scholarly journals RELIGIUSITAS MAHASISWA PERBANKAN SYARIAH S1 UIN MALANG YANG MENGGUNAKAN JASA BANK SYARIAH

2020 ◽  
Vol 5 (1) ◽  
pp. 21-29
Author(s):  
Mohammad Dendi Abdul Nasir

Religiousity is an expression of embraced system of trust that feels its values, so it created an option to react and behave in decision making. Islamic bank is a bank implements Islamic values which are arranged in Fatwa Dewan Syariah Nasional. In Islamic banking world, religiousity is one of many factors for customers to choose Islamic bank to save their money on. This research aims to discover how much is religiosity of students which are also costumers of Islamic bank.This is a qualitative research. Subjects for this research are 7 students which are customers of Islamic bank. This research uses primary and secondary data. Primary data is taken from interview with subjects and secondary data taken from older researches and theory books.This research shows that students religiosity which are costumers of Islamic bank is great. This is proven by metering five dimensions of religiousity, which are dimension of ideology, dimension of rituality, experience dimension, dimension of intellectuality, and consequence dimension.Keywords: Religiousity, Islamic Bank.

2016 ◽  
Vol 8 (2) ◽  
Author(s):  
Arif Hasan ◽  
Dedi Budiman Hakim ◽  
Irdika Mansur

This study aims to analyze causes of the low uptake of the budget and formulate a strategy of maximizing the absorption of expenditure on Balai Penelitian dan Pengembangan Lingkungan Hidup dan Kehutanan Manokwari. Respondents involved are 20 people that consist of: treasury officials and holder output of activity. The data used were secondary data in the form of reports on budget realization (LRA) quarter I, II, III and IV of the fiscal year 2011 to 2015, and the primary data were in the form of interviews with the help of a questionnaire. While the analysis of the data used was descriptive analysis using data tabulation, and the analysis of the three stages strategy of the decision making used IFE and EFE matrix, SWOT matrix and QSPM matrix.The results showed that there are 19 factors causing low of budget absorption until the end of the third quarter, and there were 10 drafts of policy as a strategy for maximizing the absorption of the budget on Balai Penelitian dan Pengembangan Lingkungan Hidup dan Kehutanan Manokwari.ABSTRAKPenelitian ini bertujuan untuk menganalisis penyebab rendahnya penyerapan anggaran belanja dan merumuskan strategi maksimalisasi penyerapan anggaran belanja pada Balai Penelitian dan Pengembangan Lingkungan Hidup dan Kehutanan Manokwari. Responden yang terlibat adalah 20 orang yaitu pejabat perbendaharaan dan pemegang output kegiatan. Data yang digunakan adalah data sekunder berupa laporan realisasi anggaran (LRA) triwulan I, II, III dan IV tahun anggaran 2011 sampai 2015, dan data primer berupa wawancara dengan bantuan kuesioner. Sedangkan analisis data yang digunakan adalah analisis deskriptif menggunakan analisis tabulasi, dan analisis analisis strategi tiga tahap pengambilan keputusan menggunakan matriks IFE dan EFE, matriks SWOT dan matriks QSPM. Hasil penelitian menunjukkan bahwa terdapat 19 faktor penyebab rendahnya penyerapan anggaran belanja sampai akhir triwulan III, dan terdapat 10 rancangan kebijakan sebagai strategi maksimalisasi penyerapan anggaran belanja di Balai Penelitian dan Pengembangan Lingkungan Hidup dan Kehutanan Manokwari.


2020 ◽  
Vol 7 (1) ◽  
Author(s):  
Fela Putri Hariastuti ◽  
Andin Ajeng Rahmawati

ABSTRAK            Masa remaja mengalami perkembangan fisiologis, psikososial, kognitif, moral dan perkembangan seksual. Perubahan fisiologis pada masa remaja merupakan hasil aktivitas hormonal dibawah pengaruh sistem saraf pusat. Menarche pada umumnya menjadi masalah bagi remaja, hal ini terjadi karena remaja masih belum tahu tentang apa itu menstruasi dan bagaimana menanganinya, sehingga kebersihan daerah genetalia tidak terjaga dan dapat menimbulkan terjadinya keputihan (Soetjiningsih, 2007).            Penelitian ini bertujuan untuk mengetahui penatalaksanaan flour albus pada remaja putri kelas X di SMA AL-Fatimah Bojonegoro tahun 2016. Jenis penelitian ini adalah kualitatif yaitu penelitian expose facto (mengungkap fakta) dengan pendekatan pengukuran secara langsung dengan menggunakan data primer. Subjek penelitian semua remaja putri kelas X yang mengalami keputihan di MA AL- Fatimah Kecamatan Bojonegoro Kabupaten Bojonegoro tahun 2016 yang berjumlah 30 responden.            Hasil penelitian yang didapatkan sebanyak 25 responden remaja putri sudah bisa melaksanakan penatalaksanaan pada flour albus. Kata Kunci : flour albus,  remaja putri ABSTRACT            Adolescence develops physiological, psychosocial, cognitive, moral and sexual development. Physiological changes in adolescence are the result of hormonal activity under the influence of the central nervous system. Menarche is generally a problem for teenagers, this is because teenagers still do not know what menstruation is and how to handle it, so that the cleanliness of the genetalia area is not maintained and can lead to whitish (Soetjiningsih, 2007).This study aims to determine the management of flour albus in adolescent girls of class X in SMA AL-Fatimah Bojonegoro in 2016. The type of this research is qualitative research that is expose facto (revealing fact) with approach of measurement directly by using primary data. Research subjects of all teenage girls of class X who experienced whiteness in MA Al-Fatimah Bojonegoro District Bojonegoro District in 2016, amounting to 30 respondents.The results obtained as many as 25 female teenage respondents have been able to implement management on flour albus. Keywords: flour albus, young women


Author(s):  
Ade Rahima ◽  
Nadya April Tayana

The purpose of this research is to describe "Indonesian language code-mixing in the Javanese utterance of Kartini film by Hanung Bramantyo". In this film, there are many types of code-mixing occured, namely: code-mixing of words, code-mixing of frase, and code-mixing of clause. In addition, the film also included code-mixing characteristics based on informal situation. The primary data in this research is phrases and words, whereas, secondary data is a transcription dialogue in the Kartini film by Hanung Bramantyo. This research is qualitative research by using descriptive methods. In analyzing the data, Nababan’s theory is used. Moreover, Chaer and Agustina’s theories are used in analyzing code-mixing. Based on the results of data analysis, it can be concluded that the results of this study include 1) code-mxing of the words kita, aku, and, masuk. Meanwhile the code-mixing of frase can be seen from the words sejak semua and menemukan kebebasanmu and code-mixing of clause can be seen from aku nulis iklan. 2) The characteristic of code-mixing based-situation is the informal situation.


IQTISHODUNA ◽  
2020 ◽  
Vol 16 (1) ◽  
pp. 83-100
Author(s):  
Olin Lintang Pribadi

This study aims to determine the cause of the low market share of general engineering products at PT PAL Indonesia. Market share analysis is considered important in winning business competition. The study uses qualitative descriptive methods and subject data in the form of opinions, attitudes, experiences or characteristics of a person or group of people who are the research subjects or informants. Source of data used are primary data derived from informant interviews and secondary data derived from supporting documents relevant to the study. To find out the root of the problem using the technique of root causes analysis with the fishbone method and find alternative solutions to the problem with the Delphi method in the form of a questionnaire to the experts. The results of the study explained that the low market share of general engineering products is found in every indicator of fishbone, namely: machine, method, material, manpower, measurement and mother nature. And in the opinion of the experts there is no significant difference of opinion in providing alternative solutions to every problem on the fishbone indicator. So the company can be used in making policies.


2017 ◽  
Vol 1 (2) ◽  
pp. 472
Author(s):  
Ni Luh Putu Yulia Sukma Yanti

<p><em>Ngaben Ningkeb interpreted Ngaben ceremony that ended in a reversed way or called Ningkeb.Fenomena background researcher to examine the problems about the implementation of Ngaben Ningkeb Ceremony with the formulation of the problem include: 1). How is the Ngompen Ningkeb Ceremony Procession in Banjar Kebon, Pakraman Blahbatuh Village, Blahbatuh District, Gianyar Regency? 2). What is the function of Ngaben Ningkeb Ceremony in Banjar Kebon, Pakraman Blahbatuh Village, Blahbatuh District, Gianyar Regency? 3). What is the philosophical meaning contained in Ngompen Ningkeb Ceremony at Banjar Kebon, Pakraman Blahbatuh Village, Blahbatuh District, Gianyar Regency? With the aim of research can implement the science of religion obtained in the life of the community and know in general about the Procession, Functions and Meaning philosophical related Ngaben Ningkeb Ceremony.</em></p><p><em>This research is discussed using several theories, among others, Religious Theory, is used because this research includes the research of Religion, Structural Functionalism Theory, used to dissect the problems related to Ngaben Ningkeb Ceremony, and Symbol Theory, is used to study the meaning of Philosophy. This type of research is qualitative research with primary data source from the field that is by observation and interview while secondary data obtained through documentation technique.</em></p><p><em>The results of the study as follows: 1). A. The initial procession Ngaben ningkeb ceremony, among others: Nyamuh, Matur Piuning, Mapajati, Ngulapin and Nyiramin. B. Ningkeb peak procession among others: Nedunin Sawa, Towards Setra, Sprinkle various types Tirta, Ngeseng Sawa, and last Ningkeb. C. The process after the implementation of Ngaben Ningkeb, among others: Mapegat and Mecaru. 2). Function Ceremony Ngaben Ningkeb include: A. Sustainability Function, where Ngingken ningkeb ceremony can be practically can be a ceremony that deserves to be preserved because in every process is something sacred and different with Ngaben in general. B. The return function of Sanghyang Panca Mahabhuta, which outlines the elements of Panca Mahabhuta in this great realm and usher Atma (Spirit) into Pitra nature by deciding Atma's love with his world. C. Purgatory function, in this case, purification is intended as a main foundation that should be put forward in the process Ngaben ningkeb ceremony. 3). And the meaning contained in Ngingken ningkeb ceremony is a philosophical meaning, where the conception of sarira is used as the meaning of philosophy Ngaben ningkeb is the conception of Sarira according to Wrhaspati Tattwa. And the meaning of Return Panca Mahabhuta, where basically all will return by itself although not done ceremony Ngaben, but it takes a very long time, hence from cultivated to return by cremation (Ngaben).</em></p>


2019 ◽  
Vol 15 (2) ◽  
pp. 107-120
Author(s):  
Nurul Aeni

ENGLISHDecision of being woman migrant workers brings both positive and negative consequeces for the woman workers as well as their families live behind. This study aimed: (1) to describe the decision making of being migrant workers among the applicants of woman migrant workers from Pati District; (2) to explain the factors correlate to the migrate decision making, and (3) to explain factors correlate to destination country choosing. It used quantitave approach. The primary data were obtained by spreading questionnaires among women migrant worker applicants at four labour supply companies. Meanwhile the secondary data get through desk review. Then, the data were analysed descriptively using chi square and correspondence analysis. The study resulted: (1) economic was the main factor of decision making for being woman migrant workers; (2) the factors correlated to the decision making for being woman migrant workers were the position in household, previous income, and decision making process; (3) high salary was the main factor on choosing the destination country. The factors correlated to destination country preferences were: the reasons for choosing the destination countries, age, previous job, previous salary, and husband’s age. INDONESIAKeputusan menjadi pekerja migran perempuan dapat berkonsekuensi positif maupun negatif bagi pekerja migran maupun keluarga yang ditinggalkan. Penelitian ini bertujuan: (1) menggambarkan pengambilan keputusan menjadi pekerja migran perempuan pada calon pekerja migran di Kabupaten Pati; (2) mendeskripsikan faktor yang berhubungan dengan pengambilan keputusan; dan (3) mendeskripsikan faktor yang berhubungan dengan pemilihan negara tujuan. Penelitian menggunakan pendekatan kuantitatif. Data primer didapatkan melalui pengisian kuesioner oleh para calon pekerja migran perempuan di empat PPTKIS. Sementara data sekunder didapatkan melalui review penelitian terdahulu dan dokumen yang relevan. Data yang diperoleh dianalisis secara deskriptif menggunakan chi square dan analisis korespondensi. Hasil penelitian adalah: (1) ekonomi adalah faktor utama pengambilan keputusan menjadi pekerja migran perempuan; (2) faktor yang berhubungan dengan pengambilan keputusan menjadi pekerja migran adalah posisi dalam rumah tangga, pendapatan sebelumnya, dan proses pengambilan keputusan; (3) gaji yang tinggi merupakan alasan utama pemilihan negara tujuan migrasi. Adapun faktor yang berhubungan dengan pemilihan negara tujuan migrasi adalah alasan pemilihan negara, usia, pekerjaan sebelumnya, pendapatan sebelumnya, dan usia suami.


2020 ◽  
Vol 4 (1) ◽  
pp. 57-61
Author(s):  
Lia Dahlia Iryani ◽  
Bambang Wahyudiono

This research aimed to examine empirically the effect of the performance of Islamic Bank on sharia governance in Indonesia. The social performance of the Islamic Bank was measured by qordhul hasan and micro finance, and sharia governance (SG) was measured by the proportion of the independent board of commissioners, board size, audit committee and sharia supervisory board. The data in this study were secondary data from Islamic Banking Financial Report (IBFR) of 2012-2016. This research applied quantitative approach with the panels of data regression using E-views 9.0 software. Data analysis was conducted by using factor analysis. The test result showed that the direct effect of SG on performance was 0.323 significant because it had a value of t count of 11.96 or a value of probability of (0,000) &#60; alpha 5%. The positive coefficient showed that SG was able to improve performance while the highest loading values that reflected SG (TKS) was X3 (number of KA members) of 0.934, and X4 (number of KA meetings in a year) of 0.880. The loading value of X5 was the number of DPS of 0.445 while the value of loading X2 (the number of DK meetings in 1 year) was 0.319


2020 ◽  
Vol 12 (1) ◽  
pp. 102-116
Author(s):  
Novita Rahayu Pratiwi ◽  
Maretha Ika Prajawati ◽  
Basir S

The study aims to analyze the meaning of debt according to the people of Kampung Kauman who prefer moneylenders than banks as their source of credit. This qualitative research uses a case study. Primary data were obtained through interviews with residents of Kampung Kauman, Pasrepan Village, Pasuruan Regency, East Java, which is located in an Islamic boarding school environment with a religious type of community. Secondary data in the form of details of the credit system to moneylenders. The sample used is saturated, i.e. all those who are credit members to loan sharks. Total informants numbered 21 of 30 households in Kauman Village. The results of this study indicate that the meaning of credit to loan sharks for the community in the study site environment is venture capital, a friendly place of association, mutual relief among credit members, and regarding usury laws on credit.


2021 ◽  
Author(s):  
Jean Michael Sitanayah

The new policy to provide broad flexibility to capture lobster seeds is the same as opening up massive exploitation and welcoming the extinction of lobster seeds in Indonesia. The commitment of lobster seed exporters to develop cultivation is very doubtful and is suspected of using partnerships with lobster cultivators as an effort to obtain a lobster seed export license only. After obtaining the license, the exporters are predicted to break the partnership agreement. Therefore, there needs to be an evaluation, given that business actors are not ready with supporting facilities and infrastructure to carry out the cultivation. This qualitative research leads to a case study of the impact of a new policy regarding the export of lobster seeds on the sustainability of lobster in Indonesia. This study uses primary data and secondary data to explore and explain the impact of Minister of Marine Affairs and Fisheries Regulation Number 12 of 2020 in order to draw general conclusions and support the theory.


2021 ◽  
Vol 2 (2) ◽  
pp. 1-12
Author(s):  
Pandiga Aji Norseta

This study aims to see the phenomena of the tradition of pilgrimage to the grave of K.H.R Bagus Khasantuka in Dusun Senuko Sidoagung Godean Sleman. The method used in this research is qualitative research methods. This study has two types of data and data sources, namely primary data and secondary data. Data interview techniques in this study were carried out by direct field observation, interviews, and documentation. The data analysis techniques used were data, data reduction, data presentation, and data collection. The data validity checking technique used was the source triangulation technique and the technique triangulation. The results of this study indicate the phenomenon of the pilgrimage tradition at K.H.Rr's grave intending to pray for and interpret the values of life, pilgrims who visit the grave of waliyullah K.H.R Bagus Khasantuka can trace the struggle of previous scholars in Islam. The existence of Sendang Bagusan as an example of K.H.R Bagus Khasantuka is still used by the Javanese mystical adherents for the kungkum ritual to achieve certain goals. The development of the Tomb of K.H.R Bagus Khasantuka also had a positive impact on the construction of hamlet roads, gates, and youth organization activities in Senuko Village.


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