scholarly journals THE JURIDICAL ANALYSIS OF DEFAULT ON THE JOINT ACCOUNT SERVICE IN E-COMMERCE TRANSACTIONS

2020 ◽  
Vol 4 (1) ◽  
pp. 314
Author(s):  
Heri Susanto

The research described and analyzed the problems; (1) whether the online transactions through joint account have been suitable with the law in Indonesia; and (2) how the lawprotection of buyer and seller on the online transactions was if Balckpanda jointaccount performed the breach of contract. The research was descriptive-empirical law. The secondary data consisted of primaryand secondary law materials. The collecting data techniques were by interviewing theusers of Blackpanda joint account and by having literature study. Then, the data wereanalyzed in descriptive method. The research results were (1) The online transactions through joint account has fulfilledthe requirements for legally valid contract like acceptance, competency, considerationand legal intent; although based on the law no. 11 of 2008 on Electronic Informationand Transactions, Blackpanda joint account was failed to be safety and reliability ofprogrammable electronic system because it has performed the default like do notforward the money to the seller; (2) The law protection on the online transactionsthrough Blackpanda joint account based on the law no. 8 year 1999 concerningConsumer Protection could not protect the joint account consumers on the transactionsside and juridical guarantee on the use of joint account

2019 ◽  
Vol 7 (1) ◽  
pp. 80
Author(s):  
Bambang Eko Nugroho , ◽  
Munawar Kholil ,

<p>Abstrack<br />This article describes and examines the problem, firstly whether the arrangement of the Rule of Reason <br />approach in enforcement of tender conspiracy can be effectively implemented. This study is a descriptive <br />empirical law study. Types of primary and secondary data. Data completion technique used is interviews, <br />observation, and literature study with interactive qualitative method. The law enforcement of tender <br />conspiracy by using the rule of reason approach so far can be effectively implemented by the Business <br />Competition Supervisory Commission, by making the factor of law and economic condition and procedure <br />of the Commission of Business Competition Supervisor itself. <br />Keywords: Legal Effectiveness; Rule of Reason; KPPU; Tendering Conspiracy</p><p>Abstrak<br />Artikel  ini  mendeskripsikan  dan  mengkaji  permasalahan,  pengaturan  pendekatan  Rule  of  Reason <br />dalam  penegakan  hukum  persekongkolan  tender  dapat  efektif  dilaksanakan.  Penelitian  ini  adalah <br />penelitian  hukum  empiris  bersifat  deksriptif.  Jenis  data  primer  dan  sekunder. Teknik  pengumpulan <br />data yang digunakan adalah wawancara, observasi dan studi kepustakaan, selanjutnya teknis analisis <br />yang digunakan adalah metode kualitatif interaktif. Penegakan hukum persekongkolan tender dengan <br />menggunakan pendekatan rule of reason sejauh ini efektif dilaksanakan oleh Komisi Pengawas Persaingan <br />Usaha, dengan menjadikan faktor keadaan dari segi hukum dan segi ekonomi maupun prosedur teknis <br />dari Komisi Pengawas Persaingan Usaha itu sendiri.<br />Kata Kunci : Efektivitas Hukum; Rule of Reason; KPPU; Persekongkolan Tender</p>


2021 ◽  
Vol 11 (2) ◽  
pp. 55-61
Author(s):  
Adham -

The buy back guarantee agreement in the cooperation agreement aims to protect the bank frombusiness risks in the distribution of machine ownership financing. Buy back guarantee is defined asthe ability of the supplier as a guarantor against the bank, to "buy back" the machine object afterthe debtor is declared in default to the bank. Based on the description, the writer tries to examine theimplementation of the buy back guarantee agreement related to the distribution of machine financing,and legal remedies for the bank applying the contents of the buy back guarantee if there is default onthe debtor. The research method used in this research is normative juridical with analytical descriptivespecifications.The research was carried out through literature study, then looked at the relationshipbetween one law and another and carried out an analysis related to the application of its practice.After getting a description of the research results, the writer analyzes and draws conclusions fromthe research results obtained. Primary data collection is also carried out to support secondary data,which is obtained by documentation and bank interviews related to the machine ownership agreement.The results of the study concluded that the implementation of the buy back guarantee was carriedout in several stages, namely the stage of the debtor's statement of default, the negotiation stage,and the stage of the agreement, the application of the buy back guarantee. Apart from that, the buyback guarantee that applies to PT. BPRS XXX Bekasi, there are two types of definitions: "buy backguarantee" and "help resell" by the supplier. Legal action has never been taken by the bank whenthere is default from the debtor. The bank is more concerned about the good ethics of the supplier tobuy / help sell the machine goods. The suggestions that the writer can give include, banks must applyprudential banking principles more selectively, suppliers do not only pursue sales targets but payattention to the side of the bank so that cooperation remains well established. n addition, research isneeded regarding the perspectives of the bank, supplier and debtor in addressing the problems thatexist in buy back guarantee in more depth and breadth.


2016 ◽  
Vol 5 (9) ◽  
pp. 26
Author(s):  
Edi Budiono ◽  
Idiannor Mahyudin ◽  
Riswandi Bandung

Penelitian  bertujuan untuk mengukur nilai tukar nelayan dan tingkat ekonomi kesejahteraan nelayan di Kabupaten Tanah Laut Provinsi Kalimantan Selatan.  Metode yang digunakan adalah metode deskriptif.  Data yang didapat dengan metode survei,  sedangkan data sekunder  dari instansi pemerintah terkait.  Nilai tukar nelayan yang diukur selama bulan nopember 2012 – pebruari 2013.  Penelitian menggunakan formula Indeks Laspeyres yang dikembangkan dan pengujian dengan teori ekonomi kesejahteraan.Perhitungan nilai tukar nelayan dalam  penelitian didapatkan enam  formula, yaitu (1) NTN-pemilik  (2) NTN-perseorangan  (3) NTN-juragan (4) NTN-ABK terampil (5) NTN- ABK biasa  dan (6) NTN-tradisional.  Hasil penelitian memperlihatkan NTN Kabupaten Tanah Laut berada diatas seratus dan INTN berada diatas satu.  Sedangkan tingkat ekonomi kesejahteraan nelayan mengalami kenaikan.Purpose of the research was to measure trade turn and economic welfare of  fisherman living  in the Sea Land Regency  South Borneo Province.  The research use descriptive method in valving that primary data were obtained by survey and secondary data oven collected from relevant government agencies.  Exchange rate index of thratmen was measured during 4 months (November 2012 – February 2013).  Index formulation was developed Laspeyres the economic welfare of the fisherman.Analysis of fisherman trade term found 6 formulation, in cloding (1) NTN-owner (2) NTN-individual (3)-NTN squire (4) NTN-skilled crew (5) NTN-ordinary crew and (6) NTN-traditional. Research results showed that NTN for Tanah Laut district was above 100  and INTN was above 1.  Eventhough economic welfare of fisherman was increase.


Author(s):  
Wahyuni Safitri ◽  
Wafda Vivid Izziyana

Legal protection for consumers in an electronic commerce transaction in Indonesia is crucial for the development of the society’s economy. The aim of this research is to know how is the legal protection for online transaction users is in Indonesia. The method of study is the juridicial-normative method. The data collection is done through literature study. The research results show that the legal protection in the Electronic Transaction Agreement in Indonesia is regulated in Articles 47 and 48 of the Governmental Decree, No. 82 of 2012 regarding the Establishment of the Electronic System and Transaction. Legal protection for the society is written in Article 46 of the Constitution No. 11 of 2008 regarding Electronic Information and Transaction and Article 62 of the Constitution No. 8 of 1999 regarding Consumer Protection. Legal protection towards consumers in electronic transaction in Indonesia is regulated strictly both in the aspects of criminal and civil laws. Keywords: law; online transaction; consumer protection.


2020 ◽  
Vol 10 ◽  
pp. 249-253
Author(s):  
Siti Mahmudah ◽  
◽  
Etty Susilowati ◽  
Yunanto, Amiek Soemarmi ◽  
Siti Malikhatun Badriyah ◽  
...  

The problem of this study is that small-scale capture fisheries business in Indonesia still faces a classic problem, namely limited sources of capital to develop the business, so a strategy is needed to overcome this problem, including working with other parties as partners in running the business. This study aims to investigate the legality of the capture fisheries business in Indonesia, and the limited partnership (Commanditaire Vennootschap/CV) as an alternative form of capture fisheries business in Indonesia. This study uses a normative juridical research method with a statutory approach and a conceptual approach, the legal data used is secondary data in the form of primary legal materials, namely the Law on Capture Fisheries and the Law on CV, and secondary legal material in the form of literature related to the research problem. The data and legal materials were collected through a literature study and analyzed descriptively and analytically. The results of the study concluded that in carrying out fishery business activities, the entrepreneurs can use CV as an alternative form of small-scale capture fisheries business that allows overcoming the problem of limited capital faced by small-scale capture fisheries entrepreneurs in Indonesia. The study concludes that with the formation of CV, there will be two partners in small-scale capture fisheries business, namely complementary allies as the party who manages what is done by fishermen and limited allies are parties who include capital in small-scale capture fisheries businesses.


2019 ◽  
Vol 7 (1) ◽  
Author(s):  
Suryanto Suryanto ◽  
Ratna Meisa Dai ◽  
Evi Nursetyani

This study aims to determine murabahah financing problem and how to handle it. The method used in this research using the descriptive method with the qualitative approach. Primary data sources were obtained using interviews and field observations. Secondary data were obtained through literature study related to murabahah problem and documentation study. The result of research indicates that murabahah financing in BPRS always related to wakalah contract. Wakalah is a contract between two parties in which one party submits, delegates, represents an affair to another party and the other undertakes the mandate at the request of the representative party. The cause of murabahah financing is problematic due to several factors, namely external and internal factors of the bank. External factors of the bank that comes from customers such as: losing in business competition, the business is run relatively new, side stream use of funds, the death of the key person, divorce key person, sick family members, and the character of customers who are not good. While the internal factors due to errors in conducting the analysis and weak aspects of supervision and monitoring. Handling of non-performing financing is done through collection activities, rescue activities (revitalization), settlement of guarantee activities and write off. Billing activities are done by contacting or visiting customers intensively, giving warning letters. Rescue of troubled financing is done by revitalizing rescheduling and restructuring. While write-off is a write-off of financing that is congested from on-balance sheets and recorded on the off-balance sheet. Keywords: murabahah, problem financing, sharia bank


2020 ◽  
Vol 7 (1) ◽  
pp. 136
Author(s):  
Galih Haidar ◽  
Nurliana Cipta Apsari

ABSTRAKMasa remaja adalah masa pencarian jati diri dan masa rasa ingin tahu yang tinggi salah satunya terhadap hal yang berkaitan dengan seksualitas. Kemajuan teknologi saat ini,membuat mereka mudah untuk mengakses dan menonton konten pornografi sehingga menjadi candu. Oleh karenanya dilakukan penelitian ini dengan menggunakan studi literatur. Studi literatur yaitu penelitian data sekunder yang dilakukan dengan diawali mencari kajian kepustakaan dari berbagai literatur seperti buku, jurnal ilmiah,  artikel, ataupun hasil penelitian sejenis yang telah dipublikasikan berkaitan dengan tema pornografi pada kalangan remaja.Tujuan penulisan ini adalah untuk mengetahui faktor dan dampak kecanduan pornografi.Hasil dari penulisan ini bahwa remaja yang kecanduan pornografi memiliki hambatan dalam kognisi dan kehidupan sosialnya. ABSTRACTAdolescence is a period of self-identity seeking and curiosity, one of which is in connection with the terms of sexuality. Current technological advances, had ease the access and watch pornographic thus becoming addictive. Therefore this research is conducted using the literature studies. Literature study is secondary data research which is conducted by firstly search for literatures from various products such as books, scientific journals, articles, or similar research results that have been published in pornography among adolescents. The purpose of this writing is to determine the factors and effects of pornography addiction. this is that teenagers who are addicted to pornography have obstacles in their cognition and social life.


2021 ◽  
Vol 9 (1) ◽  
pp. 41-50
Author(s):  
Ririn Miptha Nuryana ◽  
Decky Hendarsyah

The awareness of taxpayers in paying taxes is very necessary because development in Indonesia requires very large funds, one source of government funds is revenue from the taxation sector so that state revenue can be met and development can continue. This study aims to complement the shortcomings of existing studies and to analyze the effect of the accounting information system (AIS) on tax overpayment (TOP) at the regional financial and asset management agency (RFAMA) of Bengkalis Regency. This study uses a quantitative descriptive method with primary and secondary data sources. The total population at the office of the RFAMA of Bengkalis Regency was 260 people. The sampling technique used purposive sampling, to obtain a sample of 30 people. Data collection techniques using questionnaires, interviews, documentation and literature study. Data analysis using are simple linear regression method, hypothesis testing and coefficient of determination. The results of this study indicate that the AIS have a significant effect on TOP at the RFAMA of Bengkalis Regency. This study can contribute to the office of the RFAMA of Bengkalis Regency in implementing an AIS and minimizing the occurrence of TOP.


2021 ◽  
Vol 13 (2) ◽  
pp. 97
Author(s):  
ARIF FUDIN ◽  
RISTIANA DYAH PURWANDARI

This study aims to determine the benefits of using e-book teaching materials as an alternative to improve conceptual understanding of science for Elementary School students. Students who have an understanding will be able to explain again the lessons they have learned based on their understanding so that learning will be meaningful. The method in this research is the literature study method. The type of this data is secondary data. The method in this research is literature study method. The data obtained were collected, analyzed, and concluded to get conclusions about the literature study. Based on the research results, literature studies from several research results and journal articles show that the benefit of e-book can improve conceptual understanding of science for Elementary School students.


2020 ◽  
Vol 9 (4) ◽  
pp. 1
Author(s):  
Vhellani Harza Dena ◽  
Darmawati Darmawati

This study aims to describe and analyze the meaning of Kain dance in marriage ceremony at Pauh V, Pauah district, Padang city. This is a qualitative research using a descriptive method. The object of this research was Kain dance in Pauh V community, Pauh district, Padang city. The data used in this study were primary and secondary data. The main instrument was the researcher itself and was assisted by supporting instruments such as writing instruments, cameras, and cellphones. The data were collected through literature study, observation, interview, and documentation. The data analysis was conducted by reducing the data, displaying the data, and making conclusions. The results show that Kain dance is a traditional dance which is a manifestation of the values of Pauh V community in a marriage ceremony. The instructions are given by niniak mamak (headmen) and bako (fathers’ family) as people who are responsible. This is depicted in a dance by dancers who invite the bride and groom to dance as a form of learning.Kain dance depicts a man who is married and is recognized as an adult who must have dexterity, strength, and vigilance in facing challenges in life's journey. This dance is performed in a marriage ceremony during the malakek an gala (giving a title). However, over the time, Kain dance may be performedat religious events in Pauh V Community, Pauh District.Keywords : meaning, cloth dance, wedding ceremony


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