scholarly journals The Effect of Bank Capacity and Loan to Deposit Ratio on Profitability and Credit Risk

Author(s):  
Steven Steven ◽  
Nagian Toni

This research aims to analyze the effect of bank scale and Loan to Deposit Ratio toward profita-bility within the credit risk as moderating variable in banking companies that listed on 2014-2018 Indonesia Stock Exchange. The population of this research include of banking companies that has listed on 2014-2018 Indonesia Stock Exchange. The sampling technique used purposive sam-pling, in order to obtain 28 companies within 5 years of observations to 140 observations. The data analysis used Statistical Package for Social Sciences (SPSS) version 25. The data analysis technique was done by residual test. The results of this research showed that bank scale has posi-tive and significant influence on profitability, loan to deposit ratio has no influence on profitabil-ity, the risk of bank is unable to moderate the effect of bank scale on profitability and the risk of bank is unable to moderate the effect of loan to deposit ratio on profitability. The scale of bank and loan to deposit ratio can explain the profitability of 27.3% while the other 72.7% was ex-plained by other variables outside of study. It is recommended for companies to increase supervi-sion of asset management, thus the scale of bank will be better and maintain the balance of LDR based on Indonesian Bank regulation number 15/ 7/ PBI / 2013 Article 10 of 78-92% with the aim of increasing profitability.

2016 ◽  
Vol 6 (2) ◽  
pp. 64
Author(s):  
Retindha Ayu Ceilindri ◽  
Meita Santi Budiani

The purpose of this research is to find out: (1) The correlation between self esteem and bullying behavior, (2) The correlation between conformity and bullying behavior, (3) The correlation between self esteem and conformity towards bullying behavior. The subjects of this research were 86 students on VIII grade of SMP Barunawati Surabaya, who are selected using population sampling technique. Data were collected using likert scales of self esteem, conformity, and bullying behavior. Data analysis technique of this research using multiple linier regression analysis. Results of this research are: (1) self esteem has a significant correlation towards bullying behavior with a negative correlation, can be seen from the significance value 0,000 and regression coefficientt -0,526, (2) conformity has a significance correlation towards bullying behavior with a positive  correlation that is shown from the significance value 0,003 and regression coefficientt 0,321, (3) Rsquare value 0,301 means that 30,1% variations on bullying behavior is influenced of self esteem and conformity, the other variable that has a value of 69,9% is caused of other variable that is not measured in this research. Abstrak: Penelitian ini bertujuan untuk menemukan: (1) Hubungan antara harga diri dengan perilaku bullying, (2) Hubungan antara konformitas dengan perilaku bullying, (3) Hubungan antara harga diri dan konformitas dengan perilaku bullying. Penelitian ini menggunakan metode kuantitatif korelasional. Subjek pada penelitian ini ialah 86 siswa kelas VIII SMP Barunawati Surabaya yang dipilih dengan menggunakan teknik sampel populasi. Data skala harga diri, skala konformitas dan skala perilaku bullying diperoleh menggunakan skala likert. Teknik analisis data dalam penelitian ini adalah uji analisis regresi linier berganda. Hasil penelitian menunjukan bahwa: (1) harga diri memiliki hubungan yang signifikan dengan perilaku bullying dengan arah hubungan yang negatif, dapat dilihat dari signifikansi sebesar 0,000 dan koefisien regresi -0,526. (2) konformitas memiliki hubungan yang signifiksn dengan perilaku bullying dengan arah hubungan  positif yang dapat dilihat dari signifikansi sebesar 0,003 dan koefisien regresi sebesar 0,321. (3) nilai Rsquare sebesar 0,301 artinya sebesar 30,1% variasi pada perilaku bullying dipengaruhi oleh harga diri dan konformitas, sisanya sebesar 69,9% disebabkan oleh variabel lain yang tidak diukur dalam penelitian ini.


2020 ◽  
Vol 3 (2) ◽  
pp. 126-135
Author(s):  
Erdani Murdani Nur

Zakat is one of the pillars of Islam that every capable Muslim must do. One of the institutions that manage zakat funds is the National Zakat Agency (BAZNAS). This study aims to partially and simultaneously examine the effect of promotion and service quality on people's interest in paying zakat through BAZNAS, Indragiri Hilir Regency. This type of research is field research. The data used in this study were primary and secondary. 87 Respondents in this study were Muzakki in BAZNAS Indragiri Hilir Regency. The sampling technique used was simple random sampling. The data collection methods were questionnaires, interviews, and documentation. The data analysis technique partially used the t-test and simultaneously used the Anova test. The results showed that either partially or simultaneously, promotion and service quality had a significant influence on people's interest in paying zakat in BAZNAS, Indragiri Hilir Regency.


2019 ◽  
pp. 791
Author(s):  
A. A. Trisha Dewi Parasthiwi ◽  
I Gusti Ayu Nyoman Budiasih

This research was conducted at banking companies listed on the Indonesia Stock Exchange in the period 2013-2017, which were 42 companies. The sampling technique in this study was taken based on non probability sampling method with purposive sampling technique so as to produce a sample of 32 companies. The data analysis technique used in this study was moderated regression analysis. Based on the results of the analysis it was found that capital adequacy has a positive effect on profitability, credit distribution has a positive effect on profitability and firm size has a positive effect on profitability. The results of this study also show that credit risk is not able to weaken the influence of capital adequacy and lending to profitability and credit risk is able to weaken the influence of company size on profitability. Keywords: capital adequacy, credit distribution, company size, credit risk, profitability


2017 ◽  
Vol 7 (1) ◽  
Author(s):  
Vivi Adeyani Tandean

<p><em>The financial report is</em><em> one of the important instruments that support the sustainability of a company and is useful when presented with accurate and timely. Audit delay is the time difference between the date of the financial report and the date of the audit opinion of the financial report that indicate the length of time to complete the audit by the auditor. The study aims to measure the factors which affect audit delay. They are auditor’s reputation, auditor’s opinion, company size, solvability, operation loss and profit, return on asset, earning per share and ownership of company. The sample in this study was 54 manufactured companies on Indonesia Stock Exchange in 2010 – 2012 were taken by purposive sampling metod. The data analysis uses multiple linear regression. The result of the study shows that factor of auditor’s opinion and ownership of company have significant influence towards audit delay partially. On the other hand that factor of auditor’s reputation, company size, solvability, operational loss and profit, return on asset and earning per share do not have any influence towards audit delay partially. While simultaneously, all factor in auditor’s reputation, auditor’s opinion, company size, solvability, operation loss and profit, return on asset, earning per share and ownership of companyinfluence towards audit delay.</em></p><p><em> </em></p><strong><em>Keywords :</em></strong><em> audit delay, auditor, ownership of company</em>


2021 ◽  
Vol 9 (2) ◽  
pp. 1-11
Author(s):  
Moh. Ubaidillah

This study aims to determine the effect of firm size and profitability on firm value with accounting conservatism as a moderating variable. The population of this study are manufacturing companies listed on the Indonesia Stock Exchange in 2017-2019 as many as 183 companies. The sampling technique used purposive sampling which resulted in 72 manufacturing companies. The data analysis technique uses regression analysis with SPSS 24. The results of this study indicate that firm size and profitability have a positive and significant effect on firm value. Furthermore, the variable of accounting conservatism is able to moderate the effect of firm size and profitability on firm value in a positive and significant way.


2019 ◽  
Vol 1 (3) ◽  
pp. 1354-1362
Author(s):  
Jana Haniful Khair ◽  
Halmawati Halmawati

This study is to study the effect of internal control and individual morality on fraudulent transportation orders based online at PT. Go-Jek, City of Padang. This research is quantitative research with primary data from questionnaires and using a Likert scale. The population of this research is a car and motorcycle driver, PT. Go-Jek in Padang City. The purposive sampling technique of sampling and a sample of 150 respondents. Data analysis technique is data quality test, classic assumption test and hypothesis test consisting of multiple linear regression tests using SPSS 23.0 for Windows. The results of this study indicate that internal control and individual morality have a negative and significant influence on order fraud


2019 ◽  
Vol 3 (1) ◽  
pp. 21-27
Author(s):  
Yendrita Yendrita

This study aims to find out how intrinsic and extrinsic motivation affects students of the Social Sciences Department of SMA N I Suliki District in choosing cross-interest of Science. This type of research is quantitative research with descriptive methods. The research instrument is a set of questionnaire. Samples were taken with a total sampling technique, then the subjects of this study were all students of class X majoring in Social Sciences who chose cross interest of Science, amounting to 126 people, data analysis technique is a percentage technique. Based on the results of data analysis, intrinsic motivation that influences the selection of cross-student interests is as follows: based on ideals of 70.58%, based on student abilities of 69.44%, based on student conditions of 70.33%, based on interests of 66.93 %, based on the attitude of 75.06%, while extrinsic motivation that influences the selection of students' cross-interest is as follows; based on family encouragement of 62.56%, encouragement of friends 59.32%, employment opportunities of 69.57% and opportunities to continue study 61.50%. Whereas based on sub-variables, intrinsic motivation was found to influence the cross-selection of scientific interest by 70.48% (in the good category) and extrinsic motivation by 62.75% (in the good category). The conclusions of this study are: intrinsic motivation influences students more in crossing scientific interests than extrinsic motivation Keywords: Motivation, SAINS Cross-Interest Selection,


2017 ◽  
Vol 3 (3) ◽  
Author(s):  
Imansyah Imansyah ◽  
Haris Irawan

Abstract: The purposes of this research is to find the influence of service qualitywhich including: tangible, reliability, responsiveness, assurance, and empathy oncustomer satisfaction at PT. Kerta Gaya Pusaka Kandangan. The population in this research are the PT. Kerta Gaya Pusaka Kandangan guests which approximately about 326 persons. The sample in this research are 77 persons of PT. Kerta Gaya Pusaka Kandangan customers with accidental sampling method and Slovin formula to analyze the simple data. Data collected using a questionnaire technique with likert’ss scale, documentation, and interview. The data analysis technique in this research are using a validity and reliability test, classical assumption test and linear regression processed with Statistical Package for Social Sciences (SPSS) for windows version 18.00 computer application program. The result of this research shows that there are positive and significant influence on service quality to customer satisfaction at PT. Kerta Gaya Pusaka Kandangan.Keywords: service quality, customer satisfactionAbstrak: Tujuan dari penelitian ini adalah untuk menemukan pengaruh dari kualitas pelayanan yang terdiri dari bukti fisik, keandalan, kesigapan, jaminan, dan empati terhadap kepuasan pelanggan pada PT. Kerta Gaya Pustaka Kandangan. Populasi dari penelitian ini adalah tamu-tamu dari PT. Kerta Gaya Pusaka Kandangan sejumlah sekitar 326 orang. Sampel pada penelitian ini adalah 77 orang yang diambil dengan metode accidental sampling dan formula slovin untuk menganalisis data sederhana. Data dikumpulkan dengan kuesioner menggunakan skala likert, dokumentasi, dan wawancara. Teknik analisis data menggunakan uji validitas dan reliabilitas, uji asumsi klasik dan regresi linear yang diproses dengan program komputer SPSS for Windows versi 18. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh positif dan signifikan dari kualitas pelayanan terhadap kepuasan pelanggan pada PT. Kerta Gaya Pusaka Kandangan.Kata Kunci: kualitas pelayanan, kepuasan pelanggan


2017 ◽  
Vol 8 (2) ◽  
pp. 339 ◽  
Author(s):  
Gatot Nazir Ahmad ◽  
Ripa Lestari ◽  
Sholatia Dalimunthe

The purpose of this study is to analyze the effect of profitability, structure assets, firm size and liquidity to the capital structure of mining companies listed on the Indonesia Stock Exchange for the period 2012-2015. Sampling technique using purposive sampling. Data analysis technique used in this research is panel data regression. The results showed that partially profitability had negative and significant effect to capital structure, asset structure had positive and significant effect to capital structure, firm size had positive and significant effect to capital structure, and liquidity had negative and significant effect to capital structure. Simultaneously profitability, asset structure, firm size and liquidity have a significant effect on capital structure.


2017 ◽  
Vol 13 (1) ◽  
Author(s):  
Yulita Zanaria

 The purpose of this research is to examine the impact of information technology, accounting reporting toward fraud detection in companies that listed on Indonesia Stock Exchange. Baside that, this research to examine implication of fraund detection to investor reaction.                The population of the study is the LQ 45 companis registered in the Indonesia Stock Exchange in the periode of 2010-2014. Shampling technique employed in this study is the purposive sampling whit the total sample of 90 companies The data analysis uses Amos software, The result of the study show yhat the dividend policy, information technology, accounting reporting have significant influence towards frund detection. The other result showed that fraund detection have significant influence towards investor reaction. Keywords :information technology, accounting reporting, fraund detection, investor reaction.


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