scholarly journals Analysis Produk Keuangan Syariah Sukuk

2021 ◽  
Vol 1 (2) ◽  
pp. 120-137
Author(s):  
Trimulato Trimulato

The development of the financial industry continues increase people are increasingly interested in using Islamic financial products. The products offered are increasingly varied to meet the needs of the community. In addition to providing benefits, Islamic financial products can contribute widely to the development of the country, in this case, the Sukuk product. Legally, Sukuk or Islamic bonds, get the law first, when compared to Islamic banks. Sukuk has law number 19 of 2008 concerning State Sharia Securities (SBSN). The Sukuk instrument continues to grow and can provide benefits for investors and benefits for the country's development. The purpose of this study is to determine the development of state Sukuk products, and analysis of Islamic financial products. The method used is qualitative, with a literature study approach. The data sources used are secondary data, data that has been presented by certain institutions and then processed, and from other sources deemed relevant to the theme. The data collection technique used is literature study from several sources, both from books, journals, and others. The analytical technique used is descriptive qualitative, describes the development of Sukuk products in 2020 to 2021, and describes the analysis of the Sukuk ijarah products. The results of this study indicate that there are developments in state Sukuk in the 2019 to 2020 period, PBS Auction Sukuk, PBS Private Placement Sukuk, SNI, SPN-S, Rite Sukuk (SR), and Savings Sukuk (ST) grew by 40.80 percent. Auction PBS Sukuk grew by 39.59, PBS Private Placement Sukuk grew by 214.39%, SR grew by 72.93%, SNI Sukuk by 26.86 percent. Meanwhile, SNI Sukuk decreased by -30.01% and ST decreased by -35.76 percent. Analysis of Islamic sharia financial products, especially with the ijarah scheme. There is a sale and purchase transaction is considered engineered, then the resale of assets from the investor to the issuer such as a sale and purchase transaction is prohibited. Buying and selling of Sukuk assets which are then leased back and have a time limit and conditions on the object of sale and purchase, making the seller not have control over the asset. Then the sale and purchase can become a sale and purchase without the obligation to resell the product that has been purchased if the owner of the goods can return the money for the goods he sells.

2020 ◽  
Vol 2 (2) ◽  
pp. 15-28
Author(s):  
Asep Dadang

This article discusses the objectives and concepts of shari'ah investment. Based on the release of the OJK Investment Alen Task Force, during 2019 there were 444 entities that were terminated for carrying out business activities that were allegedly carried out without permission from the competent authorit y and potentially detrimental to the communit y. Sharia investment is an investment based on sharia principles, both investment in the real sector and financial sector, investment cannot be separated from sharia principles. This research is qualitative with  a  literature study approach with data sources, namely secondary data from previous research and other reference data sources. lnrestment  is an investment activity in the hope that you will get a profit in the future. Islam teaches people to strive for a better life in the world and the hereafter. Having a good life in this world and  in  the hereafter that can guarantee  the  achievement  of  physical  and mental welfare (falah). The purpose  of  investing,  among  others, is to obtain maximum profits, guarantee future, protect  profits, obtain passive income, realize the desire to achieve the afterlife goals. Someone  who  will  make  an  investment  should  pay attention to the conditions that are  prohibited  and  that  are allowed in investing so that it benefits him for the world and the hereafter. With the concept that all propeny and all means of production are essentially God's absolute, whereas humans are only limited to getting the mandate to manage it to be useful in life. Keywords : Objectives, Concepts, Sharia Investment, Speculation


2020 ◽  
Vol 1 (2) ◽  
Author(s):  
Tuti Alawiyah ◽  
Nofal Liata

This study aims to explore the consumptive behaviour of people in a modern shopping centre, namely the Mall. Today the Mall is not just a shopping centre or just a place of prestige for some people. Mall at this time has formed a behaviour that reinforces individualism and consumer behaviour without realizing it. This reality is a consequence of an urban society that influenced by capitalist forces in shaping people's behaviour for profit.  In this article, the author uses a literature study approach with primary data sources in the form of theoretical literacy related to consumer behaviour and secondary data from electronic media about Mall development. The pattern of consumptive behaviour in the Mall shopping centre which has been considered reasonable keeps the community in the grip of the capitalist. Make society more individualistic and consumptive behaviour. Studi ini bertujuan mengkaji tentang perilaku konsumtif masyarakat di tempat pembelanjaan modern yaitu Mall. Saat ini Mall tidak hanya menjadi pusat berbelanja semata, ataupun hanya sebagai tempat prestise bagi sebagian masyarakat. Mall pada masa sekarang ini telah membentuk suatu perilaku yang mempertegas individualisme dan perilaku konsumtif tanpa sadar. Realitas ini adalah konsekuensi dari masyarakat urban yang dipengaruhi kekuatan kapitalis  dalam membentuk perilaku masyarakat demi meraih keuntungan.  Dalam artikel ini penulis menggunakan pendekatan studi literatur dengan sumber data primer berupa literasi teoritis berkaitan dengan perilaku konsumtif dan data sekunder  dari media elektronik tentang perkembangan Mall. Pola perilaku konsumtif di pusat perbelanjaan Mall yang telah di anggap wajar,  justru membuat masyarakat terus berada dalam cengkeraman kapitalis. Membuat masyarakat semakin individualis dan berperilaku konsumtif.


2021 ◽  
Vol 7 (2) ◽  
pp. 58-74
Author(s):  
Yusuf Al Manaanu ◽  
Hendri Setyo Wibowo ◽  
Bahrul Ulum

Waqf assets that are well managed and developed according to a clear direction can increase the economic level of the community with the economic means therein. The role of Waqf nazir becomes very important considering their duties, namely, the manager, as well as the Waqf object service, according to their functions. Of course, this is related to mauquf 'alaihi, in which they are appointed to benefit from the allocation of Waqf. The purpose of this research is to look at the mauquf ' alaih strategy in maintaining Nazir's trust so that the assets of the Waqf were maintained and well maintained. The method used in this research is descriptive qualitative research with a literature study approach, which will explain about Waqf. The type of data used in this scientific paper is secondary data. The data sources referred to are journals and books on Waqf management. However, the results show that the management of Waqf assets has a very significant impact and produces greater benefits if it is managed and developed productively. Then the role of nazir will be seen as more visible considering that they are the ones in the workshop for the Waqf. Economic opportunities in productive Waqf can boost nazir's confidence and encourage him to be more active in the organization and Waqf


2021 ◽  
Vol 6 (1) ◽  
pp. 28
Author(s):  
Wilny Chintya ◽  
Azwir Anhar ◽  
Ganda Hijrah Selaras ◽  
Lufri Lufri

The Numbered Head Together (NHT) learning model is one type of cooperative learning model designed to influence the interaction patterns of students. The Numbered Head Together (NHT) cooperative learning model can encourage students to increase cooperation in learning both cooperation between students and between teachers and students will be able to increase tolerance and self-confidence. The purpose of this study was to obtain a description of the effect of using the Numbered Head Together (NHT) learning model on the biology learning competence of students This type of research is ex post facto research. The data used is secondary data, namely data sourced from scientific journal articles accredited by Sinta which were selected as samples the data collection technique in this study was carried out by taking selected journal articles as samples and related to the effect of implementing the Numbered Head Together (NHT) learning model. The data analysis technique uses the steps, namely, data reduction, data presentation, and drawing conclusions and verification the results showed that there was an increase in the learning competence of students using the Numbered Head Together (NHT) learning model. The NHT learning model makes students readiness in learning because they have discussed the material to be studied in advance. Students become more active and dominate during the learning process so that the teacher only acts as a facilitator and motivator.


2021 ◽  
Vol 23 (3) ◽  
pp. 372
Author(s):  
Ni Made Ary Widiastini ◽  
Siti Annisa Silvia Rosa ◽  
Roni Ekha Putera ◽  
Gabriella Susilowati ◽  
Totok Hari Wibowo

This study aims to determine the form of resilience of women tourism workers affected by the Covid-19 pandemic. This study uses a qualitative method with a case study approach. Data sources are primary data from interviews with various parties, including hotel owners, hotel associations and hotel employees, while secondary data sources are documentation data. Data analysis was performed using an interactive model. The spread of the corona virus globally has affected various lines of community life, including in Bali. Hotels are the tourist facilities in Bali that are most affected. The decline in tourist visits, causing hotel occupancy rates to experience a drastic drop which resulted in layoffs. The finding of this research is that job termination for female employees occurs in almost every hotel in Bali. However, the termination of employment was responded creatively. In an effort to maintain a life for themselves and their families, women who are affected by hotel employees, especially those who have worked in the food and beverage division, react by adjusting to the conditions that occur. They make various types of food that are sold online using WhatsApp, I.G. and F.B. social media. The attitude of women who are former hotel workers in the food and beverage division in Bali towards termination of employment shows that creativity is driven by the spirit of survival as a modality that needs to be supported and worthy of being a good practice as well as a model on develop women’s capacities during pandemic Covid-19 and new normal.


2020 ◽  
Vol 9 (1) ◽  
pp. 15
Author(s):  
Ahsan Samad ◽  
Erdiansyah Erdiansyah ◽  
Rina Wulandari

The purpose of this study is to identify and describe the impact and behavior of the community on post-disaster economic conditions in the city of Palu and to know the local government's public policies in handling these cases. Using qualitative methods with a case study approach, literature study, and secondary data processing from various social elements. In addition, data collection was carried out by interviewing informants who felt the direct impact of the earthquake, tsunami and liquefaction in Palu, Sigi and Donggala. The results showed that the post-disaster impact felt by the people of Palu City was generally in the "severe" classification. The socio-economic conditions of the people of Palu include several aspects, ranging from the geographical conditions that are in disaster-prone zones, to the extremely poor health conditions after the disaster. The conclusion of this research shows that the escalation of natural disasters in the city of Palu is considered quite large because it consists of three types of disasters, namely the Earthquake, Tsunami and Liquifation in the same time period. Palu City is the capital of the Province as well as the economic and administrative center of Central Sulawesi Province. Damage to warehousing infrastructure coupled with massive looting from unscrupulous people in logistics supply warehouses resulted in goods that were supposed to be distributed both to the city and the district finally unable to be implemented.Tujuan penelitian ini yaitu mengidentifikasi dan mendeskripsikan evaluasi dampak dan perilaku masyarakat terhadap kondisi perekonomian pasca bencana di kota Palu dan mengetahui kebijakan publik pemerintah setempat dalam menangani kasus tersebut. Menggunakan metode kualitatif dengan pendekatan  studi kasus, studi literature, dan pengolahan data sekunder dari berbagai elemen sosial. Selain itu pengambilan data dilakukan dengan cara wawacara kepada narasumber yang merasakan dampak langsung dari bencana gempa,tsunami dan likuifaksi di Palu,Sigi dan Donggala. Hasil penelitian memperlihatkan bahwa dampak pasca bencana yang dirasakan oleh masyarakat Kota Palu secara umum berada pada klasifikasi “berat”. Kondisi sosial ekonomi masyarakat kota Palu meliputi beberapa aspek, mulai dari kondisi geografis yang berada pada zona rawan bencana, kondisi kesehatan sangat memprihatinkan pasca bencana. Kesimpulan penelitain ini menujukkan bahwa eskalasi bencana alam kota Palu dinilai cukup besar karena terdiri dari tiga macam bencana yaitu Gempa Bumi, Tsunami dan Liquifasi dalam kurun waktu sama. Kota Palu merupakan ibukota Provinsi sekaligus sebagai pusat ekonomi dan pemerintahan Provinsi Sulawesi Tengah. Rusaknya infrakstruktur pergudangan ditambah dengan adanya penjarahan yang massiv dari oknum masyarakat pada gudang-gudang suplai logistik mengakibatkan barang yang semestinya didistribusikan baik ke kota ataupun ke kabupaten akhirnya tidak dapat dilaksanakan.


2020 ◽  
Vol 21 (01) ◽  
pp. 43-58
Author(s):  
Feryl Ilyasa ◽  
Muhammad Zid ◽  
Mieke Miarsyah

The aim of this article is to find out how the influence of exploitation of aquatic natural resourceson the poverty of fishing communities. The method in this article used a descriptive research design forusing a literature study approach. Based on the type of research and the type of data source used, the datacollection technique in this study is used the secondary data. The results in this study can be seen in twoaspects, are: (1) the ease of foreign investments that can be exploit for the natural resources of fisheries inIndonesia; (2) the influence of exploitation of the natural resources of the waters carried out on poverty inthe fisihing community. Exploitation of aquatic natural resources in Indonesia is due to the ease with whichforeign parties can be invest in Indonesia in the field of fisheries, and then this ease of investment fromforeign parties results in the intervention of foreign parties who can to control the natural waters resourcesin Indonesia, both in the form a legal entitiy or in the form of an individual, it can be also for drain thenatural waters resources, especially fisheries in Indonesia, and which can to be affect the walfare of fishingcommunities.


Rekayasa ◽  
2021 ◽  
Vol 14 (3) ◽  
pp. 443-449
Author(s):  
Okol Sri Suharyo ◽  
Avando Bastari

The Republic of Indonesia as a world maritime country and an archipelagic country which has 17,504 islands whose territorial area is dominated by the ocean. As a maritime country, Indonesia has 4 (four) points that become international chokepoints, namely the Malacca Strait, Sunda Strait, Lombok Strait and the Ombai-Wetar Strait. Indonesia has established three Indonesian Archipelagic Sea Lanes (ALKI) for the peaceful passage of international shipping, which are guaranteed by international and national law. The Indonesian Maritime Security Agency is a Non-Ministerial State Institution whose position is under and directly responsible to the President and has the authority to enforce the law at sea and is justified by law, so that with the issuance of Law Number 32 of 2014 concerning Marine Affairs and Presidential Regulation Number 178 of 2014 concerning the Indonesian Maritime Security Agency, it can be interpreted that there is legal legitimacy for the Indonesian Maritime Security Agency in carrying out its duties, functions and authorities to carry out law enforcement against special crimes at sea. This study aims to explore Indonesia's strategic role in law enforcement at sea towards national maritime security and resilience. The method used is a literature study approach and the data analysis technique used is a qualitative data approach by conducting secondary data analysis to explain the findings obtained. This research produces findings in the form of an analysis of Indonesia's strategic role in law enforcement at sea towards maritime resilience and security both nationally and regionally.


2019 ◽  
Vol 21 (1) ◽  
pp. 56
Author(s):  
Dedy Mainata ◽  
Angrum Pratiwi

<p><em>This study aims to determine the effect of growth in Islamic insurance on economic growth. By using secondary data sources, secondary data in the form of total Islamic insurance assets during 2015-2017 originated from the report of the Non Islamic Bank Financial Industry in the official website. This study analyzes the influence of the growth variables of Islamic insurance on economic growth. With the Independent variable in this study is the growth of Islamic insurance with total assets as an indicator (X). And the dependent variable in this study is Indonesia's economic growth using the indicator Gross Domestic Product (GDP) or Gross Domestic Product (GDP) (Y). The results of the study show that the growth variables of Islamic insurance have an effect on Indonesia's economic growth.</em><em></em></p>


2021 ◽  
Vol 4 (2) ◽  
pp. 260-279
Author(s):  
Kuryani Saputra ◽  
A. Kumedi Jafar ◽  
Muhammad Iqbal   Fasa

In the first quarter of 2021, Indonesia will purchase vaccines by importing COVID-19 vaccines from COVID-19 vaccine companies. Islamic Economic Law regulates the process of purchasing vaccines by importing Covid-19 vaccines, how transactions are completed, and aspects of the safety and halalness of Covid-19 vaccines. The purpose of this study was to determine the import contract of Indonesia's Covid-19 vaccine with halal guarantees and health aspects in accordance with sharia economic law. This research uses literature study method. The data analysis method used in this research is deductive analysis. The data collection method in this research is documentation. Sources of data used are primary and secondary data sources. The main data sources used in this study are COVID-19 vaccines, vaccine books, import and export of Islamic law and economics, Islamic law, trade law, and documents related to precedents contained in Islamic law. Sources of supporting data used in this research come from scientific studies, articles, and books that support the research topic. From the perspective of Islamic economic law, the purchase of the Covid-19 vaccine in Indonesia is included in the Salam sale and purchase contract. MUI has announced that the Covid-19 vaccine product is halal and multifaceted. In accordance with Presidential Regulation No. 99 regarding vaccine procurement and vaccination implementation in 2020, the current sales contract is in effect. For the Covid-19 pandemic, if there is a mandatory threat, the contract can be extended. Or cancel. The government guarantees the safety, type and quality of halal products as well as the effectiveness of the Covid-19 vaccine (namely the POM and MUI). The type of covid-19 vaccine with guaranteed halal products and an emergency use license is the type of vaccine from PT. Bio Farma (Persero), Sinovach Biontech Ltd, AstraZeneca.Keywords : vaccine procurement, covid-19 vaccine, salam contract


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