UCLA Version 3 and selfie-liking measured by Selfie-Liking Scale.  The correlation was analyzed using the Spearman Correlation Test with SPSS 23 for Windows. The results showed there was a positive and significant relationship between loneliness and self-liking (r=.297; p=.009) which means the higher loneliness, the higher selfie-liking.

scholarly journals Capital Structure, Ownership Structure and Corporate Governance of SMEs in Ghana

2019 ◽  
Vol 26 (01) ◽  
pp. 45
Author(s):  
Ibrahim Anyass Ahmed
Keyword(s):  
Corporate Governance ◽  
Capital Structure ◽  
Regression Model ◽  
Developing Country ◽  
Ownership Structure ◽  
Positive Relationship ◽  
Small And Medium Enterprises ◽  
Board Size ◽  
Medium Enterprises ◽  
The Relationship

The purpose of this paper is to investigate the relationship between three variables; capital structure, ownership structure and corporate governance. Although these issues have been largely researched, less attention has been focused on small and medium enterprises (SMEs). At the time of this study, evidence was not found for a study analyzing all three variables in relation to SMEs, within the context of a developing country. This current study examines the link between capital structure, ownership structure, and corporate governance. Using an appropriate regression model, the study assesses how governance mechanisms and ownership decisions affect the choice of financing SMEs. The results show a positive relationship for all corporate governance variables except for board size. Ownership structure is found to be positive and significantly related to capital structure. The signs indicated by control variables are those which are in consonance with conventional capital structure literature. Generally, ownership and corporate governance are found to affect the financing mix of SMEs in Ghana.

scholarly journals Intellectual capital components and its relationship to Microfinance institutions’ performance

2020 ◽  
Vol 6 (2) ◽  
pp. 69
Author(s):  
Maryam Jameelah Hashim ◽  
Nur Afizah Muhamad Arifin ◽  
Mohd Faizal Kamarudin ◽  
Rahim Khamis
Keyword(s):  
Intellectual Capital ◽  
Significant Relationship ◽  
Research Model ◽  
Microfinance Institutions ◽  
Resource Based View ◽  
Knowledge Based ◽  
Knowledge Based Economy ◽  
Banking Institutions ◽  
The Relationship ◽  
New Strategies

In a majority of banking and non-banking institutions, intellectual capital (IC) is one of the prominent factors that contributes to the development of knowledge-based economy and increase in competitiveness. However, there is an ambiguity in whether a firm’s precious resources could guarantee the success of new strategies. Thus, this study was undertaken to examine the significant effect of intellectual capital on the performance of MFIs. This study also examined whether the MFIs specification could have a moderating effect on the relationship between intellectual capital and MFIs’ performance. The current study used the PLS-SEM to analyze the research model and found that it explains 43.6 % of the substantial amount of variance in the performance of MFIs. Theoretically, the study extends the resource-based view (RBV) in projecting the MFIs’ performance. The empirical results show that there is a significant relationship between IC and MFIs’ performance for both banking and non-banking MFIs.

scholarly journals The Relationship Between Use of Smartphone and Students Interest in Reading Book

2021 ◽  
Vol 5 (2) ◽  
pp. 80-93
Author(s):  
Vina Octaviani ◽  
Nanang Martono
Keyword(s):  
Data Analysis ◽  
Sample Size ◽  
Significant Relationship ◽  
Positive Relationship ◽  
Survey Method ◽  
Scientific Journals ◽  
Analysis Method ◽  
Daily Lives ◽  
Material Resources ◽  
The Relationship

Smartphones have become an essential part of students daily lives. Students use smartphones for various activities. Through smartphones, students can access various service sites that provide material resources such as scientific journals, scientific articles, ebooks, and others. This article aims to explain the relationship between the use of smartphones and students interest in reading books. In this research, the book in question is an ebook. The quantitative survey method was used in this study. The target of this research is students of class XII at VHS Negeri 1 Ciamis with a sample size taken 42% of the total number of 557 students, that is 233 people. The researcher used Kendalls Tau correlation test as a data analysis method. The correlation value of 0.063 and the significance value of 0.314 in this research results indicate that there is no significant relationship between the variables. The findings of this study show that there is a positive relationship between students interest in reading books and their use of smartphones, but the relationship between the two variables is very weak and insignificant at the 0.05 level, so the relationship cannot be generalized. This means that students rarely use smartphones to access ebooks but to use them for other purposes instead

scholarly journals Marriage and Mortgages

2013 ◽  
Vol 6 ◽  
pp. 1 ◽  
Author(s):  
Curtis Crawford ◽  
Yih Feng Low ◽  
Aleksander Rinaldo
Keyword(s):  
Regression Model ◽  
Significant Relationship ◽  
Home Ownership ◽  
House Prices ◽  
Economic Factors ◽  
Relationship Formation ◽  
Economic Variables ◽  
Social Trends ◽  
Body Of Knowledge ◽  
The Relationship

Using annualised data, this paper uses a regression model to help explain the relationship between home ownership, marriage, and key economic variables. By investigating the current body of knowledge this paper highlights support for two main theories that explain a fall in home ownership among those aged less than 35. Social trends, particularly delays in relationship formation (marriages), are cited by many academics as being the main reason for the decline in ownership among the young. However, there is more recent support for economic factors, suggesting affordability is much more of an issue for those who wish to achieve home ownership. The regression model, which uses home finance as a proxy for entry to home ownership, suggests that there is a statistically significant relationship between marriages and homeownership from 1979 - 2010 but not between median house prices and home ownership.

scholarly journals Impact of working capital on firm’s profitability

2015 ◽  
Vol 2 (3) ◽  
pp. 1-4
Author(s):  
Agha Ammad Nabi ◽  
Muhammad Matin
Keyword(s):  
Regression Model ◽  
Quantitative Data ◽  
Positive Relationship ◽  
Descriptive Analysis ◽  
Working Capital ◽  
The Impact ◽  
The Relationship

The purpose of this research is to find the relationship between working capital and firm’s profitability. Basically, to check the impact of working capital on firms profitability. The quantitative data is used in this research. The financials of the banks support me to check the impact whether it is positive or negative. I used certain test for this research i-e Regression model, Anova and descriptive analysis. These all test conclude that there is a positive relationship between working capital and firms profitability.  

Religiosity level and saving decisions in Baitul Maal wat Tamwil: the case of Indonesia

2019 ◽  
Vol 11 (6) ◽  
pp. 1465-1483
Author(s):  
Ibrahim Fatwa Wijaya ◽  
Arif Rahman Hakim ◽  
Nugroho Saputro ◽  
Mulyadi Mulyadi
Keyword(s):  
Significant Relationship ◽  
Microfinance Institutions ◽  
Chi Square ◽  
Content Type ◽  
Chi Square Test ◽  
Islamic Microfinance ◽  
Saving Decisions ◽  
Purpose Of Business ◽  
Different Characteristics ◽  
The Relationship

Purpose This paper aims to examine the relationship between religiosity level and reasons for saving money in Islamic microfinance institutions [Baitul Maal wat Tamwil (BMT)] in Surakarta and Sukoharjo, Indonesia. Design/methodology/approach A chi-square test was used to identify the relationship between religiosity level and saving decisions in BMTs. In addition, the authors tested religiosity level and the reasons for transactions in both BMTs and conventional banking. Data were collected via a questionnaire. A total of 523 respondents from Surakarta and Sukoharjo, Indonesia, participated in the survey. The respondents are customers of 31 BMTs in Surakarta and Sukoharjo. Findings The authors find a significant relationship between one’s religiosity and the reason for saving money in BMTs. Products that are in accordance with Islamic principles form the highest reason for saving money in BMTs, followed by quality of service, recommendation from friends and location. In addition, purpose of business is the main reason for transactions in both BMTs and conventional banking. However, there is no significant relationship between religiosity level and the decision to transact in both BMTs and conventional banking. Originality/value There is a lack of literature discussing Islamic microfinance institutions, especially in Indonesia. Furthermore, BMT customers have different characteristics compared with those of large banks.

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