scholarly journals Analisis Pengaruh Risiko Kredit dan Risiko Operasional Terhadap Profitabilitas Bank

2018 ◽  
Vol 6 (3) ◽  
pp. 123-130
Author(s):  
Utami Utami ◽  
Uluan Silaen
Keyword(s):  
Credit Risk ◽  
Stock Exchange ◽  
Operational Risk ◽  
Sampling Technique ◽  
Return On Assets ◽  
The Public ◽  
The People ◽  
Comprehensive Picture ◽  
Business Entities ◽  
The Relationship

Banks are business entities that collect funds from the public in the form of deposits and channel them to the public in the form of credit and / or other forms of improving the standard of living of the people. This study aims to determine the effect of credit risk and operational risk on profitability. Profitability ratios measured using return on asset assets and credit risk and operational risk are measured by non-performing loans (NPL) and BOPO. Data obtained from published financial statements published by Bank Indonesia with a period of time from 2008 to 2017. The sampling technique used in this study was purposive sampling. The number of samples is 3 banking companies listed on the Indonesia Stock Exchange. The analytical method that will be used in this study is multiple linear regression to obtain a comprehensive picture of the relationship between one variable and another. Based on hypothesis testing using statistical t test and f test the results of the research show that Non Performing Loans (NPL) have a significant effect on Profitability, while BOPO does not have a significant effect on Profitability and simultaneously there is a significant influence of Non Performing Loans (NPL) and BOPO on Profitability. Keywords: Non Performing Loan (NPL), BOPO and Return on Assets (ROA)

Effect of Audit Expectation Gap in Nigerian Capital Market

2014 ◽  
Vol 1 (1) ◽  
pp. 294 ◽  
Author(s):  
Paul N. Onulaka
Keyword(s):  
Capital Market ◽  
Negative Impact ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Cross Sectional Survey ◽  
Chi Square ◽  
Cross Sectional ◽  
The Public ◽  
Expectation Gap ◽  
The Relationship

Audit expectation gap is a phenomenon that presently attracts the attention of researchers all over the world. The basic problem is in the area of how the public perceives the role of the auditor, which in most cases centers on the prevention of fraud and irregularities. On the other hand the auditor and the auditing profession always exonerate themselves from the fact and perception of the public towards their work. However, the continued litigation against the auditor and the auditing profession has called on a rethink on the relationship of the auditor and the audit work he performs This paper is structured to briefly establish what auditing and its expectations gap is and the relationship audited financial statement has on capital market and to investigate if the identified gaps have any significant effect in the volume of transactions in the Nigerian capital market.It sought to establish the perception of the capital market operators on its existence. Respondents view was also sought on how the gap could be narrowed. Chi-square (χ2) was used to analyze the data obtained from the study. The data were obtained through questionnaire. Two hundred and ninety (290) copies of the instrument were found useful out of 350 copies distributed using purposive sampling technique. In this study, a cross-sectional survey was conducted in Lagos and Abuja stock Exchange to capture the perceptions of key users of financial statements in Nigerian capital market. The tests of hypothesis were done using Microsoft Excel 2010 version. Tests were carried out at a significant level of 5% and twelve degree of freedom. The findings of the study indicated that there is a wide expectation gap in the areas of auditors’ responsibility for fraud prevention and detection. Audit expectation gap has negative impact on the volume of transactions in Nigerian stock exchange.

scholarly journals Pengaruh Cash Ratio, Debt to Equity Ratio, dan Return On Assets Terhadap Return Saham dengan Nilai Tukar sebagai Variabel Moderating Pada Perusahaan Perkebunan yang Terdaftar di Bursa Efek Indonesia (BEI) Periode 2014-2018

2020 ◽  
Vol 5 (1) ◽  
pp. 57
Author(s):  
Yunan Surono ◽  
Andrian Hadinata
Keyword(s):  
Stock Returns ◽  
Stock Exchange ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Sampling Technique ◽  
Return On Assets ◽  
Significance Level ◽  
Independent Variables ◽  
Equity Ratio ◽  
The Relationship

The purpose of the research is to analyze the Influence of Cash Ratio, Debt To Equity Ratio and Return On Assets to Stock Return With Exchange Rate as Moderating Variables In Plantation Companies Listed In Indonesia Stock Exchange. This research uses descriptive analysis and statistical analysis methods. data that uses secondary data. This study focuses on the influence of 3 independent variables on the dependent variable by adding moderation variables to determine whether the moderating variable can affect the relationship between the independent variables on the dependent variable. Hypothesis testing in this study uses the F test and t test, with a brief significance level (a) 5%. This data analysis uses SPSS 20 data processing software for Windows. The population of this study is companies engaged in the plantation sector in the Indonesia Stock Exchange period 2014 - 2018, with a purposive sampling technique, obtained 6 companies that have fullfill criteria in this research. The results of this study partially Cash Ratio, Debt to Equity Ratio, and Return On Assets have a significant effect on stock returns, partially Debt to Equity Ratio and Return On Assets have a significant positive effect on stock returns, while Cash Ratio has no significant effect on stock returns. and the value is not able to affect the relationship between independent variable and dependent variable.

scholarly journals HUBUNGAN PENGETAHUAN DAN SIKAP TERHADAP PERILAKU PENGGUNAAN MASKER DALAM USAHA PENCEGAHAN COVID-19 PADA MASYARAKAT KECAMATAN GUNUNG PUTRI TAHUN 2020

2021 ◽  
Vol 5 (1) ◽  
pp. 367-377
Author(s):  
Sukmawati Eka Suhartiningsih ◽  
Nunuk Nugrohowati ◽  
Aulia Chairani
Keyword(s):  
Sampling Technique ◽  
Bivariate Analysis ◽  
Test Results ◽  
Chi Square ◽  
Cross Sectional ◽  
The Public ◽  
The People ◽  
Chi Square Test ◽  
The Government ◽  
The Relationship

Background: COVID-19 is a respiratory tract infection caused by Severe Acute Respiratory Syndrome Corona Virus-2 (SARS-CoV-2). Since its appearance at the end of 2019, COVID-19 cases have continued to increase and their spread has become more widespread. As an effort to prevent COVID-19, the government has socialized the use of masks as an effort to tackle the spread of COVID-19 in Indonesia as a result of WHO recommendations. This study aims to determine the relationship between knowledge and attitudes towards the behavior of using masks in the effort to prevent COVID-19 in the community of Gunung Putri District in 2020. Methods and Samples: This research is an analytical study with an observational design and using a cross sectional approach. The sample of this research is 95 respondents. The sampling technique used consecutive sampling with a research instrument, namely google form. Data were analyzed based on the chi-square test. Results: From this study, the bivariate test results obtained from the independent and dependent variables, namely the public attitude variable (p = 0.004) had a relationship with the behavior of using masks, while knowledge (p = 0.340) had no relationship with the behavior of wearing masks. Conclusion: The results of the bivariate analysis of this study indicate that there is a significant relationship between attitudes and the behavior of using masks in the effort to prevent COVID-19 in the people of Gunung Putri District in 2020.

scholarly journals Analisa Suku Bunga Dan Nilai Jaminan Terhadap Resiko Kredit KPR

2018 ◽  
Vol 6 (2) ◽  
pp. 124-129
Author(s):  
Muhamad Gustaman ◽  
Bambang Rahardjo
Keyword(s):  
Interest Rates ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Financial Statements ◽  
Coefficient Of Determination ◽  
Test Results ◽  
Comprehensive Picture ◽  
The Interest Rate ◽  
The Relationship ◽  
Regression Correlation

Credit risk is the inability of the customer to pay installments on time or due. This study aims to determine the effect of interest rates and the total value of collateral, on the risk of bad credit. Data obtained from published financial statements published by IDX with the period of 2013 to 2017. The sampling technique used in this study was purposive sampling. The number of samples is 4 banking companies listed on the Indonesia Stock Exchange. The analytical method used in this study is multiple linear regression, correlation, and coefficient of determination to obtain a comprehensive picture of the relationship between variables one with other variables. Based on testing the hypothesis by using the statistical t-test and the F test results showed that the interest rate has no effect and is not significant to bad credit, while the guarantee value has a positive and significant effect on bad credit and simultaneously there is a significant influence of interest rates and collateral value on bad credit

scholarly journals Risiko Perbankan, Working Capital Turn Over, dan Profitabilitas

2021 ◽  
Vol 31 (7) ◽  
pp. 1732
Author(s):  
Ni Made Bunga Ayu Cahyani ◽  
I Ketut Sujana
Keyword(s):  
Credit Risk ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Liquidity Risk ◽  
Operational Risk ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Working Capital ◽  
Study Population ◽  
Turn Over

This study aims to obtain empirical evidence of the effect of credit risk, liquidity risk, operational risk, and working capital turnover on the profitability of banking companies. The study population was 45 banking companies listed on the Indonesia Stock Exchange (BEI) for the 2015-2019 period. With a purposive sampling technique, this study used 17 samples of companies. Through multiple linear regression analysis techniques, the results show credit risk and operational risk partially have a negative and significant effect on the profitability of banking companies. It means the lower the credit risk and operational risk faced, the greater the profitability can be generated. This study also shows liquidity risk and working capital turnover partially have a positive and insignificant effect on the profitability of banking companies. This means that the higher the risk of liquidity and working capital turnover faced, will not be able to increase the profitability of banking companies. Keywords: Credit Risk; Liquidity Risk; Operational Risk; Working Capital Turn Over.

scholarly journals PENGARUH CAPITAL ADEQUACY RATIO (CAR), BOPO DAN NON PERFORMING LOAN (NPL) TERHADAP KINERJA KEUANGAN PERBANKAN DI INDONESIA

2015 ◽  
Vol 10 (1) ◽  
Author(s):  
Anggria Maya Matindas ◽  
Sifrid S. Pangemanan ◽  
David P.E. Saerang
Keyword(s):  
Stock Exchange ◽  
Negative Relationship ◽  
Total Sample ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Financial Report ◽  
Time Period ◽  
Capital Adequacy Ratio ◽  
Comprehensive Picture ◽  
The Relationship

This study aimed to determine the effect of the Capital Adequacy Ratio (CAR), ROA and Non-Performing Loans (NPLs) of the return on assets (ROA) banking companies listed in Indonesia Stock Exchange 2008-2010 period. Data obtained from the Financial Report issued by Bank Indonesia with the time period of 2008 to 2010. The population of this study were 28 companies and a total sample of 22 companies with a purposive sample passing phase. Analysis techniques will be used in this research is regression to obtain a comprehensive picture of the relationship between one variable with another variable. The results showed that the variable Capital Adequacy Ratio (CAR) is not significant and has a negative relationship to the ability of return of assets (ROA), ROA indicates that the variable ROA ROA significant effect on the banking company. While the Non Performing Loan (NPL) had no significant effect on ROA banking company. The result is expected that the variable Capital Adequacy Ratio (CAR), ROA, and Non-Performing Loans (NPLs) could be considered by the bank management in managing the company to improve the performance of the company.

scholarly journals The factors affect financial performance of companies listed on Hanoi stock exchange

2020 ◽  
Vol 4 (3) ◽  
pp. First
Author(s):  
Hồ Xuân Thủy ◽  
Đinh Lê Minh Hiếu ◽  
Dzoãn Khoa Danh ◽  
Phạm Phú Thành Đạt ◽  
Nguyễn Hồng Ngọc ◽  
...  
Keyword(s):  
Financial Performance ◽  
Income Tax ◽  
Stock Exchange ◽  
Negative Relationship ◽  
Corporate Income Tax ◽  
Firm Age ◽  
Return On Assets ◽  
Business Entities ◽  
The Impact ◽  
The Relationship

Profit maximization is an important goal of any business entities, lead to big concern about how to improve financial performance so as to run businesses in a stability and sustainability. Furthermore, in measuring financial performance, several profitability indicators are widely in use as return on assets (ROA), return on equity (ROE)... We did conduct literature reviews and conclude: evaluating the impact of factors on entity financial performance is such an essential topic which has drawn the attention of researchers all over the world and yet Vietnam. However, many studies gave dissimilar results, which indicates there might be differences in nature of the relationship, or factors affiliation in enterprises of different sectors or different countries. This study aims to determine the effect of factors on the financial performance of companies listed on the Hanoi Stock Exchange (HNX) from 2013-2017. The factors include corporate income tax, firms’size, growth of the firm, age of the firm and liquidity. The study used panel data methodology, the FEM model was found to be consistent with data. In this study, variables of return on assets (ROA) used to measure the financial performance of companies. The research revealed that corporate income tax, firms’size and growth of the firm show a significant negative relationship with financial performance. On the other hand, there is a significant positive relationship between liquidity and financial performance. But, the relationship between ROA with the firm age is not significant. Firms’ size and corporate income tax have the greatest influence on financial of companies. The findings of the study will improve the financial performance of companies listed on the HNX.

PERSOALAN KEHIDUPAN KONTEMPORER: MENGGAGAS KAJIAN SACHEDINA TENTANG THEOLOGI PLURALISME

EMPIRISMA ◽  
2017 ◽  
Vol 26 (1) ◽  
Author(s):  
Limas Dodi
Keyword(s):  
Religious Pluralism ◽  
Main Argument ◽  
Religious Groups ◽  
Common View ◽  
The Public ◽  
The People ◽  
Muslim Majority ◽  
The Common ◽  
The Relationship ◽  
Religious Differences

According to Abdulaziz Sachedina, the main argument of religious pluralism in the Qur’an based on the relationship between private belief (personal) and public projection of Islam in society. By regarding to private faith, the Qur’an being noninterventionist (for example, all forms of human authority should not be disturb the inner beliefs of individuals). While the public projection of faith, the Qur’an attitude based on the principle of coexistence. There is the willingness of the dominant race provide the freedom for people of other faiths with their own rules. Rules could shape how to run their affairs and to live side by side with the Muslims. Thus, based on the principle that the people of Indonesia are Muslim majority, it should be a mirror of a societie’s recognizion, respects and execution of religious pluralism. Abdul Aziz Sachedina called for Muslims to rediscover the moral concerns of public Islam in peace. The call for peace seemed to indicate that the existence of increasingly weakened in the religious sense of the Muslims and hence need to be reaffi rmed. Sachedina also like to emphasize that the position of peace in Islam is parallel with a variety of other doctrines, such as: prayer, fasting, pilgrimage and so on. Sachedina also tried to show the argument that the common view among religious groups is only one religion and traditions of other false and worthless. “Antipluralist” argument comes amid the reality of human religious differences. Keywords: Theology, Pluralism, Abdulaziz Sachedina

scholarly journals The Relationship between Liquidity and Firms’ Profitability: A Case Study of Karachi Stock Exchange

2017 ◽  
Vol 9 (1) ◽  
pp. 54 ◽  
Author(s):  
Nazish Bibi ◽  
Shehla Amjad
Keyword(s):  
Regression Analysis ◽  
Stock Exchange ◽  
Negative Relationship ◽  
Return On Assets ◽  
Current Ratio ◽  
Factors Affecting ◽  
Operating Income ◽  
Secondary Sources ◽  
Individual Variables ◽  
The Relationship

The purpose of this paper is to investigate the relationship between firm’s liquidity and profitability; and to find out the effects of different components of liquidity on firms’ profitability.The relationship between liquidity and firms’ profitability is empirically examined by collecting the data of 50 listed firms of Karachi Stock Exchange, Pakistan. Panel data has been collected from secondary sources for the year 2007 to 2011 .Net operating income and Return on assets are used measure of firm’s profitability. Liquidity of the firm is measured by using cash gap in days and current ratio. Firm size measured by net sales, total assets and market capitalization .The study applies regression analysis to determine factors affecting profitability. Incremental tests are carried out to see the importance of individual variables in the model.The results of correlation and regression analysis showed that there is a significant negative relationship between cash gap and return on assets while current ratio has significant positive relationship with profitability. Results further indicate that log of sales and log of total assets has positive significant relationship with profitability. The findings of this study are based on firms listed on the Karachi Stock Exchange (KSE). Hence, the results cannot be generalizable to those firms which are not listed on Karachi stock exchange. The sample of the study comprises only the merchandising and manufacturing firms. Banks are excluded due to their nature of work.

scholarly journals Hubungan Motif dan Kepuasan Penggunaan Media Sosial Instagram di Mahasiswa Komunikasi Penyiaran Islam Angkatan 2014-2017

2019 ◽  
Vol 2 (2) ◽  
pp. 74-78
Author(s):  
Ngudi Ambar Sari ◽  
Bukhari Bukhari ◽  
Usman Usman ◽  
Prima Kurinati Hamzah
Keyword(s):  
Social Media ◽  
User Satisfaction ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Quantitative Research Methods ◽  
The Public ◽  
Media Usage ◽  
Active User ◽  
The Relationship

Instagram is one of the most popular social media for the public. One difference between Instagram and other social media, is that instamam is more likely to be used to find information and share information with users than to interact directly with fellow users. The purpose of this study is to find out and explain the motives and active user satisfaction in using Instagram social media and find out the relationship between the motives and satisfaction of Instagram social media usage. This study uses use and gratification theory which assumes that individuals have certain goals in using media. The method used in this research is quantitative research methods. The data collection tool is the questionnaire has been validated. The research sample was 70 people. The sampling technique is simple random sampling. The statistic test that the researchers used was the Partial Correlation Test (Pearson Product Moment). Data is processed using SPSS version 20. The results of this study indicate users want to get information and knowledge that is happening at the present time. Information satisfaction becomes the most obtained by Instagram social media users. Overall Instagram social media has given satisfaction to users and there is a significant relationship between motives and satisfaction.

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