scholarly journals Metode Penentuan Akad pada Transaksi Uang Elektronik

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Sofwan Hadikusuma

This paper is intended to explain the methods used by experts in determining the contracts used in electronic money transactions. The focus of this paper is not only on contract determination, but how a contract is embedded in electronic money transactions. This research is a qualitative research wich uses descriptive-analytic method. Data obtained from secondary sources such as books, journals, websites, and relevant documentation. The results showed that in principle, there are two methods in determining the contract in a muamalah transaction. The first method uses the editorial approach (words) which focuses on the contract words, and the second uses the substance (meaning) approach which considers the contract based on the aims and objectives of the contract as seen from the form of the agreement as well as the rights and obligations obtained by each party. Regarding the topic of discussion, it can be concluded that the determination of the contract in electronic money transactions uses a meaningful approach. That because the consideration used in determining the electronic money contract is based on the form of the transaction that occurs between the parties, not just the existing words.

Liquidity ◽  
2017 ◽  
Vol 6 (2) ◽  
pp. 103-109
Author(s):  
Yuri Nanda Larasati ◽  
Jafril Khalil

Regulation of the financial services authority (OJK) No. 31/POJK.05/2016 on Venture had arranged that the financial services agency on the basis of the law of pledge is in coaching and supervision OJK. Yet the existence of laws – invitation to Governing Enterprise pawn shops causing business activities conducted by the above parties are not yet regulated. The condition is feared could cause harm to the consumer society. The purpose of this research is to know the procedures, mechanisms, protection of goods and guarantee the consumer on an informal pledge financing, methods of determination of the cost of maintenance of the goods and the goods of the execution mechanism of the pledge as well as protection for the collateral items are viewed from the side of the consumer by looking at laws-invitations and Sharia. To find out whether the pledge have gotten permission from OJK. This research uses qualitative research methods with the study of library research, field data and simulations. The approach used in this study is the empirical juridical approach. Elaboration upon the results is discussed further in this article.


Author(s):  
Riyadhotul Mahmudah ◽  
Alfi Laila ◽  
Novi Nitya Santi

This article aims to describe: the implementation of the SQ3R model to the ability to examine the characters contained in fiction texts in grade IV students of SDN Ganung Kidul 1 Nganjuk in the 2019/2020 Academic Year. This article is an descriptive qualitative research carried out through five stages, namely: (1) data collection; (2) determination of the sample; (3) recording data; (4) reduction; and (5) drawing conclusions. Data sources in this article are journals and books relating to the learning of the SQ3R model on learning to examine the characters contained in fiction texts. These data provide an overview of the application of the SQ3R model on the ability to examine the characters contained in fictional texts. Furthermore, the object of the research is the learning model SQ3R with a subject of 22 students. The conclusion of the article shows that: this SQ3R model is very good to be applied to the basic competencies of Indonesian language class IV semester II, namely the ability to examine the characters contained in fiction texts.


2020 ◽  
Vol 14 (01) ◽  
pp. 13-22
Author(s):  
Sri Wahyuni

The purpose of this research is to study and to analyze the pattern of tourist destinations to determine the excellence of attractions in each district in the Special Region of Yogyakarta, as a tourist attraction. This research uses qualitative research methods with sampling techniques using positive sampling. Data sources used are informants, tourist attractions, and documents. Determination of the advantages of a tourist attraction in a regency and even in the Special Region of Yogyakarta aims to increase the selling power or visitors of a tourist attraction and become an icon or mascot in the regency or region in Yogyakarta Special Region. From the results of the discussion, it was concluded that the most preeminent in the Yogyakarta Special Region was Tourism, Beach and Temple Villages. Keywords: Tourist Patterns, Tourist Attraction, Tourist Asset, Potential Resources


2018 ◽  
Vol 40 ◽  
pp. 01005
Author(s):  
R. Neilands

Latvia from 2008 till 2013 experienced serious financial crisis. The results of the crisis were significant financial loss in banking area, plenty of foreclosures, plenty of corporate and private bankruptcy processes. One of issues Latvia faced in the foreclosure proceedings was the reaction of debtors – some of them used all possible means (including illegal) to obstruct foreclosure. One of such means is a conclusion of fictitious employmentcontracts on the mortgaged real estate maintenance and later obtaining a court judgment on a wage recovery. The aim of the paper is to research how fictitious employmentcontracts are used and to propose a solution for the fictitious labour agreements issue. Methods of qualitative research were employed in the paper – comparative method, analytic method, inductive method, and deductive method.


2020 ◽  
Vol 4 (1) ◽  
pp. 1-10
Author(s):  
Adin Ariyanti Dewi ◽  
Umi Dayati ◽  
Ach Rasyad

AbstrakPewarisan budaya menjadi langkah kecil untuk dapat terus melestarikan budaya di suatu daerah. Namun, perkembangan teknologi terkadang mampu menggeser upaya pewarisan budaya tersebut. Penelitian ini bertujuan untuk mendeskripsikan proses pewarisan budaya keterampilan dalam pembuatan kerajinan marmer melalui kegiatan “manjing”. Penelitian ini menggunakan metode penelitian kualitatif melalui studi fenomenologi. Pengumpulan data dilakukan melalui teknik observasi, wawancara, dan dokumentasi. Analisis data dilakukan dengan menggunakan tiga tahap yakni (1) reduksi data, (2) display data, dan (3) penarikan kesimpulan. Penentuan keabsahan data dengan menggunakan teknik perpanjangan waktu penelitian dan triangulasi. Hasil penelitian menunjukkan bahwa kegiatan manjing dilakukan secara rutin. Proses pewarisan dilakukan oleh pengrajin marmer junior mulai dari upaya mengamati, menirukan, dan mempraktekkan hal-hal apa saja yang dilakukan oleh pengrajin marmer senior. Proses pewarisan budaya difokuskan pada kreativitas pembuatan kerajinan marmer. Upaya ini terdapat unsur pembelajaran di dalamnya, dalam konsep pendidikan kemudian proses ini termasuk dalam ranah pendidikan informal.AbstractCultural inheritance is a small step to be able to continue to preserve culture in an area. However, technological developments are sometimes able to shift the effort of cultural inheritance. This study aims to describe the process of cultural inheritance of skills in making marble crafts through "manjing" activities. This research uses qualitative research methods through phenomenology studies. Data collection is done through observation, interview, and documentation techniques. Data analysis was performed using three stages namely (1) data reduction, (2) data display, and (3) conclusion drawing. Determination of the validity of the data by using research time extension and triangulation techniques. The results showed that the Manjing activities were carried out routinely. The process of inheritance is carried out by junior marble craftsmen from the effort of observing, imitating, and practicing what things are done by senior marble craftsmen. The process of cultural inheritance is focused on the creativity of making marble handicrafts. This effort has an element of learning in it, in the concept of education then this process is included in the realm of informal education.


2018 ◽  
Vol 3 (1) ◽  
Author(s):  
Indra Kurniawan ◽  
Rahman Abdillah

<em>Problem-solving skill requires the ability to think creatively in exploring various alternatives or solutions. Someone’s ability to think has different levels depending on works he produces. Therefore, it is necessary to carry out an analysis of the determination of student’s creativity level by employing a fuzzy mamdani method. The aim of this research is to know the process of determining the student’s creativity level by using a fuzzy mamdani method. The research applies a survey method with a qualitative research model in which the data are collected by observation, interview and literature review techniques</em>


2019 ◽  
Vol 4 (1) ◽  
pp. 74
Author(s):  
Delfi Suganda ◽  
Teguh Murtazam

Aceh Province is a special area. Acts No. 11 of 2006 concerning theGovernment of Aceh provides freedom in terms of managing the government,especially regarding the implementation of Islamic law in Aceh. Islamic Shari’a isnot only understood as a rule that regulates education, but also about regulation ingovernment management in Aceh. One part of the government is about compilingregional spending in Aceh. This research is focused on budgeting which will becontextualized with Acehnese values, namely the local value of implementingIslamic law in Aceh. Priority indicators for a budget arrangement so that theyfulfill the requirements as ideal budgets according to Islam (Islamic budget ideal).In terms of substance, this research is classified into qualitative research, whichfocuses on the depth and sharpness of the study. So if more quantitative researchis on a broad, broad framework, the qualitative study is digging, swooping, anddeep. Islamic budgeting is a value that in this context wants to be included in thebudget in South Aceh. Based on the results of the study it was found that in terms ofthe determination of post-expenditure it is possible to include the values of IslamicShari’a. In this case the post expenditure is based on maqasid as-Syari’iyah. Interms of revenue, only zakat, shadaqah, and infaq are possible to be contextualized.As for ‘usyr, rikaz, etc., it is not possible because regional revenues from the fiscalside are regulated so rigid in state regulations  


Owner ◽  
2020 ◽  
Vol 4 (1) ◽  
pp. 38
Author(s):  
Pungky Rahmawanti ◽  
Endang Masitoh ◽  
Anita Wijayanti

This study aims to find out how the application of internal control over inventory of goods at PT Mica Jaya Pratama Solo. This research is a qualitative research that is by conducting both structured and unstructured interviews to determine the internal control carried out by the company. In this study the variables are the principles of internal control such as adequate separation of duties (organizational structure), determination of adequate responsibilities (system of authority), design and use of documents and adequate records (healthy practices), physical control of assets and records adequate (healthy practice), independently verify performance (HR). The result of this study is that the inventory control system at PT. Mica Jaya Pratama is in accordance with the SOP, but in an adequate separation of duties there is no division between the purchasing division and the finance division.


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