scholarly journals TINJAUAN YURIDIS TERHADAP DOKUMEN PERJANJIAN PEMBIAYAAN KONSUMEN PT BAF SURAKARTA

2020 ◽  
Vol 8 (2) ◽  
pp. 303
Author(s):  
Rima Agustina ◽  
Ambar Budhisulistyawati

<p>Abstract<br />This article aims to determine the suitability of the consumer financing agreement made by PT Bussan  Auto Finance (BAF) with the regulations stipulated in the Civil Code. As for analyzing these problems is done by using normative methods with approaches used through the statute approach. The legal material analysis technique used by using the syllogism method is by using the deduction method which is the opposite of submitting a major premise and then submits a minor premise and from then draws a conclusion. The results of this study indicate that the consumer financing agreement of PT Bussan  Auto Finance (BAF) is in accordance with the terms of the agreement stipulated in the Civil Code. The  conditions are as follows: (1) Their agreement is binding, agreement can be seen through the signatures of the parties in the agreement; (2) The ability to make an engagement, the parties must include a National Identity Card (KTP) to prove their skills; (3) A certain subject matter, namely regarding the financing of a motorized vehicle; (4) A reason that is not prohibited, the financing made is a reason that is lawful and does not conflict with the law. Then the agreement is valid and binding and applies as a law for the parties who make it.<br />Keywords: Agreement; Consumer Financing Agreement; Financing Company.</p><p>Abstrak<br />Artikel ini bertujuan untuk mengetahui kesesuaian antara perjanjian pembiayaan kosumen yang dibuat  oleh PT Bussan Auto Finance (BAF) dengan peraturan yang diatur dalam KUH Perdata. Adapun untuk menganalisis permasalahan tersebut dilakukan dengan menggunakan metode normatif dengan pendekatan yang digunakan melalui pendekatan undang-undang (statute approach). Teknik analisis bahan hukum yang digunakan dengan menggunakan metode silogisme yaitu dengan penggunaan metode deduksi yang bepangkal dari pengajuan premis mayor kemudian diajukan premis minor dan dari kemudian ditarik suatu kesimpulan. Hasil penelitian ini menunjukkan bahwa perjanjian pembiayaan konsumen PT Bussan Auto Finance (BAF) telah sesuai dengan syarat-syarat perjanjian yang diatur dalam KUH Perdata. Adapun syarat-syarat tersebut adalah sebagai berikut: (1) Kesepakatan mereka yang mengikatkan diri, kesepakatan dapat dilihat melalui tanda tangan para pihak dalam perjanjian; (2) Kecakapan untuk membuat perikatan, para pihak wajib mencantumkan Kartu Tanda Penduduk (KTP) untuk membuktikan kecakapannya; (3) Suatu pokok persoalan tertentu, yakni mengenai pembiayaan sebuah kendaraan bermotor; (4) Suatu sebab yang tidak terlarang, pembiayaan yang dilakukan tersebut merupakan suatu sebab yang halal dan tidak bertentangan dengan undang-undang. Maka perjanjian tersebut sah dan mengikat serta berlaku sebagai undang-undang bagi para pihak yang membuatnya. <br />Kata Kunci: Perjanjian; Perjanjian Pembiayaan Konsumen; Perusahaan Pembiayaan</p>

2007 ◽  
Vol 23 ◽  
Author(s):  
Per Jørgensen

Per Jørgensen: Danish national identity and the media at the Olympic Games 1908-1960It has often been said that sport, and not least soccer, plays an important role in the construction of national identity. This is also the case in Denmark. This paper examines how the subject of Danish national consciousness, national feelings and nationalism, in the article collectively called »Danishness«, was culturally expressed through sport journalism in the period 1908-1960. The subject matter is the soccer- tournaments in those specific Olympic Games where Denmark took part. The discourse of the sport journalism in the paper »Politiken« has been hermeneutically analyzed. Research on how nationalism is expressed in one country requires international comparisons to allow theoretical generalizations. Therefore a minor study of the sport journalism of the Swedish newspaper »Dagens Nyheter« has been carried out regarding selected soccer-matches with Swedish participation in the Olympic Games in 1912, 1948 and 1952. Many of the characteristics of present day society referred to as »Danishness« are also explicit in the period 1908-1960 in the newspaper »Politiken«. A comparison between »Politiken« and »Dagens Nyheter« seems to show that the Danish discourse has distinctively Danish characteristics.


Author(s):  
Amalia Chasanah Astari Saraswati ◽  
Yudho Taruno Muryanto

This study aimed at discovering the inheritance right over land held by a child of a mixed marriage. The technique of legal material collection in the present study was the statute approach to the relevant law and Governmental Regulation. The analysis technique of the legal material in this study was the syllogism deduction method using deductive thinking, started by proposing a major premise and then proposing a minor premise.Based on the result of the analysis, it could be concluded that a child born from a mixed marriage who hold inheritance right over a land shall wait until his/her age reach 18 (eighteen years old) and he/she chooses to be WNI so that he/she could realize his/her right in accordance with the regulation in force. The right of ownership is the strongest right and is not deleted in a short period of time. If the status reduction is not performed, such land may become the State' ownership. In transferring inheritance that the form is other than land, the limit of the adulthood is 18 years old or has been married, and in transferring inheritance in the form of land, the limit of the adulthood is 21 years old or has been married.


2018 ◽  
Vol 1 (1) ◽  
pp. 94
Author(s):  
Tri Siwi Septiana ◽  
M. Ragil Kurniawan

This study aims to improve students' critical thinking skills in Civics in 5th grade students of SD Muhammadiyah Kauman, Yogyakarta using Problem Based Learning model. This research is a Classroom Action Research (PTK). The subjects of the study were 5th grade students of B1 SD Muhammadiyah Kauman. The object of research is the whole process and the results of learning Civics with the application of Problem Based Learning model. This research was conducted at SD Muhammadiyah Pakel Yogyakarta in April until May 2017. Data collection techniques used were observation, diary, interview and test. Data analysis technique is done descriptively qualitative. This research was conducted in 2 cycles by applying problem based learning model. The learning steps that were implemented were changes in the delivery of the subject matter, the students analyzed the problem, the formation of the discussion group with the grouping of students based on their achievement, the students in group for discussion, the group members delivered the discussion result in front of the class.The results showed that the critical thinking ability of the 5th grade students of B1 SD Muhammadiyah Kauman, Yogyakarta increased after the use of Problem Based Learning model in Civics learning with the subject matter of the example of central and regional legislation. This improvement is evident in the improvement of students' critical thinking skill test result from 12.90% pretreatment score to 51.61% (enough) in cycle I and increased to 70.96% (good) in cycle II. The results of activity observations related to students' critical thinking skills are increased among others: active students in learning, students more freely in finding and collecting desired information, and students also have more opportunities to learn with friends.


2018 ◽  
Vol 2 (2) ◽  
pp. 77
Author(s):  
Anisur Rahman Khan

<em>Biometric national<strong> </strong>identity card schemes are increasingly becoming common around the world and are also commonly considered as an essential social component. It is assumed that issuing national identity cards to all the citizens would help governments to combat social malice such as terrorism, illegal immigration, fraudulent activities, as well as enable the acceleration of the social service delivery mechanism. Nevertheless, the introduction of national identity card has been a matter of academic and policy debate. This review paper portrays an overview of the state of understanding about the benefits and concerns associated with biometric national identity schemes. Although there are strapping arguments with regard to the introduction of biometric national identity scheme, the unintended, unwelcome and unanticipated consequences of such a high-tech scheme must be critically assessed. It is suggested that in order to combat or control social threats and vices, social resistance is more important than the introduction and use of sophisticated technology.</em>


2017 ◽  
Vol 1 (2) ◽  
pp. 101-115
Author(s):  
Miki Yuliandri

This research aims to describe the paradigm of humanistic learning theory in implementing innovative learning in elementary school. The method used in this research is library research which data comes from various sources, both from libraries and various websites that exist on the internet. The source are books, encyclopedias, dictionaries, journals, documents, magazines, and others. Techniques in collecting data that used in this study is documentation. Furthermore, the data analysis technique used in this research is content analysis. The results of this study attempt to illustrate that innovative learning is a learning designed by teachers in new way. The new design made to facilitate learners in building knowledge in the process of behavior change. In addition, the theory of humanistic learning is a theory that helps learners to enjoy learning on subject matter in developing the potential of students themselves to a better direction. Thus, humanistic learning theory can be used to implement innovative learning in primary schools. Humanistic learning theory emphasizes guidance education, develops and directs students basic potential in terms of cognitive, affective, and psychomotor. Keywords: learning theory, humanistic, innovative learning ABSTRAK Penelitian ini bertujuan untuk menggambarkan paradigma teori belajar humanistik dalam mengimplementasikan pembelajaran inovatif di sekolah dasar. Metode yang digunakan dalam penelitian ini yaitu metode library research yang data-datanya berasal dari berbagai sumber, baik dari perpustakaan maupun berbagai website yang ada di internet meliputi buku, ensiklopedi, kamus, jurnal, dokumen, majalah, dan lain-lain. Teknik pengumpulan data yang digunakan dalam penelitian ini adalah dokumentasi. Selanjutnya, teknik analisis data yang digunakan dalam penelitian ini yaitu analisis isi. Hasil penelitian ini berusaha menggambarkan bahwa pembelajaran inovatif merupakan pembelajaran yang dirancang oleh guru yang sifatnya baru, untuk menfasilitasi peserta didik dalam membangun pengetahuannya pada proses perubahan perilaku. Di samping itu, teori belajar humanistik merupakan sebuah teori yang membantu peserta didik untuk senang belajar pada suatu objek atau materi pelajaran dalam mengembangkan potensi diri peserta didik ke arah yang lebih baik. Dengan demikian teori belajar humanistik dapat digunakan untuk mengimplementasikan pembelajaran inovatif di sekolah dasar. Teori belajar humanistik menekankan pada pendidikan membimbing, mengembangkan dan mengarahkan potensi dasar peserta didik baik dari segi kognitif, afektif, dan psikomotor. Kata kunci: teori belajar, humanistik, pembelajaran inovatif


Acta Comitas ◽  
2021 ◽  
Vol 6 (02) ◽  
pp. 367
Author(s):  
Komang Teja Pradnyana ◽  
I Ketut Mertha

Abstract The purpose of this writing is to determine the ratio legis for the position of Temporary Notary Officer in the event that the Notary is temporarily suspended from his/her position and to understand the reformulation of the regulation of the position of the Notary's Temporary Officer in the event that the Notary is temporarily suspended from his/her position. The research method used is the normative research method, which departs from the absence of norm on the regulation of the position of Temporary Notary Officer in order to carry out the position of a temporarily suspended Notary as stipulated in Article 1 point 2 of the UUJN-Amendment, with a statutory approach and a conceptual approach. The technique of collecting legal material is in the form of card system technique and legal material analysis technique in the form of descriptive technique and construction technique. The research findings are as follows: Ratio Legis for the position of a Notary's Temporary Officer in the event that a Notary is temporarily suspended from his/her position is to maintain the continuity of the Notary's position, even though the Notary (official) cannot carry out his/her duties for a while because of being temporarily suspended, but persist because it is a permanent work sector. Regulatory reformulation of the position of Temporary Notary Officer in the event that the Notary is temporarily suspended from office is by establishing a norm that revises the norm of Article 1 point 2 UUJN-Amendment.   Abstrak Tujuan penulisan ini adalah untuk mengetahui ratio legis kedudukan Pejabat Sementara Notaris dalam hal Notaris diberhentikan sementara dari jabatannya dan memahami reformulasi pengatuan atas kedudukan Pejabat Sementara Notaris dalam hal Notaris diberhentikan sementara dari jabatannya. Metode penelitian yang dipergunakan yaitu metode penelitian normatif, yang beranjak dari kekosongan norma atas pengaturan kedudukan Pejabat Sementara Notaris guna menjalankan jabatan Notaris yang diberhentikan sementara sebagaimana ditentukan dalam Pasal 1 angka 2 UUJN-Perubahan, dengan jenis pendekatan perundang-undangan serta pendekatan konseptual. Teknik pengumpulan bahan hukum berupa teknik sistem kartu dan teknik analisisa bahan hukum berupa teknik deskriptif dan teknik konstruksi. Adapun temuan penelitian adalah sebagai berikut: Ratio legis kedudukan Pejabat Sementara Notaris dalam hal Notaris diberhentikan sementara dari jabatannya adalah untuk mempertahankan keberlangsungan jabatan Notaris itu sendiri, meskipun Notaris (pejabat) tidak dapat melaksanakan tugas jabatannya untuk sementara waktu karena diberhentikan sementara, namun jabatan Notaris harus tetap ada karena merupakan lingkungan pekerjaan tetap. Reformulasi pengaturan atas kedudukan Pejabat Sementara Notaris dalam hal Notaris diberhentikan sementara dari jabatannya adalah dengan pembentukan norma yang merevisi norma Pasal 1 angka 2 UUJN-Perubahan.  


2021 ◽  
Vol 4 (2) ◽  
pp. 241
Author(s):  
Jummita Jummita ◽  
I Gusti Ayu Tri Agustiana ◽  
I Ketut Dibia

Continuous use of gadgets can hurt students. This has an impact on behaviour patterns and student learning activities. The need for balancing media in online learning is media that is concrete. This type of research is development research using the ADDIE procedure. The test subjects in this study were 2 subject matter experts, 2 learning media experts, 2 practitioners and 7 students. The method used to collect data in this study is the questionnaire. The data collection instrument used in this study was a rating scale. The data analysis technique used in this research is descriptive qualitative and quantitative data analysis. The results of the study are the results of the assessment given by subject matter experts assessing 4.63 (very good), learning media experts giving an assessment of 4.82 (very good), the assessment given by practitioner response experts is 4.85 (very good), and the results of the media student response test were 4.95 (very good). So media fun thinkers based on calistung questions can be used in the learning process. The assessment implies that this learning media can be used by teachers and in the learning process.


2019 ◽  
pp. 83-94
Author(s):  
Jarosław Ławski

The subject matter of the present article is the image of library and librarian in a forgotten short story by a Polish-Russian writer Józef Julian Sękowski (1800−1858). Sękowski is known in Polish literature as a multi-talented orientalist and polyglot, who changed his national identity in 1832 and began to write only in Russian. In the history of Russian literature he is famous for Library for Reading and Fantastic Voyages of Baron Brambeus, an ironic-grotesque work, which was precursory in Russian prose. Until 1832 Sękowski was, however, a Polish writer. His last significant work was An Audience with Lucypher published in a Polish magazine Bałamut Petersburski (Petersburgian Philanderer) in 1832 and immediately translated into Russian by Sękowski himself under the title Bolszoj wychod u Satany (1833). The library and librarian presented by the author in this piece are a caricature illustration proving his nihilistic worldview. Sękowski is a master of irony and grotesquery, yet the world he creates is deprived of freedom and justice and a book in this world is merely a threat to absolute power.


2017 ◽  
Vol 15 (3/4) ◽  
pp. 590-595 ◽  
Author(s):  
Jose Ragas

In this essay, I examine the controversy around the “Carnet de la Patria,” a national identity card issued in Venezuela in December 2016. I argue that this ID card belongs to a larger project of surveillance and regulation of identity developed by the Bolivarian Revolution and implemented by the late Hugo Chavez and continued by current president Nicolas Maduro. Amid its worst economic crisis, the government claims that the new ID card will allow citizens a better access to goods from supermarkets, replacing the fingerprint system (“captahuella”) that provoked massive protests in 2014. Opponents to this document have highlighted the parallel with the cards that exist in Cuba (“ration books”), and the manipulation of the database system to benefit only those who support the government and are already registered in previous official databases. The Venezuelan case provides an intriguing scenario that defies the regional region addressed to provide personal cards to undocumented groups. It also provides valuable comparative lessons about the re-emergence of surveillance technology and identity cards in modern authoritarian regimes.


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