scholarly journals BANKING FACILITIES IN TRIBAL DOMINATED RURAL AREAS - A CASE STUDY OF HEZAMARA BLOCK, MOHANPUR, TRIPURA

2021 ◽  
pp. 61-65
Author(s):  
Sayan Saha ◽  
Kiran Sankar Chakraborty
Keyword(s):  
Rural Areas ◽  
Financial Institution ◽  
Primary Data ◽  
Bank Account ◽  
Tribal People ◽  
Financial Products ◽  
The People ◽  
Bank Accounts ◽  
To Receive

A bank is a financial institution licensed to receive deposits, make credits and provide other banking facilities – transactions,payments and insurance.By the way of implementing the concept of financial inclusion,a vast section of the rural disadvantaged tribal people in India was gradually coming under the ambit of formal banking services.As per the report of the World Bank's (2017) Global Findex shows that nearly 80 percent of the people in India had a bank account. However a significant portion of tribal people in India are excluded from the ambit of the banking facilities in the country. In this background the present paper aims to assess the level of access to banking facilities among the tribal people of Hezamara Block of Mohanpur,Tripura and to study their awareness level about financial products and services offered by the banks.The present study is based on primary data collected from the 200 tribal households in Hezamara Block through a set questionnaire and discussion.It has found that 100 percent of sample tribal respondents are having bank accounts and majority of the respondents have their bank accounts in Tripura Gramin Banks (TGBs) and Tripura State Co-operative Banks (TSCBs) respectively.

Case study India’s First Women’s Bank - Bharatiya Mahila Bank

2014 ◽  
Vol 1 (1) ◽  
Author(s):  
Jitendra Ahirrao
Keyword(s):  
Public Sector ◽  
Rural Areas ◽  
Financial Services ◽  
Economic Empowerment ◽  
Women Empowerment ◽  
Bank Account ◽  
Safe Place ◽  
Job Opportunities ◽  
Bank Accounts

India launched the Bhartiya Mahila Bank (BMB), its first public sector bank for economically empowering millions of women across the country, in 2013. This bank is meant for those women who do not have access to basic financial services such as bank accounts or loans. Access to a bank account is essential for women's economic empowerment as it provides a safe place to save money and opens up a channel to credit which can be used for investing in education, property or in a business. BMB is a good beginning in the direction of women empowerment in India. Nevertheless, pro-active emphasis should be on rural areas and less-educated / illiterate women folk irrespective of their earnings. It will create more job opportunities for women and will pay special attention to the weaker and more neglected sections of women.

scholarly journals Kredit Rentenir dan Silaturahmi

2020 ◽  
Vol 12 (1) ◽  
pp. 102-116
Author(s):  
Novita Rahayu Pratiwi ◽  
Maretha Ika Prajawati ◽  
Basir S
Keyword(s):  
Qualitative Research ◽  
Venture Capital ◽  
School Environment ◽  
Secondary Data ◽  
Boarding School ◽  
Primary Data ◽  
Credit System ◽  
The People

The study aims to analyze the meaning of debt according to the people of Kampung Kauman who prefer moneylenders than banks as their source of credit. This qualitative research uses a case study. Primary data were obtained through interviews with residents of Kampung Kauman, Pasrepan Village, Pasuruan Regency, East Java, which is located in an Islamic boarding school environment with a religious type of community. Secondary data in the form of details of the credit system to moneylenders. The sample used is saturated, i.e. all those who are credit members to loan sharks. Total informants numbered 21 of 30 households in Kauman Village. The results of this study indicate that the meaning of credit to loan sharks for the community in the study site environment is venture capital, a friendly place of association, mutual relief among credit members, and regarding usury laws on credit.

scholarly journals Perception of Natural Hazards in Rural Areas: A Case Study Examination of the Influence of Seasonal Weather

2020 ◽  
Vol 12 (6) ◽  
pp. 2251 ◽  
Author(s):  
Rodrigo Rudge Ramos Ribeiro ◽  
Samia Nascimento Sulaiman ◽  
Michelle Bonatti ◽  
Stefan Sieber ◽  
Marcos Alberto Lana
Keyword(s):  
Natural Hazards ◽  
Rural Areas ◽  
Secondary Data ◽  
Weather Conditions ◽  
Primary Data ◽  
Rainy Weather ◽  
The Social ◽  
Time Of Year ◽  
Ranking Order

A series of factors affect the social perception of hazards in a rural context. This article analyzes how weather conditions influence farmers’ perceptions of natural hazards. In order to understand the relationship between time of year/season and farmers’ concerns about hazards, this study was undertaken. The methodology was based on surveys done to obtain a base-collection of primary data, as well as a meteorological and production analysis using secondary data. A case study of small coffee farms was carried out in a Brazilian municipality with questionnaires applied during the dry season in 2016 and the rainy season in 2017. The results indicate that drought is the main hazard identified by farmers in both weather seasons. Although there were some changes in perceptions observed, the ranking order of the main hazards did not change over the dry and rainy weather seasons.

Digital Marketing and Civic Society- A Case Study

2019 ◽  
Author(s):  
Garima Kohli ◽  
Amisha Gupta
Keyword(s):  
Rural Areas ◽  
Secondary Data ◽  
Marketing Strategies ◽  
Digital Marketing ◽  
Primary Data ◽  
Civic Society ◽  
Use Of Technology ◽  
Geographical Scope ◽  
Electronic Channels

Today in era of Information technology every business wants to deliver their products and services through various electronic channels. Digital marketing is of great use as far as the growth of the Indian Economy is concerned. Customers are satisfied through purchasing digital marketing. Digital marketing is modern practice that gives a chance to the business by changing to client-centered marketing strategies and thus provides an opportunity to grow business rapidly. Thus, Digital marketing is touching the urban India in lot many aspects and still holds tremendous potential which can multiply the opportunities for business enterprises in rural areas too. With the use of technology, there had been an increase in penetrating the productivity and efficiency. Banks have changed their approach from “Conventional Banking to Convenience Banking” and “Mass Banking to Class Banking”. The present study is exploratory in nature and is an attempt to examine the importance of digital marketing in today’s scenario and its impact on the civic society. The geographical scope of the study includes Jammu city of JandK region among the customers who were purchasing products and using services through digital marketing. The study is based on both primary and secondary data. A structured questionnaire with a sample size of 302 is used to collect the Primary data.

COMPROMISE IN TRADITIONAL CEREMONIES: A CASE STUDY OF THE RAMBU SOLO’ CEREMONY IN TORAJA REGENCY

2019 ◽  
Vol 7 (6) ◽  
pp. 286-291 ◽  
Author(s):  
Hasbi ◽  
Mohamad Fauzi Sukimi ◽  
Muhammad Iqbal Latief ◽  
Yusriadi Yusriadi
Keyword(s):  
Social Status ◽  
Choice Theory ◽  
Storage Period ◽  
Secondary Data ◽  
Primary Data ◽  
The People ◽  
Economic Motives ◽  
The Village ◽  
Depth Interviews

Purpose of the study: The rambu solo’ ceremony is a traditional death ceremony of the Tana Toraja regency with roots in local beliefs. However, over time, the tradition has become associated with social status and economic motives. These changes have led to many issues. This article analyses the motivations that drive the compromises that families must accept when selecting a form of rambu solo’. Methodology: This was a case study conducted in the village of Lemo in the regency of Tana Toraja. Primary data collected through in-depth interviews and observation. Informants consisted of cultural figures, religious figures, and indigenous locals with experience performing rambu solo’ — secondary data taken from existing literature about Toraja Regency. Main Findings: Results showed that compromises taken for motives of social status were irrational but comprised the most common reasoning behind rambu solo’ ceremony selection. For those families motivated by social status, choice of rambu solo’ ceremony form performed for one of two reasons: preserving their social status ascribed to them from birth (attributed status) Applications of this study: The selection of non-rapasanrambu solo’ ceremonies based on economic motives were rationally-sound but relatively rare. Avoiding wastefulness in the performing of rambu solo’ is done through simplifying the procession through shortening the storage period of the remains of the deceased before the rambu solo’ reducing the number of days of the rambu solo’ ceremony. Novelty/Originality of this study: This shows that irrational decision-making, in the context of traditional ceremonies, cannot be considered irrational; even irrational decisions can be justified and explained based on individual interpretations of rationality based on local culture. Interestingly, social status was the most common motive form selection based on economic motives were rational but less popular among the people sound choice theory

scholarly journals Financial Inclusion, Awareness, and Understanding of Financial Products among People Selected Gewogs (Blocks) of Bhutan

2019 ◽  
Vol 8 (11S2) ◽  
pp. 485-494
Keyword(s):  
Financial Services ◽  
Financial System ◽  
Secondary Data ◽  
Primary Objective ◽  
Financial Inclusion ◽  
Primary Data ◽  
Journal Articles ◽  
Financial Products ◽  
The People ◽  
Survey Finding

The financial products that are being offered by the banks in the contemporary era are significant to enhance the primary objective of the banks that is, ‘Financial Inclusion’ (FI). However, due to umpteen reasons, the banks in many countries have failed streamlining the poor and the majority of the rural folk. Bhutan is not an exception as it is in a landlocked country. The Survey finding (2013) depicted a smaller share of Bhutanese involvement in the formal financial system (48%) whereas larger percentage of them involved in informal financial system. Further, the present Governor of Royal Monetary Authority (The central bank of the country), Dasho Penjor in his discussion on the review of His Majesty’s address on 109th National day Celebration in Trongsa stated that the majority of the rural folks are unable to avail banking services extended by the formal institutions. Besides, financial services can be availed by mass only when banks and other financial institutions run some awareness programmes. There are a few literature on FI in Bhutan in general; however literature on the awareness and understanding of financial products of the people are minimal in the country. The present study, therefore, investigates the scenario of FI along with awareness and understanding of financial products of commercial banks among Bhutanese in four Gewogs (Blocks) of the country that is, Bongo, Chapcha, Darla and Samphelling. The structured questionnaire was designed and primary data from 378 respondents were collected. Further, various articles and papers published in survey findings, magazines, and journal articles are used as secondary data sources of the study. The collected data have been tabulated, analysed, and interpreted with the help of Descriptive statistics, Independent t-test and Analyses of Variance (ANOVA).

Religion, Political Contestation and Democracy: Kiai's Role as Vote Broker in Madurese Local Political Battle

2021 ◽  
Vol 27 (1) ◽  
pp. 37-54
Author(s):  
Asmawati Asmawati ◽  
Towar Ikbal Tawakkal ◽  
Sholih Muadi
Keyword(s):  
Primary Data ◽  
Case Study Method ◽  
Know How ◽  
Local Election ◽  
Public Figures ◽  
The People ◽  
Verbal Data ◽  
The Masses ◽  
Political Battle

This study aimed to know how the kiai as religious figures who had the highest social status in Pamekasan Regency carried out their work as vote brokers. This study was a qualitative research with a case study method. The research depended on verbal data and information of vote raising done by public figures in a Madurese local election. Intensive interview with some kiai as the key informants was done to get the intended information. They were chosen as primary data sources because they were public religious figures whom the people adhere to. The result showed that kiai with their social capital as vote brokers mobilizing the masses properly attracted political bosses who competed in the local election. Kiai with their religiosity played as an intermediary in delivering material for intended voters. However, it was unethical when the kiai as a religious figure provided material for voters. As a local figure who has a good image in a community, kiai became a major element in the progress of the democratic process. It can be concluded that the kiai as a highly respected religious figure contributed to the democracy to be well organized in the future.

Socio-economic and Demographic Analysis of International Migration from Rural Punjab: A Case Study of Patiala District

2021 ◽  
pp. 55-67
Keyword(s):  
International Migration ◽  
Brain Drain ◽  
Peer Pressure ◽  
Secondary Level ◽  
Primary Data ◽  
Age Group ◽  
Demographic Analysis ◽  
Demographic Dividend ◽  
The People

Based on the primary data covering the period 1951-2019, the study highlights the problems of Brain Drain, Capital Drain, and Loss of Demographic Dividend. As many as 96.62 percent of the people migrated from the age group of 15 to 45 years. Most of the youngsters were migrating just after completing secondary level education. Unemployment, desire to earn more, better living conditions and good administration at the destination, and peer pressure were the main reasons for the migration of the people from rural Punjab. Two-thirds of the migrants sent no remittances to their families. Due to the high cost of migration and low remittances, two-thirds of the households were under debt.

scholarly journals The Impact of Transformational Changes on the Socio-Economic Conditions of the Rural Population. An Example of Poland

Agriculture ◽  
2021 ◽  
Vol 11 (5) ◽  
pp. 403
Author(s):  
Iwona Bąk ◽  
Katarzyna Wawrzyniak ◽  
Maciej Oesterreich
Keyword(s):  
Rural Areas ◽  
Rural Population ◽  
Eastern European ◽  
Agricultural Enterprises ◽  
The People ◽  
Education Levels ◽  
The Government ◽  
Eastern European Countries ◽  
The Impact

The aim of the article is to show that in rural areas, with particular emphasis on former state-owned farms, which were created as a result of changes in the forms of land ownership, mainly in Central and Eastern European countries, the economic situation of households is still worse than in the areas where there were no State Agricultural Enterprises (PGR). Research in Poland served as a case study. Selected methods of descriptive statistics and multivariate comparative analysis were used in the analyses. The results presented in the study at different levels of aggregation (voivodeships, poviats, and communes) allowed the identification of the regularities in the situation of rural areas. Among the beneficiaries of social assistance, most of the people live in rural areas and have a high unemployment rate; the problem of unemployment especially concerns those areas where the rural population with lower education levels predominates. Moreover, in former state-owned farms, the total disposable income per person is lower than in other areas, and the funds from the government program “Rodzina 500+” constitute a significant contribution to household budgets.

scholarly journals Rural Tourism as a Development Strategy in Low-Density Areas: Case Study in Northern Extremadura (Spain)

2020 ◽  
Vol 13 (1) ◽  
pp. 239
Author(s):  
Ana Nieto Masot ◽  
Nerea Ríos Rodríguez
Keyword(s):  
Development Strategy ◽  
Rural Areas ◽  
Principal Component ◽  
Spatial Location ◽  
Rural Tourism ◽  
Cultural Variables ◽  
Tourism Sector ◽  
Geostatistical Techniques ◽  
To Receive

The appearance of new trends and models of tourism consumption has allowed the proliferation of rural tourist facilities in northern Extremadura. This article analyzes the economic, social, and heritage (natural and cultural) variables to relate them to the tourism offer and demand in these areas. The present study used geostatistical techniques such as Principal Component Analysis (PCA) and their spatial location through Geographic Information Systems (GIS) to determine the distribution and degree of incidence of these variables in the territories. The results obtained confirm the existence of imbalances in the tourism sector, which made it possible to determine which tourist territories have implemented the best lines of action to receive visitors, increase economic income, and preserve the population in rural areas with deficiencies in their tourism development.

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