scholarly journals Classification of Cryptocurrency: A Review of the Literature

2021 ◽  
Vol 12 (5) ◽  
pp. 1353-1360
Author(s):  
Wan Nur Izzah Wan Muhamad Fokri, Et. al.
Keyword(s):  
Technological Development ◽  
Qualitative Approach ◽  
Islamic Finance ◽  
Review Of The Literature ◽  
Financial Industry ◽  
The Public ◽  
Descriptive Research ◽  
Digital Currency ◽  
Blockchain Technology

Technological development has affected the global financial industry. The use of digital currency is increasingly gaining a place among the world’s population, so much so that there are 2486 types of digital currency on record. Scholars in Islamic finance as well as Fatwa institutions all over the world have delivered their religious decree concerning the digital currency; hence, most discussions about the use of the decree was only directed at Bitcoin as a medium of payment although some digital currencies have other functions, such as being utility and security tokens. Therefore, the decree concerning other digital currencies cannot apply the decree issued for Bitcoin only because each digital currency has a different conceptual framework. Hence, this study, which applied the qualitative approach and a descriptive research design, intended to analyse the classification of digital currencies according to their function and characteristics. The findings show that digital currency is classified into coins, currency, tokens, payment tokens, utility tokens and security or asset tokens. Coins function as a medium of payment and store of value that was developed using its own blockchain. Currency is a medium of exchange and can be exchanged with any form of money, including the crediting or debiting of an account. Tokens represent services, financial instruments or infrastructure that is developed using the blockchain technology of other digital currencies. Tokens are divided into three types according to their function, namely payment tokens, utility tokens and security or asset tokens. The classification of digital currencies provides a guideline for the public who wish to carry out transactions using digital currencies. It is important to ensure that transactions carried out in accordance with the syarak will help alleviate cases of fraud related to investment and sale of digital currencies.

scholarly journals Blockchain Technology: Financial Sector Applications Beyond Cryptocurrencies

Proceedings ◽  
2019 ◽  
Vol 28 (1) ◽  
pp. 7 ◽  
Author(s):  
Polyviou ◽  
Velanas ◽  
Soldatos
Keyword(s):  
Financial Sector ◽  
Use Cases ◽  
Financial Industry ◽  
The Public ◽  
Blockchain Technology ◽  
The Way

Blockchain technology was initially employed as the public transaction ledger for cryptocurrencies. However, beyond cryptocurrencies, blockchain technology has been recently considered for a plethora of other applications as it encapsulates unique properties including decentralization, security, transparency and anti-tampering. Such properties are particularly advantageous for variety of prominent issues experienced in the financial sector. As a result, blockchain technology holds the potential to revolutionize the financial industry by altering the way in which different services are conducted in the financial industry. In this paper, we outline five different financial industry use cases that are expected to be radically transformed by the use of blockchain technology.

scholarly journals Taman Baca Tanah Ombak Dalam Meningkatkan Literasi Baca Anak Di Pantai Purus

2020 ◽  
Vol 3 (1) ◽  
pp. 55
Author(s):  
Aulia Fadila
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Positive Impact ◽  
Qualitative Approach ◽  
Reading Literacy ◽  
Considerable Influence ◽  
The Public ◽  
Descriptive Research ◽  
Reading Material ◽  
West Sumatra

This research was conducted in Tanah Ombak Reading Park, Purus III Village, Padang City, West Sumatra. This study aims to illustrate that Tanah Ombak reading park has a considerable influence in changing the stigma and views of the community around Purus Beach which is very far from the reading material and has bad behavior. This is where the role played by the Tanah Ombak Reading Park to make the children of the Purus Beach community have good character and good literacy too. This research uses descriptive research method using a qualitative approach. The purpose of descriptive research is to provide a description based on accurate facts obtained in the field. The subjects in this study were children who lived around Tanah Ombak Reading Park, while the object of the study was Tanah Ombak Reading Park, Padang, West Sumatra. Data collection techniques carried out by observation, interviews and literature. The informants in this study amounted to one person, Mr. Yusrizal. The results of this study are (1) children's reading literacy and society will develop well if the elements that play a role in the scope understand their respective roles (2) many activities held by Tanah Ombak Reading Park to improve reading literacy(3) Tanah Ombak Reading Park has various awards from other renowned institutions and artists. (4) the obstacle felt by Tanah Ombak Reading Park is the lack volunteers so the activities are not well structured. So it can be concluded that Tanah Ombak reading Park has a positive impact in providing education and teaching to children such as learning to count, draw, tell stories, play, and most importantly teach norms in society. However, all activities are constrained due to the limited volunteers so that the activities are only carried out by children independently, such as reading books by themselves without being accompanied by volunteers. Suggestion for the future that Tanah Ombak Reading Park informs the public about the needs of volunteers so that the activities in Tanah Ombak Reading Park can take place in a structured manner.

INOVASI PELAYANAN “JOSS BANGET MAS” (JEMPUT ONLINE SINGLE SUBMISSION BERSAMA INSTANSI TERKAIT DAN MALAM HARI BISA) DI DINAS PENANAMAN MODAL DAN PELAYANAN TERPADU SATU PINTU KABUPATEN BLITAR

Publika ◽  
2021 ◽  
pp. 63-76
Author(s):  
Ayu Apriliana Puspita Styareni ◽  
Eva Hany Fanida
Keyword(s):  
Data Collection ◽  
Public Service ◽  
Service Innovation ◽  
Qualitative Approach ◽  
Government Agencies ◽  
Literature Study ◽  
The Public ◽  
Descriptive Research ◽  
Remote Location ◽  
The Government

Pelayanan yang efektif dan efisien adalah tuntutan dari masyarakat kepada instansi pemerintah dalam memberikan pelayanannya. DPMPTSP Kabupaten Blitar merupakan salah satu instansi pemerintah yang meluncurkan inovasi pelayanan publik. Inovasi yang diluncurkan oleh DPMPTSP adalah Pelayanan Joss Banget Mas, yaitu Jemput Online Single Submission Bersama Instansi Terkait dan Malam Hari Bisa. Inovasi ini merupakan bukti bahwa DPMPTSP Kabupaten Blitar telah melakukan percepatan pelayanan dan sekaligus menjawab permasalahan yang dihadapi oleh masyarakat. Jauhnya lokasi kantor yang berada di tengah kota serta persyaratan yang belum diketahui banyak masyarakat menjadi dasar diluncurkannya inovasi Joss Banget Mas. Tujuan dari penelitian ini guna mendeskripsikan terkait pelayanan Joss Banget Mas. Penelitian deskriptif dengan pendekatan kualitatif merupakan jenis penelitian yang dipilih oleh peneliti dengan pengumpulan datanya menggunakan observasi, wawancara, dokumentasi dan studi kepustakaan. Hasil penelitian menunjukan bahwa inovasi pelayanan Joss Banget Mas telah beroperasi dengan baik dan sesuai dengan kebijakan PP No. 24 Tahun 2018. Selanjutnya sumber ide-ide inovasi mendapatkan masukan dari pegawai maupun masyarakat. Budaya inovasi pada inovasi Joss Banget Mas adalah penyederhanaan syarat-syarat sehingga memudahkan masyarakat dalam mendaftarkan perizinan usahanya. Selanjutnya kemampuan dan alat inovasi Joss Banget Mas cukup memadahi tetapi terdapat kekurangan pada bagian alat yang digunakan. Kemudian tujuan, hasil, pendorong dan hambatan adalah untuk mempermudah pelaku usaha dalam memperoleh perizinan berusaha, hambatannya yaitu sering terjadi error dan down pada server OSS. Terakhir, DPMPTSP Kabupaten Blitar mengadakan pelayanan mandiri kepada masyarakat guna mengumpulkan data inovasi untuk inovasi tunggal. Kata Kunci: Inovasi, Pelayanan Publik, Pelayanan Joss Banget Mas, Online Single Submission (OSS).   Effective and efficient services are demands from the community on government agencies in providing their services. DPMPTSP Blitar regency of the government agencies that has launched public service innovations. The innovation launched by the DPMPTSP Blitar Regency call as Joss Banget Mas Service with Online Single Submission Delivery with Related Agencies and Can Night. This innovation is proof that the DPMPTSP Blitar Regency and at the same time answers the problems faced by the community. The remote location of the launch of the Joss Banget Mas innovation. The purpose of this research is to describe the services related to Joss Banget Mas. Descriptive research with a qualitative approach is the type with the data collection techniques using observation, interviews, documentation and literature study. The results showed that the Joss Banget Mas service innovation had operated well and was in accordance with applicable policies. The second indicator of governance and innovation in its implementation is in accordance with PP. 24 of 2018. Furthermore, sources of innovative ideas get input from employees and the public. The culture of innovation in Joss Banget Mas innovation is the simplification of the requirements so that it makes it easier for the public to register business licenses. Furthermore, the capabilities and innovation tools of Joss Banget Mas were sufficient but there were shortcoming in the parts of the tools used. Then the objectives, results, drivers and obstacles are to make it easier for business actors to obtain business licenses, there are also obstacles, namely frequent errors and downs on the OSS server. Finally, DPMPTSP Blitar Regency provides independent services to the community to collect innovation data for a single innovation. Keywords: Innovation, Public  Service, Joss Banget Mas Service, Online Single Submission (OSS)

scholarly journals Sustainable Public Spending Through Blockchain

2020 ◽  
Vol 9 (4) ◽  
pp. 317
Author(s):  
Judit Glavanits
Keyword(s):  
Best Practices ◽  
Financial Markets ◽  
Public Spending ◽  
The State ◽  
The Public ◽  
Digital Currency ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
Distributed Ledger Technology ◽  
Industrial Use

Blockchain technology and its industrial use cases can be detected worldwide. It is time for the state to think about the blockchain as an opportunity to reduce costs and build trust in the public spending. The paper and the presentation give an overview on how the state can apply the distributed ledger technology (DLT) and blockchain technology in the public administration: there are several countries with best practices already, and even more are in the introduction phase of opening to Industry 4.0 in the public services as well. On the field of FinTech area the state has great responsibility to regulate (or at least define) the phenomena of cryptocurrencies, that is already in use for more than 10 years now without any responsible governmental acts. Within this topic the Central Bank Digital Currency projects are also discussed in the paper, which are supported by IMF, and declared as the next natural step forward on financial markets. Keywords: blockchain, DLT, SDG, public spending

scholarly journals SISTEM PENGOBATAN TRADISIONAL PADA MASYARAKAT GIRI JAYA

2010 ◽  
Vol 2 (1) ◽  
pp. 111
Author(s):  
Ani Rostiyati
Keyword(s):  
Traditional Medicine ◽  
Public Perception ◽  
Modern Medicine ◽  
Qualitative Approach ◽  
Treatment System ◽  
Traditional Treatment ◽  
The Public ◽  
Descriptive Research ◽  
Research Type

AbstrakPada hakekatnya pengobatan tradisional merupakan bagian kebudayaan yang diturunkan dari generasi ke generasi berikutnya secara lisan atau tulisan. Oleh sebab itu kepercayaan terhadap pengobatan tradisional dapat terus bertahan, walaupun praktik biomedik kedokteran mengalami perkembangan. Untuk penyembuhan penyakit, dalam sistem pengobatan tradisional dicari lebih dahulu penyebab sakit atau etiologinya. Konsep etiologi ini perlu diketahui sebagai dasar untuk mendiagnosa penyakit yang kemudian diperlukan untuk menentukan cara-cara pengobatannya. Demikian pula pada masyarakat di Desa Giri Jaya Kabupaten Sukabumi yang menjadi lokasi penelitian, sebagian besar masyarakatnya masih melakukan pengobatan tradisional meskipun pengobatan modern telah dikenal. Untuk itu tulisan ini akan mengupas bagaimana persepsi masyarakat tentang sehat dan sakit, etiologi (sebab sakit), ciri penyakit, dan cara pengobatannya. Penelitian ini menggunakan pendekatan kualitatif dan tipe penelitian deskriptif. AbstractIn essence, traditional medicine is part of culture passed from generation to generation orally or in writing. Therefore, trust to the traditional treatment can continue to survive, although the practice of biomedicine medical growth. To cure disease, the traditional treatment system first sought the cause of illness or etiology. The concept of etiology is necessary to know as a basis for diagnosing a disease that then needed to determine the ways of treatment. Similarly in Desa Giri Jaya the regency of Sukabumi who became the location of research, most people still make traditional medicine even though modern medicine has known. Therefore this writing will discuss how the public perception of healthy and sick, etiology (cause pain), characteristic of the disease and how to treat it. This research uses qualitative approach and descriptive research type.

scholarly journals Crowdsourcing in participatory planning: Online platforms as participative ecosystems

2019 ◽  
Vol 17 (1) ◽  
pp. 81-91
Author(s):  
Goran Segedinac ◽  
Darko Reba
Keyword(s):  
Urban Planning ◽  
Technological Development ◽  
Participatory Planning ◽  
Internet Communication ◽  
Communication Preferences ◽  
The Public ◽  
Advantages And Disadvantages ◽  
Blockchain Technology ◽  
Alternative Approaches

Insufficient public presence within the traditional participatory activities in urban planning is largely caused by their incompatibility with the communication preferences of the public they are addressing. Accordingly, this research is aimed at identifying alternative approaches which enable the creation of new communication channels and improve the level and quality of participation. Starting from the hypothesis that technological development has changed the way we communicate, the goal of this research is to provide the deeper understanding of the current potentials and problems of internet participation in urban planning and also to point out on the future development strategies, which could address the problems we are facing today. By analyzing case studies in which Internet communication is used for this purpose, as well as publicly available data about user activities within the popular web platforms, we investigate the main advantages and disadvantages of the described practice, as well as the opportunities of the application of new communication approaches and technological trends, such as crowdsourcing activities and blockchain technology.

scholarly journals Bitcoin and Blockchain to Indonesia’s Economic Resilience: A Business Intelligence Analysis

JEJAK ◽  
2020 ◽  
Vol 13 (1) ◽  
pp. 188-202
Author(s):  
Palupi Lindiasari Samputra ◽  
Septia Zul Putra
Keyword(s):  
Qualitative Approach ◽  
Intelligence Analysis ◽  
Financial Industry ◽  
Economic Resilience ◽  
Correction Model ◽  
Vector Error Correction ◽  
Blockchain Technology ◽  
Vector Error ◽  
The Impact ◽  
Positive Effect

Blockchain technology has been a phenomenal discovery since its use on Bitcoin, a crypto currency created by Satoshi Nakamoto. Featuring decentralization, it allows Bitcoin to escape the interference of third parties and governments. Departing from Keynesian Theory, this study used a mixed quantitative and qualitative approach. The econometric quantitative approach uses the Vector Error Correction Model (VECM) modeling to predict the impact of Bitcoin investment on Indonesia's transaction of capital. A qualitative approach is used to analyze the LOFT effects of Bitcoin on Indonesia's economic resilience. Unlike previous studies, this study attempts to provide an explanation from the standpoint of national resilience, especially in the field of economic resilience. VECM analysis found that Bitcoin had a significant positive effect on Indonesia's transaction of capital in both the short and long terms Even though the magnitude of the influence of bitcoin is relatively small, it needs to watch out for macro performance through capital transactions. Qualitative data indicate that there is a change of Bitcoin function in Indonesia, from a payment method, into an instrument of investment. The finding explains that Bitcoin has the potential to weaken the resilience of the Indonesian economy through a reduction in the balance of payments, while Blockchain can be the main foundation of the financial industry revolution in Indonesia.

scholarly journals Jancuk : Public perceptions on the use of swear words in communication among Arek cultural community in East Java

2021 ◽  
Vol 2 (1) ◽  
pp. 1
Author(s):  
Ahmadintya Anggit Hanggraito
Keyword(s):  
Public Perceptions ◽  
Qualitative Approach ◽  
Cross Cultural ◽  
Communication Process ◽  
Cultural Communication ◽  
The Public ◽  
Cross Cultural Communication ◽  
Descriptive Research ◽  
Absorption Phase ◽  
Intensity Of Emotion

Jancuk is a swear word and has become part of the cultural communication of arek in East Java, Indonesia. This research tries to analyze the perception and meaning of jancuk from Indonesian society. This research is a descriptive research through a qualitative approach. 121 representative respondents were obtained through purposive sampling. Then, the data will be triangulated to draw conclusions and recommendations. The results showed that the period of education and growth became the jancuk word’s absorption phase. The results of the analysis explain that Jancuk is not perceived negatively. Its depends on the intensity of emotion in communication. However, Jancuk is still perceived as a word that violates politeness in the communication process. Then, the main meaning of jancuk consists of: humiliation, annoyance, disappointment, surprise, and a symbol of intimacy or humor. Based on this research, the perception of words in a particular culture can be seen as an expression that has various meanings. It is expected that this research will provide the reason for the public that jancuk can be an important contributor to the process of enriching social cross-cultural communication materials.

scholarly journals Critical Review on Issues and Challenges of Malaysian Islamic financial system

2021 ◽  
Vol 56 (2) ◽  
pp. 552-567
Author(s):  
Issa Khan ◽  
Abdul Muneem ◽  
Fadillah Mansor ◽  
Mohd Abd Wahab Fatoni Bin Mohd Balwi ◽  
Md. Mahfujur Rahman
Keyword(s):  
Human Capital ◽  
Data Analysis ◽  
Financial System ◽  
Profit Sharing ◽  
Qualitative Approach ◽  
Islamic Finance ◽  
Islamic Banks ◽  
Financial Industry ◽  
Thematic Approach ◽  
Online Sources

This paper seeks to analyze the issues of the Islamic financial system and its challenges in Malaysia. This research adopts a qualitative approach based on data collected from articles, books, and online sources. A thematic approach has been utilized for data analysis. This study finds that Islamic banks impose both taʿwīḍ (compensation) and gharāmah (penalty) if the customer procrastinates or delays the payment of installments to the banks. That could lead to ribā (interest) in the contract. Therefore, the study suggests that the Islamic banks need to form a tabarruʿ (donation) fund. In addition, the study reveals that the Islamic banks are trending towards debt-based financing, which contradicts the maqāṣid al-sharīʿah. To fulfill the objective of the Sharīʿah, Islamic banks should apply more profit-sharing-based financing products. Another challenge in Islamic capital markets is baiʿ al-dayn (sale of debt) in Sukuk (Islamic bond), leading to ribā. Thus, the research proposes improving the transaction with a concept that does not lead to controversy. In family takaful, there are Sharīʿah issues related to the nominee and distribution of surplus. The study suggests that the nominee should work as an executor. Moreover, takaful companies can receive a portion of surplus based only on the muḍārabah model. Finally, this research identifies challenges in Islamic finance about human capital, misconceptions of Islamic finance, standardization, and harmonization, and proposes solutions accordingly. The research will assist the Islamic financial industry in finding ways to overcome the current issues and challenges.

scholarly journals PERSUASIF PADA TUTURAN NADIEM MAKARIM (MENTERI PENDIDIKAN DAN KEBUDAYAAN) DALAM MENYAMPAIKAN KEBIJAKAN (PERSUASIVE SPEECH OF NADIEM MAKARIM (MINISTER OF EDUCATION AND CULTURE) IN DELIVERING POLICY)

2021 ◽  
Vol 11 (1) ◽  
pp. 87
Author(s):  
Noranisa Noranisa
Keyword(s):  
Problem Solving ◽  
Technological Development ◽  
Qualitative Approach ◽  
Research Use ◽  
The Public ◽  
Speech Data ◽  
Pros And Cons ◽  
The Impact ◽  
Persuasive Speech ◽  
Descriptive Method

Abstract Persuasive Speech of Nadiem Makarim (Minister of Education and Culture) in Delivering Policy. This study aims to describe the persuasive speech forms and persuasive patterns in the speeches of the Minister of Education and Culture in delivering policies. This research use a qualitative approach and descriptive method. Data collected by documentation techniques. The data obtained from this study in the form of words or series of words referring to persuasive speech. Data sources are twenty videos of the Minister of Education and Culture. The results showed that the forms of persuasive speeches delivered by the Minister of Education and Culture when delivering policies, are: (a) persuasive speech when inviting; (b) persuasive speech when giving mandatory; (c) persuasive speech when persuading; (d) persuasive speech when convincing and (e) persuasive speech when suggesting to the audience. Based on these forms of speech, the forms of a persuasive speech for inviting and persuading are more frequently used by the Minister of Education and Culture. The patterns in persuasive speeches spoken by the Minister of Education and Culture include (a) patterns of problem-solving in relation to the policy of free learning; (b) the causal pattern in relation to the causes of Indonesia being unable to progress and to the plan of 100 days; (c) the pros and cons patterns in relation to the impact of technological development; and (e) the patterns of motived orders in relation to attracting and focusing the attention of youth, as well as satisfying the motivational needs of youth regarding success. Based on these persuasive speech patterns, patterns of problem-solving and those of the motived orders are widely used by the Minister of Education and Culture to convince the public when delivering their programs. Keywords: speech forms, patterns, persuasifonAbstrak Persuasif pada Tuturan Nadiem Makarim (Menteri Pendidikan dan Kebudayaan) dalam Menyampaikan Kebijakan. Penelitian ini bertujuan untuk mendeskripsikan bentuk-bentuk tuturan persuasif dan pola-pola persuasif pada tuturan menteri Pendidikan dan Kebudayaan dalam menyampaikan kebijakan.. Penelitian ini menggunakan pendekatan kualitatif dan metode deskriptif. Data yang diperoleh dari penelitian ini berupa kata atau rangkaian kata yang menjadi tuturan persuasif. Sumber data diperoleh dari dua puluh video menteri pendidikan dan kebudayaan. Hasil penelitian menunjukkan bahwa bentuk tuturan persuasif yang terdapat pada tuturan Menteri Pendidikan dan Kebudayaan dalam menyampaikan kebijakan, yakni: (a) tuturan persuasif yang bersifat mengajak; (b) tuturan persuasif yang bersifat perintah; (c) tuturan persuasif yang bersifat bujukan; (d) tuturan persuasif yang bersifat meyakinkan serta (e) tuturan persuasif yang bersifat saran. Berdasarkan bentukbentuk tuturan tersebut, bentuk tuturan yang lebih banyak digunakan Menteri Pendidikan dan Kebudayaan adalah bentuk tuturan persuasif yang bersifat mengajak dan membujuk. Pola-pola dalam pidato persuasif yang dituturkan Menteri Pendidikan dan Kebudayaan meliputi: (a) pola pemecahan masalah, berupa kebijakan merdeka belajar; (b) pola sebab-akibat berupa penyebab Indonesia tidak bisa maju dan rencana 100 hari; (c) pola pro-kontra berupa dampak perkembangan teknologi, serta (e) pola urutan bermotif berupa menarik dan memusatkan perhatian pemuda, serta pemuasan kebutuhan motivasional pemuda mengenai kesuksesan. Berdasarkan pola-pola pidato persuasif tersebut, pola persuasif yang banyak digunakan Menteri Pendidikan dan Kebudayaan untuk meyakinkan masyarakat ketika menyampaikan program-programnya adalah pola pemecahan masalah dan pola urutan bermotif. Kata-kata kunci: bentuk tuturan, pola, persuasif

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