COVID -19 Impacts on World Business Economy

The cornerstone for globalization was laid down by brave adventures who were on a quest to discover countries which were isolated from the rest of the world. The diverse culture, cuisine, attire of the people from the newly discovered countries was something which attracted more travelers. It is evident that the lockdown has had severe impact on all global economies whether it would have a lasting impact depends upon on the growing rate of each country and their ability to indulge in production activities even with the restrictions in place due to the rising cases and this solely lies in the hands of the government. If a sizeable number of citizens are vaccinated this would help in achieving herd immunity which would result in decreased infection rate. As the cases decrease the government is more prone to relaxing the lockdown restrictions and lift the curfew which would aid the industries to start production and gradually the economic activities would flourish.

A Study on Consumer Inertia towards E-Wallet usage at Patan City

Demonetization effect, Government promotion, Merchant acceptance, Effect of COVID-19, availability of internet and smart phones etc. are in favour of adoption of E-wallet in market as payment alternative but still Consumer inertia towards use of E-wallet prevails in India. In spite of many advantages to use E-wallet over traditional payment system, Consumers having hesitation due to concerned factors associated with it. Perceived Risk associated with E-wallet usages are safety, privacy, digital literacy, language, cost, fraud etc. makes impact on intention to use and consumer adoption behaviour. Research aims to examine the major factors concern for consumer’s inertia to use of E-wallet. It is an attempt to find out reasons of adoption and impact of demographic variable on concern factors with statistical analysis using SPSS.

Employee Transfer, Work Motivation and Employee Performance

This study was pointed to decide: employees’ transfer, work inspiration, performance, the impact of representatives transfer on the performance; work inspiration towards the performance; workers transfer and work inspiration towards the employees’ performance of BPK Representative of JawaTimur Province. This investigate employments quantitative approach with clear affiliated inquire about. The information examination method utilized in this considers is path analysis. The comes about of this ponder demonstrate that: recognition of workers transfers in BPK Representative of JawaTimur province is moo, the work inspiration of representatives is exceptionally sufficient, the performance is sufficient, workers transfer isn’t noteworthy to workers performance. The conclusion from this study is that employees’ exchange doesn’t have noteworthy impact on employees’ performance somewhat. Work inspiration has positive and noteworthy impact on employees’ performance. Workers exchange and work inspiration together have a critical commitment on representatives performance.

An Association of Education and Income with Convenient Payment Mode in the E-tail Industry during the COVID Pandemic

E-tailing is the process of selling the goods and services to the large number of customers in the smaller quantity through the internet platform. Indian e-tailing sector is showing a burgeoning growth during the COVID Pandemic. The main purpose of the study is to test the association of the demographic variables Education and Income with the customer’s preference towards the mode of payment. The scope of the study is confined with both the tangibles and the intangibles in horizontal e-tailers. The sampling frame of the study is the respondents those who have a previous experience in buying goods from the horizontal e-tailers. The purposive sampling technique was adapted to choose the respondents. The sample size was 620 respondents. The data was collected during COVID pandemic in India. The data analysis tool was the Chi-square test. The result from the data analysis indicates that both the education and income of the customers are related to the customer’s preference towards the convenient mode of payment during the online shopping. The suggestions and conclusions are discussed further in detail.

ICT Adoption by Library Professionals in India: Challenges and Opportunities

In this research, the use of ICTs in India by librarians, particularly in the use of mobile phones, was the focus of this study. To gather the required data for the research, surveys were performed and this approach was implemented. The questionnaire was presented to eight librarians from eight teacher college libraries in the subject of study who responded to it, and the results were used to inform the research. According to the conclusions of the study’s materials, ICT use by professional librarians in India is still a relatively recent phenomena, and as a result, it is still in its early phases. The study showed that while libraries utilise information and communications technology (ICT) to deliver some services, these services are insufficient in part as a result of challenges such as a lack of money, a scarcity of trained personnel, and a lack of managerial support. According to the findings of this study, college librarians should get training in information and communications technology literacy since ICT is a dynamic, continuously practising, and training environment that they should take advantage of, as demonstrated by the results of the study. It was proposed that students have access to contemporary ICT instruments, such PCs, printers and scanners, to help them with their home maintenance tasks in order to enhance the administration of educational institutions. The recommendation was also made that libraries should get sufficient help in this respect. The research also advised that college bibliographers participate in attachment programmes with the help of students at the major university libraries to understand the finest practises of modern librarians.

Impact of Quality on Customers’ Buying Behaviour towards Point of Purchase Display with reference to Haryana

The present paper focuses on the impact of quality on customers’ buying behaviour towards point-of-purchase display at various retail outlets in Haryana. Point-of-Purchase Display plays an important role to increase the sale of the retailers. Today customers are rational and prefer quality products at reasonable price. Moreover, due to the emergence of the supermarkets as the dominant retail, the retail industry is experiencing vibrant changes all over the world. Retail industry in India has grown to be more complex and dynamic with an increase rate of speed from unorganized towards being organized. In this research paper data has been collected from 100 respondents and analysed with the help of Statistical Package for the Social Sciences (SPSS) using one way ANOVA and t-test with demographic factors i.e. age-wise, gender-wise, occupation-wise and income-wise. . After analysing the data it was found that, there is neutral relationship in the opinion of different age groups and gender groups over the point-of-purchase display on quality. On the other hand Occupation and income does not have any importance on customers view point regarding ‘quality’. To conclude we can say that point-of-purchase display is not directly related to the quality.

Bad Bank is Actually a Good Idea

This article demonstrates the effect of bad loans in India which was developed recently by the Indian Finance Minister. Bad banks operate like a concept in the domestic debt sector where the amount of domestic debt is high and even the market has enough scale to bear enough price-discovery and market-making. there was a proposal made to the government, to merge the NPA portfolio with a new establishment known as an Asset Rehabilitation Corporation (ARC), that would purchase the principal of the Non-performing Assets (NPA) portfolio at a book valuation (not market value) and these accounts would be taken over by the new company to manage the portfolio of the new command (which will be established with a capital of Rs 10,000 crore). The government says that it is intervening to mitigate potential damages that the banks could suffer as a result of the provisioning for non-performing assets and recapitalisation that the government (as a majority investor of most PSBs) may be required to invest on. With the forthcoming Union budget’s planning an outpouring of clamour and market demand is being felt to set up a ‘poor bank’ to sweep bad debts.

New Agriculture Technology in Modern Farming

Progressions in the field of science and innovation alongside worldwide urbanization are the main considerations driving the course and advancement of horticultural examination. Ascend in per capita pay in non-industrial countries, word-related changes, and worldwide linkages have changed the food inclinations. These patterns together with the augmentation in the general population represent an assessment to horticulture for creating more and healthier food. An increase in the efficiency of horticulture by utilizing strategies of traditional agribusiness is representing a limit. The threat to the environment posed by reliance on synthetic manures and pesticides for increasing efficiency and irritation across the board is a major factor impacting global food production. These trends suggest that new farming innovations are urgently needed and that these innovations should be integrated into traditional agribusiness. Vertical cultivating and natural cultivating are the exploration territories to battle these requirements. Vertical cultivating utilizes vertical stacking of the ranches and little land can be used for more creation. This strategy is appropriate for the quickly developing worldwide metropolitan population can be met food supply from inside the urban communities and along these lines decreasing the transportation cost and climate weakening brought about by energizes all the while. Natural cultivating again depends on of minimization of the synthetic contributions to the horticulture and henceforth is climate cordial. As a result, these processes can be employed to increase production and profitability in order to meet the growing food demand.

The Internal Factors to Improve and Accelerate the Cycle Time of Credit Business at Indonesian Commercial Bank

This research aims at studying the shortcomings of business processes at Bank X Surabaya’s Commercial Banking Center and to accelerate the cycle time of business processes through redesigning processes that remove obstacles and improve service quality. This research examines business processes using a case study method. Its primary data were gathered through individual interviews and focus group. Furthermore, the secondary data were collected from company document investigations and observations of existing business processes. The analysis used Process Flow Diagrams, Cause & Effect Diagrams, Value Added Analysis and Flow Analysis to analyze enabler processes and to improve and redesign existing processes. This study found that the business process at Bank X Surabaya’s Commercial Banking Center requires around 48.85 days completing from the application process to the credit disbursement. Then the To-Be design of business processes is carried out on existing business processes. The proposed process reduces the existing processing time and the calculated cycle time is 30.05 days. The proposed business process effectively reduces cycle times and uses organizational resources to achieve better customer satisfaction.

Financial Distress, Company Size, and Ownership to Tax Avoidance in the Listed Indonesia Stock Exchange Companies

This paper assesses the effect of financial distress, business size, and institutional ownership affect tax avoidances in the Food and Beverage Sub-Sector Manufacturing Industry Registered at Listed Indonesia Stock Exchange Companies, IDX in 2016-2020. With a quantitative analysis approach, this study finds that the financial distress affects tax avoidance due to the decline in financial condition as experienced by the company. The right of large companies has a tendency to maintain its image to the public so that they will try to comply with the terms of tax payments. Meanwhile, corporate ownership has no influence on tax avoidance due to pressure on owners to implement aggressive tax policies in order to increase profits.