scholarly journals Pengaruh Pemahaman Nasabah Pada Jenis Produk Terhadap Kelancaran Pembayaran Angsuran Di BMT Niaga Utama Purwakarta

2021 ◽  
Vol 5 (2) ◽  
pp. 299-315
Author(s):  
Syanti Herlinawati ◽  
Asep Dede Kurnia ◽  
Jalaludin Jalaludin
Keyword(s):  
Rapid Development ◽  
Sampling System ◽  
The Public ◽  
Average Value ◽  
A Value ◽  
Credit Financing ◽  
Quantitative Descriptive ◽  
Main Activity ◽  
Descriptive Method

The banking industry is currently experiencing rapid development where the main activity of financial institutions is to collect funds and channel them back to the public in the form of credit/financing. Problems that arise from the financing process are bad funds from customers as an unavoidable risk with several indicators of causes such as customer income, disasters experienced by customers, awareness and refunds from understanding the financing contract contract. This study aims to analyze the effect of customer understanding on mudharabah products, murabahah products, and murabahah products and to examine the effect of average customer understanding on payment growth at BMT Niaga Utama Purwakarta. This research was conducted by quantitative descriptive method using a sample of 34 customers from a population of 67 customers. Determination of the research sample is through a random sampling system with a Likert scale. The results of this study indicate that the customer's understanding of the mudharabah product is stated to be significant for payment payments with a value of rcount (0.84) > rtable (0.648), while the customer's understanding of the musyarakah product is stated to have no significant effect on payment performance with a value of rcount (0.697) < rtable (0.738). As for the influence of customer understanding of the value of murabahah products, the sig. (2-tailed) number is 0.000 which is smaller than the level of significant (α) 5% and is declared significant. While the effect of the known average value of Ucount = 22 > Utable 17 shows that there is no difference between understanding the product of mudharabah, musyarakah and murabahah on installment payments.

scholarly journals Physiological Blood of Baung Fish (Hemibagrus nemurus Blkr.)

2019 ◽  
Vol 6 (1) ◽  
pp. 33
Author(s):  
Nelmi Fitria ◽  
Djong Hon Tjong ◽  
Indra Junaidi Zakaria
Keyword(s):  
Physiological Condition ◽  
Average Amount ◽  
Average Value ◽  
A Value ◽  
Normal Ranges ◽  
West Sumatra ◽  
Low Levels ◽  
Quantitative Descriptive ◽  
Comparison Table ◽  
Descriptive Method

This study aimed  to examinine the physiological condition of Baung's blood (Hemibagrus nemurus Blkr.) on the Batang Ombilin River, West Sumatra. This research uses quantitative descriptive method where quantitative data in the form of physic value is presented through comparison table average. The results showed the physiology of blood of Baung fish (H. nemurus Blkr.) where the average amount of erythrocytes was similar in both sites where in Ombilin, the erythrocyte count had an average value of 2,268 x 106 cells/mm3 and in Sawahlunto 2,267 x106 cell/mm3. While for the average number of leukocytes of Baung fish (H nemurus Blkr.) In Sawahlunto is greater than the average number of fish leukocytes in Ombilin where in Sawahlunto with an average leukocyte count of 3,5x104 cells / mm3 and in Ombilin is 2,7x104 cells/mm3. And the blood hematocrit value of Baung fish. In Ombilin obtained a value of 38,8% and in Sawahlunto of 38,6%. As for the calculation of hemoglobin levels in both sites, hemoglobin levels were found in low levels of 8,5 g/dl in Ombilin and 5,4 g/dl in Sawahlunto. The levels of erythrocytes, leukocytes and blood hematocrit of Baung fish are at normal ranges. While hemoglobin levels at both sites were under normal conditions.

scholarly journals OPINI MAHASISWA MENGENAI ISU PEMINDAHAN LOKASI PELAKSANAAN HUKUM CAMBUK KE PENJARA (Studi Kasus Pada Mahasiswa Prodi Hukum FISIP UTU)

2018 ◽  
Vol 4 (1) ◽  
Author(s):  
Rena Juliana
Keyword(s):  
Human Rights ◽  
Spiral Of Silence ◽  
The Public ◽  
Underlying Theory ◽  
Political Sciences ◽  
The Government ◽  
Quantitative Descriptive ◽  
Descriptive Method

This research aims to analyze how students of Law Major of Social and Political Sciences Faculty ofTeuku Umar University responded to the issue of transferring the location of the execution of the caningto prison. Spiral of silence theory is the underlying theory of this research. The method used in thisresearch is quantitative descriptive method by distributing questionnaires to 20 students. From the resultsof the research found that the students did not agree with the government plan to move the location of theexecution of the caning to prison. It is considered that such a punishment will not make the defendantsdeterrent because the effect of shame does not exist. The defendant will not be punished by the public fornot being shown publicly. The students also considered that the prohibition to take pictures andrecordings when the process of application of caning law should not be prohibited. In addition thestudents considered that the implementation of caning law in the mosque will not cause a sense of thephobia of investors to instill their shares in Aceh and the implementation of caning law in the mosquedoes not violate human rights. The students alleged the transfer of location of the canning law full ofpolitical interests so it is feared that the ruling parties in violation of the Shariah will not receive thecaning punishment because of their power.Keyword: Opinion, students of Law Major, Caning1. PENDAHULUAN

scholarly journals Internações, óbitos e custos hospitalares pelas intercorrências dialíticas

2019 ◽  
Vol 13 ◽  
Author(s):  
Edison Vitório de Souza Júnior ◽  
Sarah Rodrigues Silva ◽  
Poliana Souza Lapa ◽  
Mariana Alves Soledade de Jesus ◽  
Michele Silva dos Santos ◽  
...  
Keyword(s):  
Length Of Stay ◽  
Kidney Diseases ◽  
Average Length ◽  
Hospital Costs ◽  
Renal Dialysis ◽  
The Public ◽  
Average Value ◽  
Average Length Of Stay ◽  
Quantitative Descriptive ◽  
Dialysis Complications

Objetivo: descrever as internações, óbitos e custos hospitalares pelas intercorrências dialíticas em pacientes renais crônicos no Nordeste. Método: trata-se de um estudo quantitativo, descritivo e ecológico, voltado para a análise de dados do Sistema de Informações Hospitalares, organizados em frequências absolutas e relativas, a partir de tabelas construídas no software Excel. Resultados: notificaram-se 14.052 internações e 987 óbitos no Nordeste. Gerou-se, como consequência, um custo superior a R$ 19,6 milhões aos cofres públicos, com um valor médio de internação de R$ 1.543,09 e uma média de permanência de 9,1 dias. Destacaram-se os Estados de Alagoas, com a prevalência das internações (38,2%), e Bahia, em relação aos óbitos (40%), custos hospitalares (61,4%), média de permanência (14,4 dias) e valor médio de internação (R$ 2.794,42). Conclusão: aponta-se que as internações e óbitos pelas intercorrências dialíticas constituem um importante problema na Nefrologia, causando prejuízos diretos aos recursos financeiros públicos, especialmente, nos Estados da Bahia e Alagoas, por evidenciarem a maioria dos casos. Descritores: Saúde Pública; Nefrologia; Nefropatias; Diálise Peritoneal; Diálise Renal; Custos de Cuidados de Saúde.Abstract Objective: to describe hospitalizations, deaths and hospital costs due to dialysis complications in chronic renal patients in the Northeast. Method: this is a quantitative, descriptive and ecological study, focused on the analysis of data from the Hospital Information System, organized in absolute and relative frequencies, using tables built using Excel software. Results: 14,052 hospitalizations and 987 deaths were reported in the Northeast. As a result, the public coffers cost over R $ 19.6 million, with an average hospitalization value of R $ 1,543.09 and an average length of stay of 9.1 days. The states of Alagoas stood out, with the prevalence of hospitalizations (38.2%), and Bahia, in relation to deaths (40%), hospital costs (61.4%), average length of stay (14.4 days) and average value of hospitalization (R $ 2,794.42). Conclusion: it is pointed out that hospitalizations and deaths due to dialysis complications are an important problem in Nephrology, causing direct damage to public financial resources, especially in the states of Bahia and Alagoas, as they show the majority of cases. Descriptors:  Public Health; Nephrology; Kidney Diseases; Peritoneal Dialysis; Renal Dialysis; Health Care Costs. Resumen Objetivo: describir las hospitalizaciones, muertes y costos hospitalarios por las intercurrencias dialíticas en pacientes renales crónicos en el noreste. Método: se trata de un estudio cuantitativo, descriptivo y ecológico, destinado a analizar los datos del Sistema de Informaciones del Hospital, organizado en frecuencias absolutas y relativas, a partir de tablas construidas en el software Excel. Resultados: se reportaron 14.052 hospitalizaciones y 987 muertes en el noreste. Se generó como resultado de eso, un costo en exceso de R $ 19,6 millones para el gobierno, una hospitalización con costo promedio de R$1,543.09 y una estadía promedio de 9.1 días. Entre los estados, Alagoas tuvo una mayor prevalencia de hospitalizaciones (38,2%) y Bahía en las muertes (40%), costos hospitalarios (61,4%), duración media de la estancia (14,4 días) y media hospitalización (R $ 2.794,42). Conclusión: se observa que las hospitalizaciones y muertes debidas a las intercurrencias dialíticas se constituyen un problema importante en la nefrología, lo que implica directamente en los cofres públicos, especialmente en los Estados de Bahía y Alagoas, como evidencia de una mayor prevalencia de casos. Descriptores: Salud Pública; Nefrología; Enfermedades Renales; Diálisis Peritoneal; Diálisis Renal; Costos de la Atención en Salud. Descriptores: Salud Pública; Nefrología; Enfermedades Renales; Diálisis Peritoneal; Diálisis Renal; Costos de la Atención en Salud.  

scholarly journals Pengaruh Disiplin Kerja Dan Lingkungan Kerja Terhadap Kinerja Karyawan

2020 ◽  
Author(s):  
Onsardi Onsardi ◽  
Sinta Herlini Putri
Keyword(s):  
Employee Performance ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
T Test ◽  
A Value ◽  
Total Correlation ◽  
Alpha Reliability ◽  
Quantitative Descriptive ◽  
Environment Performance ◽  
Descriptive Method

This study aims to determine: (1) The effect of job discipline on employee performance at The Madeline Hotel Bengkulu, (2) The effect of the job environment on employee performance on The Madeline Hotel Bengkulu, (3) The effect of job discipline and job environment partially and simultaneously on employee performance at The Madeline Hotel Bengkulu. This study is a type of research with a Quantitative Descriptive method, which the research compares the results of data collection and proves with numbers in a number of population through sample that are considered feasible to study. This study categorized into survey research, where the research instrument is a questionnaire. The sample in this study is the entire population of employees of The Madeline Hotel Bengkulu, and the number is 40 people. The validity test used Corrected Item Total Correlation Statement, Cronbach's Alpha reliability test, while data analysis uses multiple linear regression analysis. The results of thestudy showed that: (1) Job Discipline has an effect on Employee Performance. This can be seen in the t- test that states a value of t-hit &gt; t (α / 2) 3,545 &gt; 2,026) and (sig α = 0.003 &lt; 0.05), then H1 in this study can be accepted, (2) Job Environment has an effect on Employee performance. This can be seen in the t- test which states that the value of t-hit &gt; t_ (α / 2) (4,528 &gt; 2,026) and (sig α = 0,000 &lt; 0.05), then H2 in this study is acceptable, (3) Job Discipline X1 and Job Environment X2 have an effect on Employee Performance (Y), this can be seen in the F- test which states the value of F-count &gt; F-table, i.e. (51,651 &gt; 1.97) and (sig α = 0,000 &lt;0.050), thus it can be concludeed that H3 accepted that means simultaneously the Job Discipline variabel (X1) and Job Environment (X2) have a significant effect on Employee Performance (Y) at The Medeline Hotel Bengkulu.Keywords: Discipline, Work Environment, Performance

scholarly journals Evaluasi penerimaan pajak kendaraan bermotor (PKB) dan bea balik nama kendaraan bermotor (BBN-KB) serta dampaknya terhadap pendapatan asli daerah di Provinsi Jambi

2021 ◽  
Vol 16 (1) ◽  
pp. 151-166
Author(s):  
R. Ilham Asri Aditya ◽  
Zulfanetti Zulfanetti ◽  
Heriberta Heriberta
Keyword(s):  
Quantitative Analysis ◽  
Qualitative Analysis ◽  
Motor Vehicle ◽  
Tax Revenue ◽  
Upward Trend ◽  
Local Revenue ◽  
Quantitative Descriptive ◽  
Transfer Fees ◽  
Descriptive Method

The purpose of this study was to analyze the factors supporting and inhibiting the achievement of revenue targets, the effectiveness of motor vehicle tax receipts and motor vehicle name transfer fees, and their relationship with the original income of Jambi Province. This study used a quantitative descriptive method, where the data obtained were analyzed using qualitative analysis techniques and quantitative analysis. The results of the qualitative analysis show that the determination of the target of motor vehicle tax revenue and motor vehicle name transfer fee in Jambi Province is still done manually based on the latest achievement/realization data plus the percentage that is expected to be achieved following the existing upward trend. from previous years. The results of the quantitative analysis show that the motor vehicle tax revenue and the transfer of motor vehicle name transfer duties in 2014-2018 in Jambi Province have not been effective following the potential for motor vehicle tax revenue and motor vehicle name transfer fee. Besides, there is also no significant relationship between the effectiveness of motor vehicle tax receipts and the effectiveness of the transfer of motor vehicle name transfer fees on the Regional Original Revenue of Jambi Province during 2014-2018, either partially or simultaneously.  Keywords: Motorized vehicle tax, Local revenue

scholarly journals Analysis of Public Satisfaction Index on the Regional Library Service at the Autonomous Regency

2018 ◽  
Vol 8 (4) ◽  
pp. 24-32
Author(s):  
Hardiyansyah ◽  
R. Junita ◽  
D. Triana ◽  
Koesharijadi ◽  
D. Mellita ◽  
...  
Keyword(s):  
Public Service ◽  
Average Score ◽  
Community Satisfaction ◽  
Library Service ◽  
Service Component ◽  
The Public ◽  
Satisfaction Index ◽  
Quantitative Descriptive ◽  
Descriptive Method

This study aims at finding out the community satisfaction index on the service of the Regional Library of Ogan KomeringIlir (OKI) regency. Through a quantitative descriptive method with questionnaire distribution to 150 respondents, the result showed that the public service has run well. As all components of the community satisfaction index were in "good" category with an average score of 77.61. The component of service that received the highest score was "courtesy and friendliness" of the serving personnel with a score of 3.22. Meanwhile, "terms of service" component got the lowest score 3.02. In other words, things related to various requirements in obtaining the service should be of particular concern because this component obtained the lowest score. There should be a solution to this problem so the community would be able to access the service easily without any complaints or dissatisfaction.

scholarly journals ANALISIS EFEKTIVITAS DAN KONTRIBUSI PENERIMAAN PAJAK REKLAME, PAJAK BUMI DAN BANGUNAN TERHADAP PENDAPATAN ASLI DAERAH KABUPATEN SIAU TAGULANDANG BIARO

2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Marce Takasili Hebimisa ◽  
Jullie J. Sondakh ◽  
Anneke Wangkar
Keyword(s):  
Tax Revenue ◽  
Regional Autonomy ◽  
The Public ◽  
Local Revenue ◽  
Local Taxes ◽  
Wealth Management ◽  
Management Area ◽  
Quantitative Descriptive ◽  
Descriptive Method ◽  
Analyze Data

            The Original Revenue is the receipts from the levy of local taxes, levies, wealth management,wealth management area separated, and other income. Income areas in the implementation of regional autonomy is expected to contribute in financing the public interest and the interests of individual communities. Advertisement tax, tax on land and buildings included in local taxes. The purpose of this study is to determine the level of effectiveness and the contribution of advertisement tax, land and building tax to the local revenue District of Siau Tagulandang Biaro. The method of analysis used is quantitative descriptive method, to analyze data the realization of advertisement tax, tax on land and buildings from the years 2014-2016.The results of the research the overall level of effectiveness of the advertisement tax revenue, land and building tax in the year 2014-2016 this is very effective. The contribution of advertisement tax, land and building tax in the year of 2014-2016 rated not optimal and the criteria included in the contribution is very less. Finance agency Kabupaten Siau Tagulandang Biaro preferably improve the function of the control in the collection of advertisement tax, tax on land and buildings to increase the tax contribution to Local Revenue Kabupaten Siau Tagulandang Biaro.Keywords : local Revenue, local taxes, effectiveness, contribution

scholarly journals Identifikasi Serangga Pada Lahan Tanaman Jagung (Zea mays L.) di Unit Pelaksana Teknis Pengembangan Benih Palawija Singosari Kabupaten Malang

2019 ◽  
Vol 5 (2) ◽  
pp. 24-29
Author(s):  
Yuliana Musrifatul Maula ◽  
Ari Hayati ◽  
Hasan Zayadi
Keyword(s):  
Zea Mays ◽  
Wind Speed ◽  
Abiotic Factors ◽  
Abiotic Factor ◽  
Agricultural Ecosystem ◽  
Purposive Sampling ◽  
Direct Observations ◽  
Quantitative Descriptive ◽  
Descriptive Method

Corn is a seasonal plant. Corn is one of the crop commodities that has an important role in agriculture and the economy in Indonesia. Problems that often occur in the cultivation of corn (Zea mays) are such as water availability, land area, weather, disease and pest attacks. Insects are animals which include an important role in the agricultural ecosystem, but not all insects are beneficial for these plants. Insects also consist of several types of Orders, namely the Order of Coleoptera, Order of Diptera, Order of Lepidoptera, Order of Homoptera, Order of Hemiptera, and Order of Thysanoptera. Insects also have their respective statuses as predators, pests, pollinators, and suckers. This study aims to identify the types of insects on cornfields and determine the effect of abiotic factor correlations on the number of insects on cornfields. This research uses quantitative descriptive method, the retrieval of insects with the absolute method and this study makes direct observations (visual) and the determination of plots using purposive sampling. The results showed 5 orders (Odonata, Lepidoptera, Orthoptera, Coleoptera, and Hemiptera), 6 families (Libellulidae, Nymphalidae, Pieridae, Acrididae, Coccinellidae, and Pentatomidae) and 9 kinds of insects. The most common insects are found in the Odonata Order, as many as 51 birds and the least insects found were found in the order of 2 Lepidoptera Familia Acrididae. Abiotic factors measured are temperature, humidity, wind speed and light intensity. Wind speed is related to the arrival of insects that come on cornfields. Keywords:corn plant (Zea mays),Insects, abiotic factor. ABSTRAK Jagung merupakan tanaman musiman. Jagung termasuk salah satu komoditas tanaman yang mempunyai peranan penting dalam pertanian dan juga perekonomian di Indonesia. Masalah yang sering terjadi dalam budidaya tanaman jagung (Zea mays) yaitu seperti ketersediaan air, luas lahan, cuaca, serangan penyakit dan hama. Serangga merupakan hewan yang termasuk memegang peranan penting dalam ekosistem pertanian, tetapi tidak semua serangga menguntungkan untuk tanaman tersebut. Serangga juga terdiri dari beberapa jenis Ordo yaitu Ordo Coleoptera, Ordo Diptera, Ordo Lepidoptera, Ordo Homoptera, Ordo Hemiptera, dan Ordo Thysanoptera. Serangga juga memiliki status masing-masing yaitu sebagai predator, hama, penyerbuk, dan penghisap. Penelitian ini bertujuan untuk mengidentifikasi macam-macam serangga pada lahan tanaman jagung dan mengetahui pengaruh korelasi faktor abiotik terhadap jumlah serangga pada lahan tanaman jagung. penelitian ini menggunakan metode deskriptif kuantitatif, pengambilan serangga dengan metode mutlak dan penelitian ini melakukan pengamatan secara langsung (visual) dan penentuan plot menggunakan Purposive Sampling. Hasil penelitian menunjukkan 5 ordo (Odonata, Lepidoptera, Orthoptera, Coleoptera, dan Hemiptera), 6 familia (Libellulidae, Nymphalidae, Pieridae, Acrididae, Coccinellidae, dan Pentatomidae) dan 9 macam serangga. Serangga yang paling banyak ditemukan yaitu terdapat pada Ordo Odonata yaitu sebanyak 51 ekor dan serangga yang paling sedikit ditemukan yaitu terdapat pada Ordo Lepidoptera Familia Acrididae sebanyak 2 ekor. Faktor abiotik yang diukur yaitu suhu, kelembaban, kecepatan angin dan intensitas cahaya. Kecepatan angin berhubungan terhadap kedatangan serangga yang datang pada lahan tanaman jagung. Kata kunci: tanaman jagung (Zea mays), Serangga, faktor abiotik

scholarly journals FORMULASI DAN EVALUASI FISIK KRIM KOSMETIK DENGAN VARIASI EKSTRAK KAYU SECANG (Caesalpinia sappan) DAN BEESWAX SUMBAWA

2020 ◽  
Vol 4 (2) ◽  
pp. 8-15
Author(s):  
Samuyus Nealma ◽  
Nurkholis
Keyword(s):  
Caesalpinia Sappan ◽  
Power Test ◽  
Average Value ◽  
Physical Evaluation ◽  
Organoleptic Test ◽  
Cream Formulation ◽  
A Value ◽  
Wood Extract

In this research, secang wood will be used as a cream using Sumbawa beeswax base. The purpose of this study was to obtain the best cream formulation with secang wood extract and beeswax. Cream formula is based on the concentration of secang extract 0.5-2.5 grams and beeswax 0.2-4 grams in 20 grams of the preparation. Determination of physical evaluation will be carried out several tests, namely organoleptic test, pH, adhesion, dispersal power and protective power. The results showed that all three formulas, Formulation 1 (F1) and F3 were homogeneous, while F2 was not homogeneous. In pH testing, all formulations 1,2 and 3 have an average pH of 6. And in organoleptic testing, F3 shows a score of 3.9 in form and is the highest compared to the two other formulations, F1 has a score of 2.8, F2 scores 2.2. Whereas in color organoleptic, the highest score is F3 with a score of 3.8, F1 score 2.8 and F3 score 2.2. And in odorless organoleptics, F1 has the highest score of 3.6, F3 score of 3.3 and F2 score of 2.7. In the scatter power test, F1 has an average value of 11.8, F2 with a value of 53.52 and F3 with a value of 11.68. F1, F2 and F3 adhesion tests have values ??of 2.3 seconds, 2.3 and 3.67, respectively. And in KOH protection testing all formulas show changes.

scholarly journals ANALISIS POTENSI DAN EFEKTIVITAS PENERIMAAN PAJAK REKLAME DI KOTA MANADO

2018 ◽  
Vol 13 (02) ◽  
Author(s):  
Markus Stenny Sarundayang ◽  
Herman Karamoy ◽  
Robert Lambey
Keyword(s):  
Historical Data ◽  
Tax Revenue ◽  
Public Attention ◽  
Potential Effectiveness ◽  
The Public ◽  
Local Revenue ◽  
Quantitative Descriptive ◽  
Descriptive Method ◽  
Target Data

Advertisement tax is a tax on the conduct of advertisements. Advertising is an object, tools, or media of varying shapes and styles used for the introduction, advocating and praising goods, services or persons or to draw public attention, placed or seen, read and or heard from a place by the public. This research aimed to know find out the magnitude of potential tax advertisement in Manado city and to know the effectiveness of advertisement tax revenue as a source of PAD Manado City. Research uses quantitative descriptive method that is analyzing the target data and the realization of acceptance of advertisement tax year 2012-2016 using the ratio of effectiveness and analysis of historical data. From the results of research indicate that the effectiveness level of advertisement tax of year 2010-2014 got category "less effective", and year 2015-2016 “very effective” Based on the calculation of historical data, the potential acceptance of Advertisement Tax of Manado City in 2017 is Rp. 11.010.071.843,-.Keywords: Advertisement Tax, Local Revenue, Potential, Effectiveness

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