scholarly journals The Effectiveness of PNPM-SPP Program on Society Welfare: Islamic Economic Perspective

2019 ◽  
Vol 17 (1) ◽  
pp. 77
Author(s):  
Tesa Mellina ◽  
Mohammad Ghozali

Economic activities in rural areas are still dominated by micro business sectors. The majority of business agents are women who are always constrained by capital in economic activities. Though capital is one of the most important elements in moving the economy in a rural area. Limited capital can prevent creativity in business development. Looking at the facts, people should be able to get capital easily. Program Nasional Pemberdayaan Masyarakat is a national integrated poverty reduction program and is a community empowerment program launched by the government. PNPM in one of its programs facilitates the community in Obtaining additional capital by providing a capital loan for women who have a business, namely Simpan Pinjam Perempuan (SPP) program. This study aims to determine the effectiveness of Simpan Pinjam Perempuan (SPP) program and the Islamic economic perspective of the SPP program in an effort to prosper the Cantuk Banyuwangi community. The variables used to measure the effectiveness of the SPP program are the variables of achieving goals, integration, real change, and satisfaction. Program effectiveness is the dependent variable. The study was conducted on 80 SPP lenders. The selection of respondents was by Sampling Cluster method. As for the data processing, the data was done by quantitative statistical analysis method and used a qualitative descriptive method for analyzing qualitative analysis data. Based on the research, the results showed that the effectiveness of the SPP program in Cantuk Banyuwangi Village was very effective with a percentage of 93.3%.

Author(s):  
Fang Cheng ◽  
Haisen Zhang ◽  
Nobeji S. Boniphace

Off-farm employment in rural areas can be a major contributor to rural poverty reduction and decent rural employment. While women are highly active in the agricultural sector, they are less active than men in off-farm employment. This study analyzes the determinants of participation in off-farm employment of women in rural Uganda. The study is based on a field survey conducted in nine districts with the sample size of 1200 individual females. A two-stage Hechman’s sample selection model was applied to capture women’s decision to participate and the level of participation in non-farm economic activities. Summary statistics of the survey data from rural Uganda shows that: i) poverty and non-farm employment has a strong correlation, implying the importance of non-farm employment as a means for poverty reduction; and ii) there is a large gender gap to access non-farm employment, but the gender gap has been significantly reduced from group of older age to younger generation. The econometric results finds that the following factors have a significant influence on women’s participation in off-farm employment: education level of both the individual and household head (positive in both stages); women’s age (negative in both stages); female-headed household (negative in first stage); household head of polygamous marriage (negative in both stages); distance from major town (negative in the first stage); household size (positive in the second stage); dependency ratio (negative in the second stage); access to and use of government extension services (positive in the first stage); access to and use of an agricultural loan (negative in the second stage); and various district dummies variables. The implications of these findings suggest that those policies aimed at enhancing the identified determinants of women off-farm employment can promote income-generating opportunities for women groups in comparable contexts. In order to capitalize on these positive linkages, policies should be designed to improve skills and knowledge by providing education opportunities and increasing access to employment training, assistance services and loans for non-farm activities and by targeting women in female-headed, large and distant households. The government should increase investments in public infrastructure and services, such as roads, telecommunications and emergency support.


2016 ◽  
Vol 8 (2) ◽  
Author(s):  
Agung Eko Purwana

In economic activities, the government has a very important role in allocating and distributing economic resources for the greatest prosperity of its people. In addition, the government also has a role as a tool for economic stabilization. But, these roles of government is not functionless properly. One of the reasons is the corrupt practices of bureaucracy.The scholars do a lot of studies about how to make the bureaucracy work unimpeded by corrupt practices. The same study is done by Muslim scholars and economists. They offer new alternatives based on Islamic law and Shari’ah. Shari’ah demanded to its adherents to act professionally in the process displaying neatness, correctness, order, and regularity. From this point of view, the paper would examine how Islamic economic perspective has a study on the duties of a government, especially in carrying out its functions, namely: allocation, distribution, and stabilization.


2021 ◽  
Vol 40 (1) ◽  
Author(s):  
Chairul Iksan Burhanuddin ◽  
Muslimin H. Kara ◽  
Mukhtar Lutfi ◽  
Syaharuddin Syaharuddin

The Muamalah market and the use of dinars and dirhams in the community are not merely tools for buying and selling activities. However, it contains a noble goal, namely, to provide benefits to humans, especially in buying and selling activities. The phenomenon of the muamalah market seems to be the answer to concerns about the existence and monopoly activities of conventional markets (eg malls and supermarkets). The results of this study (qualitative) reveal: first, the muamalah market has been disrupted due to the inability to compete with the conventional market presence and the delay in responding to the conventional market presence, especially from the aspect of using technology. Second, the muamalah market does not yet have a fixed place. Third, the use of dinars and dirhams during their implementation does not yet have legality in their use. Fourth, the government still has not looked at the muamalah market to make an economic contribution to the country. The implication of this research is the urgency of the presence of the muamalah market and the use of dinars and dirhams. The use of technology will provide muamalah market opportunities and the use of dinars and dirhams so that they can be useful for the community. So that this can be the answer to economic problems in the community and even for the country.


2021 ◽  
Vol 6 ◽  
Author(s):  
Andi Aslinda ◽  
Henni Zainal ◽  
Muhammad Luthfi Siraj

Poverty is still an urgent agenda that needs to be addressed by the Government in Gowa Regency, especially the poor, to empower the people in Bujjulu area. The purpose of the study was to analyze poverty reduction by community empowerment through integrated coconut products in Bujjulu District, Gowa Regency. The research method used is a qualitative approach. The data collection techniques used are observation methods, interview methods, and documentation methods. The data analysis technique in this study used are data condensation, data display (data presentation), conclusion drawing/verification The result of the research is that Bujjulu Village, Gowa Regency is mostly carried out with the principle of learning by doing so that this integrated coconut program can be expected to produce an increase in family income in particular. The implementation of this training focused on making flower pots from coconut fiber, making charcoal and briquettes as alternative fuels as a substitute for oil and gas which are currently difficult to obtain, making nata de coco, and transforming the coconut into copra.


2021 ◽  
pp. 65-80
Author(s):  
Novita Briliani Saragi

To stimulate rural development and reduce poverty in rural areas, The Government of Indonesia enacted the policy of Village Fund in 2014. However, a few studies have been conducted to examine this program. This study describes how poverty alleviation goes following Village Fund Program in Indonesia between 2015-2019. The poverty reduction was represented by holistic data, including insufficient and village status improvement through the Village Development Index (VDI). The analysis is conducted using a descriptive method by dividing the areas into six regions, Sumatera, Java & Bali, Kalimantan, Sulawesi, Maluku & NT, and Papua. The result showed that over five years, the village fund dramatically increases. Moreover, this growth is along with the slight decline the poverty. The researchers found that the decreasing number of poverty from 2015 to 2019 is about 15%. The VDI status for districts/municipalities shows that the status improved from underdeveloped villages in 2015 to developing villages in 2019. Java is the region that contributed to making the status improved either to be developing, developed, or independent. At the same time, it is the Papua region known as the region consisting of most of the least underdeveloped villages. Since the goal of this policy in poverty reduction still works slowly, it needs a lot of effort from many levels of government, from the village, regional, and national officials, to work together cooperatively.


2017 ◽  
Vol 6 (2) ◽  
pp. 103
Author(s):  
Salim Ashar

Koperasi Pesantren Or abbreviated to Kopontren BIR ALY is one means learning for Robithotul Ulum boarding school students in order to foster an entrepreneurial spirit that is reliable in order to face the future life after they graduate from the school. As well as to foster independent spirit of entrepreneurship. In addition to being a place for moral development of students piety and learning Islamic sciences, pesantren should need also diversified specialty and featured scientific or practical expertise specific to diversify. That is, each boarding schools need to make the benefits (plus) certain that distinguish schools with each other pesantren, for example by increasing excellence in science expertise such as excellence expertise in the study of hadith, or discipline specific religion, or it could be in the form of practical skills other for example language skills, agricultural skills and other practical skills. The purpose of this study was to describe the role and functions of the Cooperative Pesantren Bir Aly As a Means Economic Empowerment in Robithotul Ulum Islamic Boarding Jatirejo Mojokerto. This study took place in the village of Jatirejo kec Jatirejo mojokerto kab. Jatirejo area known as agricultural areas, as well as many emerging companies and rock miners, many pesantren stand, a region still dominated rural areas. Economic development practices in boarding schools in order to sharpen practical skills for students, still need support from other parties to support, either from the government, private sector and society in general. Comparison between Turus and Pesantren Pesantren Baitul Hamdi in this case study is not intended as an effort to show which one is better, but rather as an attempt to describe variations in economic enterprise started piloted in boarding schools. Each has advantages and disadvantages that can be used as an ingredient to learn from each other. From this research, we can conclude several steps that can be done in the development of the economy in order to empower schools. Among the local authorities and the schools need to do (1) joint identification of potential schools and regional problems. Identification is required so that it develops economic activities in accordance with the carrying capacity of the environment; (2) establishing economic commodity that fits in a religious boarding school in accordance with the needs of the market that can be used to improve the common welfare; (3) develop a joint program that is based on empowerment schools, may be useful.


At-Taqaddum ◽  
2019 ◽  
Vol 11 (1) ◽  
pp. 28
Author(s):  
Muyassarah Muyassarah

<p><em>The purpose of this research is to know the potential and self satisfaction womans in empowerment of creative economy with science and tecnologi and self satisfaction of Islamic economic perspective in fisherman of Kragan village. Rembang. Interview approach, documentation, observation and literature searching are use in order to collect data. Analyzing the researchers to be scientific then by reflective thinking by pacing between the method of deduction and induction. The results of this study is to know the various potensis  business that is very varied or creative by the womans of fishermen village Kragan Kab. Rembang. In addition to knowing self-satisfaction means the womans of fishermen in carrying out their creative economic activities in addition to beneficial for himself also useful for his family. Potential women fishermen need local government support to develop the creative potential of women fishermen, for example by using village funds budgeted by the central government. This potential can produce various kinds of creative processed fish such as crispy with various flavors, fish chips with various types of fish and crackers. Satisfaction experienced by the womans of fishermen is the sustenance and enjoyment given by Allah SWT who need to be grateful.</em></p><p>==============================================</p><p><span>Tujuan penulisan ini untuk mengetahui potensi perempuan dalam mengembangkan<span>  </span>pemberdayaan ekonomi kreatif<span>   </span>dan upaya pendekatannya sudah<span>  </span>bersifat modern ataukah masih manual atau tradisional. Pemberdayaan ekonomi dan self satisfaction yang dilihat dari kaca mata Islam di pesisir<span>  </span>nelayan desa Kragan kab. Rembang menghasilkan kemanfaatan atau kemaslahatan baik diri sendiri maupun maslahatan untuk masyarakat yang lebih luas. Metode penulisan ini menggunakan<span>  </span>cara wawancara, dokumentasi, observasi dan penelusuruan literatur kepustakaan digunakan dalam rangka untuk mengumpulkan data. Penganalisaan yang dilakukan peneliti agar ilmiah maka dengan kritis dan kreatif dilakukan mondar-mandir antara metode yang melalui kesimpulan yang logis dan dengan metode pengumpulan data kemudian dievaluasi untuk menyimpulkan. Penelitian ini mengetahui berbagai potensi bisnis bervariasi atau kreatif perempuan nelayan desa Kragan kab. Rembang. Self satisfaction nelayan dalam aktifitas ekonomi bermanfaat bagi dirinya juga bermanfaat bagi keluarganya. Potensi perempuan nelayan perlu dukungan pemerintah setempat guna mengembangkan<span>  </span>potensi kreatifitasnya perempuan nelayan, misalnya dengan pemanfaatan dana desa yang dianggarkan pemerintah pusat.<span>   </span>Kepuasan yang dialami perempuan-perempuan nelayan merupakan rezeki dan<span>  </span>kenikmatan yang diberikan Allah swt perlu disukuri<span>  </span>sebagai kwajiban perempuan untuk membantu suaminya<span>  </span>merupakan kwajiban istri<span>  </span>bukan merupakan beban.</span></p>


2019 ◽  
Vol 4 (2) ◽  
pp. 49-56
Author(s):  
Hendrawan Toni Taruno

Poverty is a complex and multidimensional issue. Over the past four decades, the number of poor in Indonesia has experienced a significant decline, from 40.10 percent in 1976 to 9.82 percent in March 2018. Nevertheless, the disparity of poverty rates between provinces is still quite high. The poverty rate in several provinces in Java Island, for example, is already at the single-digit level, while in Eastern Indonesia, is still more than double-digit level. As it is known, public spending and economic growth are two crucial instruments on poverty reduction programs. This study aims to investigate the role of economic growth and public spending, particularly education, health, and social protection on poverty reduction in Indonesia. By using panel data from 31 provinces during 2009-2018 period, this study used two regression models to analyze the effects of these two variables on poverty reduction, both in urban and rural areas. This study shows that public spending on health and education sectors has a slightly different effect on poverty reduction between urban and rural areas. Convincingly, spending allocation on health and education has had a significant effect to reduce poverty rate in rural areas, while the decline of poverty rates in urban is likely more influenced by spending on health. This study also shows that over the past ten years, economic growth and social protection spending did not have a significant effect on reducing poverty rates. Therefore, in order to reduce poverty more effectively, it would be better for the government to focus its poverty reduction programs on investment in health and education sectors.


2020 ◽  
Vol 10 (2) ◽  
pp. 39
Author(s):  
Ebrima K. Ceesay ◽  
Hafeez O. Oladejo ◽  
Prince Abokye ◽  
Ogechi N. Ugbor

Linkages between Climate Change, Economic Growth and Poverty Reduction have become increasingly popular in local and international communities. This is due to the fact that we are currently facing pressing issues about climate change and poverty reduction effects in our planet. In this paper an empirical testing of the effects of Climate Change, Economic Growth and Poverty Reduction was carried out. Panel estimation methods of fixed effect, random effect, and panel unit root test-fisher type with trend and constant were applied. From the results, shows that economic growth has a negative and highly significant effect on the growth of poverty in the selected West African countries. Using growth rate of economics as dependent variable, the result shows that growth of poverty is highly significant. The population living in rural areas is significant with growth of poverty and highly significant with growth of food security. The policy recommendation is that the government of the west African countries should put in place strategies to reduce poverty, climate change effects on economics growth by following measures; to have strong institution and avoidance of corruption.Such strategies contain to counter climate change effects and increase the resilience of the economy, society and country in general.


2019 ◽  
Vol 9 (2) ◽  
pp. 152-161
Author(s):  
Nuryanti Mustari ◽  
Lukman Hakim ◽  
Erni Erni ◽  
Maharanny Puspaningrum

This article analyze about policy influence of Family Hope Program toward reduce the poverty in Bontolebang Village, North Galesong Subdistrict. The methodology of this research is mix methods that combine quantitative and qualitative approach with questionnaire and interview instrument. The determination of sample in this research uses probability sampling techniques, the category of sample is beneficiary participant of the Family Hope Program but because the spectrum of population is too large so it just takes 80 people and 3 informants. Data collection technique are observation, questionnaire, interview, and documentation. Data analysis technique use regression analysis. Data validity technique are validity and reability testing. The result of this research indicate that policy influence of Family Hope Program in Bontolebang Village, North Galesong Subdistrict went very well. This is based on the average score obtained from statement item amounts 266,9 or 83,41% which indicate that implementation of Family Hope Program occupies on the very good category. Afterwards, this research indicate that policy of Family Hope Program has positive and significant effect on poverty reduction amounts 62,7% and the rest amounts 37,3% caused by other programs from the government.


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